The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 949 31,398 SH   SOLE   0 0 31,398
ABBOTT LABS COM 002824100 916 10,013 SH   SOLE   0 0 10,013
ABBVIE INC COM 00287Y109 874 8,902 SH   SOLE   0 0 8,902
ACTIVISION BLIZZARD INC COM 00507V109 275 3,629 SH   SOLE   0 0 3,629
ADOBE INC COM 00724F101 1,031 2,369 SH   SOLE   0 0 2,369
ADVANCED MICRO DEVICES INC NY REGISTRY SHS 007903107 238 4,515 SH   SOLE   0 0 4,515
AEGON N V COM 007924103 107 36,380 SH   SOLE   0 0 36,380
AIR PRODS & CHEMS INC COM 009158106 324 1,342 SH   SOLE   0 0 1,342
AIRGAIN INC CAP STK CL C 00938A104 244 22,703 SH   SOLE   0 0 22,703
ALPHABET INC CAP STK CL A 02079K107 2,259 1,598 SH   SOLE   0 0 1,598
ALPHABET INC COM 02079K305 3,212 2,265 SH   SOLE   0 0 2,265
ALTRIA GROUP INC COM 02209S103 317 8,083 SH   SOLE   0 0 8,083
AMAZON COM INC COM 023135106 9,336 3,384 SH   SOLE   0 0 3,384
AMERICAN ELEC PWR CO INC COM 025537101 206 2,592 SH   SOLE   0 0 2,592
AMERICAN EXPRESS CO COM 025816109 627 6,584 SH   SOLE   0 0 6,584
AMERICAN TOWER CORP NEW COM 03027X100 935 3,618 SH   SOLE   0 0 3,618
AMERISOURCEBERGEN CORP COM 03073E105 282 2,800 SH   SOLE   0 0 2,800
AMERIPRISE FINL INC COM 03076C106 313 2,085 SH   SOLE   0 0 2,085
AMGEN INC COM 031162100 940 3,986 SH   SOLE   0 0 3,986
ANALOG DEVICES INC COM 032654105 283 2,311 SH   SOLE   0 0 2,311
ANSYS INC COM 03662Q105 207 711 SH   SOLE   0 0 711
ANTHEM INC COM 036752103 492 1,871 SH   SOLE   0 0 1,871
APPLE INC COM 037833100 12,771 35,007 SH   SOLE   0 0 35,007
APPLIED MATLS INC SPONSORED ADR 038222105 291 4,808 SH   SOLE   0 0 4,808
ASTRAZENECA PLC COM 046353108 913 17,254 SH   SOLE   0 0 17,254
AUTODESK INC COM 052769106 230 962 SH   SOLE   0 0 962
AUTOMATIC DATA PROCESSING IN COM 053015103 536 3,597 SH   SOLE   0 0 3,597
AUTOZONE INC SPONSORED ADR 053332102 213 189 SH   SOLE   0 0 189
BP PLC COM 055622104 246 10,570 SH   SOLE   0 0 10,570
BALL CORP SPONSORED ADR 058498106 273 3,931 SH   SOLE   0 0 3,931
BANCO BILBAO VIZCAYA ARGENTA ADR 05946K101 100 29,284 SH   SOLE   0 0 29,284
BANCO SANTANDER S.A. COM 05964H105 241 100,165 SH   SOLE   0 0 100,165
BK OF AMERICA CORP ADR 060505104 946 39,824 SH   SOLE   0 0 39,824
BARCLAYS PLC COM 06738E204 179 31,658 SH   SOLE   0 0 31,658
BAXTER INTL INC COM 071813109 329 3,820 SH   SOLE   0 0 3,820
BECTON DICKINSON & CO CL B NEW 075887109 385 1,608 SH   SOLE   0 0 1,608
BERKSHIRE HATHAWAY INC DEL COM 084670702 3,359 18,819 SH   SOLE   0 0 18,819
BIOGEN INC COM 09062X103 303 1,133 SH   SOLE   0 0 1,133
BLACKROCK INC COM 09247X101 537 986 SH   SOLE   0 0 986
BOEING CO COM 097023105 9,743 53,154 SH   SOLE   0 0 53,154
BOOKING HOLDINGS INC COM 09857L108 217 136 SH   SOLE   0 0 136
