The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101   5,405,994 45,080 SH   DFND   35,058 0 10,022
ABBOTT LABS COM 002824100   9,625,619 87,673 SH   DFND   80,698 0 6,975
ABBVIE INC. COM 00287Y109   14,757,579 91,316 SH   DFND   76,314 0 15,002
ACCENTURE LTD SHS CLASS A G1151C101   205,416,494 769,811 SH   DFND   659,617 452 109,742
ADOBE SYSTEMS COM 00724F101   835,941 2,484 SH   DFND   1,739 0 745
AFLAC COM 001055102   2,206,328 30,669 SH   DFND   30,669 0 0
AIR PRODUCTS & CHEMICALS INC COM 009158106   130,903,550 424,653 SH   DFND   380,963 207 43,483
ALPHABET INC - CL A CAP STK CL A 02079K305   4,536,522 51,417 SH   DFND   49,917 0 1,500
ALPHABET INC CL C CAP STK CL C 02079K107   6,365,934 71,745 SH   DFND   70,245 0 1,500
ALTRIA GROUP INC COM COM 02209S103   2,936,530 64,243 SH   DFND   63,721 0 522
AMAZON.COM INC COM 023135106   4,073,160 48,490 SH   DFND   39,480 0 9,010
AMERICAN ELECTRIC POWER COM 025537101   14,350,782 151,140 SH   DFND   146,288 0 4,852
AMERICAN EXPRESS CO COM 025816109   2,175,767 14,726 SH   DFND   13,956 0 770
AMERICAN TOWER CORP COM 03027X100   48,114,677 227,106 SH   DFND   225,551 301 1,254
AMERICAN WTR WK COM 030420103   438,512 2,877 SH   DFND   1,266 0 1,611
AMETEK INC COM 031100100   414,270 2,965 SH   DFND   2,965 0 0
AMGEN INC COM 031162100   10,910,591 41,542 SH   DFND   40,881 0 661
ANALOG DEVICES COM 032654105   323,959 1,975 SH   DFND   1,975 0 0
AON PLC SHS CL A G0403H108   99,157,603 330,371 SH   DFND   290,775 210 39,386
APPLE INC COM 037833100   336,977,735 2,593,533 SH   DFND   2,303,817 1,814 287,902
ARTHUR J GALLAGHER & CO COM 363576109   585,228 3,104 SH   DFND   3,104 0 0
ASTRA ZENECA PLC ADR SPONSORED ADR 046353108   263,878 3,892 SH   DFND   3,892 0 0
AT&T INC COM 00206R102   1,153,239 62,642 SH   DFND   60,005 0 2,637
AUTOMATIC DATA PROCESSING COM 053015103   63,533,555 265,987 SH   DFND   262,623 190 3,174
AVANTIS EMERGING MARKETS EQ AVANTIS EMGMKT 025072604   53,115,173 1,052,828 SH   DFND   1,033,522 0 19,306
BANK NEW YORK MELLON CORP COM 064058100   208,300 4,576 SH   DFND   4,324 0 252
BANK OF AMERICA COM 060505104   1,026,223 30,985 SH   DFND   30,985 0 0
BAXTER INTL INC COM 071813109   85,864,134 1,684,601 SH   DFND   1,487,838 878 195,885
BECTON DICKINSON COM 075887109   131,876,909 518,588 SH   DFND   447,534 393 70,661
BERKSHIRE HATHAWAY INC DEL CL A 084670108   19,217,149 41 SH   DFND   41 0 0
BERKSHIRE HATHAWAY INC DEL CL B CL B NEW 084670702   8,773,069 28,401 SH   DFND   26,176 0 2,225
BLACKROCK INC COM 09247X101   233,597,099 329,646 SH   DFND   291,016 164 38,466
BOEING CO COM 097023105   662,334 3,477 SH   DFND   2,524 0 953
BOOKING HOLDINGS INC. COM 09857L108   354,689 176 SH   DFND   176 0 0
BRISTOL MYERS SQUIBB CO COM 110122108   6,088,625 84,623 SH   DFND   79,840 0 4,783
BROADCOM LTD COM 11135F101   744,761 1,332 SH   DFND   1,332 0 0
BROWN-FORMAN CORP CL B 115637209   326,758 4,975 SH   DFND   4,975 0 0
CANADIAN NATL RAILWAY CO COM 136375102   511,184 4,300 SH   DFND   4,300 0 0
CANADIAN PACIFIC RAILWAY LTD COM 13645T100   1,601,969 21,477 SH   DFND   21,477 0 0
CATERPILLAR INC COM 149123101   1,448,619 6,047 SH   DFND   5,632 0 415
CHEMOURS COMPANY COM 163851108   1,208,571 39,470 SH   DFND   39,470 0 0
CHEVRON CORPORATION COM 166764100   97,950,330 545,715 SH   DFND   536,223 364 9,128
CHUBB LTD COM H1467J104   2,371,450 10,750 SH   DFND   10,750 0 0
CHURCH & DWIGHT CO COM 171340102   1,492,091 18,510 SH   DFND   18,510 0 0
CIGNA CORP COM 125523100   814,102 2,457 SH   DFND   2,457 0 0
