The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 31,584 233,263 SH   SOLE   0 0 233,263
AFLAC INC COM 001055102 362 6,201 SH   SOLE   0 0 6,201
ALPHABET INC CAP STK CL A 02079K305 342 118 SH   SOLE   0 0 118
ALPHABET INC CAP STK CL C 02079K107 24,506 8,469 SH   SOLE   0 0 8,469
AMAZON COM INC COM 023135106 874 262 SH   SOLE   0 0 262
AMERICAN ELEC PWR CO INC COM 025537101 2,476 27,835 SH   SOLE   0 0 27,835
AMERICAN EXPRESS CO COM 025816109 454 2,778 SH   SOLE   0 0 2,778
AMGEN INC COM 031162100 12,108 53,822 SH   SOLE   0 0 53,822
APPLE INC COM 037833100 22,292 125,539 SH   SOLE   0 0 125,539
AT&T INC COM 00206R102 251 10,207 SH   SOLE   0 0 10,207
BANK NEW YORK MELLON CORP COM 064058100 10,715 184,486 SH   SOLE   0 0 184,486
BECTON DICKINSON & CO COM 075887109 12,030 47,835 SH   SOLE   0 0 47,835
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 808 2,704 SH   SOLE   0 0 2,704
BOEING CO COM 097023105 325 1,612 SH   SOLE   0 0 1,612
BRISTOL-MYERS SQUIBB CO COM 110122108 510 8,181 SH   SOLE   0 0 8,181
CAPITAL ONE FINL CORP COM 14040H105 922 6,355 SH   SOLE   0 0 6,355
CHEVRON CORP NEW COM 166764100 14,600 124,415 SH   SOLE   0 0 124,415
CINEDIGM CORP COM NEW 172406209 14 12,365 SH   SOLE   0 0 12,365
CISCO SYS INC COM 17275R102 30,521 481,633 SH   SOLE   0 0 481,633
COCA COLA CO COM 191216100 24,408 412,234 SH   SOLE   0 0 412,234
COLGATE PALMOLIVE CO COM 194162103 226 2,650 SH   SOLE   0 0 2,650
COMCAST CORP NEW CL A 20030N101 26,562 527,747 SH   SOLE   0 0 527,747
COMPUGEN LTD ORD M25722105 422 98,236 SH   SOLE   0 0 98,236
CONSOLIDATED EDISON INC COM 209115104 8,544 100,141 SH   SOLE   0 0 100,141
CVS HEALTH CORP COM 126650100 35,554 344,651 SH   SOLE   0 0 344,651
DANAHER CORPORATION COM 235851102 243 739 SH   SOLE   0 0 739
EBAY INC. COM 278642103 11,727 176,346 SH   SOLE   0 0 176,346
EXXON MOBIL CORP COM 30231G102 473 7,731 SH   SOLE   0 0 7,731
FEDEX CORP COM 31428X106 15,427 59,646 SH   SOLE   0 0 59,646
FISERV INC COM 337738108 12,638 121,765 SH   SOLE   0 0 121,765
GENERAL DYNAMICS CORP COM 369550108 4,582 21,981 SH   SOLE   0 0 21,981
GENERAL MLS INC COM 370334104 10,155 150,710 SH   SOLE   0 0 150,710
GILEAD SCIENCES INC COM 375558103 23,901 329,171 SH   SOLE   0 0 329,171
GOLDMAN SACHS GROUP INC COM 38141G104 15,869 41,483 SH   SOLE   0 0 41,483
INVESCO QQQ TR UNIT SER 1 46090E103 852 2,141 SH   SOLE   0 0 2,141
ISHARES INC CORE MSCI EMKT 46434G103 340 5,683 SH   SOLE   0 0 5,683
ISHARES TR CORE S&P SCP ETF 464287804 539 4,709 SH   SOLE   0 0 4,709
ISHARES TR CORE S&P500 ETF 464287200 863 1,809 SH   SOLE   0 0 1,809
ISHARES TR MSCI EAFE ETF 464287465 1,710 21,732 SH   SOLE   0 0 21,732
ISHARES TR RUS 1000 GRW ETF 464287614 1,106 3,618 SH   SOLE   0 0 3,618
ISHARES TR RUS 2000 VAL ETF 464287630 394 2,370 SH   SOLE   0 0 2,370
ISHARES TR RUS MID CAP ETF 464287499 449 5,408 SH   SOLE   0 0 5,408
ISHARES TR RUSSELL 2000 ETF 464287655 1,376 6,185 SH   SOLE   0 0 6,185
