The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Xtrackers Municipal Infras Rev Bd ETF Exchange Traded Fund 233051705   224,807 8,761 SH   DFND 1 0 0 0
Fidelity MSCI Consumer Discret ETF Exchange Traded Fund 316092204   485,323 6,148 SH   DFND 1 0 0 0
Fidelity MSCI Information Tech ETF Exchange Traded Fund 316092808   330,946 2,304 SH   DFND 1 0 0 0
Goldman Sachs ActiveBeta US LgCp Eq ETF Exchange Traded Fund 381430503   247,600 2,628 SH   DFND 1 0 0 0
Goldman Sachs ActiveBeta US SmCp Eq ETF Exchange Traded Fund 381430602   540,145 8,515 SH   DFND 1 0 0 0
iShares MSCI World ETF Exchange Traded Fund 464286392   1,134,660 8,530 SH   DFND 1 0 0 0
iShares 20 Year Treasury Bond ETF Exchange Traded Fund 464287432   918,895 9,293 SH   DFND 1 0 0 0
iShares Cohen & Steers REIT ETF Exchange Traded Fund 464287564   554,528 9,442 SH   DFND 1 0 0 0
iShares Russell 1000 Value ETF Exchange Traded Fund 464287598   1,103,303 6,676 SH   DFND 1 0 0 0
iShares Russell 1000 ETF Exchange Traded Fund 464287622   883,553 3,369 SH   DFND 1 0 0 0
iShares Russell 2000 Growth ETF Exchange Traded Fund 464287648   2,436,169 9,658 SH   DFND 1 0 0 0
iShares Core S&P US Value ETF Exchange Traded Fund 464287663   448,213 5,314 SH   DFND 1 0 0 0
iShares US Financial Services ETF Exchange Traded Fund 464287770   1,761,813 9,831 SH   DFND 1 0 0 0
iShares US Energy ETF Exchange Traded Fund 464287796   310,075 7,028 SH   DFND 1 0 0 0
iShares US Basic Materials ETF Exchange Traded Fund 464287838   276,043 1,998 SH   DFND 1 0 0 0
iShares S&P Small-Cap 600 Value ETF Exchange Traded Fund 464287879   662,740 6,430 SH   DFND 1 0 0 0
iShares Morningstar Mid-Cap Growth ETF Exchange Traded Fund 464288307   623,747 9,678 SH   DFND 1 0 0 0
iShares US Oil & Gas Explor & Prod ETF Exchange Traded Fund 464288851   319,082 3,424 SH   DFND 1 0 0 0
iShares MSCI EAFE Value ETF Exchange Traded Fund 464288877   399,867 7,675 SH   DFND 1 0 0 0
iShares MSCI EAFE Growth ETF Exchange Traded Fund 464288885   399,796 4,128 SH   DFND 1 0 0 0
Vanguard Mega Cap Growth ETF Exchange Traded Fund 921910816   1,414,329 5,450 SH   DFND 1 0 0 0
Vanguard Mega Cap ETF Exchange Traded Fund 921910873   419,645 2,479 SH   DFND 1 0 0 0
Vanguard S&P 500 Value ETF Exchange Traded Fund 921932703   1,144,983 6,817 SH   DFND 1 0 0 0
Vanguard S&P Mid-Cap 400 Value ETF Exchange Traded Fund 921932844   247,242 2,836 SH   DFND 1 0 0 0
Vanguard S&P Mid-Cap 400 ETF Exchange Traded Fund 921932885   719,246 7,654 SH   DFND 1 0 0 0
Vanguard High Dividend Yield ETF Exchange Traded Fund 921946406   372,397 3,336 SH   DFND 1 0 0 0
Invesco S&P International Dev Qual ETF Exchange Traded Fund 46138E214   230,921 8,077 SH   DFND 1 0 0 0
Invesco S&P Intl Dev Low Vol ETF Exchange Traded Fund 46138E230   213,077 7,564 SH   DFND 1 0 0 0