CINCINNATI FINANCIAL CORP COM 172062101   718,471 7,017 SH   DFND   7,017 0 0
CINTAS CORP COM 172908105   249,746 553 SH   DFND   553 0 0
CISCO SYS INC COM 17275R102   66,555,891 1,397,059 SH   DFND   1,389,043 944 7,072
CLOROX CO COM 189054109   536,341 3,822 SH   DFND   3,822 0 0
COCA-COLA CO COM 191216100   93,010,997 1,462,207 SH   DFND   1,260,851 385 200,971
COLGATE-PALMOLIVE CO COM 194162103   4,477,084 56,823 SH   DFND   46,743 0 10,080
COMCAST CORP NEW COM CL A CL A 20030N101   7,776,104 222,365 SH   DFND   215,511 0 6,854
COMM SERV SELECT SECTOR SPDR COMMUNICATION 81369Y852   657,175 13,694 SH   DFND   13,694 0 0
CONOCOPHILLIPS COM 20825C104   2,896,900 24,550 SH   DFND   23,719 0 831
CONSOLIDATED EDISON INC COM 209115104   943,664 9,901 SH   DFND   7,751 0 2,150
CONSTELLATION BRANDS INC CL A 21036P108   497,799 2,148 SH   DFND   2,148 0 0
CONSTELLATION ENERGY CORP COM 21037T109   277,510 3,219 SH   DFND   3,219 0 0
CONSUMER DISCRETIONARY SELECT SBI CONS DISCR 81369Y407   226,547 1,754 SH   DFND   1,754 0 0
COPART, INC COM 217204106   505,022 8,294 SH   DFND   8,294 0 0
CORTEVA INC COM 22052L104   4,397,743 74,817 SH   DFND   74,817 0 0
COSTCO WHSL CORP NEW COM COM 22160K105   156,013,721 341,761 SH   DFND   303,966 263 37,532
CRANE HLDGS CO COM 224441105   253,636 2,525 SH   DFND   2,525 0 0
CUMMINS INC COM 231021106   435,880 1,799 SH   DFND   1,799 0 0
CVS HEALTH CORPORATION COM 126650100   213,227,119 2,288,090 SH   DFND   2,027,528 1,054 259,508
DANAHER CORP COM 235851102   3,598,034 13,556 SH   DFND   13,556 0 0
DEERE & CO. COM 244199105   1,563,259 3,646 SH   DFND   3,391 0 255
DIAGEO PLC - SPONSORED ADR SPON ADR NEW 25243Q205   3,597,834 20,191 SH   DFND   20,016 0 175
DISNEY WALT PRODUCTIONS COM DISNEY 254687106   14,729,027 169,533 SH   DFND   141,419 0 28,114
DOLLAR GENERAL CORP COM 256677105   204,408,280 830,084 SH   DFND   741,263 507 88,314
DOMINION ENERGY INC COM 25746U109   998,290 16,280 SH   DFND   16,280 0 0
DOVER CORP COM 260003108   393,366 2,905 SH   DFND   2,905 0 0
DOW INC COM 260557103   26,504,183 525,981 SH   DFND   525,301 0 680
DUKE ENERGY CORP COM NEW 26441C204   1,208,588 11,735 SH   DFND   10,797 0 938
DUPONT DE NEMOURS INC COM 26614N102   100,796,642 1,468,697 SH   DFND   1,356,761 882 111,054
EATON CORP, PLC SHS G29183103   13,011,783 82,904 SH   DFND   82,029 0 875
ECOLAB INC COM 278865100   397,670 2,732 SH   DFND   2,605 0 127
ELEVATION HEALTH INC COM 036752103   1,645,608 3,208 SH   DFND   3,208 0 0
EMERSON ELECTRIC CO COM 291011104   4,324,525 45,019 SH   DFND   40,549 0 4,470
ENBRIDGE INC. COM 29250N105   210,749 5,390 SH   DFND   5,390 0 0
ENERGY SELECT SECTOR SPDR ENERGY 81369Y506   1,059,699 12,115 SH   DFND   12,115 0 0
ENERGY TRANSFER COM UT LTD PTN 29273V100   1,117,299 94,128 SH   DFND   94,128 0 0
ENTERPRISE PRODUCTS PARTNERS COM 293792107   1,898,871 78,726 SH   DFND   73,766 0 4,960
ESSENTIAL UTILITIES INC COM 29670G102   1,368,371 28,669 SH   DFND   25,330 0 3,339
ESTEE LAUDER COS INC CL A CL A 518439104   386,555 1,558 SH   DFND   1,558 0 0
EXELON CORP COM 30161N101   417,775 9,664 SH   DFND   9,664 0 0
EXXON MOBIL CORP COM 30231G102   15,567,050 141,134 SH   DFND   134,474 0 6,660
FACTSET RESEARCH COM 303075105   335,412 836 SH   DFND   836 0 0
FASTENAL COMPANY COM 311900104   505,709 10,687 SH   DFND   10,687 0 0
FEDEX CORP COM 31428X106   457,941 2,644 SH   DFND   2,644 0 0
FIDELITY NATIONAL INFO SVCS COM 31620M106   384,370 5,665 SH   DFND   5,665 0 0
GENERAL DYNAMICS CORP COM 369550108   419,306 1,690 SH   DFND   1,105 0 585
