The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   391,318 3,031 SH   SOLE 0 355 0 2,676
ABBOTT LABS COM 002824100   872,262 7,712 SH   SOLE 0 1,432 0 6,280
ABBVIE INC COM 00287Y109   1,172,370 6,597 SH   SOLE 0 2,007 0 4,590
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   476,367 1,354 SH   SOLE 0 685 0 669
ADOBE INC COM 00724F101   200,612 451 SH   SOLE 0 190 0 261
AFLAC INC COM 001055102   493,005 4,766 SH   SOLE 0 2,058 0 2,708
AGILENT TECHNOLOGIES INC COM 00846U101   205,675 1,531 SH   SOLE 0 0 0 1,531
AIR PRODS & CHEMS INC COM 009158106   543,167 1,873 SH   SOLE 0 0 0 1,873
ALLIANT ENERGY CORP COM 018802108   284,645 4,813 SH   SOLE 0 3,519 0 1,294
ALPHABET INC CAP STK CL C 02079K107   2,654,423 13,938 SH   SOLE 0 5,697 0 8,241
ALPHABET INC CAP STK CL A 02079K305   4,914,135 25,960 SH   SOLE 0 6,597 0 19,363
ALTRIA GROUP INC COM 02209S103   392,580 7,508 SH   SOLE 0 1,617 0 5,891
AMAZON COM INC COM 023135106   3,606,228 16,438 SH   SOLE 0 3,411 0 13,027
AMERICAN ELEC PWR CO INC COM 025537101   404,654 4,387 SH   SOLE 0 149 0 4,238
AMERICAN EXPRESS CO COM 025816109   1,152,721 3,884 SH   SOLE 0 830 0 3,054
AMERICAN TOWER CORP NEW COM 03027X100   866,148 4,722 SH   SOLE 0 57 0 4,665
AMERIPRISE FINL INC COM 03076C106   342,387 643 SH   SOLE 0 3 0 640
AMGEN INC COM 031162100   470,635 1,806 SH   SOLE 0 256 0 1,550
AMPHENOL CORP NEW CL A 032095101   598,703 8,621 SH   SOLE 0 1 0 8,620
ANALOG DEVICES INC COM 032654105   298,280 1,404 SH   SOLE 0 252 0 1,152
APPLE INC COM 037833100   19,180,589 76,594 SH   SOLE 0 19,603 0 56,991
APPLIED MATLS INC COM 038222105   289,436 1,780 SH   SOLE 0 677 0 1,102
ASSURANT INC COM 04621X108   213,220 1,000 SH   SOLE 0 0 0 1,000
AT&T INC COM 00206R102   291,174 12,788 SH   SOLE 0 1,375 0 11,413
AURORA INNOVATION INC CLASS A COM 051774107   179,922 28,559 SH   SOLE 0 0 0 28,559
AUTOMATIC DATA PROCESSING IN COM 053015103   958,797 3,275 SH   SOLE 0 7 0 3,268
BANK AMERICA CORP COM 060505104   1,422,934 32,376 SH   SOLE 0 19,691 0 12,685
BECTON DICKINSON & CO COM 075887109   346,657 1,528 SH   SOLE 0 93 0 1,435
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   8,653,129 19,090 SH   SOLE 0 11,293 0 7,797
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   574,336 8,967 SH   SOLE 0 0 0 8,967
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603   3,042,754 58,492 SH   SOLE 0 26,371 0 32,121
BLACKROCK INC COM 09290D101   1,081,839 1,055 SH   SOLE 0 314 0 742
BLACKSTONE INC COM 09260D107   600,555 3,483 SH   SOLE 0 2,776 0 707
BLEND LABS INC CL A 09352U108   43,653 10,369 SH   SOLE 0 0 0 10,369
BOEING CO COM 097023105   397,575 2,246 SH   SOLE 0 149 0 2,097
BOSTON SCIENTIFIC CORP COM 101137107   256,866 2,876 SH   SOLE 0 401 0 2,475
BRISTOL-MYERS SQUIBB CO COM 110122108   252,849 4,470 SH   SOLE 0 1,000 0 3,470
BROADCOM INC COM 11135F101   821,913 3,545 SH   SOLE 0 351 0 3,194
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102   8,606,109 387,663 SH   SOLE 0 31,462 0 356,201
CATERPILLAR INC COM 149123101   1,966,617 5,421 SH   SOLE 0 963 0 4,458
CHEVRON CORP NEW COM 166764100   1,238,879 8,553 SH   SOLE 0 333 0 8,220
CHIPOTLE MEXICAN GRILL INC COM 169656105   365,720 6,065 SH   SOLE 0 0 0 6,065
CHUBB LIMITED COM H1467J104   1,112,391 4,026 SH   SOLE 0 155 0 3,871
