The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COMMON STOCK 001055102   83,760 1,200 SH   OTR   1,200 0 0
AT&T INC COMMON STOCK 00206R102   569,987 35,736 SH   SOLE   35,736 0 0
AT&T INC COMMON STOCK 00206R102   399,817 25,067 SH   OTR   25,067 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100   7,631 70 SH   SOLE   70 0 0
ABBVIE INC COMMON STOCK 00287Y109   559,671 4,154 SH   SOLE   4,154 0 0
ADOBE SYSTEMS INCORPORATED COMMON STOCK 00724F101   200,979 411 SH   SOLE   411 0 0
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107   87,595 769 SH   SOLE   769 0 0
ALLSTATE CORP COMMON STOCK 020002101   204,559 1,876 SH   SOLE   1,876 0 0
ALPHABET INC COMMON STOCK 02079K107   1,132,887 9,365 SH   SOLE   9,365 0 0
ALPHABET INC COMMON STOCK 02079K107   244,359 2,020 SH   OTR   2,020 0 0
ALPHABET INC COMMON STOCK 02079K305   38,304 320 SH   SOLE   320 0 0
ALPHABET INC COMMON STOCK 02079K305   83,790 700 SH   OTR   700 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   92,865 2,050 SH   SOLE   2,050 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   22,650 500 SH   OTR   500 0 0
AMAZON.COM INC COMMON STOCK 023135106   747,747 5,736 SH   SOLE   5,736 0 0
AMAZON.COM INC COMMON STOCK 023135106   268,542 2,060 SH   OTR   2,060 0 0
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101   42,100 500 SH   OTR   500 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   721,187 4,140 SH   SOLE   4,140 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   80,132 460 SH   OTR   460 0 0
AMERICAN TOWER CORP COMMON STOCK 03027X100   5,818 30 SH   SOLE   30 0 0
AMGEN INC COMMON STOCK 031162100   36,855 166 SH   SOLE   166 0 0
AMGEN INC COMMON STOCK 031162100   22,202 100 SH   OTR   100 0 0
ELEVANCE HEALTH COMMON STOCK 036752103   434,073 977 SH   SOLE   977 0 0
APPLE INC COMMON STOCK 037833100   2,070,438 10,674 SH   SOLE   10,674 0 0
APPLE INC COMMON STOCK 037833100   212,785 1,097 SH   OTR   1,097 0 0
APPLIED MATERIALS COMMON STOCK 038222105   319,577 2,211 SH   SOLE   2,211 0 0
ARCHER DANIELS COMMON STOCK 039483102   7,556 100 SH   OTR   100 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   605,964 2,757 SH   SOLE   2,757 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   463,757 2,110 SH   OTR   2,110 0 0
BP PLC FOREIGN STOCK 055622104   208,387 5,905 SH   SOLE   5,905 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104   208,232 7,258 SH   SOLE   7,258 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109   50,116 1,100 SH   OTR   1,100 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   697,004 2,044 SH   SOLE   2,044 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   385,330 1,130 SH   OTR   1,130 0 0
BLACKROCK INC COMMON STOCK 09247X101   672,482 973 SH   SOLE   973 0 0
BLACKROCK INC COMMON STOCK 09247X101   183,844 266 SH   OTR   266 0 0
BOEING CO COMMON STOCK 097023105   173,786 823 SH   SOLE   823 0 0
BORGWARNER INC COMMON STOCK 099724106   95,522 1,953 SH   SOLE   1,953 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108   467,350 7,308 SH   SOLE   7,308 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108   245,568 3,840 SH   OTR   3,840 0 0
CBRE GROUP, INC. COMMON STOCK 12504L109   320,338 3,969 SH   SOLE   3,969 0 0
