The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE SYSTEMS INCORPORATED COM 00724F101 4,022 7,050 SH   DFND 2 7,050 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,120 1,963 SH   DFND 1 1,963 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 123 216 SH   DFND   0 0 216
ALEXANDRIA REAL ESTATE EQ IN COM 015271109 2,165 9,700 SH   DFND 1 9,700 0 0
ALEXANDRIA REAL ESTATE EQ IN COM 015271109 56 250 SH   DFND   0 0 250
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 1,321 10,737 SH   DFND 2 10,737 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 2,058 16,735 SH   DFND 1 16,735 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 264 2,145 SH   DFND   0 0 2,145
ALPHABET INC CAP STK CL A 02079K305 351 120 SH   DFND 1 120 0 0
ALPHABET INC CAP STK CL A 02079K305 696 238 SH   DFND   0 0 238
ALPHABET INC CAP STK CL C 02079K107 10,809 3,702 SH   DFND 2 3,702 0 0
ALPHABET INC CAP STK CL C 02079K107 6,138 2,102 SH   DFND 1 2,102 0 0
ALPHABET INC CAP STK CL C 02079K107 540 185 SH   DFND   0 0 185
AMAZON COM INC COM 023135106 10,004 2,966 SH   DFND 2 2,966 0 0
AMAZON COM INC COM 023135106 1,545 458 SH   DFND 1 458 0 0
AMAZON COM INC COM 023135106 496 147 SH   DFND   0 0 147
ANTHEM INC COM 036752103 1,621 3,470 SH   DFND 2 3,470 0 0
ANTHEM INC COM 036752103 140 300 SH   DFND 1 300 0 0
ANTHEM INC COM 036752103 75 160 SH   DFND   0 0 160
APPLE INC COM 037833100 5,047 28,320 SH   DFND 2 28,320 0 0
APPLE INC COM 037833100 3,726 20,909 SH   DFND 1 20,909 0 0
APPLE INC COM 037833100 568 3,189 SH   DFND   0 0 3,189
APPLIED MATLS INC COM 038222105 3,776 23,900 SH   DFND 2 23,900 0 0
APPLIED MATLS INC COM 038222105 291 1,840 SH   DFND 1 1,840 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 2,881 3,600 SH   DFND 2 3,600 0 0
BECTON DICKINSON & CO COM 075887109 443 1,750 SH   DFND 2 1,750 0 0
BECTON DICKINSON & CO COM 075887109 245 969 SH   DFND   0 0 969
BED BATH & BEYOND INC COM 075896100 2,024 135,540 SH   DFND 2 135,540 0 0
BED BATH & BEYOND INC COM 075896100 2,878 192,756 SH   DFND 1 192,756 0 0
BED BATH & BEYOND INC COM 075896100 3,853 258,086 SH   DFND   0 0 258,086
BERKSHIRE HATHAWAY INC DEL CL A 084670108 453 1 SH   DFND   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 531 1,770 SH   DFND 2 1,770 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 439 1,463 SH   DFND 1 1,463 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,408 4,693 SH   DFND   0 0 4,693
BIOGEN INC COM 09062X103 357 1,488 SH   DFND 1 1,488 0 0
BIOGEN INC COM 09062X103 20 84 SH   DFND   0 0 84
BROADCOM INC COM 11135F101 1,663 2,500 SH   DFND 2 2,500 0 0
BROADCOM INC COM 11135F101 80 120 SH   DFND   0 0 120
CAESARSTONE LTD ORD SHS M20598104 492 43,572 SH   DFND 2 43,572 0 0
CAESARSTONE LTD ORD SHS M20598104 1,349 119,389 SH   DFND 1 119,389 0 0
CAESARSTONE LTD ORD SHS M20598104 19 1,720 SH   DFND   0 0 1,720
CENTENE CORP DEL COM 15135B101 1,461 17,400 SH   DFND 2 17,400 0 0
CENTENE CORP DEL COM 15135B101 134 1,590 SH   DFND   0 0 1,590