CHURCH & DWIGHT CO INC COM 171340102   231,095 2,207 SH   SOLE 0 0 0 2,207
CHURCHILL DOWNS INC COM 171484108   861,333 6,450 SH   SOLE 0 0 0 6,450
CINTAS CORP COM 172908105   857,726 4,695 SH   SOLE 0 0 0 4,694
CISCO SYS INC COM 17275R102   2,448,845 41,366 SH   SOLE 0 21,178 0 20,188
CLOROX CO DEL COM 189054109   247,229 1,522 SH   SOLE 0 0 0 1,522
COCA COLA CO COM 191216100   1,165,865 18,726 SH   SOLE 0 1,590 0 17,136
COLGATE PALMOLIVE CO COM 194162103   805,561 8,861 SH   SOLE 0 1,252 0 7,609
COMCAST CORP NEW CL A 20030N101   592,291 15,782 SH   SOLE 0 1,526 0 14,256
CONOCOPHILLIPS COM 20825C104   314,360 3,170 SH   SOLE 0 202 0 2,968
CONSTELLATION BRANDS INC CL A 21036P108   414,375 1,875 SH   SOLE 0 300 0 1,575
CONSTELLATION ENERGY CORP COM 21037T109   713,953 3,191 SH   SOLE 0 233 0 2,958
CORNING INC COM 219350105   247,485 5,208 SH   SOLE 0 10 0 5,198
COSTCO WHSL CORP NEW COM 22160K105   4,999,914 5,457 SH   SOLE 0 283 0 5,174
CROWN CASTLE INC COM 22822V101   374,385 4,125 SH   SOLE 0 0 0 4,125
CSX CORP COM 126408103   1,330,716 41,237 SH   SOLE 0 4,901 0 36,336
CUMMINS INC COM 231021106   2,234,385 6,410 SH   SOLE 0 420 0 5,990
CVS HEALTH CORP COM 126650100   303,493 6,761 SH   SOLE 0 1,125 0 5,635
DANAHER CORPORATION COM 235851102   599,442 2,611 SH   SOLE 0 0 0 2,611
DEERE & CO COM 244199105   1,304,500 3,079 SH   SOLE 0 51 0 3,028
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   569,974 16,478 SH   SOLE 0 0 0 16,478
DISNEY WALT CO COM 254687106   2,236,565 20,086 SH   SOLE 0 0 0 20,085
DTE ENERGY CO COM 233331107   258,657 2,142 SH   SOLE 0 5 0 2,137
DUKE ENERGY CORP NEW COM NEW 26441C204   481,661 4,471 SH   SOLE 0 45 0 4,426
EASTMAN CHEM CO COM 277432100   317,411 3,476 SH   SOLE 0 0 0 3,476
EATON CORP PLC SHS G29183103   534,374 1,610 SH   SOLE 0 430 0 1,180
ECOLAB INC COM 278865100   235,964 1,007 SH   SOLE 0 3 0 1,004
ELI LILLY & CO COM 532457108   6,928,079 8,974 SH   SOLE 0 2,813 0 6,161
EMERSON ELEC CO COM 291011104   675,542 5,451 SH   SOLE 0 701 0 4,750
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   234,834 11,987 SH   SOLE 0 2,087 0 9,900
EXELON CORP COM 30161N101   383,326 10,184 SH   SOLE 0 700 0 9,484
EXXON MOBIL CORP COM 30231G102   1,301,525 12,099 SH   SOLE 0 633 0 11,466
FASTENAL CO COM 311900104   293,744 4,085 SH   SOLE 0 1,725 0 2,360
FEDEX CORP COM 31428X106   296,931 1,055 SH   SOLE 0 0 0 1,055
FERRARI N V COM N3167Y103   424,840 1,000 SH   SOLE 0 0 0 1,000
FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A107   664,152 21,797 SH   SOLE 0 21,797 0 0
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   354,097 5,418 SH   SOLE 0 4,818 0 600
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865   331,446 6,796 SH   SOLE 0 6,316 0 480
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501   361,600 5,265 SH   SOLE 0 1,794 0 3,471
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   24,012,698 535,162 SH   SOLE 0 37,172 0 497,990
FIDELITY NATL INFORMATION SV COM 31620M106   293,490 3,634 SH   SOLE 0 0 0 3,634
FISERV INC COM 337738108   517,689 2,520 SH   SOLE 0 7 0 2,513
FORD MTR CO COM 345370860   110,803 11,192 SH   SOLE 0 1 0 11,192
GALLAGHER ARTHUR J & CO COM 363576109   935,114 3,294 SH   SOLE 0 2 0 3,292
