The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Aflac Inc COM 001055102   44,720 400 SH   SOLE   400 0 0
ALPS Alerian MLP ETF COM 00162Q452   139,363 2,957 SH   SOLE   2,957 0 0
AT&T Inc COM 00206R102   147,840 6,720 SH   SOLE   6,720 0 0
Abbott Laboratories COM 002824100   1,306,897 11,463 SH   SOLE   11,463 0 0
Abbvie Inc Com COM 00287Y109   1,318,771 6,678 SH   SOLE   6,678 0 0
Aberdeen Platinum ETF Trust Physical Platinum Shares ETF COM 003260106   29,814 332 SH   SOLE   332 0 0
Abrdn Silver ETF Trust Physical Silver Shares ETF COM 003264108   282,625 9,500 SH   SOLE   9,500 0 0
Adobe Systems Incorporated COM 00724F101   1,389,204 2,683 SH   SOLE   2,683 0 0
Aecom COM 00766T100   68,778 666 SH   SOLE   666 0 0
Advanced Micro Devices, Inc. COM 007903107   1,715,785 10,457 SH   SOLE   10,457 0 0
Airbnb Inc Class A COM 009066101   634 5 SH   SOLE   5 0 0
Albemarle Corp COM 012653101   17,427 184 SH   SOLE   184 0 0
Align Tech COM 016255101   4,069 16 SH   SOLE   16 0 0
Allison Transmission Holdings Inc COM 01973R101   4,804 50 SH   SOLE   50 0 0
Allstate Corp COM 020002101   6,448 34 SH   SOLE   34 0 0
Ally Financial Common COM 02005N100   164,497 4,622 SH   SOLE   4,622 0 0
Alpha Metallurgical Resources Inc COM 020764106   3,779 16 SH   SOLE   16 0 0
Alphabet Inc COM 02079K107   2,402,687 14,371 SH   SOLE   14,371 0 0
Alphabet Inc. Stock Class A COM 02079K305   4,280,754 25,811 SH   SOLE   25,811 0 0
Altria Group Inc COM 02209S103   30,624 600 SH   SOLE   600 0 0
Amazon.com Inc COM 023135106   4,677,815 25,105 SH   SOLE   25,105 0 0
American Express Co COM 025816109   171,670 633 SH   SOLE   633 0 0
American Financial Group Inc. COM 025932104   47,110 350 SH   SOLE   350 0 0
American International Group Inc COM 026874784   7,323 100 SH   SOLE   100 0 0
American Tower REIT COM 03027X100   272,095 1,170 SH   SOLE   1,170 0 0
American Water Works Co Inc COM 030420103   1,336,926 9,142 SH   SOLE   9,142 0 0
AmerisourceBergen Corp COM 03073E105   65,273 290 SH   SOLE   290 0 0
Ameriprise Financial Inc COM 03076C106   611,693 1,302 SH   SOLE   1,302 0 0
Ametek Inc COM 031100100   44,473 259 SH   SOLE   259 0 0
Amgen Inc COM 031162100   900,577 2,795 SH   SOLE   2,795 0 0
Amphenol Corporation COM 032095101   103,083 1,582 SH   SOLE   1,582 0 0
Analog Devices Inc COM 032654105   49,947 217 SH   SOLE   217 0 0
ANSYS, Inc. COM 03662Q105   5,417 17 SH   SOLE   17 0 0
Anthem Inc COM 036752103   385,840 742 SH   SOLE   742 0 0
APA Corp COM 03743Q108   100,898 4,125 SH   SOLE   4,125 0 0
Apollo Commercial Real Estate Finance Inc. COM 03762U105   32,165 3,500 SH   SOLE   3,500 0 0
Apollo Global Management Inc Common Stock COM 03769M106   233,707 1,871 SH   SOLE   1,871 0 0
Apple Inc COM 037833100   14,916,893 64,021 SH   SOLE   64,021 0 0
Applied Materials, Inc. COM 038222105   151,942 752 SH   SOLE   752 0 0
Archrock Inc COM 03957W106   8,379 414 SH   SOLE   414 0 0
Ares Management Corp Class A COM 03990B101   39,739 255 SH   SOLE   255 0 0
Ares Commercial Real Estate Corp COM 04013V108   49,000 7,000 SH   SOLE   7,000 0 0
Ashland Global Holdings Inc. COM 044186104   69,054 794 SH   SOLE   794 0 0
Astrazeneca Plc ADR COM 046353108   32,878 422 SH   SOLE   422 0 0
Athersys Inc COM 04744L205   0 250 SH   SOLE   250 0 0
Autodesk Inc COM 052769106   344,350 1,250 SH   SOLE   1,250 0 0
Automatic Data Processing Inc COM 053015103   4,428 16 SH   SOLE   16 0 0
Autozone Inc COM 053332102   18,900 6 SH   SOLE   6 0 0
AvalonBay Communities Inc COM 053484101   51,132 227 SH   SOLE   227 0 0
BP PLC Spons ADR COM 055622104   18,646 594 SH   SOLE   594 0 0
BancFirst Corporation COM 05945F103   22,313 212 SH   SOLE   212 0 0
Bancorp Inc COM 05969A105   16,050 300 SH   SOLE   300 0 0
Bank Of America Corp COM 060505104   416,759 10,503 SH   SOLE   10,503 0 0
Bank of America Corp PFD 3/15/2007 COM 060505583   170,380 7,000 SH   SOLE   7,000 0 0
Bank of America Corp Dep Shs Rep 1/1200 PFD 4 COM 060505591   15,854 650 SH   SOLE   650 0 0
Bank of America Corp Dep Sh Rep 1/1200th PRF 1 COM 060505633   17,093 750 SH   SOLE   750 0 0
BARCLAYS BANK PLC COM 06742C723   454,475 17,500 SH   SOLE   17,500 0 0
Barrick Gold Corp (Isin #ca0679011084 Sedol #2024677) COM 067901108   139 7 SH   SOLE   7 0 0
Becton Dickinson & Co COM 075887109   45,327 188 SH   SOLE   188 0 0
Berkshire Hathaway Inc B COM 084670702   11,462,775 24,905 SH   SOLE   24,905 0 0
Bill.com Holdings Inc COM 090043100   6,226 118 SH   SOLE   118 0 0
Bio-Techne Corporation COM 09073M104   2,398 30 SH   SOLE   30 0 0
Black Stone Minerals LP Common Stock Unit COM 09225M101   94,375 6,250 SH   SOLE   6,250 0 0
Blackrock Inc COM 09247X101   99,699 105 SH   SOLE   105 0 0
BlackRock Enhanced Intl Div Tr Com Bene Inter COM 092524107   98,600 17,000 SH   SOLE   17,000 0 0
BlackRock Res & Commodities St Shs COM 09257A108   115,200 12,000 SH   SOLE   12,000 0 0
Blackstone Group Inc COM 09260D107   183,909 1,201 SH   SOLE   1,201 0 0
Blackrock ETF Trust US Eqt Factor COM 09290C103   120,558 2,437 SH   SOLE   2,437 0 0
Boeing Company COM 097023105   110,077 724 SH   SOLE   724 0 0