CHECK POINT SOFTWARE TECH LT ORD M22465104 492 4,223 SH   DFND 2 4,223 0 0
CISCO SYS INC COM 17275R102 3,190 50,140 SH   DFND 2 50,140 0 0
CISCO SYS INC COM 17275R102 297 4,667 SH   DFND 1 4,667 0 0
CISCO SYS INC COM 17275R102 98 1,545 SH   DFND   0 0 1,545
CITIGROUP INC COM NEW 172967424 363 6,000 SH   DFND 2 6,000 0 0
CITIGROUP INC COM NEW 172967424 1,133 18,753 SH   DFND 1 18,753 0 0
CITIGROUP INC COM NEW 172967424 436 7,218 SH   DFND   0 0 7,218
COMCAST CORP NEW CL A 20030N101 2,760 54,550 SH   DFND 2 54,550 0 0
COMCAST CORP NEW CL A 20030N101 106 2,100 SH   DFND 1 2,100 0 0
COMCAST CORP NEW CL A 20030N101 394 7,787 SH   DFND   0 0 7,787
COSTCO WHSL CORP NEW COM 22160K105 2,036 3,610 SH   DFND 2 3,610 0 0
COSTCO WHSL CORP NEW COM 22160K105 468 830 SH   DFND 1 830 0 0
COSTCO WHSL CORP NEW COM 22160K105 234 415 SH   DFND   0 0 415
DBX ETF TR XTRACK HRVST CSI 233051879 14,208 363,655 SH   DFND 1 363,655 0 0
DISNEY WALT CO COM 254687106 213 1,366 SH   DFND 1 1,366 0 0
DISNEY WALT CO COM 254687106 5 30 SH   DFND   0 0 30
DUPONT DE NEMOURS INC COM 26614N102 345 4,302 SH   DFND 2 4,302 0 0
DUPONT DE NEMOURS INC COM 26614N102 161 2,010 SH   DFND   0 0 2,010
EBAY INC. COM 278642103 2,142 32,082 SH   DFND 2 32,082 0 0
EBAY INC. COM 278642103 175 2,616 SH   DFND   0 0 2,616
EQUINOR ASA SPONSORED ADR 29446M102 248 9,300 SH   DFND 2 9,300 0 0
EQUINOR ASA SPONSORED ADR 29446M102 133 5,000 SH   DFND   0 0 5,000
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 5,828 95,000 SH   DFND 2 95,000 0 0
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 30,122 490,990 SH   DFND 1 490,990 0 0
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 1,780 29,010 SH   DFND   0 0 29,010
FIDELITY NATL INFORMATION SV COM 31620M106 1,358 12,345 SH   DFND 2 12,345 0 0
FISERV INC COM 337738108 1,434 13,716 SH   DFND 2 13,716 0 0
FISERV INC COM 337738108 69 660 SH   DFND   0 0 660
FIVERR INTL LTD ORD SHS M4R82T106 2,563 21,801 SH   DFND 2 21,801 0 0
FIVERR INTL LTD ORD SHS M4R82T106 2,836 24,121 SH   DFND 1 24,121 0 0
FORTIVE CORP COM 34959J108 259 3,400 SH   DFND 2 3,400 0 0
GLOBAL PMTS INC COM 37940X102 802 5,883 SH   DFND 2 5,883 0 0
HOME DEPOT INC COM 437076102 287 700 SH   DFND   0 0 700
HONEYWELL INTL INC COM 438516106 445 2,150 SH   DFND 2 2,150 0 0
HONEYWELL INTL INC COM 438516106 209 1,010 SH   DFND   0 0 1,010
INTEL CORP COM 458140100 266 5,150 SH   DFND 2 5,150 0 0
INTEL CORP COM 458140100 404 7,805 SH   DFND 1 7,805 0 0
INTEL CORP COM 458140100 31 600 SH   DFND   0 0 600
INTUIT COM 461202103 1,975 3,070 SH   DFND 2 3,070 0 0
INTUIT COM 461202103 109 170 SH   DFND   0 0 170
INVESCO QQQ TR UNIT SER 1 46090E103 3,265 8,155 SH   DFND 2 8,155 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 164,650 411,264 SH   DFND 1 411,264 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 3,975 9,928 SH   DFND   0 0 9,928
ISHARES TR CORE S&P500 ETF 464287200 56,854 118,896 SH   DFND 1 118,896 0 0
