The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1/100 BERKSHIRE HTWY CLASS A CL A 084990175   685,185 100 SH   SOLE   100 0 0
2023 ETF SERIES TRUST II GMO US QUALITY E 90139K100   7,193 225 SH   SOLE   225 0 0
ABBVIE INC COM 00287Y109   41,226 232 SH   SOLE   232 0 0
ADAMS DIVERSIFIED EQUITY FD COM 006212104   13,433 665 SH   SOLE   665 0 0
ADOBE INC COM 00724F101   23,123 52 SH   SOLE   52 0 0
ADVANCED MICRO DEVICES INC COM 007903107   24,641 204 SH   SOLE   204 0 0
AECOM COM 00766T100   51,274 480 SH   SOLE   480 0 0
AFFIRM HLDGS INC COM CL A 00827B106   202,675 3,328 SH   SOLE   3,328 0 0
ALPHABET INC CAP STK CL C 02079K107   102,838 540 SH   SOLE   540 0 0
ALPHABET INC CAP STK CL A 02079K305   1,936,291 10,229 SH   SOLE   10,229 0 0
ALPHABET INC CAP STK CL A 02079K305   19,403 100 SH   SOLE   100 0 0
ALPHABET INC CAP STK CL C 02079K107   1,055,862 5,400 SH   SOLE   5,400 0 0
ALPS ETF TR ALERIAN MLP 00162Q452   87,170 1,810 SH   SOLE   1,810 0 0
AMAZON COM INC COM 023135106   2,137,956 9,745 SH   SOLE   9,745 0 0
AMAZON COM INC COM 023135106   878,229 3,960 SH   SOLE   3,960 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   147,049 2,260 SH   SOLE   2,260 0 0
AMERICAN ELEC PWR CO INC COM 025537101   7,194 78 SH   SOLE   78 0 0
AMERICAN EXPRESS CO COM 025816109   2,522,282 8,499 SH   SOLE   8,499 0 0
AMERICAN EXPRESS CO COM 025816109   3,701,496 11,928 SH   SOLE   11,928 0 0
AMERICAN TOWER CORP NEW COM 03027X100   293,456 1,600 SH   SOLE   1,600 0 0
AMERICAN TOWER CORP NEW COM 03027X100   230,000 1,260 SH   SOLE   1,260 0 0
AMPLIFY ETF TR NAT RES DIVIDEND 032108730   13,832 500 SH   SOLE   500 0 0
ANSYS INC COM 03662Q105   742,126 2,200 SH   SOLE   2,200 0 0
ANSYS INC COM 03662Q105   34,300 100 SH   SOLE   100 0 0
APPLE INC COM 037833100   500,840 2,000 SH   SOLE   2,000 0 0
APPLIED MATERIALS INC COM 038222105   75,172 421 SH   SOLE   421 0 0
APPLIED MATLS INC COM 038222105   21,305 131 SH   SOLE   131 0 0
ARCHER DANIELS MIDLAND CO COM 039483102   17,682 350 SH   SOLE   350 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   20,792 30 SH   SOLE   30 0 0
AT&T INC COM 00206R102   10,247 450 SH   SOLE   450 0 0
AURORA INNOVATION INC CLASS A COM 051774107   67,460 10,708 SH   SOLE   10,708 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   796,388 2,721 SH   SOLE   2,721 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   1,422,225 4,862 SH   SOLE   4,862 0 0
AXOS FINANCIAL INC COM 05465C100   29,756 426 SH   SOLE   426 0 0
BANK NEW YORK MELLON CORP COM 064058100   42,257 550 SH   SOLE   550 0 0
BAXTER INTL INC COM 071813109   2,916 100 SH   SOLE   100 0 0
BECTON DICKINSON & CO COM 075887109   68,061 300 SH   SOLE   300 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   20,471,938 45,164 SH   SOLE   45,164 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,121,951 6,832 SH   SOLE   6,832 0 0
BLACKSTONE INC COM 09260D107   261,044 1,514 SH   SOLE   1,514 0 0
BOOKING HOLDINGS INC COM 09857L108   208,674 42 SH   SOLE   42 0 0
BOOKING HOLDINGS INC COM 09857L108   290,837 60 SH   SOLE   60 0 0
BROADCOM INC COM 11135F101   20,866 90 SH   SOLE   90 0 0
BROOKFIELD ASSET MANAG FCLASS A CL A LMT VTG SHS 113004105   669,317 12,365 SH   SOLE   12,365 0 0
BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS 113004105   835,501 15,418 SH   SOLE   15,418 0 0
BROOKFIELD CORP CL A LTD VT SH 11271J107   3,346,463 58,250 SH   SOLE   58,250 0 0
BROOKFIELD CORP CL A LTD VT SH 11271J107   1,366,831 23,904 SH   SOLE   23,904 0 0
BROOKFIELD WEALTH SOL LTD CL A EXCHANGEAB G17434104   2,240 39 SH   SOLE   39 0 0
C S W INDUSTRIALS INC COM 126402106   749,020 2,000 SH   SOLE   2,000 0 0
CABLE ONE INC COM 12685J105   34,401 95 SH   SOLE   95 0 0
CAPITAL ONE FINL CORP COM 14040H105   18,189 102 SH   SOLE   102 0 0
CARGURUS INC COM CL A 141788109   36,138 989 SH   SOLE   989 0 0
CATERPILLAR INC COM 149123101   19,589 54 SH   SOLE   54 0 0
CENCORA INC COM 03073E105   68,078 303 SH   SOLE   303 0 0
CF INDS HLDGS INC COM 125269100   14,931 175 SH   SOLE   175 0 0
CHARLES SCHWAB CORP COM 808513105   14,606 200 SH   SOLE   200 0 0
CHECK POINT SOFTWARE TECH LT ORD M22465104   32,112 172 SH   SOLE   172 0 0
CHUBB LIMITED COM H1467J104   116,046 420 SH   SOLE   420 0 0
COMCAST CORP NEW CL A 20030N101   6,981 186 SH   SOLE   186 0 0
COMPAGNIE FINANCIERE R FSPONSORED ADR 1 ADR REPS 0.1 ORD SHS ADR 204319107   588,650 38,600 SH   SOLE   38,600 0 0
CONOCOPHILLIPS COM 20825C104   5,256 53 SH   SOLE   53 0 0
CORCEPT THERAPEUTICS INC COM 218352102   39,607 786 SH   SOLE   786 0 0
COSTAR GROUP INC COM 22160N109   21,477 300 SH   SOLE   300 0 0
COSTAR GROUP INC COM 22160N109   367,240 5,030 SH   SOLE   5,030 0 0
COSTCO WHSL CORP NEW COM 22160K105   13,744 15 SH   SOLE   15 0 0
CUMMINS INC COM 231021106   36,603 105 SH   SOLE   105 0 0
DAVIS FUNDAMENTAL ETF TR SELECT FINL 23908L108   119,031 3,125 SH   SOLE   3,125 0 0
DAVIS FUNDAMENTAL ETF TR SELECT US EQTY 23908L207   978,005 23,225 SH   SOLE   23,225 0 0
DAVIS FUNDAMENTAL ETF TR SELCT INTL ETF 23908L405   849,631 38,903 SH   SOLE   38,903 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   485,041 3,815 SH   SOLE   3,815 0 0
DIAGEO PLC FSPONSORED ADR 1 ADR REPS 4 ORD SHS ADR G42089113   401,983 3,460 SH   SOLE   3,460 0 0
DICKS SPORTING GOODS INC COM 253393102   286,050 1,250 SH   SOLE   1,250 0 0
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   3,094,762 48,545 SH   SOLE   48,545 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625   804,887 12,545 SH   SOLE   12,545 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   219,128 6,335 SH   SOLE   6,335 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   300,691 7,348 SH   SOLE   7,348 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   1,511,097 57,697 SH   SOLE   57,697 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   118,768 4,470 SH   SOLE   4,470 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   791,476 25,714 SH   SOLE   25,714 0 0
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   25,015 1,075 SH   SOLE   1,075 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   792,178 16,898 SH   SOLE   16,898 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   544,723 13,199 SH   SOLE   13,199 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,046,482 42,095 SH   SOLE   42,095 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   207,768 6,600 SH   SOLE   6,600 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   270,646 10,900 SH   SOLE   10,900 0 0
