The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iSharesMSCIACWIIndex COM 464288257 268 3,636 SH   SOLE 3,636 0 0 0
iSharesTrLehmanBdFd COM 464287226 458 4,115 SH   SOLE 4,115 0 0 0
VanguardTotalBondIndexFund COM 921937835 65 781 SH   SOLE 780.5708 0 0 0
Vanguard Total COM 92203J407 0 3 SH   SOLE 3.1903 0 0 0
PowersharesBulletshares2022 COM 73939W706 272 12,851 SH   SOLE 12,851 0 0 0
PowersharesBulletshares2023 COM 73939W888 276 12,887 SH   SOLE 12,887 0 0 0
PowersharesBulletshares2024 COM 73939W862 584 27,599 SH   SOLE 27,599 0 0 0
PowersharesBulletshares2025 COM 73939W847 585 27,527 SH   SOLE 27,527 0 0 0
PowersharesBulletshares2026 COM 73939W821 596 28,154 SH   SOLE 28,154 0 0 0
InvescoBulletshares COM 46138J791 313 15,540 SH   SOLE 15,540 0 0 0
CharterCommunicatn COM 16119P108 10 25 SH   SOLE 24.96 0 0 0
DiamondsTRUSTSeriesI COM 78467X109 928 3,491 SH   SOLE 3,491 0 0 0
iSharesMSCIEmergingMarketsIndex COM 464287234 5,264 122,668 SH   SOLE 122,668 0 0 0
iSharesMSCIEAFEIndex COM 464287465 36,784 559,617 SH   SOLE 559,617 0 0 0
SPDRGLOBALNATURALRESOURCESETF COM 78463X541 71 1,554 SH   SOLE 1,554.2437 0 0 0
IsharesCoreUSTreasury COM 46429B267 24 926 SH   SOLE 926 0 0 0
iSharesInternationalSmall COM 78463X871 670 22,364 SH   SOLE 22,364 0 0 0
SPDRSPDRS&PCHINAETF COM 78463X400 11 117 SH   SOLE 117 0 0 0
IsharsIbndSEP2020Trm COM 46434V571 503 19,690 SH   SOLE 19,690 0 0 0
IshrsIbndDec2022Trm COM 46435G755 739 28,298 SH   SOLE 28,298 0 0 0
IsharesIbondsDec COM 46435G318 744 28,918 SH   SOLE 28,918 0 0 0
IsharsIbndDec2024Trm COM 46435U697 751 28,596 SH   SOLE 28,596 0 0 0
IsharesIbndDec COM 46435U432 338 12,573 SH   SOLE 12,573 0 0 0
IsharesTrCohen&Steer COM 449243104 23 206 SH   SOLE 205.627 0 0 0
iSharesCoreMSCIEAFE COM 46432F842 221 3,592 SH   SOLE 3,592 0 0 0
iSharesCoreMSCIEmergingMarkets COM 46434G103 1,889 36,725 SH   SOLE 36,725 0 0 0
iSharesS&PMidCap400Index COM 464287507 259 1,331 SH   SOLE 1,331 0 0 0
iSharesS&PMidcapValue COM 464287705 112 701 SH   SOLE 701 0 0 0
iSharesS&PMidCap400-BarraGrowth COM 464287606 28,641 126,581 SH   SOLE 126,581 0 0 0
IsharesS&PSmallcap COM 464287879 36 245 SH   SOLE 245 0 0 0
iSharesTrS&P500Value COM 464287408 703 6,032 SH   SOLE 6,032 0 0 0
iSharesS&P500Index COM 464287200 1,880 6,378 SH   SOLE 6,377.5088 0 0 0
iSharesRussell1000Value COM 464287598 5,690 44,723 SH   SOLE 44,723 0 0 0
iSharesRussell1000Growth COM 464287614 4,603 29,258 SH   SOLE 29,258 0 0 0
iSharesRussell2001 COM 464287655 30,757 197,795 SH   SOLE 197,795.324 0 0 0
iSharesRussell2000Value COM 464287630 13,288 110,271 SH   SOLE 110,271 0 0 0
iSharesRussell2000Growth COM 464287648 5,385 26,807 SH   SOLE 26,807 0 0 0
iSharesRussellMidCapGrowth COM 464287481 1,747 12,249 SH   SOLE 12,249 0 0 0
iSharesRussellMidcap COM 464287499 165 2,956 SH   SOLE 2,956 0 0 0
iSharesRussellMidcapValue COM 464287473 225 2,528 SH   SOLE 2,528 0 0 0
iSharesUSTechnologyIndex COM 464287721 270 1,366 SH   SOLE 1,366 0 0 0