ISHARES TR GLB CNSM STP ETF 464288737 258 4,006 SH   DFND   0 0 4,006
ISHARES TR GLOB HLTHCRE ETF 464287325 821 9,071 SH   DFND 2 9,071 0 0
ISHARES TR ISHARES BIOTECH 464287556 2,754 17,909 SH   DFND 2 17,909 0 0
ISHARES TR ISHARES BIOTECH 464287556 2,483 16,149 SH   DFND 1 16,149 0 0
ISHARES TR ISHARES BIOTECH 464287556 5 32 SH   DFND   0 0 32
ISHARES TR ISHARES SEMICDTR 464287523 5,992 11,015 SH   DFND 1 11,015 0 0
ISHARES TR MSCI AC ASIA ETF 464288182 698 8,400 SH   DFND 2 8,400 0 0
ISHARES TR MSCI AC ASIA ETF 464288182 48,736 586,117 SH   DFND 1 586,117 0 0
ISHARES TR MSCI AC ASIA ETF 464288182 1,085 13,053 SH   DFND   0 0 13,053
ISHARES TR MSCI CHINA ETF 46429B671 12,923 204,638 SH   DFND 1 204,638 0 0
ISHARES TR MSCI CHINA ETF 46429B671 171 2,715 SH   DFND   0 0 2,715
ISHARES TR MSCI EMG MKT ETF 464287234 6,151 125,305 SH   DFND 1 125,305 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 10 195 SH   DFND   0 0 195
ISHARES TR RUSSELL 2000 ETF 464287655 19,445 87,225 SH   DFND 1 87,225 0 0
ITURAN LOCATION AND CONTROL SHS M6158M104 3,201 121,395 SH   DFND 2 121,395 0 0
ITURAN LOCATION AND CONTROL SHS M6158M104 8,920 338,264 SH   DFND 1 338,264 0 0
ITURAN LOCATION AND CONTROL SHS M6158M104 18 668 SH   DFND   0 0 668
JOHNSON & JOHNSON COM 478160104 345 2,000 SH   DFND 2 2,000 0 0
JOHNSON & JOHNSON COM 478160104 190 1,100 SH   DFND 1 1,100 0 0
JOHNSON & JOHNSON COM 478160104 103 600 SH   DFND   0 0 600
JPMORGAN CHASE & CO COM 46625H100 460 2,900 SH   DFND 2 2,900 0 0
JPMORGAN CHASE & CO COM 46625H100 55 350 SH   DFND   0 0 350
KEURIG DR PEPPER INC COM 49271V100 213 5,800 SH   DFND 2 5,800 0 0
KEURIG DR PEPPER INC COM 49271V100 58 1,570 SH   DFND   0 0 1,570
KIMCO RLTY CORP COM 49446R109 368 15,000 SH   DFND 2 15,000 0 0
KIMCO RLTY CORP COM 49446R109 1,278 52,122 SH   DFND 1 52,122 0 0
KIMCO RLTY CORP COM 49446R109 2,508 102,300 SH   DFND   0 0 102,300
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303 1,766 47,500 SH   DFND 2 47,500 0 0
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303 141 3,795 SH   DFND   0 0 3,795
L3HARRIS TECHNOLOGIES INC COM 502431109 285 1,340 SH   DFND 2 1,340 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 108 508 SH   DFND   0 0 508
LAUDER ESTEE COS INC CL A 518439104 1,653 4,500 SH   DFND 2 4,500 0 0
LAUDER ESTEE COS INC CL A 518439104 118 320 SH   DFND   0 0 320
LINDE PLC SHS G5494J103 382 1,109 SH   DFND 2 1,109 0 0
LINDE PLC SHS G5494J103 162 470 SH   DFND   0 0 470
MASTERCARD INCORPORATED CL A 57636Q104 3,623 10,035 SH   DFND 2 10,035 0 0
MASTERCARD INCORPORATED CL A 57636Q104 1,276 3,535 SH   DFND 1 3,535 0 0
MASTERCARD INCORPORATED CL A 57636Q104 423 1,173 SH   DFND   0 0 1,173
MERCADOLIBRE INC COM 58733R102 1,088 802 SH   DFND 2 802 0 0
MERCK & CO INC COM 58933Y105 297 3,850 SH   DFND 2 3,850 0 0
MERCK & CO INC COM 58933Y105 174 2,250 SH   DFND 1 2,250 0 0
MERCK & CO INC COM 58933Y105 55 710 SH   DFND   0 0 710
META PLATFORMS INC CL A 30303M102 3,926 11,400 SH   DFND 2 11,400 0 0