THE CIGNA GROUP COMMON STOCK 125523100   5,051 18 SH   SOLE   18 0 0
CSX CORP COMMON STOCK 126408103   989,855 29,028 SH   OTR   29,028 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100   310,185 4,487 SH   SOLE   4,487 0 0
CACI INTL INC COMMON STOCK 127190304   352,427 1,034 SH   SOLE   1,034 0 0
CARMAX INC COMMON STOCK 143130102   111,155 1,328 SH   SOLE   1,328 0 0
CARNIVAL CORP COMMON STOCK 143658300   2,749 146 SH   SOLE   146 0 0
CARRIER GLOBAL CORPORATION COMMON STOCK 14448C104   29,826 600 SH   OTR   600 0 0
CATERPILLAR INC COMMON STOCK 149123101   207,173 842 SH   SOLE   842 0 0
CELANESE CORP DEL COM COMMON STOCK 150870103   188,642 1,629 SH   SOLE   1,629 0 0
CHEVRON CORP COMMON STOCK 166764100   258,527 1,643 SH   SOLE   1,643 0 0
CHEVRON CORP COMMON STOCK 166764100   682,112 4,335 SH   OTR   4,335 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   685,505 13,249 SH   SOLE   13,249 0 0
CITIGROUP INC COMMON STOCK 172967424   210,265 4,567 SH   SOLE   4,567 0 0
COCA COLA CO COMMON STOCK 191216100   383,723 6,372 SH   SOLE   6,372 0 0
COCA COLA CO COMMON STOCK 191216100   349,879 5,810 SH   OTR   5,810 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102   102,882 1,576 SH   SOLE   1,576 0 0
COLGATE-PALMOLIVE CO COMMON STOCK 194162103   234,203 3,040 SH   OTR   3,040 0 0
COMCAST CORP COMMON STOCK 20030N101   829,424 19,962 SH   SOLE   19,962 0 0
COMCAST CORP COMMON STOCK 20030N101   65,067 1,566 SH   OTR   1,566 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   223,900 2,161 SH   SOLE   2,161 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104   144,640 1,600 SH   OTR   1,600 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105   976,621 1,814 SH   SOLE   1,814 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105   450,085 836 SH   OTR   836 0 0
CUMMINS INC COMMON STOCK 231021106   490 2 SH   SOLE   2 0 0
DANAHER CORP COMMON STOCK 235851102   592,800 2,470 SH   SOLE   2,470 0 0
DANAHER CORP COMMON STOCK 235851102   15,120 63 SH   OTR   63 0 0
DARDEN RESTAURANTS INC COMMON STOCK 237194105   90,390 541 SH   SOLE   541 0 0
DARDEN RESTAURANTS INC COMMON STOCK 237194105   762,553 4,564 SH   OTR   4,564 0 0
DARLING INGREDIENTS, INC COMMON STOCK 237266101   245,083 3,842 SH   SOLE   3,842 0 0
DELTA AIR LINES INC COMMON STOCK 247361702   163,632 3,442 SH   SOLE   3,442 0 0
DISNEY WALT CO COMMON STOCK 254687106   231,860 2,597 SH   SOLE   2,597 0 0
DISNEY WALT CO COMMON STOCK 254687106   7,142 80 SH   OTR   80 0 0
DISCOVER FINANCIAL SERVICES COMMON STOCK 254709108   58,425 500 SH   SOLE   500 0 0
DOLLAR TREE INC COMMON STOCK 256746108   27,265 190 SH   SOLE   190 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109   10,721 207 SH   SOLE   207 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204   297,668 3,317 SH   SOLE   3,317 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204   426,356 4,751 SH   OTR   4,751 0 0
EOG RESOURCES INC COMMON STOCK 26875P101   151,747 1,326 SH   SOLE   1,326 0 0
EDWARDS LIFESCIENCES CORP COMMON STOCK 28176E108   56,598 600 SH   OTR   600 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   678,556 7,507 SH   SOLE   7,507 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   112,988 1,250 SH   OTR   1,250 0 0
EXACT SCIENCES CORP COMMON STOCK 30063P105   9,390 100 SH   OTR   100 0 0