BRISTOL-MYERS SQUIBB CO SPONSORED ADR 110122108 598 10,171 SH   SOLE   0 0 10,171
BRITISH AMERN TOB PLC COM 110448107 403 10,382 SH   SOLE   0 0 10,382
BROADCOM INC COM SB VTG SHS A 11135F101 674 2,135 SH   SOLE   0 0 2,135
BROOKFIELD INFRASTRUCTURE CO CL B 11275Q107 10,016 219,931 SH   SOLE   0 0 219,931
BROWN FORMAN CORP COM 115637209 244 3,829 SH   SOLE   0 0 3,829
CIGNA CORP NEW COM 125523100 348 1,853 SH   SOLE   0 0 1,853
CME GROUP INC COM 12572Q105 271 1,668 SH   SOLE   0 0 1,668
CSX CORP COM 126408103 276 3,959 SH   SOLE   0 0 3,959
CVS HEALTH CORP COM 126650100 555 8,540 SH   SOLE   0 0 8,540
CATERPILLAR INC DEL DEPOSITRY UNIT 149123101 438 3,461 SH   SOLE   0 0 3,461
CEDAR FAIR L P COM 150185106 294 10,700 SH   SOLE   0 0 10,700
CERNER CORP CL A 156782104 336 4,897 SH   SOLE   0 0 4,897
CHARTER COMMUNICATIONS INC N COM 16119P108 461 904 SH   SOLE   0 0 904
CHEVRON CORP NEW COM 166764100 463 5,189 SH   SOLE   0 0 5,189
CISCO SYS INC COM NEW 17275R102 1,323 28,360 SH   SOLE   0 0 28,360
CITIGROUP INC COM 172967424 616 12,059 SH   SOLE   0 0 12,059
CLOROX CO DEL COM 189054109 203 924 SH   SOLE   0 0 924
COCA COLA CO COM 191216100 763 17,087 SH   SOLE   0 0 17,087
COLGATE PALMOLIVE CO CL A 194162103 257 3,511 SH   SOLE   0 0 3,511
COMCAST CORP NEW COM 20030N101 830 21,301 SH   SOLE   0 0 21,301
COPART INC COM 217204106 243 2,923 SH   SOLE   0 0 2,923
COSTCO WHSL CORP NEW SPONSORED ADR 22160K105 849 2,801 SH   SOLE   0 0 2,801
CREDIT SUISSE GROUP COM 225401108 226 21,882 SH   SOLE   0 0 21,882
CROWN CASTLE INTL CORP NEW COM 22822V101 371 2,219 SH   SOLE   0 0 2,219
DANAHER CORPORATION COM 235851102 1,101 6,227 SH   SOLE   0 0 6,227
DEERE & CO COM 244199105 321 2,040 SH   SOLE   0 0 2,040
DEXCOM INC SPON ADR NEW 252131107 230 567 SH   SOLE   0 0 567
DIAGEO P L C COM DISNEY 25243Q205 436 3,247 SH   SOLE   0 0 3,247
DISNEY WALT CO COM 254687106 1,179 10,574 SH   SOLE   0 0 10,574
DOCUSIGN INC COM 256163106 1,389 8,067 SH   SOLE   0 0 8,067
DOLLAR GEN CORP NEW COM 256677105 225 1,183 SH   SOLE   0 0 1,183
DOMINION ENERGY INC COM 25746U109 463 5,709 SH   SOLE   0 0 5,709
DUPONT DE NEMOURS INC COM 26614N102 205 3,863 SH   SOLE   0 0 3,863
EBAY INC. COM 278642103 303 5,768 SH   SOLE   0 0 5,768
ECOLAB INC COM 278865100 377 1,897 SH   SOLE   0 0 1,897
EDWARDS LIFESCIENCES CORP COM 28176E108 327 4,734 SH   SOLE   0 0 4,734
EMERSON ELEC CO COM UT LTD PTN 291011104 360 5,801 SH   SOLE   0 0 5,801
ENERGY TRANSFER LP COM 29273V100 423 59,400 SH   SOLE   0 0 59,400
ENTERPRISE PRODS PARTNERS L COM 293792107 738 40,600 SH   SOLE   0 0 40,600
EQUIFAX INC COM 294429105 202 1,177 SH   SOLE   0 0 1,177
EQUINIX INC ADR B SEK 10 29444U700 341 485 SH   SOLE   0 0 485
ERICSSON COM 294821608 207 22,214 SH   SOLE   0 0 22,214
