The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
2023 ETF SERIES TRUST II GMO US QUALITY E 90139K100 BBG01K0RTLB4 292,206 9,140 SH   SOLE   0 0 9,140
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 892,232 5,021 SH   SOLE   0 0 5,021
ADOBE INC COM 00724F101 BBG001S5NCQ5 226,787 510 SH   SOLE   0 0 510
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 213,436 1,767 SH   SOLE   0 0 1,767
ALLEGION PLC ORD SHS G0176J109 BBG003PS7JW0 341,205 2,611 SH   SOLE   0 0 2,611
ALNYLAM PHARMACEUTICALS INC COM 02043Q107 BBG001S7FTC8 242,134 1,029 SH   SOLE   0 0 1,029
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 1,627,034 8,595 SH   SOLE   0 0 8,595
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 2,054,882 10,790 SH   SOLE   0 0 10,790
AMAZON COM INC COM 023135106 BBG001S5PQL7 5,040,924 22,977 SH   SOLE   0 0 22,977
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 BBG00Q6ZDXT0 1,565,754 26,633 SH   SOLE   0 0 26,633
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372 BBG012NXXGN9 677,107 14,656 SH   SOLE   0 0 14,656
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 BBG00Q9MQ6T1 482,614 7,864 SH   SOLE   0 0 7,864
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 BBG00Q9MR7Z1 455,495 6,999 SH   SOLE   0 0 6,999
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 703,986 2,372 SH   SOLE   0 0 2,372
AMGEN INC COM 031162100 BBG001S5NNL6 265,853 1,020 SH   SOLE   0 0 1,020
APPLE INC COM 037833100 BBG001S5N8V8 21,183,622 84,592 SH   SOLE   0 0 84,592
APPLIED MATLS INC COM 038222105 BBG001S5NMM7 245,409 1,509 SH   SOLE   0 0 1,509
ASML HOLDING N V N Y REGISTRY SHS N07059210 BBG001SCG0R3 270,301 390 SH   SOLE   0 0 390
AT&T INC COM 00206R102 BBG001S5VWH2 1,109,691 48,735 SH   SOLE   0 0 48,735
AURORA INNOVATION INC CLASS A COM 051774107 BBG00Z92Y6Y0 406,394 64,507 SH   SOLE   0 0 64,507
AZEK CO INC CL A 05478C105 BBG00RP7FY15 254,202 5,355 SH   SOLE   0 0 5,355
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 1,666,034 37,907 SH   SOLE   0 0 37,907
BANK NEW YORK MELLON CORP COM 064058100 BBG001S5P6Q6 258,072 3,359 SH   SOLE   0 0 3,359
BECTON DICKINSON & CO COM 075887109 BBG001S5P374 365,488 1,611 SH   SOLE   0 0 1,611
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 2,907,805 6,415 SH   SOLE   0 0 6,415
BHP GROUP LTD SPONSORED ADS 088606108 BBG001S5P5K4 339,173 6,946 SH   SOLE   0 0 6,946
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603 BBG01GQYLJY8 9,373,987 180,200 SH   SOLE   0 0 180,200
BLACKROCK MUNIHLDGS NJ QLTY COM 09254X101 BBG001S5PKX7 1,003,805 90,678 SH   SOLE   0 0 90,678
BLACKROCK MUNIHLDGS NY QLTY COM 09255C106 BBG001SB8M69 270,670 26,177 SH   SOLE   0 0 26,177
BLACKROCK MUNIYIELD N Y QUAL COM 09255E102 BBG001S6TRK0 558,200 55,377 SH   SOLE   0 0 55,377
BOEING CO COM 097023105 BBG001S5P0V3 521,973 2,949 SH   SOLE   0 0 2,949
BOSTON SCIENTIFIC CORP COM 101137107 BBG001S63L94 684,727 7,666 SH   SOLE   0 0 7,666
BROADCOM INC COM 11135F101 BBG00KHY5SY8 630,837 2,721 SH   SOLE   0 0 2,721
CAMBRIA ETF TR SHSHLD YIELD ETF 132061201 BBG004K1ZMP2 8,116,500 118,541 SH   SOLE   0 0 118,541
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102 BBG014YZRRT5 364,879 16,436 SH   SOLE   0 0 16,436