Boisa Cascade Co COM 09739D100   7,049 50 SH   SOLE   50 0 0
Booking Holdings Inc COM 09857L108   58,970 14 SH   SOLE   14 0 0
Boston Scientific Corp COM 101137107   10,894 130 SH   SOLE   130 0 0
BrightSpire Capital Inc Class A COM 10949T109   50,400 9,000 SH   SOLE   9,000 0 0
Bristol-Myers Squibb Co COM 110122108   14,177 274 SH   SOLE   274 0 0
British American Tobacco ADR COM 110448107   73,160 2,000 SH   SOLE   2,000 0 0
Broadcom Inc. COM 11135F101   2,670,300 15,480 SH   SOLE   15,480 0 0
CBRE Group COM 12504L109   7,593 61 SH   SOLE   61 0 0
CF Industries Holdings Inc COM 125269100   9,352 109 SH   SOLE   109 0 0
Cigna Corp COM 125523100   686,298 1,981 SH   SOLE   1,981 0 0
CME Group Inc COM 12572Q105   120,696 547 SH   SOLE   547 0 0
CPI Aerostructures Inc COM 125919308   6,880 2,000 SH   SOLE   2,000 0 0
CSX Corporation COM 126408103   2,072 60 SH   SOLE   60 0 0
CVS Caremark Corporation COM 126650100   18,864 300 SH   SOLE   300 0 0
Cabot Corp COM 127055101   43,143 386 SH   SOLE   386 0 0
Cadence Design Systems, Inc. COM 127387108   9,757 36 SH   SOLE   36 0 0
Canadian Pacific Kansas City Southern COM 13646K108   149,695 1,750 SH   SOLE   1,750 0 0
Carlisle Companies Inc COM 142339100   176,302 392 SH   SOLE   392 0 0
Carrier Global Corporation COM 14448C104   32,196 400 SH   SOLE   400 0 0
Caterpillar Inc COM 149123101   295,687 756 SH   SOLE   756 0 0
Cheniere Energy COM 16411R208   292,959 1,629 SH   SOLE   1,629 0 0
Chevron Corp COM 166764100   1,398,181 9,494 SH   SOLE   9,494 0 0
Chewy, Inc. COM 16679L109   4,394 150 SH   SOLE   150 0 0
Chipotle Mexican Grill In. COM 169656105   193,027 3,350 SH   SOLE   3,350 0 0
Cincinnati Financial Corp COM 172062101   219,289 1,611 SH   SOLE   1,611 0 0
Cion Investment Corp COM 17259U204   24,990 2,100 SH   SOLE   2,100 0 0
Cisco Systems Inc COM 17275R102   695,852 13,075 SH   SOLE   13,075 0 0
Cintas Corp COM 172908105   70,823 344 SH   SOLE   344 0 0
Citigroup Inc COM 172967424   939 15 SH   SOLE   15 0 0
Clean Harbors Inc COM 184496107   198,444 821 SH   SOLE   821 0 0
Coca Cola Co COM 191216100   106,497 1,482 SH   SOLE   1,482 0 0
Coinbase Global Inc COM 19260Q107   13,897 78 SH   SOLE   78 0 0
Colgate-Palmolive Co COM 194162103   305,824 2,946 SH   SOLE   2,946 0 0
Comcast Corp Class A COM 20030N101   238,841 5,718 SH   SOLE   5,718 0 0
Compass Diversified Holdings Sh Ben Int COM 20451Q104   48,686 2,200 SH   SOLE   2,200 0 0
Conocophillips COM 20825C104   898,881 8,538 SH   SOLE   8,538 0 0
Consolidated Edison, Inc. COM 209115104   197,014 1,892 SH   SOLE   1,892 0 0
Constellation Brands Inc Class A COM 21036P108   747,301 2,900 SH   SOLE   2,900 0 0
Constellation Energy Corp COM 21037T109   29,122 112 SH   SOLE   112 0 0
Copart, Inc. COM 217204106   15,930 304 SH   SOLE   304 0 0
Costco Wholesale Corp COM 22160K105   2,512,398 2,834 SH   SOLE   2,834 0 0
Costar Group Inc COM 22160N109   3,018 40 SH   SOLE   40 0 0
CrowdStrike Holdings Inc Class A COM 22788C105   56,094 200 SH   SOLE   200 0 0
Cummins Inc COM 231021106   1,619 5 SH   SOLE   5 0 0
Xtrackers MSCI Japan Hedged Equity ETF COM 233051507   428,460 6,000 SH   SOLE   6,000 0 0
D. R. Horton Inc COM 23331A109   127,053 666 SH   SOLE   666 0 0
Danaher Corp COM 235851102   393,954 1,417 SH   SOLE   1,417 0 0
Darden Restaurants Inc Com COM 237194105   43,659 266 SH   SOLE   266 0 0
Deckers Outdoor Corp COM 243537107   8,610 54 SH   SOLE   54 0 0
Deere & Company COM 244199105   103,081 247 SH   SOLE   247 0 0
Deutsche Bk Ag Ldn Brh Powershares Gold Double Long Etn COM 25154H749   1,678,425 25,000 SH   SOLE   25,000 0 0
Devon Energy Corp COM 25179M103   13,262 339 SH   SOLE   339 0 0
Diamondback Energy Inc COM 25278X109   302,045 1,752 SH   SOLE   1,752 0 0
Digital Realty Trust REIT COM 253868103   8,901 55 SH   SOLE   55 0 0
Disney Walt Co COM 254687106   57,810 601 SH   SOLE   601 0 0
Dr. Reddy's Laboratories LTD ADR (ISIN #US2561352038 SEDOL #2748881) COM 256135203   5,403 68 SH   SOLE   68 0 0
Dolby Laboratories Inc Class A COM 25659T107   114,795 1,500 SH   SOLE   1,500 0 0
Dollar General Corp COM 256677105   30,107 356 SH   SOLE   356 0 0
Dominion Resources Inc Va COM 25746U109   4,045 70 SH   SOLE   70 0 0
Domino's Pizza Inc. COM 25754A201   14,195 33 SH   SOLE   33 0 0
Donnelley Financial Solutions Inc COM 25787G100   182,678 2,775 SH   SOLE   2,775 0 0
Dorchester Minerals LP COM 25820R105   102,510 3,400 SH   SOLE   3,400 0 0
Dover Corp COM 260003108   191,740 1,000 SH   SOLE   1,000 0 0
Dow Inc COM 260557103   64,682 1,184 SH   SOLE   1,184 0 0
DraftKings Inc New Com Class A COM 26142V105   5,292 135 SH   SOLE   135 0 0
Duke Energy Corp COM 26441C204   38,280 332 SH   SOLE   332 0 0
Duolingo Inc COM 26603R106   2,256 8 SH   SOLE   8 0 0
DuPont Inc. COM 26614N102   37,426 420 SH   SOLE   420 0 0
E L F Beauty Inc COM 26856L103   5,452 50 SH   SOLE   50 0 0
EOG Resources Inc COM 26875P101   84,945 691 SH   SOLE   691 0 0
EQT Corporation COM 26884L109   118,457 3,233 SH   SOLE   3,233 0 0
EPR Properties REIT COM 26884U109   10,544 215 SH   SOLE   215 0 0
