The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   209,856 1,191 SH   SOLE   1,191 0 0
ALPHABET INC CAP STK CL A 02079K305   1,015,484 5,310 SH   SOLE   5,310 0 0
ALTRIA GROUP INC COM 02209S103   205,923 3,954 SH   SOLE   3,954 0 0
AMAZON COM INC COM 023135106   1,165,811 5,268 SH   SOLE   5,268 0 0
AMERICAN ELEC PWR CO INC COM 025537101   228,769 2,485 SH   SOLE   2,485 0 0
AMGEN INC COM 031162100   301,573 1,163 SH   SOLE   1,163 0 0
APPLE INC COM 037833100   3,268,759 12,961 SH   SOLE   12,961 0 0
AT&T INC COM 00206R102   467,397 20,672 SH   SOLE   20,672 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   232,862 515 SH   SOLE   515 0 0
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103   1,979,575 38,446 SH   SOLE   38,446 0 0
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603   540,529 10,391 SH   SOLE   10,391 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   233,547 4,166 SH   SOLE   4,166 0 0
BROADCOM INC COM 11135F101   493,539 2,095 SH   SOLE   2,095 0 0
CHEVRON CORP NEW COM 166764100   334,060 2,335 SH   SOLE   2,335 0 0
COMPANHIA DE SANEAMENTO BASI SPONSORED ADR 20441A102   144,349 10,045 SH   SOLE   10,045 0 0
COSTCO WHSL CORP NEW COM 22160K105   220,408 239 SH   SOLE   239 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   251,826 2,338 SH   SOLE   2,338 0 0
ENBRIDGE INC COM 29250N105   233,133 5,535 SH   SOLE   5,535 0 0
ENTERGY CORP NEW COM 29364G103   241,349 3,186 SH   SOLE   3,186 0 0
EXXON MOBIL CORP COM 30231G102   208,453 1,971 SH   SOLE   1,971 0 0
FRANKLIN TEMPLETON ETF TR SENIOR LOAN ETF 35473P595   277,066 11,423 SH   SOLE   11,423 0 0
FRANKLIN TEMPLETON ETF TR US CORE BOND ETF 35473P553   802,010 38,028 SH   SOLE   38,028 0 0
GILEAD SCIENCES INC COM 375558103   245,390 2,667 SH   SOLE   2,667 0 0
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339   597,506 6,256 SH   SOLE   6,256 0 0
ISHARES GOLD TR ISHARES NEW 464285204   271,158 5,509 SH   SOLE   5,509 0 0
ISHARES INC CORE MSCI EMKT 46434G103   262,714 5,022 SH   SOLE   5,022 0 0
ISHARES INC MSCI EMRG CHN 46434G764   698,785 12,586 SH   SOLE   12,586 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   918,671 21,555 SH   SOLE   21,555 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   348,305 3,927 SH   SOLE   3,927 0 0
ISHARES TR MSCI USA MMENTM 46432F396   960,463 4,620 SH   SOLE   4,620 0 0
ISHARES TR 20+ YEAR TR BD 46436E338   201,606 8,539 SH   SOLE   8,539 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   385,849 7,585 SH   SOLE   7,585 0 0
ISHARES TR 20 YR TR BD ETF 464287432   1,877,863 21,388 SH   SOLE   21,388 0 0
ISHARES TR U.S. TECH ETF 464287721   748,167 4,647 SH   SOLE   4,647 0 0
ISHARES TR EAFE GRWTH ETF 464288885   1,363,311 14,052 SH   SOLE   14,052 0 0
ISHARES TR US TREAS BD ETF 46429B267   1,989,651 88,527 SH   SOLE   88,527 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   284,626 3,474 SH   SOLE   3,474 0 0
ISHARES TR US INFRASTRUC 46435U713   232,295 5,030 SH   SOLE   5,030 0 0
ISHARES TR CORE S&P500 ETF 464287200   3,048,613 5,159 SH   SOLE   5,159 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   1,010,009 19,570 SH   SOLE   19,570 0 0
ISHARES TR IBOXX INV CP ETF 464287242   315,320 2,945 SH   SOLE   2,945 0 0
ISHARES TR CORE S&P SCP ETF 464287804   210,395 1,830 SH   SOLE   1,830 0 0
ISHARES TR 10-20 YR TRS ETF 464288653   699,047 7,001 SH   SOLE   7,001 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   1,071,054 9,270 SH   SOLE   9,270 0 0
