The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,205 10,909 SH   SOLE   10,909 0 0
ABBOTT LABS COM 002824100 1,219 12,598 SH   SOLE   12,598 0 0
ABBVIE INC COM 00287Y109 1,608 11,983 SH   SOLE   11,983 0 0
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104 1,403 88,143 SH   SOLE   88,143 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 3,116 12,110 SH   SOLE   12,110 0 0
ADVANCED MICRO DEVICES INC COM 007903107 202 3,190 SH   SOLE   3,190 0 0
AFRICAN GOLD ACQUISITION COR SHS CL A G0112R108 319 32,200 SH   SOLE   32,200 0 0
ALPHABET INC CAP STK CL A 02079K305 897 9,380 SH   SOLE   9,380 0 0
ALPHABET INC CAP STK CL C 02079K107 3,623 37,680 SH   SOLE   37,680 0 0
ALPS ETF TR ALERIAN MLP 00162Q452 1,573 43,033 SH   SOLE   43,033 0 0
ALTRIA GROUP INC COM 02209S103 201 4,857 SH   SOLE   4,857 0 0
AMAZON COM INC COM 023135106 3,219 28,490 SH   SOLE   28,490 0 0
AMERICAN EXPRESS CO COM 025816109 2,007 14,880 SH   SOLE   14,880 0 0
AMERICAN FINL GROUP INC OHIO COM 025932104 647 5,262 SH   SOLE   5,262 0 0
AMGEN INC COM 031162100 2,793 12,393 SH   SOLE   12,393 0 0
AMPHENOL CORP NEW CL A 032095101 598 8,906 SH   SOLE   8,906 0 0
ANALOG DEVICES INC COM 032654105 2,566 18,414 SH   SOLE   18,414 0 0
APPLE INC COM 037833100 8,555 61,902 SH   SOLE   61,902 0 0
ARCH CAP GROUP LTD ORD G0450A105 664 14,579 SH   SOLE   14,579 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 3,339 14,702 SH   SOLE   14,702 0 0
AUTOZONE INC COM 053332102 3,562 1,663 SH   SOLE   1,663 0 0
AXALTA COATING SYS LTD COM G0750C108 330 15,675 SH   SOLE   15,675 0 0
BECTON DICKINSON & CO COM 075887109 2,214 9,935 SH   SOLE   9,935 0 0
BERKLEY W R CORP COM 084423102 751 11,606 SH   SOLE   11,606 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,522 16,936 SH   SOLE   16,936 0 0
BK OF AMERICA CORP COM 060505104 276 9,153 SH   SOLE   9,153 0 0
BOEING CO COM 097023105 367 3,035 SH   SOLE   3,035 0 0
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 656 7,098 SH   SOLE   7,098 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 3,012 42,373 SH   SOLE   42,373 0 0
BROADCOM INC COM 11135F101 238 536 SH   SOLE   536 0 0
BROADSTONE NET LEASE INC COM 11135E203 252 15,972 SH   SOLE   15,972 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 461 11,273 SH   SOLE   11,273 0 0
BROWN & BROWN INC COM 115236101 705 11,663 SH   SOLE   11,663 0 0
BROWN FORMAN CORP CL B 115637209 323 4,840 SH   SOLE   4,840 0 0
CARDINAL HEALTH INC COM 14149Y108 708 10,537 SH   SOLE   10,537 0 0
CARMAX INC COM 143130102 381 5,778 SH   SOLE   5,778 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 234 6,570 SH   SOLE   6,570 0 0
CDW CORP COM 12514G108 701 4,494 SH   SOLE   4,494 0 0
CENTENE CORP DEL COM 15135B101 252 3,241 SH   SOLE   3,241 0 0
CF INDS HLDGS INC COM 125269100 411 4,272 SH   SOLE   4,272 0 0
CHEVRON CORP NEW COM 166764100 4,421 30,775 SH   SOLE   30,775 0 0
CHUBB LIMITED COM H1467J104 229 1,255 SH   SOLE   1,255 0 0
CISCO SYS INC COM 17275R102 2,378 59,447 SH   SOLE   59,447 0 0
CNH INDL N V SHS N20944109 118 10,533 SH   SOLE   10,533 0 0
COMCAST CORP NEW CL A 20030N101 232 7,906 SH   SOLE   7,906 0 0
COPART INC COM 217204106 666 6,256 SH   SOLE   6,256 0 0
COSTCO WHSL CORP NEW COM 22160K105 2,755 5,833 SH   SOLE   5,833 0 0