HIGH YIELD ETF MUTUAL FUND/COR 30151E814   34,783 1,364 SH   SOLE   1,364 0 0
EXELON CORP COMMON STOCK 30161N101   937 23 SH   SOLE   23 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102   1,409,058 13,138 SH   SOLE   13,138 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102   330,331 3,080 SH   OTR   3,080 0 0
FMC CORP COMMON STOCK 302491303   15,651 150 SH   OTR   150 0 0
META PLATFORMS INC COMMON STOCK 30303M102   505,946 1,763 SH   SOLE   1,763 0 0
META PLATFORMS INC COMMON STOCK 30303M102   91,834 320 SH   OTR   320 0 0
FASTENAL CO COMMON STOCK 311900104   153,432 2,601 SH   SOLE   2,601 0 0
FASTENAL CO COMMON STOCK 311900104   82,586 1,400 SH   OTR   1,400 0 0
FEDEX CORP COMMON STOCK 31428X106   166,840 673 SH   SOLE   673 0 0
FORTINET INC COMMON STOCK 34959E109   357,313 4,727 SH   SOLE   4,727 0 0
FORTUNE BRANDS INNOVATIONS INC COMMON STOCK 34964C106   115,120 1,600 SH   OTR   1,600 0 0
FOUR CORNERS PPTY TR INC COMMON STOCK 35086T109   67,259 2,648 SH   OTR   2,648 0 0
FRANKLIN RESOURCES INC COMMON STOCK 354613101   164,026 6,141 SH   SOLE   6,141 0 0
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK 36266G107   3,006 37 SH   OTR   37 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108   288,302 1,340 SH   SOLE   1,340 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108   73,152 340 SH   OTR   340 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604301   4,064 37 SH   SOLE   37 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604301   12,303 112 SH   OTR   112 0 0
GENERAL MILLS INC COMMON STOCK 370334104   421,850 5,500 SH   OTR   5,500 0 0
GENUINE PARTS COMPANY COMMON STOCK 372460105   254,017 1,501 SH   SOLE   1,501 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103   241,539 3,134 SH   SOLE   3,134 0 0
GSK PLC FOREIGN STOCK 37733W204   25,840 725 SH   SOLE   725 0 0
HP INC COMMON STOCK 40434L105   3,070 100 SH   OTR   100 0 0
HALLIBURTON CO COMMON STOCK 406216101   12,536 380 SH   OTR   380 0 0
HEWLETT PACKARD ENTERPRISE CO COMMON STOCK 42824C109   1,679 100 SH   OTR   100 0 0
HOLOGIC INC COMMON STOCK 436440101   8,097 100 SH   OTR   100 0 0
HOME DEPOT INC COMMON STOCK 437076102   1,426,770 4,593 SH   SOLE   4,593 0 0
HOME DEPOT INC COMMON STOCK 437076102   559,152 1,800 SH   OTR   1,800 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   124,500 600 SH   OTR   600 0 0
INTEL CORP COMMON STOCK 458140100   52,969 1,584 SH   SOLE   1,584 0 0
INTEL CORP COMMON STOCK 458140100   97,646 2,920 SH   OTR   2,920 0 0
INTERCONTINENTALEXCHANGE GROUP COMMON STOCK 45866F104   10,177 90 SH   SOLE   90 0 0
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101   309,905 2,316 SH   SOLE   2,316 0 0
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101   66,905 500 SH   OTR   500 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103   150,685 4,737 SH   SOLE   4,737 0 0
INVESCO FINANCIAL PREFERRED ETF MUTUAL FUND/STO 46137V621   21,396 1,491 SH   SOLE   1,491 0 0
INVESCO CURRENCYSHARES MUTUAL FUND/STO 46138R108   1,106,439 11,125 SH   SOLE   11,125 0 0
ISHARES SELECT DIVIDEND (MKT) MUTUAL FUND/STO 464287168   696,911 6,151 SH   SOLE   6,151 0 0
ISHARES CORE S&P 500 (MKT) MUTUAL FUND/STO 464287200   4,332,747 9,721 SH   SOLE   9,721 0 0
