The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
GOLDMAN SACHS BDC INC 4.5 04/01/2022 Convertible 38147UAB3 10 10,000 SH   SOLE   10,000 0 0
GRAB HOLDINGS LIMITED CLASS A ORD Stock G4124C109 35 10,000 SH   SOLE   10,000 0 0
HIGHLAND INCOME FD HIGHLAND INCOME CEF 43010E404 131 11,000 SH   SOLE   11,000 0 0
NUVEEN MUN HIGH INCOME OPPORTU COM CEF 670682103 149 11,465 SH   SOLE   11,465 0 0
FIRST COMWLTH FINL CORP PA COM Stock 319829107 164 10,828 SH   SOLE   10,828 0 0
ROYCE VALUE TR INC COM CEF 780910105 170 10,000 SH   SOLE   10,000 0 0
ISHARES 3-7 YEAR TREASURY BOND ETF ETF 464288661 201 1,643 SH   SOLE   1,643 0 0
CORTEVA INC COM Stock 22052L104 205 3,573 SH   SOLE   3,573 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS ADR 874039100 205 1,968 SH   SOLE   1,968 0 0
EMERSON ELEC CO COM Stock 291011104 208 2,118 SH   SOLE   2,118 0 0
SPDR MSCI ACWI EX-US ETF ETF 78463X848 209 7,591 SH   SOLE   7,591 0 0
ETFS GOLD TRUST ETF ETF 00326A104 210 11,276 SH   SOLE   11,276 0 0
DOW INC COM Stock 260557103 210 3,293 SH   SOLE   3,293 0 0
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 210 3,924 SH   SOLE   3,924 0 0
ENBRIDGE INC COM Stock 29250N105 213 4,628 SH   SOLE   4,628 0 0
VANGUARD LARGE-CAP INDEX FUND ETF 922908637 217 1,040 SH   SOLE   1,040 0 0
QUALCOMM INC Stock 747525103 217 1,422 SH   SOLE   1,422 0 0
REALTY INCOME CORP REIT 756109104 219 3,160 SH   SOLE   3,160 0 0
ROYAL BK CDA COM Stock 780087102 221 2,000 SH   SOLE   2,000 0 0
ALTRIA GROUP INC COM Stock 02209S103 225 4,313 SH   SOLE   4,313 0 0
AMERICAN EXPRESS CO COM Stock 025816109 241 1,287 SH   SOLE   1,287 0 0
INVESCO HIGH YIELD EQUITY DIVIDEND ACHIEVERS ETF ETF 46137V563 245 11,245 SH   SOLE   11,245 0 0
ORACLE CORPORATION Stock 68389X105 252 3,042 SH   SOLE   3,042 0 0
EATON VANCE TAX-ADVANTAGED GLO COM CEF 27828U106 253 8,411 SH   SOLE   8,411 0 0
EOG RES INC COM Stock 26875P101 259 2,172 SH   SOLE   2,172 0 0
ISHARES GLOBAL ENERGY ETF ETF 464287341 259 7,173 SH   SOLE   7,173 0 0
FINANCIAL SELECT SECTOR SPDR ETF 81369Y605 261 6,816 SH   SOLE   6,816 0 0
RESMED INC Stock 761152107 276 1,137 SH   SOLE   1,137 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 277 99 SH   SOLE   99 0 0
CONSOLIDATED EDISON INC COM Stock 209115104 279 2,951 SH   SOLE   2,951 0 0
POWERSHARES FTSE RAFI US 1000 ETF 46137V613 279 1,636 SH   SOLE   1,636 0 0
CENTRAL FUND OF CANADA LTD CEF 85208R101 281 14,517 SH   SOLE   14,517 0 0
GLOBAL X NASDAQ 100 COVERED CALL ETF ETF 37954Y483 283 13,472 SH   SOLE   13,472 0 0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND ETF 81369Y407 285 1,539 SH   SOLE   1,539 0 0
ISHARES U.S. TREASURY BOND ETF ETF 46429B267 294 11,811 SH   SOLE   11,811 0 0
T-MOBILE US INC COM Stock 872590104 298 2,322 SH   SOLE   2,322 0 0
ENTERPRISE PRODS PARTNERS L P Stock 293792107 302 11,700 SH   SOLE   11,700 0 0
