The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCE AUTO PARTS INC COM 00751Y106 746 6,396 SH   SOLE   160 0 6,236
APPLE INC COM 037833100 8,780 60,963 SH   SOLE   2,691 0 58,272
ABBVIE INC COM 00287Y109 3,540 48,825 SH   SOLE   2,083 0 46,742
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,484 11,997 SH   SOLE   175 0 11,822
ANALOG DEVICES INC COM 032654105 4,052 52,081 SH   SOLE   1,662 0 50,419
AETNA INC NEW COM 00817Y108 2,294 15,109 SH   SOLE   465 0 14,644
APPLIED MATLS INC COM 038222105 3,476 84,135 SH   SOLE   5,445 0 78,690
AMGEN INC COM 031162100 3,677 21,348 SH   SOLE   1,665 0 19,683
AMERIPRISE FINL INC COM 03076C106 1,498 11,770 SH   SOLE   390 0 11,380
AMERICAN TOWER CORP NEW COM 03027X100 357 2,700 SH   SOLE   0 0 2,700
AMAZON COM INC COM 023135106 1,156 1,194 SH   SOLE   40 0 1,154
BROADCOM LTD SHS Y09827109 334 1,435 SH   SOLE   0 0 1,435
ASTRAZENECA PLC SPONSORED ADR 046353108 792 23,228 SH   SOLE   150 0 23,078
BOEING CO COM 097023105 5,862 29,646 SH   SOLE   892 0 28,754
BAXTER INTL INC COM 071813109 689 11,375 SH   SOLE   90 0 11,285
BARD C R INC COM 067383109 484 1,532 SH   SOLE   0 0 1,532
BECTON DICKINSON & CO COM 075887109 2,539 13,012 SH   SOLE   800 0 12,212
BIOGEN INC COM 09062X103 653 2,405 SH   SOLE   115 0 2,290
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 3,643 157,419 SH   SOLE   2,296 0 155,123
BLACKROCK INC COM 09247X101 6,614 15,658 SH   SOLE   780 0 14,878
CITIGROUP INC COM NEW 172967424 1,187 17,751 SH   SOLE   376 0 17,375
CA INC COM 12673P105 921 26,721 SH   SOLE   144 0 26,577
CELGENE CORP COM 151020104 2,284 17,590 SH   SOLE   563 0 17,027
CERNER CORP COM 156782104 966 14,540 SH   SOLE   775 0 13,765
CHECK POINT SOFTWARE TECH LT ORD M22465104 1,993 18,274 SH   SOLE   275 0 17,999
COLGATE PALMOLIVE CO COM 194162103 2,616 35,291 SH   SOLE   8,502 0 26,789
CANADIAN NATL RY CO COM 136375102 1,897 23,403 SH   SOLE   387 0 23,016
SALESFORCE COM INC COM 79466L302 1,569 18,113 SH   SOLE   885 0 17,228
CISCO SYS INC COM 17275R102 3,483 111,273 SH   SOLE   5,770 0 105,503
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 871 13,123 SH   SOLE   1,022 0 12,101
CVS HEALTH CORP COM 126650100 3,547 44,084 SH   SOLE   2,991 0 41,093
DELTA AIR LINES INC DEL COM NEW 247361702 1,396 25,970 SH   SOLE   950 0 25,020
DBX ETF TR XTRAK MSCI EAFE 233051200 30,023 1,000,107 SH   SOLE   38,526 0 961,581
DIAGEO P L C SPON ADR NEW 25243Q205 363 3,029 SH   SOLE   0 0 3,029
DOLLAR GEN CORP NEW COM 256677105 2,602 36,095 SH   SOLE   1,207 0 34,888
D R HORTON INC COM 23331A109 809 23,410 SH   SOLE   550 0 22,860
DISNEY WALT CO COM DISNEY 254687106 6,396 60,198 SH   SOLE   2,868 0 57,330
DELPHI AUTOMOTIVE PLC SHS G27823106 338 3,857 SH   SOLE   0 0 3,857
DIGITAL RLTY TR INC COM 253868103 4,322 38,263 SH   SOLE   1,586 0 36,677
DARDEN RESTAURANTS INC COM 237194105 1,277 14,123 SH   SOLE   78 0 14,045
ISHARES TR MSCI EAFE ETF 464287465 530 8,123 SH   SOLE   0 0 8,123
LAUDER ESTEE COS INC CL A 518439104 2,971 30,956 SH   SOLE   833 0 30,123
ENBRIDGE INC COM 29250N105 2,277 57,187 SH   SOLE   1,099 0 56,088
FORD MTR CO DEL COM PAR $0.01 345370860 751 67,127 SH   SOLE   1,027 0 66,100
FACEBOOK INC CL A 30303M102 3,577 23,690 SH   SOLE   500 0 23,190
FEDEX CORP COM 31428X106 1,032 4,750 SH   SOLE   140 0 4,610
FOOT LOCKER INC COM 344849104 1,289 26,154 SH   SOLE   1,215 0 24,939
