The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   497,861 3,642 SH   SOLE   0 0 3,642
ADOBE INC COM 00724F101   208,665 403 SH   SOLE   0 0 403
ALPHABET INC CAP STK CL A 02079K305   484,945 2,924 SH   SOLE   0 0 2,924
AMAZON COM INC COM 023135106   621,783 3,337 SH   SOLE   0 0 3,337
APPLE INC COM 037833100   2,435,549 10,453 SH   SOLE   0 0 10,453
APPLOVIN CORP COM CL A 03831W108   578,337 4,430 SH   SOLE   0 0 4,430
ARISTA NETWORKS INC COM 040413106   310,894 810 SH   SOLE   0 0 810
AT&T INC COM 00206R102   268,774 12,217 SH   SOLE   0 0 12,217
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   536,203 1,165 SH   SOLE   0 0 1,165
BROADCOM INC COM 11135F101   521,123 3,021 SH   SOLE   0 0 3,021
CARVANA CO CL A 146869102   649,082 3,728 SH   SOLE   0 0 3,728
CAVA GROUP INC COM 148929102   591,260 4,774 SH   SOLE   0 0 4,774
CHEVRON CORP NEW COM 166764100   753,875 5,119 SH   SOLE   0 0 5,119
CISCO SYS INC COM 17275R102   298,777 5,614 SH   SOLE   0 0 5,614
COCA COLA CO COM 191216100   2,979,028 41,456 SH   SOLE   0 0 41,456
CORNING INC COM 219350105   258,484 5,725 SH   SOLE   0 0 5,725
COSTCO WHSL CORP NEW COM 22160K105   429,076 484 SH   SOLE   0 0 484
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   3,820,954 131,485 SH   SOLE   0 0 131,485
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   4,168,583 99,990 SH   SOLE   0 0 99,990
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   6,396,760 207,687 SH   SOLE   0 0 207,687
DIMENSIONAL ETF TRUST EMERGING MKTS HI 25434V757   1,333,871 49,642 SH   SOLE   0 0 49,642
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   2,739,862 98,912 SH   SOLE   0 0 98,912
EXXON MOBIL CORP COM 30231G102   455,165 3,883 SH   SOLE   0 0 3,883
FAIR ISAAC CORP COM 303250104   544,186 280 SH   SOLE   0 0 280
FASTENAL CO COM 311900104   530,436 7,427 SH   SOLE   0 0 7,427
GE AEROSPACE COM NEW 369604301   602,890 3,197 SH   SOLE   0 0 3,197
HOME DEPOT INC COM 437076102   2,621,239 6,469 SH   SOLE   0 0 6,469
HORMEL FOODS CORP COM 440452100   331,645 10,462 SH   SOLE   0 0 10,462
HOWMET AEROSPACE INC COM 443201108   592,678 5,912 SH   SOLE   0 0 5,912
INTERNATIONAL BUSINESS MACHS COM 459200101   495,440 2,241 SH   SOLE   0 0 2,241
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   13,482,705 641,728 SH   SOLE   0 0 641,728
INVESCO QQQ TR UNIT SER 1 46090E103   20,542,378 42,089 SH   SOLE   0 0 42,089
IRON MTN INC DEL COM 46284V101   562,185 4,731 SH   SOLE   0 0 4,731
ISHARES GOLD TR ISHARES NEW 464285204   21,330,743 429,190 SH   SOLE   0 0 429,190
ISHARES TR SHRT NAT MUN ETF 464288158   2,269,705 21,374 SH   SOLE   0 0 21,374
ISHARES TR IBOXX HI YD ETF 464288513   344,246 4,287 SH   SOLE   0 0 4,287
ISHARES TR U.S. TECH ETF 464287721   649,388 4,283 SH   SOLE   0 0 4,283
ISHARES TR MSCI USA MIN VOL 46429B697   3,122,163 34,193 SH   SOLE   0 0 34,193
ISHARES TR S&P MC 400GR ETF 464287606   19,639,006 213,630 SH   SOLE   0 0 213,630
ISHARES TR SELECT DIVID ETF 464287168   2,565,520 18,994 SH   SOLE   0 0 18,994
ISHARES TR 0-5YR HI YL CP 46434V407   583,652 13,442 SH   SOLE   0 0 13,442
ISHARES TR MSCI USA MMENTM 46432F396   16,591,445 81,828 SH   SOLE   0 0 81,828
ISHARES TR MSCI EAFE MIN VL 46429B689   8,630,054 112,517 SH   SOLE   0 0 112,517
