The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A T & T INC COM 00206R102 788 22,592 SH   SOLE   0 0 22,592
ALPS SECTOR DIVIDEND DOGS ETF SECTR DIV DOGS 00162Q858 257 6,055 SH   SOLE   0 0 6,055
ALTRIA GROUP INC COM 02209S103 289 6,198 SH   SOLE   0 0 6,198
APPLE INC COM 037833100 1,303 6,243 SH   SOLE   0 0 6,243
BERKSHIRE HATHAWAY CLASS B CL B NEW 084670702 1,878 9,355 SH   SOLE   0 0 9,355
BLACKROCK MUNIY MICHIGAN COM 09254V105 233 16,163 SH   SOLE   0 0 16,163
BLACKSTONE GROUP INC COM 09253U108 521 11,034 SH   SOLE   0 0 11,034
BLUEROCK RESIDENTIAL REIT COM CL A 09627J102 128 10,627 SH   SOLE   0 0 10,627
BOEING CO COM 097023105 526 1,572 SH   SOLE   0 0 1,572
BRISTOL-MYERS SQUIBB COM 110122108 274 5,865 SH   SOLE   0 0 5,865
C M S ENERGY CORP COM 125896100 460 7,662 SH   SOLE   0 0 7,662
CATERPILLAR INC COM 149123101 238 1,976 SH   SOLE   0 0 1,976
CHARLES SCHWAB US MC ETF US MID-CAP ETF 808524508 4,387 78,221 SH   SOLE   0 0 78,221
CHARLES SCHWAB US REIT ETF US REIT ETF 808524847 390 8,535 SH   SOLE   0 0 8,535
CHURCH & DWIGHT CO COM 171340102 249 3,179 SH   SOLE   0 0 3,179
CISCO SYSTEMS INC COM 17275R102 247 4,671 SH   SOLE   0 0 4,671
CSX CORP COM 126408103 676 10,150 SH   SOLE   0 0 10,150
DTE ENERGY CO COM 233331107 245 1,909 SH   SOLE   0 0 1,909
DUNKIN BRANDS GROUP COM 265504100 3,881 47,542 SH   SOLE   0 0 47,542
EATON VANCE TAX ADV GLBL COM 27828S101 284 18,054 SH   SOLE   0 0 18,054
EATON VANCE TAX ADVANTAG COM 27828G107 227 9,499 SH   SOLE   0 0 9,499
ENTERPRISE PRODS PART LP COM 293792107 741 26,134 SH   SOLE   0 0 26,134
ETFMG ALTERNATIVE HARVEST ETF ETFMG ALTR HRVST 26924G508 206 7,248 SH   SOLE   0 0 7,248
ETFMG PRIME CYBER SECURITY ETF PRIME CYBR SCRTY 26924G201 258 6,626 SH   SOLE   0 0 6,626
EXXON MOBIL CORP COM 30231G102 295 4,192 SH   SOLE   0 0 4,192
FACEBOOK INC CLASS A COM 30303M102 316 1,661 SH   SOLE   0 0 1,661
FIRST DORSEY WRIGHT FOCUS 5 ETF DORSEY WRT 5 ETF 33738R605 503 16,844 SH   SOLE   0 0 16,844
FIRST TRUST CLOUD COMPUTING ETF CLOUD COMPUTING 33734X192 350 6,121 SH   SOLE   0 0 6,121
FIRST TRUST ENHANCED SHORT MTRTY ETF FIRST TR ENH NEW 33739Q408 514 8,541 SH   SOLE   0 0 8,541
FIRST TRUST ISE WATER INDEX ETF WTR ETF 33733B100 923 16,873 SH   SOLE   0 0 16,873
FIRST TRUST TACTICAL HIGH YIELD ETF FIRST TR TA HIYL 03738D408 210 4,363 SH   SOLE   0 0 4,363
FIRST TRUST US EQUITY OPRTNT ETF NY ARCA BIOTECH 336920103 233 2,958 SH   SOLE   0 0 2,958
FIRST TRUST VALUE DIVIDEND INDEX ETF SHS 33734H106 1,641 48,659 SH   SOLE   0 0 48,659
