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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
MCDONALDS CORP COM 580135101 322 2,058 SH   SOLE   0 0 2,058
PIMCO ETF TR INV GRD CRP BD 72201R817 13,337 130,504 SH   SOLE   0 0 130,504
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 10,254 303,792 SH   SOLE   0 0 303,792
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 10,319 282,390 SH   SOLE   0 0 282,390
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 13,393 262,583 SH   SOLE   0 0 262,583
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 16,199 306,623 SH   SOLE   0 0 306,623
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 16,153 256,032 SH   SOLE   0 0 256,032
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 12,453 235,598 SH   SOLE   0 0 235,598
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 12,355 178,905 SH   SOLE   0 0 178,905
VANGUARD INDEX FDS SM CP VAL ETF 922908611 24,415 188,624 SH   SOLE   0 0 188,624