GENERAL ELECTRIC COM NEW 369604301   224,138 2,675 SH   DFND   2,675 0 0
GENERAL MILLS INC COM 370334104   839,003 10,006 SH   DFND   10,006 0 0
GENTEX CORP COM 371901109   271,909 9,971 SH   DFND   9,971 0 0
GENUINE PARTS CO COM 372460105   22,305,016 128,552 SH   DFND   128,102 0 450
GILEAD SCIENCES INC COM 375558103   2,018,849 23,516 SH   DFND   16,075 0 7,441
GLATFELTER CORP COM 377320106   293,707 105,650 SH   DFND   105,650 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W204   3,405,171 96,903 SH   DFND   36,113 0 60,790
GLOBAL PAYMENTS INC COM 37940X102   268,164 2,700 SH   DFND   2,350 350 0
GLOBAL X S&P 500 CATHOLIC VALUES ETF S&P 500 CATHOLIC 37954Y889   642,999 13,822 SH   DFND   13,822 0 0
GOLDMAN SACHS ACCESS INV GRADE CORP BOND ETF ACCESS INVT GR 381430479   1,829,189 41,375 SH   DFND   41,375 0 0
GOLDMAN SACHS ACTIVEBETA EMERGING MARKETS ACTIVEBETA EME 381430206   3,512,054 124,057 SH   DFND   93,477 0 30,580
GOLDMAN SACHS ACTIVEBETA INTERNATIONAL EQUITY ETF ACTIVEBETA INT 381430107   2,768,291 96,188 SH   DFND   96,188 0 0
GOLDMAN SACHS GROUP INC COM COM 38141G104   455,322 1,326 SH   DFND   979 0 347
GOLDMAN SACHS TREAS ACC ETF ACCES TREASURY 381430529   490,673 4,921 SH   DFND   4,921 0 0
HALEON PLC SPON ADS 405552100   551,360 68,920 SH   DFND   11,197 0 57,723
HOME DEPOT INC COM 437076102   37,485,317 118,677 SH   DFND   117,357 0 1,320
HONEYWELL INTERNATIONAL, INC. COM 438516106   186,975,081 872,492 SH   DFND   787,457 590 84,445
HUBBELL INC COM 443510607   244,537 1,042 SH   DFND   1,042 0 0
HUMANA INC COM 444859102   200,266 391 SH   DFND   176 0 215
IISHARES CORE S&P TOTAL US CORE S&P TTL STK 464287150   225,483 2,659 SH   DFND   2,659 0 0
ILLINOIS TOOL WKS INC COM 452308109   49,306,445 223,815 SH   DFND   222,146 199 1,470
INTEL CORP COM 458140100   3,207,598 121,362 SH   DFND   120,912 0 450
INTERCONTINENTAL EXCHANGE COM 45866F104   423,184 4,125 SH   DFND   4,125 0 0
INTERNATIONAL BUSINESS MACHINES COM 459200101   1,436,233 10,194 SH   DFND   10,194 0 0
INTL FLAVORS & FRAGRANCES COM 459506101   894,495 8,532 SH   DFND   8,532 0 0
INTUIT INC COM 461202103   24,032,389 61,745 SH   DFND   61,320 90 335
INVESCO QQQ TRUST SERIES 1 UNIT SER 1 46090E103   10,678,094 40,101 SH   DFND   39,737 0 364
INVESCO S&P 500 EQUAL WEIGHT S&P500 EQL TEC 46137V282   267,278 1,100 SH   DFND   1,100 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF S&P500 EQL WGT 46137V357   17,286,736 122,384 SH   DFND   119,257 0 3,127
INVESCO TAXABLE MUNICIPAL BOND PORTFOLIO TAXABLE MUN BD 46138G805   14,422,483 560,968 SH   DFND   555,837 0 5,131
ISHARES 0-5 YEAR TIPS BOND ETF 0-5 YR TIPS ETF 46429B747   67,537,900 696,554 SH   DFND   687,901 380 8,273
ISHARES 1-3 YEAR TREASURY BOND ETF 1 3 YR TREAS BD 464287457   2,812,378 34,648 SH   DFND   33,613 0 1,035
ISHARES BARCLAYS 3-7 YEAR TREASURY BOND FUND 3 7 YR TREAS BD 464288661   19,757,804 171,971 SH   DFND   170,387 0 1,584
ISHARES BARCLAYS 7-10 YEAR TREASURY BOND FUND 7-10 Y TR BD ETF 464287440   431,106 4,501 SH   DFND   4,501 0 0
ISHARES BARCLAYS INTERMEDIATE GOVERNMENT/CREDIT BO INTRM GOV/CR ETF 464288612   1,228,393 11,989 SH   DFND   6,919 0 5,070
ISHARES BARCLAYS MBS BOND FUND MBS ETF 464288588   56,121,638 605,085 SH   DFND   596,117 0 8,968
ISHARES CORE DIVIDEND GROWTH ETF CORE DIV GRWTH 46434V621   1,990,600 39,812 SH   DFND   37,812 0 2,000
ISHARES CORE MSCI ACMI CORE MSCI TOTAL 46432F834   1,581,803 27,329 SH   DFND   27,329 0 0
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842   126,887,119 2,058,519 SH   DFND   1,990,247 2,162 66,110
ISHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103   229,063,672 4,905,004 SH   DFND   4,779,226 5,053 120,725
ISHARES CORE S&P 500 ETF CORE S&P ETF 464287200   163,274,511 424,962 SH   DFND   416,735 100 8,127
ISHARES CORE S&P MID-CAP ETF CORE S&P MCP ETF 464287507   123,568,279 510,845 SH   DFND   500,081 479 10,285
ISHARES CORE S&P SMALL-CAP ETF CORE S&P SCP ETF 464287804   197,848,528 2,090,538 SH   DFND   2,036,304 2,109 52,125
ISHARES CORE TOTAL U.S. BOND MARKET ETF CORE US AGGBD ET 464287226   7,862,979 81,070 SH   DFND   81,070 0 0
ISHARES DJ SELECT DIVIDEND INDEX FUND SELECT DIVID ETF 464287168   2,620,276 21,727 SH   DFND   21,727 0 0
ISHARES DJ US HEALTH CARE SECTOR INDEX FUND US HLTHCARE ETF 464287762   938,513 3,308 SH   DFND   3,308 0 0
ISHARES DJ US INDUSTRIAL SECTOR INDEX FUND US INDUSTRIALS 464287754   381,499 3,955 SH   DFND   3,955 0 0
ISHARES DJ US TECHNOLOGY SECTOR INDEX FUND U.S. TECH ETF 464287721   1,414,938 18,995 SH   DFND   18,995 0 0
ISHARES DOW JONES INTERNATIONAL SELECT DIVIDEND IN INTL SEL DIV ETF 464288448   368,996 13,586 SH   DFND   13,586 0 0
ISHARES EDGE MSCI USA MOMENT MSCI USA MMENTM 46432F396   5,561,684 38,112 SH   DFND   31,996 0 6,116
ISHARES EDGE MSCI USA QUALIT MSCI USA QLT FCT 46432F339   8,100,049 71,078 SH   DFND   71,078 0 0
ISHARES EDGE MSCI USA VALUE FACTO MSCI USA VALUE 46432F388   4,929,307 54,085 SH   DFND   40,618 0 13,467
ISHARES ESG MSCI USA SMALL- CAP ESG AWARE MSCI 46435U663   1,079,516 32,832 SH   DFND   32,832 0 0
ISHARES FLOATING RATE BOND E FLTG RATE NT ETF 46429B655   50,652,511 1,006,408 SH   DFND   993,283 0 13,125
ISHARES HIGH DIVIDEND EQUITY CORE HIGH DV ETF 46429B663   228,598 2,193 SH   DFND   2,193 0 0
ISHARES IBOXX $ INVESTOP INVESTMENT GRADE BOND FUN IBOXX INV CP ETF 464287242   363,523 3,448 SH   DFND   3,448 0 0
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF IBOXX HI YD ETF 464288513   369,843 5,023 SH   DFND   5,023 0 0
ISHARES INTERMEDIATE TERM CORP BOND ETF INTERM CR BD ETF 464288638   39,426,785 796,340 SH   DFND   786,961 0 9,379
ISHARES MORNINGSTAR MID-CAP ETF MRGSTR MD CP ETF 464288208   382,352 6,517 SH   DFND   6,517 0 0
ISHARES MSC EAFE ESG ESG AW MSCI EAFE 46435G516   386,354 5,877 SH   DFND   5,635 0 242
ISHARES MSCI ACWI ETF MSCI ACWI ETF 464288257   1,235,768 14,559 SH   DFND   14,559 0 0
ISHARES MSCI EAFE GROWTH INDEX FUND EAFE GRWTH ETF 464288885   652,490 7,790 SH   DFND   6,980 0 810
ISHARES MSCI EAFE INDEX FUND MSCI EAFE ETF 464287465   1,840,152 28,034 SH   DFND   28,034 0 0
ISHARES MSCI EAFE VALUE INDEX FUND EAFE VALUE ETF 464288877   234,447 5,110 SH   DFND   0 0 5,110
ISHARES MSCI EM ESG OP ESG AWR MSCI EM 46434G863   868,572 28,885 SH   DFND   28,542 0 343
ISHARES MSCI EM MKTS EX CHINA MSCI EMRG CHN 46434G764   423,148 8,914 SH   DFND   8,914 0 0
ISHARES MSCI EMERGING MARKETS INDEX FUND MSCI EMG MKT ETF 464287234   616,481 16,266 SH   DFND   16,266 0 0
ISHARES MSCI EMERGING MARKETS MINIMUM VOLATILITY I EM MK MINVOL ETF 464286533   1,458,875 27,500 SH   DFND   27,500 0 0
ISHARES MSCI USA MINIMUM VOL MSCI USA MIN VOL 46429B697   5,796,191 80,391 SH   DFND   11,083 0 69,308
ISHARES NATIONAL AMT-FREE MUNICIPAL BOND FUND NAT AMT FREE BD 464288414   329,961 3,127 SH   DFND   3,127 0 0
ISHARES NORTH AMERICAN TECH-SOFTWARE ETF EXPANDED TECH 464287515   249,454 975 SH   DFND   975 0 0
ISHARES RUSSELL 1000 GROWTH INDEX FUND RUS 1000 GRW ETF 464287614   14,517,423 67,762 SH   DFND   39,278 0 28,484
ISHARES RUSSELL 1000 INDEX FUND RUS 1000 ETF 464287622   483,564 2,297 SH   DFND   2,297 0 0