First Trust Dow Jones Internet ETF Exchange Traded Fund 33733E302   616,734 3,306 SH   DFND 1 0 0 0
First Trust Water ETF Exchange Traded Fund 33733B100   741,605 7,823 SH   DFND 1 0 0 0
Invesco S&P MidCap 400 GARP ETF Exchange Traded Fund 46137V225   667,673 6,786 SH   DFND 1 0 0 0
Invesco KBW Bank ETF Exchange Traded Fund 46138E628   212,058 4,311 SH   DFND 1 0 0 0
Invesco Dorsey Wright SmallCap Momt ETF Exchange Traded Fund 46138E842   477,854 5,703 SH   DFND 1 0 0 0
Invesco S&P 500 Revenue ETF Exchange Traded Fund 46138G698   298,519 3,498 SH   DFND 1 0 0 0
iShares MSCI USA Min Vol Factor ETF Exchange Traded Fund 46429B697   536,729 6,878 SH   DFND 1 0 0 0
iShares MSCI USA Quality Factor ETF Exchange Traded Fund 46432F339   297,699 2,022 SH   DFND 1 0 0 0
iShares MSCI Emerging Mkts ex China ETF Exchange Traded Fund 46434G764   500,296 9,029 SH   DFND 1 0 0 0
iShares Core International Aggt Bd ETF Exchange Traded Fund 46435G672   256,968 5,160 SH   DFND 1 0 0 0
JPMorgan Divers Ret US Mid Cp Eq ETF Exchange Traded Fund 46641Q886   425,948 4,636 SH   DFND 1 0 0 0
SPDR S&P International Dividend ETF Exchange Traded Fund 78463X772   350,842 9,869 SH   DFND 1 0 0 0
SPDR Portfolio S&P 500 Growth ETF Exchange Traded Fund 78464A409   437,333 6,722 SH   DFND 1 0 0 0
SPDR S&P Health Care Equipment ETF Exchange Traded Fund 78464A581   770,220 9,141 SH   DFND 1 0 0 0
SPDR S&P Software & Services ETF Exchange Traded Fund 78464A599   494,435 3,289 SH   DFND 1 0 0 0
SPDR S&P Regional Banking ETF Exchange Traded Fund 78464A698   447,018 8,526 SH   DFND 1 0 0 0
SPDR S&P Insurance ETF Exchange Traded Fund 78464A789   341,230 7,546 SH   DFND 1 0 0 0
SPDR S&P Bank ETF Exchange Traded Fund 78464A797   312,843 6,798 SH   DFND 1 0 0 0
SPDR S&P 400 Mid Cap Value ETF Exchange Traded Fund 78464A839   278,990 3,802 SH   DFND 1 0 0 0
SPDR S&P Semiconductor ETF Exchange Traded Fund 78464A862   324,147 1,442 SH   DFND 1 0 0 0
SPDR Dow Jones Industrial Avrg ETF Exchange Traded Fund 78467X109   1,576,533 4,174 SH   DFND 1 0 0 0
SPDR Nuveen Blmbg ST MunBd ETF Exchange Traded Fund 78468R739   269,631 5,642 SH   DFND 1 0 0 0
SPDR Russell 1000 Yield Focus ETF Exchange Traded Fund 78468R770   724,478 7,193 SH   DFND 1 0 0 0
Consumer Discret Sel Sect SPDR ETF Exchange Traded Fund 81369Y407   519,443 2,905 SH   DFND 1 0 0 0
Vanguard Consumer Discretionary ETF Exchange Traded Fund 92204A108   1,996,789 6,556 SH   DFND 1 0 0 0
Vanguard Financials ETF Exchange Traded Fund 92204A405   797,772 8,647 SH   DFND 1 0 0 0
Vanguard Industrials ETF Exchange Traded Fund 92204A603   487,639 2,212 SH   DFND 1 0 0 0
Vanguard Materials ETF Exchange Traded Fund 92204A801   692,141 3,644 SH   DFND 1 0 0 0