META PLATFORMS INC CL A 30303M102 86 250 SH   DFND   0 0 250
MICROSOFT CORP COM 594918104 11,215 33,050 SH   DFND 2 33,050 0 0
MICROSOFT CORP COM 594918104 2,967 8,743 SH   DFND 1 8,743 0 0
MICROSOFT CORP COM 594918104 1,065 3,139 SH   DFND   0 0 3,139
NEW MTN FIN CORP COM 647551100 1,488 108,868 SH   DFND 1 108,868 0 0
NEXTERA ENERGY INC COM 65339F101 1,679 18,100 SH   DFND 2 18,100 0 0
NEXTERA ENERGY INC COM 65339F101 133 1,430 SH   DFND   0 0 1,430
NIKE INC CL B 654106103 410 2,450 SH   DFND 2 2,450 0 0
NIKE INC CL B 654106103 1,329 7,932 SH   DFND 1 7,932 0 0
NIKE INC CL B 654106103 104 621 SH   DFND   0 0 621
NORTHROP GRUMMAN CORP COM 666807102 254 660 SH   DFND 2 660 0 0
NOVARTIS AG SPONSORED ADR 66987V109 219 2,500 SH   DFND 1 2,500 0 0
NOVARTIS AG SPONSORED ADR 66987V109 114 1,300 SH   DFND   0 0 1,300
NVIDIA CORPORATION COM 67066G104 3,923 13,260 SH   DFND 2 13,260 0 0
NVIDIA CORPORATION COM 67066G104 5,140 17,372 SH   DFND 1 17,372 0 0
NVIDIA CORPORATION COM 67066G104 80 270 SH   DFND   0 0 270
NXP SEMICONDUCTORS N V COM N6596X109 1,029 4,500 SH   DFND 2 4,500 0 0
ORACLE CORP COM 68389X105 3,028 34,400 SH   DFND 2 34,400 0 0
ORACLE CORP COM 68389X105 163 1,850 SH   DFND   0 0 1,850
PALO ALTO NETWORKS INC COM 697435105 2,133 3,800 SH   DFND 2 3,800 0 0
PALO ALTO NETWORKS INC COM 697435105 99 177 SH   DFND   0 0 177
PAYPAL HLDGS INC COM 70450Y103 2,602 13,558 SH   DFND 2 13,558 0 0
PAYPAL HLDGS INC COM 70450Y103 657 3,425 SH   DFND 1 3,425 0 0
PAYPAL HLDGS INC COM 70450Y103 399 2,079 SH   DFND   0 0 2,079
PEPSICO INC COM 713448108 2,262 13,100 SH   DFND 2 13,100 0 0
PEPSICO INC COM 713448108 145 840 SH   DFND   0 0 840
PLUG POWER INC COM NEW 72919P202 411 14,244 SH   DFND 2 14,244 0 0
PROCTER AND GAMBLE CO COM 742718109 383 2,350 SH   DFND 2 2,350 0 0
PROCTER AND GAMBLE CO COM 742718109 1,027 6,308 SH   DFND 1 6,308 0 0
PROCTER AND GAMBLE CO COM 742718109 49 300 SH   DFND   0 0 300
PROLOGIS INC. COM 74340W103 1,192 7,098 SH   DFND 2 7,098 0 0
PROLOGIS INC. COM 74340W103 15 90 SH   DFND   0 0 90
QUALCOMM INC COM 747525103 2,896 15,850 SH   DFND 2 15,850 0 0
QUALCOMM INC COM 747525103 101 550 SH   DFND   0 0 550
REGENERON PHARMACEUTICALS COM 75886F107 1,683 2,620 SH   DFND 2 2,620 0 0
REGENERON PHARMACEUTICALS COM 75886F107 90 140 SH   DFND 1 140 0 0
REGENERON PHARMACEUTICALS COM 75886F107 58 90 SH   DFND   0 0 90
SANOFI SPONSORED ADR 80105N105 232 4,600 SH   DFND 2 4,600 0 0
SANOFI SPONSORED ADR 80105N105 255 5,064 SH   DFND   0 0 5,064
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 240 2,100 SH   DFND 1 2,100 0 0
SEA LTD SPONSORD ADS 81141R100 2,086 9,300 SH   DFND 2 9,300 0 0
SEA LTD SPONSORD ADS 81141R100 97 431 SH   DFND   0 0 431
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 383 9,787 SH   DFND   0 0 9,787
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 888 6,273 SH   DFND 2 6,273 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 11,710 82,761 SH   DFND 1 82,761 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 676 4,779 SH   DFND   0 0 4,779
