The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABM INDS INC COM 000957100 363 10,000 SH   DFND   10,000 0 0
AFLAC INC COM 001055102 281 5,372 SH   SOLE   0 0 5,372
AGCO CORP COM 001084102 348 4,600 SH   DFND   4,600 0 0
AT&T INC COM 00206R102 10,072 266,177 SH   SOLE   0 0 266,177
ABBOTT LABS COM 002824100 308 3,679 SH   DFND   0 0 3,679
ABBOTT LABS COM 002824100 18,482 220,894 SH   SOLE   0 0 220,894
ACUITY BRANDS INC COM 00508Y102 391 2,900 SH   DFND   2,900 0 0
ALLETE INC COM NEW 018522300 288 3,300 SH   DFND   3,300 0 0
ALPHABET INC CAP STK CL C 02079K107 336 276 SH   SOLE   0 0 276
ALPHABET INC CAP STK CL A 02079K305 413 338 SH   DFND   0 0 338
ALPHABET INC CAP STK CL A 02079K305 24,357 19,946 SH   SOLE   0 0 19,946
ALTRIA GROUP INC COM 02209S103 8,583 209,844 SH   SOLE   0 0 209,844
AMAZON COM INC COM 023135106 1,064 613 SH   SOLE   0 0 613
AMERICAN FINL GROUP INC OHIO COM 025932104 399 3,700 SH   DFND   3,700 0 0
AMERICAN STS WTR CO COM 029899101 243 2,700 SH   DFND   2,700 0 0
AMERISOURCEBERGEN CORP COM 03073E105 288 3,500 SH   DFND   3,500 0 0
AMGEN INC COM 031162100 9,470 48,940 SH   SOLE   0 0 48,940
APPLE INC COM 037833100 597 2,667 SH   DFND   0 0 2,667
APPLE INC COM 037833100 41,248 184,167 SH   SOLE   0 0 184,167
ATMOS ENERGY CORP COM 049560105 308 2,700 SH   DFND   2,700 0 0
AVERY DENNISON CORP COM 053611109 363 3,200 SH   DFND   3,200 0 0
BANK AMER CORP COM 060505104 320 10,965 SH   SOLE   0 0 10,965
BANK OZK COM 06417N103 387 14,200 SH   DFND   14,200 0 0
BECTON DICKINSON & CO COM 075887109 2,572 10,169 SH   SOLE   0 0 10,169
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 898 4,315 SH   SOLE   0 0 4,315
BIG LOTS INC COM 089302103 328 13,400 SH   DFND   13,400 0 0
BLACKSTONE MTG TR INC COM CL A 09257W100 294 8,200 SH   DFND   8,200 0 0
BOEING CO COM 097023105 446 1,173 SH   SOLE   0 0 1,173
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 7,431 201,385 SH   SOLE   0 0 201,385
CBS CORP NEW CL B 124857202 327 8,100 SH   DFND   8,100 0 0
CBOE GLOBAL MARKETS INC COM 12503M108 345 3,000 SH   DFND   3,000 0 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 303 3,576 SH   DFND   0 0 3,576
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 13,475 158,942 SH   SOLE   0 0 158,942
CNA FINL CORP COM 126117100 310 6,300 SH   DFND   6,300 0 0
CVS HEALTH CORP COM 126650100 401 6,363 SH   DFND   0 0 6,363
CVS HEALTH CORP COM 126650100 20,126 319,112 SH   SOLE   0 0 319,112
CARDINAL HEALTH INC COM 14149Y108 235 4,972 SH   DFND   0 0 4,972
CARDINAL HEALTH INC COM 14149Y108 9,767 206,964 SH   SOLE   0 0 206,964
CERNER CORP COM 156782104 269 3,939 SH   DFND   0 0 3,939
CERNER CORP COM 156782104 14,065 206,321 SH   SOLE   0 0 206,321
CHEVRON CORP NEW COM 166764100 250 2,105 SH   DFND   0 0 2,105
CHEVRON CORP NEW COM 166764100 14,540 122,600 SH   SOLE   0 0 122,600