ISHARES RUSSELL 1000 VALUE INDEX FUND RUS 1000 VAL ETF 464287598   13,263,372 87,460 SH   DFND   41,125 0 46,335
ISHARES RUSSELL 2000 GROWTH INDEX FUND RUS 2000 GRW ETF 464287648   1,222,979 5,701 SH   DFND   2,526 0 3,175
ISHARES RUSSELL 2000 INDEX FUND RUSSELL 2000 ETF 464287655   2,921,576 16,756 SH   DFND   16,756 0 0
ISHARES RUSSELL 2000 VALUE INDEX FUND RUS 2000 VAL ETF 464287630   846,303 6,103 SH   DFND   960 0 5,143
ISHARES RUSSELL 3000 INDEX FUND RUSSELL 3000 ETF 464287689   308,952 1,400 SH   DFND   1,400 0 0
ISHARES RUSSELL MID CAP GROWTH INDEX FUND RUS MDCP VAL ETF 464287481   737,268 8,819 SH   DFND   8,819 0 0
ISHARES RUSSELL MID CAP INDEX FUND RUS MID-CAP ETF 464287499   3,626,787 53,770 SH   DFND   53,770 0 0
ISHARES RUSSELL MID CAP VALUE INDEX FUND RUS MDCP VAL ETF 464287473   313,808 2,979 SH   DFND   2,979 0 0
ISHARES S&P 500 GROWTH INDEX FUND S&P 500 GRWT ETF 464287309   2,355,912 40,272 SH   DFND   40,272 0 0
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408   305,808 2,108 SH   DFND   2,108 0 0
ISHARES S&P MID CAP 400 GROWTH INDEX FUND S&P MC 400GR ETF 464287606   200,256 2,932 SH   DFND   2,932 0 0
ISHARES S&P MID CAP 400 VALUE INDEX FUND S&P MC 400VL ETF 464287705   294,538 2,922 SH   DFND   2,922 0 0
ISHARES S&P SHORT TERM NATIONAL AMT-FREE MUNICIPAL SHRT NAT MUN ETF 464288158   1,288,986 12,362 SH   DFND   12,362 0 0
ISHARES S&P US PREFERRED STOCK INDEX FUND U.S. PFD STK ETF 464288687   1,009,413 33,063 SH   DFND   33,063 0 0
ISHARES SHORT-TERM CORPORATE BOND ETF 1-3 YR CR BD ETF 464288646   79,635,147 1,598,457 SH   DFND   1,583,482 0 14,975
ISHARES TIPS BOND ETF TIPS BD ETF 464287176   481,854 4,527 SH   DFND   4,527 0 0
ISHARES TRUST ISHARES MSCI ACWI EX US INDEX FUND MSCI ACWI US ETF 464288240   1,839,884 40,437 SH   DFND   40,437 0 0
ISHARES ULTRA SHORT-TERM BOND ULTR SH TRM BD 46434V878   15,557,986 310,911 SH   DFND   239,094 0 71,817
ISHARES US CONSUMER DISCRETIONARY ETF US CONSUM DISCRE 464287580   476,755 8,370 SH   DFND   8,370 0 0
ISHARES US CONSUMER STAPLES ETF US CONSM STAPLES 464287812   234,819 1,158 SH   DFND   1,158 0 0
ISHARES US FINANCIALS ETF U.S. FINLS ETF 464287788   585,270 7,755 SH   DFND   7,755 0 0
ISHARES US HEALTH CARE PROVIDERS ETF US HLTHCR PR ETF 464288828   394,307 1,473 SH   DFND   1,473 0 0
J.P. MORGAN CHASE & CO COM 46625H100   239,602,383 1,786,744 SH   DFND   1,604,647 931 181,166
JACK HENRY & ASSOCIATES INC. COM 426281101   702,240 4,000 SH   DFND   3,700 300 0
JOHNSON & JOHNSON COM 478160104   237,881,553 1,346,626 SH   DFND   1,204,898 906 140,822
JOHNSON CONTROLS INTERNATIONAL PLC SHS G51502105   17,450,496 272,664 SH   DFND   271,928 0 736
JP MORGAN EQUITY PREMIUM INCOME ETF EQUITY PREMIUM 46641Q332   752,561 13,811 SH   DFND   1,865 0 11,946
KIMBERLY CLARK CORP COM 494368103   4,985,419 36,725 SH   DFND   33,835 0 2,890
KROGER CO COM 501044101   319,594 7,169 SH   DFND   7,055 0 114
LILLY, ELI & COMPANY COM 532457108   2,279,549 6,231 SH   DFND   6,051 0 180
LINDE PLC COM G5494J103   1,421,492 4,358 SH   DFND   4,078 0 280
LITHIA MOTORS INC CL A CL A 536797103   357,271 1,745 SH   DFND   1,745 0 0
LOCKHEED MARTIN CORP COM 539830109   26,606,138 54,690 SH   DFND   53,935 0 755
LOWES COS INC COM 548661107   218,706,392 1,097,703 SH   DFND   956,891 420 140,392
M & T BK CORP COM 55261F104   659,443 4,546 SH   DFND   4,546 0 0
MAGELLAN MIDSTREAM PARTNERS COM UNIT RP LP 559080106   333,897 6,650 SH   DFND   6,650 0 0
MARATHON PETROLEUM CORP COM 56585A102   581,717 4,998 SH   DFND   4,998 0 0
MARRIOTT INTL INC NEW CL A CL A 571903202   735,517 4,940 SH   DFND   4,940 0 0
