The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3d Systems Corp COMMON 88554D205 1 100 SH   SOLE   100 0 0
3M Company COMMON 88579Y101 46 337 SH   SOLE   337 0 0
A F L A C Inc. COMMON 001055102 80 2,344 SH   SOLE   2,344 0 0
Abbott Laboratories COMMON 002824100 1,470 18,628 SH   SOLE   18,628 0 0
AbbVie Inc. COMMON 00287Y109 666 8,736 SH   SOLE   8,736 0 0
Aberdeen Asia Pac Income Fd COMMON 003009107 135 40,073 SH   SOLE   40,073 0 0
Aberdeen Physical Swiss Gold ETF ETF 00326A104 6 400 SH   SOLE   400 0 0
Accenture Ltd Cl A F COMMON G1151C101 43 261 SH   SOLE   261 0 0
ACNB Corporation COMMON 000868109 40 1,321 SH   SOLE   1,321 0 0
Activision Inc. COMMON 00507V109 347 5,840 SH   SOLE   5,840 0 0
Agco Corp. COMMON 001084102 594 12,565 SH   SOLE   11,610 0 955
Air Products & Chemicals Inc. COMMON 009158106 623 3,119 SH   SOLE   3,119 0 0
Alaska Air Group Inc. COMMON 011659109 3 100 SH   SOLE   100 0 0
Allegion Public Ltd Co COMMON G0176J109 18 200 SH   SOLE   200 0 0
Alliant Energy Corp COMMON 018802108 844 17,484 SH   SOLE   17,484 0 0
Allstate COMMON 020002101 131 1,426 SH   SOLE   1,426 0 0
Alphabet, Inc Cl C COMMON 02079K107 2,435 2,094 SH   SOLE   2,052 0 42
Alphabet, Inc. Cl A COMMON 02079K305 608 523 SH   SOLE   514 0 9
Altria Group Inc. COMMON 02209S103 18 464 SH   SOLE   464 0 0
Amarin Corp Plc New ADR ADR 023111206 6 1,525 SH   SOLE   1,525 0 0
Amazon.Com COMMON 023135106 146 75 SH   SOLE   75 0 0
AMC Entertainment COMMON 00165C104 2 512 SH   SOLE   512 0 0
Amc Networks Inc Cl A COMMON 00164V103 83 3,411 SH   SOLE   3,411 0 0
America Movil L ADR ADR 02364W105 64 5,406 SH   SOLE   5,406 0 0
American Express Company COMMON 025816109 260 3,040 SH   SOLE   3,040 0 0
American Tower REIT REIT 03027X100 17 77 SH   SOLE   77 0 0
Amerisource Bergen Corp. COMMON 03073E105 22 248 SH   SOLE   248 0 0
Amgen Incorporated COMMON 031162100 192 949 SH   SOLE   949 0 0
Amkor Technology Inc COMMON 031652100 476 61,148 SH   SOLE   61,148 0 0
Annaly Mortgage Mgmt REIT REIT 035710409 18 3,520 SH   SOLE   3,520 0 0
Anthem Inc COMMON 036752103 37 165 SH   SOLE   165 0 0
Apple Inc. COMMON 037833100 3,228 12,695 SH   SOLE   12,372 0 323
Archer-Daniels-Midland Inc. COMMON 039483102 142 4,031 SH   SOLE   3,160 0 871
Arista Networks COMMON 040413106 5 26 SH   SOLE   26 0 0
Arrowhead Pharma Inc COMMON 04280A100 9 320 SH   SOLE   320 0 0
Astec Industries COMMON 046224101 322 9,197 SH   SOLE   9,197 0 0
AstraZeneca plc ADR ADR 046353108 1,208 27,056 SH   SOLE   27,056 0 0
AT&T Inc. COMMON 00206R102 2,865 98,280 SH   SOLE   97,520 0 760
Atlas Air Worldwide Hldg COMMON 049164205 110 4,269 SH   SOLE   4,269 0 0
Aurora Cannabis Inc COMMON 05156X108 1 1,000 SH   SOLE   1,000 0 0
Auto Data Processing COMMON 053015103 207 1,518 SH   SOLE   1,518 0 0
Autoliv Inc COMMON 052800109 3 62 SH   SOLE   62 0 0
B & G Foods Inc COMMON 05508R106 316 17,485 SH   SOLE   17,485 0 0
Baidu Inc ADR ADR 056752108 530 5,259 SH   SOLE   5,259 0 0
Ball Corp COMMON 058498106 36 561 SH   SOLE   561 0 0
Bank Montreal Quebec COMMON 063671101 25 500 SH   SOLE   500 0 0
Bank of America Corp COMMON 060505104 69 3,238 SH   SOLE   3,238 0 0
Bank of New York Mellon COMMON 064058100 74 2,202 SH   SOLE   2,202 0 0
Bar Harbor Bankshare COMMON 066849100 10 573 SH   SOLE   573 0 0
Baxter International COMMON 071813109 1,042 12,828 SH   SOLE   12,828 0 0
BCE Inc. COMMON 05534B760 356 8,720 SH   SOLE   7,784 0 936
Becton Dickinson & Co COMMON 075887109 145 633 SH   SOLE   633 0 0
Berkshire Hathaway Cl B COMMON 084670702 1,886 10,318 SH   SOLE   9,958 0 360
BHP Billiton Ltd. ADR ADR 088606108 12 333 SH   SOLE   333 0 0
Biogen Idec Inc COMMON 09062X103 166 525 SH   SOLE   525 0 0
Biomarin Pharmaceutical Inc COMMON 09061G101 17 200 SH   SOLE   200 0 0
Black Rock Resources Tr COMMON 09257A108 6 1,163 SH   SOLE   1,163 0 0