CATERPILLAR INC COM 149123101 BBG001S5PJ06 615,966 1,698 SH   SOLE   0 0 1,698
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 493,035 3,404 SH   SOLE   0 0 3,404
CHUBB LIMITED COM H1467J104 BBG001S8S1L3 297,851 1,078 SH   SOLE   0 0 1,078
CISCO SYS INC COM 17275R102 BBG001S6HC62 381,485 6,444 SH   SOLE   0 0 6,444
CITIGROUP INC COM NEW 172967424 BBG001S72ZG4 1,012,778 14,388 SH   SOLE   0 0 14,388
COCA COLA CO COM 191216100 BBG001S5SMQ8 475,355 7,635 SH   SOLE   0 0 7,635
COHEN & STEERS QUALITY INCOM COM 19247L106 BBG001SG5559 227,835 18,614 SH   SOLE   0 0 18,614
COLUMBIA ETF TR II EM CORE EX ETF 19762B202 BBG009XW7GY3 6,074,128 205,207 SH   SOLE   0 0 205,207
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 693,892 18,489 SH   SOLE   0 0 18,489
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 273,114 2,754 SH   SOLE   0 0 2,754
CONSOLIDATED EDISON INC COM 209115104 BBG001S5QRL4 578,197 6,480 SH   SOLE   0 0 6,480
CONSTELLATION ENERGY CORP COM 21037T109 BBG014KFRPJ9 357,041 1,596 SH   SOLE   0 0 1,596
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 908,958 992 SH   SOLE   0 0 992
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 647,790 2,822 SH   SOLE   0 0 2,822
DATADOG INC CL A COM 23804L103 BBG003NJHZW5 232,911 1,630 SH   SOLE   0 0 1,630
DEERE & CO COM 244199105 BBG001S5QFF7 695,526 1,642 SH   SOLE   0 0 1,642
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740 BBG017158GJ6 3,932,386 150,034 SH   SOLE   0 0 150,034
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 BBG00Y2PHW26 2,189,837 86,316 SH   SOLE   0 0 86,316
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 BBG012G21Y06 3,574,887 100,758 SH   SOLE   0 0 100,758
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 BBG00Y2PGDN6 641,699 21,976 SH   SOLE   0 0 21,976
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 BBG01636J356 1,656,905 65,672 SH   SOLE   0 0 65,672
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 BBG012558MV6 248,261 5,197 SH   SOLE   0 0 5,197
DISNEY WALT CO COM 254687106 BBG001S5QHF3 970,725 8,718 SH   SOLE   0 0 8,718
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 321,281 2,982 SH   SOLE   0 0 2,982
EA SERIES TRUST US QUAN VALUE 02072L102 BBG007D96637 982,035 21,999 SH   SOLE   0 0 21,999
EATON CORP PLC SHS G29183103 BBG001S5QZ45 929,236 2,800 SH   SOLE   0 0 2,800
ELI LILLY & CO COM 532457108 BBG001S5STL8 2,224,132 2,881 SH   SOLE   0 0 2,881
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 BBG001SDHNW4 403,672 20,606 SH   SOLE   0 0 20,606
ENTERPRISE PRODS PARTNERS L COM 293792107 BBG001S9P0Z1 224,161 7,148 SH   SOLE   0 0 7,148
EOG RES INC COM 26875P101 BBG001S5ZB93 277,889 2,267 SH   SOLE   0 0 2,267
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 2,751,425 25,578 SH   SOLE   0 0 25,578
FEDEX CORP COM 31428X106 BBG001S5R3M5 281,893 1,002 SH   SOLE   0 0 1,002
FIDELITY COVINGTON TRUST ENHANCED HIGH YI 316092618 BBG00L4J9F40 620,399 12,858 SH   SOLE   0 0 12,858
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 BBG01K4JLZG0 910,658 33,079 SH   SOLE   0 0 33,079
FIDELITY COVINGTON TRUST ENHANCED MID 31609A503 BBG01K785QY9 395,795 12,049 SH   SOLE   0 0 12,049
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 BBG005FHWXW1 410,020 5,970 SH   SOLE   0 0 5,970