ISHARES TR U.S. REAL ES ETF 464287739   596,449 5,855 SH   SOLE   0 0 5,855
ISHARES TR U.S. FINLS ETF 464287788   611,140 5,882 SH   SOLE   0 0 5,882
ISHARES TR MSCI USA QLT FCT 46432F339   18,083,302 100,855 SH   SOLE   0 0 100,855
ISHARES TR U.S. UTILITS ETF 464287697   635,585 6,230 SH   SOLE   0 0 6,230
ISHARES U S ETF TR INT RT HD LONG 46431W812   11,470,487 472,620 SH   SOLE   0 0 472,620
JPMORGAN CHASE & CO. COM 46625H100   319,242 1,514 SH   SOLE   0 0 1,514
KKR & CO INC COM 48251W104   258,940 1,983 SH   SOLE   0 0 1,983
MASTERCARD INCORPORATED CL A 57636Q104   216,284 438 SH   SOLE   0 0 438
MCDONALDS CORP COM 580135101   204,022 670 SH   SOLE   0 0 670
META PLATFORMS INC CL A 30303M102   307,973 538 SH   SOLE   0 0 538
MICROSOFT CORP COM 594918104   1,595,983 3,709 SH   SOLE   0 0 3,709
MONOLITHIC PWR SYS INC COM 609839105   318,028 344 SH   SOLE   0 0 344
NETAPP INC COM 64110D104   308,651 2,499 SH   SOLE   0 0 2,499
NETFLIX INC COM 64110L106   357,472 504 SH   SOLE   0 0 504
NVIDIA CORPORATION COM 67066G104   1,191,084 9,808 SH   SOLE   0 0 9,808
PACER FDS TR PACER US SMALL 69374H857   1,221,383 26,255 SH   SOLE   0 0 26,255
PALANTIR TECHNOLOGIES INC CL A 69608A108   369,991 9,946 SH   SOLE   0 0 9,946
PROCTER AND GAMBLE CO COM 742718109   590,439 3,409 SH   SOLE   0 0 3,409
ROBINHOOD MKTS INC COM CL A 770700102   454,770 19,418 SH   SOLE   0 0 19,418
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   458,519 2,031 SH   SOLE   0 0 2,031
SOUTHERN CO COM 842587107   1,654,082 18,342 SH   SOLE   0 0 18,342
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,395,958 2,433 SH   SOLE   0 0 2,433
SPDR SER TR NUVEEN BLOOMBERG 78464A284   1,103,393 42,002 SH   SOLE   0 0 42,002
SPDR SER TR PRTFLO S&P500 VL 78464A508   14,977,405 283,341 SH   SOLE   0 0 283,341
SPOTIFY TECHNOLOGY S A SHS L8681T102   326,149 885 SH   SOLE   0 0 885
TARGA RES CORP COM 87612G101   406,879 2,749 SH   SOLE   0 0 2,749
TRUIST FINL CORP COM 89832Q109   217,528 5,086 SH   SOLE   0 0 5,086
UNITED PARCEL SERVICE INC CL B 911312106   381,888 2,801 SH   SOLE   0 0 2,801
UNITEDHEALTH GROUP INC COM 91324P102   388,228 664 SH   SOLE   0 0 664
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   1,144,720 21,570 SH   SOLE   0 0 21,570
VANGUARD BD INDEX FDS INTERMED TERM 921937819   20,081,137 256,235 SH   SOLE   0 0 256,235
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   256,861 1,055 SH   SOLE   0 0 1,055
VANGUARD INDEX FDS TOTAL STK MKT 922908769   4,608,429 16,275 SH   SOLE   0 0 16,275
VANGUARD INDEX FDS GROWTH ETF 922908736   18,892,811 49,209 SH   SOLE   0 0 49,209
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,599,312 13,361 SH   SOLE   0 0 13,361
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,664,508 33,756 SH   SOLE   0 0 33,756
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   4,617,721 90,331 SH   SOLE   0 0 90,331
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   3,134,763 37,430 SH   SOLE   0 0 37,430
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   2,430,403 36,619 SH   SOLE   0 0 36,619
VERIZON COMMUNICATIONS INC COM 92343V104   453,636 10,101 SH   SOLE   0 0 10,101
VISA INC COM CL A 92826C839   270,276 983 SH   SOLE   0 0 983
VISTRA CORP COM 92840M102   525,843 4,436 SH   SOLE   0 0 4,436