CHURCH & DWIGHT INC COM 171340102 233 3,103 SH   DFND   2,100 0 1,003
CHURCH & DWIGHT INC COM 171340102 2,034 27,028 SH   SOLE   0 0 27,028
CISCO SYS INC COM 17275R102 265 5,370 SH   SOLE   0 0 5,370
CITRIX SYS INC COM 177376100 531 5,500 SH   DFND   5,500 0 0
COCA COLA CO COM 191216100 3,347 61,484 SH   SOLE   0 0 61,484
COGNEX CORP COM 192422103 467 9,500 SH   DFND   9,500 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 218 3,611 SH   DFND   0 0 3,611
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 11,437 189,772 SH   SOLE   0 0 189,772
COHERENT INC COM 192479103 560 3,640 SH   DFND   3,640 0 0
CONSOLIDATED EDISON INC COM 209115104 282 2,980 SH   SOLE   0 0 2,980
CRACKER BARREL OLD CTRY STOR COM 22410J106 484 2,973 SH   SOLE   0 0 2,973
CUMMINS INC COM 231021106 488 3,000 SH   DFND   3,000 0 0
CURTISS WRIGHT CORP COM 231561101 349 2,700 SH   DFND   2,700 0 0
DXC TECHNOLOGY CO COM 23355L106 307 10,400 SH   DFND   10,400 0 0
DARDEN RESTAURANTS INC COM 237194105 6,783 57,378 SH   SOLE   0 0 57,378
DISNEY WALT CO COM DISNEY 254687106 476 3,652 SH   DFND   0 0 3,652
DISNEY WALT CO COM DISNEY 254687106 26,533 203,603 SH   SOLE   0 0 203,603
DOMINION ENERGY INC COM 25746U109 12,530 154,612 SH   SOLE   0 0 154,612
DOMINOS PIZZA INC COM 25754A201 342 1,400 SH   DFND   1,400 0 0
EAST WEST BANCORP INC COM 27579R104 376 8,500 SH   DFND   8,500 0 0
EASTMAN CHEMICAL CO COM 277432100 310 4,200 SH   DFND   4,200 0 0
ECOLAB INC COM 278865100 342 1,729 SH   DFND   0 0 1,729
ECOLAB INC COM 278865100 17,415 87,934 SH   SOLE   0 0 87,934
EXTRA SPACE STORAGE INC COM 30225T102 607 5,200 SH   DFND   5,200 0 0
EXXON MOBIL CORP COM 30231G102 436 6,171 SH   DFND   0 0 6,171
EXXON MOBIL CORP COM 30231G102 19,641 278,157 SH   SOLE   0 0 278,157
FACEBOOK INC CL A 30303M102 512 2,877 SH   SOLE   0 0 2,877
FEDERAL REALTY INVT TR SH BEN INT NEW 313747206 803 5,900 SH   DFND   5,900 0 0
F5 NETWORKS INC COM 315616102 480 3,420 SH   DFND   3,420 0 0
FIVE BELOW INC COM 33829M101 328 2,600 SH   DFND   2,600 0 0
FORTUNE BRANDS HOME & SEC IN COM 34964C106 568 10,383 SH   SOLE   0 0 10,383
FRANCO NEVADA CORP COM 351858105 365 4,000 SH   DFND   4,000 0 0
FRANKLIN ELEC INC COM 353514102 339 7,100 SH   DFND   7,100 0 0
GALLAGHER ARTHUR J & CO COM 363576109 343 3,830 SH   SOLE   0 0 3,830
GAP INC COM 364760108 318 18,300 SH   DFND   18,300 0 0
GENERAL MLS INC COM 370334104 8,174 148,299 SH   SOLE   0 0 148,299
GENUINE PARTS CO COM 372460105 299 3,000 SH   DFND   3,000 0 0
GENUINE PARTS CO COM 372460105 2,041 20,490 SH   SOLE   0 0 20,490
GILEAD SCIENCES INC COM 375558103 249 3,923 SH   DFND   0 0 3,923
GILEAD SCIENCES INC COM 375558103 11,360 179,238 SH   SOLE   0 0 179,238
GLOBE LIFE INC COM 37959E102 316 3,300 SH   DFND   3,300 0 0
HANOVER INS GROUP INC COM 410867105 366 2,700 SH   DFND   2,700 0 0