DISNEY WALT CO COM 254687106   353,536 3,175 SH   SOLE   3,175 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   22,194 206 SH   SOLE   206 0 0
EA SERIES TRUST US QUAN VALUE 02072L102   4,892,886 109,608 SH   SOLE   109,608 0 0
EA SERIES TRUST INTL QUAN VALUE 02072L201   252,138 10,497 SH   SOLE   10,497 0 0
EA SERIES TRUST US QUAN VALUE 02072L102   221,372 4,836 SH   SOLE   4,836 0 0
EQT CORP COM 26884L109   17,383 377 SH   SOLE   377 0 0
EXACT SCIENCES CORP COM 30063P105   16,857 300 SH   SOLE   300 0 0
F N B CORP COM 302520101   30,357 2,054 SH   SOLE   2,054 0 0
F5 INC COM 315616102   36,212 144 SH   SOLE   144 0 0
FLEX LTD ORD Y2573F102   45,262 1,179 SH   SOLE   1,179 0 0
FMC CORP COM NEW 302491303   10,548 217 SH   SOLE   217 0 0
FORD MTR CO COM 345370860   1,157 117 SH   SOLE   117 0 0
FORTINET INC COM 34959E109   78,985 836 SH   SOLE   836 0 0
FRANKLIN BSP RLTY TR INC COMMON STOCK 35243J101   42,950 3,425 SH   SOLE   3,425 0 0
FREEPORT-MCMORAN INC CL B 35671D857   16,412 431 SH   SOLE   431 0 0
FTI CONSULTING INC COM 302941109   49,120 257 SH   SOLE   257 0 0
GRAHAM HLDGS CO COM CL B 384637104   87,192 100 SH   SOLE   100 0 0
GRAYSCALE BITCOIN MINI TR ET SHS NEW 389930207   5,443 130 SH   SOLE   130 0 0
GRAYSCALE BITCOIN TR BTC TRUST 389637109   13,623 310 SH   SOLE   310 0 0
GRAYSCALE BITCOIN TR BTC TRUST 389637109   122,396 1,557 SH   SOLE   1,557 0 0
GRAYSCALE BITCOIN TRUST ETF SHS REP COM UT 389637109   26,647 360 SH   SOLE   360 0 0
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305   3,235,054 97,061 SH   SOLE   97,061 0 0
HASBRO INC COM 418056107   335 6 SH   SOLE   6 0 0
HERCULES CAPITAL INC COM 427096508   31,742 1,580 SH   SOLE   1,580 0 0
HOST HOTELS & RESORTS INC COM 44107P104   9,925 566 SH   SOLE   566 0 0
HURON CONSULTING GROUP INC COM 447462102   9,941 80 SH   SOLE   80 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   31,318 60 SH   SOLE   60 0 0
INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727   10,342 505 SH   SOLE   505 0 0
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735   1,613 51 SH   SOLE   51 0 0
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743   2,395 50 SH   SOLE   50 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   252,756 1,442 SH   SOLE   1,442 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   5,849 145 SH   SOLE   145 0 0
ISHARES GOLD TR ISHARES NEW 464285204   288,396 5,825 SH   SOLE   5,825 0 0
ISHARES INC EM MKT SM-CP ETF 464286475   3,314 57 SH   SOLE   57 0 0
ISHARES INC MSCI EMERG MRKT 464286533   1,243,936 21,451 SH   SOLE   21,451 0 0
ISHARES INC MSCI EQUAL WEITE 464286681   246,029 2,580 SH   SOLE   2,580 0 0
ISHARES INC CORE MSCI EMKT 46434G103   6,475 124 SH   SOLE   124 0 0
ISHARES TR CORE S&P TTL STK 464287150   365,281 2,840 SH   SOLE   2,840 0 0
ISHARES TR CORE S&P500 ETF 464287200   2,746,843 4,666 SH   SOLE   4,666 0 0
ISHARES TR CORE US AGGBD ET 464287226   96,900 1,000 SH   SOLE   1,000 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   1,008,871 12,306 SH   SOLE   12,306 0 0
ISHARES TR CORE S&P MCP ETF 464287507   909,434 14,595 SH   SOLE   14,595 0 0
ISHARES TR EXPANDED TECH 464287515   44,053 440 SH   SOLE   440 0 0
ISHARES TR S&P MC 400GR ETF 464287606   75,654 832 SH   SOLE   832 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   28,911 131 SH   SOLE   131 0 0