WALMART INC COM Stock 931142103 302 2,030 SH   SOLE   2,030 0 0
DUPONT DE NEMOURS INC COM Stock 26614N102 305 4,147 SH   SOLE   4,147 0 0
COMCAST CORP NEW CL A Stock 20030N101 307 6,566 SH   SOLE   6,566 0 0
MATERIALS SELECT SECTOR SPDR ETF 81369Y100 308 3,489 SH   SOLE   3,489 0 0
COMMUNICATION SERVICES SELECT SECTOR SPDRA FUND ETF 81369Y852 319 4,645 SH   SOLE   4,645 0 0
SOUTHERN CO COM Stock 842587107 320 4,412 SH   SOLE   4,412 0 0
UNITEDHEALTH GROUP Stock 91324P102 321 629 SH   SOLE   629 0 0
INVESCO PREFERRED ETF ETF 46138E511 322 23,735 SH   SOLE   23,735 0 0
VANGUARD SMALL CAP ETF ETF 922908751 323 1,522 SH   SOLE   1,522 0 0
DIREXION DAILY S&P 500 BEAR 1X SHARES ETF 25460E869 330 22,705 SH   SOLE   22,705 0 0
ENERGY SELECT SECTOR SPDR ETF 81369Y506 340 4,449 SH   SOLE   4,449 0 0
AT&T INC COM Stock 00206R102 354 14,964 SH   SOLE   14,964 0 0
LILLY ELI & CO COM Stock 532457108 358 1,250 SH   SOLE   1,250 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 359 4,915 SH   SOLE   4,915 0 0
NUVEEN AMT FREE QLTY MUN INCME COM CEF 670657105 367 27,900 SH   SOLE   27,900 0 0
ADVANCED MICRO DEVICES INC COM Stock 007903107 371 3,394 SH   SOLE   3,394 0 0
MEDTRONIC PLC SHS Stock G5960L103 380 3,421 SH   SOLE   3,421 0 0
SCHWAB EMERGING MARKET EQ ETF ETF 808524706 386 13,914 SH   SOLE   13,914 0 0
ABBOTT LABS COM Stock 002824100 386 3,262 SH   SOLE   3,262 0 0
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 401 4,052 SH   SOLE   4,052 0 0
CATERPILLAR INC COM Stock 149123101 402 1,805 SH   SOLE   1,805 0 0
NIKE INC CLASS B Stock 654106103 405 3,009 SH   SOLE   3,009 0 0
INDUSTRIAL SELECT SECTOR SPDR ETF 81369Y704 405 3,937 SH   SOLE   3,937 0 0
INVESCO S&P 500 EQUAL WEIGHT TECHNOLOGY ETF ETF 46137V282 420 1,454 SH   SOLE   1,454 0 0
MERCK & CO INC Stock 58933Y105 427 5,204 SH   SOLE   5,204 0 0
SHELL PLC SPON ADS ADR 780259305 429 7,812 SH   SOLE   7,812 0 0
BK OF AMERICA CORP COM Stock 060505104 429 10,405 SH   SOLE   10,405 0 0
3M CO COM Stock 88579Y101 434 2,912 SH   SOLE   2,912 0 0
ISHARES INTERNATIONAL SELECT DIVIDEND ETF ETF 464288448 437 13,753 SH   SOLE   13,753 0 0
PHILIP MORRIS INTL INC Stock 718172109 442 4,700 SH   SOLE   4,700 0 0
DOMINION ENERGY INC COM Stock 25746U109 445 5,234 SH   SOLE   5,234 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 456 2,473 SH   SOLE   2,473 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP Stock 559080106 460 9,382 SH   SOLE   9,382 0 0
GENERAL DYNAMICS CORP COM Stock 369550108 494 2,048 SH   SOLE   2,048 0 0
UNION PAC CORP COM Stock 907818108 508 1,858 SH   SOLE   1,858 0 0
MARATHON PETE CORP Stock 56585A102 545 6,374 SH   SOLE   6,374 0 0
CINCINNATI FINL CORP COM Stock 172062101 546 4,015 SH   SOLE   4,015 0 0
INTEL CORP COM Stock 458140100 560 11,302 SH   SOLE   11,302 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308 563 7,419 SH   SOLE   7,419 0 0
