The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY INC DEL CL A 084670108 318 1 SH   SOLE   0 0 1
VANGUARD INDEX FDS SMALL CP ETF 922908751 296 1,891 PRN   SOLE   0 0 1,891
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,930 10,000 SH Put SOLE   0 0 10,000
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 4,228 121,053 SH   SOLE   0 0 121,053
EXXON MOBIL CORP COM 30231G102 1,759 22,949 SH   SOLE   0 0 22,949
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 387 4,177 SH   SOLE   0 0 4,177
SELECT SECTOR SPDR TR ENERGY 81369Y506 430 6,755 SH   SOLE   0 0 6,755
WEYERHAEUSER CO COM 962166104 756 28,720 SH   SOLE   0 0 28,720
WALMART INC COM 931142103 1,175 10,637 SH   SOLE   0 0 10,637
WASTE MGMT INC DEL COM 94106L109 674 5,845 SH   SOLE   0 0 5,845
WELLS FARGO CO NEW COM 949746101 456 9,637 SH   SOLE   0 0 9,637
VERIZON COMMUNICATIONS INC COM 92343V104 845 14,790 SH   SOLE   0 0 14,790
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 201 4,722 SH   SOLE   0 0 4,722
VANGUARD INDEX FDS LARGE CAP ETF 922908637 519 3,854 SH   SOLE   0 0 3,854
VANGUARD INDEX FDS TOTAL STK MKT 922908769 39,176 261,019 SH   SOLE   0 0 261,019
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 438 5,829 SH   SOLE   0 0 5,829
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 999 9,494 SH   SOLE   0 0 9,494
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 718 4,808 SH   SOLE   0 0 4,808
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 4,665 41,895 SH   SOLE   0 0 41,895
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 533 10,089 SH   SOLE   0 0 10,089
ISHARES TR EDGE MSCI USA VL 46432F388 354 4,364 SH   SOLE   0 0 4,364
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 2,096 16,330 SH   SOLE   0 0 16,330
VANGUARD GROUP DIV APP ETF 921908844 2,108 18,309 SH   SOLE   0 0 18,309
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 316 1,819 SH   SOLE   0 0 1,819
VANGUARD WORLD FDS INF TECH ETF 92204A702 366 1,737 SH   SOLE   0 0 1,737
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 209 5,010 SH   SOLE   0 0 5,010
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,468 18,201 SH   SOLE   0 0 18,201
VANGUARD INDEX FDS SM CP VAL ETF 922908611 749 5,734 SH   SOLE   0 0 5,734
VANGUARD INDEX FDS SML CP GRW ETF 922908595 462 2,479 SH   SOLE   0 0 2,479
ISHARES TR MIN VOL USA ETF 46429B697 11,061 179,176 SH   SOLE   0 0 179,176
US BANCORP DEL COM NEW 902973304 218 4,164 SH   SOLE   0 0 4,164
UNITEDHEALTH GROUP INC COM 91324P102 953 3,905 SH   SOLE   0 0 3,905
UNILEVER N V N Y SHS NEW 904784709 688 11,325 SH   SOLE   0 0 11,325
TEXAS INSTRS INC COM 882508104 285 2,483 SH   SOLE   0 0 2,483
SPDR SERIES TRUST NUVEEN BRC MUNIC 78468R721 1,591 31,726 SH   SOLE   0 0 31,726
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209 100 10,863 SH   SOLE   0 0 10,863
TENAX THERAPEUTICS INC COM NEW 88032L209 81 58,576 SH   SOLE   0 0 58,576
AT&T INC COM 00206R102 1,080 32,225 SH   SOLE   0 0 32,225
ISHARES TR SHRT NAT MUN ETF 464288158 787 7,385 SH   SOLE   0 0 7,385
SPDR S&P 500 ETF TR TR UNIT 78462F103 731 2,495 SH   SOLE   0 0 2,495
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 8,064 132,895 SH   SOLE   0 0 132,895
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 27,552 452,334 SH   SOLE   0 0 452,334
SHERWIN WILLIAMS CO COM 824348106 201 439 SH   SOLE   0 0 439
SPDR SERIES TRUST NUVEEN BLMBRG SR 78468R739 2,115 43,224 SH   SOLE   0 0 43,224
SEABOARD CORP COM 811543107 833 201 SH   SOLE   0 0 201
SPDR SERIES TRUST S&P DIVID ETF 78464A763 809 8,023 SH   SOLE   0 0 8,023