CVS HEALTH CORP COM 126650100 4,097 42,960 SH   SOLE   42,960 0 0
CYBERARK SOFTWARE LTD SHS M2682V108 214 1,426 SH   SOLE   1,426 0 0
DANAHER CORPORATION COM 235851102 3,162 12,229 SH   SOLE   12,229 0 0
DEVON ENERGY CORP NEW COM 25179M103 1,708 28,404 SH   SOLE   28,404 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 269 1,562 SH   SOLE   1,562 0 0
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 7,855 168,372 SH   SOLE   168,372 0 0
DIREXION SHS ETF TR DLY S&P500 BR 1X 25460E869 459 25,695 SH   SOLE   25,695 0 0
DISNEY WALT CO COM 254687106 1,882 19,946 SH   SOLE   19,946 0 0
DOCUSIGN INC COM 256163106 672 12,566 SH   SOLE   12,566 0 0
DOLLAR GEN CORP NEW COM 256677105 3,271 13,638 SH   SOLE   13,638 0 0
DOLLAR TREE INC COM 256746108 727 5,339 SH   SOLE   5,339 0 0
EASTMAN CHEM CO COM 277432100 293 4,073 SH   SOLE   4,073 0 0
EBAY INC. COM 278642103 2,025 55,001 SH   SOLE   55,001 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 421 5,091 SH   SOLE   5,091 0 0
ELECTRONIC ARTS INC COM 285512109 1,491 12,886 SH   SOLE   12,886 0 0
EOG RES INC COM 26875P101 2,368 21,193 SH   SOLE   21,193 0 0
EQT CORP COM 26884L109 1,183 29,028 SH   SOLE   29,028 0 0
ETF SER SOLUTIONS DISTILLATE US 26922A321 26,827 727,031 SH   SOLE   727,031 0 0
EXECUTIVE NETWORK PARTNERING CL A 30158L100 257 25,750 SH   SOLE   25,750 0 0
EXPEDITORS INTL WASH INC COM 302130109 514 5,815 SH   SOLE   5,815 0 0
EXXON MOBIL CORP COM 30231G102 5,047 57,809 SH   SOLE   57,809 0 0
FASTENAL CO COM 311900104 593 12,886 SH   SOLE   12,886 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407 333 8,867 SH   SOLE   8,867 0 0
FLOOR & DECOR HLDGS INC CL A 339750101 351 5,000 SH   SOLE   5,000 0 0
FORD MTR CO DEL COM 345370860 133 11,876 SH   SOLE   11,876 0 0
GARTNER INC COM 366651107 599 2,165 SH   SOLE   2,165 0 0
GILEAD SCIENCES INC COM 375558103 233 3,783 SH   SOLE   3,783 0 0
GLACIER BANCORP INC NEW COM 37637Q105 472 9,616 SH   SOLE   9,616 0 0
GRANITESHARES ETF TR BBG COMMD K 1 38747R108 4,999 173,107 SH   SOLE   173,107 0 0
HF SINCLAIR CORP COM 403949100 504 9,365 SH   SOLE   9,365 0 0
HOME DEPOT INC COM 437076102 1,168 4,231 SH   SOLE   4,231 0 0
ICON PLC SHS G4705A100 205 1,117 SH   SOLE   1,117 0 0
ING GROEP N.V. SPONSORED ADR 456837103 99 11,637 SH   SOLE   11,637 0 0
INTEL CORP COM 458140100 1,291 50,110 SH   SOLE   50,110 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 251 2,115 SH   SOLE   2,115 0 0
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698 5,072 75,580 SH   SOLE   75,580 0 0
INVESCO EXCH TRADED FD TR II S&P MDCP 400 REV 46138G672 5,993 80,553 SH   SOLE   80,553 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 MUNI 46138J528 4,490 188,688 SH   SOLE   188,688 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 1,791 85,823 SH   SOLE   85,823 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 MUNI 46138J536 7,864 322,632 SH   SOLE   322,632 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 1,397 68,512 SH   SOLE   68,512 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 954 47,827 SH   SOLE   47,827 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510 1,210 53,011 SH   SOLE   53,011 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 MUNI 46138J544 4,044 163,214 SH   SOLE   163,214 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 1,129 7,751 SH   SOLE   7,751 0 0
