The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 454,192 4,282 SH   SOLE   4,282 0 0
ABBOTT LABS COM 002824100 BBG001S5N9M6 1,934,266 17,018 SH   SOLE   17,018 0 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 3,748,510 20,585 SH   SOLE   20,585 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 563,724 3,735 SH   SOLE   3,735 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 441,554 2,900 SH   SOLE   2,900 0 0
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 260,150 5,964 SH   SOLE   5,964 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 1,744,094 9,669 SH   SOLE   9,669 0 0
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 536,438 2,356 SH   SOLE   2,356 0 0
AMERICAN TOWER CORP NEW COM 03027X100 BBG001S5NPQ6 207,470 1,050 SH   SOLE   1,050 0 0
AMGEN INC COM 031162100 BBG001S5NNL6 404,872 1,424 SH   SOLE   1,424 0 0
APPLE INC COM 037833100 BBG001S5N8V8 4,112,552 23,983 SH   SOLE   23,983 0 0
AT&T INC COM 00206R102 BBG001S5VWH2 292,054 16,594 SH   SOLE   16,594 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 504,798 2,021 SH   SOLE   2,021 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 317,921 8,384 SH   SOLE   8,384 0 0
BECTON DICKINSON & CO COM 075887109 BBG001S5P374 259,823 1,050 SH   SOLE   1,050 0 0
BOEING CO COM 097023105 BBG001S5P0V3 762,311 3,950 SH   SOLE   3,950 0 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 3,216,770 2,427 SH   SOLE   2,427 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 2,133,203 5,822 SH   SOLE   5,822 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 3,649,455 23,136 SH   SOLE   23,136 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 369,481 7,403 SH   SOLE   7,403 0 0
CME GROUP INC COM 12572Q105 BBG001S86547 1,507,030 7,000 SH   SOLE   7,000 0 0
COLGATE PALMOLIVE CO COM 194162103 BBG001S5PVM5 495,275 5,500 SH   SOLE   5,500 0 0
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 1,169,958 9,192 SH   SOLE   9,192 0 0
CORNERSTONE STRATEGIC VALUE COM 21924B302 BBG001S5PWK5 161,823 21,519 SH   SOLE   21,519 0 0
CORPAY INC COM SHS 219948106 BBG001SHC7K8 1,234,160 4,000 SH   SOLE   4,000 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 742,154 1,013 SH   SOLE   1,013 0 0
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 691,918 8,675 SH   SOLE   8,675 0 0
DEERE & CO COM 244199105 BBG001S5QFF7 3,080,550 7,500 SH   SOLE   7,500 0 0
DNP SELECT INCOME FD INC COM 23325P104 BBG001S5QKC9 226,750 25,000 SH   SOLE   25,000 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 215,868 2,232 SH   SOLE   2,232 0 0
EATON CORP PLC SHS G29183103 BBG001S5QZ45 274,846 879 SH   SOLE   879 0 0
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 226,840 2,000 SH   SOLE   2,000 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 BBG001S9P0Z1 2,039,682 69,900 SH   SOLE   69,900 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 2,413,542 20,763 SH   SOLE   20,763 0 0
FLEXSHARES TR QUALT DIVD IDX 33939L860 BBG003QD4F80 214,208 3,250 SH   SOLE   3,250 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 3,045,861 7,940 SH   SOLE   7,940 0 0
HUBBELL INC COM 443510607 BBG001S5S1L9 2,365,785 5,700 SH   SOLE   5,700 0 0
INTEL CORP COM 458140100 BBG001S5SF65 351,005 7,947 SH   SOLE   7,947 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 338,572 1,773 SH   SOLE   1,773 0 0
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 BBG001SS8729 15,070,860 303,542 SH   SOLE   303,542 0 0
INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727 BBG001SSJYS0 1,563,630 80,351 SH   SOLE   80,351 0 0
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 BBG001SSH3K8 1,078,398 32,798 SH   SOLE   32,798 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 BBG001T0NSB6 2,610,333 219,725 SH   SOLE   219,725 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 BBG001V0MBC0 2,946,343 139,307 SH   SOLE   139,307 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 BBG001S6H5N8 18,163,726 472,153 SH   SOLE   472,153 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 BBG001SPSDJ2 2,981,313 75,899 SH   SOLE   75,899 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 786,740 1,772 SH   SOLE   1,772 0 0
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 1,188,245 23,028 SH   SOLE   23,028 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 BBG001SSD812 389,122 3,360 SH   SOLE   3,360 0 0
ISHARES TR AGGRES ALLOC ETF 464289859 BBG001T3YVL0 2,795,415 38,054 SH   SOLE   38,054 0 0
ISHARES TR BROAD USD HIGH 46435U853 BBG00J2DS0J6 1,293,713 35,357 SH   SOLE   35,357 0 0
ISHARES TR CONSER ALLOC ETF 464289883 BBG001T3YTX2 1,066,427 28,959 SH   SOLE   28,959 0 0