Blackrock Inc COMMON 09247X101 29 65 SH   SOLE   65 0 0
Blkrck Muniyield Qlty Fd COMMON 09254F100 19 1,300 SH   SOLE   1,300 0 0
Boeing Co. COMMON 097023105 1,987 13,323 SH   SOLE   13,112 0 211
Borg Warner Inc COMMON 099724106 782 32,102 SH   SOLE   32,102 0 0
BP plc ADR ADR 055622104 44 1,792 SH   SOLE   1,792 0 0
Bristol Myers COMMON 110122108 2,339 41,963 SH   SOLE   41,489 0 474
Bristol Myers Squibb COMMON 110122157 1 329 SH   SOLE   329 0 0
Broadridge Finl Solution COMMON 11133T103 66 700 SH   SOLE   700 0 0
Canadian Natl Ry Co COMMON 136375102 21 275 SH   SOLE   275 0 0
Capital One Financial COMMON 14040H105 10 200 SH   SOLE   200 0 0
CarMax Inc COMMON 143130102 31 584 SH   SOLE   584 0 0
Caterpillar COMMON 149123101 1,514 13,046 SH   SOLE   13,046 0 0
CBRE Group Inc COMMON 12504L109 144 3,825 SH   SOLE   3,825 0 0
CDK Global Inc COMMON 12508E101 13 400 SH   SOLE   400 0 0
Centerpoint Energy Inc COMMON 15189T107 107 6,896 SH   SOLE   5,896 0 1,000
CenturyLink Inc COMMON 156700106 150 15,815 SH   SOLE   15,815 0 0
Cerner Corp COMMON 156782104 8 120 SH   SOLE   120 0 0
Charter Communications Inc COMMON 16119P108 288 661 SH   SOLE   661 0 0
Chemed Corp. COMMON 16359R103 2,336 5,392 SH   SOLE   5,392 0 0
Chevron Corp. COMMON 166764100 511 7,048 SH   SOLE   7,048 0 0
China Automotive Systems Inc COMMON 16936R105 74 42,402 SH   SOLE   42,402 0 0
Chubb Limited COMMON H1467J104 108 966 SH   SOLE   966 0 0
Cigna Corp COMMON 125523100 156 883 SH   SOLE   883 0 0
Cincinnati Financial Corp COMMON 172062101 29 390 SH   SOLE   390 0 0
Cisco Systems, Inc. COMMON 17275R102 3,599 91,546 SH   SOLE   89,583 0 1,963
Citigroup COMMON 172967424 331 7,857 SH   SOLE   7,857 0 0
CME Group Inc. COMMON 12572Q105 585 3,385 SH   SOLE   3,385 0 0
Coca-Cola Co COMMON 191216100 2,795 63,158 SH   SOLE   61,650 0 1,508
Colgate-Palmolive COMMON 194162103 131 1,980 SH   SOLE   1,980 0 0
Comcast Corp. COMMON 20030N101 43 1,254 SH   SOLE   1,254 0 0
Comerica Incorporated COMMON 200340107 59 2,000 SH   SOLE   2,000 0 0
Community Bank System COMMON 203607106 847 14,401 SH   SOLE   13,501 0 900
Conoco Phillips COMMON 20825C104 416 13,497 SH   SOLE   13,497 0 0
Consolidated Edison Inc. COMMON 209115104 190 2,439 SH   SOLE   2,439 0 0
Constellation Brand Cl Aclass A COMMON 21036P108 14 100 SH   SOLE   100 0 0
Corning COMMON 219350105 3,396 165,332 SH   SOLE   164,663 0 669
Corp Office Pptys REIT REIT 22002T108 8 343 SH   SOLE   343 0 0
Corteva Inc com COMMON 22052L104 21 912 SH   SOLE   912 0 0
Costco COMMON 22160K105 3,634 12,744 SH   SOLE   12,467 0 277
Credit Acceptance Corp COMMON 225310101 14 54 SH   SOLE   54 0 0
CSX Corp COMMON 126408103 483 8,436 SH   SOLE   8,436 0 0
CVS Corp COMMON 126650100 827 13,941 SH   SOLE   13,941 0 0
Danaher Corp COMMON 235851102 21 150 SH   SOLE   150 0 0
Deep Value ETF ETF 26922A701 40 2,120 SH   SOLE   2,120 0 0
Deere & Company COMMON 244199105 508 3,675 SH   SOLE   3,675 0 0
Devon Energy Corp COMMON 25179M103 69 9,928 SH   SOLE   9,928 0 0
Diageo PLC ADR ADR 25243Q205 8 59 SH   SOLE   59 0 0
Dick's Sporting Goods Inc COMMON 253393102 0 8 SH   SOLE   8 0 0
Digital Realty Trust REIT REIT 253868103 486 3,499 SH   SOLE   3,499 0 0
Dominion Resources COMMON 25746U109 371 5,146 SH   SOLE   4,045 0 1,101
Dover Corporation COMMON 260003108 42 500 SH   SOLE   500 0 0
Dow In COMMON 260557103 88 3,016 SH   SOLE   3,016 0 0
Dr Reddys Labs ADR ADR 256135203 449 11,126 SH   SOLE   11,126 0 0
Dropbox Inc Cl A COMMON 26210C104 3 172 SH   SOLE   172 0 0
Duke Energy Corp. COMMON 26441C204 2,299 28,428 SH   SOLE   28,119 0 309
E Bay Inc. COMMON 278642103 6 200 SH   SOLE   200 0 0
E I DuPont COMMON 26614N102 48 1,399 SH   SOLE   1,399 0 0
East West Bancorp COMMON 27579R104 555 21,562 SH   SOLE   21,562 0 0
Eastman Chemical Co. COMMON 277432100 9 200 SH   SOLE   200 0 0