GE AEROSPACE COM NEW 369604301   285,930 1,714 SH   SOLE 0 389 0 1,325
GENERAL DYNAMICS CORP COM 369550108   218,170 828 SH   SOLE 0 89 0 739
GLOBAL X FDS GLBL X MLP ETF 37954Y343   470,235 9,517 SH   SOLE 0 1,064 0 8,453
GLOBAL X FDS US INFR DEV ETF 37954Y673   1,441,506 35,672 SH   SOLE 0 12,238 0 23,434
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   1,635,239 14,197 SH   SOLE 0 6,875 0 7,322
GOLDMAN SACHS GROUP INC COM 38141G104   269,704 471 SH   SOLE 0 150 0 321
GRAINGER W W INC COM 384802104   2,011,764 1,909 SH   SOLE 0 1 0 1,908
HERSHEY CO COM 427866108   503,067 2,971 SH   SOLE 0 0 0 2,971
HOME DEPOT INC COM 437076102   2,273,290 5,844 SH   SOLE 0 1,104 0 4,740
HONEYWELL INTL INC COM 438516106   1,570,582 6,953 SH   SOLE 0 691 0 6,262
ILLINOIS TOOL WKS INC COM 452308109   380,340 1,500 SH   SOLE 0 275 0 1,225
INTEL CORP COM 458140100   231,593 11,551 SH   SOLE 0 1,870 0 9,681
INTERNATIONAL BUSINESS MACHS COM 459200101   663,927 3,020 SH   SOLE 0 253 0 2,767
INTERNATIONAL PAPER CO COM 460146103   262,904 4,885 SH   SOLE 0 0 0 4,885
INTUIT COM 461202103   1,056,299 1,681 SH   SOLE 0 120 0 1,561
INTUITIVE SURGICAL INC COM NEW 46120E602   783,462 1,501 SH   SOLE 0 0 0 1,501
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784   521,662 26,320 SH   SOLE 0 12,092 0 14,228
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   419,834 5,998 SH   SOLE 0 464 0 5,534
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   7,670,376 36,447 SH   SOLE 0 29,876 0 6,571
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   1,220,803 11,640 SH   SOLE 0 4,553 0 7,087
INVESCO EXCHANGE TRADED FD T AI AND NEXT GEN 46137V639   249,941 5,526 SH   SOLE 0 5,526 0 0
INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506   535,346 11,673 SH   SOLE 0 11,673 0 0
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308   383,969 3,335 SH   SOLE 0 3,335 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   5,615,492 10,984 SH   SOLE 0 5,038 0 5,946
ISHARES GOLD TR ISHARES NEW 464285204   1,951,932 39,425 SH   SOLE 0 100 0 39,325
ISHARES INC MSCI GBL MIN VOL 464286525   798,580 7,313 SH   SOLE 0 1,792 0 5,521
ISHARES INC MSCI GBL GOLD MN 46434G855   946,632 33,676 SH   SOLE 0 10,227 0 23,449
ISHARES INC MSCI WORLD ETF 464286392   1,789,183 11,506 SH   SOLE 0 4,221 0 7,285
ISHARES INC CORE MSCI EMKT 46434G103   6,193,393 118,602 SH   SOLE 0 25,873 0 92,729
ISHARES INC MSCI JPN ETF NEW 46434G822   1,324,629 19,741 SH   SOLE 0 6,746 0 12,995
ISHARES INC MSCI EURZONE ETF 464286608   366,534 7,766 SH   SOLE 0 2,263 0 5,503
ISHARES TR CORE S&P MCP ETF 464287507   1,178,776 18,918 SH   SOLE 0 16,160 0 2,758
ISHARES TR CORE S&P SCP ETF 464287804   4,275,800 37,110 SH   SOLE 0 9,457 0 27,652
ISHARES TR S&P 500 VAL ETF 464287408   2,003,286 10,495 SH   SOLE 0 5,251 0 5,244
ISHARES TR CORE S&P500 ETF 464287200   20,221,944 34,351 SH   SOLE 0 1,384 0 32,968
ISHARES TR S&P 500 GRWT ETF 464287309   3,455,777 34,037 SH   SOLE 0 12,686 0 21,351
ISHARES TR RUS 1000 VAL ETF 464287598   218,379 1,180 SH   SOLE 0 412 0 768
ISHARES TR RUS 1000 GRW ETF 464287614   381,555 950 SH   SOLE 0 421 0 529
ISHARES TR RUSSELL 3000 ETF 464287689   205,291 614 SH   SOLE 0 0 0 614
ISHARES TR DOW JONES US ETF 464287846   214,635 1,500 SH   SOLE 0 0 0 1,500