ISHARES CORE S&P 500 (MKT) MUTUAL FUND/STO 464287200   294,614 661 SH   OTR   661 0 0
ISHARES CORE US AGGBD BD ETF MUTUAL FUND/COR 464287226   1,222,512 12,481 SH   SOLE   12,481 0 0
ISHARES MSCI EMERGING MARKETS MUTUAL FUND/STO 464287234   15,073 381 SH   OTR   381 0 0
ISHARES IBOXX $ INVST GRADE CRP MUTUAL FUND/COR 464287242   4,334,792 40,085 SH   SOLE   40,085 0 0
ISHARES IBOXX $ INVST GRADE CRP MUTUAL FUND/COR 464287242   32,441 300 SH   OTR   300 0 0
ISHARES S&P 500 GROWTH (MKT) MUTUAL FUND/STO 464287309   319,415 4,532 SH   SOLE   4,532 0 0
ISHARES S&P 500 VALUE (MKT) MUTUAL FUND/STO 464287408   312,709 1,940 SH   SOLE   1,940 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUND/STO 464287465   10,113,199 139,492 SH   SOLE   139,492 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUND/STO 464287465   73,879 1,019 SH   OTR   1,019 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507   4,105,232 15,700 SH   SOLE   15,700 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507   41,314 158 SH   OTR   158 0 0
ISHARES NORTH AMERICAN MUTUAL FUND/STO 464287515   1,345,936 3,891 SH   SOLE   3,891 0 0
ISHARES NORTH AMERICAN MUTUAL FUND/STO 464287515   153,930 445 SH   OTR   445 0 0
ISHARES NORTH AMERICAN TECH MUTUAL FUND/STO 464287549   381,084 970 SH   OTR   970 0 0
ISHARES S&P MIDCAP 400 GROWTH MUTUAL FUND/STO 464287606   660,150 8,802 SH   SOLE   8,802 0 0
ISHARES RUSSELL 1000 GROWTH MUTUAL FUND/STO 464287614   60,815 221 SH   SOLE   221 0 0
ISHARES RUSSELL 2000 (MKT) MUTUAL FUND/STO 464287655   330,533 1,765 SH   SOLE   1,765 0 0
ISHARES S&P MID-CAP 400 VALUE MUTUAL FUND/STO 464287705   998,129 9,317 SH   SOLE   9,317 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804   2,700,414 27,099 SH   SOLE   27,099 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804   57,698 579 SH   OTR   579 0 0
ISHARES S&P SMALL-CAP 600 GROWTH MUTUAL FUND/STO 464287887   278,476 2,423 SH   SOLE   2,423 0 0
ISHARES NATIONAL MUNI BOND ETF MUTUAL FUNDS/MU 464288414   2,511,354 23,530 SH   SOLE   23,530 0 0
ISHARES NATIONAL MUNI BOND ETF MUTUAL FUNDS/MU 464288414   85,384 800 SH   OTR   800 0 0
ISHARES INTERNATIONAL SELECT DIV MUTUAL FUND/STO 464288448   49,606 1,884 SH   SOLE   1,884 0 0
ISHARES MBS (MKT) MUTUAL FUND/GOV 464288588   389,010 4,171 SH   SOLE   4,171 0 0
ISHARES MBS (MKT) MUTUAL FUND/GOV 464288588   46,633 500 SH   OTR   500 0 0
ISHARES SHORT-TERM MUTUAL FUND/COR 464288646   3,344,330 66,660 SH   SOLE   66,660 0 0
ISHARES SHORT-TERM MUTUAL FUND/COR 464288646   46,006 917 SH   OTR   917 0 0
ISHARES SHORT TREASURY BOND MUTUAL FUND/GOV 464288679   977,595 8,851 SH   SOLE   8,851 0 0
ISHARES PFD & INC SECURITIES ETF MUTUAL FUND/COR 464288687   1,592,706 51,494 SH   SOLE   51,494 0 0
ISHARES PFD & INC SECURITIES ETF MUTUAL FUND/COR 464288687   19,177 620 SH   OTR   620 0 0
ISHARES COMMODITIES SELECT MUTUAL FUND/STO 46431W853   1,768,540 68,073 SH   SOLE   68,073 0 0
ISHARES IBONDS DEC 2023 TERM MUTUAL FUND/COR 46434VAX8   445,964 17,634 SH   SOLE   17,634 0 0
ISHARES IBONDS DEC 2025 TERM MUTUAL FUND/COR 46434VBD1   218,274 8,953 SH   SOLE   8,953 0 0
ISHARES IBONDS DEC 2024 MUTUAL FUND/COR 46434VBG4   332,468 13,504 SH   SOLE   13,504 0 0