FORD MOTOR CO COM 345370860 444 47,440 SH   SOLE   0 0 47,440
FST TRT DSY WRGHT INTRNLFOCS 5 ETF DORSEY WRIGHT 33738R886 250 13,145 SH   SOLE   0 0 13,145
FT EMERGING MARKETS ALPHADEX ETF EMERG MKT ALPH 33737J182 406 17,499 SH   SOLE   0 0 17,499
FT SSI STRATEGIC CONVERTIBLE SEC ETF SSI STRG ETF 33739Q507 298 9,469 SH   SOLE   0 0 9,469
GENERAL ELECTRIC CO COM 369604103 143 15,098 SH   SOLE   0 0 15,098
HOME DEPOT INC COM 437076102 695 3,309 SH   SOLE   0 0 3,309
IBM CORP COM 459200101 247 1,820 SH   SOLE   0 0 1,820
INTEL CORP COM 458140100 420 8,955 SH   SOLE   0 0 8,955
INVESCO EMERGING MARKETSSOVEREIGN DEBT ETF SOVEREIGN DEBT 73936T573 400 13,690 SH   SOLE   0 0 13,690
INVESCO LADDERRITE 0-5 YEAR CORPORATE BOND ETF LAD 0-5Y CR BD 73937B589 222 8,783 SH   SOLE   0 0 8,783
INVESCO QQQ TRUST UNIT SER 1 46090E103 201 1,067 SH   SOLE   0 0 1,067
INVESCO S&P 500 EQUAL WEIGHT ETF GUG S&P500 EQ WT 78355W106 1,845 17,412 SH   SOLE   0 0 17,412
INVESCO S&P 500 EQUAL WEIGHT HEALTH CARE ETF GUG S&P500EQWTHC 78355W841 1,091 5,477 SH   SOLE   0 0 5,477
INVESCO S&P 500 EQUAL WEIGHT TECHNOLOGY ETF S&P500 EQL TEC 46137V282 283 1,612 SH   SOLE   0 0 1,612
INVESCO S&P 500 LOW VOLATILITY ETF S&P500 LOW VOL 73937B779 3,173 56,483 SH   SOLE   0 0 56,483
INVESCO S&P EMERGING MARKETS LOW VOLATILITY ETF EM MRK LOW VOL 73937B662 431 18,925 SH   SOLE   0 0 18,925
INVESCO S&P MIDCAP LOW VOLATILITY ETF S&P MIDCP LOW 46138E198 1,457 28,188 SH   SOLE   0 0 28,188
INVESCO S&P SMALLCAP LOWVOLATILITY ETF S&P SMLCP LOW 46138G102 236 4,903 SH   SOLE   0 0 4,903
ISHARES CORE GROWTH ALLOCATION ETF GRWT ALLOCAT ETF 464289867 443 9,778 SH   SOLE   0 0 9,778
ISHARES CORE MSCI EMERGING ETF CORE MSCI EMKT 46434G103 337 7,010 SH   SOLE   0 0 7,010
ISHARES CORE S&P SMALL-CAP ETF CORE S&P SCP ETF 464287804 235 3,063 SH   SOLE   0 0 3,063
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200 326 1,105 SH   SOLE   0 0 1,105
ISHARES EDGE MSCI MIN VOL EAFE ETF MIN VOL EAFE ETF 46429B689 4,471 62,252 SH   SOLE   0 0 62,252
ISHARES EDGE MSCI MIN VOL GLBL ETF MIN VOL GBL ETF 464286525 214 2,306 SH   SOLE   0 0 2,306
ISHARES EDGE MSCI MIN VOL USA ETF MIN VOL USA ETF 46429B697 12,832 202,588 SH   SOLE   0 0 202,588
ISHARES FLOATING RATE BOND ETF FLTG RATE BD ETF 46429B655 826 16,255 SH   SOLE   0 0 16,255
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465 222 3,514 SH   SOLE   0 0 3,514
ISHARES RUSSELL 1000 ETF RUS 1000 ETF 464287622 332 2,038 SH   SOLE   0 0 2,038