EchoStar Corp Class A COM 278768106   34,822 1,403 SH   SOLE   1,403 0 0
Ecolab Inc COM 278865100   920,975 3,607 SH   SOLE   3,607 0 0
Edwards LIfe Sciences Corp COM 28176E108   715,134 10,837 SH   SOLE   10,837 0 0
Element Solutions Inc COM 28618M106   165,214 6,083 SH   SOLE   6,083 0 0
Embecta Corp COM 29082K105   113 8 SH   SOLE   8 0 0
Emerson Electric Co COM 291011104   246,411 2,253 SH   SOLE   2,253 0 0
Encompass Health Corp COM 29261A100   52,765 546 SH   SOLE   546 0 0
EnerSys COM 29275Y102   158,484 1,553 SH   SOLE   1,553 0 0
Entegris Inc COM 29362U104   37,360 332 SH   SOLE   332 0 0
Envista Holdings Corp COM 29415F104   18,238 923 SH   SOLE   923 0 0
Equifax Inc COM 294429105   120,483 410 SH   SOLE   410 0 0
Equinix Inc. COM 29444U700   136,695 154 SH   SOLE   154 0 0
Esab Corp COM 29605J106   155,000 1,458 SH   SOLE   1,458 0 0
Evercore Inc COM 29977A105   177,085 699 SH   SOLE   699 0 0
Exelon Corp. COM 30161N101   3,244 80 SH   SOLE   80 0 0
Exxon Mobil Corp COM 30231G102   736,142 6,280 SH   SOLE   6,280 0 0
Figs Inc Class A COM 30260D103   75,240 11,000 SH   SOLE   11,000 0 0
Meta Platforms Inc COM 30303M102   1,273,679 2,225 SH   SOLE   2,225 0 0
Fastenal COM 311900104   12,427 174 SH   SOLE   174 0 0
FedEx Corp COM 31428X106   177,618 649 SH   SOLE   649 0 0
Fidelity Covington Trust Enhanced Large Cap Core ETF COM 316092113   123,226 3,840 SH   SOLE   3,840 0 0
First Citizens Bancshares Inc. COM 31946M103   12,887 7 SH   SOLE   7 0 0
First Horizon National Corp COM 320517105   1,553 100 SH   SOLE   100 0 0
Fiserv, Inc. COM 337738108   13,114 73 SH   SOLE   73 0 0
Fomento Economico Mexicano S.A.B. De C.V. (Femsa) Sp Adr (Isin #us3444191064 Sedol #2246039) COM 344419106   7,107 72 SH   SOLE   72 0 0
Ford Motor Company COM 345370860   10,560 1,000 SH   SOLE   1,000 0 0
Fortinet Inc. COM 34959E109   6,824 88 SH   SOLE   88 0 0
Fortive Corp Com COM 34959J108   789 10 SH   SOLE   10 0 0
Freeport-Mcmoran Copper & Gold COM 35671D857   23,862 478 SH   SOLE   478 0 0
H.B. Fuller Company COM 359694106   130,659 1,646 SH   SOLE   1,646 0 0
GATX Corp COM 361448103   6,093 46 SH   SOLE   46 0 0
GMS Inc COM 36251C103   17,661 195 SH   SOLE   195 0 0
GXO Logistics Inc COM 36262G101   208,280 4,000 SH   SOLE   4,000 0 0
GE Healthcare Technologies Inc COM 36266G107   45,236 482 SH   SOLE   482 0 0
Arthur J Gallagher & Co COM 363576109   1,124,917 3,998 SH   SOLE   3,998 0 0
GE Vernova Inc. Com COM 36828A101   330,199 1,295 SH   SOLE   1,295 0 0
General Electric Co COM 369604301   998,720 5,296 SH   SOLE   5,296 0 0
General Mills Inc COM 370334104   179,899 2,436 SH   SOLE   2,436 0 0
General Motors Co COM 37045V100   30,895 689 SH   SOLE   689 0 0
Genesis Energy LP COM 371927104   381,045 28,500 SH   SOLE   28,500 0 0
Gilead Sciences Inc COM 375558103   12,576 150 SH   SOLE   150 0 0
GSK PLC ADR COM 37733W204   13,082 320 SH   SOLE   320 0 0
Global Payments Inc COM 37940X102   122,802 1,199 SH   SOLE   1,199 0 0
Global X MLP & Energy Infrastructure COM 37954Y293   1,326,350 24,368 SH   SOLE   24,368 0 0
Global X Silver ETF COM 37954Y848   113,621 3,238 SH   SOLE   3,238 0 0
Global X Funds Hydrogen ETF COM 37960A420   1,022 40 SH   SOLE   40 0 0
Goldman Sachs COM 38141G104   428,270 865 SH   SOLE   865 0 0
Goldman Sachs Group PFD A 1/1000 COM 38143Y665   157,896 6,800 SH   SOLE   6,800 0 0
Goldman Sachs Group, Inc. 1/100th Interest in a Share of Floating Rate Non-Cumulative Preferred Stock, Series D COM 38144G804   75,334 3,326 SH   SOLE   3,326 0 0
Goldman Sachs Group, Inc. 1/1000th Interest in a Share of Floating Rate Non-Cumulative Preferred Stock, Series C COM 38144X609   99,238 4,205 SH   SOLE   4,205 0 0
Goldman Sachs Physical Gold ETF COM 38150K103   117,425 4,512 SH   SOLE   4,512 0 0
Grail Inc Com COM 384747101   14 1 SH   SOLE   1 0 0
W W Grainger Inc. COM 384802104   16,621 16 SH   SOLE   16 0 0
HCA Healthcare Inc COM 40412C101   1,111,992 2,736 SH   SOLE   2,736 0 0
HSBC Holdings PLC COM 404280406   15,139 335 SH   SOLE   335 0 0
HP Inc COM 40434L105   3,085 86 SH   SOLE   86 0 0
Haleon PLC Spon ADS COM 405552100   4,232 400 SH   SOLE   400 0 0
Harley-Davidson Inc COM 412822108   10,711 278 SH   SOLE   278 0 0
Hexcel Corp COM 428291108   4,885 79 SH   SOLE   79 0 0
Hologic Inc COM 436440101   40,730 500 SH   SOLE   500 0 0
Home Depot Inc COM 437076102   1,540,570 3,802 SH   SOLE   3,802 0 0
Honeywell International Inc COM 438516106   126,507 612 SH   SOLE   612 0 0
Houlihan Lokey Inc COM 441593100   8,849 56 SH   SOLE   56 0 0
Howmet Aerospace Inc COM 443201108   5,013 50 SH   SOLE   50 0 0
HubSpot Inc COM 443573100   5,316 10 SH   SOLE   10 0 0
Huntington Bancshares Inc COM 446150104   61,740 4,200 SH   SOLE   4,200 0 0
Hyster Yale Materials Handling Inc COM 449172105   95,464 1,497 SH   SOLE   1,497 0 0
ITT Inc COM 45073V108   334,005 2,234 SH   SOLE   2,234 0 0
ICICI Bank Ltd ADR COM 45104G104   15,761 528 SH   SOLE   528 0 0
Illinois Tool Works COM 452308109   45,076 172 SH   SOLE   172 0 0
Illumina Inc. COM 452327109   1,435 11 SH   SOLE   11 0 0