ISHARES TR CORE S&P SCP ETF 464287804   608,204 5,279 SH   SOLE   5,279 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   9,740 92 SH   SOLE   92 0 0
ISHARES TR EAFE SML CP ETF 464288273   102,892 1,694 SH   SOLE   1,694 0 0
ISHARES TR NATIONAL MUN ETF 464288414   223,953 2,102 SH   SOLE   2,102 0 0
ISHARES TR CRE U S REIT ETF 464288521   1,605 28 SH   SOLE   28 0 0
ISHARES TR MBS ETF 464288588   3,117 34 SH   SOLE   34 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   465,667 4,030 SH   SOLE   4,030 0 0
ISHARES TR US TREAS BD ETF 46429B267   10,180 443 SH   SOLE   443 0 0
ISHARES TR A RATE CP BD ETF 46429B291   285,419 6,100 SH   SOLE   6,100 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689   1,145,330 16,198 SH   SOLE   16,198 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   5,530,657 62,289 SH   SOLE   62,289 0 0
ISHARES TR MSCI USA VALUE 46432F388   739 7 SH   SOLE   7 0 0
ISHARES TR MSCI USA MMENTM 46432F396   875,272 4,230 SH   SOLE   4,230 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   229,752 5,392 SH   SOLE   5,392 0 0
ISHARES TR HDG MSCI EAFE 46434V803   933,030 26,850 SH   SOLE   26,850 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   11,627,764 115,907 SH   SOLE   115,907 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   953,394 9,488 SH   SOLE   9,488 0 0
ISHARES TR 1-3 YR TREASURY 464287457   104,173 1,270 SH   SOLE   1,270 0 0
ISHARES TR ISHARES BITCOIN ETF 46438F101   26,505 470 SH   SOLE   470 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   1,660,848 32,752 SH   SOLE   32,752 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   498,893 9,905 SH   SOLE   9,905 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   510,188 10,050 SH   SOLE   10,050 0 0
JOHNSON & JOHNSON COM 478160104   580,939 4,017 SH   SOLE   4,017 0 0
JOHNSON & JOHNSON COM 478160104   752,972 5,200 SH   SOLE   5,200 0 0
JPMORGAN CHASE & CO. COM 46625H100   47,942 200 SH   SOLE   200 0 0
KRAFT HEINZ CO COM 500754106   2,917 95 SH   SOLE   95 0 0
KRANESHARES TRUST GLOBAL CARB STRA 500767678   8,793 300 SH   SOLE   300 0 0
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102   235,659 8,292 SH   SOLE   8,292 0 0
LATTICE STRATEGIES TR HARTFORD US EQTY 518416409   320,575 6,299 SH   SOLE   6,299 0 0
LATTICE STRATEGIES TR HARTFORD MLT SML 518416508   209,259 4,800 SH   SOLE   4,800 0 0
LEIDOS HOLDINGS INC COM 525327102   40,481 281 SH   SOLE   281 0 0
LITHIA MTRS INC COM 536797103   19,301 54 SH   SOLE   54 0 0
MARATHON PETE CORP COM 56585A102   8,789 63 SH   SOLE   63 0 0
MARKEL GROUP INC COM 570535104   1,708,968 990 SH   SOLE   990 0 0
MARKEL GROUP INC COM 570535104   827,898 474 SH   SOLE   474 0 0
MARRIOTT INTL INC NEW CL A 571903202   45,374 163 SH   SOLE   163 0 0
MASTERCARD INCORPORATED CL A 57636Q104   24,222 46 SH   SOLE   46 0 0
MASTERCARD INCORPORATED CL A 57636Q104   287,509 555 SH   SOLE   555 0 0
MATTEL INC. COM 577081102   322 18 SH   SOLE   18 0 0
META PLATFORMS INC CL A 30303M102   46,255 79 SH   SOLE   79 0 0
MICROSOFT CORP COM 594918104   186,725 443 SH   SOLE   443 0 0
MICROSOFT CORPORATION COM 594918104   105,539 248 SH   SOLE   248 0 0
MOHAWK INDS INC COM 608190104   41,696 350 SH   SOLE   350 0 0