iSharesDowJonesTotalMarketIndex COM 464207846 128 878 SH   SOLE 878 0 0 0
S&PMidCap400DepRcptsMidCap COM 78467Y107 126 356 SH   SOLE 356 0 0 0
MedicalPropertiesTRUST COM 58463J304 12 713 SH   SOLE 713 0 0 0
iSharesS&PNationalMuniBond COM 464288414 11,882 105,070 SH   SOLE 105,070 0 0 0
NorthernDynMinerl COM 66510M204 2 4,000 SH   SOLE 4,000 0 0 0
IsharesTrS&P100IndexFund COM 464287101 156 1,207 SH   SOLE 1,207 0 0 0
RydexEtfTRUST COM 78355W304 78 1,200 SH   SOLE 1,200 0 0 0
SPDRDowJonesGlobalRealEstateETF COM 78463X749 196 3,930 SH   SOLE 3,930 0 0 0
DJWilshireREITETF COM 78464A607 1,490 15,078 SH   SOLE 15,078 0 0 0
SPDRDJIntlRealEstateETF COM 78463X863 2,684 69,260 SH   SOLE 69,260 0 0 0
SchwabUSSmallCapETF COM 808524607 117 1,634 SH   SOLE 1,634.4051 0 0 0
SchwabIntlSmallCapETF COM 808524888 49 1,489 SH   SOLE 1,489 0 0 0
SchwabEmergingMarketsEquityETF COM 808524706 24 929 SH   SOLE 929.435 0 0 0
SchwabFTSEDevInternational COM 808524805 117 3,650 SH   SOLE 3,650.0104 0 0 0
SchwabUSLargeCapGrowthETF COM 808524300 268 3,225 SH   SOLE 3,225 0 0 0
SchwabUSREITETF COM 808524847 47 1,051 SH   SOLE 1,051 0 0 0
SchwabUSMid-CapETF COM 808524508 83 1,455 SH   SOLE 1,455 0 0 0
SchwabIntmUSTrsrETF COM 808524854 22 393 SH   SOLE 393 0 0 0
SchwabUSLargeCapValueETF COM 808524409 319 5,682 SH   SOLE 5,682 0 0 0
SchwabUSLargeCapETF COM 808524201 203 2,897 SH   SOLE 2,896.8044 0 0 0
SchwabUSAggregateBondETF COM 808524839 3 61 SH   SOLE 60.8195 0 0 0
iSharesMSCIEAFESmallCap COM 464288273 11,062 192,720 SH   SOLE 192,720 0 0 0
ProshsUltrashrtS&P COM 74347R883 0 4 SH   SOLE 4 0 0 0
SpdrS&P600SmallCap COM 78464A813 43 630 SH   SOLE 630 0 0 0
SPDRDJSmallCapGrowth COM 78464A201 23,072 378,781 SH   SOLE 378,781 0 0 0
SPDRS&P600SmallCapValueETF COM 78464A300 18 294 SH   SOLE 294 0 0 0
SPDRTrust-S&P500Index COM 78462F103 998 3,405 SH   SOLE 3,404.5524 0 0 0
SPDRS&P500GrowthETF COM 78464A409 72,168 1,863,369 SH   SOLE 1,863,369 0 0 0
SPDRS&P500ValueETF COM 78464A508 68 2,161 SH   SOLE 2,160.5568 0 0 0
iSharesS&PShortTermMuniFund COM 464288158 162 1,518 SH   SOLE 1,518 0 0 0
IsharesTrLehmanTips COM 464287176 59 512 SH   SOLE 512 0 0 0
VanguardSmallCapETf COM 922908751 2 14 SH   SOLE 14 0 0 0
VanguardCorpBondEtf COM 92206C870 45 500 SH   SOLE 500 0 0 0
VanguardEnergyETF COM 92204A306 4 50 SH   SOLE 50 0 0 0
VanguardMSCIEAFEETF COM 921943858 801 19,208 SH   SOLE 19,208 0 0 0
VanguardIntlEqtyIndex COM 922042775 5,049 99,025 SH   SOLE 99,025 0 0 0
VanguardDivApprciation COM 921908844 305 2,651 SH   SOLE 2,651 0 0 0
VanguardReit COM 922908553 819 9,368 SH   SOLE 9,368 0 0 0
VanguardGlobalExUSRealEstate COM 922042676 6,191 104,934 SH   SOLE 104,934 0 0 0
VanguardS&P500Etf COM 922908413 188 700 SH   SOLE 700 0 0 0
VanguardTotalWorld COM 922042742 1,521 20,241 SH   SOLE 20,241 0 0 0
VanguardGrowthETF COM 922908736 123 750 SH   SOLE 750 0 0 0
VanguardFTSEEmergingMarkets COM 922042858 74 1,741 SH   SOLE 1,741 0 0 0