Ingersoll Rand Inc COM 45687V106   16,982 173 SH   SOLE   173 0 0
Insight Enterprises, Inc. COM 45765U103   182,220 846 SH   SOLE   846 0 0
Intel Corp COM 458140100   1,173 50 SH   SOLE   50 0 0
Intercontinental Exchange Group COM 45866F104   91,565 570 SH   SOLE   570 0 0
International Business Machines COM 459200101   315,702 1,428 SH   SOLE   1,428 0 0
International Flavors & Fragrances COM 459506101   37,250 355 SH   SOLE   355 0 0
Interpublic Group of Companies Inc. COM 460690100   1,898 60 SH   SOLE   60 0 0
Invesco QQQ Trust COM 46090E103   772,127 1,582 SH   SOLE   1,582 0 0
Investcorp Credit Management BDC INC COM 46090R104   21,910 7,000 SH   SOLE   7,000 0 0
Intuit Inc COM 461202103   1,258,146 2,026 SH   SOLE   2,026 0 0
Intuitive Surgical, Inc. COM 46120E602   272,164 554 SH   SOLE   554 0 0
Invesco S&P 500 Equal Weight Technology ETF COM 46137V282   1,357 36 SH   SOLE   36 0 0
Invesco S&P 500 Equal Weighted ETF COM 46137V357   1,039,665 5,803 SH   SOLE   5,803 0 0
Invesco FTSE Rafi US 1500 Small-Mid ETF COM 46137V597   1,330 32 SH   SOLE   32 0 0
Invesco FTSE Rafi US 1000 ETF COM 46137V613   62,977 1,550 SH   SOLE   1,550 0 0
Invesco FTSE Rafi Dev Mkts Ex-US ETF COM 46138E743   29,453 565 SH   SOLE   565 0 0
Invesco BulletShares 2027 Corp Bond ETF COM 46138J783   51,331 2,603 SH   SOLE   2,603 0 0
Invesco Bulshs 2026 CB COM 46138J791   50,876 2,601 SH   SOLE   2,601 0 0
iShares Gold Trust COM 464285204   1,815,392 36,527 SH   SOLE   36,527 0 0
iShares MSCI Emerg Mkts Min Vol Fctr ETF COM 464286533   7,587 121 SH   SOLE   121 0 0
iShares Core S&P Total US Stock Market COM 464287150   426,480 3,395 SH   SOLE   3,395 0 0
iShares Select Dividend ETF COM 464287168   2,967,488 21,970 SH   SOLE   21,970 0 0
iShares Core S&P 500 (Mkt) COM 464287200   4,135,799 7,170 SH   SOLE   7,170 0 0
iShares Global Tech (Mkt) COM 464287291   2,566,683 31,100 SH   SOLE   31,100 0 0
iShares Global Energy (MKT) COM 464287341   26,757 661 SH   SOLE   661 0 0
iShares S&P 500 Value ETF COM 464287408   10,640,673 53,967 SH   SOLE   53,967 0 0
ISHARES TR COM 464287432   55,034 561 SH   SOLE   561 0 0
iShares Core S&P MidCap COM 464287507   1,131,731 18,160 SH   SOLE   18,160 0 0
iShares North American Tech-Software (MKT) COM 464287515   166,228 1,860 SH   SOLE   1,860 0 0
iShares Russell 1000 Value COM 464287598   45,552 240 SH   SOLE   240 0 0
iShares Russell 1000 ETF COM 464287622   3,458 11 SH   SOLE   11 0 0
Ishares Russell 2000 ETF COM 464287655   9,498 43 SH   SOLE   43 0 0
iShares Russell 3000 Value (MKT) COM 464287663   127,193 1,332 SH   SOLE   1,332 0 0
iShares Russell 3000 Growth (MKT) COM 464287671   72,023 546 SH   SOLE   546 0 0
ISHARES RUSSELL 3000 ETF COM 464287689   24,505 75 SH   SOLE   75 0 0
iShares U.S. Technology ETF COM 464287721   104,315 688 SH   SOLE   688 0 0
iShares Core S&P Small-Cap COM 464287804   594,157 5,080 SH   SOLE   5,080 0 0
iShares S&P Small Cap 600 Value ETF COM 464287879   117,349 1,090 SH   SOLE   1,090 0 0
iShares MSCI ACWI Index ETF COM 464288257   1,643,813 13,750 SH   SOLE   13,750 0 0
iShares International Select Div COM 464288448   30 1 SH   SOLE   1 0 0
iShares MBS ETF COM 464288588   54,612 570 SH   SOLE   570 0 0
iShares 10-20 Year Treasury Bond (Mkt) COM 464288653   1,749 16 SH   SOLE   16 0 0
iShares US Home Construction (MKT) COM 464288752   2,288 18 SH   SOLE   18 0 0
iShares MSCI EAFE Value ETF COM 464288877   236,678 4,114 SH   SOLE   4,114 0 0
iShares MSCI EAFE Growth ETF COM 464288885   167,180 1,553 SH   SOLE   1,553 0 0
iShares S&P GSCI Commodity-Indexed Trust COM 46428R107   131,250 6,250 SH   SOLE   6,250 0 0
iShares US Treasury Bond ETF COM 46429B267   10,341 441 SH   SOLE   441 0 0
iShares MSCI USA Minimum Volatility COM 46429B697   29,950 328 SH   SOLE   328 0 0
iShares Commodities Select Strategy ETF COM 46431W853   1,347 52 SH   SOLE   52 0 0
iShares MSCI USA Quality Factor ETF COM 46432F339   289,570 1,615 SH   SOLE   1,615 0 0
iShares MSCI USA Value Factor ETF COM 46432F388   22,135 203 SH   SOLE   203 0 0
iShares Edge MSCI USA Momentum Factor COM 46432F396   26,562 131 SH   SOLE   131 0 0
iShares Core MSCI Total Intl Stock Mkt ETF COM 46432F834   1,525,303 21,001 SH   SOLE   21,001 0 0
iShares Core MSCI EAFE COM 46432F842   77,270 990 SH   SOLE   990 0 0
iShares Core 1-5 Year USD Bond ETF COM 46432F859   530,612 10,900 SH   SOLE   10,900 0 0
iShares Core MSCI EM ETF COM 46434G103   73,427 1,279 SH   SOLE   1,279 0 0
iShares MSCI Emrg Mkts Ex Chn ETF COM 46434G764   42,533 696 SH   SOLE   696 0 0
MSCI Gbl ETF New COM 46434G848   64,815 1,500 SH   SOLE   1,500 0 0
iShares MSCI Emerging Markets Multifactor ETF COM 46434G889   6,722 135 SH   SOLE   135 0 0
iShares MSCI USA Small Cap Multifactor ETF COM 46434V290   25,080 378 SH   SOLE   378 0 0
iShares Core Total USD Bond Market ETF COM 46434V613   305,903 6,492 SH   SOLE   6,492 0 0
iShares Core Dividend Growth ETF COM 46434V621   214,588 3,423 SH   SOLE   3,423 0 0
iShares Treasury Floating Rate Bond ETF COM 46434V860   39,063 772 SH   SOLE   772 0 0
iShares ESG MSCI USA COM 46435G425   103,468 820 SH   SOLE   820 0 0