MOODYS CORP COM 615369105   189,348 400 SH   SOLE   400 0 0
MOODYS CORP COM 615369105   235,004 500 SH   SOLE   500 0 0
MORGAN STANLEY COM NEW 617446448   24,138 192 SH   SOLE   192 0 0
NESTLE S A FSPONSORED ADR 1 ADR REPS 1 ORD SHS ADR 641069406   377,383 4,670 SH   SOLE   4,670 0 0
NETFLIX INC COM 64110L106   89,132 100 SH   SOLE   100 0 0
NETFLIX INC COM 64110L106   2,527 3 SH   SOLE   3 0 0
NEWELL BRANDS INC COM 651229106   188 19 SH   SOLE   19 0 0
NEXTRACKER INC CLASS A COM 65290E101   7,489 205 SH   SOLE   205 0 0
NIO INC SPON ADS 62914V106   44 10 SH   SOLE   10 0 0
NORFOLK SOUTHN CORP COM 655844108   145,733 621 SH   SOLE   621 0 0
NOVO-NORDISK A S ADR 670100205   25,978 302 SH   SOLE   302 0 0
NVIDIA CORPORATION COM 67066G104   20,144 150 SH   SOLE   150 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   7,563 100 SH   SOLE   100 0 0
PALO ALTO NETWORKS INC COM 697435105   93,891 516 SH   SOLE   516 0 0
PARAMOUNT GLOBAL CLASS A CL A COM 92556H107   135 6 SH   SOLE   6 0 0
PAYPAL HLDGS INC COM 70450Y103   14,253 167 SH   SOLE   167 0 0
PDS BIOTECHNOLOGY CORP COM 70465T107   11,410 7,000 SH   SOLE   7,000 0 0
PEPSICO INC COM 713448108   30,412 200 SH   SOLE   200 0 0
PERNOD RICARD FIN S A FSPONSORED ADR 1 ADR REPS 0.2 ORD SHS ADR 714264306   53,177 2,500 SH   SOLE   2,500 0 0
PFIZER INC COM 717081103   295,643 11,225 SH   SOLE   11,225 0 0
PIMCO EQUITY SER RAFI DYN EMERG 72202L389   280,831 14,769 SH   SOLE   14,769 0 0
PNC FINL SERVICES COM 693475105   749,042 3,770 SH   SOLE   3,770 0 0
PNC FINL SVCS GROUP INC COM 693475105   14,592 76 SH   SOLE   76 0 0
REGENERON PHARMACEUTICALS COM 75886F107   64,110 90 SH   SOLE   90 0 0
RITHM CAPITAL CORP COM NEW 64828T201   70,395 6,500 SH   SOLE   6,500 0 0
ROSS STORES INC COM 778296103   504,696 3,400 SH   SOLE   3,400 0 0
RTX CORPORATION COM 75513E101   24,301 210 SH   SOLE   210 0 0
S&P GLOBAL INC COM 78409V104   49,147 100 SH   SOLE   100 0 0
SALESFORCE INC COM 79466L302   39,117 117 SH   SOLE   117 0 0
SCHWAB CHARLES CORP COM 808513105   199,827 2,700 SH   SOLE   2,700 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   104,727 4,518 SH   SOLE   4,518 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   46,137 1,665 SH   SOLE   1,665 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   241,688 9,346 SH   SOLE   9,346 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   3,728 140 SH   SOLE   140 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730   5,636 194 SH   SOLE   194 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748   5,394 158 SH   SOLE   158 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   10,727 323 SH   SOLE   323 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763   16,632 560 SH   SOLE   560 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   19,465 822 SH   SOLE   822 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   4,867,802 263,124 SH   SOLE   263,124 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   2,211 105 SH   SOLE   105 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   2,524,672 103,939 SH   SOLE   103,939 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   4,630,265 134,875 SH   SOLE   134,875 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   8,018 102 SH   SOLE   102 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   715,781 14,810 SH   SOLE   14,810 0 0