Vanguard Communication Services ETF Exchange Traded Fund 92204A884   650,073 5,522 SH   DFND 1 0 0 0
Vanguard Short-Term Treasury ETF Exchange Traded Fund 92206C102   211,271 3,622 SH   DFND 1 0 0 0
Vanguard Mortgage-Backed Secs ETF Exchange Traded Fund 92206C771   439,121 9,472 SH   DFND 1 0 0 0
Xtrackers USD High Yield Corp Bd ETF Exchange Traded Fund 233051432   544,693 15,321 SH   DFND 1 0 0 0
Fidelity MSCI Consumer Staples ETF Exchange Traded Fund 316092303   1,135,790 25,396 SH   DFND 1 0 0 0
Fidelity MSCI Energy ETF Exchange Traded Fund 316092402   731,842 31,764 SH   DFND 1 0 0 0
Fidelity MSCI Health Care ETF Exchange Traded Fund 316092600   2,463,459 38,081 SH   DFND 1 0 0 0
Fidelity MSCI Industrials ETF Exchange Traded Fund 316092709   1,432,169 23,390 SH   DFND 1 0 0 0
Fidelity MSCI Communication ServicesETF Exchange Traded Fund 316092873   738,778 16,585 SH   DFND 1 0 0 0
Goldman Sachs ActiveBeta Intl Eq ETF Exchange Traded Fund 381430107   475,772 14,501 SH   DFND 1 0 0 0
Goldman Sachs Access Treasury 0-1 Yr ETF Exchange Traded Fund 381430529   3,531,520 35,201 SH   DFND 1 0 0 0
iShares Gold Trust Exchange Traded Fund 464285204   11,385,252 291,705 SH   DFND 1 0 0 0
iShares Core S&P Total US Stock Mkt ETF Exchange Traded Fund 464287150   7,832,092 74,428 SH   DFND 1 0 0 0
iShares Select Dividend ETF Exchange Traded Fund 464287168   4,042,566 34,487 SH   DFND 1 0 0 0
iShares TIPS Bond ETF Exchange Traded Fund 464287176   3,264,120 30,366 SH   DFND 1 0 0 0
iShares Core S&P 500 ETF Exchange Traded Fund 464287200   30,182,799 63,192 SH   DFND 1 0 0 0
iShares Core US Aggregate Bond ETF Exchange Traded Fund 464287226   13,585,178 136,878 SH   DFND 1 0 0 0
iShares MSCI Emerging Markets ETF Exchange Traded Fund 464287234   2,655,101 66,030 SH   DFND 1 0 0 0
iShares iBoxx $ Invmt Grade Corp Bd ETF Exchange Traded Fund 464287242   3,655,471 33,033 SH   DFND 1 0 0 0
iShares S&P 500 Growth ETF Exchange Traded Fund 464287309   9,923,330 132,134 SH   DFND 1 0 0 0
iShares North American Natural Res ETF Exchange Traded Fund 464287374   585,553 14,380 SH   DFND 1 0 0 0
iShares S&P 500 Value ETF Exchange Traded Fund 464287408   5,314,780 30,564 SH   DFND 1 0 0 0
iShares 7-10 Year Treasury Bond ETF Exchange Traded Fund 464287440   2,733,501 28,358 SH   DFND 1 0 0 0
iShares 1-3 Year Treasury Bond ETF Exchange Traded Fund 464287457   2,191,103 26,707 SH   DFND 1 0 0 0
iShares MSCI EAFE ETF Exchange Traded Fund 464287465   957,900 12,712 SH   DFND 1 0 0 0
iShares Russell Mid-Cap Value ETF Exchange Traded Fund 464287473   12,073,024 103,818 SH   DFND 1 0 0 0
iShares Russell Mid-Cap Growth ETF Exchange Traded Fund 464287481   5,269,918 50,449 SH   DFND 1 0 0 0
iShares Russell Mid-Cap ETF Exchange Traded Fund 464287499   6,711,060 86,338 SH   DFND 1 0 0 0