EXXON MOBIL CORP CL A 30231G102 441 9,860 SH   SOLE   0 0 9,860
FACEBOOK INC COM 30303M102 2,940 12,947 SH   SOLE   0 0 12,947
FASTENAL CO COM 311900104 492 11,484 SH   SOLE   0 0 11,484
FIDELITY NATL INFORMATION SV COM 31620M106 336 2,504 SH   SOLE   0 0 2,504
FISERV INC MORNSTAR UPSTR 337738108 358 3,665 SH   SOLE   0 0 3,665
FLEXSHARES TR COM 33939L407 10,985 397,430 SH   SOLE   0 0 397,430
FORD MTR CO DEL COM 345370860 81 13,248 SH   SOLE   0 0 13,248
GENERAL ELECTRIC CO COM 369604103 147 21,481 SH   SOLE   0 0 21,481
GILEAD SCIENCES INC SPONSORED ADR 375558103 2,483 32,276 SH   SOLE   0 0 32,276
GLAXOSMITHKLINE PLC COM 37733W105 507 12,428 SH   SOLE   0 0 12,428
GLOBAL PMTS INC COM 37940X102 323 1,904 SH   SOLE   0 0 1,904
GOLDMAN SACHS GROUP INC SPON ADR NEW 38141G104 291 1,474 SH   SOLE   0 0 1,474
HSBC HLDGS PLC COM 404280406 351 15,048 SH   SOLE   0 0 15,048
HOME DEPOT INC COM 437076102 1,637 6,536 SH   SOLE   0 0 6,536
HONEYWELL INTL INC COM 438516106 656 4,536 SH   SOLE   0 0 4,536
HUMANA INC COM 444859102 432 1,113 SH   SOLE   0 0 1,113
ILLINOIS TOOL WKS INC COM 452308109 427 2,443 SH   SOLE   0 0 2,443
ILLUMINA INC COM 452327109 254 686 SH   SOLE   0 0 686
INTEL CORP COM 458140100 1,452 24,267 SH   SOLE   0 0 24,267
INTERCONTINENTAL EXCHANGE IN COM 45866F104 247 2,699 SH   SOLE   0 0 2,699
INTERNATIONAL BUSINESS MACHS UNIT SER 1 459200101 378 3,127 SH   SOLE   0 0 3,127
INVESCO QQQ TR COM 46090E103 3,383 13,664 SH   SOLE   0 0 13,664
INTUIT COM 461202103 390 1,318 SH   SOLE   0 0 1,318
IQVIA HLDGS INC MSCI FRNTR100ETF 46266C105 308 2,172 SH   SOLE   0 0 2,172
ISHARES INC TIPS BD ETF 464286145 1,925 79,532 SH   SOLE   0 0 79,532
ISHARES TR CORE S&P500 ETF 464287176 312 2,538 SH   SOLE   0 0 2,538
ISHARES TR CORE US AGGBD ET 464287200 5,891 19,023 SH   SOLE   0 0 19,023
ISHARES TR MSCI EMG MKT ETF 464287226 7,683 64,996 SH   SOLE   0 0 64,996
ISHARES TR S&P 500 VAL ETF 464287234 2,119 52,980 SH   SOLE   0 0 52,980
ISHARES TR 1 3 YR TREAS BD 464287408 296 2,735 SH   SOLE   0 0 2,735
ISHARES TR MSCI EAFE ETF 464287457 287 3,312 SH   SOLE   0 0 3,312
ISHARES TR RUS MID CAP ETF 464287465 15,127 248,521 SH   SOLE   0 0 248,521
ISHARES TR CORE S&P MCP ETF 464287499 723 13,481 SH   SOLE   0 0 13,481
ISHARES TR COHEN STEER REIT 464287507 201 1,130 SH   SOLE   0 0 1,130
ISHARES TR RUS 1000 VAL ETF 464287564 1,304 12,924 SH   SOLE   0 0 12,924
ISHARES TR RUS 1000 GRW ETF 464287598 425 3,773 SH   SOLE   0 0 3,773
ISHARES TR RUS 1000 ETF 464287614 1,273 6,634 SH   SOLE   0 0 6,634
ISHARES TR RUSSELL 2000 ETF 464287622 42,582 248,034 SH   SOLE   0 0 248,034
ISHARES TR U.S. REAL ES ETF 464287655 2,950 20,605 SH   SOLE   0 0 20,605
ISHARES TR CORE S&P SCP ETF 464287739 10,999 139,559 SH   SOLE   0 0 139,559
