The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   1,821 9,622 SH   SOLE   0 0 9,622
AMAZON COM INC COM 023135106   670 3,055 SH   SOLE   0 0 3,055
APPLE INC COM 037833100   1,202 4,800 SH   SOLE   0 0 4,800
ARISTA NETWORKS INC COM 040413205   520 4,708 SH   SOLE   0 0 4,708
BAKER HUGHES COMPANY CL A 05722G100   248 6,045 SH   SOLE   0 0 6,045
BALL CORP COM 058498106   210 3,804 SH   SOLE   0 0 3,804
BERKSHIRE HATHAWAY INC DEL CL A 084670108   2,043 3 SH   SOLE   0 0 3
BOOKING HOLDINGS INC COM 09857L108   482 97 SH   SOLE   0 0 97
BP PLC SPONSORED ADR 055622104   248 8,400 SH   SOLE   0 0 8,400
BROADCOM INC COM 11135F101   1,667 7,190 SH   SOLE   0 0 7,190
CANADIAN PACIFIC KANSAS CITY COM 13646K108   262 3,618 SH   SOLE   0 0 3,618
CEMEX SAB DE CV SPON ADR NEW 151290889   417 74,014 SH   SOLE   0 0 74,014
CHEVRON CORP NEW COM 166764100   420 2,900 SH   SOLE   0 0 2,900
COSTCO WHSL CORP NEW COM 22160K105   476 520 SH   SOLE   0 0 520
CUMMINS INC COM 231021106   266 763 SH   SOLE   0 0 763
DUKE ENERGY CORP NEW COM NEW 26441C204   299 2,775 SH   SOLE   0 0 2,775
EATON CORP PLC SHS G29183103   331 997 SH   SOLE   0 0 997
ELI LILLY & CO COM 532457108   262 340 SH   SOLE   0 0 340
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   4,908 106,140 SH   SOLE   0 0 106,140
FISERV INC COM 337738108   224 1,091 SH   SOLE   0 0 1,091
FORD MTR CO COM 345370860   297 30,000 SH   SOLE   0 0 30,000
GOLDMAN SACHS GROUP INC COM 38141G104   322 562 SH   SOLE   0 0 562
HOME DEPOT INC COM 437076102   442 1,135 SH   SOLE   0 0 1,135
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   2,010 11,468 SH   SOLE   0 0 11,468
INVESCO QQQ TR UNIT SER 1 46090E103   1,526 2,984 SH   SOLE   0 0 2,984
ISHARES TR CORE S&P500 ETF 464287200   9,495 16,129 SH   SOLE   0 0 16,129
ISHARES TR CORE S&P MCP ETF 464287507   901 14,467 SH   SOLE   0 0 14,467
ISHARES TR SELECT DIVID ETF 464287168   1,349 10,273 SH   SOLE   0 0 10,273
ISHARES TR MSCI EAFE ETF 464287465   297 3,930 SH   SOLE   0 0 3,930
ISHARES TR CORE S&P TTL STK 464287150   533 4,143 SH   SOLE   0 0 4,143
ISHARES TR IBOXX HI YD ETF 464288513   1,505 19,130 SH   SOLE   0 0 19,130
ISHARES TR PFD AND INCM SEC 464288687   660 21,000 SH   SOLE   0 0 21,000
ISHARES TR FALN ANGLS USD 46435G474   1,287 48,200 SH   SOLE   0 0 48,200
ISHARES TR CORE S&P SCP ETF 464287804   638 5,541 SH   SOLE   0 0 5,541
ISHARES TR RUSSELL 3000 ETF 464287689   883 2,641 SH   SOLE   0 0 2,641
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   7,390 145,736 SH   SOLE   0 0 145,736
JOHNSON & JOHNSON COM 478160104   387 2,674 SH   SOLE   0 0 2,674
KLA CORP COM NEW 482480100   268 426 SH   SOLE   0 0 426
MARATHON PETE CORP COM 56585A102   349 2,502 SH   SOLE   0 0 2,502
MARSH & MCLENNAN COS INC COM 571748102   361 1,700 SH   SOLE   0 0 1,700
MCDONALDS CORP COM 580135101   290 1,000 SH   SOLE   0 0 1,000
MERCK & CO INC COM 58933Y105   523 5,253 SH   SOLE   0 0 5,253
META PLATFORMS INC CL A 30303M102   667 1,140 SH   SOLE   0 0 1,140