ISHARES TR JPMORGAN USD EMG 464288281   216,154 2,423 SH   SOLE   2,423 0 0
ISHARES TR USD INV GRDE ETF 464288620   1,212,617 24,079 SH   SOLE   24,079 0 0
ISHARES TR NATIONAL MUN ETF 464288414   219,555 2,060 SH   SOLE   2,060 0 0
ISHARES TR EAFE VALUE ETF 464288877   1,373,562 26,218 SH   SOLE   26,218 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   2,020,632 11,315 SH   SOLE   11,315 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   2,389,876 23,334 SH   SOLE   23,334 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   282,844 4,880 SH   SOLE   4,880 0 0
JPMORGAN CHASE & CO. COM 46625H100   330,740 1,382 SH   SOLE   1,382 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   208,635 2,851 SH   SOLE   2,851 0 0
MARSH & MCLENNAN COS INC COM 571748102   234,456 1,106 SH   SOLE   1,106 0 0
META PLATFORMS INC CL A 30303M102   608,372 1,029 SH   SOLE   1,029 0 0
MICROSOFT CORP COM 594918104   1,525,914 3,592 SH   SOLE   3,592 0 0
NETFLIX INC COM 64110L106   230,510 256 SH   SOLE   256 0 0
NVIDIA CORPORATION COM 67066G104   1,549,611 11,271 SH   SOLE   11,271 0 0
PEPSICO INC COM 713448108   226,061 1,490 SH   SOLE   1,490 0 0
PFIZER INC COM 717081103   280,738 10,626 SH   SOLE   10,626 0 0
PHILIP MORRIS INTL INC COM 718172109   243,015 2,025 SH   SOLE   2,025 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   2,390,077 23,737 SH   SOLE   23,737 0 0
PROCTER AND GAMBLE CO COM 742718109   3,450,577 20,651 SH   SOLE   20,651 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   1,180,060 23,093 SH   SOLE   23,093 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664   318,537 12,121 SH   SOLE   12,121 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375   521,330 15,899 SH   SOLE   15,899 0 0
SPDR SER TR PORTFLI HIGH YLD 78468R606   654,740 27,897 SH   SOLE   27,897 0 0
TESLA INC COM 88160R101   397,788 953 SH   SOLE   953 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109   200,484 3,680 SH   SOLE   3,680 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   200,266 540 SH   SOLE   540 0 0
TRUIST FINL CORP COM 89832Q109   215,117 4,960 SH   SOLE   4,960 0 0
UNITEDHEALTH GROUP INC COM 91324P102   223,431 440 SH   SOLE   440 0 0
US BANCORP DEL COM NEW 902973304   304,414 6,309 SH   SOLE   6,309 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   766,585 1,417 SH   SOLE   1,417 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   211,998 883 SH   SOLE   883 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,981,844 10,029 SH   SOLE   10,029 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,716,483 6,730 SH   SOLE   6,730 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   827,380 2,845 SH   SOLE   2,845 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,803,425 11,175 SH   SOLE   11,175 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   867,745 3,094 SH   SOLE   3,094 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   1,277,347 28,155 SH   SOLE   28,155 0 0
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   4,794,271 38,502 SH   SOLE   38,502 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816   6,936,288 20,006 SH   SOLE   20,006 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   456,985 11,540 SH   SOLE   11,540 0 0
VISTRA CORP COM 92840M102   271,356 1,937 SH   SOLE   1,937 0 0
WALMART INC COM 931142103   535,352 5,911 SH   SOLE   5,911 0 0
WILLIAMS COS INC COM 969457100   222,220 4,103 SH   SOLE   4,103 0 0
XCEL ENERGY INC COM 98389B100   221,425 3,276 SH   SOLE   3,276 0 0