ISHARES TR SHRT NAT MUN ETF 464287804 13,620 199,446 SH   SOLE   0 0 199,446
ISHARES TR MSCI ACWI ETF 464288158 407 3,771 SH   SOLE   0 0 3,771
ISHARES TR CORE MSCI EAFE 464288257 1,632 22,143 SH   SOLE   0 0 22,143
ISHARES TR CORE MSCI EMKT 46432F842 40,559 709,575 SH   SOLE   0 0 709,575
ISHARES INC ESG MSCI EM ETF 46434G103 18,284 384,123 SH   SOLE   0 0 384,123
ISHARES INC ESG MSCI EAFE 46434G863 517 16,110 SH   SOLE   0 0 16,110
ISHARES TR COM 46435G516 4,731 78,096 SH   SOLE   0 0 78,096
JPMORGAN CHASE & CO SPONSORED ADR 46625H100 1,493 15,876 SH   SOLE   0 0 15,876
JAMES HARDIE INDS PLC COM 47030M106 235 12,213 SH   SOLE   0 0 12,213
JOHNSON & JOHNSON COM 478160104 1,855 13,187 SH   SOLE   0 0 13,187
KIMBERLY CLARK CORP NY REG SH NEW 494368103 333 2,354 SH   SOLE   0 0 2,354
KONINKLIJKE PHILIPS N V COM 500472303 233 4,971 SH   SOLE   0 0 4,971
LAM RESEARCH CORP CL A 512807108 304 940 SH   SOLE   0 0 940
LAUDER ESTEE COS INC COM 518439104 214 1,136 SH   SOLE   0 0 1,136
LILLY ELI & CO SPONSORED ADR 532457108 620 3,775 SH   SOLE   0 0 3,775
LLOYDS BANKING GROUP PLC COM 539439109 29 19,467 SH   SOLE   0 0 19,467
LOCKHEED MARTIN CORP COM 539830109 443 1,215 SH   SOLE   0 0 1,215
LOWES COS INC COM 548661107 476 3,524 SH   SOLE   0 0 3,524
MARATHON OIL CORP COM 565849106 75 12,300 SH   SOLE   0 0 12,300
MARSH & MCLENNAN COS INC COM 571748102 354 3,302 SH   SOLE   0 0 3,302
MARTIN MARIETTA MATLS INC CL A 573284106 242 1,173 SH   SOLE   0 0 1,173
MASTERCARD INCORPORATED COM 57636Q104 1,760 5,953 SH   SOLE   0 0 5,953
MCDONALDS CORP COM 580135101 738 4,003 SH   SOLE   0 0 4,003
MERCK & CO. INC COM 58933Y105 1,229 15,887 SH   SOLE   0 0 15,887
MICROSOFT CORP COM 594918104 10,597 52,072 SH   SOLE   0 0 52,072
MICRON TECHNOLOGY INC SPONSORED ADS 595112103 257 4,994 SH   SOLE   0 0 4,994
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADR 606822104 192 48,924 SH   SOLE   0 0 48,924
MIZUHO FINL GROUP INC CL A 60687Y109 132 53,418 SH   SOLE   0 0 53,418
MONDELEZ INTL INC COM 609207105 588 11,499 SH   SOLE   0 0 11,499
MOODYS CORP COM NEW 615369105 602 2,190 SH   SOLE   0 0 2,190
MORGAN STANLEY SPONSORED ADR NE 617446448 301 6,226 SH   SOLE   0 0 6,226
NATIONAL GRID PLC COM 636274409 274 4,504 SH   SOLE   0 0 4,504
NETFLIX INC COM 64110L106 1,183 2,599 SH   SOLE   0 0 2,599
NEWMONT CORP COM 651639106 507 8,217 SH   SOLE   0 0 8,217
NEXTERA ENERGY INC COM UNIT PART IN 65339F101 643 2,678 SH   SOLE   0 0 2,678
NEXTERA ENERGY PARTNERS LP CL B 65341B106 918 17,900 SH   SOLE   0 0 17,900
NIKE INC SPONSORED ADR 654106103 632 6,449 SH   SOLE   0 0 6,449
NOKIA CORP SPONSORED ADR 654902204 102 23,110 SH   SOLE   0 0 23,110
NOMURA HLDGS INC COM 65535H208 144 32,404 SH   SOLE   0 0 32,404