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 BBG0078X1341 442,867 9,870 SH   SOLE   0 0 9,870
FIFTH THIRD BANCORP COM 316773100 BBG001S5R6S2 383,678 9,075 SH   SOLE   0 0 9,075
FIRSTENERGY CORP COM 337932107 BBG001S5R3N4 298,668 7,508 SH   SOLE   0 0 7,508
FISERV INC COM 337738108 BBG001S5R6Q4 235,206 1,145 SH   SOLE   0 0 1,145
FREEPORT-MCMORAN INC CL B 35671D857 BBG001S5R3F3 431,446 11,330 SH   SOLE   0 0 11,330
FRESHPET INC COM 358039105 BBG001V04FM0 251,491 1,698 SH   SOLE   0 0 1,698
GE AEROSPACE COM NEW 369604301 BBG001S5PVD5 1,258,431 7,545 SH   SOLE   0 0 7,545
GE VERNOVA INC COM 36828A101 BBG013G17W77 585,824 1,781 SH   SOLE   0 0 1,781
GENERAL DYNAMICS CORP COM 369550108 BBG001S5RHP1 1,773,815 6,732 SH   SOLE   0 0 6,732
GLOBAL X FDS US PFD ETF 37954Y657 BBG00HPF2LX6 277,354 14,216 SH   SOLE   0 0 14,216
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 497,034 868 SH   SOLE   0 0 868
HESS CORP COM 42809H107 BBG001S5NHS2 312,574 2,350 SH   SOLE   0 0 2,350
HOME DEPOT INC COM 437076102 BBG001S5RTW7 1,696,774 4,362 SH   SOLE   0 0 4,362
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 1,010,858 4,475 SH   SOLE   0 0 4,475
INGERSOLL RAND INC COM 45687V106 BBG002R1CW36 1,430,534 15,814 SH   SOLE   0 0 15,814
INTEL CORP COM 458140100 BBG001S5SF65 306,705 15,297 SH   SOLE   0 0 15,297
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 720,823 3,279 SH   SOLE   0 0 3,279
INTUIT COM 461202103 BBG001S6TWR2 709,577 1,129 SH   SOLE   0 0 1,129
INVESCO EXCH TRADED FD TR II FNDMNTL IG CRP 46138E693 BBG0022HSYN5 724,992 30,877 SH   SOLE   0 0 30,877
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 BBG001SS8729 3,489,313 72,861 SH   SOLE   0 0 72,861
INVESCO EXCH TRADED FD TR II INTL BUYBACK 46138E644 BBG0062BLSD0 237,307 5,976 SH   SOLE   0 0 5,976
INVESCO EXCH TRADED FD TR II S&P INTL QULTY 46138E214 BBG001SS78M6 2,122,754 74,956 SH   SOLE   0 0 74,956
INVESCO EXCH TRADED FD TR II S&P SMLCAP QTY 46138G300 BBG00GBGVB98 7,519,419 177,554 SH   SOLE   0 0 177,554
INVESCO EXCH TRD SLF IDX FD RAFI STRATGIC US 46138J742 BBG00LY8KF11 386,333 7,778 SH   SOLE   0 0 7,778
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308 BBG001SS5KV1 1,948,896 16,928 SH   SOLE   0 0 16,928
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 BBG001S6H5N8 18,477,271 458,038 SH   SOLE   0 0 458,038
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548 BBG001SLKDX3 779,512 42,573 SH   SOLE   0 0 42,573
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 BBG001V28DF5 4,196,667 40,014 SH   SOLE   0 0 40,014
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472 BBG001SS30K9 1,100,107 11,172 SH   SOLE   0 0 11,172
INVESCO EXCHANGE TRADED FD T S&P MDCP VLU MNT 46137V456 BBG001SJW5Y1 1,048,990 18,928 SH   SOLE   0 0 18,928
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 15,728,122 89,757 SH   SOLE   0 0 89,757
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258 BBG00KJR2X19 1,672,629 18,542 SH   SOLE   0 0 18,542
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 BBG001SDTVQ0 757,975 11,308 SH   SOLE   0 0 11,308
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 1,246,379 2,438 SH   SOLE   0 0 2,438