iShares US Infrastructure ETF COM 46435U713   30,437 648 SH   SOLE   648 0 0
iShares Bitcoin Trust COM 46438F101   9,033 250 SH   SOLE   250 0 0
JP Morgan Chase & Co COM 46625H100   2,851,249 13,522 SH   SOLE   13,522 0 0
JPMorgan US Momentum Factor ETF COM 46641Q779   51,188 896 SH   SOLE   896 0 0
Johnson & Johnson COM 478160104   426,380 2,631 SH   SOLE   2,631 0 0
KB Financial Group Inc Spons ADR COM 48241A105   6,916 112 SH   SOLE   112 0 0
KBR, Inc. COM 48242W106   109,939 1,688 SH   SOLE   1,688 0 0
KLA-Tencor Corp COM 482480100   12,391 16 SH   SOLE   16 0 0
KKR Real Estate Finance Trust Inc COM 48251K100   41,990 3,400 SH   SOLE   3,400 0 0
Kimberly-Clark Corp COM 494368103   193,643 1,361 SH   SOLE   1,361 0 0
Kinsale Capital Group Inc COM 49714P108   61,921 133 SH   SOLE   133 0 0
Kroger Co COM 501044101   202,441 3,533 SH   SOLE   3,533 0 0
LPL Financial Holdings Inc COM 50212V100   73,278 315 SH   SOLE   315 0 0
L3Harris Technologies Inc COM 502431109   381,781 1,605 SH   SOLE   1,605 0 0
LAM Research Corp COM 512807108   111,803 137 SH   SOLE   137 0 0
Lamar Advertising Co COM 512816109   71,075 532 SH   SOLE   532 0 0
Las Vegas Sands Corp. COM 517834107   7,048 140 SH   SOLE   140 0 0
Eli Lilly & Co COM 532457108   2,293,699 2,589 SH   SOLE   2,589 0 0
Lockheed Martin Corp COM 539830109   454,203 777 SH   SOLE   777 0 0
Louisiana-Pacific Corp COM 546347105   1,611,900 15,000 SH   SOLE   15,000 0 0
Lowes Companies Inc COM 548661107   196,908 727 SH   SOLE   727 0 0
Lulu Lemon Athletica Inc COM 550021109   1,095,983 4,039 SH   SOLE   4,039 0 0
Lumen Technologies Inc COM 550241103   3,365 474 SH   SOLE   474 0 0
Lument Finance Trust Inc Com COM 55025L108   27,830 11,000 SH   SOLE   11,000 0 0
M&T Bank Corp COM 55261F104   1,202,310 6,750 SH   SOLE   6,750 0 0
MGM Resorts International COM 552953101   116,840 2,989 SH   SOLE   2,989 0 0
MPLX LP COM 55336V100   146,718 3,300 SH   SOLE   3,300 0 0
MSCI Inc COM 55354G100   46,634 80 SH   SOLE   80 0 0
Magnolia Oil & Gas Corp COM 559663109   129,914 5,320 SH   SOLE   5,320 0 0
Marathon Digital Holdings Inc COM 565788106   2,514 155 SH   SOLE   155 0 0
Marathon Oil Corp COM 565849106   10,705 402 SH   SOLE   402 0 0
Marathon Petroleum Corp COM 56585A102   112,897 693 SH   SOLE   693 0 0
Markel Corporation COM 570535104   221,170 141 SH   SOLE   141 0 0
Marsh & Mclennan Companies Inc COM 571748102   72,950 327 SH   SOLE   327 0 0
Marriott International Inc COM 571903202   11,933 48 SH   SOLE   48 0 0
Martin Marietta Materials, Inc COM 573284106   77,508 144 SH   SOLE   144 0 0
Marvell Technology Group Ltd. COM 573874104   95,054 1,318 SH   SOLE   1,318 0 0
Masco Corp COM 574599106   248,462 2,960 SH   SOLE   2,960 0 0
Mastercard Inc Class A COM 57636Q104   304,181 616 SH   SOLE   616 0 0
McDonalds Corp COM 580135101   361,758 1,188 SH   SOLE   1,188 0 0
Mckesson Corp COM 58155Q103   486,509 984 SH   SOLE   984 0 0
Medical Properties Trust Inc COM 58463J304   8,775 1,500 SH   SOLE   1,500 0 0
Merck & Co Inc COM 58933Y105   902,688 7,949 SH   SOLE   7,949 0 0
Metlife Inc COM 59156R108   195,478 2,370 SH   SOLE   2,370 0 0
Mettler-Toledo International Inc. COM 592688105   124,475 83 SH   SOLE   83 0 0
Microsoft Corp COM 594918104   11,866,383 27,577 SH   SOLE   27,577 0 0
MicroStrategy Incorporated COM 594972408   6,744 40 SH   SOLE   40 0 0
Microchip Technology Inc. COM 595017104   8,511 106 SH   SOLE   106 0 0
Mitsubishi Financial Group ADR COM 606822104   1,883 185 SH   SOLE   185 0 0
Moderna Inc COM 60770K107   19,381 290 SH   SOLE   290 0 0
Mondelez Intl Inc Com Cl A COM 609207105   154,044 2,091 SH   SOLE   2,091 0 0
Monolithic Power Systems, Inc. COM 609839105   48,999 53 SH   SOLE   53 0 0
Moody's Corporation COM 615369105   196,955 415 SH   SOLE   415 0 0
Moog Inc COM 615394202   189,495 938 SH   SOLE   938 0 0
Morgan Stanley COM 617446448   1,772 17 SH   SOLE   17 0 0
Morgan Stanley Fixed-To-Floating Rate Non-Cumulative Preferred Stock, Series I COM 61761J406   253,100 10,000 SH   SOLE   10,000 0 0
Motorola Solutions, Inc. COM 620076307   10,341 23 SH   SOLE   23 0 0
NVR, Inc. COM 62944T105   29,435 3 SH   SOLE   3 0 0
National Healthcare Corp COM 635906100   6,666 53 SH   SOLE   53 0 0
NeoGenomics, Inc. COM 64049M209   1,593 108 SH   SOLE   108 0 0
Netflix Inc COM 64110L106   769,558 1,085 SH   SOLE   1,085 0 0
Newmont Mining Corp COM 651639106   3,207 60 SH   SOLE   60 0 0
Nexstar Media Group, Inc. COM 65336K103   85,817 519 SH   SOLE   519 0 0
Nextera Energy Inc COM 65339F101   399,066 4,721 SH   SOLE   4,721 0 0
Nike Inc Cl B COM 654106103   331,677 3,752 SH   SOLE   3,752 0 0
Norfolk Southern Corp COM 655844108   503,710 2,027 SH   SOLE   2,027 0 0
Northrop Grumman Corp COM 666807102   344,830 653 SH   SOLE   653 0 0
Novo Nordisk A/S Spons Adr COM 670100205   133,120 1,118 SH   SOLE   1,118 0 0
Nvidia Corp COM 67066G104   6,928,152 57,050 SH   SOLE   57,050 0 0
Nuveen S&P 500 Buy-Write In Com COM 6706ER101   82,320 6,000 SH   SOLE   6,000 0 0
O'Reilly Automotive Inc COM 67103H107   834,910 725 SH   SOLE   725 0 0