ISHARES TR MSCI EAFE ETF 464287465   2,202,728 29,133 SH   SOLE 0 8,006 0 21,127
ISHARES TR U.S. TECH ETF 464287721   4,077,172 25,559 SH   SOLE 0 4,757 0 20,802
ISHARES TR 7-10 YR TRSY BD 464287440   1,141,388 12,346 SH   SOLE 0 6,925 0 5,421
ISHARES TR IBOXX INV CP ETF 464287242   7,785,758 72,873 SH   SOLE 0 27,072 0 45,801
ISHARES TR ISHARES SEMICDTR 464287523   246,521 1,144 SH   SOLE 0 202 0 942
ISHARES TR EXPANDED TECH 464287515   883,037 8,820 SH   SOLE 0 4,930 0 3,890
ISHARES TR S&P 100 ETF 464287101   234,835 813 SH   SOLE 0 0 0 813
ISHARES TR CORE US AGGBD ET 464287226   4,231,526 43,669 SH   SOLE 0 27,103 0 16,566
ISHARES TR SELECT DIVID ETF 464287168   1,496,218 11,396 SH   SOLE 0 7,652 0 3,744
ISHARES TR CORE MSCI TOTAL 46432F834   4,183,046 63,245 SH   SOLE 0 5,670 0 57,576
ISHARES TR CORE MSCI EAFE 46432F842   14,629,319 208,158 SH   SOLE 0 44,719 0 163,439
ISHARES TR CORE 1 5 YR USD 46432F859   207,465 4,343 SH   SOLE 0 718 0 3,625
ISHARES TR MSCI USA MIN VOL 46429B697   949,429 10,693 SH   SOLE 0 255 0 10,438
ISHARES TR FLTG RATE NT ETF 46429B655   973,425 19,132 SH   SOLE 0 13,112 0 6,020
ISHARES TR CORE HIGH DV ETF 46429B663   353,006 3,145 SH   SOLE 0 3,145 0 0
ISHARES TR GNMA BOND ETF 46429B333   778,278 18,129 SH   SOLE 0 6,457 0 11,672
ISHARES TR MSCI USA MMENTM 46432F396   1,375,439 6,647 SH   SOLE 0 2,064 0 4,583
ISHARES TR MSCI USA QLT FCT 46432F339   12,891,744 72,393 SH   SOLE 0 22,668 0 49,725
ISHARES TR CORE DIV GRWTH 46434V621   4,109,522 66,996 SH   SOLE 0 32,309 0 34,687
ISHARES TR CORE MSCI EURO 46434V738   2,387,951 44,238 SH   SOLE 0 11,896 0 32,342
ISHARES TR CORE TOTAL USD 46434V613   1,735,273 38,391 SH   SOLE 0 2,839 0 35,552
ISHARES TR RUS TP200 VL ETF 464289420   359,428 4,548 SH   SOLE 0 3,931 0 617
ISHARES TR RUS TP200 GR ETF 464289438   1,209,640 5,141 SH   SOLE 0 2,676 0 2,465
ISHARES TR GRWT ALLOCAT ETF 464289867   986,878 17,217 SH   SOLE 0 3,534 0 13,683
ISHARES TR SHRT NAT MUN ETF 464288158   539,319 5,113 SH   SOLE 0 0 0 5,113
ISHARES TR MSCI ACWI EX US 464288240   711,358 13,638 SH   SOLE 0 5,560 0 8,078
ISHARES TR GL CLEAN ENE ETF 464288224   212,965 18,714 SH   SOLE 0 14,897 0 3,817
ISHARES TR 0-5 YR TIPS ETF 46429B747   201,200 2,000 SH   SOLE 0 0 0 2,000
ISHARES TR IBOXX HI YD ETF 464288513   204,805 2,604 SH   SOLE 0 523 0 2,081
ISHARES TR USD INV GRDE ETF 464288620   1,289,380 25,644 SH   SOLE 0 8,273 0 17,371
ISHARES TR CORE S&P TTL STK 464287150   13,791,020 107,223 SH   SOLE 0 31,686 0 75,537
ISHARES TR NATIONAL MUN ETF 464288414   752,232 7,060 SH   SOLE 0 97 0 6,963
ISHARES TR JPMORGAN USD EMG 464288281   201,052 2,258 SH   SOLE 0 253 0 2,005
ISHARES TR MBS ETF 464288588   9,840,896 107,340 SH   SOLE 0 40,272 0 67,068
ISHARES TR MSCI KLD400 SOC 464288570   342,437 3,106 SH   SOLE 0 0 0 3,106
ISHARES TR 10-20 YR TRS ETF 464288653   879,635 8,837 SH   SOLE 0 3,245 0 5,592
ISHARES TR ESG MSCI USA ETF 46436E767   456,330 9,178 SH   SOLE 0 0 0 9,178
ISHARES TR ESG EAFE ETF 46436E759   256,024 3,962 SH   SOLE 0 0 0 3,962
ISHARES TR ESG AWR MSCI USA 46435G425   1,231,949 9,563 SH   SOLE 0 402 0 9,161
ISHARES U S ETF TR SHORT DURATION B 46431W507   7,003,006 138,673 SH   SOLE 0 8,721 0 129,952
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   329,932 5,761 SH   SOLE 0 1,673 0 4,088