NATIONAL FUEL GAS CO COM Stock 636180101 593 8,628 SH   SOLE   8,628 0 0
F N B CORP-PA Stock 302520101 600 48,172 SH   SOLE   48,172 0 0
SPDR BLOOMBERG 1-3 MONTH T-BILL ETF ETF 78468R663 612 6,691 SH   SOLE   6,691 0 0
ISHARES AMT-FREE MUNI BOND ETF ETF 464288414 621 5,660 SH   SOLE   5,660 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 643 1,822 SH   SOLE   1,822 0 0
PACWEST BANCORP DEL COM Stock 695263103 650 15,060 SH   SOLE   15,060 0 0
VANGUARD SHORT-TERM GOVERNMENT BOND ETF ETF 92206C102 651 10,987 SH   SOLE   10,987 0 0
DISNEY WALT CO COM Stock 254687106 658 4,801 SH   SOLE   4,801 0 0
ISHARES TIPS BOND ETF ETF 464287176 674 5,413 SH   SOLE   5,413 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 689 6,174 SH   SOLE   6,174 0 0
ISHARES CORE MSCI EAFE ETF 46432F842 708 10,191 SH   SOLE   10,191 0 0
HOME DEPOT Stock 437076102 715 2,390 SH   SOLE   2,390 0 0
COCA COLA CO COM Stock 191216100 742 11,961 SH   SOLE   11,961 0 0
AMGEN INC Stock 031162100 751 3,106 SH   SOLE   3,106 0 0
TECHNOLOGY SELECT SECTOR SPDR ETF 81369Y803 753 4,741 SH   SOLE   4,741 0 0
INTL BUSINESS MACHINES Stock 459200101 756 5,812 SH   SOLE   5,812 0 0
SCHWAB ETFS- US SMALL-CAP ETF ETF 808524607 763 16,119 SH   SOLE   16,119 0 0
TREAN INS GROUP INC COM Stock 89457R101 772 164,500 SH   SOLE   164,500 0 0
VERIZON COMMUNICATIONS Stock 92343V104 814 15,975 SH   SOLE   15,975 0 0
ABBVIE INC COM Stock 00287Y109 864 5,333 SH   SOLE   5,333 0 0
AMAZON COM INC COM Stock 023135106 871 267 SH   SOLE   267 0 0
PFIZER INC COM Stock 717081103 883 17,060 SH   SOLE   17,060 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150 897 8,887 SH   SOLE   8,887 0 0
VANGUARD FTSE ALL-WORLD EX-US ETF 922042775 904 15,690 SH   SOLE   15,690 0 0
MCDONALDS CORP COM Stock 580135101 948 3,832 SH   SOLE   3,832 0 0
CISCO SYS INC Stock 17275R102 956 17,151 SH   SOLE   17,151 0 0
PEPSICO INC COM Stock 713448108 988 5,902 SH   SOLE   5,902 0 0
ISHARES CORE MSCI EMERGING MKTS ETF 46434G103 992 17,854 SH   SOLE   17,854 0 0
CHEVRON CORP NEW COM Stock 166764100 997 6,123 SH   SOLE   6,123 0 0
GENERAL ELECTRIC CO COM NEW Stock 369604301 1,018 11,127 SH   SOLE   11,127 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 1,053 22,835 SH   SOLE   22,835 0 0
VANGUARD SHORT-TERM BOND INDEX FUND ETF 921937827 1,061 13,624 SH   SOLE   13,624 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 1,095 5,336 SH   SOLE   5,336 0 0
VANGUARD HIGH DIVIDEND YIELD ETF ETF 921946406 1,139 10,151 SH   SOLE   10,151 0 0
FIRST TRUST NASDAQ RISING DIVIDEND ACHIEVERS FUND ETF 33738R506 1,167 23,819 SH   SOLE   23,819 0 0
JOHNSON & JOHNSON COM Stock 478160104 1,178 6,649 SH   SOLE   6,649 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 1,244 15,640 SH   SOLE   15,640 0 0
GOOGLE INC Stock 02079K305 1,268 456 SH   SOLE   456 0 0
VANGUARD ENERGY INDEX FUND ETF 92204A306 1,279 11,952 SH   SOLE   11,952 0 0