Occidental Petroleum Corp COM 674599105   56,179 1,090 SH   SOLE   1,090 0 0
ON Semiconductor Corp COM 682189105   9,221 127 SH   SOLE   127 0 0
ONEOK Inc COM 682680103   69,897 767 SH   SOLE   767 0 0
Oracle Corp COM 68389X105   1,512,641 8,877 SH   SOLE   8,877 0 0
Orrstown Financial Services Inc COM 687380105   160,310 4,458 SH   SOLE   4,458 0 0
Paccar Inc COM 693718108   34,341 348 SH   SOLE   348 0 0
Palmer Square Capital BDC Inc COM 69702V107   73,890 4,533 SH   SOLE   4,533 0 0
Palo Alto Networks Inc COM 697435105   188,674 552 SH   SOLE   552 0 0
Parker-Hannifin Corp COM 701094104   410,051 649 SH   SOLE   649 0 0
Paychex Inc COM 704326107   572,857 4,269 SH   SOLE   4,269 0 0
Pepsico Inc COM 713448108   799,065 4,699 SH   SOLE   4,699 0 0
Performance Food Group COM 71377A103   155,016 1,978 SH   SOLE   1,978 0 0
Pfizer Inc COM 717081103   312,928 10,813 SH   SOLE   10,813 0 0
Phillips 66 COM 718546104   48,374 368 SH   SOLE   368 0 0
Photronics, Inc. COM 719405102   161,930 6,540 SH   SOLE   6,540 0 0
Portman Ridge Fin Corp Com COM 73688F201   37,100 2,000 SH   SOLE   2,000 0 0
Procter & Gamble Co COM 742718109   439,235 2,536 SH   SOLE   2,536 0 0
Progressive Corporation COM 743315103   1,647,156 6,491 SH   SOLE   6,491 0 0
Prologis, Inc. COM 74340W103   298,400 2,363 SH   SOLE   2,363 0 0
ProShares Russell 2000 Dividend Growers ETF COM 74347B698   10,250,619 148,002 SH   SOLE   148,002 0 0
Prudential Financial Inc COM 744320102   35,482 293 SH   SOLE   293 0 0
Public Storage COM 74460D109   11,280 31 SH   SOLE   31 0 0
PulteGroup Inc COM 745867101   63,153 440 SH   SOLE   440 0 0
Qualcomm Inc COM 747525103   1,434,882 8,438 SH   SOLE   8,438 0 0
Quanta Services Inc COM 74762E102   28,026 94 SH   SOLE   94 0 0
Raymond James Financial Inc COM 754730109   101,734 830 SH   SOLE   830 0 0
Raytheon Technologies Corp COM 75513E101   734,108 6,059 SH   SOLE   6,059 0 0
Realty Income Corp COM 756109104   25,368 400 SH   SOLE   400 0 0
Regal Beloit Corp COM 758750103   157,088 947 SH   SOLE   947 0 0
Regeneron Pharmaceuticals COM 75886F107   147,174 140 SH   SOLE   140 0 0
Regions Financial Corp COM 7591EP100   56,085 2,404 SH   SOLE   2,404 0 0
Reinsurance Group of America Inc COM 759351604   6,972 32 SH   SOLE   32 0 0
Repligen Corporation COM 759916109   1,935 13 SH   SOLE   13 0 0
Republic Services Inc COM 760759100   333,194 1,659 SH   SOLE   1,659 0 0
Ribbon Communications Inc Com COM 762544104   20 6 SH   SOLE   6 0 0
Rockwell Automation Inc COM 773903109   12,081 45 SH   SOLE   45 0 0
Roper Technologies Inc COM 776696106   149,126 268 SH   SOLE   268 0 0
Ross Stores Inc COM 778296103   3,010 20 SH   SOLE   20 0 0
Royal Dutch Shell PLC COM 780259305   3,298 50 SH   SOLE   50 0 0
Ryder System Inc. COM 783549108   5,978 41 SH   SOLE   41 0 0
S&P Global Inc. COM 78409V104   98,158 190 SH   SOLE   190 0 0
SEI Investments Company COM 784117103   17,159 248 SH   SOLE   248 0 0
SPDR S&P 500 ETF COM 78462F103   9,698,839 16,904 SH   SOLE   16,904 0 0
SPDR Gold Trust COM 78463V107   1,385,928 5,702 SH   SOLE   5,702 0 0
SPDR Euro Stoxx 50 COM 78463X202   366,398 6,882 SH   SOLE   6,882 0 0
SPDR S&P Emerging Markets ETF COM 78463X509   9,990 242 SH   SOLE   242 0 0
SPDR Portfolio Developed ETF COM 78463X889   28,696 764 SH   SOLE   764 0 0
SPdr Prtflo SP 500 GW COM 78464A409   27,453 331 SH   SOLE   331 0 0
SPDR Prtflo SP 500 VL COM 78464A508   28,280 535 SH   SOLE   535 0 0
SPDR Portfolio S&P 1500 COM 78464A805   568,257 8,111 SH   SOLE   8,111 0 0
SPDR Portfolio S&P 400 COM 78464A847   215,931 3,949 SH   SOLE   3,949 0 0
SPDR Portfolio S&P 500 COM 78464A854   587,877 8,708 SH   SOLE   8,708 0 0
SPDR Dow Jones Industrial Average (MKT) COM 78467X109   24,118 57 SH   SOLE   57 0 0
SPDR S&P Midcap 400 COM 78467Y107   12,533 22 SH   SOLE   22 0 0
SPDR Bloomberg Barclays 1-3 Mo T-Bill ETF COM 78468R663   1,259,174 13,715 SH   SOLE   13,715 0 0
SPDR Portfolio S&P 600 COM 78468R853   231,054 5,077 SH   SOLE   5,077 0 0
SAGA Communications Inc Cl A New COM 786598300   14,360 1,000 SH   SOLE   1,000 0 0
Salesforce.com Inc. COM 79466L302   12,864 47 SH   SOLE   47 0 0
Sana Biotechnology Inc COM 799566104   1,514 364 SH   SOLE   364 0 0
Sanofi SA ADR COM 80105N105   1,729 30 SH   SOLE   30 0 0
Saratoga Invt Corp COM 80349A208   23,190 1,000 SH   SOLE   1,000 0 0
Sarepta Therapeutics Inc COM 803607100   4,746 38 SH   SOLE   38 0 0
Schlumberger Limited COM 806857108   100,596 2,398 SH   SOLE   2,398 0 0
The Charles Schwab Corporation COM 808513105   13,675 211 SH   SOLE   211 0 0
Schwab US Broad Market ETF COM 808524102   399 6 SH   SOLE   6 0 0
Schwab US Large-Cap ETFT Mkt COM 808524201   13,704,547 201,983 SH   SOLE   201,983 0 0
Schwab US Large-Cap Growth ETF COM 808524300   3,797,361 36,450 SH   SOLE   36,450 0 0
Schwab Emerging Markets Equity ETF COM 808524706   351,940 12,061 SH   SOLE   12,061 0 0
FDT Int LG COM 808524755   66,743 1,786 SH   SOLE   1,786 0 0
FDT US SC COM 808524763   87,270 1,465 SH   SOLE   1,465 0 0
Schwab Fundamental US Large Company ETF COM 808524771   92,929 1,295 SH   SOLE   1,295 0 0