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 281,779 5,396 SH   SOLE   0 0 5,396
ISHARES INC MSCI EMRG CHN 46434G764 BBG00H5VLN77 772,862 13,938 SH   SOLE   0 0 13,938
ISHARES INC MSCI JPN ETF NEW 46434G822 BBG001S8SYN9 506,605 7,550 SH   SOLE   0 0 7,550
ISHARES TR 0-5 YR TIPS ETF 46429B747 BBG001TG5H89 2,505,442 24,905 SH   SOLE   0 0 24,905
ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 394,816 4,816 SH   SOLE   0 0 4,816
ISHARES TR CORE DIV GRWTH 46434V621 BBG006MJFZK4 533,220 8,693 SH   SOLE   0 0 8,693
ISHARES TR CORE DIVID ETF 46435U861 BBG00J5M0G99 2,630,321 55,492 SH   SOLE   0 0 55,492
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 877,938 12,492 SH   SOLE   0 0 12,492
ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 808,374 12,222 SH   SOLE   0 0 12,222
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 4,066,872 65,268 SH   SOLE   0 0 65,268
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 3,001,385 26,049 SH   SOLE   0 0 26,049
ISHARES TR CORE S&P US VLU 464287663 BBG001SFQL80 4,644,222 50,159 SH   SOLE   0 0 50,159
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 12,648,164 21,486 SH   SOLE   0 0 21,486
ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 3,361,996 34,721 SH   SOLE   0 0 34,721
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 1,840,118 30,290 SH   SOLE   0 0 30,290
ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 1,250,570 23,834 SH   SOLE   0 0 23,834
ISHARES TR FALN ANGLS USD 46435G474 BBG00D332C84 8,536,623 319,604 SH   SOLE   0 0 319,604
ISHARES TR FLTG RATE NT ETF 46429B655 BBG001V1QYX1 504,424 9,914 SH   SOLE   0 0 9,914
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 303,746 2,843 SH   SOLE   0 0 2,843
ISHARES TR INTERNATIONAL SL 46434V266 BBG008LP7B65 507,732 15,729 SH   SOLE   0 0 15,729
ISHARES TR INVESTMENT GRADE 46435G219 BBG00H4BPM52 2,529,718 57,027 SH   SOLE   0 0 57,027
ISHARES TR ISHS 5-10YR INVT 464288638 BBG001SSD849 4,425,739 85,920 SH   SOLE   0 0 85,920
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 262,354 2,862 SH   SOLE   0 0 2,862
ISHARES TR MRGSTR SM CP GR 464288604 BBG001SBRKD4 406,264 8,214 SH   SOLE   0 0 8,214
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 785,890 10,394 SH   SOLE   0 0 10,394
ISHARES TR MSCI EAFE MIN VL 46429B689 BBG0025X2WP7 1,345,116 19,023 SH   SOLE   0 0 19,023
ISHARES TR MSCI INTL QUALTY 46434V456 BBG007WGM3H4 7,738,445 208,471 SH   SOLE   0 0 208,471
ISHARES TR MSCI INTL VLU FT 46435G409 BBG009DR6401 681,681 25,145 SH   SOLE   0 0 25,145
ISHARES TR MSCI JP VALUE 46435U374 BBG00NJ3YBX4 207,824 6,644 SH   SOLE   0 0 6,644
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 4,075,539 22,886 SH   SOLE   0 0 22,886
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 2,106,494 19,770 SH   SOLE   0 0 19,770
ISHARES TR NEW YORK MUN ETF 464288323 BBG001T03XV5 341,034 6,408 SH   SOLE   0 0 6,408
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 4,852,052 15,061 SH   SOLE   0 0 15,061
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 12,716,111 31,665 SH   SOLE   0 0 31,665
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 11,474,645 61,982 SH   SOLE   0 0 61,982
ISHARES TR RUS MD CP GR ETF 464287481 BBG001S561Z8 275,174 2,171 SH   SOLE   0 0 2,171