J P MORGAN EXCHANGE TRADED F ACTIVE BOND ETF 46654Q716   578,564 11,073 SH   SOLE 0 0 0 11,073
JOHNSON & JOHNSON COM 478160104   3,536,634 24,455 SH   SOLE 0 3,532 0 20,922
JPMORGAN CHASE & CO. COM 46625H100   3,214,345 13,409 SH   SOLE 0 1,707 0 11,702
KIMBERLY-CLARK CORP COM 494368103   971,488 7,414 SH   SOLE 0 1,036 0 6,378
LINDE PLC SHS G54950103   732,979 1,751 SH   SOLE 0 191 0 1,560
LOCKHEED MARTIN CORP COM 539830109   692,834 1,426 SH   SOLE 0 26 0 1,400
LOWES COS INC COM 548661107   1,610,906 6,527 SH   SOLE 0 1,969 0 4,558
M & T BK CORP COM 55261F104   268,479 1,428 SH   SOLE 0 12 0 1,416
MARRIOTT INTL INC NEW CL A 571903202   231,433 830 SH   SOLE 0 1 0 829
MARTIN MARIETTA MATLS INC COM 573284106   577,411 1,118 SH   SOLE 0 110 0 1,008
MARVELL TECHNOLOGY INC COM 573874104   430,547 3,898 SH   SOLE 0 0 0 3,898
MASTERCARD INCORPORATED CL A 57636Q104   1,757,207 3,337 SH   SOLE 0 195 0 3,142
MCCORMICK & CO INC COM VTG 579780107   645,210 8,512 SH   SOLE 0 0 0 8,512
MCCORMICK & CO INC COM NON VTG 579780206   1,887,878 24,762 SH   SOLE 0 7,122 0 17,640
MCDONALDS CORP COM 580135101   4,385,640 15,129 SH   SOLE 0 1,049 0 14,080
MERCADOLIBRE INC COM 58733R102   902,934 531 SH   SOLE 0 0 0 531
MERCK & CO INC COM 58933Y105   1,442,659 14,502 SH   SOLE 0 1,738 0 12,764
META PLATFORMS INC CL A 30303M102   2,077,296 3,548 SH   SOLE 0 735 0 2,813
METLIFE INC COM 59156R108   521,611 6,370 SH   SOLE 0 20 0 6,350
MICROSOFT CORP COM 594918104   27,470,516 65,173 SH   SOLE 0 9,702 0 55,471
MONDELEZ INTL INC CL A 609207105   407,156 6,817 SH   SOLE 0 2,255 0 4,561
NEXTERA ENERGY INC COM 65339F101   848,579 11,837 SH   SOLE 0 8,556 0 3,281
NIKE INC CL B 654106103   1,513,035 19,995 SH   SOLE 0 391 0 19,604
NORFOLK SOUTHN CORP COM 655844108   1,041,868 4,439 SH   SOLE 0 148 0 4,291
NORTHROP GRUMMAN CORP COM 666807102   969,825 2,067 SH   SOLE 0 52 0 2,015
NVIDIA CORPORATION COM 67066G104   1,231,669 9,172 SH   SOLE 0 862 0 8,309
NXP SEMICONDUCTORS N V COM N6596X109   349,372 1,681 SH   SOLE 0 106 0 1,575
OLD DOMINION FREIGHT LINE IN COM 679580100   352,800 2,000 SH   SOLE 0 0 0 2,000
ORACLE CORP COM 68389X105   1,945,371 11,674 SH   SOLE 0 1,202 0 10,472
PALANTIR TECHNOLOGIES INC CL A 69608A108   1,334,643 17,647 SH   SOLE 0 120 0 17,527
PALO ALTO NETWORKS INC COM 697435105   209,618 1,152 SH   SOLE 0 0 0 1,152
PARKER-HANNIFIN CORP COM 701094104   1,022,736 1,608 SH   SOLE 0 0 0 1,608
PAYCHEX INC COM 704326107   297,813 2,124 SH   SOLE 0 1,424 0 700
PEPSICO INC COM 713448108   3,882,619 25,533 SH   SOLE 0 851 0 24,682
PFIZER INC COM 717081103   414,049 15,607 SH   SOLE 0 2,626 0 12,981
PHILIP MORRIS INTL INC COM 718172109   519,671 4,318 SH   SOLE 0 969 0 3,349
PIMCO ETF TR INTER MUN BD ACT 72201R866   453,724 8,771 SH   SOLE 0 0 0 8,771
PIMCO ETF TR SHTRM MUN BD ACT 72201R874   423,989 8,507 SH   SOLE 0 0 0 8,507
PIMCO ETF TR ENHNCD LW DUR AC 72201R718   357,352 3,762 SH   SOLE 0 0 0 3,762
PNC FINL SVCS GROUP INC COM 693475105   1,112,789 5,770 SH   SOLE 0 6 0 5,764
PPG INDS INC COM 693506107   262,790 2,200 SH   SOLE 0 0 0 2,200
PRICE T ROWE GROUP INC COM 74144T108   430,653 3,808 SH   SOLE 0 105 0 3,703
PROCTER AND GAMBLE CO COM 742718109   6,351,797 37,887 SH   SOLE 0 8,163 0 29,725