ISHARES 0-3 TREASRY BD MUTUAL FUND/COR 46436E718   134,240 1,334 SH   SOLE   1,334 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100   1,397,095 9,606 SH   SOLE   9,606 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100   117,951 811 SH   OTR   811 0 0
JANUS HENDERSON MORTGAGE MUTUAL FUND/GOV 47103U852   171,097 3,739 SH   SOLE   3,739 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   794,497 4,800 SH   SOLE   4,800 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   493,250 2,980 SH   OTR   2,980 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103   226,002 1,637 SH   SOLE   1,637 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103   376,904 2,730 SH   OTR   2,730 0 0
KINDER MORGAN INC COMMON STOCK 49456B101   228,424 13,265 SH   SOLE   13,265 0 0
KRAFT HEINZ CO COMMON STOCK 500754106   8,805 248 SH   OTR   248 0 0
L3HARRIS TECHNOLOGIES INC COM COMMON STOCK 502431109   783 4 SH   SOLE   4 0 0
ESTEE LAUDER COS INC COMMON STOCK 518439104   8,641 44 SH   SOLE   44 0 0
ELI LILLY & CO COMMON STOCK 532457108   705,815 1,505 SH   SOLE   1,505 0 0
ELI LILLY & CO COMMON STOCK 532457108   182,902 390 SH   OTR   390 0 0
LIVENT CORP COMMON STOCK 53814L108   3,840 140 SH   OTR   140 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   219,141 476 SH   SOLE   476 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   46,038 100 SH   OTR   100 0 0
LOWES COMPANIES INC COM COMMON STOCK 548661107   2,257 10 SH   SOLE   10 0 0
LUMEN TECHNOLOGIES INC COMMON STOCK 550241103   285 126 SH   OTR   126 0 0
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202   201,876 1,099 SH   SOLE   1,099 0 0
MARTIN MARIETTA MATERIALS INC COMMON STOCK 573284106   23,085 50 SH   OTR   50 0 0
MASTERCARD INC COMMON STOCK 57636Q104   2,753 7 SH   SOLE   7 0 0
MCDONALDS CORP COM COMMON STOCK 580135101   145,028 486 SH   SOLE   486 0 0
MEDICAL PROPERTIES TRUST INC COMMON STOCK 58463J304   26,058 2,814 SH   SOLE   2,814 0 0
MERCK & CO INC COMMON STOCK 58933Y105   422,789 3,664 SH   SOLE   3,664 0 0
MERCK & CO INC COMMON STOCK 58933Y105   11,539 100 SH   OTR   100 0 0
METLIFE INC COMMON STOCK 59156R108   230,756 4,082 SH   SOLE   4,082 0 0
MICROSOFT CORP COMMON STOCK 594918104   3,131,947 9,197 SH   SOLE   9,197 0 0
MICROSOFT CORP COMMON STOCK 594918104   2,331,677 6,847 SH   OTR   6,847 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104   110,195 1,230 SH   SOLE   1,230 0 0
MONDELEZ INTL INC COMMON STOCK 609207105   84,246 1,155 SH   SOLE   1,155 0 0
MONDELEZ INTL INC COMMON STOCK 609207105   211,234 2,896 SH   OTR   2,896 0 0
MORGAN STANLEY COMMON STOCK 617446448   187,539 2,196 SH   SOLE   2,196 0 0
NRG ENERGY INC COMMON STOCK 629377508   188,747 5,048 SH   SOLE   5,048 0 0
NETFLIX INC COMMON STOCK 64110L106   44,049 100 SH   OTR   100 0 0
NEWELL BRANDS INC COMMON STOCK 651229106   57,186 6,573 SH   SOLE   6,573 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   937,218 12,631 SH   SOLE   12,631 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   142,687 1,923 SH   OTR   1,923 0 0
NIKE INC COMMON STOCK 654106103   9,381 85 SH   SOLE   85 0 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102   1,823 4 SH   SOLE   4 0 0
NOVARTIS AG FOREIGN STOCK 66987V109   137,843 1,366 SH   OTR   1,366 0 0
NVIDIA CORPORATION COMMON STOCK 67066G104   105,756 250 SH   SOLE   250 0 0