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408 360 3,105 SH   SOLE   0 0 3,105
ISHARES SELECT DIVIDEND ETF SELECT DIVID ETF 464287168 862 8,800 SH   SOLE   0 0 8,800
ISHARES SHORT MATURITY BOND ETF SHT MAT BD ETF 46431W507 275 5,470 SH   SOLE   0 0 5,470
ISHARES US HEALTHCARE ETF US HLTHCARE ETF 464287762 214 1,105 SH   SOLE   0 0 1,105
ISHARES US MEDICAL DEVICES ETF U.S. MED DVC ETF 464288810 328 1,327 SH   SOLE   0 0 1,327
ISHARES US TECHNOLOGY ETF U.S. TECH ETF 464287721 246 1,216 SH   SOLE   0 0 1,216
J P MORGAN CHASE & CO COM 46625H100 1,478 13,447 SH   SOLE   0 0 13,447
JOHNSON & JOHNSON COM 478160104 274 2,047 SH   SOLE   0 0 2,047
JPMORGAN ULTRA SHORT INCOME ETF ULTRA SHRT INC 46641Q837 6,110 121,088 SH   SOLE   0 0 121,088
LOCKHEED MARTIN CORP COM 539830109 311 824 SH   SOLE   0 0 824
LOWES COMPANIES INC COM 548661107 534 5,474 SH   SOLE   0 0 5,474
MERCK & CO. INC. COM 58933Y105 417 4,834 SH   SOLE   0 0 4,834
MESABI TRUST CTF BEN INTROYALTY TRUST CTF BEN INT 590672101 204 8,500 SH   SOLE   0 0 8,500
MICROSOFT CORP COM 594918104 1,733 12,534 SH   SOLE   0 0 12,534
MONDELEZ INTL CLASS A CL A 609207105 211 3,847 SH   SOLE   0 0 3,847
NABORS INDUSTRIES F SHS G6359F103 21 10,000 SH   SOLE   0 0 10,000
PEMBINA PIPELINE CO F COM 706327103 383 10,321 SH   SOLE   0 0 10,321
PFIZER INC COM 717081103 358 10,029 SH   SOLE   0 0 10,029
PIMCO ENHANCED SHRT MATURTY ACTV ETF ENHAN SHRT MA AC 72201R833 1,833 18,038 SH   SOLE   0 0 18,038
PREF APT COMMUNITIES REIT CL A 74039L103 266 18,518 SH   SOLE   0 0 18,518
PROCTER & GAMBLE COM 742718109 432 3,662 SH   SOLE   0 0 3,662
PROSHARES RUSSELL 2000 DVD GRWRS ETF RUSS 2000 DIVD 74347B698 1,283 22,024 SH   SOLE   0 0 22,024
PROSHARES S&P 500 DIV ARISTOCRAT ETF S&P 500 DV ARIST 74348A467 1,334 19,255 SH   SOLE   0 0 19,255
PRSHRS S&P MDCP 400 DVD ARSTCRTS ETF MDCP 400 DIVID 74347B680 2,108 36,555 SH   SOLE   0 0 36,555
RAYTHEON CO COM 755111507 282 1,540 SH   SOLE   0 0 1,540
SCHWAB INTERNATIONAL EQUITY ETF INTL EQTY ETF 808524805 799 25,966 SH   SOLE   0 0 25,966
SCHWAB US AGGREGATE BONDETF US AGGREGATE B 808524839 220 4,097 SH   SOLE   0 0 4,097
SCHWAB US BROAD MARKET ETF US BRD MKT ETF 808524102 1,051 14,950 SH   SOLE   0 0 14,950
SCHWAB US DIVIDEND EQUITY ETF US DIVIDEND EQ 808524797 7,466 141,805 SH   SOLE   0 0 141,805
SCHWAB US LARGE CAP GROWTH ETF US LCAP GR ETF 808524300 419 5,001 SH   SOLE   0 0 5,001
SCHWAB US LARGE CAP VALUE ETF US LCAP VA ETF 808524409 273 4,926 SH   SOLE   0 0 4,926