NORFOLK SOUTHERN CORP COM 655844108 289 1,648 SH   SOLE   0 0 1,648
NORTHROP GRUMMAN CORP SPONSORED ADR 666807102 371 1,205 SH   SOLE   0 0 1,205
NOVARTIS AG ADR 66987V109 1,074 12,296 SH   SOLE   0 0 12,296
NOVO-NORDISK A S COM 670100205 620 9,461 SH   SOLE   0 0 9,461
NVIDIA CORPORATION COM 67066G104 1,382 3,638 SH   SOLE   0 0 3,638
OREILLY AUTOMOTIVE INC COM 67103H107 223 530 SH   SOLE   0 0 530
ONEOK INC NEW COM 682680103 646 19,454 SH   SOLE   0 0 19,454
ORACLE CORP COM 68389X105 901 16,304 SH   SOLE   0 0 16,304
PNC FINL SVCS GROUP INC COM 693475105 932 8,860 SH   SOLE   0 0 8,860
PTC INC COM 69370C100 257 3,301 SH   SOLE   0 0 3,301
PAYPAL HLDGS INC COM 70450Y103 1,487 8,532 SH   SOLE   0 0 8,532
PEOPLES UNITED FINANCIAL INC COM 712704105 203 17,540 SH   SOLE   0 0 17,540
PEPSICO INC COM 713448108 1,023 7,733 SH   SOLE   0 0 7,733
PFIZER INC COM 717081103 1,064 32,548 SH   SOLE   0 0 32,548
PHILIP MORRIS INTL INC ACTIVE BD ETF 718172109 342 4,887 SH   SOLE   0 0 4,887
PIMCO ETF TR COM 72201R775 3,177 28,472 SH   SOLE   0 0 28,472
PROCTER AND GAMBLE CO COM 742718109 1,659 13,878 SH   SOLE   0 0 13,878
PROGRESSIVE CORP OHIO COM 743315103 547 6,832 SH   SOLE   0 0 6,832
PROLOGIS INC. ADR 74340W103 426 4,569 SH   SOLE   0 0 4,569
PRUDENTIAL PLC COM 74435K204 281 9,253 SH   SOLE   0 0 9,253
QUALCOMM INC COM 747525103 521 5,708 SH   SOLE   0 0 5,708
RAYTHEON TECHNOLOGIES CORP COM 75513E101 274 4,444 SH   SOLE   0 0 4,444
REGENERON PHARMACEUTICALS COM 75886F107 204 327 SH   SOLE   0 0 327
REGIONS FINANCIAL CORP NEW SPONSORED ADR 7591EP100 193 17,342 SH   SOLE   0 0 17,342
RELX PLC COM 759530108 294 12,497 SH   SOLE   0 0 12,497
RESMED INC SPONSORED ADR 761152107 1,431 7,451 SH   SOLE   0 0 7,451
RIO TINTO PLC COM 767204100 377 6,712 SH   SOLE   0 0 6,712
ROCKWELL AUTOMATION INC COM 773903109 208 974 SH   SOLE   0 0 974
ROPER TECHNOLOGIES INC SPONS ADR 2 ORD 776696106 304 782 SH   SOLE   0 0 782
ROYAL BK SCOTLAND GROUP PLC COM 780097689 173 56,804 SH   SOLE   0 0 56,804
S&P GLOBAL INC CL A 78409V104 648 1,966 SH   SOLE   0 0 1,966
SBA COMMUNICATIONS CORP NEW TR UNIT 78410G104 254 852 SH   SOLE   0 0 852
SPDR S&P 500 ETF TR GOLD SHS 78462F103 70,931 230,027 SH   SOLE   0 0 230,027
SPDR GOLD TR PORTFOLIO EMG MK 78463V107 1,463 8,743 SH   SOLE   0 0 8,743
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X509 5,420 161,986 SH   SOLE   0 0 161,986
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X541 3,579 96,919 SH   SOLE   0 0 96,919
SPDR INDEX SHS FDS SPDR S&P 500 ETF 78463X889 15,808 572,328 SH   SOLE   0 0 572,328
SPDR SER TR PORTFOLIO S&P600 78468R796 6,225 81,576 SH   SOLE   0 0 81,576
SPDR SER TR MSCI EAFE FS ETF 78468R853 388 14,614 SH   SOLE   0 0 14,614