MICROSOFT CORP COM 594918104   632 1,500 SH   SOLE   0 0 1,500
NI HLDGS INC COM 65342T106   339 21,589 SH   SOLE   0 0 21,589
NVIDIA CORPORATION COM 67066G104   1,061 7,900 SH   SOLE   0 0 7,900
ORACLE CORP COM 68389X105   337 2,025 SH   SOLE   0 0 2,025
PALO ALTO NETWORKS INC COM 697435105   308 1,692 SH   SOLE   0 0 1,692
PEPSICO INC COM 713448108   251 1,650 SH   SOLE   0 0 1,650
PNC FINL SVCS GROUP INC COM 693475105   227 1,175 SH   SOLE   0 0 1,175
PROCTER AND GAMBLE CO COM 742718109   604 3,600 SH   SOLE   0 0 3,600
PRUDENTIAL FINL INC COM 744320102   209 1,763 SH   SOLE   0 0 1,763
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   4,021 147,168 SH   SOLE   0 0 147,168
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   954 42,030 SH   SOLE   0 0 42,030
SERVICENOW INC COM 81762P102   339 320 SH   SOLE   0 0 320
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,918 4,979 SH   SOLE   0 0 4,979
SPDR SER TR PORTFLI HIGH YLD 78468R606   13,207 562,709 SH   SOLE   0 0 562,709
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   4,247 101,776 SH   SOLE   0 0 101,776
STRYKER CORPORATION COM 863667101   432 1,200 SH   SOLE   0 0 1,200
T-MOBILE US INC COM 872590104   314 1,421 SH   SOLE   0 0 1,421
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109   253 1,372 SH   SOLE   0 0 1,372
THERMO FISHER SCIENTIFIC INC COM 883556102   243 468 SH   SOLE   0 0 468
TJX COS INC NEW COM 872540109   483 4,000 SH   SOLE   0 0 4,000
UNITED RENTALS INC COM 911363109   475 674 SH   SOLE   0 0 674
UNITEDHEALTH GROUP INC COM 91324P102   455 900 SH   SOLE   0 0 900
VALERO ENERGY CORP COM 91913Y100   200 1,634 SH   SOLE   0 0 1,634
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,373 17,772 SH   SOLE   0 0 17,772
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   702 10,260 SH   SOLE   0 0 10,260
VANGUARD BD INDEX FDS INTERMED TERM 921937819   1,103 14,760 SH   SOLE   0 0 14,760
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   17,807 33,048 SH   SOLE   0 0 33,048
VANGUARD INDEX FDS MID CAP ETF 922908629   1,185 4,486 SH   SOLE   0 0 4,486
VANGUARD INDEX FDS SMALL CP ETF 922908751   621 2,585 SH   SOLE   0 0 2,585
VANGUARD INDEX FDS TOTAL STK MKT 922908769   48,038 165,757 SH   SOLE   0 0 165,757
VANGUARD INDEX FDS GROWTH ETF 922908736   5,003 12,189 SH   SOLE   0 0 12,189
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,860 7,329 SH   SOLE   0 0 7,329
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,139 48,563 SH   SOLE   0 0 48,563
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   3,409 43,700 SH   SOLE   0 0 43,700
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   3,630 75,914 SH   SOLE   0 0 75,914
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   13,140 102,990 SH   SOLE   0 0 102,990
VERTEX PHARMACEUTICALS INC COM 92532F100   228 567 SH   SOLE   0 0 567
VISA INC COM CL A 92826C839   363 1,150 SH   SOLE   0 0 1,150
VULCAN MATLS CO COM 929160109   233 905 SH   SOLE   0 0 905
XYLEM INC COM 98419M100   231 1,990 SH   SOLE   0 0 1,990