iShares Core S&P Mid-Cap ETF Exchange Traded Fund 464287507   5,084,062 18,344 SH   DFND 1 0 0 0
iShares Expanded Tech-Software Sect ETF Exchange Traded Fund 464287515   5,446,528 13,427 SH   DFND 1 0 0 0
iShares S&P Mid-Cap 400 Growth ETF Exchange Traded Fund 464287606   2,286,051 28,857 SH   DFND 1 0 0 0
iShares Russell 1000 Growth ETF Exchange Traded Fund 464287614   19,140,425 63,134 SH   DFND 1 0 0 0
iShares Russell 2000 Value ETF Exchange Traded Fund 464287630   1,797,781 11,573 SH   DFND 1 0 0 0
iShares Russell 2000 ETF Exchange Traded Fund 464287655   8,257,372 41,140 SH   DFND 1 0 0 0
iShares Core S&P US Growth ETF Exchange Traded Fund 464287671   1,558,459 14,970 SH   DFND 1 0 0 0
iShares US Technology ETF Exchange Traded Fund 464287721   5,308,378 43,245 SH   DFND 1 0 0 0
iShares US Industrials ETF Exchange Traded Fund 464287754   1,156,522 10,113 SH   DFND 1 0 0 0
iShares Core S&P Small-Cap ETF Exchange Traded Fund 464287804   8,159,217 75,373 SH   DFND 1 0 0 0
iShares Short-Term National Muni Bd ETF Exchange Traded Fund 464288158   4,648,724 44,093 SH   DFND 1 0 0 0
iShares JP Morgan USD Em Mkts Bd ETF Exchange Traded Fund 464288281   1,966,133 22,076 SH   DFND 1 0 0 0
iShares National Muni Bond ETF Exchange Traded Fund 464288414   1,993,858 18,391 SH   DFND 1 0 0 0
iShares iBoxx $ High Yield Corp Bd ETF Exchange Traded Fund 464288513   3,485,782 45,041 SH   DFND 1 0 0 0
iShares MBS ETF Exchange Traded Fund 464288588   1,306,394 13,886 SH   DFND 1 0 0 0
iShares 5-10 Year invmt Grd Corp Bd ETF Exchange Traded Fund 464288638   2,374,580 45,665 SH   DFND 1 0 0 0
iShares 3-7 Year Treasury Bond ETF Exchange Traded Fund 464288661   4,078,466 34,820 SH   DFND 1 0 0 0
iShares Short Treasury Bond ETF Exchange Traded Fund 464288679   4,709,987 42,767 SH   DFND 1 0 0 0
iShares Preferred&Income Securities ETF Exchange Traded Fund 464288687   2,606,018 83,553 SH   DFND 1 0 0 0
iShares US Aerospace & Defense ETF Exchange Traded Fund 464288760   6,168,964 48,728 SH   DFND 1 0 0 0
iShares US Medical Devices ETF Exchange Traded Fund 464288810   5,101,241 94,519 SH   DFND 1 0 0 0
Schwab US Large-Cap ETF Exchange Traded Fund 808524201   2,061,081 36,544 SH   DFND 1 0 0 0
Schwab US Large-Cap Growth ETF Exchange Traded Fund 808524300   1,126,680 13,577 SH   DFND 1 0 0 0
Schwab US Mid-Cap ETF Exchange Traded Fund 808524508   10,909,403 144,840 SH   DFND 1 0 0 0
Schwab US Small-Cap ETF Exchange Traded Fund 808524607   4,091,264 86,605 SH   DFND 1 0 0 0
Schwab Emerging Markets Equity ETF Exchange Traded Fund 808524706   350,803 14,151 SH   DFND 1 0 0 0
Schwab Fundamental Intl Lg Co ETF Exchange Traded Fund 808524755   848,916 25,168 SH   DFND 1 0 0 0
Schwab Fundamental US Large Company ETF Exchange Traded Fund 808524771   1,392,720 22,485 SH   DFND 1 0 0 0