Schwab US REIT ETF COM 808524847   5,607 242 SH   SOLE   242 0 0
SPDR Health Care Select Sector COM 81369Y209   729,901 4,739 SH   SOLE   4,739 0 0
SPDR Consumer Discretionary Select Sector COM 81369Y407   68,527 342 SH   SOLE   342 0 0
Energy Select Sector SPDR (Mkt) COM 81369Y506   209,930 2,391 SH   SOLE   2,391 0 0
Financial Select Sector SPDR (Mkt) COM 81369Y605   460,678 10,165 SH   SOLE   10,165 0 0
SPDR Industrial Select Sector COM 81369Y704   800,315 5,909 SH   SOLE   5,909 0 0
Technology Select Sector COM 81369Y803   108,365 480 SH   SOLE   480 0 0
ServiceNow Inc COM 81762P102   92,122 103 SH   SOLE   103 0 0
Servisfirst Bancshares COM 81768T108   269,508 3,350 SH   SOLE   3,350 0 0
Sherwin-Williams Co COM 824348106   111,448 292 SH   SOLE   292 0 0
Shopify Inc COM 82509L107   173,984 2,171 SH   SOLE   2,171 0 0
Simon Property Group COM 828806109   39,382 233 SH   SOLE   233 0 0
Sitio Royalties Corp Class A COM 82983N108   131,688 6,319 SH   SOLE   6,319 0 0
Skyworks Solutions Inc COM 83088M102   19,754 200 SH   SOLE   200 0 0
A. O. Smith Corp COM 831865209   752,057 8,372 SH   SOLE   8,372 0 0
Snap-on Inc COM 833034101   5,215 18 SH   SOLE   18 0 0
Snap Inc COM 83304A106   5,350 500 SH   SOLE   500 0 0
Solventum Corp Com Shs COM 83444M101   1,743 25 SH   SOLE   25 0 0
Sony Corp ADR COM 835699307   196,423 2,034 SH   SOLE   2,034 0 0
Southern Company COM 842587107   550,639 6,106 SH   SOLE   6,106 0 0
Sprott Physical Gold Trust COM 85207H104   106,098 5,206 SH   SOLE   5,206 0 0
Sprott Physical Silver Trust COM 85207K107   220,505 21,101 SH   SOLE   21,101 0 0
Square Inc COM 852234103   4,028 60 SH   SOLE   60 0 0
Stag Industrial Inc COM 85254J102   343,836 8,796 SH   SOLE   8,796 0 0
Starbucks Corp COM 855244109   46,600 478 SH   SOLE   478 0 0
Steel Dynamics, Inc. COM 858119100   233,248 1,850 SH   SOLE   1,850 0 0
Stryker Corp COM 863667101   68,639 190 SH   SOLE   190 0 0
Synopsys, Inc. COM 871607107   84,061 166 SH   SOLE   166 0 0
Synovus Financial Corp Com COM 87161C501   55,854 1,256 SH   SOLE   1,256 0 0
Sysco Corp COM 871829107   125,130 1,603 SH   SOLE   1,603 0 0
TJX Cos Inc COM 872540109   1,906,616 16,221 SH   SOLE   16,221 0 0
T-Mobile US Inc COM 872590104   1,043,769 5,058 SH   SOLE   5,058 0 0
TRI Pointe Group Inc COM 87265H109   5,301 117 SH   SOLE   117 0 0
Taiwan Semiconductor Manufacturing Company ADR COM 874039100   255,121 1,469 SH   SOLE   1,469 0 0
Target Corp COM 87612E106   25,717 165 SH   SOLE   165 0 0
Targa Resources Corp COM 87612G101   234,596 1,585 SH   SOLE   1,585 0 0
Teledyne Technologies Inc COM 879360105   5,252 12 SH   SOLE   12 0 0
Teradyne, Inc. COM 880770102   305,628 2,282 SH   SOLE   2,282 0 0
Tesla Motors Inc COM 88160R101   150,437 575 SH   SOLE   575 0 0
Texas Instruments Inc COM 882508104   1,061,563 5,139 SH   SOLE   5,139 0 0
Texas Pacific Land Trust COM 88262P102   106,169 120 SH   SOLE   120 0 0
Textron Inc COM 883203101   16,742 189 SH   SOLE   189 0 0
Thermo Fisher Scientific Inc COM 883556102   87,218 141 SH   SOLE   141 0 0
3M Co COM 88579Y101   34,859 255 SH   SOLE   255 0 0
Toll Brothers Inc COM 889478103   440,297 2,850 SH   SOLE   2,850 0 0
Tractor Supply Co COM 892356106   916,430 3,150 SH   SOLE   3,150 0 0
TransDigm Group Inc. COM 893641100   122,733 86 SH   SOLE   86 0 0
Travel Plus Leisure Co COM 894164102   62,116 1,348 SH   SOLE   1,348 0 0
Travelers Companies Inc COM 89417E109   35,586 152 SH   SOLE   152 0 0
Truist Financial Corp COM 89832Q109   388,223 9,077 SH   SOLE   9,077 0 0
Trustmark Corporation COM 898402102   168,932 5,309 SH   SOLE   5,309 0 0
Udemy Inc COM 902685106   60 8 SH   SOLE   8 0 0
Uber Technologies, Inc. COM 90353T100   92,447 1,230 SH   SOLE   1,230 0 0
Under Armour Inc Class A Shs COM 904311107   2,504 281 SH   SOLE   281 0 0
Under Armour COM 904311206   5,718 684 SH   SOLE   684 0 0
Unilever Plc Sponsored ADR COM 904767704   216,512 3,333 SH   SOLE   3,333 0 0
Union Pacific Corp COM 907818108   68,275 277 SH   SOLE   277 0 0
United Community Banks Inc Blairsville Ga COM 90984P303   523 18 SH   SOLE   18 0 0
United Airlines Holdings Inc COM 910047109   28,530 500 SH   SOLE   500 0 0
United Parcel Service Cl B COM 911312106   77,714 570 SH   SOLE   570 0 0
United Rentals Inc COM 911363109   60,730 75 SH   SOLE   75 0 0
United States Oil COM 91232N207   94,812 1,356 SH   SOLE   1,356 0 0
UnitedHealth Group Inc COM 91324P102   1,064,702 1,821 SH   SOLE   1,821 0 0
Unum Group COM 91529Y106   46,007 774 SH   SOLE   774 0 0
Valero Energy Corp COM 91913Y100   83,178 616 SH   SOLE   616 0 0
VanEck Vectors Gold Miners ETF COM 92189F106   100,346 2,520 SH   SOLE   2,520 0 0
Vaneck Vectors ETF TR Gold Miners COM 92189F791   37,340 765 SH   SOLE   765 0 0
Vanguard Dividend Appreciation ETF COM 921908844   33,062,156 166,930 SH   SOLE   166,930 0 0
Vanguard Total Intl Stock Idx ETF COM 921909768   66,359 1,025 SH   SOLE   1,025 0 0
Vanguard S&P 500 Value ETF COM 921932703   3,693,293 19,365 SH   SOLE   19,365 0 0
Vanguard Total Bond Market ETF COM 921937835   528,774 7,040 SH   SOLE   7,040 0 0