ISHARES TR EAFE SML CP ETF 464288273 8,670 151,045 SH   SOLE   0 0 151,045
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 6,871 129,646 SH   SOLE   0 0 129,646
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,215 60,047 SH   SOLE   0 0 60,047
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 9,230 164,411 SH   SOLE   0 0 164,411
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 1,202 21,876 SH   SOLE   0 0 21,876
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 314 6,214 SH   SOLE   0 0 6,214
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,507 61,424 SH   SOLE   0 0 61,424
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 7,577 91,057 SH   SOLE   0 0 91,057
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,293 133,770 SH   SOLE   0 0 133,770
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 5,910 225,214 SH   SOLE   0 0 225,214
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,082 33,136 SH   SOLE   0 0 33,136
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,000 14,177 SH   SOLE   0 0 14,177
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,688 37,602 SH   SOLE   0 0 37,602
STARBUCKS CORP COM 855244109 285 3,398 SH   SOLE   0 0 3,398
INVESCO EXCHANGE TRADED FD T S&P SML600 GWT 46137V175 545 4,904 SH   SOLE   0 0 4,904
RAYTHEON CO COM NEW 755111507 303 1,743 SH   SOLE   0 0 1,743
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 724 6,714 SH   SOLE   0 0 6,714
INVESCO QQQ TR UNIT SER 1 46090E103 646 3,457 SH   SOLE   0 0 3,457
PHILLIPS 66 COM 718546104 284 3,041 SH   SOLE   0 0 3,041
PHILIP MORRIS INTL INC COM 718172109 279 3,550 SH   SOLE   0 0 3,550
INVESCO EXCHNG TRADED FD TR DWA EMERG MKTS 46138E867 491 27,718 SH   SOLE   0 0 27,718
SPROTT PHYSICAL GOLD TRUST UNIT 85207H104 119 10,515 SH   SOLE   0 0 10,515
INVESCO EXCHNG TRADED FD TR FNDMNTL HY CRP 46138E719 2,881 152,018 SH   SOLE   0 0 152,018
PROCTER AND GAMBLE CO COM 742718109 1,496 13,647 SH   SOLE   0 0 13,647
PFIZER INC COM 717081103 1,120 25,854 SH   SOLE   0 0 25,854
PEPSICO INC COM 713448108 434 3,307 SH   SOLE   0 0 3,307
ONEOK INC NEW COM 682680103 445 6,469 SH   SOLE   0 0 6,469
NORFOLK SOUTHERN CORP COM 655844108 354 1,775 SH   SOLE   0 0 1,775
PROSHARES TR S&P 500 DV ARIST 74348A467 3,029 43,664 SH   SOLE   0 0 43,664
NIKE INC CL B 654106103 833 9,921 SH   SOLE   0 0 9,921
NETFLIX INC COM 64110L106 382 1,040 SH   SOLE   0 0 1,040
ISHARES TR NATIONAL MUN ETF 464288414 2,117 18,723 SH   SOLE   0 0 18,723
ISHARES TR USA MOMENTUM FCT 46432F396 1,059 8,932 SH   SOLE   0 0 8,932
MICROSOFT CORP COM 594918104 2,742 20,471 SH   SOLE   0 0 20,471
MERCK & CO INC COM 58933Y105 1,017 12,127 SH   SOLE   0 0 12,127
ALTRIA GROUP INC COM 02209S103 344 7,268 SH   SOLE   0 0 7,268
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 2,916 92,417 SH   SOLE   0 0 92,417
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 269 4,208 SH   SOLE   0 0 4,208
3M CO COM 88579Y101 278 1,603 SH   SOLE   0 0 1,603
MEIRAGTX HOLDINGS PLC COM G59665102 230 8,549 SH   SOLE   0 0 8,549
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 28,877 562,140 SH   SOLE   0 0 562,140
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 28,155 518,701 SH   SOLE   0 0 518,701
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 380 1,073 SH   SOLE   0 0 1,073
MEDTRONIC PLC SHS G5960L103 3,214 32,998 SH   SOLE   0 0 32,998
MCDONALDS CORP COM 580135101 1,457 7,019 SH   SOLE   0 0 7,019
SPDR SERIES TRUST BLOMBRG BRC MRTG 78464A383 6,098 233,280 SH   SOLE   0 0 233,280
