The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200   40,642,097 77,306 SH   SOLE   77,306 0 0
ISHARES TR CORE S&P SCP ETF 464287804   33,532,776 303,409 SH   SOLE   303,409 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   1,617,251 40,912 SH   SOLE   40,912 0 0
CANADIAN PACIFIC KANSAS CITY COM 13646K108   442,966 5,024 SH   SOLE   5,024 0 0
APPLE INC COM 037833100   3,339,407 19,474 SH   SOLE   19,474 0 0
DISNEY WALT CO COM 254687106   356,679 2,915 SH   SOLE   2,915 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   37,508,343 221,458 SH   SOLE   221,458 0 0
ISHARES TR CORE S&P MCP ETF 464287507   7,527,278 123,926 SH   SOLE   123,926 0 0
MCDONALDS CORP COM 580135101   619,162 2,196 SH   SOLE   2,196 0 0
COCA COLA CO COM 191216100   4,190,514 68,495 SH   SOLE   68,495 0 0
ISHARES TR IBOXX HI YD ETF 464288513   2,709,363 34,856 SH   SOLE   34,856 0 0
NVIDIA CORPORATION COM 67066G104   1,533,383 1,697 SH   SOLE   1,697 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   209,438 1,286 SH   SOLE   1,286 0 0
ISHARES TR ROBOTICS ARTIF 46435U556   125,137 3,643 SH   SOLE   3,643 0 0
ALPHABET INC CAP STK CL C 02079K107   1,823,161 11,974 SH   SOLE   11,974 0 0
NETFLIX INC COM 64110L106   287,874 474 SH   SOLE   474 0 0
AMAZON COM INC COM 023135106   1,710,363 9,482 SH   SOLE   9,482 0 0
MICROSOFT CORP COM 594918104   8,843,534 21,020 SH   SOLE   21,020 0 0
META PLATFORMS INC CL A 30303M102   212,684 438 SH   SOLE   438 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,485,844 3,091 SH   SOLE   3,091 0 0
ISHARES TR SP SMCP600VL ETF 464287879   766,898 7,463 SH   SOLE   7,463 0 0
FIRST TR LRGE CP CORE ALPHA COM SHS 33734K109   1,493,463 15,049 SH   SOLE   15,049 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   639,781 3,572 SH   SOLE   3,572 0 0
ISHARES TR CORE MSCI EAFE 46432F842   4,287,170 57,763 SH   SOLE   57,763 0 0
ISHARES INC CORE MSCI EMKT 46434G103   4,140,848 80,249 SH   SOLE   80,249 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   2,222,063 19,018 SH   SOLE   19,018 0 0
BROADCOM INC COM 11135F101   1,477,832 1,115 SH   SOLE   1,115 0 0
COMCAST CORP NEW CL A 20030N101   633,864 14,622 SH   SOLE   14,622 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,054,700 2,132 SH   SOLE   2,132 0 0
JPMORGAN CHASE & CO COM 46625H100   10,296,279 51,404 SH   SOLE   51,404 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   783,687 18,677 SH   SOLE   18,677 0 0
SALESFORCE INC COM 79466L302   968,595 3,216 SH   SOLE   3,216 0 0
EATON CORP PLC SHS G29183103   952,111 3,045 SH   SOLE   3,045 0 0
ALPHABET INC CAP STK CL A 02079K305   860,452 5,701 SH   SOLE   5,701 0 0
PROCTER AND GAMBLE CO COM 742718109   2,940,457 18,123 SH   SOLE   18,123 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   1,163,348 4,656 SH   SOLE   4,656 0 0
ROYCE VALUE TR INC COM 780910105   651,825 42,968 SH   SOLE   42,968 0 0
ALLSTATE CORP COM 020002101   580,622 3,356 SH   SOLE   3,356 0 0
BANK AMERICA CORP COM 060505104   730,908 19,275 SH   SOLE   19,275 0 0
BLACKSTONE INC COM 09260D107   3,465,146 26,377 SH   SOLE   26,377 0 0
CATERPILLAR INC COM 149123101   845,720 2,308 SH   SOLE   2,308 0 0
CVS HEALTH CORP COM 126650100   329,329 4,129 SH   SOLE   4,129 0 0
INTEL CORP COM 458140100   450,840 10,207 SH   SOLE   10,207 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   31,545 150 SH   SOLE   150 0 0
JOHNSON & JOHNSON COM 478160104   1,713,442 10,832 SH   SOLE   10,832 0 0
MONDELEZ INTL INC CL A 609207105   436,450 6,235 SH   SOLE   6,235 0 0
MEDTRONIC PLC SHS G5960L103   259,968 2,983 SH   SOLE   2,983 0 0
MARATHON PETE CORP COM 56585A102   1,750,431 8,687 SH   SOLE   8,687 0 0
PEPSICO INC COM 713448108   559,332 3,196 SH   SOLE   3,196 0 0
ISHARES TR PFD AND INCM SEC 464288687   9,669 300 SH   SOLE   300 0 0
PIONEER NAT RES CO COM 723787107   233,625 890 SH   SOLE   890 0 0
UNITED PARCEL SERVICE INC CL B 911312106   1,934,717 13,017 SH   SOLE   13,017 0 0
VISA INC COM CL A 92826C839   2,949,597 10,569 SH   SOLE   10,569 0 0
GENERAL ELECTRIC CO COM NEW 369604301   747,407 4,258 SH   SOLE   4,258 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   631,129 6,526 SH   SOLE   6,526 0 0
