The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 525 3,848 SH   SOLE   0 0 3,848
ABBVIE INC COM 00287Y109 363 4,768 SH   SOLE   0 0 4,768
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 243 1,489 SH   SOLE   0 0 1,489
ALPHABET INC CAP STK CL A 02079K305 422 363 SH   SOLE   0 0 363
ALPHABET INC CAP STK CL C 02079K107 256 220 SH   SOLE   0 0 220
AMARIN CORP PLC SPONS ADR NEW 023111206 45 11,318 SH   SOLE   0 0 11,318
AMAZON COM INC COM 023135106 944 484 SH   SOLE   0 0 484
AMERICAN WTR WKS CO INC NEW COM 030420103 377 3,150 SH   SOLE   0 0 3,150
AON PLC SHS CL A G0408V102 229 1,389 SH   SOLE   0 0 1,389
APPLE INC COM 037833100 2,646 10,404 SH   SOLE   0 0 10,404
APPLIED MATLS INC COM 038222105 203 4,430 SH   SOLE   0 0 4,430
ARK ETF TR NEXT GNRTN INTER 00214Q401 353 6,687 SH   SOLE   0 0 6,687
ARK ETF TR INNOVATION ETF 00214Q104 5,999 136,337 SH   SOLE   0 0 136,337
ARK ETF TR GENOMIC REV ETF 00214Q302 276 8,836 SH   SOLE   0 0 8,836
AT&T INC COM 00206R102 273 9,355 SH   SOLE   0 0 9,355
AUTOMATIC DATA PROCESSING IN COM 053015103 315 2,303 SH   SOLE   0 0 2,303
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 760 4,157 SH   SOLE   0 0 4,157
BLACKROCK MUN TARGET TERM TR COM SHS BEN IN 09257P105 203 8,950 SH   SOLE   0 0 8,950
BOSTON SCIENTIFIC CORP COM 101137107 778 23,850 SH   SOLE   0 0 23,850
BRISTOL-MYERS SQUIBB CO COM 110122108 412 7,398 SH   SOLE   0 0 7,398
CHEVRON CORP NEW COM 166764100 333 4,602 SH   SOLE   0 0 4,602
CHUBB LIMITED COM H1467J104 562 5,030 SH   SOLE   0 0 5,030
CHURCH & DWIGHT INC COM 171340102 330 5,145 SH   SOLE   0 0 5,145
CISCO SYS INC COM 17275R102 273 6,957 SH   SOLE   0 0 6,957
COCA COLA CO COM 191216100 349 7,896 SH   SOLE   0 0 7,896
COLGATE PALMOLIVE CO COM 194162103 369 5,566 SH   SOLE   0 0 5,566
COSTCO WHSL CORP NEW COM 22160K105 355 1,245 SH   SOLE   0 0 1,245
CSX CORP COM 126408103 290 5,060 SH   SOLE   0 0 5,060
DESTINATION XL GROUP INC COM 25065K104 21 60,690 SH   SOLE   0 0 60,690
DISNEY WALT CO COM DISNEY 254687106 455 4,709 SH   SOLE   0 0 4,709
EAGLE BULK SHIPPING INC SHS NEW Y2187A143 1,013 547,646 SH   SOLE   0 0 547,646
EXXON MOBIL CORP COM 30231G102 381 10,029 SH   SOLE   0 0 10,029
FACEBOOK INC CL A 30303M102 214 1,280 SH   SOLE   0 0 1,280
FASTLY INC CL A 31188V100 326 17,150 SH   SOLE   0 0 17,150
HOME DEPOT INC COM 437076102 453 2,427 SH   SOLE   0 0 2,427
HONEYWELL INTL INC COM 438516106 1,030 7,696 SH   SOLE   0 0 7,696
INFORMATION SERVICES GROUP I COM 45675Y104 193 75,000 SH   SOLE   0 0 75,000
INTEL CORP COM 458140100 206 3,798 SH   SOLE   0 0 3,798
INTERNATIONAL BUSINESS MACHS COM 459200101 267 2,409 SH   SOLE   0 0 2,409
INVESCO EXCHANGE-TRADED FD T S&P500 LOW VOL 46138E354 206 4,400 SH   SOLE   0 0 4,400
ISHARES GOLD TRUST ISHARES 464285105 889 58,975 SH   SOLE   0 0 58,975
ISHARES INC CORE MSCI EMKT 46434G103 527 13,027 SH   SOLE   0 0 13,027
ISHARES TR CORE S&P SCP ETF 464287804 222 3,963 SH   SOLE   0 0 3,963
ISHARES TR RUS 1000 ETF 464287622 261 1,843 SH   SOLE   0 0 1,843
ISHARES TR RUS 1000 VAL ETF 464287598 1,582 15,949 SH   SOLE   0 0 15,949
ISHARES TR RUS 1000 GRW ETF 464287614 1,566 10,393 SH   SOLE   0 0 10,393
ISHARES TR RUSSELL 2000 ETF 464287655 644 5,630 SH   SOLE   0 0 5,630
ISHARES TR RUS 2000 VAL ETF 464287630 499 6,078 SH   SOLE   0 0 6,078
ISHARES TR RUS 2000 GRW ETF 464287648 722 4,564 SH   SOLE   0 0 4,564
ISHARES TR MSCI EAFE ETF 464287465 464 8,675 SH   SOLE   0 0 8,675
ISHARES TR RUS MID CAP ETF 464287499 256 5,931 SH   SOLE   0 0 5,931
ISHARES TR MSCI EMG MKT ETF 464287234 1,140 33,415 SH   SOLE   0 0 33,415
ISHARES TR CORE MSCI TOTAL 46432F834 209 4,441 SH   SOLE   0 0 4,441
ISHARES TR CORE MSCI EAFE 46432F842 2,309 46,285 SH   SOLE   0 0 46,285
ISHARES TR MSCI LW CRB TG 46434V464 344 3,365 SH   SOLE   0 0 3,365