ISHARES TR MBS ETF 464288588 286 2,659 SH   SOLE   0 0 2,659
ISHARES TR IBOXX INV CP ETF 464287242 995 8,000 SH   SOLE   0 0 8,000
LOCKHEED MARTIN CORP COM 539830109 896 2,465 SH   SOLE   0 0 2,465
LILLY ELI & CO COM 532457108 513 4,630 SH   SOLE   0 0 4,630
COCA COLA CO COM 191216100 962 18,895 SH   SOLE   0 0 18,895
KIMBERLY CLARK CORP COM 494368103 326 2,443 SH   SOLE   0 0 2,443
KIMCO RLTY CORP COM 49446R109 203 10,980 SH   SOLE   0 0 10,980
JPMORGAN CHASE & CO COM 46625H100 557 4,984 SH   SOLE   0 0 4,984
JOHNSON & JOHNSON COM 478160104 1,924 13,817 SH   SOLE   0 0 13,817
ISHARES TR RUS MDCP VAL ETF 464287473 1,970 22,099 SH   SOLE   0 0 22,099
ISHARES TR RUS MID CAP ETF 464287499 929 16,636 SH   SOLE   0 0 16,636
ISHARES TR RUS MD CP GR ETF 464287481 1,059 7,428 SH   SOLE   0 0 7,428
ISHARES TR RUS 2000 GRW ETF 464287648 979 4,873 SH   SOLE   0 0 4,873
ISHARES TR RUS 2000 VAL ETF 464287630 1,722 14,289 SH   SOLE   0 0 14,289
ISHARES TR RUSSELL 2000 ETF 464287655 1,495 9,612 SH   SOLE   0 0 9,612
ISHARES TR RUS 1000 GRW ETF 464287614 2,465 15,666 SH   SOLE   0 0 15,666
ISHARES TR RUS 1000 VAL ETF 464287598 2,019 15,872 SH   SOLE   0 0 15,872
ISHARES TR RUS 1000 ETF 464287622 260 1,596 SH   SOLE   0 0 1,596
ISHARES TR S&P 500 GRWT ETF 464287309 14,062 78,453 SH   SOLE   0 0 78,453
ISHARES TR CORE S&P500 ETF 464287200 2,463 8,356 SH   SOLE   0 0 8,356
ISHARES TR S&P 500 VAL ETF 464287408 3,144 26,972 SH   SOLE   0 0 26,972
ISHARES TR CORE TOTAL USD 46434V613 1,092 21,140 SH   SOLE   0 0 21,140
ISHARES TR CORE S&P TTL STK 464287150 2,001 30,032 SH   SOLE   0 0 30,032
INTL PAPER CO COM 460146103 542 12,513 SH   SOLE   0 0 12,513
INTEL CORP COM 458140100 2,081 43,477 SH   SOLE   0 0 43,477
ISHARES TR INTL MOMENTUM FT 46434V449 3,967 133,559 SH   SOLE   0 0 133,559
ISHARES TR S&P SML 600 GWT 464287887 531 2,911 SH   SOLE   0 0 2,911
ISHARES TR SP SMCP600VL ETF 464287879 2,163 14,552 SH   SOLE   0 0 14,552
ISHARES TR CORE S&P SCP ETF 464287804 1,848 23,601 SH   SOLE   0 0 23,601
ISHARES TR S&P MC 400VL ETF 464287705 233 1,460 SH   SOLE   0 0 1,460
ISHARES TR CORE S&P MCP ETF 464287507 1,865 9,598 SH   SOLE   0 0 9,598
ISHARES TR INTRM TR CRP ETF 464288638 723 12,694 SH   SOLE   0 0 12,694
ISHARES INC CORE MSCI EMKT 46434G103 3,846 74,771 SH   SOLE   0 0 74,771
ISHARES TR CORE MSCI EAFE 46432F842 2,798 45,564 SH   SOLE   0 0 45,564
ISHARES TR BARCLAYS 7 10 YR 464287440 28,620 260,132 SH   SOLE   0 0 260,132
ISHARES TR INTL SEL DIV ETF 464288448 1,241 40,403 SH   SOLE   0 0 40,403
INTERNATIONAL BUSINESS MACHS COM 459200101 380 2,753 SH   SOLE   0 0 2,753
ISHARES TR CORE INTL AGGR 46435G672 786 14,422 SH   SOLE   0 0 14,422
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 1,130 19,341 SH   SOLE   0 0 19,341
ISHARES TR IBOXX HI YD ETF 464288513 2,190 25,117 SH   SOLE   0 0 25,117
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 556 8,725 SH   SOLE   0 0 8,725
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 341 5,159 SH   SOLE   0 0 5,159
HOME DEPOT INC COM 437076102 302 1,454 SH   SOLE   0 0 1,454
ISHARES TR INTRM GOV CR ETF 464288612 380 3,383 SH   SOLE   0 0 3,383
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 687 17,164 SH   SOLE   0 0 17,164
ISHARES TR US TREAS BD ETF 46429B267 461 17,846 SH   SOLE   0 0 17,846
ALPHABET INC CAP STK CL A 02079K305 508 469 SH   SOLE   0 0 469
ALPHABET INC CAP STK CL C 02079K107 893 826 SH   SOLE   0 0 826
SPDR GOLD TRUST GOLD SHS 78463V107 699 5,249 SH   SOLE   0 0 5,249
GENERAL ELECTRIC CO COM 369604103 126 11,972 SH   SOLE   0 0 11,972