Schwab US Dividend Equity ETF Exchange Traded Fund 808524797   5,045,972 66,281 SH   DFND 1 0 0 0
Schwab International Equity ETF Exchange Traded Fund 808524805   1,066,480 28,855 SH   DFND 1 0 0 0
Schwab US Aggregate Bond ETF Exchange Traded Fund 808524839   3,156,267 67,702 SH   DFND 1 0 0 0
Schwab US REIT ETF Exchange Traded Fund 808524847   867,445 41,885 SH   DFND 1 0 0 0
Schwab Short-Term US Treasury ETF Exchange Traded Fund 808524862   687,214 14,184 SH   DFND 1 0 0 0
Schwab US TIPS ETF Exchange Traded Fund 808524870   3,510,397 67,249 SH   DFND 1 0 0 0
Schwab International Small-Cap Eq ETF Exchange Traded Fund 808524888   625,241 17,920 SH   DFND 1 0 0 0
Vanguard Total International Stock ETF Exchange Traded Fund 921909768   3,948,717 68,128 SH   DFND 1 0 0 0
Vanguard S&P 500 Growth ETF Exchange Traded Fund 921932505   10,514,640 38,829 SH   DFND 1 0 0 0
Vanguard S&P Small-Cap 600 Value ETF Exchange Traded Fund 921932778   4,955,292 55,992 SH   DFND 1 0 0 0
Vanguard Interm-Term Bond ETF Exchange Traded Fund 921937819   1,579,041 20,673 SH   DFND 1 0 0 0
Vanguard Short-Term Bond ETF Exchange Traded Fund 921937827   3,321,690 43,127 SH   DFND 1 0 0 0
Vanguard Total Bond Market ETF Exchange Traded Fund 921937835   20,157,657 274,067 SH   DFND 1 0 0 0
Vanguard FTSE Developed Markets ETF Exchange Traded Fund 921943858   8,596,733 179,472 SH   DFND 1 0 0 0
Vanguard Short-Term Infl-Prot Secs ETF Exchange Traded Fund 922020805   4,267,641 89,864 SH   DFND 1 0 0 0
Vanguard Total World Stock ETF Exchange Traded Fund 922042742   5,636,815 54,790 SH   DFND 1 0 0 0
Vanguard FTSE Emerging Markets ETF Exchange Traded Fund 922042858   3,234,928 78,708 SH   DFND 1 0 0 0
Vanguard Tax-Exempt Bond ETF Exchange Traded Fund 922907746   2,076,203 40,670 SH   DFND 1 0 0 0
Vanguard S&P 500 ETF Exchange Traded Fund 922908363   40,343,919 92,362 SH   DFND 1 0 0 0
Vanguard Mid-Cap Value ETF Exchange Traded Fund 922908512   4,743,382 32,710 SH   DFND 1 0 0 0
Vanguard Mid-Cap Growth ETF Exchange Traded Fund 922908538   3,928,445 17,891 SH   DFND 1 0 0 0
Vanguard Real Estate ETF Exchange Traded Fund 922908553   922,362 10,438 SH   DFND 1 0 0 0
Vanguard Small-Cap Growth ETF Exchange Traded Fund 922908595   3,434,985 14,207 SH   DFND 1 0 0 0
Vanguard Small-Cap Value ETF Exchange Traded Fund 922908611   5,908,117 32,828 SH   DFND 1 0 0 0
Vanguard Mid-Cap ETF Exchange Traded Fund 922908629   3,379,162 14,525 SH   DFND 1 0 0 0
Vanguard Growth ETF Exchange Traded Fund 922908736   22,725,607 73,100 SH   DFND 1 0 0 0
Vanguard Value ETF Exchange Traded Fund 922908744   19,466,822 130,212 SH   DFND 1 0 0 0
Vanguard Small-Cap ETF Exchange Traded Fund 922908751   4,358,704 20,431 SH   DFND 1 0 0 0
Vanguard Total Stock Market ETF Exchange Traded Fund 922908769   25,119,066 105,889 SH   DFND 1 0 0 0