Eaton Corp. COMMON G29183103 143 1,843 SH   SOLE   1,843 0 0
Ecolab Inc. COMMON 278865100 41 263 SH   SOLE   263 0 0
Edison International COMMON 281020107 51 933 SH   SOLE   104 0 829
Eli Lilly & Co. COMMON 532457108 750 5,404 SH   SOLE   5,404 0 0
Embraer S.A. COMMON 29082A107 122 16,482 SH   SOLE   16,482 0 0
Emerson Electric Co. COMMON 291011104 1,532 32,147 SH   SOLE   31,297 0 850
Equity Residential Prop. REIT REIT 29476L107 340 5,503 SH   SOLE   5,503 0 0
Essential utilities ord COMMON 29670G102 115 2,830 SH   SOLE   2,830 0 0
ETFMG Alternative Harvest ETF ETF 26924G508 9 811 SH   SOLE   811 0 0
Etho Climate Leader US ETF ETF 26924G888 82 2,475 SH   SOLE   2,475 0 0
Exelon Corp. COMMON 30161N101 18 489 SH   SOLE   489 0 0
Expeditors Int'l of Washington COMMON 302130109 67 1,010 SH   SOLE   1,010 0 0
Exxon Mobil Corporation COMMON 30231G102 1,077 28,362 SH   SOLE   26,802 0 1,560
Facebook Inc Class A COMMON 30303M102 83 496 SH   SOLE   496 0 0
Fedex Corporation COMMON 31428X106 419 3,455 SH   SOLE   3,455 0 0
First Bancorp Inc Me COMMON 31866P102 13 600 SH   SOLE   600 0 0
First Solar Inc COMMON 336433107 660 18,307 SH   SOLE   18,307 0 0
Flex Ltd. COMMON Y2573F102 14 1,695 SH   SOLE   1,695 0 0
Fortinet Inc COMMON 34959E109 42 415 SH   SOLE   415 0 0
Fortune Brands Home & Security COMMON 34964C106 13 306 SH   SOLE   306 0 0
Francescas Holdings Corp COMMON 351793203 2 852 SH   SOLE   852 0 0
FS KKR Capital Corp COMMON 302635107 12 4,103 SH   SOLE   4,103 0 0
Gallagher Arthur J & Co COMMON 363576109 65 800 SH   SOLE   800 0 0
General Dynamics Corp. COMMON 369550108 20 149 SH   SOLE   149 0 0
General Electric Co. COMMON 369604103 997 125,626 SH   SOLE   120,926 0 4,700
General Mills, Inc. COMMON 370334104 93 1,766 SH   SOLE   1,766 0 0
Genuine Parts Co COMMON 372460105 17 250 SH   SOLE   250 0 0
Gilead Sciences Inc COMMON 375558103 445 5,957 SH   SOLE   5,957 0 0
Glaxo Smithkline ADR ADR 37733W105 1,409 37,183 SH   SOLE   37,183 0 0
Global Payments Inc COMMON 37940X102 48 334 SH   SOLE   334 0 0
Goldman Sachs 5.5 Pfd COMMON 38145G308 7 273 SH   SOLE   273 0 0
Goldman Sachs Group Inc COMMON 38141G104 177 1,146 SH   SOLE   1,146 0 0
Gopro Inc COMMON 38268T103 0 5 SH   SOLE   5 0 0
Gossamer Bio Inc. COMMON 38341P102 5 459 SH   SOLE   459 0 0
Guggenheim S&P Global Water Index COMMON 46138E651 24 729 SH   SOLE   729 0 0
Gw Pharmaceutic Plc COMMON 36197T103 7 75 SH   SOLE   75 0 0
Halliburton Company COMMON 406216101 16 2,372 SH   SOLE   2,372 0 0
Hanesbrands Inc. COMMON 410345102 807 102,505 SH   SOLE   97,753 0 4,752
Hannon Armstrong Sus REIT REIT 41068X100 3 130 SH   SOLE   130 0 0
Harsco COMMON 415864107 73 10,538 SH   SOLE   10,538 0 0
Hershey Foods Corp COMMON 427866108 120 907 SH   SOLE   907 0 0
Hewlett Packard Ente COMMON 42824C109 12 1,200 SH   SOLE   1,200 0 0
Hewlett-Packard Co. COMMON 40434L105 22 1,255 SH   SOLE   1,255 0 0
Home Depot COMMON 437076102 152 812 SH   SOLE   812 0 0
Honda Motor Co. ADR ADR 438128308 64 2,850 SH   SOLE   2,850 0 0
Honeywell International COMMON 438516106 199 1,488 SH   SOLE   1,488 0 0
Hope Bancorp Inc COMMON 43940T109 53 6,474 SH   SOLE   6,474 0 0
HSBC Holdings PLC ADR ADR 404280406 23 809 SH   SOLE   809 0 0
Humana COMMON 444859102 551 1,756 SH   SOLE   1,756 0 0
IBM Corp. COMMON 459200101 1,604 14,460 SH   SOLE   13,896 0 564
IdaCorp Inc. COMMON 451107106 24 271 SH   SOLE   271 0 0
Idexx Labs Inc. COMMON 45168D104 15 63 SH   SOLE   63 0 0
II-VI Inc COMMON 902104108 5 169 SH   SOLE   169 0 0
Illinois Tool Works COMMON 452308109 187 1,319 SH   SOLE   1,319 0 0
Imperial Oil Ltd COMMON 453038408 41 3,645 SH   SOLE   3,645 0 0
India Fund COMMON 454089103 54 3,987 SH   SOLE   3,987 0 0
Ingersoll Rand Inc COMMON 45687V106 34 1,361 SH   SOLE   1,361 0 0
Integer Holdings Corp COMMON 45826H109 872 13,872 SH   SOLE   13,597 0 275
