The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 1,493 12,220 SH   SOLE   12,220 0 0
ARK ETF TR AUTNMUS TECHNLGY 00214Q203 1,782 21,225 SH   SOLE   21,225 0 0
ARK ETF TR FINTECH INNOVA 00214Q708 1,079 21,109 SH   SOLE   21,109 0 0
ARK ETF TR GENOMIC REV ETF 00214Q302 1,952 22,001 SH   SOLE   22,001 0 0
ARK ETF TR INNOVATION ETF 00214Q104 1,867 15,566 SH   SOLE   15,566 0 0
CISCO SYS INC COM 17275R102 599 11,577 SH   SOLE   11,577 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200 2,723 74,988 SH   SOLE   74,988 0 0
GRANITESHARES GOLD TR SHS BEN INT 38748G101 203,377 11,977,448 SH   SOLE   11,977,448 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 24,734 77,506 SH   SOLE   77,506 0 0
ISHARES INC CORE MSCI EMKT 46434G103 427,371 6,640,320 SH   SOLE   6,640,320 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 667 13,000 SH   SOLE   13,000 0 0
ISHARES TR CORE US AGGBD ET 464287226 28,100 246,864 SH   SOLE   246,864 0 0
ISHARES TR MSCI USA MMENTM 46432F396 2,689 16,715 SH   SOLE   16,715 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 134,969 1,108,302 SH   SOLE   1,108,302 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 9,943 62,348 SH   SOLE   62,348 0 0
ISHARES TR RUSEL 2500 ETF 46435G268 6,947 110,469 SH   SOLE   110,469 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 9,736 90,296 SH   SOLE   90,296 0 0
ISHARES TR US TREAS BD ETF 46429B267 108,620 4,147,373 SH   SOLE   4,147,373 0 0
MICROSOFT CORP COM 594918104 1,814 7,695 SH   SOLE   7,695 0 0
NEXTERA ENERGY INC COM 65339F101 877 11,602 SH   SOLE   11,602 0 0
PEPSICO INC COM 713448108 308 2,176 SH   SOLE   2,176 0 0
PFIZER INC COM 717081103 394 10,879 SH   SOLE   10,879 0 0
RENAISSANCE CAP GREENWICH FD IPO ETF 759937204 1,717 27,613 SH   SOLE   27,613 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 119,481 301,469 SH   SOLE   301,469 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 1,429 31,239 SH   SOLE   31,239 0 0
SPDR SER TR SPDR BLOOMBERG 78468R663 58,331 637,492 SH   SOLE   637,492 0 0
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 19,459 313,091 SH   SOLE   313,091 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 56,301 154,546 SH   SOLE   154,546 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 37,105 712,865 SH   SOLE   712,865 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 226,234 3,365,082 SH   SOLE   3,365,082 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 10,833 81,491 SH   SOLE   81,491 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,464 23,554 SH   SOLE   23,554 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 49,701 1,012,036 SH   SOLE   1,012,036 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 4,022 54,532 SH   SOLE   54,532 0 0