NVIDIA CORPORATION COMMON STOCK 67066G104   592,228 1,400 SH   OTR   1,400 0 0
NUTRIEN LTD FOREIGN STOCK 67077M108   186,540 3,159 SH   SOLE   3,159 0 0
OGE ENERGY CORP COMMON STOCK 670837103   14,364 400 SH   OTR   400 0 0
OMEGA HEALTHCARE INVESTORS INC COMMON STOCK 681936100   77,218 2,516 SH   SOLE   2,516 0 0
ON SEMICONDUCTOR CORP COMMON STOCK 682189105   206,280 2,181 SH   SOLE   2,181 0 0
ONEOK INC COMMON STOCK 682680103   164,730 2,669 SH   SOLE   2,669 0 0
ORACLE CORP COMMON STOCK 68389X105   818,266 6,871 SH   SOLE   6,871 0 0
ORACLE CORP COMMON STOCK 68389X105   11,909 100 SH   OTR   100 0 0
ORGANON & CO COMMON STOCK 68622V106   208 10 SH   OTR   10 0 0
OTIS WORLDWIDE CORP COMMON STOCK 68902V107   26,703 300 SH   OTR   300 0 0
PNC FINL SVCS GROUP INC COMMON STOCK 693475105   200,765 1,594 SH   SOLE   1,594 0 0
PPL CORPORATION COMMON STOCK 69351T106   184,850 6,986 SH   SOLE   6,986 0 0
PPL CORPORATION COMMON STOCK 69351T106   10,584 400 SH   OTR   400 0 0
PACCAR INC COMMON STOCK 693718108   228,784 2,737 SH   SOLE   2,737 0 0
PAYCHEX INC COMMON STOCK 704326107   187,831 1,679 SH   SOLE   1,679 0 0
PAYPAL HLDGS INC COMMON STOCK 70450Y103   20,286 304 SH   SOLE   304 0 0
PEPSICO INC COMMON STOCK 713448108   358,029 1,933 SH   SOLE   1,933 0 0
PEPSICO INC COMMON STOCK 713448108   74,089 400 SH   OTR   400 0 0
PFIZER INC COMMON STOCK 717081103   574,922 15,674 SH   SOLE   15,674 0 0
PFIZER INC COMMON STOCK 717081103   657,966 17,938 SH   OTR   17,938 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109   729,320 7,471 SH   SOLE   7,471 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109   48,810 500 SH   OTR   500 0 0
PHILLIPS 66 COMMON STOCK 718546104   259,149 2,717 SH   SOLE   2,717 0 0
PHILLIPS 66 COMMON STOCK 718546104   9,538 100 SH   OTR   100 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   404,539 2,666 SH   SOLE   2,666 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   338,228 2,229 SH   OTR   2,229 0 0
PROG HOLDINGS INC COMMON STOCK 74319R101   482 15 SH   SOLE   15 0 0
PROGRESSIVE CORP COMMON STOCK 743315103   302,467 2,285 SH   SOLE   2,285 0 0
PULTE GROUP INC COMMON STOCK 745867101   356,396 4,588 SH   SOLE   4,588 0 0
QUALCOMM INC COMMON STOCK 747525103   75,117 631 SH   SOLE   631 0 0
QUALCOMM INC COMMON STOCK 747525103   59,521 500 SH   OTR   500 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101   29,780 304 SH   SOLE   304 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101   104,425 1,066 SH   OTR   1,066 0 0
RIO TINTO PLC FOREIGN STOCK 767204100   126,849 1,987 SH   SOLE   1,987 0 0
ROYAL DUTCH SHELL PLC FOREIGN STOCK 780259305   12,075 200 SH   OTR   200 0 0
S&P GLOBAL INC COMMON STOCK 78409V104   345,969 863 SH   SOLE   863 0 0
SPDR S&P 500 (MKT) MUTUAL FUND/STO 78462F103   712,349 1,607 SH   SOLE   1,607 0 0
SPDR GOLD SHARES (MKT) MUTUAL FUND/STO 78463V107   196,097 1,100 SH   OTR   1,100 0 0
SPDR BARCLAYS INTERNATIONAL MUTUAL FUND/COR 78464A516   53,962 2,393 SH   SOLE   2,393 0 0
SPDR S&P BIOTECH ETF (MKT) MUTUAL FUND/STO 78464A870   28,704 345 SH   SOLE   345 0 0
SPDR S&P MIDCAP 400 ETF TRUST MUTUAL FUND/STO 78467Y107   35,918 75 SH   OTR   75 0 0
SPDR BLOOMBERG BARCLAYS MUTUAL FUND/GOV 78468R663   210,176 2,289 SH   SOLE   2,289 0 0