Invesco QQQ Trust Exchange Traded Fund 46090E103   42,030,655 102,579 SH   DFND 1 0 0 0
First Trust Capital Strength ETF Exchange Traded Fund 33733E104   43,311,885 541,128 SH   DFND 1 0 0 0
Alerian MLP ETF Exchange Traded Fund 00162Q452   10,243,790 240,917 SH   DFND 1 0 0 0
DIMENSIONAL INTERNATIONAL VAL ETF Exchange Traded Fund 25434V807   2,177,496 63,373 SH   DFND 1 0 0 0
FIDELITY ENHANCED MID CAP ETF Exchange Traded Fund 31609A503   2,198,918 80,469 SH   DFND 1 0 0 0
First Trust Rising Dividend Achiev ETF Exchange Traded Fund 33738R506   51,937,928 1,005,185 SH   DFND 1 0 0 0
First Trust Dorsey Wright Focus 5 ETF Exchange Traded Fund 33738R605   3,609,015 70,010 SH   DFND 1 0 0 0
First Trust TCWOpportunistic Fxd Inc ETF Exchange Traded Fund 33740F805   3,758,015 84,251 SH   DFND 1 0 0 0
FlexShares HY Val-Scrd Bd Exchange Traded Fund 33939L662   1,947,169 47,643 SH   DFND 1 0 0 0
Global X NASDAQ 100 Covered Call ETF Exchange Traded Fund 37954Y483   2,008,264 114,761 SH   DFND 1 0 0 0
Global X US Preferred ETF Exchange Traded Fund 37954Y657   997,388 51,135 SH   DFND 1 0 0 0
Global X US Infrastructure Dev ETF Exchange Traded Fund 37954Y673   2,556,769 73,861 SH   DFND 1 0 0 0
Global X Robotics & Artfcl Intllgnc ETF Exchange Traded Fund 37954Y715   820,461 28,784 SH   DFND 1 0 0 0
Global X SuperDividend ETF Exchange Traded Fund 37960A669   971,530 42,705 SH   DFND 1 0 0 0
Invesco S&P 500 Top 50 ETF Exchange Traded Fund 46137V233   1,089,165 28,875 SH   DFND 1 0 0 0
Invesco S&P 500 Equal Weight Tech ETF Exchange Traded Fund 46137V282   5,571,811 170,705 SH   DFND 1 0 0 0
Invesco S&P 500 Eql Wt Cnsm Stapl ETF Exchange Traded Fund 46137V373   356,390 11,351 SH   DFND 1 0 0 0
Invesco S&P 500 GARP ETF Exchange Traded Fund 46137V431   5,321,709 54,281 SH   DFND 1 0 0 0
Invesco S&P MidCap Momentum ETF Exchange Traded Fund 46137V464   2,695,736 30,016 SH   DFND 1 0 0 0
Invesco S&P 500 Low Volatility ETF Exchange Traded Fund 46138E354   1,493,535 23,835 SH   DFND 1 0 0 0
Invesco S&P 500 High Div Low Vol ETF Exchange Traded Fund 46138E362   1,369,885 32,301 SH   DFND 1 0 0 0
Invesco Preferred ETF Exchange Traded Fund 46138E511   1,313,097 114,481 SH   DFND 1 0 0 0
Invesco Fundamental Hi Yld Corp Bd ETF Exchange Traded Fund 46138E719   1,033,734 57,017 SH   DFND 1 0 0 0
Invesco Senior Loan ETF Exchange Traded Fund 46138G508   8,423,463 397,708 SH   DFND 1 0 0 0
Invesco Solar ETF Exchange Traded Fund 46138G706   619,446 11,611 SH   DFND 1 0 0 0
iShares Silver Trust Exchange Traded Fund 46428Q109   6,190,405 284,224 SH   DFND 1 0 0 0
iShares S&P GSCI Commodity-Indexed Trust Exchange Traded Fund 46428R107   1,141,514 56,905 SH   DFND 1 0 0 0
