The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,398 6,846 SH   SOLE NONE 0 0 6,846
ISHARES TR IBONDS DEC2023 46435G318 298 11,861 SH   SOLE NONE 0 0 11,861
ISHARES TR IBONDS DEC2022 46435G755 205 7,995 SH   SOLE NONE 0 0 7,995
EXXON MOBIL CORP COM 30231G102 1,158 16,985 SH   SOLE NONE 0 0 16,985
SPDR SERIES TRUST FTSE INT GVT ETF 78464A490 234 4,500 SH   SOLE NONE 0 0 4,500
VERIZON COMMUNICATIONS INC COM 92343V104 287 5,101 SH   SOLE NONE 0 0 5,101
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 368 4,720 SH   SOLE NONE 0 0 4,720
VANGUARD STAR FD VG TL INTL STK F 921909768 3,455 73,159 SH   SOLE NONE 0 0 73,159
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 359 3,600 SH   SOLE NONE 0 0 3,600
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,314 34,498 SH   SOLE NONE 0 0 34,498
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 21,223 442,882 SH   SOLE NONE 0 0 442,882
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,460 27,108 SH   SOLE NONE 0 0 27,108
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 323 3,415 SH   SOLE NONE 0 0 3,415
INVESCO EXCHNG TRADED FD TR VAR RATE PFD 46138G870 1,993 87,347 SH   SOLE NONE 0 0 87,347
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,633 7,105 SH   SOLE NONE 0 0 7,105
VANGUARD INDEX FDS MID CAP ETF 922908629 425 3,075 SH   SOLE NONE 0 0 3,075
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 5,027 67,411 SH   SOLE NONE 0 0 67,411
VANGUARD GROUP DIV APP ETF 921908844 892 9,112 SH   SOLE NONE 0 0 9,112
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,996 43,793 SH   SOLE NONE 0 0 43,793
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,768 47,644 SH   SOLE NONE 0 0 47,644
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,176 8,912 SH   SOLE NONE 0 0 8,912
ISHARES TR MIN VOL USA ETF 46429B697 5,724 109,244 SH   SOLE NONE 0 0 109,244
MANAGED PORTFOLIO SER TORTOISE NRAM PI 56167N720 27,149 1,363,564 SH   SOLE NONE 0 0 1,363,564
TJX COS INC NEW COM 872540109 530 11,854 SH   SOLE NONE 0 0 11,854
ISHARES TR TIPS BD ETF 464287176 8,018 73,216 SH   SOLE NONE 0 0 73,216
SPDR S&P 500 ETF TR TR UNIT 78462F103 34,890 139,603 SH   SOLE NONE 0 0 139,603
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 4,230 90,676 SH   SOLE NONE 0 0 90,676
ISHARES TR PHLX SEMICND ETF 464287523 690 4,400 SH   SOLE NONE 0 0 4,400
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 5,016 93,199 SH   SOLE NONE 0 0 93,199
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 365 6,761 SH   SOLE NONE 0 0 6,761
SPDR SERIES TRUST S&P DIVID ETF 78464A763 20,643 230,600 SH   SOLE NONE 0 0 230,600
ISHARES TR EAFE SML CP ETF 464288273 604 11,655 SH   SOLE NONE 0 0 11,655
SCHWAB CHARLES CORP NEW COM 808513105 286 6,893 SH   SOLE NONE 0 0 6,893
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 309 13,152 SH   SOLE NONE 0 0 13,152