SALEFORCE COMMON STOCK 79466L302   9,295 44 SH   SOLE   44 0 0
MATERIALS SELECT SECTOR SPDRR MUTUAL FUND/STO 81369Y100   46,491 561 SH   SOLE   561 0 0
HEALTH CARE SELECT SECTOR SPDRR MUTUAL FUND/STO 81369Y209   211,173 1,591 SH   SOLE   1,591 0 0
CONSUMER STAPLES SELECT SECTOR MUTUAL FUND/STO 81369Y308   102,948 1,388 SH   SOLE   1,388 0 0
CONSUMER DISCRET SELECT SECTOR MUTUAL FUND/STO 81369Y407   221,433 1,304 SH   SOLE   1,304 0 0
ENERGY SELECT SECTOR SPDRR (MKT) MUTUAL FUND/STO 81369Y506   47,079 580 SH   SOLE   580 0 0
FINANCIAL SELECT SECTOR SPDR MUTUAL FUND/STO 81369Y605   176,607 5,239 SH   SOLE   5,239 0 0
INDUSTRIAL SELECT SECTOR SPDRR MUTUAL FUND/STO 81369Y704   205,090 1,911 SH   SOLE   1,911 0 0
TECHNOLOGY SELECT SECTOR SPDRR MUTUAL FUND/STO 81369Y803   1,457,468 8,383 SH   SOLE   8,383 0 0
COMMUNICATION SERVICES SELECT MUTUAL FUND/STO 81369Y852   130,225 2,001 SH   SOLE   2,001 0 0
UTILITIES SELECT SECTOR SPDRR MUTUAL FUND/STO 81369Y886   21,006 321 SH   SOLE   321 0 0
SOUTHERN COMPANY COMMON STOCK 842587107   476,791 6,787 SH   SOLE   6,787 0 0
SOUTHERN COMPANY COMMON STOCK 842587107   81,490 1,160 SH   OTR   1,160 0 0
STARBUCKS CORP COMMON STOCK 855244109   218,924 2,210 SH   SOLE   2,210 0 0
STEEL DYNAMICS INC COMMON STOCK 858119100   232,457 2,134 SH   SOLE   2,134 0 0
SYSCO CORP COMMON STOCK 871829107   52,682 710 SH   SOLE   710 0 0
SYSCO CORP COMMON STOCK 871829107   51,940 700 SH   OTR   700 0 0
TARGET CORP COMMON STOCK 87612E106   192,177 1,457 SH   SOLE   1,457 0 0
TERADYNE INC COMMON STOCK 880770102   1,002 9 SH   SOLE   9 0 0
TESLA INC COMMON STOCK 88160R101   145,020 554 SH   SOLE   554 0 0
TESLA INC COMMON STOCK 88160R101   65,443 250 SH   OTR   250 0 0
TEXTRON INC COMMON STOCK 883203101   105,302 1,557 SH   SOLE   1,557 0 0
TORONTO DOMINION BANK ONTARIO FOREIGN STOCK 891160509   182,307 2,940 SH   SOLE   2,940 0 0
TRAVEL PLUS LEISURE CO COMMON STOCK 894164102   117,673 2,917 SH   SOLE   2,917 0 0
TRAVELERS COMPANIES INC COMMON STOCK 89417E109   348,537 2,007 SH   SOLE   2,007 0 0
TRAVELERS COMPANIES INC COMMON STOCK 89417E109   12,156 70 SH   OTR   70 0 0
US BANCORP COMMON STOCK 902973304   99,284 3,005 SH   SOLE   3,005 0 0
US BANCORP COMMON STOCK 902973304   6,608 200 SH   OTR   200 0 0
ULTA BEAUTY INC COMMON STOCK 90384S303   47,060 100 SH   OTR   100 0 0
UNION PACIFIC CORP COMMON STOCK 907818108   30,488 149 SH   SOLE   149 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   953,794 5,321 SH   SOLE   5,321 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   14,340 80 SH   OTR   80 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   706,541 1,470 SH   SOLE   1,470 0 0
VALERO ENERGY CORP COMMON STOCK 91913Y100   323,399 2,757 SH   SOLE   2,757 0 0
MINERS ETF MUTUAL FUND/STO 92189F106   81,297 2,700 SH   SOLE   2,700 0 0
VANECK VECTORS BIOTECH ETF MUTUAL FUND/STO 92189F726   249,369 1,598 SH   SOLE   1,598 0 0
VANGUARD TOTAL BOND MARKET ETF MUTUAL FUND/COR 921937835   46,450 639 SH   SOLE   639 0 0
VANGUARD FTSE DEVELOPED MARKETS MUTUAL FUND/STO 921943858   29,648 642 SH   SOLE   642 0 0
VANGUARD FTSE DEVELOPED MARKETS MUTUAL FUND/STO 921943858   158,028 3,422 SH   OTR   3,422 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858   3,085,902 75,858 SH   SOLE   75,858 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858   8,136 200 SH   OTR   200 0 0