HOME DEPOT INC COM 437076102 5,598 24,127 SH   SOLE   0 0 24,127
HORACE MANN EDUCATORS CORP N COM 440327104 306 6,600 SH   DFND   6,600 0 0
HORMEL FOODS CORP COM 440452100 268 6,125 SH   DFND   0 0 6,125
HORMEL FOODS CORP COM 440452100 15,176 347,032 SH   SOLE   0 0 347,032
HUBBELL INC COM 443510607 381 2,900 SH   DFND   2,900 0 0
ILLINOIS TOOL WKS INC COM 452308109 3,914 25,011 SH   SOLE   0 0 25,011
IMPERIAL OIL LTD COM NEW 453038408 519 19,900 SH   DFND   19,900 0 0
INTEL CORP COM 458140100 276 5,364 SH   DFND   0 0 5,364
INTEL CORP COM 458140100 16,176 313,922 SH   SOLE   0 0 313,922
INTERCONTINENTAL EXCHANGE IN COM 45866F104 441 4,782 SH   DFND   0 0 4,782
INTERCONTINENTAL EXCHANGE IN COM 45866F104 26,465 286,822 SH   SOLE   0 0 286,822
INTERNATIONAL BUSINESS MACHS COM 459200101 328 2,259 SH   SOLE   0 0 2,259
INVESCO EXCHNG TRADED FD TR PFD ETF 46138E511 198 13,200 SH   SOLE   0 0 13,200
ISHARES TR SELECT DIVID ETF 464287168 2,344 22,992 SH   SOLE   0 0 22,992
ISHARES TR CORE S&P500 ETF 464287200 692 2,319 SH   SOLE   0 0 2,319
ISHARES TR MSCI EAFE ETF 464287465 507 7,774 SH   DFND   0 0 7,774
ISHARES TR MSCI EAFE ETF 464287465 20,568 315,413 SH   SOLE   0 0 315,413
ISHARES TR CORE S&P MCP ETF 464287507 1,203 6,225 SH   DFND   0 0 6,225
ISHARES TR CORE S&P MCP ETF 464287507 49,581 256,592 SH   SOLE   0 0 256,592
ISHARES TR RUS 1000 GRW ETF 464287614 325 2,038 SH   SOLE   0 0 2,038
ISHARES TR CORE S&P SCP ETF 464287804 2,726 35,025 SH   SOLE   0 0 35,025
ISHARES TR MSCI MIN VOL ETF 46429B697 1,472 22,969 SH   DFND   0 0 22,969
ISHARES TR MSCI MIN VOL ETF 46429B697 69,282 1,080,835 SH   SOLE   0 0 1,080,835
ISHARES TR USA QUALITY FCTR 46432F339 608 6,583 SH   DFND   0 0 6,583
ISHARES TR USA QUALITY FCTR 46432F339 6,125 66,289 SH   SOLE   0 0 66,289
JOHNSON & JOHNSON COM 478160104 368 2,841 SH   SOLE   0 0 2,841
KONTOOR BRANDS INC COM 50050N103 620 17,656 SH   SOLE   0 0 17,656
KROGER CO COM 501044101 407 15,799 SH   DFND   0 0 15,799
KROGER CO COM 501044101 18,487 717,117 SH   SOLE   0 0 717,117
LTC PPTYS INC COM 502175102 630 12,300 SH   DFND   12,300 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 434 2,080 SH   DFND   2,080 0 0
LANDSTAR SYS INC COM 515098101 456 4,050 SH   DFND   4,050 0 0
LEAR CORP COM NEW 521865204 342 2,900 SH   DFND   2,900 0 0
LEIDOS HLDGS INC COM 525327102 481 5,600 SH   DFND   5,600 0 0
LIFE STORAGE INC COM 53223X107 780 7,400 SH   DFND   7,400 0 0
LOCKHEED MARTIN CORP COM 539830109 12,414 31,825 SH   SOLE   0 0 31,825
M & T BK CORP COM 55261F104 332 2,100 SH   DFND   2,100 0 0
MDU RES GROUP INC COM 552690109 285 10,100 SH   DFND   10,100 0 0
MSC INDL DIRECT INC CL A 553530106 493 6,800 SH   DFND   6,800 0 0
MAGNA INTL INC COM 559222401 347 6,500 SH   DFND   6,500 0 0
MARATHON PETE CORP COM 56585A102 9,692 159,536 SH   SOLE   0 0 159,536
MASIMO CORP COM 574795100 372 2,500 SH   DFND   2,500 0 0