ROYAL BK CDA MONTREAL QUE COM 780087102 789 11,529 SH   SOLE NONE 0 0 11,529
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 334 9,464 SH   SOLE NONE 0 0 9,464
OPPENHEIMER ETF TR S&P 500 REVENUE 68386C104 9,441 202,855 SH   SOLE NONE 0 0 202,855
OPPENHEIMER ETF TR S&P MDCP 400 REV 68386C203 701 13,674 SH   SOLE NONE 0 0 13,674
OPPENHEIMER ETF TR S&P SMALLCAP 600 68386C302 644 11,233 SH   SOLE NONE 0 0 11,233
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 562 6,150 SH   SOLE NONE 0 0 6,150
ROSS STORES INC COM 778296103 850 10,219 SH   SOLE NONE 0 0 10,219
INVESCO EXCHNG TRADED FD TR FTSE RAFI DEV 46138E743 217 5,773 SH   SOLE NONE 0 0 5,773
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 18,770 184,801 SH   SOLE NONE 0 0 184,801
VOYA PRIME RATE TR SH BEN INT 92913A100 171 38,000 SH   SOLE NONE 0 0 38,000
PPG INDS INC COM 693506107 342 3,342 SH   SOLE NONE 0 0 3,342
PJT PARTNERS INC COM CL A 69343T107 6,333 163,398 SH   SOLE NONE 0 0 163,398
PROCTER AND GAMBLE CO COM 742718109 350 3,812 SH   SOLE NONE 0 0 3,812
PFIZER INC COM 717081103 530 12,134 SH   SOLE NONE 0 0 12,134
PEPSICO INC COM 713448108 474 4,294 SH   SOLE NONE 0 0 4,294
INVESCO EXCHNG TRADED FD TR FTSE RAFI SML 46138E735 331 12,000 SH   SOLE NONE 0 0 12,000
INVESCO EXCHNG TRADED FD TR FTSE RAFI SML 46138E735 222 8,063 SH   SOLE NONE 0 0 8,063
O REILLY AUTOMOTIVE INC NEW COM 67103H107 282 819 SH   SOLE NONE 0 0 819
ISHARES TR S&P 100 ETF 464287101 767 6,880 SH   SOLE NONE 0 0 6,880
ISHARES US ETF TR SHT MAT BD ETF 46431W507 15,262 306,165 SH   SOLE NONE 0 0 306,165
MICROSOFT CORP COM 594918104 1,522 14,987 SH   SOLE NONE 0 0 14,987
MERCK & CO INC COM 58933Y105 307 4,016 SH   SOLE NONE 0 0 4,016
GLOBAL X FDS GLB X MLP ENRG I 37950E226 1,208 110,502 SH   SOLE NONE 0 0 110,502
UBS AG JERSEY BRH ALERIAN INFRST 902641646 14,374 727,081 SH   SOLE NONE 0 0 727,081
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 796 7,883 SH   SOLE NONE 0 0 7,883
BLACKROCK MUNIHLDGS NY QLTY COM 09255C106 128 10,685 SH   SOLE NONE 0 0 10,685
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 15,062 49,762 SH   SOLE NONE 0 0 49,762
BARINGS CORPORATE INVS COM 06759X107 262 17,800 SH   SOLE NONE 0 0 17,800
MASTERCARD INCORPORATED CL A 57636Q104 1,110 5,886 SH   SOLE NONE 0 0 5,886
CARMAX INC COM 143130102 327 5,205 SH   SOLE NONE 0 0 5,205
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 941 18,772 SH   SOLE NONE 0 0 18,772
JPMORGAN CHASE & CO COM 46625H100 605 6,202 SH   SOLE NONE 0 0 6,202
JOHNSON & JOHNSON COM 478160104 1,024 7,933 SH   SOLE NONE 0 0 7,933
JACOBS ENGR GROUP INC DEL COM 469814107 207 3,533 SH   SOLE NONE 0 0 3,533
ISHARES TR RUS MID CAP ETF 464287499 456 9,804 SH   SOLE NONE 0 0 9,804
ISHARES TR RUSSELL 2000 ETF 464287655 4,793 35,798 SH   SOLE NONE 0 0 35,798
ISHARES TR RUS 1000 ETF 464287622 2,767 19,951 SH   SOLE NONE 0 0 19,951
