The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   200,155 1,761 SH   SOLE   0 0 1,761
ABBVIE INC COM 00287Y109   320,314 1,759 SH   SOLE   0 0 1,759
ALPHABET INC CAP STK CL C 02079K107   530,474 3,484 SH   SOLE   0 0 3,484
ALPHABET INC CAP STK CL A 02079K305   962,028 6,374 SH   SOLE   0 0 6,374
AMAZON COM INC COM 023135106   774,732 4,295 SH   SOLE   0 0 4,295
AMGEN INC COM 031162100   793,253 2,790 SH   SOLE   0 0 2,790
ANSYS INC COM 03662Q105   1,635,124 4,710 SH   SOLE   0 0 4,710
APPLE INC COM 037833100   6,932,548 40,428 SH   SOLE   0 0 40,428
AT&T INC COM 00206R102   190,291 10,812 SH   SOLE   0 0 10,812
BANK NEW YORK MELLON CORP COM 064058100   282,914 4,910 SH   SOLE   0 0 4,910
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   487,641 1,160 SH   SOLE   0 0 1,160
BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS 113004105   359,145 8,547 SH   SOLE   0 0 8,547
BROOKFIELD CORP CL A LTD VT SH 11271J107   1,344,320 32,107 SH   SOLE   0 0 32,107
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   378,172 12,117 SH   SOLE   0 0 12,117
CBIZ INC COM 124805102   1,910,141 24,333 SH   SOLE   0 0 24,333
CHENIERE ENERGY INC COM NEW 16411R208   260,628 1,616 SH   SOLE   0 0 1,616
CISCO SYS INC COM 17275R102   374,974 7,513 SH   SOLE   0 0 7,513
COMCAST CORP NEW CL A 20030N101   250,433 5,777 SH   SOLE   0 0 5,777
COSTCO WHSL CORP NEW COM 22160K105   580,976 793 SH   SOLE   0 0 793
CSX CORP COM 126408103   234,838 6,335 SH   SOLE   0 0 6,335
DISNEY WALT CO COM 254687106   232,882 1,903 SH   SOLE   0 0 1,903
D-WAVE QUANTUM INC COM 26740W109   25,500 12,500 SH   SOLE   0 0 12,500
EATON CORP PLC SHS G29183103   1,741,315 5,569 SH   SOLE   0 0 5,569
ELI LILLY & CO COM 532457108   237,278 305 SH   SOLE   0 0 305
EXXON MOBIL CORP COM 30231G102   1,982,357 17,054 SH   SOLE   0 0 17,054
FARMERS NATIONAL BANC CORP COM 309627107   2,942,206 220,225 SH   SOLE   0 0 220,225
FEDERATED HERMES ETF TRUST SHORT DURATION H 31423L206   1,490,533 65,032 SH   SOLE   0 0 65,032
FEDERATED HERMES ETF TRUST HERMES TOTAL RET 31423L404   1,170,667 46,977 SH   SOLE   0 0 46,977
FEDERATED HERMES ETF TRUST US STRATEGIC DIV 31423L305   385,318 15,242 SH   SOLE   0 0 15,242
FEDERATED HERMES INC CL B 314211103   2,527,605 69,978 SH   SOLE   0 0 69,978
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605   224,290 3,919 SH   SOLE   0 0 3,919
GOLD RESOURCE CORP COM 38068T105   10,352 23,820 SH   SOLE   0 0 23,820
GRAYSCALE BITCOIN TR BTC SHS REP COM UT 389637109   628,478 9,949 SH   SOLE   0 0 9,949
HANRYU HLDGS INC COM 411292105   3,703 12,595 SH   SOLE   0 0 12,595
HOME DEPOT INC COM 437076102   352,145 918 SH   SOLE   0 0 918
INDEXIQ ACTIVE ETF TR IQ MACKAY INTRME 45409F827   27,612,200 1,132,112 SH   SOLE   0 0 1,132,112
INDEXIQ ACTIVE ETF TR IQ MACKAY INSRED 45409F843   2,416,222 99,433 SH   SOLE   0 0 99,433
INTERNATIONAL BUSINESS MACHS COM 459200101   308,209 1,614 SH   SOLE   0 0 1,614
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804   8,106,366 173,176 SH   SOLE   0 0 173,176
INVESCO QQQ TR UNIT SER 1 46090E103   487,967 1,099 SH   SOLE   0 0 1,099
ISHARES INC ESG AWR MSCI EM 46434G863   1,077,159 33,421 SH   SOLE   0 0 33,421
ISHARES INC CORE MSCI EMKT 46434G103   14,211,481 275,417 SH   SOLE   2,610 0 272,807