ISHARES TR RUS MDCP VAL ETF 464287473 BBG001S561V2 362,411 2,802 SH   SOLE   0 0 2,802
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 860,397 9,733 SH   SOLE   0 0 9,733
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 1,134,409 5,134 SH   SOLE   0 0 5,134
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 2,368,062 23,324 SH   SOLE   0 0 23,324
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 281,739 1,476 SH   SOLE   0 0 1,476
ISHARES TR S&P MC 400GR ETF 464287606 BBG001SFQL08 825,099 9,074 SH   SOLE   0 0 9,074
ISHARES TR S&P MC 400VL ETF 464287705 BBG001SFQJM9 2,014,779 16,123 SH   SOLE   0 0 16,123
ISHARES TR S&P SML 600 GWT 464287887 BBG001SFQL44 388,377 2,869 SH   SOLE   0 0 2,869
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 445,861 3,396 SH   SOLE   0 0 3,396
ISHARES TR SP SMCP600VL ETF 464287879 BBG001SFQL26 484,648 4,462 SH   SOLE   0 0 4,462
ISHARES TR US REGNL BKS ETF 464288778 BBG001SQZTM3 281,865 5,597 SH   SOLE   0 0 5,597
ISHARES TR USD INV GRDE ETF 464288620 BBG001SSD876 872,006 17,343 SH   SOLE   0 0 17,343
J P MORGAN EXCHANGE TRADED F HEDGED EQUITY LA 46654Q724 BBG01J345HV8 815,082 13,138 SH   SOLE   0 0 13,138
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 BBG00M8D48L9 1,029,279 20,524 SH   SOLE   0 0 20,524
J P MORGAN EXCHANGE TRADED F SMALL & MID CAP 46641Q118 BBG016CBQDW5 242,001 4,002 SH   SOLE   0 0 4,002
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 BBG00J5DPW97 16,997,620 296,798 SH   SOLE   0 0 296,798
JANUS DETROIT STR TR HENDERSN SML ETF 47103U209 BBG00C9Y3BD7 2,390,564 31,844 SH   SOLE   0 0 31,844
JANUS DETROIT STR TR HENDERSON MTG 47103U852 BBG00LYBQSH3 1,865,766 42,231 SH   SOLE   0 0 42,231
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 BBG00XX898D2 6,497,878 128,138 SH   SOLE   0 0 128,138
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 979,511 6,773 SH   SOLE   0 0 6,773
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 2,650,491 11,057 SH   SOLE   0 0 11,057
LINDE PLC SHS G54950103 BBG01FND0CH6 243,666 582 SH   SOLE   0 0 582
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 BBG001SDX252 48,560 17,853 SH   SOLE   0 0 17,853
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 664,280 1,367 SH   SOLE   0 0 1,367
LOWES COS INC COM 548661107 BBG001S5SVL3 1,075,061 4,356 SH   SOLE   0 0 4,356
M & T BK CORP COM 55261F104 BBG001S7S2B4 300,816 1,600 SH   SOLE   0 0 1,600
MARSH & MCLENNAN COS INC COM 571748102 BBG001S5T7M4 314,154 1,479 SH   SOLE   0 0 1,479
MARVELL TECHNOLOGY INC COM 573874104 BBG00ZXBJ162 891,773 8,074 SH   SOLE   0 0 8,074
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 565,542 1,074 SH   SOLE   0 0 1,074
MCDONALDS CORP COM 580135101 BBG001S5T110 361,493 1,247 SH   SOLE   0 0 1,247
MCKESSON CORP COM 58155Q103 BBG001S8F8P8 246,771 433 SH   SOLE   0 0 433
MERCK & CO INC COM 58933Y105 BBG001S5TC52 1,461,361 14,690 SH   SOLE   0 0 14,690
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 1,853,725 3,166 SH   SOLE   0 0 3,166
MICROSOFT CORP COM 594918104 BBG001S5TD05 7,881,207 18,698 SH   SOLE   0 0 18,698
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 279,835 4,685 SH   SOLE   0 0 4,685