MASCO CORP COM 574599106   479,814 10,281 SH   DFND   10,281 0 0
MASTERCARD CLA 57636Q104   226,963,994 652,702 SH   DFND   566,667 415 85,620
MAXIMUS INC COM 577933104   260,102 3,547 SH   DFND   3,547 0 0
MCCORMICK & CO COM NON VTG 579780206   28,085,121 338,824 SH   DFND   336,599 350 1,875
MCDONALDS CORP COM 580135101   76,484,570 290,231 SH   DFND   271,928 311 17,992
MCKESSON HBOC INC. COM 58155Q103   854,523 2,278 SH   DFND   2,238 0 40
MEDTRONIC PLC SHS G5960L103   78,008,086 1,003,707 SH   DFND   919,173 738 83,796
MERCK & CO COM 58933Y105   108,794,362 980,571 SH   DFND   968,518 888 11,165
META PLATFORMS, INC. CLASS A CL A 30303M102   294,111 2,444 SH   DFND   2,229 0 215
MICROCHIP TECHNOLOGY COM 595017104   511,912 7,287 SH   DFND   7,287 0 0
MICROSOFT CORP COM 594918104   317,676,009 1,324,644 SH   DFND   1,201,759 830 122,055
MIDCAP SPDR TRUST SERIES 1 UTSER1 S&PDCRP 78467Y107   1,643,636 3,712 SH   DFND   3,362 0 350
MOLSON COORS BREWING COMPANY CL B 60871R209   207,883 4,035 SH   DFND   4,035 0 0
MONDELEZ INTERNATIONAL INC CL A CL A 609207105   1,818,345 27,282 SH   DFND   27,282 0 0
MORGAN STANLEY COM NEW 617446448   769,686 9,053 SH   DFND   9,053 0 0
NESTLE S A SPON ADR REG COM 641069406   3,677,847 31,887 SH   DFND   26,800 0 5,087
NEXTERA ENERGY INC COM 65339F101   9,166,991 109,653 SH   DFND   105,653 0 4,000
NIKE INC CL B CL B 654106103   68,911,608 588,938 SH   DFND   508,920 285 79,733
NORFOLK SOUTHERN CORP COM 655844108   3,993,975 16,208 SH   DFND   15,563 0 645
NORTHERN TR CORP COM 665859104   289,805 3,275 SH   DFND   3,275 0 0
NORTHROP GRUMMAN CORP COM 666807102   1,199,796 2,199 SH   DFND   2,199 0 0
NOVARTIS AG - ADR SPONSORED ADR 66987V109   2,910,751 32,085 SH   DFND   32,085 0 0
NOVO-NORDISK A/S SPONS ADR ADR 670100205   1,686,336 12,460 SH   DFND   12,460 0 0
NUVEEN ESG EMERGING MARKETS NUVEEN ESG EMRGN 67092P888   546,960 21,500 SH   DFND   21,500 0 0
NUVEEN PA INVT QUALITY MUN FD COM 670972108   164,334 14,765 SH   DFND   14,765 0 0
NVIDIA CORP COM 67066G104   473,055 3,237 SH   DFND   3,237 0 0
ORACLE SYS CORP COM 68389X105   139,063,991 1,701,297 SH   DFND   1,502,660 836 197,801
PARKER-HANNIFIN CORP COM 701094104   303,513 1,043 SH   DFND   626 0 417
PAYCHEX INC COM 704326107   557,461 4,824 SH   DFND   3,993 0 831
PAYPAL HOLDINGS, INC. COM 70450Y103   591,411 8,304 SH   DFND   8,029 175 100
PEPSICO INC COM 713448108   236,708,686 1,310,244 SH   DFND   1,162,490 542 147,212
PFIZER INC COM 717081103   27,283,865 532,472 SH   DFND   520,519 0 11,953
PHILIP MORRIS INTL,INC COM 718172109   26,619,403 263,012 SH   DFND   261,985 0 1,027
PHILLIPS 66 COM 718546104   1,268,631 12,189 SH   DFND   12,073 0 116
PNC FINANCIAL CORP COM 693475105   3,140,637 19,885 SH   DFND   19,285 0 600
POWERSHARES FTSE RAFI US 1K FTSE RAFI 1000 46137V613   2,179,237 14,046 SH   DFND   2,470 0 11,576
PPG INDS INC COM 693506107   771,289 6,134 SH   DFND   5,734 0 400
PPL CORP COM COM 69351T106   381,789 13,066 SH   DFND   13,066 0 0
PRIMIS FINANCIAL CORP COM 74167B109   118,500 10,000 SH   DFND   10,000 0 0
PROCTER & GAMBLE COM 742718109   37,395,308 246,736 SH   DFND   203,601 0 43,135
PROGRESSIVE CORP OHIO COM 743315103   787,599 6,072 SH   DFND   6,072 0 0
PUBLIC STORAGE COM 74460D109   1,086,857 3,879 SH   DFND   3,879 0 0
PUBLIC SVC ENTERPRISES COM 744573106   1,425,079 23,259 SH   DFND   23,259 0 0
QUALCOMM INC COM 747525103   14,311,549 130,176 SH   DFND   130,131 0 45
RAYTHEON TECHNOLOGIES CORP COM 75513E101   203,907,791 2,020,489 SH   DFND   1,825,442 1,293 193,754