ISHARES TR CORE INTL AGGR 46435G672 BBG00BDV2SQ0 511,338 10,237 SH   SOLE   10,237 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 7,908,438 106,554 SH   SOLE   106,554 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 383,877 6,320 SH   SOLE   6,320 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 2,211,947 20,014 SH   SOLE   20,014 0 0
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 224,028 1,943 SH   SOLE   1,943 0 0
ISHARES TR CORE S&P US GWT 464287671 BBG001SFQL99 31,533,006 269,030 SH   SOLE   269,030 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 25,449,012 48,407 SH   SOLE   48,407 0 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 119,255,222 1,217,636 SH   SOLE   1,217,636 0 0
ISHARES TR CRE U S REIT ETF 464288521 BBG001ST7G55 24,329,059 452,213 SH   SOLE   452,213 0 0
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 7,423,416 117,218 SH   SOLE   117,218 0 0
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 343,398 4,300 SH   SOLE   4,300 0 0
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 3,719,947 34,572 SH   SOLE   34,572 0 0
ISHARES TR PFD AND INCM SEC 464288687 BBG001SNVWC8 3,019,190 93,676 SH   SOLE   93,676 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 575,500 1,707 SH   SOLE   1,707 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 589,809 3,293 SH   SOLE   3,293 0 0
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 619,911 7,372 SH   SOLE   7,372 0 0
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 768,350 4,113 SH   SOLE   4,113 0 0
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 655,103 5,318 SH   SOLE   5,318 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 1,881,579 17,966 SH   SOLE   17,966 0 0
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 12,256,018 114,105 SH   SOLE   114,105 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 3,079,163 19,465 SH   SOLE   19,465 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 4,627,825 23,104 SH   SOLE   23,104 0 0
KIMBERLY-CLARK CORP COM 494368103 BBG001S5SLZ0 776,100 6,000 SH   SOLE   6,000 0 0
MARRIOTT INTL INC NEW CL A 571903202 BBG001S78K44 374,933 1,486 SH   SOLE   1,486 0 0
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 3,688,345 7,659 SH   SOLE   7,659 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 463,244 1,643 SH   SOLE   1,643 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 1,709,940 12,959 SH   SOLE   12,959 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 5,708,329 13,568 SH   SOLE   13,568 0 0
MORGAN STANLEY COM NEW 617446448 BBG001S9V5Z3 667,218 7,086 SH   SOLE   7,086 0 0
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 365,565 5,720 SH   SOLE   5,720 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 1,185,471 1,312 SH   SOLE   1,312 0 0
ONEOK INC NEW COM 682680103 BBG001S5TWK1 2,767,549 34,521 SH   SOLE   34,521 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 1,103,107 8,782 SH   SOLE   8,782 0 0
PACKAGING CORP AMER COM 695156109 BBG001S5V741 1,564,357 8,243 SH   SOLE   8,243 0 0
PARKER-HANNIFIN CORP COM 701094104 BBG001S5V554 858,140 1,544 SH   SOLE   1,544 0 0
PAYPAL HLDGS INC COM 70450Y103 BBG0077VNXW5 267,960 4,000 SH   SOLE   4,000 0 0
PEPSICO INC COM 713448108 BBG001S695T1 1,669,683 9,541 SH   SOLE   9,541 0 0
PFIZER INC COM 717081103 BBG001S5V466 238,151 8,582 SH   SOLE   8,582 0 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 388,377 4,239 SH   SOLE   4,239 0 0
PPG INDS INC COM 693506107 BBG001S5VC13 251,112 1,733 SH   SOLE   1,733 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 3,118,903 19,223 SH   SOLE   19,223 0 0
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 BBG00PZFDF86 1,394,224 28,848 SH   SOLE   28,848 0 0
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698 BBG00PZFPGG2 7,903,426 177,645 SH   SOLE   177,645 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 11,200,831 443,597 SH   SOLE   443,597 0 0
SCHWAB STRATEGIC TR INTERNL DIVID 808524672 BBG00Z60CHB2 4,361,633 179,787 SH   SOLE   179,787 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 54,985,619 1,409,165 SH   SOLE   1,409,165 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 BBG001T6L7C0 9,988,164 278,999 SH   SOLE   278,999 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 BBG001T9F7C1 848,222 17,293 SH   SOLE   17,293 0 0
SCHWAB STRATEGIC TR LONG TERM US 808524680 BBG00PZFJQM0 2,115,411 62,716 SH   SOLE   62,716 0 0