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308 4,742 63,892 SH   SOLE   63,892 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 5,315 38,300 SH   SOLE   38,300 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,071 4,000 SH   SOLE   4,000 0 0
ISHARES GOLD TR ISHARES NEW 464285204 9,697 307,557 SH   SOLE   307,557 0 0
ISHARES INC MSCI PAC JP ETF 464286665 413 11,000 SH   SOLE   11,000 0 0
ISHARES INC CORE MSCI EMKT 46434G103 6,315 146,921 SH   SOLE   146,921 0 0
ISHARES TR IBONDS 27 TRM TS 46436E841 430 19,403 SH   SOLE   19,403 0 0
ISHARES TR NATIONAL MUN ETF 464288414 4,822 47,006 SH   SOLE   47,006 0 0
ISHARES TR IBONDS 25 TRM TS 46436E866 438 18,824 SH   SOLE   18,824 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243 351 14,936 SH   SOLE   14,936 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8 267 10,690 SH   SOLE   10,690 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 427 4,107 SH   SOLE   4,107 0 0
ISHARES TR CORE MSCI EAFE 46432F842 11,441 217,213 SH   SOLE   217,213 0 0
ISHARES TR CORE S&P SCP ETF 464287804 16,409 188,204 SH   SOLE   188,204 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 533 15,275 SH   SOLE   15,275 0 0
ISHARES TR RUS MID CAP ETF 464287499 562 9,039 SH   SOLE   9,039 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 587 2,792 SH   SOLE   2,792 0 0
ISHARES TR SELECT DIVID ETF 464287168 751 7,000 SH   SOLE   7,000 0 0
ISHARES TR MSCI EAFE ETF 464287465 937 16,728 SH   SOLE   16,728 0 0
ISHARES TR IBONDS 29 TRM TS 46436E825 425 19,720 SH   SOLE   19,720 0 0
ISHARES TR MSCI USA ESG SLC 464288802 964 12,693 SH   SOLE   12,693 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 9,281 188,326 SH   SOLE   188,326 0 0
ISHARES TR CORE S&P MCP ETF 464287507 23,166 105,654 SH   SOLE   105,654 0 0
ISHARES TR IBONDS DEC 46435U697 3,388 132,848 SH   SOLE   132,848 0 0
ISHARES TR CORE MSCI INTL 46435G326 3,375 69,860 SH   SOLE   69,860 0 0
ISHARES TR IBONDS DEC2023 46435G318 7,801 309,091 SH   SOLE   309,091 0 0
ISHARES TR CORE S&P500 ETF 464287200 37,108 103,467 SH   SOLE   103,467 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 20,985 417,190 SH   SOLE   417,190 0 0
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 5,623 116,138 SH   SOLE   116,138 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 924 18,420 SH   SOLE   18,420 0 0
JANUS DETROIT STR TR HENDERSN SML ETF 47103U209 5,212 106,414 SH   SOLE   106,414 0 0
JOHNSON & JOHNSON COM 478160104 3,790 23,198 SH   SOLE   23,198 0 0
JPMORGAN CHASE & CO COM 46625H100 2,839 27,163 SH   SOLE   27,163 0 0
KEYSIGHT TECHNOLOGIES INC COM 49338L103 344 2,189 SH   SOLE   2,189 0 0
KROGER CO COM 501044101 2,650 60,580 SH   SOLE   60,580 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 595 2,907 SH   SOLE   2,907 0 0
LIBERTY BROADBAND CORP COM SER C 530307305 340 4,606 SH   SOLE   4,606 0 0
LILLY ELI & CO COM 532457108 1,571 4,859 SH   SOLE   4,859 0 0
LINDE PLC SHS G5494J103 429 1,590 SH   SOLE   1,590 0 0
LOWES COS INC COM 548661107 2,071 11,028 SH   SOLE   11,028 0 0
M & T BK CORP COM 55261F104 436 2,470 SH   SOLE   2,470 0 0
MARATHON PETE CORP COM 56585A102 2,358 23,741 SH   SOLE   23,741 0 0
MARKEL CORP COM 570535104 646 596 SH   SOLE   596 0 0