SPDR INDEX SHS FDS MSCI EMR MKT ETF 78470E106 19,232 296,399 SH   SOLE   0 0 296,399
SPDR INDEX SHS FDS COM 78470E205 9,255 155,131 SH   SOLE   0 0 155,131
SALESFORCE COM INC SPONSORED ADR 79466L302 920 4,912 SH   SOLE   0 0 4,912
SANOFI SPON ADR 80105N105 515 10,097 SH   SOLE   0 0 10,097
SAP SE US LRG CAP ETF 803054204 608 4,345 SH   SOLE   0 0 4,345
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524201 5,827 78,636 SH   SOLE   0 0 78,636
SCHWAB STRATEGIC TR INTL EQTY ETF 808524706 3,677 150,989 SH   SOLE   0 0 150,989
SCHWAB STRATEGIC TR US AGGREGATE B 808524805 39,587 1,330,670 SH   SOLE   0 0 1,330,670
SCHWAB STRATEGIC TR US REIT ETF 808524839 201 3,570 SH   SOLE   0 0 3,570
SCHWAB STRATEGIC TR ENERGY 808524847 8,375 237,779 SH   SOLE   0 0 237,779
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y506 11,503 303,905 SH   SOLE   0 0 303,905
SELECT SECTOR SPDR TR COM 81369Y803 527 5,040 SH   SOLE   0 0 5,040
SEMPRA ENERGY COM 816851109 399 3,403 SH   SOLE   0 0 3,403
SERVICENOW INC COM 81762P102 271 668 SH   SOLE   0 0 668
SHERWIN WILLIAMS CO SPONSORED ADR 824348106 484 838 SH   SOLE   0 0 838
SONY CORP COM 835699307 486 7,035 SH   SOLE   0 0 7,035
SONOS INC COM 83570H108 9,713 663,885 SH   SOLE   0 0 663,885
STARBUCKS CORP COM 855244109 583 7,918 SH   SOLE   0 0 7,918
STRYKER CORPORATION SPONSORED ADR 863667101 369 2,045 SH   SOLE   0 0 2,045
SUMITOMO MITSUI FINL GROUP I COM 86562M209 187 33,322 SH   SOLE   0 0 33,322
TJX COS INC NEW COM 872540109 364 7,200 SH   SOLE   0 0 7,200
T-MOBILE US INC COM 872590104 304 2,919 SH   SOLE   0 0 2,919
TARGET CORP COM 87612E106 429 3,575 SH   SOLE   0 0 3,575
TARGA RES CORP SPONSORED ADR 87612G101 288 14,364 SH   SOLE   0 0 14,364
TELEFONICA S A COM 879382208 89 18,533 SH   SOLE   0 0 18,533
TESLA INC COM 88160R101 427 395 SH   SOLE   0 0 395
TEXAS INSTRS INC COM 882508104 888 6,992 SH   SOLE   0 0 6,992
THERMO FISHER SCIENTIFIC INC COM 883556102 958 2,645 SH   SOLE   0 0 2,645
3M CO SP ADR REP2COM 88579Y101 502 3,218 SH   SOLE   0 0 3,218
TOYOTA MOTOR CORP COM 892331307 914 7,273 SH   SOLE   0 0 7,273
TRUIST FINL CORP COM NEW 89832Q109 338 9,006 SH   SOLE   0 0 9,006
US BANCORP DEL SPON ADR NEW 902973304 206 5,606 SH   SOLE   0 0 5,606
UNILEVER PLC N Y SHS NEW 904767704 325 5,918 SH   SOLE   0 0 5,918
UNILEVER N V COM 904784709 252 4,735 SH   SOLE   0 0 4,735
UNION PAC CORP CL B 907818108 974 5,761 SH   SOLE   0 0 5,761
UNITED PARCEL SERVICE INC COM 911312106 290 2,610 SH   SOLE   0 0 2,610
UNITEDHEALTH GROUP INC DIV APP ETF 91324P102 1,786 6,056 SH   SOLE   0 0 6,056
VANGUARD SPECIALIZED FUNDS ESG INTL STK ETF 921908844 1,412 12,047 SH   SOLE   0 0 12,047
VANGUARD WORLD FD ESG US STK ETF 921910725 3,364 69,940 SH   SOLE   0 0 69,940