Intel Corp. COMMON 458140100 1,706 31,515 SH   SOLE   31,515 0 0
Interface Inc COMMON 458665304 40 5,274 SH   SOLE   5,274 0 0
Intuit COMMON 461202103 20 87 SH   SOLE   87 0 0
Invesco Cleantech ETF ETF 46137V407 35 920 SH   SOLE   920 0 0
Invesco Global Water ETF ETF 46138E651 7 300 SH   SOLE   300 0 0
Iron Mountain Inc REIT REIT 46284V101 18 751 SH   SOLE   751 0 0
iShares Core MSCI ETF ETF 46434G103 5 119 SH   SOLE   119 0 0
iShares DJ US Financial ETF ETF 464287788 54 554 SH   SOLE   554 0 0
iShares Dow J. Healthcare ETF ETF 464287762 123 654 SH   SOLE   654 0 0
Ishares Gold ETF ETF 464285105 267 17,695 SH   SOLE   17,695 0 0
iShares Lehman Agg Bond Fd ETF ETF 464287226 22 195 SH   SOLE   195 0 0
iShares MSCI EAFE ETF ETF 464287465 328 6,137 SH   SOLE   6,137 0 0
iShares MSCI Emerg Esg ETF ETF 46434G863 308 11,254 SH   SOLE   11,254 0 0
iShares MSCI Emerging Market ETF ETF 464287234 22 649 SH   SOLE   649 0 0
iShares MSCI Global Gold Miners ETF ETF 46434G855 4 203 SH   SOLE   203 0 0
iShares MSCI Japan Index ETF ETF 46434G822 22 437 SH   SOLE   437 0 0
iShares MSCI Taiwan Index ETF ETF 46434G772 148 4,497 SH   SOLE   4,097 0 400
iShares NASDAQ Biotech ETF ETF 464287556 849 7,883 SH   SOLE   7,617 0 266
iShares PHLX Semiconductor ETF ETF 464287523 5 25 SH   SOLE   25 0 0
iShares Russell 1000 Val ETF ETF 464287598 3,541 35,707 SH   SOLE   35,707 0 0
iShares Russell 2000 Growth ETF ETF 464287648 9 54 SH   SOLE   54 0 0
Ishares Russell 2000 Value ETF ETF 464287630 12 151 SH   SOLE   151 0 0
iShares Russell Midcap Grth ETF ETF 464287481 38 314 SH   SOLE   314 0 0
iShares Russell Midcap Val. Idx ETF ETF 464287473 12 187 SH   SOLE   187 0 0
iShares S&P 500 Index ETF ETF 464287200 293 1,132 SH   SOLE   1,132 0 0
iShares S&P Midcap 400 Index ETF ETF 464287507 62 434 SH   SOLE   434 0 0
iShares S&P Mid-Cap Grow ETF ETF 464287606 18 99 SH   SOLE   99 0 0
iShares S&P Sm Cap Idx 600 ETF ETF 464287804 161 2,876 SH   SOLE   2,876 0 0
iShares S&P U S Pfd Stk ETF ETF 464288687 5 153 SH   SOLE   153 0 0
iShares Select Dividend Idx ETF ETF 464287168 69 932 SH   SOLE   932 0 0
iShares Short-Term National Muni Bond ETF 464288158 78 735 SH   SOLE   735 0 0
iShares TIPS Bond ETF ETF 464287176 981 8,319 SH   SOLE   8,096 0 223
iShares Tr China 25 Index ETF ETF 464287184 101 2,698 SH   SOLE   2,698 0 0
iShares Tr DJ U S Tech Sector ETF ETF 464287721 119 583 SH   SOLE   583 0 0
Ishares Tr Intrm Tr Crp Etf ETF 464288638 59 1,080 SH   SOLE   1,080 0 0
iShares Tr S&P Europe 350 ETF ETF 464287861 11 300 SH   SOLE   300 0 0
J M Smuckers Co. COMMON 832696405 0 4 SH   SOLE   4 0 0
Jacobs Engineering Group Inc COMMON 469814107 24 303 SH   SOLE   303 0 0
JetBlue Airways Corp. COMMON 477143101 13 1,435 SH   SOLE   1,435 0 0
JinkoSolar Hldg ADR ADR 47759T100 25 1,657 SH   SOLE   1,657 0 0
Johnson & Johnson COMMON 478160104 2,214 16,883 SH   SOLE   16,129 0 754
JP Morgan Chase & Co COMMON 46625H100 2,139 23,754 SH   SOLE   22,872 0 882
Kansas City Southern COMMON 485170302 26 202 SH   SOLE   202 0 0
Kimberly-Clark Corp. COMMON 494368103 203 1,585 SH   SOLE   1,585 0 0
KLA-Tencor Corporation COMMON 482480100 31 213 SH   SOLE   213 0 0
Kohls Corp. COMMON 500255104 2 135 SH   SOLE   135 0 0
Kon Philips Electric NV COMMON 500472303 512 12,738 SH   SOLE   12,738 0 0
Korea Elec Power Co COMMON 500631106 39 5,159 SH   SOLE   5,159 0 0
Kraft Heinz Company COMMON 500754106 782 31,599 SH   SOLE   30,419 0 1,180
KraneShares CSI China Internet ETF ETF 500767306 23 519 SH   SOLE   519 0 0
Laboratory Corp of America Hlds COMMON 50540R409 111 880 SH   SOLE   785 0 95
Liberty Broadband Corp COMMON 530307305 19 174 SH   SOLE   174 0 0
Liberty Formula One Group COMMON 531229854 17 631 SH   SOLE   631 0 0
Lowes Companies Inc. COMMON 548661107 53 618 SH   SOLE   618 0 0
