The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 28,998 178,882 SH   SOLE   0 0 178,882
AFLAC INC COM 001055102 399 6,201 SH   SOLE   0 0 6,201
ALPHABET INC CAP STK CL A 02079K305 317 114 SH   SOLE   0 0 114
ALPHABET INC CAP STK CL C 02079K107 23,740 8,500 SH   SOLE   0 0 8,500
AMAZON COM INC COM 023135106 864 265 SH   SOLE   0 0 265
AMERICAN ELEC PWR CO INC COM 025537101 11,264 112,902 SH   SOLE   0 0 112,902
AMERICAN EXPRESS CO COM 025816109 519 2,778 SH   SOLE   0 0 2,778
AMGEN INC COM 031162100 14,195 58,700 SH   SOLE   0 0 58,700
APPLE INC COM 037833100 22,337 127,926 SH   SOLE   0 0 127,926
AT&T INC COM 00206R102 215 9,107 SH   SOLE   0 0 9,107
BANK NEW YORK MELLON CORP COM 064058100 13,070 263,357 SH   SOLE   0 0 263,357
BECTON DICKINSON & CO COM 075887109 12,732 47,866 SH   SOLE   0 0 47,866
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 955 2,706 SH   SOLE   0 0 2,706
BOEING CO COM 097023105 309 1,612 SH   SOLE   0 0 1,612
BRISTOL-MYERS SQUIBB CO COM 110122108 525 7,184 SH   SOLE   0 0 7,184
CAPITAL ONE FINL CORP COM 14040H105 834 6,355 SH   SOLE   0 0 6,355
CINEDIGM CORP COM NEW 172406209 10 12,365 SH   SOLE   0 0 12,365
CISCO SYS INC COM 17275R102 27,860 499,635 SH   SOLE   0 0 499,635
COCA COLA CO COM 191216100 21,217 342,215 SH   SOLE   0 0 342,215
COLGATE PALMOLIVE CO COM 194162103 201 2,650 SH   SOLE   0 0 2,650
COMCAST CORP NEW CL A 20030N101 28,110 600,383 SH   SOLE   0 0 600,383
COMPUGEN LTD ORD M25722105 316 98,236 SH   SOLE   0 0 98,236
CVS HEALTH CORP COM 126650100 30,256 298,942 SH   SOLE   0 0 298,942
DANAHER CORPORATION COM 235851102 217 739 SH   SOLE   0 0 739
EBAY INC. COM 278642103 10,228 178,630 SH   SOLE   0 0 178,630
EXXON MOBIL CORP COM 30231G102 467 5,656 SH   SOLE   0 0 5,656
FEDEX CORP COM 31428X106 13,878 59,975 SH   SOLE   0 0 59,975
FISERV INC COM 337738108 12,463 122,914 SH   SOLE   0 0 122,914
GENERAL DYNAMICS CORP COM 369550108 5,451 22,602 SH   SOLE   0 0 22,602
GILEAD SCIENCES INC COM 375558103 21,580 362,989 SH   SOLE   0 0 362,989
GOLDMAN SACHS GROUP INC COM 38141G104 13,896 42,095 SH   SOLE   0 0 42,095
INVESCO QQQ TR UNIT SER 1 46090E103 784 2,162 SH   SOLE   0 0 2,162
ISHARES INC CORE MSCI EMKT 46434G103 315 5,674 SH   SOLE   0 0 5,674
ISHARES TR CORE S&P SCP ETF 464287804 557 5,166 SH   SOLE   0 0 5,166
ISHARES TR CORE S&P500 ETF 464287200 828 1,825 SH   SOLE   0 0 1,825
ISHARES TR ESG AW MSCI EAFE 46435G516 228 3,090 SH   SOLE   0 0 3,090
ISHARES TR MSCI EAFE ETF 464287465 1,596 21,689 SH   SOLE   0 0 21,689
ISHARES TR RUS 1000 GRW ETF 464287614 1,641 5,910 SH   SOLE   0 0 5,910
ISHARES TR RUS 1000 VAL ETF 464287598 217 1,309 SH   SOLE   0 0 1,309
ISHARES TR RUS 2000 VAL ETF 464287630 383 2,370 SH   SOLE   0 0 2,370
ISHARES TR RUS MID CAP ETF 464287499 520 6,664 SH   SOLE   0 0 6,664
ISHARES TR RUSSELL 2000 ETF 464287655 1,539 7,496 SH   SOLE   0 0 7,496
JOHNSON & JOHNSON COM 478160104 673 3,796 SH   SOLE   0 0 3,796
JPMORGAN CHASE & CO COM 46625H100 29,769 218,372 SH   SOLE   0 0 218,372
KELLOGG CO COM 487836108 23,969 371,665 SH   SOLE   0 0 371,665
KIMBERLY-CLARK CORP COM 494368103 10,394 84,397 SH   SOLE   0 0 84,397