ISHARES TR ESG MSCI EAFE 46435G516 355 6,675 SH   SOLE   0 0 6,675
ISHARES TR CORE MSCI INTL 46435G326 782 17,652 SH   SOLE   0 0 17,652
JOHNSON & JOHNSON COM 478160104 1,022 7,790 SH   SOLE   0 0 7,790
JPMORGAN CHASE & CO COM 46625H100 645 7,167 SH   SOLE   0 0 7,167
LIGHTPATH TECHNOLOGIES INC COM CL A 532257805 832 777,604 SH   SOLE   0 0 777,604
MARSH & MCLENNAN COS INC COM 571748102 1,738 20,100 SH   SOLE   0 0 20,100
MASTERCARD INC CL A 57636Q104 411 1,700 SH   SOLE   0 0 1,700
MCDONALDS CORP COM 580135101 244 1,478 SH   SOLE   0 0 1,478
MCKESSON CORP COM 58155Q103 203 1,500 SH   SOLE   0 0 1,500
MERCK & CO. INC COM 58933Y105 279 3,624 SH   SOLE   0 0 3,624
MICROSOFT CORP COM 594918104 2,260 14,328 SH   SOLE   0 0 14,328
MORGAN STANLEY COM NEW 617446448 341 10,036 SH   SOLE   0 0 10,036
NORFOLK SOUTHERN CORP COM 655844108 254 1,740 SH   SOLE   0 0 1,740
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 441 20,399 SH   SOLE   0 0 20,399
ORACLE CORP COM 68389X105 282 5,835 SH   SOLE   0 0 5,835
PAYCHEX INC COM 704326107 244 3,884 SH   SOLE   0 0 3,884
PEPSICO INC COM 713448108 1,348 11,228 SH   SOLE   0 0 11,228
PFIZER INC COM 717081103 231 7,068 SH   SOLE   0 0 7,068
PPG INDS INC COM 693506107 595 7,115 SH   SOLE   0 0 7,115
PROCTER & GAMBLE CO COM 742718109 535 4,859 SH   SOLE   0 0 4,859
S&P GLOBAL INC COM 78409V104 203 828 SH   SOLE   0 0 828
SEACOAST BKG CORP FLA COM NEW 811707801 418 22,819 SH   SOLE   0 0 22,819
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 201 2,506 SH   SOLE   0 0 2,506
SPDR GOLD TRUST GOLD SHS 78463V107 697 4,707 SH   SOLE   0 0 4,707
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,622 10,174 SH   SOLE   0 0 10,174
SPDR SER TR PRTFLO S&P500 GW 78464A409 3,597 100,642 SH   SOLE   0 0 100,642
UNION PAC CORP COM 907818108 454 3,219 SH   SOLE   0 0 3,219
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794 852 7,195 SH   SOLE   0 0 7,195
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 1,114 12,873 SH   SOLE   0 0 12,873
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 3,605 24,220 SH   SOLE   0 0 24,220
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 3,646 39,075 SH   SOLE   0 0 39,075
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,668 20,695 SH   SOLE   0 0 20,695
VANGUARD INDEX FDS VALUE ETF 922908744 4,965 55,749 SH   SOLE   0 0 55,749
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,306 14,712 SH   SOLE   0 0 14,712
VANGUARD INDEX FDS GROWTH ETF 922908736 6,478 41,342 SH   SOLE   0 0 41,342
VANGUARD INDEX FDS SML CP GRW ETF 922908595 2,325 15,468 SH   SOLE   0 0 15,468
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 396 3,123 SH   SOLE   0 0 3,123
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 552 2,330 SH   SOLE   0 0 2,330
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,109 33,058 SH   SOLE   0 0 33,058
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 966 23,558 SH   SOLE   0 0 23,558
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 242 3,097 SH   SOLE   0 0 3,097
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 278 4,426 SH   SOLE   0 0 4,426
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 416 7,858 SH   SOLE   0 0 7,858
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 646 6,243 SH   SOLE   0 0 6,243
VANGUARD STAR FDS VG TL INTL STK F 921909768 526 12,540 SH   SOLE   0 0 12,540
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,579 47,351 SH   SOLE   0 0 47,351
VANGUARD WORLD FDS INF TECH ETF 92204A702 316 1,491 SH   SOLE   0 0 1,491
VERIZON COMMUNICATIONS INC COM 92343V104 300 5,591 SH   SOLE   0 0 5,591
VISA INC COM CL A 92826C839 362 2,245 SH   SOLE   0 0 2,245
WISDOMTREE TR US HIGH DIVIDEND 97717W208 318 5,615 SH   SOLE   0 0 5,615
YUM BRANDS INC COM 988498101 265 3,860 SH   SOLE   0 0 3,860