SHELL PLC SPON ADS 780259305   11,841 189 SH   SOLE   189 0 0
SKYWORKS SOLUTIONS INC COM 83088M102   18,889 213 SH   SOLE   213 0 0
SOFI TECHNOLOGIES INC COM 83406F102   3,080 200 SH   SOLE   200 0 0
SOUTHWEST AIRLS CO COM 844741108   21,113 628 SH   SOLE   628 0 0
SPDR GOLD TR GOLD SHS 78463V107   18,160 75 SH   SOLE   75 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   2,042,072 53,221 SH   SOLE   53,221 0 0
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   1,578,835 26,938 SH   SOLE   26,938 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   986,381 28,901 SH   SOLE   28,901 0 0
SPDR SER TR PORTFOLIO CRPORT 78464A144   1,446,651 50,512 SH   SOLE   50,512 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300   64,788 743 SH   SOLE   743 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359   313,741 4,028 SH   SOLE   4,028 0 0
SPDR SER TR PORTFLI INTRMDIT 78464A672   16,449 590 SH   SOLE   590 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   2,377 26 SH   SOLE   26 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   70,362 1,566 SH   SOLE   1,566 0 0
SUPERNUS PHARMACEUTICALS INC COM 868459108   17,176 475 SH   SOLE   475 0 0
SYNCHRONY FINANCIAL COM 87165B103   5,005 77 SH   SOLE   77 0 0
SYSCO CORP COM 871829107   15,751 206 SH   SOLE   206 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   28,044 142 SH   SOLE   142 0 0
TARGET CORP COM 87612E106   129,773 960 SH   SOLE   960 0 0
TD SYNNEX CORPORATION COM 87162W100   35,653 304 SH   SOLE   304 0 0
TESLA INC COM 88160R101   88,037 218 SH   SOLE   218 0 0
TETRA TECH INC NEW COM 88162G103   37,250 935 SH   SOLE   935 0 0
TEXAS INSTRS INC COM 882508104   46,878 250 SH   SOLE   250 0 0
THE COCA-COLA CO COM 191098102   681,285 11,000 SH   SOLE   11,000 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109   7,358 135 SH   SOLE   135 0 0
UBER TECHNOLOGIES INC COM 90353T100   139,400 2,311 SH   SOLE   2,311 0 0
UNION PAC CORP COM 907818108   14,823 65 SH   SOLE   65 0 0
UNITEDHEALTH GROUP INC COM 91324P102   23,775 47 SH   SOLE   47 0 0
VANECK ETF TRUST MRNGSTR INT MOAT 92189F593   1,053,397 34,771 SH   SOLE   34,771 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   14,481,790 156,180 SH   SOLE   156,180 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   24,217 100 SH   SOLE   100 0 0
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   1,017 44 SH   SOLE   44 0 0
VANECK MORNINGSTAR WIDE MOAT ETF MRNGSTR WDE MOAT 57060U134   232,705 2,500 SH   SOLE   2,500 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   1,926,005 18,163 SH   SOLE   18,163 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   349,125 3,309 SH   SOLE   3,309 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,897,645 26,389 SH   SOLE   26,389 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   20,928,677 38,842 SH   SOLE   38,842 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   35,632 400 SH   SOLE   400 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   4,215,968 21,273 SH   SOLE   21,273 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   8,386,105 31,750 SH   SOLE   31,750 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   230,464 855 SH   SOLE   855 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   9,937,310 24,211 SH   SOLE   24,211 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   966,703 5,710 SH   SOLE   5,710 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,489,609 14,523 SH   SOLE   14,523 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   5,022,987 17,332 SH   SOLE   17,332 0 0
