The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   493,273 4,361 SH   SOLE   4,361 0 0
ABBVIE INC COM 00287Y109   735,856 4,141 SH   SOLE   4,141 0 0
ALPHABET INC CAP STK CL C 02079K107   277,852 1,459 SH   SOLE   1,459 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   20,558,594 349,695 SH   SOLE   349,695 0 0
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   18,093,840 294,832 SH   SOLE   294,832 0 0
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   66,514,973 996,181 SH   SOLE   996,181 0 0
AMGEN INC COM 031162100   539,767 2,071 SH   SOLE   2,071 0 0
APPLE INC COM 037833100   1,850,166 7,388 SH   SOLE   7,388 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,796,802 3,964 SH   SOLE   3,964 0 0
CAPITAL GRP FIXED INCM ETF T CORE BOND ETF 14020Y508   11,203,271 434,404 SH   SOLE   434,404 0 0
COCA COLA CO COM 191216100   3,584,084 57,566 SH   SOLE   57,566 0 0
COSTCO WHSL CORP NEW COM 22160K105   237,314 259 SH   SOLE   259 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,568,551 61,827 SH   SOLE   61,827 0 0
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   84,737,097 3,278,031 SH   SOLE   3,278,031 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   278,756 11,350 SH   SOLE   11,350 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,424,602 57,305 SH   SOLE   57,305 0 0
DOVER CORP COM 260003108   289,910 1,545 SH   SOLE   1,545 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   831,106 7,714 SH   SOLE   7,714 0 0
ELI LILLY & CO COM 532457108   268,864 348 SH   SOLE   348 0 0
EQUIFAX INC COM 294429105   269,886 1,059 SH   SOLE   1,059 0 0
EXXON MOBIL CORP COM 30231G102   577,651 5,370 SH   SOLE   5,370 0 0
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   3,057,107 71,145 SH   SOLE   71,145 0 0
GENERAL MLS INC COM 370334104   562,346 8,818 SH   SOLE   8,818 0 0
HEARTBEAM INC COM 42238H108   184,899 80,391 SH   SOLE   80,391 0 0
HERSHEY CO COM 427866108   298,056 1,760 SH   SOLE   1,760 0 0
HOME DEPOT INC COM 437076102   1,539,233 3,957 SH   SOLE   3,957 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   219,830 1,000 SH   SOLE   1,000 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   1,181,155 29,280 SH   SOLE   29,280 0 0
ISHARES TR CORE 1 5 YR USD 46432F859   3,996,008 83,651 SH   SOLE   83,651 0 0
ISHARES TR CR 5 10 YR ETF 46435G417   1,324,595 31,211 SH   SOLE   31,211 0 0
ISHARES TR CORE S&P500 ETF 464287200   1,868,270 3,174 SH   SOLE   3,174 0 0
ISHARES TR CRE U S REIT ETF 464288521   10,326,646 180,189 SH   SOLE   180,189 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1   956,975 38,203 SH   SOLE   38,203 0 0
ISHARES TR IBONDS 25 TRM TS 46436E866   1,429,475 61,298 SH   SOLE   61,298 0 0
ISHARES TR IBONDS DEC2026 46435GAA0   932,744 38,751 SH   SOLE   38,751 0 0
ISHARES TR IBONDS 26 TRM TS 46436E858   1,380,466 60,520 SH   SOLE   60,520 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9   1,532,652 63,967 SH   SOLE   63,967 0 0
ISHARES TR IBONDS 27 TRM TS 46436E841   1,376,889 62,022 SH   SOLE   62,022 0 0
ISHARES TR JPMORGAN USD EMG 464288281   14,031,779 157,590 SH   SOLE   157,590 0 0
ISHARES TR MSCI EAFE ETF 464287465   445,267 5,889 SH   SOLE   5,889 0 0
ISHARES TR EAFE GRWTH ETF 464288885   1,842,475 19,028 SH   SOLE   19,028 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   231,860 1,302 SH   SOLE   1,302 0 0
ISHARES TR MSCI USA VALUE 46432F388   2,652,923 25,120 SH   SOLE   25,120 0 0
ISHARES TR NATIONAL MUN ETF 464288414   5,952,629 55,867 SH   SOLE   55,867 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   2,632,959 6,556 SH   SOLE   6,556 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   203,899 1,242 SH   SOLE   1,242 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   241,663 723 SH   SOLE   723 0 0
ISHARES TR SP SMCP600VL ETF 464287879   250,780 2,309 SH   SOLE   2,309 0 0
ISHARES TR TIPS BD ETF 464287176   1,995,788 18,731 SH   SOLE   18,731 0 0