HOME DEPOT INC COM 437076102   999,278 2,605 SH   SOLE   2,605 0 0
CHEVRON CORP NEW COM 166764100   3,149,910 19,969 SH   SOLE   19,969 0 0
ISHARES TR U.S. FINLS ETF 464287788   100,433 1,050 SH   SOLE   1,050 0 0
NIKE INC CL B 654106103   680,603 7,242 SH   SOLE   7,242 0 0
WALMART INC COM 931142103   1,133,242 18,834 SH   SOLE   18,834 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   59,101 626 SH   SOLE   626 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   156,729 3,721 SH   SOLE   3,721 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   756 6 SH   SOLE   6 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   372,132 2,519 SH   SOLE   2,519 0 0
TOPBUILD CORP COM 89055F103   1,172,342 2,660 SH   SOLE   2,660 0 0
MASCO CORP COM 574599106   1,955,041 24,785 SH   SOLE   24,785 0 0
ISHARES TR RUS MID CAP ETF 464287499   13,623 162 SH   SOLE   162 0 0
ALLIANCE RESOURCE PARTNERS L UT LTD PART 01877R108   23,567,331 1,175,428 SH   SOLE   1,175,428 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   644,790 22,097 SH   SOLE   22,097 0 0
AMERICAN EXPRESS CO COM 025816109   755,579 3,318 SH   SOLE   3,318 0 0
CISCO SYS INC COM 17275R102   545,017 10,920 SH   SOLE   10,920 0 0
LOWES COS INC COM 548661107   408,077 1,602 SH   SOLE   1,602 0 0
MERCK & CO INC COM 58933Y105   1,330,299 10,082 SH   SOLE   10,082 0 0
PFIZER INC COM 717081103   317,258 11,433 SH   SOLE   11,433 0 0
EXXON MOBIL CORP COM 30231G102   2,560,651 22,029 SH   SOLE   22,029 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   312,411 1,636 SH   SOLE   1,636 0 0
ISHARES TR 10-20 YR TRS ETF 464288653   836,564 7,965 SH   SOLE   7,965 0 0
ARES CAPITAL CORP COM 04010L103   239,218 11,490 SH   SOLE   11,490 0 0
GOLUB CAP BDC INC COM 38173M102   304,329 18,300 SH   SOLE   18,300 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,629,929 8,632 SH   SOLE   8,632 0 0
NEXTERA ENERGY INC COM 65339F101   333,674 5,221 SH   SOLE   5,221 0 0
ISHARES TR S&P 500 VAL ETF 464287408   591,627 3,167 SH   SOLE   3,167 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   91,109 380 SH   SOLE   380 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   56,823 735 SH   SOLE   735 0 0
CSX CORP COM 126408103   1,600,238 43,168 SH   SOLE   43,168 0 0
REAVES UTIL INCOME FD COM SH BEN INT 756158101   366,535 13,595 SH   SOLE   13,595 0 0
ISHARES TR BROAD USD HIGH 46435U853   360,265 9,846 SH   SOLE   9,846 0 0
ISHARES TR CORE US AGGBD ET 464287226   508,309 5,190 SH   SOLE   5,190 0 0
AIR PRODS & CHEMS INC COM 009158106   262,863 1,085 SH   SOLE   1,085 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307   737,648 2,078 SH   SOLE   2,078 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   167,974 2,864 SH   SOLE   2,864 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   192,888 2,537 SH   SOLE   2,537 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   283,850 3,476 SH   SOLE   3,476 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   233,887 1,123 SH   SOLE   1,123 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   100,413 1,315 SH   SOLE   1,315 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   22,584 344 SH   SOLE   344 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   164,030 892 SH   SOLE   892 0 0
CUMMINS INC COM 231021106   256,346 870 SH   SOLE   870 0 0
SHERWIN WILLIAMS CO COM 824348106   331,700 955 SH   SOLE   955 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   43,165 456 SH   SOLE   456 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   56,168 485 SH   SOLE   485 0 0
ISHARES TR 20 YR TR BD ETF 464287432   42,579 450 SH   SOLE   450 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   23,428 291 SH   SOLE   291 0 0
FERGUSON PLC NEW SHS G3421J106   268,669 1,230 SH   SOLE   1,230 0 0
ATLASSIAN CORPORATION CL A 049468101   273,739 1,403 SH   SOLE   1,403 0 0
INVESCO MUNICIPAL TRUST COM 46131J103   135,800 14,000 SH   SOLE   14,000 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   242,974 701 SH   SOLE   701 0 0