MASTERCARD INC CL A 57636Q104 323 1,189 SH   SOLE   0 0 1,189
MAXIMUS INC COM 577933104 572 7,400 SH   DFND   7,400 0 0
MCDONALDS CORP COM 580135101 12,320 57,381 SH   SOLE   0 0 57,381
MCKESSON CORP COM 58155Q103 355 2,600 SH   DFND   2,600 0 0
MICROSOFT CORP COM 594918104 252 1,814 SH   DFND   0 0 1,814
MICROSOFT CORP COM 594918104 16,400 117,963 SH   SOLE   0 0 117,963
MID AMER APT CMNTYS INC COM 59522J103 624 4,800 SH   DFND   4,800 0 0
MONMOUTH REAL ESTATE INVT CO CL A 609720107 1,639 113,715 SH   SOLE   0 0 113,715
MONRO INC COM 610236101 356 4,500 SH   DFND   4,500 0 0
NETAPP INC COM 64110D104 452 8,600 SH   DFND   8,600 0 0
NEW JERSEY RES COM 646025106 253 5,600 SH   DFND   5,600 0 0
NORFOLK SOUTHERN CORP COM 655844108 357 1,989 SH   SOLE   0 0 1,989
NOVARTIS A G SPONSORED ADR 66987V109 9,625 110,762 SH   SOLE   0 0 110,762
NOVO-NORDISK A S ADR 670100205 219 4,238 SH   DFND   0 0 4,238
NOVO-NORDISK A S ADR 670100205 14,375 278,047 SH   SOLE   0 0 278,047
OGE ENERGY CORP COM 670837103 245 5,400 SH   DFND   5,400 0 0
OCEANFIRST FINL CORP COM 675234108 375 15,900 SH   DFND   15,900 0 0
OMNICOM GROUP INC COM 681919106 446 5,700 SH   DFND   5,700 0 0
ORACLE CORP COM 68389X105 9,055 164,543 SH   SOLE   0 0 164,543
ORGENESIS INC COM NEW 68619K204 48 11,000 SH   SOLE   0 0 11,000
PACKAGING CORP AMER COM 695156109 393 3,700 SH   DFND   3,700 0 0
PARKER HANNIFIN CORP COM 701094104 361 2,000 SH   DFND   2,000 0 0
PATTERSON COMPANIES INC COM 703395103 283 15,900 SH   DFND   15,900 0 0
PEPSICO INC COM 713448108 374 2,729 SH   DFND   0 0 2,729
PEPSICO INC COM 713448108 18,897 137,836 SH   SOLE   0 0 137,836
PHILIP MORRIS INTL INC COM 718172109 10,085 132,825 SH   SOLE   0 0 132,825
PINNACLE WEST CAP CORP COM 723484101 11,842 121,997 SH   SOLE   0 0 121,997
PRICE T ROWE GROUP INC COM 74144T108 630 5,518 SH   SOLE   0 0 5,518
PRINCIPAL FINL GROUP INC COM 74251V102 309 5,400 SH   DFND   5,400 0 0
PROCTER & GAMBLE CO COM 742718109 475 3,817 SH   DFND   0 0 3,817
PROCTER & GAMBLE CO COM 742718109 19,544 157,130 SH   SOLE   0 0 157,130
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 318 5,120 SH   DFND   0 0 5,120
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 15,807 254,630 SH   SOLE   0 0 254,630
PUBLIC STORAGE COM 74460D109 3,472 14,156 SH   SOLE   0 0 14,156
QUALCOMM INC COM 747525103 366 4,795 SH   DFND   0 0 4,795
QUALCOMM INC COM 747525103 17,450 228,761 SH   SOLE   0 0 228,761
RAYMOND JAMES FINANCIAL INC COM 754730109 371 4,500 SH   DFND   4,500 0 0
REGENERON PHARMACEUTICALS COM 75886F107 214 771 SH   DFND   0 0 771
REGENERON PHARMACEUTICALS COM 75886F107 9,806 35,350 SH   SOLE   0 0 35,350
REINSURANCE GRP OF AMERICA I COM NEW 759351604 368 2,300 SH   DFND   2,300 0 0
ROBERT HALF INTL INC COM 770323103 484 8,700 SH   DFND   8,700 0 0