MORGAN STANLEY COM NEW 617446448 BBG001S9V5Z3 951,700 7,570 SH   SOLE   0 0 7,570
NETFLIX INC COM 64110L106 BBG001SF6L46 487,576 547 SH   SOLE   0 0 547
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 688,152 9,599 SH   SOLE   0 0 9,599
NIKE INC CL B 654106103 BBG001S6NTK2 267,425 3,534 SH   SOLE   0 0 3,534
NOVO-NORDISK A S ADR 670100205 BBG001S5TSK0 219,781 2,555 SH   SOLE   0 0 2,555
NUVEEN AMT FREE QLTY MUN INC COM 670657105 BBG001SKQWJ3 1,145,123 101,518 SH   SOLE   0 0 101,518
NUVEEN AMT-FREE MUN VALUE FD COM 670695105 BBG001S6RMX9 206,077 15,175 SH   SOLE   0 0 15,175
NUVEEN MUN VALUE FD INC COM 670928100 BBG001S5TS84 1,044,450 121,589 SH   SOLE   0 0 121,589
NUVEEN N Y MUN VALUE FD COM 67062M105 BBG001S5TNX7 616,980 76,715 SH   SOLE   0 0 76,715
NUVEEN N Y SELECT TAX FREE I SH BEN INT 67063V104 BBG001S72H47 466,860 41,133 SH   SOLE   0 0 41,133
NUVEEN NEW JERSEY QULT MUN F COM 67069Y102 BBG001SHM0F8 1,698,760 139,586 SH   SOLE   0 0 139,586
NUVEEN NEW YORK AMT QLT MUNI COM 670656107 BBG001S90BW7 532,864 50,943 SH   SOLE   0 0 50,943
NUVEEN QUALITY MUNCP INCOME COM 67066V101 BBG001SCTFM1 919,904 78,894 SH   SOLE   0 0 78,894
NUVEEN SELECT TAX-FREE INCOM SH BEN INT 67062F100 BBG001S70MD8 675,129 44,563 SH   SOLE   0 0 44,563
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 4,423,707 32,941 SH   SOLE   0 0 32,941
ORACLE CORP COM 68389X105 BBG001S5SJG6 4,863,722 29,187 SH   SOLE   0 0 29,187
PACER FDS TR PACER US SMALL 69374H857 BBG00GXXR1G6 1,005,320 22,843 SH   SOLE   0 0 22,843
PACER FDS TR US CASH COWS 100 69374H881 BBG00FJQN752 711,390 12,595 SH   SOLE   0 0 12,595
PEPSICO INC COM 713448108 BBG001S695T1 858,822 5,648 SH   SOLE   0 0 5,648
PFIZER INC COM 717081103 BBG001S5V466 1,941,492 73,181 SH   SOLE   0 0 73,181
PIMCO ETF TR INTER MUN BD ACT 72201R866 BBG001SF6Y39 862,701 16,677 SH   SOLE   0 0 16,677
PIMCO ETF TR MULTISECTOR BD 72201R585 BBG01GZGT490 2,142,521 82,659 SH   SOLE   0 0 82,659
PNC FINL SVCS GROUP INC COM 693475105 BBG001S5V947 787,599 4,084 SH   SOLE   0 0 4,084
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 1,015,791 6,059 SH   SOLE   0 0 6,059
PROSHARES TR S&P 500 DV ARIST 74348A467 BBG005D266P2 2,150,573 21,603 SH   SOLE   0 0 21,603
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 BBG001S5V3C1 485,986 5,752 SH   SOLE   0 0 5,752
QUALCOMM INC COM 747525103 BBG001S6VS70 667,325 4,344 SH   SOLE   0 0 4,344
RIO TINTO PLC SPONSORED ADR 767204100 BBG001SB0LX9 329,395 5,601 SH   SOLE   0 0 5,601
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 330,612 2,857 SH   SOLE   0 0 2,857
SAFEHOLD INC COM 78646V107 BBG001SDG572 230,581 12,477 SH   SOLE   0 0 12,477
SALESFORCE INC COM 79466L302 BBG001SDLP09 284,849 852 SH   SOLE   0 0 852
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730 BBG0051QPC87 268,451 9,241 SH   SOLE   0 0 9,241
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748 BBG0051QD594 4,311,677 126,294 SH   SOLE   0 0 126,294
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 BBG0051J0PJ9 506,681 21,397 SH   SOLE   0 0 21,397
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 693,955 25,401 SH   SOLE   0 0 25,401
SEALED AIR CORP NEW COM 81211K100 BBG001SBSZ95 766,588 22,660 SH   SOLE   0 0 22,660