iShares US Treasury Bond ETF Exchange Traded Fund 46429B267   3,123,302 135,560 SH   DFND 1 0 0 0
iShares Core High Dividend ETF Exchange Traded Fund 46429B663   2,060,323 20,201 SH   DFND 1 0 0 0
iShares 0-5 Year TIPS Bond ETF Exchange Traded Fund 46429B747   2,620,226 26,577 SH   DFND 1 0 0 0
iShares Core MSCI Total Intl Stk ETF Exchange Traded Fund 46432F834   809,871 12,473 SH   DFND 1 0 0 0
iShares Core MSCI EAFE ETF Exchange Traded Fund 46432F842   3,542,882 50,360 SH   DFND 1 0 0 0
iShares Core MSCI Emerging Markets ETF Exchange Traded Fund 46434G103   925,677 18,301 SH   DFND 1 0 0 0
iShares MSCI Intl Quality Factor ETF Exchange Traded Fund 46434V456   1,241,696 33,059 SH   DFND 1 0 0 0
iShares Core Dividend Growth ETF Exchange Traded Fund 46434V621   21,325,661 396,240 SH   DFND 1 0 0 0
iShares Fallen Angels USD Bond ETF Exchange Traded Fund 46435G474   1,257,696 47,640 SH   DFND 1 0 0 0
iShares International Dividend Gr ETF Exchange Traded Fund 46435G524   5,988,867 92,750 SH   DFND 1 0 0 0
iShares Broad USD High Yield Corp Bd ETF Exchange Traded Fund 46435U853   2,192,595 60,319 SH   DFND 1 0 0 0
JPMorgan US Value Factor ETF Exchange Traded Fund 46641Q753   1,594,549 41,331 SH   DFND 1 0 0 0
JPMorgan US Quality Factor ETF Exchange Traded Fund 46641Q761   2,228,262 46,548 SH   DFND 1 0 0 0
JPMorgan Divers Ret US Small Cap Eq ETF Exchange Traded Fund 46641Q845   1,035,663 23,508 SH   DFND 1 0 0 0
JPMorgan Equity Focus ETF Exchange Traded Fund 46654Q781   4,062,814 77,064 SH   DFND 1 0 0 0
ProShares S&P 500 Dividend Aristocrats Exchange Traded Fund 74348A467   2,023,856 21,259 SH   DFND 1 0 0 0
SPDR S&P 500 ETF Trust Exchange Traded Fund 78462F103   25,954,892 54,388 SH   DFND 1 0 0 0
SPDR Gold Shares Exchange Traded Fund 78463V107   9,220,966 48,234 SH   DFND 1 0 0 0
SPDR Portfolio Emerging Markets ETF Exchange Traded Fund 78463X509   1,112,617 31,421 SH   DFND 1 0 0 0
SPDR Portfolio Interm Term Corp Bd ETF Exchange Traded Fund 78464A375   794,420 24,198 SH   DFND 1 0 0 0
SPDR Portfolio S&P 500 Value ETF Exchange Traded Fund 78464A508   2,689,291 57,673 SH   DFND 1 0 0 0
SPDR Blmbg Intl Trs Bd ETF Exchange Traded Fund 78464A516   517,377 22,320 SH   DFND 1 0 0 0
SPDR Portfolio TIPS ETF Exchange Traded Fund 78464A656   578,904 22,640 SH   DFND 1 0 0 0
SPDR S&P Metals and Mining ETF Exchange Traded Fund 78464A755   3,644,305 60,911 SH   DFND 1 0 0 0
SPDR S&P Dividend ETF Exchange Traded Fund 78464A763   3,273,834 26,196 SH   DFND 1 0 0 0
SPDR Portfolio S&P 500 ETF Exchange Traded Fund 78464A854   662,806 11,857 SH   DFND 1 0 0 0
SPDR S&P MIDCAP 400 ETF Trust Exchange Traded Fund 78467Y107   8,930,025 17,535 SH   DFND 1 0 0 0
SPDR Blmbg ST HY Bd ETF Exchange Traded Fund 78468R408   3,799,508 151,134 SH   DFND 1 0 0 0