ISHARES TR ULTRA SHORT-TERM 46434V878   1,446,270 28,679 SH   SOLE   28,679 0 0
JOHNSON & JOHNSON COM 478160104   390,619 2,701 SH   SOLE   2,701 0 0
JPMORGAN CHASE & CO. COM 46625H100   369,633 1,542 SH   SOLE   1,542 0 0
LOWES COS INC COM 548661107   233,786 947 SH   SOLE   947 0 0
MEDICAL PPTYS TRUST INC COM 58463J304   79,000 20,000 SH   SOLE   20,000 0 0
MERCK & CO INC COM 58933Y105   365,887 3,678 SH   SOLE   3,678 0 0
MICROSOFT CORP COM 594918104   939,224 2,228 SH   SOLE   2,228 0 0
PROCTER AND GAMBLE CO COM 742718109   1,258,352 7,506 SH   SOLE   7,506 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   398,793 4,720 SH   SOLE   4,720 0 0
RHYTHM PHARMACEUTICALS INC COM 76243J105   559,800 10,000 SH   SOLE   10,000 0 0
ROCKWELL AUTOMATION INC COM 773903109   325,169 1,138 SH   SOLE   1,138 0 0
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714   1,320,323 54,156 SH   SOLE   54,156 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   230,042 10,134 SH   SOLE   10,134 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   467,582 17,115 SH   SOLE   17,115 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   274,356 9,844 SH   SOLE   9,844 0 0
SOUTHERN CO COM 842587107   1,128,690 13,711 SH   SOLE   13,711 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   609,088 17,846 SH   SOLE   17,846 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,667,984 2,846 SH   SOLE   2,846 0 0
SPDR SER TR BLOOMBERG EMG MK 78468R515   231,974 9,755 SH   SOLE   9,755 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805   9,153,383 128,145 SH   SOLE   128,145 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   73,291,658 833,807 SH   SOLE   833,807 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656   19,546,690 772,291 SH   SOLE   772,291 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300   80,527,426 922,950 SH   SOLE   922,950 0 0
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101   261,360 11,000 SH   SOLE   11,000 0 0
SPROTT PHYSICAL GOLD TR UNIT 85207H104   291,567 14,477 SH   SOLE   14,477 0 0
SUPERIOR GROUP OF CO INC COM 868358102   228,213 13,806 SH   SOLE   13,806 0 0
TESLA INC COM 88160R101   312,168 773 SH   SOLE   773 0 0
TEXAS INSTRS INC COM 882508104   256,666 1,369 SH   SOLE   1,369 0 0
UNITED PARCEL SERVICE INC CL B 911312106   342,866 2,719 SH   SOLE   2,719 0 0
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   10,451,165 111,981 SH   SOLE   111,981 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   32,042,588 428,778 SH   SOLE   428,778 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   27,264,035 66,426 SH   SOLE   66,426 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   287,857 3,231 SH   SOLE   3,231 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,098,670 3,895 SH   SOLE   3,895 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   221,527 791 SH   SOLE   791 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   6,440,834 32,500 SH   SOLE   32,500 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   20,247,239 69,864 SH   SOLE   69,864 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   1,052,370 6,216 SH   SOLE   6,216 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   226,540 3,946 SH   SOLE   3,946 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   662,621 15,046 SH   SOLE   15,046 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,739,855 54,655 SH   SOLE   54,655 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   299,792 3,843 SH   SOLE   3,843 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   493,458 2,520 SH   SOLE   2,520 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,223,210 20,757 SH   SOLE   20,757 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   968,403 20,251 SH   SOLE   20,251 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   657,137 5,150 SH   SOLE   5,150 0 0
WALMART INC COM 931142103   620,433 6,867 SH   SOLE   6,867 0 0