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 1,145,336 23,698 SH   SOLE   0 0 23,698
SELECT SECTOR SPDR TR INDL 81369Y704 BBG001S7T232 421,105 3,196 SH   SOLE   0 0 3,196
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 BBG001S7T107 313,497 3,988 SH   SOLE   0 0 3,988
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 351,629 2,556 SH   SOLE   0 0 2,556
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 792,428 3,408 SH   SOLE   0 0 3,408
SHELL PLC SPON ADS 780259305 BBG0147BN6H1 236,128 3,769 SH   SOLE   0 0 3,769
SHOPIFY INC CL A 82509L107 BBG004DW5NC7 615,651 5,790 SH   SOLE   0 0 5,790
SIMON PPTY GROUP INC NEW COM 828806109 BBG001S77WM9 246,260 1,430 SH   SOLE   0 0 1,430
SNOWFLAKE INC CL A 833445109 BBG007DHGNK2 453,657 2,938 SH   SOLE   0 0 2,938
SOUTHERN CO COM 842587107 BBG001S5W777 613,972 7,458 SH   SOLE   0 0 7,458
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 3,304,769 5,639 SH   SOLE   0 0 5,639
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 4,087,876 7,177 SH   SOLE   0 0 7,177
SPDR SER TR BBG CONV SEC ETF 78464A359 BBG001T2PMD1 251,585 3,230 SH   SOLE   0 0 3,230
SPDR SER TR NUVEEN BLOOMBERG 78464A284 BBG001V11QG4 1,429,820 55,896 SH   SOLE   0 0 55,896
SPDR SER TR PORTFOLIO CRPORT 78464A144 BBG001V10544 3,464,810 120,978 SH   SOLE   0 0 120,978
SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 1,967,238 60,050 SH   SOLE   0 0 60,050
SPDR SER TR PORTFOLIO S&P400 78464A847 BBG001SPT9T9 324,476 5,933 SH   SOLE   0 0 5,933
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 3,166,860 70,500 SH   SOLE   0 0 70,500
SPDR SER TR PRTFLO S&P500 GW 78464A409 BBG001SD7RB9 7,759,060 88,271 SH   SOLE   0 0 88,271
SPDR SER TR PRTFLO S&P500 VL 78464A508 BBG001SG4284 2,761,713 54,003 SH   SOLE   0 0 54,003
SPDR SER TR S&P BIOTECH 78464A870 BBG001SQDKG3 474,256 5,266 SH   SOLE   0 0 5,266
STRYKER CORPORATION COM 863667101 BBG001S8FR03 581,481 1,615 SH   SOLE   0 0 1,615
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 BBG001S5WWW4 438,428 2,220 SH   SOLE   0 0 2,220
TEMPLETON EMERGING MKTS INCO COM 880192109 BBG001S5WMJ1 81,567 15,900 SH   SOLE   0 0 15,900
TESLA INC COM 88160R101 BBG001SQKGD7 992,235 2,457 SH   SOLE   0 0 2,457
THE CIGNA GROUP COM 125523100 BBG00KXRCDQ9 312,867 1,133 SH   SOLE   0 0 1,133
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 339,710 653 SH   SOLE   0 0 653
TJX COS INC NEW COM 872540109 BBG001S5WQ93 929,754 7,696 SH   SOLE   0 0 7,696
T-MOBILE US INC COM 872590104 BBG001SKR9Y6 214,991 974 SH   SOLE   0 0 974
TRANE TECHNOLOGIES PLC SHS G8994E103 BBG001S5SBV6 4,580,309 12,401 SH   SOLE   0 0 12,401
TRAVELERS COMPANIES INC COM 89417E109 BBG001S5R103 243,540 1,011 SH   SOLE   0 0 1,011
UNILEVER PLC SPON ADR NEW 904767704 BBG001S5X1K4 381,137 6,722 SH   SOLE   0 0 6,722
UNION PAC CORP COM 907818108 BBG001S5X2M0 202,500 888 SH   SOLE   0 0 888
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 300,118 2,380 SH   SOLE   0 0 2,380
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 1,239,357 2,450 SH   SOLE   0 0 2,450
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 BBG002VZY7Y3 1,100,785 38,395 SH   SOLE   0 0 38,395
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 BBG001SZDBR1 227,541 4,383 SH   SOLE   0 0 4,383