GENERAL ELECTRIC CO COM 369604103 5,895 218,253 SH   SOLE   6,533 0 211,720
GILEAD SCIENCES INC COM 375558103 1,365 19,284 SH   SOLE   890 0 18,394
ALPHABET INC CAP STK CL C 02079K107 5,707 6,280 SH   SOLE   208 0 6,072
CLAYMORE EXCHANGE TRD FD TR GUGG ULTR SH DUR 18383M654 23,305 463,321 SH   SOLE   13,794 0 449,527
HOME DEPOT INC COM 437076102 1,864 12,151 SH   SOLE   190 0 11,961
HONEYWELL INTL INC COM 438516106 3,138 23,543 SH   SOLE   1,556 0 21,987
HERSHEY CO COM 427866108 782 7,279 SH   SOLE   196 0 7,083
ISHARES TR CORE S&P MCP ETF 464287507 1,544 8,877 SH   SOLE   40 0 8,837
ISHARES TR CORE S&P SCP ETF 464287804 2,297 32,769 SH   SOLE   250 0 32,519
INTEL CORP COM 458140100 5,063 150,068 SH   SOLE   7,608 0 142,460
INTL PAPER CO COM 460146103 1,872 33,062 SH   SOLE   146 0 32,916
INTERPUBLIC GROUP COS INC COM 460690100 436 17,705 SH   SOLE   765 0 16,940
ISHARES TR CORE S&P500 ETF 464287200 1,054 4,330 SH   SOLE   0 0 4,330
INVESCO LTD SHS G491BT108 1,181 33,554 SH   SOLE   270 0 33,284
HUNT J B TRANS SVCS INC COM 445658107 462 5,060 SH   SOLE   0 0 5,060
JOHNSON & JOHNSON COM 478160104 7,754 58,612 SH   SOLE   2,755 0 55,857
JPMORGAN CHASE & CO COM 46625H100 7,897 86,397 SH   SOLE   4,073 0 82,324
KRAFT HEINZ CO COM 500754106 1,046 12,219 SH   SOLE   55 0 12,164
KIMBERLY CLARK CORP COM 494368103 2,057 15,934 SH   SOLE   338 0 15,596
COCA COLA CO COM 191216100 2,653 59,149 SH   SOLE   862 0 58,287
LABORATORY CORP AMER HLDGS COM NEW 50540R409 1,003 6,505 SH   SOLE   0 0 6,505
LOWES COS INC COM 548661107 2,441 31,480 SH   SOLE   3,637 0 27,843
MASCO CORP COM 574599106 1,405 36,771 SH   SOLE   650 0 36,121
MCDONALDS CORP COM 580135101 4,931 32,197 SH   SOLE   1,275 0 30,922
MCKESSON CORP COM 58155Q103 395 2,399 SH   SOLE   0 0 2,399
MEDTRONIC PLC SHS G5960L103 1,676 18,879 SH   SOLE   300 0 18,579
METHANEX CORP COM 59151K108 220 5,000 SH   SOLE   0 0 5,000
METLIFE INC COM 59156R108 1,562 28,424 SH   SOLE   91 0 28,333
MAGNA INTL INC COM 559222401 208 4,500 SH   SOLE   65 0 4,435
MCCORMICK & CO INC COM NON VTG 579780206 1,296 13,296 SH   SOLE   395 0 12,901
3M CO COM 88579Y101 1,378 6,617 SH   SOLE   190 0 6,427
MARATHON PETE CORP COM 56585A102 666 12,735 SH   SOLE   300 0 12,435
MERCK & CO INC COM 58933Y105 2,358 36,786 SH   SOLE   1,439 0 35,347
MORGAN STANLEY COM NEW 617446448 644 14,453 SH   SOLE   325 0 14,128
MICROSOFT CORP COM 594918104 7,587 110,070 SH   SOLE   3,281 0 106,789
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 22,285 443,314 SH   SOLE   17,255 0 426,059
NEXTERA ENERGY INC COM 65339F101 2,021 14,420 SH   SOLE   725 0 13,695
NIKE INC CL B 654106103 2,253 38,186 SH   SOLE   1,337 0 36,849
NOVARTIS A G SPONSORED ADR 66987V109 298 3,565 SH   SOLE   100 0 3,465
NEWELL BRANDS INC COM 651229106 1,498 27,930 SH   SOLE   440 0 27,490
PAYCHEX INC COM 704326107 1,212 21,292 SH   SOLE   432 0 20,860
PEOPLES BANCORP INC COM 709789101 588 18,309 SH   SOLE   0 0 18,309
PEPSICO INC COM 713448108 3,268 28,299 SH   SOLE   2,275 0 26,024
PFIZER INC COM 717081103 4,128 122,883 SH   SOLE   3,185 0 119,698
PROCTER AND GAMBLE CO COM 742718109 2,958 33,945 SH   SOLE   2,822 0 31,123
PARKER HANNIFIN CORP COM 701094104 708 4,431 SH   SOLE   0 0 4,431
PHILIP MORRIS INTL INC COM 718172109 849 7,228 SH   SOLE   44 0 7,184
PNC FINL SVCS GROUP INC COM 693475105 219 1,752 SH   SOLE   502 0 1,250
PPL CORP COM 69351T106 2,395 61,956 SH   SOLE   805 0 61,151