VANGUARD CONSUMER STAPLES ETF MUTUAL FUND/STO 92204A207   138,060 710 SH   SOLE   710 0 0
VANGUARD INFORMATION TECHNOLOGY MUTUAL FUND/STO 92204A702   220,196 498 SH   SOLE   498 0 0
VANGUARD UTILITIES ETF (MKT) MUTUAL FUND/STO 92204A876   27,012 190 SH   SOLE   190 0 0
VANGUARD SHORT-TERM GOVERNMENT MUTUAL FUND/GOV 92206C102   121,522 2,105 SH   SOLE   2,105 0 0
VANGUARD SHORT-TERM CORP BD IDX MUTUAL FUND/COR 92206C409   121,963 1,612 SH   SOLE   1,612 0 0
VANGUARD INTERM-TM GOVT BD IDX MUTUAL FUND/GOV 92206C706   325,503 5,549 SH   SOLE   5,549 0 0
VANGUARD LONG-TERM CORP BOND IDX MUTUAL FUND/COR 92206C813   84,376 1,075 SH   SOLE   1,075 0 0
VANGUARD LG-TERM TREASURY MUTUAL FUND/GOV 92206C847   169,690 2,671 SH   SOLE   2,671 0 0
VANGUARD INTERM-TM CORP BD IDX MUTUAL FUND/COR 92206C870   53,029 671 SH   SOLE   671 0 0
VANGUARD REAL ESTATE ETF MUTUAL FUND/STO 922908553   2,487,750 29,772 SH   SOLE   29,772 0 0
VANGUARD REAL ESTATE ETF MUTUAL FUND/STO 922908553   2,340 28 SH   OTR   28 0 0
VANGUARD EXTENDED MARKET INDEX MUTUAL FUND/STO 922908652   4,281,391 28,767 SH   SOLE   28,767 0 0
VANGUARD TOTAL STOCK MARKET ETF MUTUAL FUND/STO 922908769   1,149,643 5,219 SH   SOLE   5,219 0 0
VANGUARD TOTAL STOCK MARKET ETF MUTUAL FUND/STO 922908769   66,084 300 SH   OTR   300 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104   328,053 8,821 SH   SOLE   8,821 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104   353,863 9,515 SH   OTR   9,515 0 0
PARAMOUNT GLOBAL COMMON STOCK 92556H107   1,040 56 SH   SOLE   56 0 0
PARAMOUNT GLOBAL COMMON STOCK 92556H206   24,660 1,550 SH   SOLE   1,550 0 0
VIATRIS INC COMMON STOCK 92556V106   1,267 127 SH   SOLE   127 0 0
VIATRIS INC COMMON STOCK 92556V106   21,556 2,160 SH   OTR   2,160 0 0
VISA INC COMMON STOCK 92826C839   3,325 14 SH   SOLE   14 0 0
WABTEC CORP COMMON STOCK 929740108   110 1 SH   SOLE   1 0 0
WABTEC CORP COMMON STOCK 929740108   110 1 SH   OTR   1 0 0
WALMART INC COMMON STOCK 931142103   460,538 2,930 SH   SOLE   2,930 0 0
WALMART INC COMMON STOCK 931142103   384,463 2,446 SH   OTR   2,446 0 0
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108   196,268 6,889 SH   SOLE   6,889 0 0
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108   7,123 250 SH   OTR   250 0 0
WARNER BROS DISCOVERY INC COMMON STOCK 934423104   3,009 240 SH   OTR   240 0 0
WEYERHAEUSER CO COMMON STOCK 962166104   36,861 1,100 SH   OTR   1,100 0 0
WISDOMTREE EMERGING MARKETS MUTUAL FUND/STO 97717W315   43,896 1,147 SH   SOLE   1,147 0 0
WISDOMTREE US MIDCAP MUTUAL FUND/STO 97717W505   58,870 1,400 SH   SOLE   1,400 0 0
WISDOMTREE SMALLCAP DIVIDEND MUTUAL FUND/STO 97717W604   65,670 2,281 SH   SOLE   2,281 0 0
ZOETIS INC COMMON STOCK 98978V103   17,221 100 SH   OTR   100 0 0
ACCENTURE PLC FOREIGN STOCK G1151C101   411,646 1,334 SH   SOLE   1,334 0 0
ACCENTURE PLC FOREIGN STOCK G1151C101   46,287 150 SH   OTR   150 0 0
EATON CORP PLC FOREIGN STOCK G29183103   258,415 1,285 SH   SOLE   1,285 0 0
RENAISSANCERE HOLDINGS LTD FOREIGN STOCK G7496G103   1,119 6 SH   SOLE   6 0 0
ALCON INC ORD FOREIGN STOCK H01301128   4,927 60 SH   OTR   60 0 0
NXP SEMICONDUCTORS NV FOREIGN STOCK N6596X109   10,234 50 SH   OTR   50 0 0