Luckin Coffee Inc COMMON 54951L109 26 940 SH   SOLE   940 0 0
M K S Instruments Inc. COMMON 55306N104 578 7,101 SH   SOLE   7,101 0 0
Marathon Petroleum Corp COMMON 56585A102 40 1,706 SH   SOLE   1,706 0 0
Marsh & McLennan Co's COMMON 571748102 14 163 SH   SOLE   163 0 0
Mastercard Inc COMMON 57636Q104 46 189 SH   SOLE   189 0 0
Mattel Inc COMMON 577081102 145 16,444 SH   SOLE   16,444 0 0
McDermott International Inc COMMON 580037703 0 1,701 SH   SOLE   1,701 0 0
McDonald's Corp COMMON 580135101 335 2,028 SH   SOLE   2,028 0 0
McKesson Corp. COMMON 58155Q103 1,042 7,703 SH   SOLE   7,299 0 404
Medtronic Inc. COMMON G5960L103 1,346 14,923 SH   SOLE   14,417 0 506
Melco Resorts & Enertain ADR ADR 585464100 350 28,260 SH   SOLE   28,260 0 0
Merck COMMON 58933Y105 2,627 34,144 SH   SOLE   32,557 0 1,587
Micron Technology COMMON 595112103 13 306 SH   SOLE   306 0 0
Microsoft COMMON 594918104 8,812 55,876 SH   SOLE   54,587 0 1,289
Mohawk Industries Inc COMMON 608190104 71 930 SH   SOLE   817 0 113
Mondelez Int'l Inc. COMMON 609207105 853 17,028 SH   SOLE   16,573 0 455
Morgan Stanley Dean Witter COMMON 617446448 11 312 SH   SOLE   312 0 0
National Grid Plc ADR ADR 636274409 365 6,256 SH   SOLE   6,256 0 0
National Storage Aff REIT REIT 637870106 6 200 SH   SOLE   200 0 0
Natus Medical Incorporated COMMON 639050103 28 1,200 SH   SOLE   1,200 0 0
NCR Corporation COMMON 62886E108 1,235 69,787 SH   SOLE   68,201 0 1,586
Nestle S A ADR ADR 641069406 20 199 SH   SOLE   199 0 0
New Oriental Ed ADR ADR 647581107 27 250 SH   SOLE   250 0 0
Newell Rubbermaid COMMON 651229106 6 450 SH   SOLE   0 0 450
Nextera Energy COMMON 65339F101 673 2,798 SH   SOLE   2,798 0 0
Nextgen Healthcare Inc COMMON 65343C102 100 9,580 SH   SOLE   9,580 0 0
Nike, Inc. COMMON 654106103 57 685 SH   SOLE   685 0 0
Norfolk Southern COMMON 655844108 671 4,594 SH   SOLE   4,594 0 0
Northrop Grumman Corp COMMON 666807102 108 358 SH   SOLE   358 0 0
Novartis Ag ADR ADR 66987V109 391 4,747 SH   SOLE   4,747 0 0
Nucor Corp COMMON 670346105 10 280 SH   SOLE   280 0 0
Nutrien Ltd COMMON 67077M108 180 5,292 SH   SOLE   5,004 0 288
Nuveen Muni Value Fd Inc. COMMON 670928100 65 6,640 SH   SOLE   0 0 6,640
Nvent Electric Plc Shs COMMON G6700G107 15 900 SH   SOLE   700 0 200
Nvidia Corp COMMON 67066G104 2 8 SH   SOLE   8 0 0
Occidental Petroleum Corp. COMMON 674599105 2 175 SH   SOLE   175 0 0
Oceaneering Int'l Inc COMMON 675232102 11 3,760 SH   SOLE   3,760 0 0
OGE Energy Corp. COMMON 670837103 37 1,200 SH   SOLE   1,200 0 0
Oneok Inc New COMMON 682680103 397 18,188 SH   SOLE   18,188 0 0
Oracle COMMON 68389X105 52 1,080 SH   SOLE   1,080 0 0
P P G Industries Inc. COMMON 693506107 171 2,048 SH   SOLE   2,048 0 0
Parker Hannifin Corp COMMON 701094104 72 555 SH   SOLE   555 0 0
Paypal Holdings COMMON 70450Y103 32 330 SH   SOLE   330 0 0
Pentair PLC COMMON G7S00T104 25 848 SH   SOLE   648 0 200
Peoples United Finl Inc COMMON 712704105 2,176 196,939 SH   SOLE   193,977 0 2,962
Pepsico, Inc. COMMON 713448108 546 4,543 SH   SOLE   4,543 0 0
Pfizer Inc. COMMON 717081103 4,364 133,705 SH   SOLE   131,549 0 2,156
Philip Morris Intl Inc COMMON 718172109 57 787 SH   SOLE   787 0 0
Phillips 66 SHS COMMON 718546104 451 8,403 SH   SOLE   8,253 0 150
PIMCO Intermediate Muni Bond ETF ETF 72201R866 607 11,124 SH   SOLE   11,124 0 0
Plantronics Inc. COMMON 727493108 189 18,793 SH   SOLE   18,793 0 0
PNC Financial Services Group Inc. COMMON 693475105 215 2,242 SH   SOLE   2,242 0 0
Powershares FTSE RAFI ETF ETF 46137V613 50 541 SH   SOLE   541 0 0
PowerShares QQQ Trust Sr 1 ETF ETF 46090E103 66 345 SH   SOLE   345 0 0
PPL Corporation COMMON 69351T106 12 466 SH   SOLE   466 0 0
Procter & Gamble COMMON 742718109 2,298 20,887 SH   SOLE   20,429 0 458
Proshares S&P 500 Ex Energy ETF ETF 74347B581 55 980 SH   SOLE   980 0 0