Vanguard FTSE Developed Markets ETF COM 921943858   51,829,424 981,432 SH   SOLE   981,432 0 0
Vanguard High Dividend Yield Index ETF COM 921946406   57,283,862 446,832 SH   SOLE   446,832 0 0
Vanguard International High Dividend Yield Index ETF COM 921946794   25,161,842 342,711 SH   SOLE   342,711 0 0
Vanguard Total World Stock Index ETF COM 922042742   1,356,800 11,335 SH   SOLE   11,335 0 0
Vanguard FTSE All-World Ex-US ETF COM 922042775   60,165 955 SH   SOLE   955 0 0
Vanguard FTSE Emerging Markets (ETF) COM 922042858   207,908 4,345 SH   SOLE   4,345 0 0
Vanguard FTSE Europe ETF COM 922042874   211,167 2,970 SH   SOLE   2,970 0 0
Vanguard Energy ETF COM 92204A306   140,841 1,150 SH   SOLE   1,150 0 0
Vanguard Health Care ETF COM 92204A504   503,163 1,783 SH   SOLE   1,783 0 0
Vanguard Information Technology ETF COM 92204A702   1,323,189 2,256 SH   SOLE   2,256 0 0
Vanguard Short-Term Government Bond Index Fund ETF COM 92206C102   516,720 8,755 SH   SOLE   8,755 0 0
Vanguard Russell 2000 Index Fund ETF COM 92206C664   2,055,280 23,000 SH   SOLE   23,000 0 0
Vanguard Municipal Bond Fund ETF COM 922907746   171,303 3,351 SH   SOLE   3,351 0 0
Vanguard S&P 500 ETF COM 922908363   1,794,078 3,400 SH   SOLE   3,400 0 0
Vanguard Real Estate Index Fund ETF COM 922908553   16,659 171 SH   SOLE   171 0 0
Vanguard Mid-Cap ETF COM 922908629   27,702 105 SH   SOLE   105 0 0
Vanguard Extended Market Index ETF (MKT) COM 922908652   29,846 164 SH   SOLE   164 0 0
Vanguard Growth Index Fund ETF COM 922908736   3,455 9 SH   SOLE   9 0 0
Vanguard Value ETF COM 922908744   183,299 1,050 SH   SOLE   1,050 0 0
Vanguard Small-Cap Index Fund ETF COM 922908751   21,349 90 SH   SOLE   90 0 0
Vanguard Total Stock Market (ETF) COM 922908769   44,179,756 156,024 SH   SOLE   156,024 0 0
Veralto Corp Com SHS COM 92338C103   26,735 239 SH   SOLE   239 0 0
Verizon Communications Inc COM 92343V104   226,077 5,034 SH   SOLE   5,034 0 0
Vertex Pharmaceuticals Inc COM 92532F100   135,803 292 SH   SOLE   292 0 0
Viatris Inc COM 92556V106   29,025 2,500 SH   SOLE   2,500 0 0
VICI Properties Inc COM 925652109   86,939 2,610 SH   SOLE   2,610 0 0
Visa Inc Class A Shares COM 92826C839   2,689,286 9,781 SH   SOLE   9,781 0 0
Voya Financial Inc COM 929089100   4,753 60 SH   SOLE   60 0 0
Wal-Mart Stores Inc COM 931142103   1,688,725 20,913 SH   SOLE   20,913 0 0
Warner Bros Discovery Inc Ser A COM 934423104   12,969 1,572 SH   SOLE   1,572 0 0
Waste Management Inc COM 94106L109   337,142 1,624 SH   SOLE   1,624 0 0
Wells Fargo & Company COM 949746101   27,398 485 SH   SOLE   485 0 0
Wells Fargo Co. Depositary Shares, Each Representing a 1/1000th Interest in a Share of Non-Cumulative Perpetual Class A COM 94988U151   138,816 6,400 SH   SOLE   6,400 0 0
Wells Fargo Co. Depositary Shares Each Representing a 1/1000th Interest in a Share of Non-Cumulative Perpetual Class A COM 95002Y202   259,500 12,500 SH   SOLE   12,500 0 0
Welltower Inc COM 95040Q104   16,772 131 SH   SOLE   131 0 0
Williams Companies Inc COM 969457100   13,969 306 SH   SOLE   306 0 0
Williams Sonoma COM 969904101   4,028 26 SH   SOLE   26 0 0
WisdomTree Trust Em Ex St-Owned COM 97717X578   82,575 2,500 SH   SOLE   2,500 0 0
WisdomTree Europe Hedged Equity ETF COM 97717X701   359,200 8,000 SH   SOLE   8,000 0 0
Woori Finl Goup Inc ADS COM 981064108   7,825 219 SH   SOLE   219 0 0
XPO Logistics Inc Sr COM 983793100   430,040 4,000 SH   SOLE   4,000 0 0
Xylem Inc COM 98419M100   405,090 3,000 SH   SOLE   3,000 0 0
YUM Brands Inc COM 988498101   138,313 990 SH   SOLE   990 0 0
Zoetis Inc Common COM 98978V103   166,659 853 SH   SOLE   853 0 0
Zurn Water Solutions Corp COM 98983L108   152,745 4,250 SH   SOLE   4,250 0 0
Aon PLC COM G0403H108   69,198 200 SH   SOLE   200 0 0
Arch Capital Group Ltd. COM G0450A105   349,625 3,125 SH   SOLE   3,125 0 0
Accenture Plc COM G1151C101   166,489 471 SH   SOLE   471 0 0
CRH Plc Ord COM G25508105   4,637 50 SH   SOLE   50 0 0
Eaton Corp PLC COM G29183103   85,512 258 SH   SOLE   258 0 0
Fabrinet COM G3323L100   5,202 22 SH   SOLE   22 0 0
International Game Technology SHS USD COM G4863A108   3,621 170 SH   SOLE   170 0 0
Johnson Controls PLC COM G51502105   113,388 1,461 SH   SOLE   1,461 0 0
Linde PLC COM G54950103   122,553 257 SH   SOLE   257 0 0
Medtronic PLC COM G5960L103   77,696 863 SH   SOLE   863 0 0
Seagate Technology Holdings PLC COM G7997R103   9,748 89 SH   SOLE   89 0 0
Trane Technologies PLC COM G8994E103   172,207 443 SH   SOLE   443 0 0
Alcon Inc Ord COM H01301128   98,269 982 SH   SOLE   982 0 0
Chubb Limited COM H1467J104   261,858 908 SH   SOLE   908 0 0
UBS Group COM H42097107   7,264 235 SH   SOLE   235 0 0
TE Connectivity Ltd COM H84989104   21,139 140 SH   SOLE   140 0 0
Transocean LTD (Isin #ch0048265513 Sedol #b3kfww1) COM H8817H100   425 100 SH   SOLE   100 0 0
Monday.com COM M7S64H106   68,609 247 SH   SOLE   247 0 0
ASML Holding NV ADR COM N07059210   238,310 286 SH   SOLE   286 0 0
Royal Caribbean Cruises Ltd COM V7780T103   93,291 526 SH   SOLE   526 0 0