MCDONALDS CORP COM 580135101 2,640 11,440 SH   SOLE   11,440 0 0
MCKESSON CORP COM 58155Q103 4,518 13,274 SH   SOLE   13,274 0 0
MEDTRONIC PLC SHS G5960L103 428 5,250 SH   SOLE   5,250 0 0
MERCK & CO INC COM 58933Y105 502 5,778 SH   SOLE   5,778 0 0
META PLATFORMS INC CL A 30303M102 238 1,757 SH   SOLE   1,757 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104 458 7,500 SH   SOLE   7,500 0 0
MICROSOFT CORP COM 594918104 5,257 22,571 SH   SOLE   22,571 0 0
MOLINA HEALTHCARE INC COM 60855R100 209 633 SH   SOLE   633 0 0
MONDELEZ INTL INC CL A 609207105 381 6,896 SH   SOLE   6,896 0 0
NEXTERA ENERGY INC COM 65339F101 365 4,652 SH   SOLE   4,652 0 0
NIKE INC CL B 654106103 316 3,792 SH   SOLE   3,792 0 0
NORTHERN TR CORP COM 665859104 1,818 21,081 SH   SOLE   21,081 0 0
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 279 8,692 SH   SOLE   8,692 0 0
OMNICOM GROUP INC COM 681919106 350 5,484 SH   SOLE   5,484 0 0
ORACLE CORP COM 68389X105 2,333 38,207 SH   SOLE   38,207 0 0
OREILLY AUTOMOTIVE INC COM 67103H107 775 1,102 SH   SOLE   1,102 0 0
OTIS WORLDWIDE CORP COM 68902V107 203 3,186 SH   SOLE   3,186 0 0
PALO ALTO NETWORKS INC COM 697435105 596 3,637 SH   SOLE   3,637 0 0
PAYPAL HLDGS INC COM 70450Y103 1,286 14,937 SH   SOLE   14,937 0 0
PEPSICO INC COM 713448108 2,924 17,911 SH   SOLE   17,911 0 0
PFIZER INC COM 717081103 3,615 82,607 SH   SOLE   82,607 0 0
PHILIP MORRIS INTL INC COM 718172109 219 2,595 SH   SOLE   2,595 0 0
PNC FINL SVCS GROUP INC COM 693475105 2,651 17,745 SH   SOLE   17,745 0 0
PROCTER AND GAMBLE CO COM 742718109 2,072 16,415 SH   SOLE   16,415 0 0
PROGRESSIVE CORP COM 743315103 4,289 36,906 SH   SOLE   36,906 0 0
PROSHARES TR SHRT RUSSELL2000 74348A210 263 9,976 SH   SOLE   9,976 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 200 2,502 SH   SOLE   2,502 0 0
QORVO INC COM 74736K101 311 3,913 SH   SOLE   3,913 0 0
QUALCOMM INC COM 747525103 2,872 25,420 SH   SOLE   25,420 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 539 6,580 SH   SOLE   6,580 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100 443 21,840 SH   SOLE   21,840 0 0
REINSURANCE GRP OF AMERICA I COM NEW 759351604 565 4,494 SH   SOLE   4,494 0 0
RLI CORP COM 749607107 434 4,236 SH   SOLE   4,236 0 0
ROSS STORES INC COM 778296103 404 4,789 SH   SOLE   4,789 0 0
S&P GLOBAL INC COM 78409V104 686 2,247 SH   SOLE   2,247 0 0
SCHLUMBERGER LTD COM STK 806857108 206 5,717 SH   SOLE   5,717 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 5,019 96,885 SH   SOLE   96,885 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 8,002 341,375 SH   SOLE   341,375 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 16,383 385,305 SH   SOLE   385,305 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 15,351 321,414 SH   SOLE   321,414 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 14,530 295,693 SH   SOLE   295,693 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 15,946 634,024 SH   SOLE   634,024 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 655 10,000 SH   SOLE   10,000 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 10,381 144,142 SH   SOLE   144,142 0 0
SHELL PLC SPON ADS 780259305 200 4,019 SH   SOLE   4,019 0 0
SMITH A O CORP COM 831865209 300 6,181 SH   SOLE   6,181 0 0
SMUCKER J M CO COM NEW 832696405 2,035 14,811 SH   SOLE   14,811 0 0