JOHNSON & JOHNSON COM 478160104 649 3,796 SH   SOLE   0 0 3,796
JPMORGAN CHASE & CO COM 46625H100 34,153 215,682 SH   SOLE   0 0 215,682
KELLOGG CO COM 487836108 21,918 340,234 SH   SOLE   0 0 340,234
KIMBERLY-CLARK CORP COM 494368103 11,605 81,199 SH   SOLE   0 0 81,199
L3HARRIS TECHNOLOGIES INC COM 502431109 5,038 23,628 SH   SOLE   0 0 23,628
LAKELAND BANCORP INC COM 511637100 510 26,876 SH   SOLE   0 0 26,876
M & T BK CORP COM 55261F104 11,655 75,886 SH   SOLE   0 0 75,886
MARKER THERAPEUTICS INC COM 57055L107 143 150,000 SH   SOLE   0 0 150,000
MERCK & CO INC COM 58933Y105 12,617 164,624 SH   SOLE   0 0 164,624
META PLATFORMS INC CL A 30303M102 14,339 42,632 SH   SOLE   0 0 42,632
MICROSOFT CORP COM 594918104 53,419 158,833 SH   SOLE   0 0 158,833
MORGAN STANLEY COM NEW 617446448 15,318 156,047 SH   SOLE   0 0 156,047
PEPSICO INC COM 713448108 14,180 81,630 SH   SOLE   0 0 81,630
PNC FINL SVCS GROUP INC COM 693475105 13,085 65,254 SH   SOLE   0 0 65,254
PROCTER AND GAMBLE CO COM 742718109 369 2,256 SH   SOLE   0 0 2,256
QUALCOMM INC COM 747525103 29,795 162,931 SH   SOLE   0 0 162,931
SCHLUMBERGER LTD COM STK 806857108 4,328 144,493 SH   SOLE   0 0 144,493
SPDR GOLD TR GOLD SHS 78463V107 610 3,566 SH   SOLE   0 0 3,566
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 2,868 5,541 SH   SOLE   0 0 5,541
SPDR SER TR S&P DIVID ETF 78464A763 538 4,170 SH   SOLE   0 0 4,170
STATE STR CORP COM 857477103 12,930 139,028 SH   SOLE   0 0 139,028
TE CONNECTIVITY LTD SHS H84989104 15,585 96,596 SH   SOLE   0 0 96,596
TESLA INC COM 88160R101 1,050 994 SH   SOLE   0 0 994
THERMO FISHER SCIENTIFIC INC COM 883556102 14,587 21,862 SH   SOLE   0 0 21,862
TRUIST FINL CORP COM 89832Q109 23,423 400,045 SH   SOLE   0 0 400,045
UNILEVER PLC SPON ADR NEW 904767704 4,654 86,515 SH   SOLE   0 0 86,515
US BANCORP DEL COM NEW 902973304 25,009 445,240 SH   SOLE   0 0 445,240
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 972 5,315 SH   SOLE   0 0 5,315
VANGUARD INDEX FDS GROWTH ETF 922908736 764 2,381 SH   SOLE   0 0 2,381
VANGUARD INDEX FDS MID CAP ETF 922908629 225 882 SH   SOLE   0 0 882
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,470 7,949 SH   SOLE   0 0 7,949
VANGUARD INDEX FDS SMALL CP ETF 922908751 235 1,038 SH   SOLE   0 0 1,038
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,531 10,481 SH   SOLE   0 0 10,481
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 590 3,438 SH   SOLE   0 0 3,438
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,528 49,517 SH   SOLE   0 0 49,517
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 3,311 29,535 SH   SOLE   0 0 29,535
VERIZON COMMUNICATIONS INC COM 92343V104 12,086 232,602 SH   SOLE   0 0 232,602
VIACOMCBS INC CL B 92556H206 11,479 380,351 SH   SOLE   0 0 380,351
WALMART INC COM 931142103 258 1,784 SH   SOLE   0 0 1,784
WELLS FARGO CO NEW COM 949746101 12,029 250,699 SH   SOLE   0 0 250,699
ZIMMER BIOMET HOLDINGS INC COM 98956P102 9,845 77,492 SH   SOLE   0 0 77,492