SCHWAB US SMALL CAP ETF US SML CAP ETF 808524607 858 12,274 SH   SOLE   0 0 12,274
SELECT STR FINANCIAL SELECT SPDR ETF SBI INT-FINL 81369Y605 306 11,259 SH   SOLE   0 0 11,259
SOUTHERN CO COM 842587107 516 8,895 SH   SOLE   0 0 8,895
SPDR BLMBERG BRCLY CONV SECRT ETF BLMBRG BRC CNVRT 78464A359 293 5,549 SH   SOLE   0 0 5,549
SPDR GOLD SHARES ETF NV GOLD SHS 78463V107 322 2,272 SH   SOLE   0 0 2,272
SPDR S&P 500 ETF TR UNIT 78462F103 1,090 3,720 SH   SOLE   0 0 3,720
SPDR S&P 500 HIGH DIVIDEND ETF PRTFLO S&P500 HI 78468R788 256 6,962 SH   SOLE   0 0 6,962
SPDR S&P 600 SMALL CAP VALUE ETF S&P 600 SMCP VAL 78464A300 311 5,251 SH   SOLE   0 0 5,251
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763 965 9,672 SH   SOLE   0 0 9,672
SPDR S&P EMERGING MARKETS DIVID ETF S&P EM MKT DIV 78463X533 438 14,735 SH   SOLE   0 0 14,735
SPDR S&P HEALTH CARE EQUIPMENT ETF HLTH CR EQUIP 78464A581 382 4,748 SH   SOLE   0 0 4,748
SPDR S&P INTERNATIONAL DIVIDEND ETF S&P INTL ETF 78463X772 311 8,107 SH   SOLE   0 0 8,107
SPDR S&P MIDCAP 400 ETF UTSER1 S&PDCRP 78467Y107 851 2,456 SH   SOLE   0 0 2,456
THE COCA-COLA CO COM 191216100 240 4,489 SH   SOLE   0 0 4,489
UNION PACIFIC CORP COM 907818108 277 1,637 SH   SOLE   0 0 1,637
UNITED TECHNOLOGIES COM 913017109 328 2,533 SH   SOLE   0 0 2,533
VANECK VECTORS MORNINGSTAR WIDE MOAT ETF MORNINGSTAR WIDE 92189F643 569 11,740 SH   SOLE   0 0 11,740
VANGUARD DIVIDEND APPRECIATION ETF CONSUM STP ETF 921908844 614 5,225 SH   SOLE   0 0 5,225
VANGUARD INTL DIVIDEND APRECTN ETF INTL DVD ETF 921946810 273 4,164 SH   SOLE   0 0 4,164
VANGUARD SHORT TERM COR BD ETF SHRT TRM CORP BD 92206C409 863 10,679 SH   SOLE   0 0 10,679
VANGUARD SHORT-TERM BONDETF SHORT TRM BOND 921937827 283 3,509 SH   SOLE   0 0 3,509
VANGUARD SMALL CAP ETF SMALL CP ETF 922908751 1,836 11,971 SH   SOLE   0 0 11,971
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MRKT 921937835 5,980 71,010 SH   SOLE   0 0 71,010
VANGUARD TOTAL STOCK MARKET ETF TOTAL STK MKT 922908769 680 4,552 SH   SOLE   0 0 4,552
VANGUARD UTILITIES ETF UTILITIES ETF 92204A876 248 1,831 SH   SOLE   0 0 1,831
VERISIGN INC COM 92343E102 208 1,000 SH   SOLE   0 0 1,000
VERIZON COMMUNICATN COM 92343V104 556 9,906 SH   SOLE   0 0 9,906
W.P. CAREY INC. REIT COM 92936U109 214 2,440 SH   SOLE   0 0 2,440
WALT DISNEY CO COM 254687106 603 4,395 SH   SOLE   0 0 4,395
XTRACKERS MSCI EAFE HDGDEQY ETF XTRACK MSCI EAFE 233051200 378 12,250 SH   SOLE   0 0 12,250