Prudential Financial Inc. COMMON 744320102 5 100 SH   SOLE   100 0 0
Public Storage, Inc. COMMON 74460D109 67 339 SH   SOLE   339 0 0
Public Sv Enterprise COMMON 744573106 213 4,751 SH   SOLE   4,751 0 0
Qorvo Inc COMMON 74736K101 1,274 15,800 SH   SOLE   15,800 0 0
Qualcomm Inc. COMMON 747525103 17 250 SH   SOLE   250 0 0
Raytheon Company New COMMON 755111507 56 430 SH   SOLE   430 0 0
Republic Services Inc COMMON 760759100 63 837 SH   SOLE   837 0 0
Rockwell Automation COMMON 773903109 184 1,216 SH   SOLE   1,216 0 0
Royal Dutch Shell ADR ADR 780259206 1,408 40,348 SH   SOLE   39,873 0 475
Royce Micro-Cap Trust COMMON 780915104 19 3,502 SH   SOLE   3,502 0 0
Rydex S&P 500 Eq Wgt ETF ETF 46137V357 54 645 SH   SOLE   645 0 0
S & P Global Inc COMMON 78409V104 74 300 SH   SOLE   300 0 0
Sabre Corporation COMMON 78573M104 401 67,568 SH   SOLE   67,568 0 0
Salesforce Com COMMON 79466L302 65 450 SH   SOLE   450 0 0
Schlumberger Limited COMMON 806857108 558 41,349 SH   SOLE   41,349 0 0
Schwab Emerging Mkt ETF COMMON 808524706 90 4,331 SH   SOLE   4,331 0 0
Schwab Intermediate US Treasury ETF ETF 808524854 236 4,023 SH   SOLE   4,023 0 0
Schwab Int'l Equity ETF ETF 808524805 5,154 199,477 SH   SOLE   198,976 0 501
Schwab Large Cap Value Indx ETF ETF 808524409 41 922 SH   SOLE   922 0 0
Schwab U.S. Bond ETF ETF 808524839 543 10,002 SH   SOLE   10,002 0 0
Schwab U.S. Broad Market ETF ETF 808524102 45,094 746,223 SH   SOLE   742,073 0 4,150
Seagate Technology PLC COMMON G7945M107 4,436 90,906 SH   SOLE   87,932 0 2,974
Sector SPDR Tech Select Shares COMMON 81369Y803 184 2,294 SH   SOLE   2,294 0 0
Sempra Energy COMMON 816851109 17 151 SH   SOLE   151 0 0
Sherwin Williams COMMON 824348106 48 105 SH   SOLE   105 0 0
Silicon Motion Tech ADR ADR 82706C108 24 660 SH   SOLE   660 0 0
SK Telecom Ltd ADR ADR 78440P108 17 1,048 SH   SOLE   1,048 0 0
Skywest Inc COMMON 830879102 283 10,814 SH   SOLE   10,814 0 0
Skyworks Solutions Inc. COMMON 83088M102 38 421 SH   SOLE   421 0 0
Slack Technologies Inc COMMON 83088V102 4 150 SH   SOLE   150 0 0
Snap Inc COMMON 83304A106 10 800 SH   SOLE   800 0 0
Sonoco Products COMMON 835495102 300 6,467 SH   SOLE   5,700 0 767
Sony Corp. ADR ADR 835699307 1,641 27,729 SH   SOLE   27,124 0 605
Southern Company COMMON 842587107 366 6,765 SH   SOLE   6,387 0 378
SPDR Consumer Disc Select ETF ETF 81369Y407 30 302 SH   SOLE   302 0 0
SPDR Dow Jones Ind Avg ETF ETF 78467X109 66 300 SH   SOLE   300 0 0
SPDR Gold Trust ETF ETF 78463V107 1,473 9,951 SH   SOLE   9,951 0 0
SPDR MSCI EAFE Fsl Fuel Fr ETF ETF 78470E106 634 11,326 SH   SOLE   11,326 0 0
SPDR MSCI Emerg Fsl Fl Free ETF ETF 78470E205 382 7,480 SH   SOLE   7,480 0 0
SPDR S&P 500 ETF ETF 78462F103 853 3,311 SH   SOLE   2,397 0 914
SPDR S&P 500 Fossil Fl Fr ETF ETF 78468R796 977 15,302 SH   SOLE   15,302 0 0
SPDR S&P 600 Small Cap ETF ETF 78464A300 18 443 SH   SOLE   443 0 0
SPDR S&P Biotech ETF ETF 78464A870 559 7,224 SH   SOLE   7,224 0 0
SPDR S&P Dividend ETF ETF 78464A763 94 1,172 SH   SOLE   1,172 0 0
SPDR S&P Mid Cap 400 ETF ETF 78467Y107 131 500 SH   SOLE   300 0 200
SPDR Utility Select Sec ETF ETF 81369Y886 41 742 SH   SOLE   742 0 0
SPDR SSGA Gender Diversity ETF ETF 78468R747 8 140 SH   SOLE   140 0 0
Spotify Technology SA COMMON L8681T102 5 40 SH   SOLE   40 0 0
Standex Int'l Corp. COMMON 854231107 50 1,020 SH   SOLE   1,020 0 0
Stanley Black & Decker COMMON 854502101 40 400 SH   SOLE   400 0 0
Starbucks COMMON 855244109 153 2,321 SH   SOLE   2,321 0 0
Stericycle Inc COMMON 858912108 1,415 29,133 SH   SOLE   28,626 0 507
Steris Corp. COMMON G8473T100 210 1,500 SH   SOLE   1,500 0 0
Stryker Corp. COMMON 863667101 36 215 SH   SOLE   215 0 0
Suncor Energy Inc. COMMON 867224107 12 789 SH   SOLE   789 0 0
Synchrony Financial COMMON 87165B103 476 29,591 SH   SOLE   29,591 0 0