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387 BBG005T08310 1,717,607 76,406 SH   SOLE   0 0 76,406
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 BBG001TC6MR5 1,476,485 13,924 SH   SOLE   0 0 13,924
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 1,924,386 25,751 SH   SOLE   0 0 25,751
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG001SK3J43 212,208 1,117 SH   SOLE   0 0 1,117
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 1,294,528 3,154 SH   SOLE   0 0 3,154
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 729,824 2,706 SH   SOLE   0 0 2,706
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 335,835 2,076 SH   SOLE   0 0 2,076
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 777,373 2,943 SH   SOLE   0 0 2,943
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 7,082,988 13,146 SH   SOLE   0 0 13,146
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 1,565,424 7,899 SH   SOLE   0 0 7,899
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 1,353,123 4,669 SH   SOLE   0 0 4,669
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 13,011,287 76,853 SH   SOLE   0 0 76,853
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 643,132 5,618 SH   SOLE   0 0 5,618
VANGUARD MALVERN FDS CORE-PLUS BD ETF 922020755 BBG01KG1P4G1 632,997 8,330 SH   SOLE   0 0 8,330
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 4,180,097 86,330 SH   SOLE   0 0 86,330
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 2,315,104 46,182 SH   SOLE   0 0 46,182
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 3,548,656 44,209 SH   SOLE   0 0 44,209
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 507,116 2,590 SH   SOLE   0 0 2,590
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 330,597 5,610 SH   SOLE   0 0 5,610
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 1,194,591 24,981 SH   SOLE   0 0 24,981
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 BBG00C863MQ1 2,342,272 29,282 SH   SOLE   0 0 29,282
VANGUARD WORLD FD FINANCIALS ETF 92204A405 BBG001SHTTM0 318,789 2,700 SH   SOLE   0 0 2,700
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 BBG001T0Y6L1 9,484,291 75,929 SH   SOLE   0 0 75,929
VANGUARD WORLD FD MEGA GRWTH IND 921910816 BBG001T0Y6W9 3,016,537 8,784 SH   SOLE   0 0 8,784
VAXART INC COM NEW 92243A200 BBG001S8PRQ4 15,890 24,000 SH   SOLE   0 0 24,000
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 346,673 8,669 SH   SOLE   0 0 8,669
VERTEX PHARMACEUTICALS INC COM 92532F100 BBG001S68LJ8 708,349 1,759 SH   SOLE   0 0 1,759
VISA INC COM CL A 92826C839 BBG001SRCFY3 1,055,258 3,339 SH   SOLE   0 0 3,339
WALMART INC COM 931142103 BBG001S5XH92 1,355,967 15,008 SH   SOLE   0 0 15,008
WASTE MGMT INC DEL COM 94106L109 BBG001S5XH47 212,081 1,051 SH   SOLE   0 0 1,051
WATSCO INC COM 942622200 BBG001S82CQ2 232,680 491 SH   SOLE   0 0 491
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 1,207,215 17,187 SH   SOLE   0 0 17,187
WISDOMTREE TR GLB US QTLY DIV 97717W844 BBG001SHL791 3,041,396 84,530 SH   SOLE   0 0 84,530
WISDOMTREE TR ITL HIGH DIV FD 97717W802 BBG001SHLHN3 1,354,677 35,857 SH   SOLE   0 0 35,857
WISDOMTREE TR US MIDCAP FUND 97717W570 BBG001SSZB66 5,070,404 81,113 SH   SOLE   0 0 81,113