The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Aberdeen Asia-Pacific CEF COM 003009107 459 103,097 SH   SOLE   90,586 0 12,511
Alliance World Dollar Govt CEF COM 01879R106 150 12,741 SH   SOLE   10,471 0 2,270
AmericsourceBergen COM 03073E105 402 4,114 SH   SOLE   2,794 0 1,320
Amgen Inc COM 031162100 5,302 23,061 SH   SOLE   20,805 0 2,256
Apple Inc. COM 037833100 4,304 32,438 SH   SOLE   29,405 0 3,033
Applied Industrial Technologies COM 03820C105 213 2,725 SH   SOLE   1,748 0 977
Bank N S Halifax COM 064149107 4,620 85,548 SH   SOLE   77,377 0 8,171
C.H. Robinson Worldwide COM 12541W209 340 3,621 SH   SOLE   2,298 0 1,323
Chevron Corp COM 166764100 4,681 55,428 SH   SOLE   50,191 0 5,237
Cisco Systems Inc COM 17275R102 4,649 103,890 SH   SOLE   92,797 0 11,093
Clorox Co Com COM 189054109 415 2,055 SH   SOLE   1,352 0 703
Coca Cola Co COM 191216100 4,767 86,921 SH   SOLE   78,493 0 8,428
Comerica Inc COM 200340107 325 5,826 SH   SOLE   3,954 0 1,872
Crane Co COM 224399105 302 3,886 SH   SOLE   2,489 0 1,397
Cullen/Frost Bankers Inc COM 229899109 2,874 32,952 SH   SOLE   28,772 0 4,180
Dominion Resources Inc COM 25746U109 1,908 25,366 SH   SOLE   22,779 0 2,587
Eastman Chemical COM 277432100 458 4,566 SH   SOLE   3,020 0 1,546
Emerson Elec Co COM 291011104 3,928 48,873 SH   SOLE   43,759 0 5,114
Exxon Mobil Corporation Com COM 30231G102 3,457 83,879 SH   SOLE   75,860 0 8,019
Gilead Sciences COM 375558103 2,791 47,913 SH   SOLE   42,830 0 5,083
GlaxoSmithKline Plc SPONSORED ADR 37733W105 2,490 67,659 SH   SOLE   60,721 0 6,938
Honeywell Intl Inc COM 438516106 4,317 20,294 SH   SOLE   18,392 0 1,902
Intel Corp COM 458140100 4,388 88,076 SH   SOLE   78,961 0 9,115
Investors Bancorp, Inc. COM 46146L101 284 26,897 SH   SOLE   16,988 0 9,909
ISHARES TR 3 7 YR TREAS BD 464288661 1,658 12,466 SH   SOLE   11,546 0 920
ISHARES TR 0-5 YR TIPS ETF 46429B747 2,552 24,441 SH   SOLE   21,227 0 3,214
ISHARES TR 1 3 YR CR BD ETF 464288646 4,480 81,200 SH   SOLE   70,986 0 10,214
Henry Jack & Assoc Inc COM 426281101 362 2,232 SH   SOLE   1,506 0 726
Johnson & Johnson Co COM 478160104 5,836 37,083 SH   SOLE   33,496 0 3,587
JP Morgan Chase & Co COM 46625H100 5,966 46,953 SH   SOLE   42,264 0 4,689
Lincoln Electric COM 533900106 208 1,789 SH   SOLE   1,149 0 640
Medical Properties Trust Inc. COM 58463J304 331 15,169 SH   SOLE   9,687 0 5,482
Medtronic PLC SRS G5960L103 3,876 33,090 SH   SOLE   29,778 0 3,312
Merck & Co COM 58933Y105 3,028 37,019 SH   SOLE   33,154 0 3,865
Microsoft Corp. COM 594918104 4,275 19,220 SH   SOLE   17,286 0 1,934
Mitsubishi UFJ Financial ADR SPONSORED ADS 606822104 2,542 573,892 SH   SOLE   521,371 0 52,521
MSC Industrial Direct COM 553530106 5,396 63,939 SH   SOLE   56,778 0 7,161
Omnicom Group COM 681919106 485 7,770 SH   SOLE   5,258 0 2,512
Paychex Inc COM 704326107 468 5,022 SH   SOLE   3,426 0 1,596
Pepsico Inc COM 713448108 2,716 18,317 SH   SOLE   16,565 0 1,752
Pfizer Inc COM 717081103 6,237 169,444 SH   SOLE   153,564 0 15,880
Principal Financial Group COM 74251V102 377 7,594 SH   SOLE   5,182 0 2,412
Procter & Gamble Co COM 742718109 4,167 29,949 SH   SOLE   26,854 0 3,095
Public Service Enterprise Group COM 744573106 4,637 79,536 SH   SOLE   70,829 0 8,707
Quest Diagnostics COM 74834L100 447 3,748 SH   SOLE   2,494 0 1,254
Raymond James Finl Inc COM 754730109 386 4,035 SH   SOLE   2,679 0 1,356
Raytheon Technologies Ord COM 75513E101 4,099 57,319 SH   SOLE   51,799 0 5,520
Robert Half International COM 770323103 499 7,985 SH   SOLE   5,407 0 2,578
Schwab U.S. Dividend Equity ETF US Dividend EQ 808524797 564 8,795 SH   SOLE   6,653 0 2,142
Skyworks Solutions Inc COM 83088M102 224 1,467 SH   SOLE   947 0 520
Snap-On Inc COM 833034101 212 1,236 SH   SOLE   778 0 458
Spdr Series Trust S&P DIVID ETF 78464A763 275 2,597 SH   SOLE   2,145 0 452
Spdr S&P 500 ETF Tr TR UNIT 78462F103 648 1,733 SH   SOLE   1,546 0 187
Spdr Series Trust BLOMBERG BRC INT 78464A334 568 17,308 SH   SOLE   15,255 0 2,053
Spdr Series Trust PORTFOLIO SHORT 78464A474 5,232 166,624 SH   SOLE   145,835 0 20,789
Starbucks Corp COM 855244109 2,942 27,501 SH   SOLE   24,614 0 2,887
Texas Instruments Inc COM 882508104 6,460 39,357 SH   SOLE   35,720 0 3,637
Total SA SPONSORED ADS 89151E109 2,306 55,015 SH   SOLE   50,135 0 4,880
ISHARES TR 1 3 YR Treas BD 464287457 3,168 36,671 SH   SOLE   31,760 0 4,911
UNILEVER PLC ADR SPON ADR NEW 904767704 4,690 77,707 SH   SOLE   70,285 0 7,422
United Parcel Service Inc (UPS) COM 911312106 4,591 27,265 SH   SOLE   24,547 0 2,718
UnitedHealth Group Inc COM 91324P102 2,860 8,155 SH   SOLE   7,285 0 870
US Bancorp Del Com New COM 902973304 4,915 105,499 SH   SOLE   94,633 0 10,866
Vanguard Whitehall FDS INTL DVD ETF 921946810 233 2,860 SH   SOLE   2,259 0 601
Verizon Communications COM 92343V104 4,425 75,316 SH   SOLE   67,676 0 7,640
VF Corp COM 918204108 3,440 40,274 SH   SOLE   35,568 0 4,706
Western Asset Income CEF COM 95766T100 522 32,851 SH   SOLE   28,939 0 3,912