Sysco Corp. COMMON 871829107 81 1,783 SH   SOLE   1,783 0 0
T. Rowe Price Associates COMMON 74144T108 40 410 SH   SOLE   410 0 0
Taiwan Semiconductor ADR ADR 874039100 3,917 81,956 SH   SOLE   80,181 0 1,775
Target Corp. COMMON 87612E106 38 414 SH   SOLE   414 0 0
Tata Motors Ltd ADR ADR 876568502 167 35,304 SH   SOLE   34,444 0 860
Telefonica ADR ADR 879382208 24 5,247 SH   SOLE   5,247 0 0
Teradata Corp COMMON 88076W103 62 3,050 SH   SOLE   3,050 0 0
Terex Corp COMMON 880779103 446 31,052 SH   SOLE   31,052 0 0
Terra Tech Corp COMMON 88102J209 0 590 SH   SOLE   590 0 0
Tesla Motors COMMON 88160R101 6 12 SH   SOLE   12 0 0
Teva Pharma Ind ADR ADR 881624209 193 21,474 SH   SOLE   21,474 0 0
Texas Instruments Inc. COMMON 882508104 50 500 SH   SOLE   500 0 0
The Charles Schwab Corp. COMMON 808513105 4,128 122,779 SH   SOLE   119,927 0 2,852
The Trade Desk Inc Com Cl A COMMON 88339J105 4 20 SH   SOLE   20 0 0
The Travelers Companies Inc. COMMON 89417E109 777 7,822 SH   SOLE   7,622 0 200
Thermo Fisher Scientific COMMON 883556102 100 351 SH   SOLE   351 0 0
Thomson Reuters Corp COMMON 884903709 128 1,893 SH   SOLE   1,893 0 0
Thor Industries Inc COMMON 885160101 512 12,134 SH   SOLE   12,134 0 0
Tilray Inc COMMON 88688T100 0 59 SH   SOLE   59 0 0
Titan International Inc COMMON 88830M102 15 9,985 SH   SOLE   9,985 0 0
TJX Companies Inc COMMON 872540109 11 230 SH   SOLE   230 0 0
Tootsie Roll Inds COMMON 890516107 10 277 SH   SOLE   277 0 0
Toronto-Dominion Bank COMMON 891160509 1,206 28,445 SH   SOLE   28,445 0 0
Toyota Motor Corp. ADR ADR 892331307 21 175 SH   SOLE   175 0 0
TPI Composites Inc COMMON 87266J104 83 5,644 SH   SOLE   5,644 0 0
Trane Technologies PLC COMMON G8994E103 128 1,545 SH   SOLE   1,545 0 0
TransCanada Corp. COMMON 87807B107 154 3,475 SH   SOLE   3,475 0 0
Travelcenters of America COMMON 89421B109 28 2,905 SH   SOLE   2,905 0 0
Triumph Group Inc COMMON 896818101 159 23,460 SH   SOLE   23,460 0 0
U S Bancorp COMMON 902973304 36 1,050 SH   SOLE   1,050 0 0
U S X-US Steel Group COMMON 912909108 3 450 SH   SOLE   450 0 0
UDR Inc COMMON 902653104 64 1,750 SH   SOLE   1,750 0 0
Ultra Petroleum Corp COMMON 903914208 0 545 SH   SOLE   545 0 0
Unilever NV COMMON 904784709 390 7,985 SH   SOLE   7,985 0 0
Unilever PLC ADR ADR 904767704 66 1,296 SH   SOLE   1,296 0 0
Union Pacific COMMON 907818108 160 1,132 SH   SOLE   908 0 224
United Continental Holdings Inc COMMON 910047109 6 183 SH   SOLE   183 0 0
United Parcel Service COMMON 911312106 45 480 SH   SOLE   480 0 0
United Rentals Inc COMMON 911363109 29 278 SH   SOLE   278 0 0
United Technologies Corp. COMMON 913017109 220 2,336 SH   SOLE   2,336 0 0
Unitedhealth Group Inc. COMMON 91324P102 30 120 SH   SOLE   120 0 0
Unum Provident Corp. COMMON 91529Y106 328 21,868 SH   SOLE   21,868 0 0
Valero Energy COMMON 91913Y100 1,353 29,833 SH   SOLE   29,024 0 809
Vaneck Vectors Gold Miners ETF ETF 92189F106 1,177 51,100 SH   SOLE   51,100 0 0
Vangard Russell 2000 ETF ETF 92206C664 18 193 SH   SOLE   193 0 0
Vanguard 500 ETF ETF 922908363 61 257 SH   SOLE   257 0 0
Vanguard Corp Bond ETF ETF 92206C409 4 54 SH   SOLE   54 0 0
Vanguard Developed Market ETF ETF 921943858 14,095 422,755 SH   SOLE   418,726 0 4,029
Vanguard Div Appreciation ETF ETF 921908844 249 2,406 SH   SOLE   2,406 0 0
Vanguard Emerging Market ETF ETF 922042858 6,442 192,000 SH   SOLE   189,916 0 2,084
Vanguard ESG International Stock ETF ETF 921910725 719 17,476 SH   SOLE   17,476 0 0
Vanguard ESG US Stock ETF ETF 921910733 921 20,115 SH   SOLE   20,115 0 0
Vanguard FTSE All World ex US ETF ETF 922042775 5,288 128,918 SH   SOLE   128,918 0 0
Vanguard FTSE Pacific ETF ETF 922042866 15 264 SH   SOLE   264 0 0
Vanguard Growth ETF ETF 922908736 122 778 SH   SOLE   778 0 0
Vanguard High Dividend Yd ETF ETF 921946406 128 1,809 SH   SOLE   1,809 0 0