ROSS STORES INC COM 778296103 364 3,318 SH   DFND   0 0 3,318
ROSS STORES INC COM 778296103 17,424 158,619 SH   SOLE   0 0 158,619
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 205 3,487 SH   DFND   0 0 3,487
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 14,122 239,970 SH   SOLE   0 0 239,970
ROYCE VALUE TR INC COM 780910105 165 11,964 SH   SOLE   0 0 11,964
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,599 5,387 SH   SOLE   0 0 5,387
SPDR SERIES TRUST PORTFLI INTRMDIT 78464A672 202 6,465 SH   SOLE   0 0 6,465
SPDR SERIES TRUST SPDR BLOOMBERG 78468R663 460 5,026 SH   DFND   0 0 5,026
SPDR SERIES TRUST SPDR BLOOMBERG 78468R663 12,986 141,781 SH   SOLE   0 0 141,781
SANOFI SPONSORED ADR 80105N105 6,964 150,322 SH   SOLE   0 0 150,322
SCHLUMBERGER LTD COM 806857108 201 5,885 SH   DFND   0 0 5,885
SCHLUMBERGER LTD COM 806857108 8,211 240,303 SH   SOLE   0 0 240,303
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,356 61,414 SH   SOLE   0 0 61,414
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,371 28,227 SH   SOLE   0 0 28,227
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2,261 39,864 SH   SOLE   0 0 39,864
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,384 24,477 SH   SOLE   0 0 24,477
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 759 13,856 SH   SOLE   0 0 13,856
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,045 32,796 SH   SOLE   0 0 32,796
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 9,171 157,571 SH   SOLE   0 0 157,571
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 209 3,404 SH   SOLE   0 0 3,404
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 416 6,425 SH   DFND   0 0 6,425
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 19,873 306,969 SH   SOLE   0 0 306,969
SELECTIVE INS GROUP INC COM 816300107 346 4,600 SH   DFND   4,600 0 0
SERVICE CORP INTL COM 817565104 339 7,100 SH   DFND   7,100 0 0
SILGAN HOLDINGS INC COM 827048109 366 12,200 SH   DFND   12,200 0 0
SIMPSON MANUFACTURING CO INC COM 829073105 388 5,600 SH   DFND   5,600 0 0
SONOCO PRODS CO COM 835495102 320 5,500 SH   DFND   5,500 0 0
SOUTHERN CO COM 842587107 237 3,841 SH   DFND   0 0 3,841
SOUTHERN CO COM 842587107 16,959 274,558 SH   SOLE   0 0 274,558
STURM RUGER & CO INC COM 864159108 309 7,400 SH   DFND   7,400 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 7,284 25,008 SH   SOLE   0 0 25,008
3M CO COM 88579Y101 229 1,392 SH   DFND   0 0 1,392
3M CO COM 88579Y101 9,996 60,805 SH   SOLE   0 0 60,805
TRAVELERS COMPANIES INC COM 89417E109 385 2,591 SH   DFND   0 0 2,591
TRAVELERS COMPANIES INC COM 89417E109 19,274 129,625 SH   SOLE   0 0 129,625
TWO HBRS INVT CORP COM NEW 90187B408 148 11,265 SH   SOLE   0 0 11,265
US BANCORP DEL COM NEW 902973304 245 4,422 SH   DFND   0 0 4,422
US BANCORP DEL COM NEW 902973304 14,266 257,788 SH   SOLE   0 0 257,788