SONY GROUP CORPORATION SPONSORED ADR 835699307 286 4,463 SH   SOLE   4,463 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 951 3,300 SH   SOLE   3,300 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,065 34,295 SH   SOLE   34,295 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 8,212 22,886 SH   SOLE   22,886 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 4,028 9,935 SH   SOLE   9,935 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739 1,219 26,450 SH   SOLE   26,450 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 418 14,321 SH   SOLE   14,321 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 2,164 63,529 SH   SOLE   63,529 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300 7,991 119,024 SH   SOLE   119,024 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656 1,023 40,350 SH   SOLE   40,350 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 3,791 98,324 SH   SOLE   98,324 0 0
STARBUCKS CORP COM 855244109 1,541 18,289 SH   SOLE   18,289 0 0
STRYKER CORPORATION COM 863667101 1,938 9,504 SH   SOLE   9,504 0 0
TARGET CORP COM 87612E106 262 1,755 SH   SOLE   1,755 0 0
TE CONNECTIVITY LTD SHS H84989104 564 5,111 SH   SOLE   5,111 0 0
TESLA INC COM 88160R101 522 1,968 SH   SOLE   1,968 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 580 1,142 SH   SOLE   1,142 0 0
TORO CO COM 891092108 217 2,504 SH   SOLE   2,504 0 0
TRIMTABS ETF TR FCF US QLTY ETF 89628W302 240 5,544 SH   SOLE   5,544 0 0
TRUIST FINL CORP COM 89832Q109 2,047 47,008 SH   SOLE   47,008 0 0
ULTA BEAUTY INC COM 90384S303 521 1,298 SH   SOLE   1,298 0 0
UNITED PARCEL SERVICE INC CL B 911312106 409 2,534 SH   SOLE   2,534 0 0
UNITEDHEALTH GROUP INC COM 91324P102 577 1,143 SH   SOLE   1,143 0 0
UNIVERSAL HLTH SVCS INC CL B 913903100 295 3,340 SH   SOLE   3,340 0 0
US BANCORP DEL COM NEW 902973304 472 11,567 SH   SOLE   11,567 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 6,778 20,567 SH   SOLE   20,567 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,006 16,747 SH   SOLE   16,747 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 3,695 39,810 SH   SOLE   39,810 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,151 25,953 SH   SOLE   25,953 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 8,949 185,895 SH   SOLE   185,895 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 3,486 59,781 SH   SOLE   59,781 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 25,680 345,724 SH   SOLE   345,724 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 32,503 240,478 SH   SOLE   240,478 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 545 15,000 SH   SOLE   15,000 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 531 5,600 SH   SOLE   5,600 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 7,962 128,433 SH   SOLE   128,433 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 227 5,216 SH   SOLE   5,216 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,376 36,242 SH   SOLE   36,242 0 0
VISA INC COM CL A 92826C839 2,822 15,883 SH   SOLE   15,883 0 0
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 218 831 SH   SOLE   831 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 322 3,072 SH   SOLE   3,072 0 0
ZOETIS INC CL A 98978V103 325 2,192 SH   SOLE   2,192 0 0