SPDR Blmbg High Yield Bd ETF Exchange Traded Fund 78468R622   1,057,755 11,166 SH   DFND 1 0 0 0
SPDR Blmbg 1-3 Mth T-Bill ETF Exchange Traded Fund 78468R663   5,959,724 65,212 SH   DFND 1 0 0 0
SPDR Nuveen Blmbg Muni Bd ETF Exchange Traded Fund 78468R721   2,215,110 47,130 SH   DFND 1 0 0 0
SPDR MSCI USA StrategicFactors ETF Exchange Traded Fund 78468R812   1,561,585 11,819 SH   DFND 1 0 0 0
Health Care Select Sector SPDR ETF Exchange Traded Fund 81369Y209   10,263,791 75,258 SH   DFND 1 0 0 0
Consumer Staples Select Sector SPDR ETF Exchange Traded Fund 81369Y308   7,440,806 103,301 SH   DFND 1 0 0 0
Energy Select Sector SPDR ETF Exchange Traded Fund 81369Y506   7,538,522 89,915 SH   DFND 1 0 0 0
Financial Select Sector SPDR ETF Exchange Traded Fund 81369Y605   13,618,653 362,198 SH   DFND 1 0 0 0
Industrial Select Sector SPDR ETF Exchange Traded Fund 81369Y704   2,517,013 22,081 SH   DFND 1 0 0 0
Technology Select Sector SPDR ETF Exchange Traded Fund 81369Y803   6,166,788 32,038 SH   DFND 1 0 0 0
Utilities Select Sector SPDR ETF Exchange Traded Fund 81369Y886   7,044,829 111,240 SH   DFND 1 0 0 0
VanEck Fallen Angel HiYld Bd ETF Exchange Traded Fund 92189F437   1,327,017 46,109 SH   DFND 1 0 0 0
VanEck Morningstar Wide Moat ETF Exchange Traded Fund 92189F643   4,649,178 54,780 SH   DFND 1 0 0 0
VanEck Semiconductor ETF Exchange Traded Fund 92189F676   7,872,687 45,020 SH   DFND 1 0 0 0
VanEck JPMorgan EMLcl Ccy Bd ETF Exchange Traded Fund 92189H300   1,522,521 60,060 SH   DFND 1 0 0 0
Vanguard Total International Bond ETF Exchange Traded Fund 92203J407   516,901 10,471 SH   DFND 1 0 0 0
Vanguard Energy ETF Exchange Traded Fund 92204A306   2,424,060 20,669 SH   DFND 1 0 0 0
Vanguard Health Care ETF Exchange Traded Fund 92204A504   3,382,180 13,490 SH   DFND 1 0 0 0
Vanguard Information Technology ETF Exchange Traded Fund 92204A702   6,967,226 14,395 SH   DFND 1 0 0 0
Vanguard Utilities ETF Exchange Traded Fund 92204A876   3,085,297 22,508 SH   DFND 1 0 0 0
Vanguard Short-Term Corporate Bond ETF Exchange Traded Fund 92206C409   14,228,574 183,902 SH   DFND 1 0 0 0
Vanguard Russell 2000 Growth ETF Exchange Traded Fund 92206C623   2,960,659 16,129 SH   DFND 1 0 0 0
Vanguard Russell 2000 Value ETF Exchange Traded Fund 92206C649   1,570,368 11,497 SH   DFND 1 0 0 0
Vanguard Russell 2000 ETF Exchange Traded Fund 92206C664   1,216,097 14,995 SH   DFND 1 0 0 0
Vanguard Russell 1000 Growth ETF Exchange Traded Fund 92206C680   10,567,871 135,450 SH   DFND 1 0 0 0
Vanguard Russell 1000 Value ETF Exchange Traded Fund 92206C714   10,087,273 139,058 SH   DFND 1 0 0 0
Vanguard Interm-Term Corp Bd ETF Exchange Traded Fund 92206C870   1,212,778 14,921 SH   DFND 1 0 0 0
WisdomTree EmMkts ex-Stt-Ownd EntrprsETF Exchange Traded Fund 97717X578   371,050 12,848 SH   DFND 1 0 0 0