ISHARES TR CORE S&P500 ETF 464287200 73,555 292,336 SH   SOLE NONE 0 0 292,336
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 216 1,930 SH   SOLE NONE 0 0 1,930
COHEN & STEERS GLOBAL INC BL COM 19248M103 237 31,800 SH   SOLE NONE 0 0 31,800
ISHARES TR CORE S&P SCP ETF 464287804 21,558 310,993 SH   SOLE NONE 0 0 310,993
ISHARES TR CORE S&P MCP ETF 464287507 37,578 226,291 SH   SOLE NONE 0 0 226,291
ISHARES TR INTL SEL DIV ETF 464288448 3,807 132,593 SH   SOLE NONE 0 0 132,593
HERSHEY CO COM 427866108 343 3,200 SH   SOLE NONE 0 0 3,200
HONEYWELL INTL INC COM 438516106 340 2,574 SH   SOLE NONE 0 0 2,574
ISHARES TR CORE HIGH DV ETF 46429B663 1,719 20,376 SH   SOLE NONE 0 0 20,376
HOME DEPOT INC COM 437076102 630 3,666 SH   SOLE NONE 0 0 3,666
ALPHABET INC CAP STK CL C 02079K107 490 473 SH   SOLE NONE 0 0 473
FIRST TR SR FLOATING RATE 20 COM SHS 33740K101 124 15,000 SH   SOLE NONE 0 0 15,000
FACEBOOK INC CL A 30303M102 209 1,594 SH   SOLE NONE 0 0 1,594
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 363 8,860 SH   SOLE NONE 0 0 8,860
FIRST TR EXCHANGE TRADED FD NO AMER ENERGY 33738D101 294 13,696 SH   SOLE NONE 0 0 13,696
WESTERN ASSET EMRG MKT DEBT COM 95766A101 398 32,405 SH   SOLE NONE 0 0 32,405
EATON VANCE FLTNG RATE 2022 COM 27831H100 120 14,000 SH   SOLE NONE 0 0 14,000
ISHARES TR MIN VOL EAFE ETF 46429B689 1,690 25,349 SH   SOLE NONE 0 0 25,349
ISHARES TR MSCI EAFE ETF 464287465 2,452 41,713 SH   SOLE NONE 0 0 41,713
ISHARES TR MSCI EMG MKT ETF 464287234 386 9,892 SH   SOLE NONE 0 0 9,892
ISHARES TR SELECT DIVID ETF 464287168 3,816 42,722 SH   SOLE NONE 0 0 42,722
DISNEY WALT CO COM DISNEY 254687106 385 3,510 SH   SOLE NONE 0 0 3,510
WISDOMTREE TR EMER MKT HIGH FD 97717W315 520 12,955 SH   SOLE NONE 0 0 12,955
CHEVRON CORP NEW COM 166764100 235 2,161 SH   SOLE NONE 0 0 2,161
CSX CORP COM 126408103 213 3,425 SH   SOLE NONE 0 0 3,425
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108 304 32,361 SH   SOLE NONE 0 0 32,361
CITIZENS FINL GROUP INC COM 174610105 2,378 80,000 SH   SOLE NONE 0 0 80,000
CREDIT ACCEP CORP MICH COM 225310101 337 882 SH   SOLE NONE 0 0 882
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 549 27,922 SH   SOLE NONE 0 0 27,922
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 5,074 254,078 SH   SOLE NONE 0 0 254,078
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 2,833 140,455 SH   SOLE NONE 0 0 140,455
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 558 27,063 SH   SOLE NONE 0 0 27,063
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 279 13,441 SH   SOLE NONE 0 0 13,441
AMAZON COM INC COM 023135106 769 512 SH   SOLE NONE 0 0 512
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 11,681 523,329 SH   SOLE NONE 0 0 523,329
ABBVIE INC COM 00287Y109 340 3,685 SH   SOLE NONE 0 0 3,685
APPLE INC COM 037833100 6,553 41,543 SH   SOLE NONE 0 0 41,543