Vanguard Info Technology ETF ETF 92204A702 12 55 SH   SOLE   55 0 0
Vanguard Interm. Bond Idx ETF ETF 921937819 48 538 SH   SOLE   538 0 0
Vanguard Interm-Temp Corp Bd ETF ETF 92206C870 4 45 SH   SOLE   45 0 0
Vanguard Large-Cap ETF ETF 922908637 5 43 SH   SOLE   43 0 0
Vanguard Mid Cap Etf ETF 922908629 4 27 SH   SOLE   27 0 0
Vanguard Mid Cap Value ETF ETF 922908512 36 440 SH   SOLE   440 0 0
Vanguard Mid-Cap Growth ETF ETF 922908538 34 265 SH   SOLE   265 0 0
Vanguard MSCI Europe ETF ETF 922042874 12 287 SH   SOLE   287 0 0
Vanguard Muni Bond ETF ETF 922907746 1,863 35,218 SH   SOLE   28,872 0 6,346
Vanguard REIT ETF ETF 922908553 132 1,893 SH   SOLE   1,893 0 0
Vanguard Short Term Bd Idx ETF ETF 921937827 2,994 36,430 SH   SOLE   36,298 0 132
Vanguard Sh-Tm Inflat- Prot ETF ETF 922020805 119 2,450 SH   SOLE   2,450 0 0
Vanguard Small Cap Etf ETF 922908751 17 145 SH   SOLE   145 0 0
Vanguard Small Cap Growth ETF ETF 922908595 20 134 SH   SOLE   134 0 0
Vanguard Small Cap Value ETF ETF 922908611 56 632 SH   SOLE   632 0 0
Vanguard Total Int'l Bond Market ETF ETF 92203J407 12,234 217,446 SH   SOLE   214,938 0 2,508
Vanguard Total Stk Mkt ETF ETF 922908769 2,046 15,868 SH   SOLE   15,868 0 0
Vanguard Total U.S. Bond Market ETF ETF 921937835 23,756 278,335 SH   SOLE   275,902 0 2,433
Vanguard Value Index ETF ETF 922908744 88 993 SH   SOLE   993 0 0
Ventas REIT Inc REIT 92276F100 1,289 48,086 SH   SOLE   47,621 0 465
Verizon Communications Inc. COMMON 92343V104 4,921 91,592 SH   SOLE   89,080 0 2,512
Vgrd Ftse All Wrld Ex US ETF ETF 922042718 6 79 SH   SOLE   79 0 0
VIACOMCBS CL COMMON 92556H206 6 432 SH   SOLE   432 0 0
Visa Inc COMMON 92826C839 468 2,907 SH   SOLE   2,907 0 0
VMware Inc Cl A COMMON 928563402 35 292 SH   SOLE   292 0 0
Vodafone Group ADR ADR 92857W308 1,104 80,200 SH   SOLE   78,851 0 1,349
W. P. Carey & Co. LLC COMMON 92936U109 274 4,716 SH   SOLE   4,716 0 0
WABTec COMMON 929740108 3 63 SH   SOLE   63 0 0
Walgreens Boots Alli COMMON 931427108 37 800 SH   SOLE   800 0 0
Wal-Mart Stores COMMON 931142103 1,023 9,008 SH   SOLE   9,008 0 0
Walt Disney Hldg COMMON 254687106 1,085 11,229 SH   SOLE   11,106 0 123
Wash Real Est Inv Tr MD REIT REIT 939653101 250 10,493 SH   SOLE   10,129 0 364
Watts Water Technologies COMMON 942749102 146 1,725 SH   SOLE   1,320 0 405
WEC Energy Group COMMON 92939U106 337 3,823 SH   SOLE   3,823 0 0
Wells Fargo & Co COMMON 949746101 25 870 SH   SOLE   870 0 0
Welltower Inc REIT REIT 95040Q104 69 1,500 SH   SOLE   1,500 0 0
Western Digital Corp. COMMON 958102105 158 3,795 SH   SOLE   3,795 0 0
Western Union Co COMMON 959802109 964 53,161 SH   SOLE   51,726 0 1,435
Westpac Banking ADR ADR 961214301 56 5,475 SH   SOLE   5,475 0 0
Weyerhaeuser Company COMMON 962166104 1,032 60,905 SH   SOLE   60,193 0 712
Whirlpool COMMON 963320106 1,122 13,075 SH   SOLE   13,075 0 0
Williams Sonoma COMMON 969904101 38 885 SH   SOLE   885 0 0
WisdomTree Emerg Mk SmCap ETF ETF 97717W281 1,105 33,452 SH   SOLE   32,193 0 1,259
Wisdomtree Japan SmCap Div ETF ETF 97717W836 91 1,570 SH   SOLE   1,570 0 0
Wolverine World Wide Inc. COMMON 978097103 712 46,815 SH   SOLE   46,415 0 400
WPP COMMON 92937A102 776 22,986 SH   SOLE   22,684 0 302
Wyndham Destinations Inc COMMON 98310W108 11 487 SH   SOLE   487 0 0
Wyndham Hotels & Resorts Inc COMMON 98311A105 15 487 SH   SOLE   487 0 0
Xcel Energy Inc. COMMON 98389B100 165 2,729 SH   SOLE   1,987 0 742
Xerox Corp. COMMON 98421M106 217 11,447 SH   SOLE   10,216 0 1,231
Xylem Inc COMMON 98419M100 130 2,001 SH   SOLE   2,001 0 0
Yield10 Bioscience Inc COMMON 98585K862 1 242 SH   SOLE   242 0 0
Yum China Hldgs Inc Com COMMON 98850P109 687 16,115 SH   SOLE   16,115 0 0
Zimmer Biomet Holdings Inc. COMMON 98956P102 15 153 SH   SOLE   153 0 0
Zoom video communications-A COMMON 98980L101 22 152 SH   SOLE   152 0 0