PRUDENTIAL FINL INC COM 744320102   651,084 5,493 SH   SOLE 0 0 0 5,493
PUBLIC STORAGE OPER CO COM 74460D109   1,279,507 4,273 SH   SOLE 0 0 0 4,273
QUALCOMM INC COM 747525103   329,498 2,145 SH   SOLE 0 45 0 2,100
QUEST DIAGNOSTICS INC COM 74834L100   211,204 1,400 SH   SOLE 0 0 0 1,400
RTX CORPORATION COM 75513E101   855,431 7,392 SH   SOLE 0 1,407 0 5,985
SALESFORCE INC COM 79466L302   730,271 2,184 SH   SOLE 0 720 0 1,464
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   3,604,565 131,939 SH   SOLE 0 32,359 0 99,579
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,664,258 73,315 SH   SOLE 0 1,831 0 71,484
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   2,983,877 124,018 SH   SOLE 0 25,851 0 98,167
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   212,805 8,761 SH   SOLE 0 0 0 8,761
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   5,087,019 191,026 SH   SOLE 0 3,490 0 187,535
SCHWAB STRATEGIC TR US REIT ETF 808524847   444,458 21,104 SH   SOLE 0 51 0 21,054
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   2,258,718 81,513 SH   SOLE 0 11,298 0 70,215
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   4,477,900 173,159 SH   SOLE 0 7,698 0 165,461
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   18,324,829 657,511 SH   SOLE 0 224,485 0 433,026
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   816,252 31,310 SH   SOLE 0 9,045 0 22,265
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   46,259,221 2,037,851 SH   SOLE 0 33,113 0 2,004,738
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   12,916,939 698,213 SH   SOLE 0 16,668 0 681,545
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   20,308,851 876,137 SH   SOLE 0 43,980 0 832,157
SCHWAB STRATEGIC TR LONG TERM US 808524680   1,263,989 40,216 SH   SOLE 0 15,696 0 24,520
SEI INVTS CO COM 784117103   329,920 4,000 SH   SOLE 0 0 0 4,000
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   2,335,390 27,756 SH   SOLE 0 3,483 0 24,273
SELECT SECTOR SPDR TR ENERGY 81369Y506   7,968,778 93,028 SH   SOLE 0 16,723 0 76,305
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   18,252,142 377,657 SH   SOLE 0 94,394 0 283,262
SELECT SECTOR SPDR TR INDL 81369Y704   9,298,823 70,574 SH   SOLE 0 12,867 0 57,707
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   30,222,967 129,980 SH   SOLE 0 39,377 0 90,603
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   4,077,913 51,875 SH   SOLE 0 8,400 0 43,475
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   10,746,621 78,117 SH   SOLE 0 22,634 0 55,483
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   20,097,052 89,579 SH   SOLE 0 16,732 0 72,847
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   2,872,109 37,946 SH   SOLE 0 4,256 0 33,689
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   14,870,103 153,601 SH   SOLE 0 23,771 0 129,830
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   2,273,516 55,902 SH   SOLE 0 5,617 0 50,285
SERVICENOW INC COM 81762P102   1,402,539 1,323 SH   SOLE 0 322 0 1,001
SHERWIN WILLIAMS CO COM 824348106   1,019,868 3,000 SH   SOLE 0 0 0 3,000
SHIFT4 PMTS INC CL A 82452J109   211,192 2,035 SH   SOLE 0 0 0 2,035
SNAP ON INC COM 833034101   339,480 1,000 SH   SOLE 0 0 0 1,000