PRUDENTIAL FINL INC COM 744320102 2,118 19,588 SH   SOLE   610 0 18,978
PHILLIPS 66 COM 718546104 2,940 35,559 SH   SOLE   720 0 34,839
PAYPAL HLDGS INC COM 70450Y103 2,367 44,094 SH   SOLE   1,613 0 42,481
ROYAL CARIBBEAN CRUISES LTD COM V7780T103 1,950 17,852 SH   SOLE   650 0 17,202
REINSURANCE GROUP AMER INC COM NEW 759351604 725 2,848 SH   SOLE   140 0 2,708
RAYTHEON CO COM NEW 755111507 288 1,781 SH   SOLE   0 0 1,781
STARBUCKS CORP COM 855244109 2,696 46,242 SH   SOLE   875 0 45,367
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,360 36,925 SH   SOLE   3,105 0 33,820
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 8,511 145,584 SH   SOLE   9,020 0 136,564
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 833 18,479 SH   SOLE   595 0 17,884
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,528 101,739 SH   SOLE   6,418 0 95,321
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 409 12,860 SH   SOLE   0 0 12,860
SCHWAB STRATEGIC TR US REIT ETF 808524847 330 8,005 SH   SOLE   325 0 7,680
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 4,459 92,579 SH   SOLE   5,350 0 87,229
SPDR SER TR NUVEEN BLMBRG SR 78468R739 1,458 30,070 SH   SOLE   0 0 30,070
SCHLUMBERGER LTD COM 806857108 2,469 37,495 SH   SOLE   1,256 0 36,239
STRYKER CORP COM 863667101 1,335 9,616 SH   SOLE   125 0 9,491
AT&T INC COM 00206R102 3,382 89,649 SH   SOLE   3,285 0 86,364
MOLSON COORS BREWING CO CL B 60871R209 346 4,004 SH   SOLE   0 0 4,004
TORONTO DOMINION BK ONT COM NEW 891160509 1,763 34,991 SH   SOLE   492 0 34,499
T MOBILE US INC COM 872590104 504 8,308 SH   SOLE   145 0 8,163
TOTAL S A SPONSORED ADR 89151E109 1,119 22,566 SH   SOLE   97 0 22,469
TRANSCANADA CORP COM 89353D107 2,954 61,964 SH   SOLE   3,181 0 58,783
TRAVELERS COMPANIES INC COM 89417E109 2,424 19,160 SH   SOLE   805 0 18,355
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADR 874039100 2,098 60,021 SH   SOLE   4,035 0 55,986
TEXAS INSTRS INC COM 882508104 630 8,189 SH   SOLE   325 0 7,864
UNITEDHEALTH GROUP INC COM 91324P102 2,409 12,993 SH   SOLE   485 0 12,508
UNITED PARCEL SERVICE INC CL B 911312106 2,127 19,231 SH   SOLE   240 0 18,991
US BANCORP DEL COM NEW 902973304 3,076 59,240 SH   SOLE   2,305 0 56,935
ISHARES TR MIN VOL USA ETF 46429B697 946 19,343 SH   SOLE   1,040 0 18,303
UNITED TECHNOLOGIES CORP COM 913017109 1,184 9,694 SH   SOLE   1,320 0 8,374
VISA INC COM CL A 92826C839 5,870 62,588 SH   SOLE   1,477 0 61,111
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 47,853 597,865 SH   SOLE   18,253 0 579,612
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,405 68,061 SH   SOLE   653 0 67,408
VANGUARD INDEX FDS TOTAL STK MKT 922908769 14,015 112,614 SH   SOLE   125 0 112,489
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,405 34,402 SH   SOLE   650 0 33,752
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 3,662 46,857 SH   SOLE   315 0 46,542
VERIZON COMMUNICATIONS INC COM 92343V104 2,410 53,955 SH   SOLE   2,343 0 51,612
WESTERN DIGITAL CORP COM 958102105 1,754 19,801 SH   SOLE   475 0 19,326
WELLS FARGO CO NEW COM 949746101 608 10,980 SH   SOLE   575 0 10,405
WASTE MGMT INC DEL COM 94106L109 1,011 13,785 SH   SOLE   400 0 13,385
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 368 6,845 SH   SOLE   0 0 6,845
EXXON MOBIL CORP COM 30231G102 4,261 52,782 SH   SOLE   2,164 0 50,618
ZIMMER BIOMET HLDGS INC COM 98956P102 294 2,290 SH   SOLE   250 0 2,040