REGENERON PHARMACEUTICALS COM 75886F107   209,954 291 SH   DFND   291 0 0
S&P GLOBAL INC COM 78409V104   113,340,195 338,390 SH   DFND   297,446 390 40,554
SAP SE SPONSORED ADR SPON ADR 803054204   538,755 5,221 SH   DFND   5,221 0 0
SCHLUMBERGER COM STK 806857108   201,010 3,760 SH   DFND   3,760 0 0
SCHWAB (CHARLES) CORP COM 808513105   290,577 3,490 SH   DFND   3,490 0 0
SCHWAB FUNDAMENTAL EM L/C SCHWB FDT MEK LG 808524730   956,657 38,606 SH   DFND   406 0 38,200
SCHWAB FUNDAMENTAL INTL L/C SCHWB FDT INT LG 808524755   734,919 25,281 SH   DFND   371 0 24,910
SCHWAB FUNDAMENTAL LARGE CAP SCHWAB FDT US LG 808524771   9,489,982 177,582 SH   DFND   35,000 0 142,582
SCHWAB INTERNATIONAL EQUITY ETF INTL EQTY ETF 808524805   300,809 9,339 SH   DFND   9,339 0 0
SCHWAB US DVD EQUITY ETF US DIVIDEND EQ 808524797   480,510 6,361 SH   DFND   6,361 0 0
SCHWAB US LARGE-CAP VALUE ETF US LCAP VA ETF 808524409   830,640 12,582 SH   DFND   12,582 0 0
SCHWAB US MID CAP ETF US MID CAP ETF 808524508   444,836 6,780 SH   DFND   6,780 0 0
SCHWAB US SMALL-CAP ETF US SML CAP ETF 808524607   412,380 10,180 SH   DFND   10,180 0 0
SEI INVESTMENTS CO COM 784117103   388,861 6,670 SH   DFND   6,670 0 0
SHELL PLC - ADR SPON ADS 780259305   1,820,464 31,966 SH   DFND   29,500 0 2,466
SHERWIN WILLIAMS CO COM 824348106   3,575,376 15,065 SH   DFND   14,807 258 0
SKYWORKS SOLUTIONS INC COM 83088M102   32,224,388 353,609 SH   DFND   352,394 0 1,215
SNAP-ON INC COM 833034101   1,026,606 4,493 SH   DFND   4,493 0 0
SOUTHERN CO COM 842587107   467,093 6,541 SH   DFND   6,541 0 0
SPDR GOLD TRUST GOLD SHS 78463V107   1,187,480 7,000 SH   DFND   7,000 0 0
SPDR HEALTH CARE SEL SEC SBI HEALTHCARE 81369Y209   317,346 2,336 SH   DFND   1,076 0 1,260
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763   2,724,667 21,778 SH   DFND   5,684 0 16,094
SPDR TR UNIT SER 1 TR UNIT 78462F103   53,190,296 139,085 SH   DFND   97,174 0 41,911
STARBUCKS CORP COM 855244109   106,634,122 1,074,941 SH   DFND   953,397 525 121,019
STRYKER CORP COM 863667101   3,154,165 12,901 SH   DFND   12,046 0 855
SYSCO CORP COM 871829107   1,433,438 18,750 SH   DFND   18,750 0 0
TARGET CORP COM 87612E106   4,156,428 27,888 SH   DFND   27,763 0 125
TECHNOLOGY SELECT SECT SPDR TECHNOLOGY 81369Y803   1,245,396 10,008 SH   DFND   7,803 0 2,205
TEXAS INSTRUMENTS INC COM 882508104   90,303,559 546,566 SH   DFND   493,741 245 52,580
THE BLACKSTONE GROUP INC COM CL A 09260D107   574,379 7,742 SH   DFND   7,742 0 0
THE HERSHEY COMPANY COM 427866108   1,135,388 4,903 SH   DFND   4,903 0 0
THE TRADE DESK INC COM CL A 88339J105   474,750 10,590 SH   DFND   10,590 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   107,423,676 195,071 SH   DFND   180,936 175 13,960
TJX COS INC NEW COM 872540109   157,503,769 1,978,691 SH   DFND   1,674,554 1,014 303,123
TORONTO-DOMINION BANK COM NEW 891160509   210,017 3,243 SH   DFND   3,243 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   768,171 4,570 SH   DFND   4,570 0 0
TRANSDIGM GROUP, INC. COM 893641100   629,650 1,000 SH   DFND   1,000 0 0
TRAVELERS COMPANIES INC COM 89417E109   899,952 4,800 SH   DFND   2,322 0 2,478
TRUIST FINANCIAL CORP COM 89832Q109   12,248,576 284,652 SH   DFND   282,411 0 2,241
U S BANCORP COM NEW 902973304   487,909 11,188 SH   DFND   1,984 0 9,204
UGI CORP NEW COM 902681105   358,022 9,658 SH   DFND   9,658 0 0
UNILEVER PLC SPONSORED ADR SPON ADR NEW 904767704   15,658,246 310,988 SH   DFND   302,544 0 8,444
UNION PACIFIC CORP COM 907818108   10,933,917 52,803 SH   DFND   51,813 0 990