SCHWAB STRATEGIC TR MUN BD ETF 808524649 BBG019GV63H2 14,428,416 277,203 SH   SOLE   277,203 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 BBG0051J0PJ9 57,362,166 851,197 SH   SOLE   851,197 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 BBG0051NXNX3 9,611,437 168,533 SH   SOLE   168,533 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 BBG0051QPC87 8,708,534 313,708 SH   SOLE   313,708 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 BBG0051K49J8 29,073,749 816,449 SH   SOLE   816,449 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 BBG0051QD594 5,794,982 163,377 SH   SOLE   163,377 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 BBG001T9F795 14,403,750 298,771 SH   SOLE   298,771 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 64,825,316 1,409,246 SH   SOLE   1,409,246 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 8,728,197 108,250 SH   SOLE   108,250 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 30,359,402 327,431 SH   SOLE   327,431 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 70,303,430 1,132,830 SH   SOLE   1,132,830 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 BBG001V039G2 20,193,456 994,752 SH   SOLE   994,752 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 13,888,782 282,063 SH   SOLE   282,063 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 BBG001T9F777 1,952,421 37,431 SH   SOLE   37,431 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 274,544 2,908 SH   SOLE   2,908 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 217,700 1,474 SH   SOLE   1,474 0 0
SOUTHERN CO COM 842587107 BBG001S5W777 430,942 6,007 SH   SOLE   6,007 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 1,180,200 2,256 SH   SOLE   2,256 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 204,605 368 SH   SOLE   368 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359 BBG001T2PMD1 416,255 5,699 SH   SOLE   5,699 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622 BBG001SQS7X7 4,814,550 50,573 SH   SOLE   50,573 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664 BBG001STKCY7 658,294 23,561 SH   SOLE   23,561 0 0
SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 2,104,397 16,035 SH   SOLE   16,035 0 0
STARBUCKS CORP COM 855244109 BBG001S72KH6 834,848 9,135 SH   SOLE   9,135 0 0
SYSCO CORP COM 871829107 BBG001S5WJS8 308,484 3,800 SH   SOLE   3,800 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 BBG001S5WWW4 559,710 4,114 SH   SOLE   4,114 0 0
TENNANT CO COM 880345103 BBG001SCHFK6 22,394,482 184,150 SH   SOLE   184,150 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 219,697 378 SH   SOLE   378 0 0
TRAVELERS COMPANIES INC COM 89417E109 BBG001S5R103 230,140 1,000 SH   SOLE   1,000 0 0
UNION PAC CORP COM 907818108 BBG001S5X2M0 573,755 2,333 SH   SOLE   2,333 0 0
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 203,817 1,371 SH   SOLE   1,371 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 606,997 1,227 SH   SOLE   1,227 0 0
US BANCORP DEL COM NEW 902973304 BBG001S6T8C1 400,914 8,969 SH   SOLE   8,969 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 15,118,443 208,157 SH   SOLE   208,157 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 466,469 9,483 SH   SOLE   9,483 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 1,975,393 7,906 SH   SOLE   7,906 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 83,663,647 174,045 SH   SOLE   174,045 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 13,127,009 57,426 SH   SOLE   57,426 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 797,640 13,600 SH   SOLE   13,600 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 6,768,787 162,049 SH   SOLE   162,049 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 556,600 11,000 SH   SOLE   11,000 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 4,519,670 56,138 SH   SOLE   56,138 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 BBG001T62M74 24,509,489 422,068 SH   SOLE   422,068 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 786,629 10,175 SH   SOLE   10,175 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 BBG001TCH518 355,446 4,101 SH   SOLE   4,101 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 258,186 1,414 SH   SOLE   1,414 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 42,559,612 848,308 SH   SOLE   848,308 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 780,437 18,600 SH   SOLE   18,600 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 1,193,904 4,278 SH   SOLE   4,278 0 0
WALMART INC COM 931142103 BBG001S5XH92 1,295,884 21,537 SH   SOLE   21,537 0 0
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 370,944 6,400 SH   SOLE   6,400 0 0
ZIONS BANCORPORATION N A COM 989701107 BBG001S5XN80 564,200 13,000 SH   SOLE   13,000 0 0
ZOETIS INC CL A 98978V103 BBG0039320P7 510,168 3,015 SH   SOLE   3,015 0 0