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,406,041 3,304 SH   SOLE 0 1,249 0 2,055
SPDR GOLD TR GOLD SHS 78463V107   288,861 1,193 SH   SOLE 0 100 0 1,093
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,866,737 48,651 SH   SOLE 0 4,493 0 44,158
SPDR INDEX SHS FDS EURO STOXX 50 78463X202   1,114,576 23,148 SH   SOLE 0 7,708 0 15,440
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   4,844,257 141,935 SH   SOLE 0 20,894 0 121,041
SPDR S&P 500 ETF TR TR UNIT 78462F103   8,711,111 14,863 SH   SOLE 0 8,130 0 6,733
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   679,954 1,194 SH   SOLE 0 629 0 565
SPDR SER TR PORTFLI INTRMDIT 78464A672   209,016 7,497 SH   SOLE 0 3,529 0 3,968
SPDR SER TR PORTFOLIO S&P500 78464A854   22,569,669 327,381 SH   SOLE 0 165,356 0 162,026
SPDR SER TR PORTFOLIO SHORT 78464A474   329,445 11,033 SH   SOLE 0 468 0 10,565
SPDR SER TR PORT MTG BK ETF 78464A383   584,430 27,120 SH   SOLE 0 0 0 27,120
SPDR SER TR PORTFOLIO S&P600 78468R853   13,033,099 290,140 SH   SOLE 0 101,550 0 188,590
SPDR SER TR AEROSPACE DEF 78464A631   753,154 4,542 SH   SOLE 0 341 0 4,201
SPDR SER TR NUVEEN BLOOMBERG 78464A284   698,513 27,307 SH   SOLE 0 9,021 0 18,286
SPDR SER TR PORTFLI HIGH YLD 78468R606   238,106 10,145 SH   SOLE 0 8,150 0 1,995
SPDR SER TR S&P BIOTECH 78464A870   279,276 3,101 SH   SOLE 0 0 0 3,101
SPDR SER TR PORTFOLIO S&P400 78464A847   11,267,204 206,019 SH   SOLE 0 155,637 0 50,382
SPDR SER TR NUVEEN BLMBRG MU 78468R721   1,457,970 31,959 SH   SOLE 0 9,972 0 21,987
SPDR SER TR BLOOMBERG 3-12 M 78468R523   565,849 5,707 SH   SOLE 0 1,267 0 4,440
SPDR SER TR SPDR S&P 500 ETF 78468R796   262,610 5,454 SH   SOLE 0 0 0 5,454
SPDR SER TR PRTFLO S&P500 HI 78468R788   249,581 5,772 SH   SOLE 0 4,262 0 1,510
STARBUCKS CORP COM 855244109   1,028,771 11,274 SH   SOLE 0 726 0 10,549
SUN CMNTYS INC COM 866674104   1,364,041 11,092 SH   SOLE 0 8,938 0 2,154
T-MOBILE US INC COM 872590104   541,699 2,454 SH   SOLE 0 3 0 2,451
TARGET CORP COM 87612E106   591,829 4,378 SH   SOLE 0 0 0 4,378
TESLA INC COM 88160R101   1,014,613 2,512 SH   SOLE 0 495 0 2,017
TJX COS INC NEW COM 872540109   229,436 1,899 SH   SOLE 0 15 0 1,884
TRACTOR SUPPLY CO COM 892356106   461,900 8,705 SH   SOLE 0 0 0 8,705
TRAVELERS COMPANIES INC COM 89417E109   1,871,920 7,771 SH   SOLE 0 269 0 7,502
TRUIST FINL CORP COM 89832Q109   277,419 6,395 SH   SOLE 0 21 0 6,374
UNION PAC CORP COM 907818108   762,466 3,344 SH   SOLE 0 620 0 2,724
UNITED RENTALS INC COM 911363109   704,567 1,000 SH   SOLE 0 0 0 1,000
UNITEDHEALTH GROUP INC COM 91324P102   306,733 606 SH   SOLE 0 197 0 409
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   432,151 8,325 SH   SOLE 0 2,278 0 6,047
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   238,882 653 SH   SOLE 0 100 0 553
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   5,622,217 30,471 SH   SOLE 0 17,100 0 13,371
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   8,468,181 109,592 SH   SOLE 0 7,601 0 101,991
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   16,595,878 230,787 SH   SOLE 0 30,365 0 200,422
VANGUARD BD INDEX FDS INTERMED TERM 921937819   200,650 2,685 SH   SOLE 0 940 0 1,745
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   608,788 12,269 SH   SOLE 0 8,835 0 3,434