ISHARES MSCI EAFE ETF ETF 464287465 1,334 18,122 SH   SOLE   18,122 0 0
ISHARES 1-3 YR CREDIT BOND ETF ETF 464288646 1,352 26,141 SH   SOLE   26,141 0 0
SPDR GOLD ETF ETF 78463V107 1,422 7,872 SH   SOLE   7,872 0 0
EXXON MOBIL CORP COM Stock 30231G102 1,430 17,316 SH   SOLE   17,316 0 0
PROCTER AND GAMBLE CO COM Stock 742718109 1,489 9,742 SH   SOLE   9,742 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 1,537 11,278 SH   SOLE   11,278 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 1,677 34,905 SH   SOLE   34,905 0 0
ISHARES CORE S&P MID CAP ETF ETF 464287507 1,786 6,657 SH   SOLE   6,657 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408 1,973 12,673 SH   SOLE   12,673 0 0
SCHWAB ETFS- US BROAD MARKET ETF ETF 808524102 1,999 37,434 SH   SOLE   37,434 0 0
ISHARES TR RUSSELL MIDCAP INDEX FD ETF 464287499 2,005 25,693 SH   SOLE   25,693 0 0
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886 2,013 27,036 SH   SOLE   27,036 0 0
SPDR S&P 500 ETF ETF 78462F103 2,149 4,758 SH   SOLE   4,758 0 0
ISHARES CURRENCY HEDGED MSCI EAFE ETF ETF 46434V803 2,276 67,073 SH   SOLE   67,073 0 0
ISHARES S&P 500 INDEX ETF 464287200 2,313 5,098 SH   SOLE   5,098 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 2,333 17,032 SH   SOLE   17,032 0 0
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409 2,520 35,293 SH   SOLE   35,293 0 0
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509 2,673 69,173 SH   SOLE   69,173 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309 2,719 35,595 SH   SOLE   35,595 0 0
MICROSOFT Stock 594918104 3,125 10,136 SH   SOLE   10,136 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 3,163 62,924 SH   SOLE   62,924 0 0
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457 3,292 39,500 SH   SOLE   39,500 0 0
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 3,513 46,955 SH   SOLE   46,955 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 3,516 32,829 SH   SOLE   32,829 0 0
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339 4,072 30,248 SH   SOLE   30,248 0 0
FIRST TRUST TCW OPPORTUNISTIC FIXED INCOME ETF ETF 33740F805 4,074 82,177 SH   SOLE   82,177 0 0
ISHARES GOLD TRUST ETF ETF 464285204 4,177 113,403 SH   SOLE   113,403 0 0
VANGUARD INTERMEDIATE-TERM BOND INDEX FUND ETF 921937819 4,470 54,579 SH   SOLE   54,579 0 0
WISDOMTREE U.S. QUALITY DIVIDEND GROWTH FUND ETF 97717X669 4,862 76,359 SH   SOLE   76,359 0 0
SCHWAB US MID-CAP ETF ETF 808524508 5,172 68,176 SH   SOLE   68,176 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF ETF 808524201 5,219 96,924 SH   SOLE   96,924 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 5,461 69,225 SH   SOLE   69,225 0 0
APPLE INC Stock 037833100 5,485 31,413 SH   SOLE   31,413 0 0
ISHARES MSCI INTL QUALITY FACTOR ETF ETF 46434V456 6,971 189,063 SH   SOLE   189,063 0 0