UMH PPTYS INC COM 903002103 1,357 96,368 SH   SOLE   0 0 96,368
UNILEVER PLC SPON ADR NEW 904767704 6,845 113,901 SH   SOLE   0 0 113,901
UNITED PARCEL SERVICE INC CL B 911312106 250 2,089 SH   SOLE   0 0 2,089
UNITED THERAPEUTICS CORP DEL COM 91307C102 303 3,800 SH   DFND   3,800 0 0
UNITEDHEALTH GROUP INC COM 91324P102 304 1,400 SH   DFND   0 0 1,400
UNITEDHEALTH GROUP INC COM 91324P102 15,022 69,125 SH   SOLE   0 0 69,125
UNIVERSAL HLTH SVCS INC CL B 913903100 293 1,968 SH   SOLE   0 0 1,968
V F CORP COM 918204108 221 2,484 SH   DFND   0 0 2,484
V F CORP COM 918204108 11,247 126,380 SH   SOLE   0 0 126,380
VALERO ENERGY CORP NEW COM 91913Y100 219 2,575 SH   DFND   0 0 2,575
VALERO ENERGY CORP NEW COM 91913Y100 15,317 179,692 SH   SOLE   0 0 179,692
VANGUARD GROUP DIV APP ETF 921908844 808 6,753 SH   SOLE   0 0 6,753
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 2,259 25,457 SH   SOLE   0 0 25,457
VARIAN MED SYS INC COM 92220P105 357 3,000 SH   DFND   3,000 0 0
VARIAN MED SYS INC COM 92220P105 326 2,740 SH   SOLE   0 0 2,740
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 614 2,252 SH   SOLE   0 0 2,252
VANGUARD INDEX FDS GROWTH ETF 922908736 2,242 13,484 SH   SOLE   0 0 13,484
VANGUARD INDEX FDS TOTAL STK MKT 922908769 235 1,556 SH   SOLE   0 0 1,556
VERIZON COMMUNICATIONS INC COM 92343V104 6,307 104,490 SH   SOLE   0 0 104,490
VISA INC COM CL A 92826C839 368 2,139 SH   DFND   0 0 2,139
VISA INC COM CL A 92826C839 18,937 110,095 SH   SOLE   0 0 110,095
WSFS FINL CORP COM 929328102 410 9,300 SH   DFND   9,300 0 0
WALMART INC COM 931142103 332 2,794 SH   DFND   0 0 2,794
WALMART INC COM 931142103 19,192 161,708 SH   SOLE   0 0 161,708
WASTE MGMT INC DEL COM 94106L109 14,178 123,290 SH   SOLE   0 0 123,290
WEST PHARMACEUTICAL SVSC INC COM 955306105 312 2,200 SH   DFND   2,200 0 0
WESTERN DIGITAL CORP COM 958102105 7,169 120,208 SH   SOLE   0 0 120,208
WILLIAMS SONOMA INC COM 969904101 442 6,500 SH   DFND   6,500 0 0
WISDOMTREE TR US DIVID EX FNCL 97717W406 679 7,767 SH   SOLE   0 0 7,767
WISDOMTREE TR US QTLY DIV GRT 97717X669 696 15,436 SH   SOLE   0 0 15,436
WORLD FUEL SVCS CORP COM 981475106 487 12,200 SH   DFND   12,200 0 0
XCEL ENERGY INC COM 98389B100 216 3,332 SH   DFND   0 0 3,332
XCEL ENERGY INC COM 98389B100 13,317 205,219 SH   SOLE   0 0 205,219
AMDOCS LTD SHS G02602103 483 7,300 SH   DFND   7,300 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 285 1,480 SH   SOLE   0 0 1,480
EATON CORP PLC SHS G29183103 2,942 35,381 SH   SOLE   0 0 35,381
ICON PLC SHS G4705A100 383 2,600 SH   DFND   2,600 0 0
JAZZ PHARMACEUTICALS PLC SHS USD G50871105 346 2,700 SH   DFND   2,700 0 0
PERRIGO CO PLC SHS G97822103 237 4,247 SH   DFND   0 0 4,247
PERRIGO CO PLC SHS G97822103 9,330 166,943 SH   SOLE   0 0 166,943
CHECK POINT SOFTWARE TECH LT ORD M22465104 520 4,750 SH   DFND   4,750 0 0