VANGUARD INDEX FDS LARGE CAP ETF 922908637   426,274 1,581 SH   SOLE 0 1,124 0 457
VANGUARD INDEX FDS GROWTH ETF 922908736   2,778,444 6,769 SH   SOLE 0 4,562 0 2,207
VANGUARD INDEX FDS SMALL CP ETF 922908751   22,505,279 93,663 SH   SOLE 0 19,321 0 74,341
VANGUARD INDEX FDS VALUE ETF 922908744   8,180,031 48,317 SH   SOLE 0 30,001 0 18,315
VANGUARD INDEX FDS MID CAP ETF 922908629   809,111 3,063 SH   SOLE 0 201 0 2,863
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,412,830 27,086 SH   SOLE 0 3,648 0 23,438
VANGUARD INDEX FDS SML CP GRW ETF 922908595   328,230 1,172 SH   SOLE 0 0 0 1,172
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,106,697 3,910 SH   SOLE 0 278 0 3,632
VANGUARD INDEX FDS TOTAL STK MKT 922908769   52,065,097 179,653 SH   SOLE 0 43,556 0 136,096
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,245,700 73,699 SH   SOLE 0 17,533 0 56,166
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   9,952,175 84,714 SH   SOLE 0 58,294 0 26,420
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   5,903,483 102,830 SH   SOLE 0 18,029 0 84,801
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   225,587 1,971 SH   SOLE 0 1,260 0 711
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,805,373 75,910 SH   SOLE 0 4,234 0 71,676
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   14,030,742 179,858 SH   SOLE 0 14,787 0 165,071
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   761,529 13,758 SH   SOLE 0 4,517 0 9,241
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   13,755,094 237,157 SH   SOLE 0 95,650 0 141,507
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   23,096,659 396,986 SH   SOLE 0 78,272 0 318,714
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,721,087 8,789 SH   SOLE 0 0 0 8,789
VANGUARD STAR FDS VG TL INTL STK F 921909768   27,779,437 471,397 SH   SOLE 0 113,721 0 357,677
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,952,518 40,831 SH   SOLE 0 9,314 0 31,517
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   2,324,353 6,192 SH   SOLE 0 138 0 6,054
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   3,307,017 13,000 SH   SOLE 0 1,296 0 11,704
VANGUARD WORLD FD FINANCIALS ETF 92204A405   13,830,381 117,137 SH   SOLE 0 10,279 0 106,858
VANGUARD WORLD FD UTILITIES ETF 92204A876   2,342,725 14,336 SH   SOLE 0 1,009 0 13,327
VANGUARD WORLD FD COMM SRVC ETF 92204A884   4,805,930 31,014 SH   SOLE 0 605 0 30,410
VANGUARD WORLD FD INF TECH ETF 92204A702   59,333,927 95,423 SH   SOLE 0 3,815 0 91,607
VANGUARD WORLD FD MATERIALS ETF 92204A801   855,236 4,553 SH   SOLE 0 570 0 3,983
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   18,393,316 72,503 SH   SOLE 0 11,841 0 60,662
VANGUARD WORLD FD ENERGY ETF 92204A306   1,970,931 16,247 SH   SOLE 0 641 0 15,606
VANGUARD WORLD FD CONSUM STP ETF 92204A207   2,235,766 10,577 SH   SOLE 0 1,102 0 9,475
VISA INC COM CL A 92826C839   2,061,918 6,524 SH   SOLE 0 615 0 5,909
WALMART INC COM 931142103   2,256,228 24,972 SH   SOLE 0 7,619 0 17,353
WASTE MGMT INC DEL COM 94106L109   1,537,115 7,617 SH   SOLE 0 304 0 7,313
YUM BRANDS INC COM 988498101   1,886,719 14,063 SH   SOLE 0 600 0 13,463
YUM CHINA HLDGS INC COM 98850P109   253,394 5,260 SH   SOLE 0 300 0 4,960