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 1,272 32,524 SH   SOLE   0 0 32,524
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 6,607 237,143 SH   SOLE   0 0 237,143
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 745 19,755 SH   SOLE   0 0 19,755
VANECK VECTORS ETF TR INVT GRADE FLTG 92189F486 2,071 82,211 SH   SOLE   0 0 82,211
FACEBOOK INC CL A 30303M102 882 4,572 SH   SOLE   0 0 4,572
FORD MTR CO DEL COM 345370860 221 21,616 SH   SOLE   0 0 21,616
EXELON CORP COM 30161N101 211 4,399 SH   SOLE   0 0 4,399
EXACT SCIENCES CORP COM 30063P105 295 2,500 SH   SOLE   0 0 2,500
ISHARES TR EAFE VALUE ETF 464288877 10,281 213,873 SH   SOLE   0 0 213,873
ISHARES TR EAFE GRWTH ETF 464288885 30,587 378,693 SH   SOLE   0 0 378,693
ISHARES TR MIN VOL EAFE ETF 46429B689 1,629 22,429 SH   SOLE   0 0 22,429
ISHARES TR MSCI EAFE ETF 464287465 6,090 92,649 SH   SOLE   0 0 92,649
ISHARES TR MSCI EMG MKT ETF 464287234 904 21,069 SH   SOLE   0 0 21,069
ECOLAB INC COM 278865100 301 1,525 SH   SOLE   0 0 1,525
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 1,576 40,041 SH   SOLE   0 0 40,041
ISHARES TR SELECT DIVID ETF 464287168 6,251 62,791 SH   SOLE   0 0 62,791
DUKE ENERGY CORP NEW COM NEW 26441C204 584 6,622 SH   SOLE   0 0 6,622
DISNEY WALT CO COM DISNEY 254687106 580 4,151 SH   SOLE   0 0 4,151
CHEVRON CORP NEW COM 166764100 1,269 10,199 SH   SOLE   0 0 10,199
INVESCO EXCHNG TRADED FD TR MSCI GBL TIMBR 46138E545 382 14,152 SH   SOLE   0 0 14,152
CISCO SYS INC COM 17275R102 725 13,241 SH   SOLE   0 0 13,241
PIMCO ETF TR INV GRD CRP BD 72201R817 1,711 15,926 SH   SOLE   0 0 15,926
CONOCOPHILLIPS COM 20825C104 761 12,481 SH   SOLE   0 0 12,481
CLOROX CO DEL COM 189054109 449 2,933 SH   SOLE   0 0 2,933
CERNER CORP COM 156782104 3,415 46,595 SH   SOLE   0 0 46,595
COMMERCE BANCSHARES INC COM 200525103 516 8,650 SH   SOLE   0 0 8,650
SPDR SERIES TRUST BLOMBRG BRC CORP 78464A144 274 8,269 SH   SOLE   0 0 8,269
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 215 6,155 SH   SOLE   0 0 6,155
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,848 8,669 SH   SOLE   0 0 8,669
BP PLC SPONSORED ADR 055622104 418 10,022 SH   SOLE   0 0 10,022
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 7,392 129,012 SH   SOLE   0 0 129,012
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 752 9,053 SH   SOLE   0 0 9,053
BRISTOL MYERS SQUIBB CO COM 110122108 429 9,450 SH   SOLE   0 0 9,450
BLACKROCK INC COM 09247X101 291 621 SH   SOLE   0 0 621
BANK AMER CORP COM 060505104 672 23,184 SH   SOLE   0 0 23,184
BOEING CO COM 097023105 1,227 3,371 SH   SOLE   0 0 3,371
ARK ETF TR INNOVATION ETF 00214Q104 397 8,278 SH   SOLE   0 0 8,278
ARCBEST CORP COM 03937C105 1,913 68,054 SH   SOLE   0 0 68,054
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 385 13,151 SH   SOLE   0 0 13,151
AMAZON COM INC COM 023135106 2,608 1,377 SH   SOLE   0 0 1,377
AMGEN INC COM 031162100 292 1,586 SH   SOLE   0 0 1,586
ISHARES TR AGENCY BOND ETF 464288166 538 4,665 SH   SOLE   0 0 4,665
ISHARES TR CORE US AGGBD ET 464287226 4,508 40,481 SH   SOLE   0 0 40,481
AMERICAN FIN TR INC COM CLASS A 02607T109 126 11,566 SH   SOLE   0 0 11,566
ISHARES INC MIN VOL GBL ETF 464286525 45,655 495,604 SH   SOLE   0 0 495,604
ISHARES TR MSCI ACWI ETF 464288257 2,159 29,296 SH   SOLE   0 0 29,296
SPDR INDEX SHS FDS MSCI ACWI ETF 78463X475 453 5,665 SH   SOLE   0 0 5,665
ABBOTT LABS COM 002824100 237 2,815 SH   SOLE   0 0 2,815
APPLE INC COM 037833100 4,617 23,330 SH   SOLE   0 0 23,330