L3HARRIS TECHNOLOGIES INC COM 502431109 5,886 23,690 SH   SOLE   0 0 23,690
LAKELAND BANCORP INC COM 511637100 449 26,876 SH   SOLE   0 0 26,876
M & T BK CORP COM 55261F104 13,971 82,422 SH   SOLE   0 0 82,422
MARKER THERAPEUTICS INC COM 57055L107 66 150,000 SH   SOLE   0 0 150,000
MEDTRONIC PLC SHS G5960L103 13,245 119,377 SH   SOLE   0 0 119,377
MERCK & CO INC COM 58933Y105 13,870 169,043 SH   SOLE   0 0 169,043
META PLATFORMS INC CL A 30303M102 13,021 58,560 SH   SOLE   0 0 58,560
MICROSOFT CORP COM 594918104 49,654 161,051 SH   SOLE   0 0 161,051
MORGAN STANLEY COM NEW 617446448 13,640 156,063 SH   SOLE   0 0 156,063
PARAMOUNT GLOBAL CLASS B COM 92556H206 17,130 453,042 SH   SOLE   0 0 453,042
PAYPAL HLDGS INC COM 70450Y103 8,652 74,812 SH   SOLE   0 0 74,812
PEOPLES UNITED FINANCIAL INC COM 712704105 350 17,523 SH   SOLE   0 0 17,523
PNC FINL SVCS GROUP INC COM 693475105 12,234 66,326 SH   SOLE   0 0 66,326
PROCTER AND GAMBLE CO COM 742718109 345 2,256 SH   SOLE   0 0 2,256
QUALCOMM INC COM 747525103 27,694 181,218 SH   SOLE   0 0 181,218
SCHLUMBERGER LTD COM STK 806857108 5,921 143,337 SH   SOLE   0 0 143,337
SPDR GOLD TR GOLD SHS 78463V107 644 3,566 SH   SOLE   0 0 3,566
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 2,835 5,779 SH   SOLE   0 0 5,779
SPDR SER TR S&P DIVID ETF 78464A763 534 4,170 SH   SOLE   0 0 4,170
SPDR SER TR SPDR S&P 500 ETF 78468R796 352 3,171 SH   SOLE   0 0 3,171
STATE STR CORP COM 857477103 12,097 138,856 SH   SOLE   0 0 138,856
TE CONNECTIVITY LTD SHS H84989104 13,459 102,755 SH   SOLE   0 0 102,755
TESLA INC COM 88160R101 1,087 1,009 SH   SOLE   0 0 1,009
TEXAS INSTRS INC COM 882508104 3,504 19,098 SH   SOLE   0 0 19,098
THERMO FISHER SCIENTIFIC INC COM 883556102 13,287 22,496 SH   SOLE   0 0 22,496
TRUIST FINL CORP COM 89832Q109 23,770 419,232 SH   SOLE   0 0 419,232
UNILEVER PLC SPON ADR NEW 904767704 5,830 127,942 SH   SOLE   0 0 127,942
US BANCORP DEL COM NEW 902973304 25,954 488,308 SH   SOLE   0 0 488,308
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 880 5,315 SH   SOLE   0 0 5,315
VANGUARD INDEX FDS GROWTH ETF 922908736 693 2,410 SH   SOLE   0 0 2,410
VANGUARD INDEX FDS MID CAP ETF 922908629 210 882 SH   SOLE   0 0 882
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,766 9,070 SH   SOLE   0 0 9,070
VANGUARD INDEX FDS SMALL CP ETF 922908751 221 1,038 SH   SOLE   0 0 1,038
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,386 10,481 SH   SOLE   0 0 10,481
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 212 4,598 SH   SOLE   0 0 4,598
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 562 3,464 SH   SOLE   0 0 3,464
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,601 54,153 SH   SOLE   0 0 54,153
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 3,357 29,909 SH   SOLE   0 0 29,909
VERIZON COMMUNICATIONS INC COM 92343V104 14,459 283,852 SH   SOLE   0 0 283,852
WALMART INC COM 931142103 266 1,784 SH   SOLE   0 0 1,784
WELLS FARGO CO NEW COM 949746101 12,183 251,408 SH   SOLE   0 0 251,408
ZIMMER BIOMET HOLDINGS INC COM 98956P102 11,595 90,659 SH   SOLE   0 0 90,659