ISHARES TR S&P MC 400VL ETF 464287705   452,814 3,828 SH   SOLE   0 0 3,828
ISHARES TR ESG AWRE 1 5 YR 46435G243   505,904 20,666 SH   SOLE   0 0 20,666
ISHARES TR CORE S&P500 ETF 464287200   2,901,051 5,518 SH   SOLE   0 0 5,518
ISHARES TR S&P 100 ETF 464287101   286,006 1,156 SH   SOLE   0 0 1,156
ISHARES TR SP SMCP600VL ETF 464287879   583,961 5,683 SH   SOLE   0 0 5,683
ISHARES TR CORE S&P SCP ETF 464287804   7,437,686 67,297 SH   SOLE   0 0 67,297
ISHARES TR S&P 500 VAL ETF 464287408   1,132,442 6,062 SH   SOLE   0 0 6,062
ISHARES TR MSCI EAFE ETF 464287465   5,106,104 63,938 SH   SOLE   0 0 63,938
ISHARES TR MSCI EMG MKT ETF 464287234   343,018 8,350 SH   SOLE   0 0 8,350
ISHARES TR ESG AWRE USD ETF 46435G193   257,005 11,179 SH   SOLE   0 0 11,179
ISHARES TR EAFE GRWTH ETF 464288885   724,869 6,984 SH   SOLE   0 0 6,984
ISHARES TR MSCI KLD400 SOC 464288570   1,046,307 10,379 SH   SOLE   0 0 10,379
ISHARES TR CORE MSCI EAFE 46432F842   594,953 8,016 SH   SOLE   0 0 8,016
ISHARES TR GL CLEAN ENE ETF 464288224   159,218 11,389 SH   SOLE   0 0 11,389
ISHARES TR CORE US AGGBD ET 464287226   393,673 4,020 SH   SOLE   0 0 4,020
ISHARES TR S&P MC 400GR ETF 464287606   495,670 5,432 SH   SOLE   0 0 5,432
ISHARES TR ESG AW MSCI EAFE 46435G516   1,126,571 14,098 SH   SOLE   0 0 14,098
ISHARES TR S&P 500 GRWT ETF 464287309   1,569,740 18,590 SH   SOLE   0 0 18,590
ISHARES TR NATIONAL MUN ETF 464288414   21,872,027 203,272 SH   SOLE   0 0 203,272
ISHARES TR RUS MID CAP ETF 464287499   7,971,591 94,798 SH   SOLE   0 0 94,798
ISHARES TR S&P SML 600 GWT 464287887   15,209,654 116,344 SH   SOLE   517 0 115,827
ISHARES TR RUSSELL 2000 ETF 464287655   663,707 3,156 SH   SOLE   0 0 3,156
ISHARES TR CORE S&P MCP ETF 464287507   1,103,798 18,173 SH   SOLE   0 0 18,173
ISHARES TR RUS 1000 GRW ETF 464287614   14,070,352 41,746 SH   SOLE   0 0 41,746
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   4,782,576 104,973 SH   SOLE   0 0 104,973
J P MORGAN EXCHANGE TRADED F ACTIVE GROWTH 46654Q609   360,177 5,130 SH   SOLE   0 0 5,130
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886   12,242,267 252,418 SH   SOLE   710 0 251,708
JOHN HANCOCK EXCHANGE TRADED MLTFCTR LRG CAP 47804J107   3,281,589 50,673 SH   SOLE   0 0 50,673
JOHNSON & JOHNSON COM 478160104   603,969 3,818 SH   SOLE   0 0 3,818
JPMORGAN CHASE & CO COM 46625H100   1,359,279 6,786 SH   SOLE   0 0 6,786
KKR & CO INC COM 48251W104   452,610 4,500 SH   SOLE   0 0 4,500
LULULEMON ATHLETICA INC COM 550021109   396,510 1,015 SH   SOLE   0 0 1,015
MANULIFE FINL CORP COM 56501R106   556,077 22,252 SH   SOLE   0 0 22,252
MCDONALDS CORP COM 580135101   562,772 1,996 SH   SOLE   0 0 1,996
MERCK & CO INC COM 58933Y105   526,612 3,991 SH   SOLE   0 0 3,991
META PLATFORMS INC CL A 30303M102   257,357 530 SH   SOLE   0 0 530
MICROSOFT CORP COM 594918104   10,036,950 23,857 SH   SOLE   0 0 23,857
NEXTERA ENERGY INC COM 65339F101   262,052 4,100 SH   SOLE   0 0 4,100
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   208,116 5,004 SH   SOLE   0 0 5,004
NVIDIA CORPORATION COM 67066G104   735,498 814 SH   SOLE   0 0 814
ORACLE CORP COM 68389X105   500,053 3,981 SH   SOLE   0 0 3,981
PACCAR INC COM 693718108   1,232,573 9,949 SH   SOLE   0 0 9,949
