The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   905,376 4,685 SH   SOLE 0 4,685 0 0
PRUDENTIAL FINL INC COM Stock 744320102   1,616,988 13,798 SH   SOLE 0 13,798 0 0
ELEVANCE HEALTH INC COM Stock 036752103   225,956 417 SH   SOLE 0 417 0 0
JOHNSON & JOHNSON COM Stock 478160104   7,019,830 48,028 SH   SOLE 0 48,028 0 0
WASTE MGMT INC DEL COM Stock 94106L109   1,346,389 6,311 SH   SOLE 0 6,311 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105   4,319,649 5,082 SH   SOLE 0 5,082 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   4,674,885 28,346 SH   SOLE 0 28,346 0 0
TRUIST FINL CORP COM Stock 89832Q109   2,875,250 74,009 SH   SOLE 0 74,009 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106   4,048,716 29,585 SH   SOLE 0 29,585 0 0
CME GROUP INC COM Stock 12572Q105   2,002,174 10,184 SH   SOLE 0 10,184 0 0
NETFLIX INC COM Stock 64110L106   203,139 301 SH   SOLE 0 301 0 0
SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST ETF 78467X109   210,428 538 SH   SOLE 0 538 0 0
PAYCHEX INC COM Stock 704326107   1,379,801 11,638 SH   SOLE 0 11,638 0 0
MERCK & CO INC COM Stock 58933Y105   3,437,838 27,769 SH   SOLE 0 27,769 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   878,371 1,614 SH   SOLE 0 1,614 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104   1,344,744 3,048 SH   SOLE 0 3,048 0 0
ALLSTATE CORP COM Stock 020002101   851,626 5,334 SH   SOLE 0 5,334 0 0
BANK NEW YORK MELLON CORP COM Stock 064058100   762,400 12,730 SH   SOLE 0 12,730 0 0
PEPSICO INC COM Stock 713448108   4,255,348 25,801 SH   SOLE 0 25,800 0 0
KIMBERLY-CLARK CORP COM Stock 494368103   1,953,457 14,135 SH   SOLE 0 14,135 0 0
HOME DEPOT INC COM Stock 437076102   6,127,650 17,801 SH   SOLE 0 17,800 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   1,179,129 4,940 SH   SOLE 0 4,940 0 0
CENCORA INC COM Stock 03073E105   672,295 2,984 SH   SOLE 0 2,984 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   610,190 1,674 SH   SOLE 0 1,674 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   672,847 1,654 SH   SOLE 0 1,654 0 0
ISHARES U.S. INFRASTRUCTURE ETF ETF 46435U713   250,319 5,943 SH   SOLE 0 5,943 0 0
MICROSOFT CORP COM Stock 594918104   11,029,561 24,677 SH   SOLE 0 24,677 0 0
LENNAR CORP CL A Stock 526057104   861,902 5,751 SH   SOLE 0 5,751 0 0
PGIM ULTRA SHORT BOND ETF ETF 69344A107   691,385 13,911 SH   SOLE 0 13,911 0 0
ISHARES MSCI EMERGING MARKETS EX CHINA ETF ETF 46434G764   754,149 12,739 SH   SOLE 0 12,739 0 0
NORFOLK SOUTHN CORP COM Stock 655844108   420,363 1,958 SH   SOLE 0 1,958 0 0
PROSPECT CAP CORP 6.375 03/01/2025 Convertible 74348TAT9   29,812 30,000 SH   SOLE 0 30,000 0 0
BLACKROCK U.S. EQUITY FACTOR ROTATION ETF ETF 09290C103   2,273,163 48,427 SH   SOLE 0 48,427 0 0
ISHARES MSCI EAFE GROWTH ETF ETF 464288885   2,081,805 20,350 SH   SOLE 0 20,350 0 0
FIDELITY NATL INFORMATION SVCS COM Stock 31620M106   535,810 7,110 SH   SOLE 0 7,110 0 0
ISHARES MSCI EAFE VALUE ETF ETF 464288877   883,646 16,660 SH   SOLE 0 16,660 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   2,068,572 26,602 SH   SOLE 0 26,602 0 0
TRACTOR SUPPLY CO COM Stock 892356106   943,380 3,494 SH   SOLE 0 3,494 0 0
VISA INC COM CL A Stock 92826C839   2,355,807 8,976 SH   SOLE 0 8,975 0 0
HERSHEY CO COM Stock 427866108   1,397,108 7,600 SH   SOLE 0 7,600 0 0
L3HARRIS TECHNOLOGIES INC COM Stock 502431109   1,568,907 6,986 SH   SOLE 0 6,985 0 0
META PLATFORMS INC CL A Stock 30303M102   499,210 990 SH   SOLE 0 990 0 0
BROADCOM INC COM Stock 11135F101   15,292,466 9,525 SH   SOLE 0 9,524 0 0
METLIFE INC COM Stock 59156R108   2,285,551 32,562 SH   SOLE 0 32,562 0 0
NOVARTIS AG SPONSORED ADR ADR 66987V109   205,574 1,931 SH   SOLE 0 1,931 0 0
CF INDS HLDGS INC COM Stock 125269100   915,382 12,350 SH   SOLE 0 12,350 0 0