MCCORMICK & CO INC COM NON VTG 579780206   504,629 6,570 SH   SOLE   6,570 0 0
RAYMOND JAMES FINL INC COM 754730109   584,547 4,552 SH   SOLE   4,552 0 0
ISHARES TR CORE S&P US GWT 464287671   35,280 301 SH   SOLE   301 0 0
ELI LILLY & CO COM 532457108   364,863 469 SH   SOLE   469 0 0
UNION PAC CORP COM 907818108   1,451,971 5,904 SH   SOLE   5,904 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,150,754 2,200 SH   SOLE   2,200 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   12,054,360 19 SH   SOLE   19 0 0
CHUBB LIMITED COM H1467J104   696,282 2,687 SH   SOLE   2,687 0 0
CME GROUP INC COM 12572Q105   525,092 2,439 SH   SOLE   2,439 0 0
DARDEN RESTAURANTS INC COM 237194105   340,150 2,035 SH   SOLE   2,035 0 0
DEVON ENERGY CORP NEW COM 25179M103   464,566 9,258 SH   SOLE   9,258 0 0
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   86,390 1,634 SH   SOLE   1,634 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   618,737 7,139 SH   SOLE   7,139 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   393,200 5,000 SH   SOLE   5,000 0 0
CHURCHILL DOWNS INC COM 171484108   5,753,138 46,490 SH   SOLE   46,490 0 0
AMNEAL PHARMACEUTICALS INC COM STK CL A 03168L105   60,600 10,000 SH   SOLE   10,000 0 0
BROOKFIELD CORP CL A LTD VT SH 11271J107   211,946 5,062 SH   SOLE   5,062 0 0
LAUDER ESTEE COS INC CL A 518439104   273,616 1,775 SH   SOLE   1,775 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   474,078 1,135 SH   SOLE   1,135 0 0
MARKEL GROUP INC COM 570535104   848,986 558 SH   SOLE   558 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   106,808 2,600 SH   SOLE   2,600 0 0
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167   479,240 8,002 SH   SOLE   8,002 0 0
VANGUARD WORLD FD FINANCIALS ETF 92204A405   13,208 129 SH   SOLE   129 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   5,448 63 SH   SOLE   63 0 0
NOVO-NORDISK A S ADR 670100205   508,721 3,962 SH   SOLE   3,962 0 0
MOODYS CORP COM 615369105   266,474 678 SH   SOLE   678 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   493,350 4,907 SH   SOLE   4,907 0 0
ARCH CAP GROUP LTD ORD G0450A105   232,764 2,518 SH   SOLE   2,518 0 0
AON PLC SHS CL A G0403H108   258,633 775 SH   SOLE   775 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   381,395 393 SH   SOLE   393 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   224,659 3,316 SH   SOLE   3,316 0 0
ICICI BANK LIMITED ADR 45104G104   206,843 7,832 SH   SOLE   7,832 0 0
ICON PLC SHS G4705A100   395,077 1,176 SH   SOLE   1,176 0 0
LINDE PLC SHS G54950103   214,980 463 SH   SOLE   463 0 0
MERCADOLIBRE INC COM 58733R102   229,818 152 SH   SOLE   152 0 0
NU HLDGS LTD ORD SHS CL A G6683N103   199,708 16,740 SH   SOLE   16,740 0 0
FERRARI N V COM N3167Y103   432,888 993 SH   SOLE   993 0 0
PALO ALTO NETWORKS INC COM 697435105   251,455 885 SH   SOLE   885 0 0
BOEING CO COM 097023105   227,728 1,180 SH   SOLE   1,180 0 0
ENSTAR GROUP LIMITED SHS G3075P101   279,684 900 SH   SOLE   900 0 0
ISHARES TR RUS 1000 ETF 464287622   24,195 84 SH   SOLE   84 0 0
BOSTON SCIENTIFIC CORP COM 101137107   219,168 3,200 SH   SOLE   3,200 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869   200,126 1,764 SH   SOLE   1,764 0 0
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794   358,090 3,185 SH   SOLE   3,185 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   355,504 8,511 SH   SOLE   8,511 0 0
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204   85,697 1,039 SH   SOLE   1,039 0 0
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   268,201 1,721 SH   SOLE   1,721 0 0
ISHARES TR IBDS DEC28 ETF 46435U515   140,215 5,629 SH   SOLE   5,629 0 0
ISHARES TR US INDUSTRIALS 464287754   120,430 958 SH   SOLE   958 0 0
VANGUARD WORLD FD CONSUM STP ETF 92204A207   67,162 329 SH   SOLE   329 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   142,023 525 SH   SOLE   525 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   252,732 482 SH   SOLE   482 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,016,311 4,446 SH   SOLE   4,446 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   1,173,082 6,693 SH   SOLE   6,693 0 0