UNITED PARCEL SVC INC CL B CL B 911312106   106,818,668 614,465 SH   DFND   580,785 319 33,361
UNITEDHEALTH GROUP INC COM 91324P102   255,141,245 481,235 SH   DFND   410,121 242 70,872
V F CORPORATION COM 918204108   2,340,168 84,758 SH   DFND   84,758 0 0
VALERO ENERGY CORP COM 91913Y100   303,830 2,395 SH   DFND   2,395 0 0
VANGUARD DIVIDEND DIV APP ETF 921908844   39,704,596 261,472 SH   DFND   175,523 0 85,949
VANGUARD ESG INTL STOCK ETF ESG INTL STK ETF 921910725   1,443,579 29,347 SH   DFND   29,347 0 0
VANGUARD ESG US STOCK ETF ESG US STK ETF 921910733   897,408 13,626 SH   DFND   13,626 0 0
VANGUARD FINANCIALS ETF FINANCIALS ETF 92204A405   225,522 2,726 SH   DFND   2,726 0 0
VANGUARD FTSE ALL WORLD SC ETF FTSE SMCAP ETF 922042718   45,453,549 442,112 SH   DFND   430,652 587 10,873
VANGUARD FTSE DEVELOPED MARKETS ETF FTSE DEV MKT ETF 921943858   3,793,375 90,383 SH   DFND   90,383 0 0
VANGUARD FTSE EMERGING MARKET ETF FTSE EMR MKT ETF 922042858   4,880,218 125,198 SH   DFND   124,222 0 976
VANGUARD FTSE EUROPE ETF FTSE EUROPE ETF 922042874   41,063,530 740,684 SH   DFND   725,923 0 14,761
VANGUARD FTSE PACIFIC ETF INF TECH ETF 922042866   65,944,023 1,024,771 SH   DFND   1,007,861 0 16,910
VANGUARD GROWTH ETF GROWTH ETF 922908736   686,427 3,221 SH   DFND   3,221 0 0
VANGUARD HIGH DIVIDEND YIELD ETF HIGH DIV YLD 921946406   5,110,111 47,224 SH   DFND   46,824 0 400
VANGUARD INFO TECH ETF INF TECH ETF 92204A702   3,636,163 11,384 SH   DFND   11,384 0 0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF INT-TERM CORP 92206C870   230,515 2,974 SH   DFND   2,974 0 0
VANGUARD LARGE - CAP ETF LARGE CAP ETF 922908637   1,499,339 8,607 SH   DFND   8,607 0 0
VANGUARD MID-CAP ETF MID CAP ETF 922908629   1,181,283 5,796 SH   DFND   5,796 0 0
VANGUARD MID-CAP GROWTH ETF MCAP GR INXVIP 922908538   238,362 1,326 SH   DFND   1,240 0 86
VANGUARD REIT ETF REIT ETF 922908553   1,645,806 19,954 SH   DFND   19,954 0 0
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363   9,505,855 27,056 SH   DFND   16,871 0 10,185
VANGUARD S/T CORP BOND ETF SHRT TRM CORP BD 92206C409   306,098 4,071 SH   DFND   4,071 0 0
VANGUARD SHORT TERM BOND ETF SHORT TRM BOND 921937827   3,995,637 53,077 SH   DFND   53,077 0 0
VANGUARD SMALL-CAP ETF SMALL CAP ETF 922908751   2,182,291 11,890 SH   DFND   11,890 0 0
VANGUARD TAX-EXEMPT BOND INDEX ETF TAX EXEMPT BD 922907746   284,568 5,750 SH   DFND   5,750 0 0
VANGUARD TOTAL BOND MARKET TOTAL BND MRKT 921937835   6,844,125 95,269 SH   DFND   16,585 0 78,684
VANGUARD TOTAL INTL STOCK INDEX FUND ETF VG TL INTL STK F 921909768   48,246,899 932,848 SH   DFND   861,253 110 71,485
VANGUARD TOTAL STOCK MARKET TOTAL STK MKT 922908769   43,272,752 226,334 SH   DFND   219,098 0 7,236
VANGUARD VALUE ETF VALUE ETF 922908744   1,049,266 7,475 SH   DFND   4,008 0 3,467
VERIZON COMMUNICATIONS COM 92343V104   47,565,926 1,207,257 SH   DFND   1,197,396 705 9,156
VISA IN - CLASS A COM CL A 92826C839   4,807,151 23,138 SH   DFND   21,838 0 1,300
WALMART INC COM 931142103   2,904,852 20,487 SH   DFND   20,379 0 108
WASTE MGMT INC DEL COM 94106L109   4,576,033 29,169 SH   DFND   29,169 0 0
WEC ENERGY GROUP INC COM 92939U106   298,157 3,180 SH   DFND   3,180 0 0
WELLS FARGO CO COM 949746101   1,876,796 45,454 SH   DFND   45,454 0 0
WW GRAINGER INC COM 384802104   409,956 737 SH   DFND   737 0 0
YUM BRANDS INC COM COM 988498101   259,362 2,025 SH   DFND   2,025 0 0
ZIMMER HLDGS INC COM 98956P102   415,395 3,258 SH   DFND   2,880 0 378
ZOETIS INC. CL A 98978V103   1,518,405 10,361 SH   DFND   10,361 0 0