ABBVIE INC COM Stock 00287Y109   8,067,116 47,033 SH   SOLE 0 47,033 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   792,737 14,809 SH   SOLE 0 14,809 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   5,119,297 71,052 SH   SOLE 0 71,052 0 0
FASTENAL CO COM Stock 311900104   1,358,978 21,626 SH   SOLE 0 21,626 0 0
CISCO SYS INC COM Stock 17275R102   5,631,914 118,542 SH   SOLE 0 118,541 0 0
ISHARES BITCOIN TRUST REGISTERED ETF 46438F101   204,840 6,000 SH   SOLE 0 6,000 0 0
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339   2,562,083 15,004 SH   SOLE 0 15,004 0 0
ISHARES U.S. TECHNOLOGY ETF ETF 464287721   1,209,569 8,037 SH   SOLE 0 8,037 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408   1,420,588 7,805 SH   SOLE 0 7,805 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309   2,793,598 30,188 SH   SOLE 0 30,188 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   8,620,361 15,753 SH   SOLE 0 15,752 0 0
UNION PAC CORP COM Stock 907818108   2,418,268 10,688 SH   SOLE 0 10,688 0 0
DARDEN RESTAURANTS INC COM Stock 237194105   933,342 6,168 SH   SOLE 0 6,168 0 0
LOCKHEED MARTIN CORP COM Stock 539830109   4,515,011 9,666 SH   SOLE 0 9,666 0 0
JPMORGAN CHASE & CO. COM Stock 46625H100   9,873,335 48,815 SH   SOLE 0 48,815 0 0
CHEVRON CORP NEW COM Stock 166764100   7,295,286 46,639 SH   SOLE 0 46,639 0 0
M & T BK CORP COM Stock 55261F104   2,019,142 13,340 SH   SOLE 0 13,340 0 0
TJX COS INC NEW COM Stock 872540109   1,037,013 9,419 SH   SOLE 0 9,418 0 0
WALMART INC COM Stock 931142103   524,903 7,752 SH   SOLE 0 7,752 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   2,554,478 14,770 SH   SOLE 0 14,770 0 0
TEXAS INSTRS INC COM Stock 882508104   2,877,682 14,793 SH   SOLE 0 14,793 0 0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406   662,737 5,588 SH   SOLE 0 5,588 0 0
PFIZER INC COM Stock 717081103   1,353,507 48,374 SH   SOLE 0 48,374 0 0
KLA CORP COM NEW Stock 482480100   1,085,274 1,316 SH   SOLE 0 1,316 0 0
HP INC COM Stock 40434L105   1,757,093 50,174 SH   SOLE 0 50,174 0 0
GILEAD SCIENCES INC COM Stock 375558103   1,556,216 22,682 SH   SOLE 0 22,682 0 0
ISHARES CURRENCY HEDGED MSCI EAFE ETF ETF 46434V803   470,429 13,231 SH   SOLE 0 13,231 0 0
BEST BUY INC COM Stock 086516101   2,305,500 27,352 SH   SOLE 0 27,352 0 0
AMGEN INC COM Stock 031162100   1,950,968 6,244 SH   SOLE 0 6,244 0 0
APPLIED MATLS INC COM Stock 038222105   1,949,083 8,259 SH   SOLE 0 8,259 0 0
ANALOG DEVICES INC COM Stock 032654105   1,100,640 4,822 SH   SOLE 0 4,821 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   440,493 2,413 SH   SOLE 0 2,413 0 0
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621   337,479 5,858 SH   SOLE 0 5,858 0 0
ISHARES CORE TOTAL USD BOND MARKET ETF ETF 46434V613   242,017 5,352 SH   SOLE 0 5,352 0 0
LAM RESEARCH CORP COM Stock 512807108   2,165,707 2,034 SH   SOLE 0 2,033 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105   2,295,288 14,763 SH   SOLE 0 14,762 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108   1,742,002 41,946 SH   SOLE 0 41,945 0 0
ALTRIA GROUP INC COM Stock 02209S103   5,337,731 117,184 SH   SOLE 0 117,184 0 0
DOMINION ENERGY INC COM Stock 25746U109   399,791 8,159 SH   SOLE 0 8,159 0 0
EXXON MOBIL CORP COM Stock 30231G102   8,394,267 72,918 SH   SOLE 0 72,917 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102   5,143,772 10,100 SH   SOLE 0 10,100 0 0
ARK INNOVATION ETF ETF 00214Q104   521,994 11,877 SH   SOLE 0 11,877 0 0
SCHWAB CHARLES CORP COM Stock 808513105   1,859,420 25,233 SH   SOLE 0 25,233 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   278,263 4,755 SH   SOLE 0 4,755 0 0
APPLE INC COM Stock 037833100   2,091,339 9,929 SH   SOLE 0 9,929 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   203,432 1,166 SH   SOLE 0 1,166 0 0