The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD WORLD FD MEGA CAP INDEX 921910873 55,055 503,011 SH   SOLE   0 0 503,011
BARNES GROUP INC COM 067806109 3,371 85,212 SH   SOLE   0 0 85,212
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 3,825 129,363 SH   SOLE   0 0 129,363
ISHARES TR CORE MSCI TOTAL 46432F834 207 3,796 SH   SOLE   0 0 3,796
ISHARES TR CORE S&P MCP ETF 464287507 1,117 6,283 SH   SOLE   0 0 6,283
SPDR SER TR BLOOMBERG BRCLYS 78468R622 546 5,395 SH   SOLE   0 0 5,395
ISHARES TR MSCI EMG MKT ETF 464287234 232 5,807 SH   SOLE   0 0 5,807
AMAZON COM INC COM 023135106 888 322 SH   SOLE   0 0 322
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 6,871 282,185 SH   SOLE   0 0 282,185
STANLEY BLACK & DECKER INC COM 854502101 741 5,316 SH   SOLE   0 0 5,316
ISHARES TR GOV/CRED BD ETF 464288596 1,425 11,378 SH   SOLE   0 0 11,378
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 6,500 68,316 SH   SOLE   0 0 68,316
PROCTER AND GAMBLE CO COM 742718109 304 2,546 SH   SOLE   0 0 2,546
ISHARES TR MBS ETF 464288588 7,828 70,710 SH   SOLE   0 0 70,710
JOHNSON & JOHNSON COM 478160104 296 2,105 SH   SOLE   0 0 2,105
ISHARES TR CORE S&P TTL STK 464287150 22,370 322,153 SH   SOLE   0 0 322,153
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,768 27,060 SH   SOLE   0 0 27,060
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 230 4,442 SH   SOLE   0 0 4,442
VANGUARD INDEX FDS SMALL CP ETF 922908751 9,655 66,256 SH   SOLE   0 0 66,256
ISHARES TR 20 YR TR BD ETF 464287432 6,036 36,819 SH   SOLE   0 0 36,819
VANGUARD INDEX FDS MID CAP ETF 922908629 13,476 82,217 SH   SOLE   0 0 82,217
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,595 16,510 SH   SOLE   0 0 16,510
ISHARES TR CORE S&P SCP ETF 464287804 1,013 14,841 SH   SOLE   0 0 14,841
ISHARES TR PFD AND INCM SEC 464288687 555 16,019 SH   SOLE   0 0 16,019
CHEVRON CORP NEW COM 166764100 239 2,678 SH   SOLE   0 0 2,678
VANGUARD INDEX FDS TOTAL STK MKT 922908769 28,520 182,201 SH   SOLE   0 0 182,201
SPDR SER TR PORTFOLI S&P1500 78464A805 907 23,999 SH   SOLE   0 0 23,999
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 3,527 39,928 SH   SOLE   0 0 39,928
GLOBAL X FDS S&P 500 COVERED 37954Y475 372 8,758 SH   SOLE   0 0 8,758
ISHARES TR INTRM TR CRP ETF 464288638 5,808 96,186 SH   SOLE   0 0 96,186
ISHARES TR MSCI EAFE ETF 464287465 5,572 91,540 SH   SOLE   0 0 91,540
APPLE INC COM 037833100 582 1,595 SH   SOLE   0 0 1,595
ISHARES TR A RATE CP BD ETF 46429B291 4,400 76,072 SH   SOLE   0 0 76,072
ISHARES TR INTL SEL DIV ETF 464288448 242 9,635 SH   SOLE   0 0 9,635
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 11,720 302,135 SH   SOLE   0 0 302,135
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,278 25,983 SH   SOLE   0 0 25,983
ISHARES INC CORE MSCI EMKT 46434G103 636 13,359 SH   SOLE   0 0 13,359
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 22,392 752,686 SH   SOLE   0 0 752,686
ISHARES TR CORE S&P500 ETF 464287200 7,516 24,271 SH   SOLE   0 0 24,271
SCHWAB STRATEGIC TR US TIPS ETF 808524870 19,884 331,289 SH   SOLE   0 0 331,289
SPDR SER TR DJ REIT ETF 78464A607 228 2,926 SH   SOLE   0 0 2,926
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,609 91,114 SH   SOLE   0 0 91,114
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 25,777 365,274 SH   SOLE   0 0 365,274
ISHARES TR JPMORGAN USD EMG 464288281 551 5,048 SH   SOLE   0 0 5,048
ISHARES TR EAFE SML CP ETF 464288273 531 9,907 SH   SOLE   0 0 9,907
INVESCO QQQ TR UNIT SER 1 46090E103 581 2,347 SH   SOLE   0 0 2,347