VANGUARD INTL DIVDEND APRECTN ETF IV INTL DVD ETF 921946810   88,938 1,112 SH   SOLE   1,112 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   989 25 SH   SOLE   25 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   1,928,229 16,843 SH   SOLE   16,843 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,173,508 9,989 SH   SOLE   9,989 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   368,168 8,360 SH   SOLE   8,360 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   734,254 14,647 SH   SOLE   14,647 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   116,000 2,000 SH   SOLE   2,000 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   1,055,672 23,283 SH   SOLE   23,283 0 0
VANGUARD SMALL CAP VALUEETF SM CP VAL ETF 922908611   244,863 1,209 SH   SOLE   1,209 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   701,107 3,580 SH   SOLE   3,580 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,079,657 18,321 SH   SOLE   18,321 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   28,931 605 SH   SOLE   605 0 0
VANGUARD TOTAL STOCK MARKET ETF TOTAL STK MKT 922908769   381,198 1,300 SH   SOLE   1,300 0 0
VANGUARD TOTAL WORLD STOCK ETF TT WRLD ST ETF 922042742   30,766 260 SH   SOLE   260 0 0
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870   641,600 6,400 SH   SOLE   6,400 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   852,856 6,684 SH   SOLE   6,684 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   492,950 7,262 SH   SOLE   7,262 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   5,824,741 72,818 SH   SOLE   72,818 0 0
VANGUARD WORLD FD ENERGY ETF 92204A306   84,917 700 SH   SOLE   700 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   1,244 2 SH   SOLE   2 0 0
VERISK ANALYTICS INC CLASS A CL A COM 92345Y106   27,418 100 SH   SOLE   100 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   375,666 9,394 SH   SOLE   9,394 0 0
VISA INC COM CL A 92826C839   1,494,237 4,728 SH   SOLE   4,728 0 0
VISA INC COM CL A 92826C839   975,530 3,089 SH   SOLE   3,089 0 0
WALT DISNEY CO COM 254687AV8   544 5 SH   SOLE   5 0 0
WELLS FARGO & CO COM 949746101   120,712 1,600 SH   SOLE   1,600 0 0
WELLS FARGO CO NEW COM 949746101   384,564 5,475 SH   SOLE   5,475 0 0
WESTERN DIGITAL CORP COM 958102105   36,792 617 SH   SOLE   617 0 0
WHITE MOUNTAINS INS F COM G9618E107   711,972 380 SH   SOLE   380 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281   686,054 14,024 SH   SOLE   14,024 0 0
WISDOMTREE TR US SMALLCAP FUND 97717W562   7,405,067 137,283 SH   SOLE   137,283 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760   1,993,564 31,669 SH   SOLE   31,669 0 0
WISDOMTREE TR EM EX ST-OWNED 97717X578   82,296 2,700 SH   SOLE   2,700 0 0
WORKDAY INC CL A 98138H101   72,248 280 SH   SOLE   280 0 0
ZIFF DAVIS INC COM 48123V102   19,019 350 SH   SOLE   350 0 0