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 208 1,975 SH   DFND   0 0 1,975
SILICOM LTD ORD M84116108 1,044 20,805 SH   DFND 1 20,805 0 0
SIMON PPTY GROUP INC NEW COM 828806109 2,729 17,049 SH   DFND 2 17,049 0 0
SIMON PPTY GROUP INC NEW COM 828806109 2,834 17,711 SH   DFND 1 17,711 0 0
SIMON PPTY GROUP INC NEW COM 828806109 4,906 30,652 SH   DFND   0 0 30,652
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 1,762 4,840 SH   DFND 1 4,840 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,272 8,971 SH   DFND 2 8,971 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 302,396 635,073 SH   DFND 1 635,073 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 7,248 15,222 SH   DFND   0 0 15,222
STARBUCKS CORP COM 855244109 1,267 10,900 SH   DFND 2 10,900 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 1,439 11,950 SH   DFND 2 11,950 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 54 450 SH   DFND   0 0 450
TARO PHARMACEUTICAL INDS LTD SHS M8737E108 160 3,198 SH   DFND 2 3,198 0 0
TARO PHARMACEUTICAL INDS LTD SHS M8737E108 977 19,557 SH   DFND 1 19,557 0 0
T-MOBILE US INC COM 872590104 1,585 13,600 SH   DFND 2 13,600 0 0
T-MOBILE US INC COM 872590104 61 525 SH   DFND   0 0 525
TRIP COM GROUP LTD ADS 89677Q107 785 31,700 SH   DFND 2 31,700 0 0
TRIP COM GROUP LTD ADS 89677Q107 1,029 41,550 SH   DFND 1 41,550 0 0
TRIP COM GROUP LTD ADS 89677Q107 194 7,837 SH   DFND   0 0 7,837
UNION PAC CORP COM 907818108 362 1,450 SH   DFND 2 1,450 0 0
VANECK ETF TRUST BDC INCOME ETF 92189F411 2,889 168,350 SH   DFND 1 168,350 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 99,410 227,082 SH   DFND 1 227,082 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 521 1,189 SH   DFND   0 0 1,189
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 203 4,100 SH   DFND 2 4,100 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6,204 125,111 SH   DFND 1 125,111 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 558 11,256 SH   DFND   0 0 11,256
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,019 14,928 SH   DFND   0 0 14,928
VANGUARD WORLD FDS INF TECH ETF 92204A702 2,302 5,000 SH   DFND 2 5,000 0 0
VISA INC COM CL A 92826C839 2 8 SH   DFND 2 8 0 0
VISA INC COM CL A 92826C839 292 1,340 SH   DFND 1 1,340 0 0
VISA INC COM CL A 92826C839 234 1,075 SH   DFND   0 0 1,075
WALMART INC COM 931142103 200 1,400 SH   DFND 1 1,400 0 0
WALMART INC COM 931142103 25 175 SH   DFND   0 0 175
WELLS FARGO CO NEW COM 949746101 515 10,700 SH   DFND 2 10,700 0 0
WELLS FARGO CO NEW COM 949746101 158 3,280 SH   DFND 1 3,280 0 0
WELLS FARGO CO NEW COM 949746101 629 13,079 SH   DFND   0 0 13,079
WIX COM LTD SHS M98068105 5,696 35,920 SH   DFND 2 35,920 0 0
WIX COM LTD SHS M98068105 7,199 45,398 SH   DFND 1 45,398 0 0
WIX COM LTD SHS M98068105 5 32 SH   DFND   0 0 32
WORKDAY INC CL A 98138H101 1,272 4,600 SH   DFND 2 4,600 0 0