VANGUARD WORLD FD SHORT TRM BOND 921910733 766 13,575 SH   SOLE   0 0 13,575
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937827 4,359 52,444 SH   SOLE   0 0 52,444
VANGUARD BD INDEX FDS FTSE DEV MKT ETF 921937835 38,079 431,054 SH   SOLE   0 0 431,054
VANGUARD TAX-MANAGED FDS GLB EX US ETF 921943858 66,418 1,712,256 SH   SOLE   0 0 1,712,256
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042676 2,623 56,209 SH   SOLE   0 0 56,209
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042775 10,579 222,203 SH   SOLE   0 0 222,203
VANGUARD INTL EQUITY INDEX F HEALTH CAR ETF 922042858 74,765 1,887,532 SH   SOLE   0 0 1,887,532
VANGUARD WORLD FDS SHORT TERM TREAS 92204A504 396 2,053 SH   SOLE   0 0 2,053
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C102 1,509 24,261 SH   SOLE   0 0 24,261
VANGUARD SCOTTSDALE FDS S&P 500 ETF SHS 92206C706 678 9,612 SH   SOLE   0 0 9,612
VANGUARD INDEX FDS REAL ESTATE ETF 922908363 34,018 120,021 SH   SOLE   0 0 120,021
VANGUARD INDEX FDS LARGE CAP ETF 922908553 50,869 647,763 SH   SOLE   0 0 647,763
VANGUARD INDEX FDS EXTEND MKT ETF 922908637 1,669 11,669 SH   SOLE   0 0 11,669
VANGUARD INDEX FDS GROWTH ETF 922908652 1,737 14,675 SH   SOLE   0 0 14,675
VANGUARD INDEX FDS SMALL CP ETF 922908736 641 3,170 SH   SOLE   0 0 3,170
VANGUARD INDEX FDS TOTAL STK MKT 922908751 879 6,029 SH   SOLE   0 0 6,029
VANGUARD INDEX FDS COM 922908769 48,432 309,413 SH   SOLE   0 0 309,413
VERIZON COMMUNICATIONS INC COM 92343V104 1,126 20,427 SH   SOLE   0 0 20,427
VERTEX PHARMACEUTICALS INC COM CL A 92532F100 307 1,056 SH   SOLE   0 0 1,056
VISA INC COM 92826C839 2,489 12,883 SH   SOLE   0 0 12,883
WALMART INC COM 931142103 714 5,962 SH   SOLE   0 0 5,962
WELLS FARGO CO NEW SPONSORED ADR 949746101 366 14,310 SH   SOLE   0 0 14,310
WESTPAC BANKING CORP COM 961214301 372 29,728 SH   SOLE   0 0 29,728
WILLIAMS COS INC CL A 969457100 418 21,991 SH   SOLE   0 0 21,991
ZOETIS INC NAMEN AKT 98978V103 316 2,307 SH   SOLE   0 0 2,307
DEUTSCHE BANK A G SHS CLASS A D18190898 116 12,226 SH   SOLE   0 0 12,226
ACCENTURE PLC IRELAND LP INT UNIT G1151C101 988 4,602 SH   SOLE   0 0 4,602
BROOKFIELD INFRAST PARTNERS PARTNERSHIP UNIT G16252101 31,211 759,218 SH   SOLE   0 0 759,218
BROOKFIELD RENEWABLE PARTNER SHS G16258108 37,826 789,682 SH   SOLE   0 0 789,682
LINDE PLC SHS G5494J103 488 2,300 SH   SOLE   0 0 2,300
MEDTRONIC PLC COM G5960L103 636 6,934 SH   SOLE   0 0 6,934
CHUBB LIMITED SHS H1467J104 316 2,499 SH   SOLE   0 0 2,499
UBS GROUP AG SHS H42097107 220 19,101 SH   SOLE   0 0 19,101
ICL GROUP LTD N Y REGISTRY SHS M53213100 48 15,856 SH   SOLE   0 0 15,856
ASML HOLDING N V N Y REGISTRY SHS N07059210 704 1,913 SH   SOLE   0 0 1,913