PARK-OHIO HLDGS CORP COM 700666100   301,644 11,306 SH   SOLE   0 0 11,306
PEPSICO INC COM 713448108   378,022 2,160 SH   SOLE   0 0 2,160
PFIZER INC COM 717081103   232,101 8,364 SH   SOLE   0 0 8,364
PNC FINL SVCS GROUP INC COM 693475105   750,530 4,644 SH   SOLE   0 0 4,644
PORCH GROUP INC COM 733245104   1,222,363 283,611 SH   SOLE   0 0 283,611
PPG INDS INC COM 693506107   223,291 1,541 SH   SOLE   0 0 1,541
PRESTIGE CONSMR HEALTHCARE I COM 74112D101   222,396 3,065 SH   SOLE   0 0 3,065
PROCTER AND GAMBLE CO COM 742718109   311,196 1,918 SH   SOLE   0 0 1,918
RAYMOND JAMES FINL INC COM 754730109   596,511 4,645 SH   SOLE   0 0 4,645
REMITLY GLOBAL INC COM 75960P104   1,549,859 74,728 SH   SOLE   0 0 74,728
RTX CORPORATION COM 75513E101   269,280 2,761 SH   SOLE   0 0 2,761
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,334,158 27,095 SH   SOLE   0 0 27,095
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   27,201,859 438,315 SH   SOLE   0 0 438,315
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   6,618,264 143,875 SH   SOLE   0 0 143,875
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   6,712,368 82,431 SH   SOLE   0 0 82,431
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   4,457,627 58,668 SH   SOLE   0 0 58,668
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   2,532,125 64,893 SH   SOLE   0 0 64,893
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   36,038,344 388,679 SH   SOLE   2,317 0 386,362
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,568,276 101,714 SH   SOLE   0 0 101,714
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   320,528 1,539 SH   SOLE   0 0 1,539
SELECT SECTOR SPDR TR ENERGY 81369Y506   312,681 3,312 SH   SOLE   0 0 3,312
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   269,296 4,102 SH   SOLE   0 0 4,102
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   581,525 1,462 SH   SOLE   0 0 1,462
SPDR GOLD TR GOLD SHS 78463V107   1,495,173 7,268 SH   SOLE   0 0 7,268
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   45,777,003 1,277,260 SH   SOLE   3,589 0 1,273,671
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,379,445 4,549 SH   SOLE   0 0 4,549
SPDR SER TR PORTFOLIO S&P500 78464A854   2,028,473 32,967 SH   SOLE   0 0 32,967
SPDR SER TR S&P 400 MDCP GRW 78464A821   712,548 8,163 SH   SOLE   0 0 8,163
SPDR SER TR BBG CONV SEC ETF 78464A359   234,239 3,207 SH   SOLE   0 0 3,207
SPDR SER TR S&P 400 MDCP VAL 78464A839   276,944 3,644 SH   SOLE   0 0 3,644
TRIMAS CORP COM NEW 896215209   493,810 18,474 SH   SOLE   0 0 18,474
VANECK ETF TRUST GOLD MINERS ETF 92189F106   496,149 15,691 SH   SOLE   0 0 15,691
VANGUARD INDEX FDS VALUE ETF 922908744   264,810 1,626 SH   SOLE   0 0 1,626
VANGUARD INDEX FDS SML CP GRW ETF 922908595   521,440 2,000 SH   SOLE   0 0 2,000
VANGUARD INDEX FDS SM CP VAL ETF 922908611   233,786 1,218 SH   SOLE   0 0 1,218
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   372,321 4,305 SH   SOLE   0 0 4,305
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   260,548 1,105 SH   SOLE   0 0 1,105
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   205,022 1,315 SH   SOLE   0 0 1,315
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,793,405 10,748 SH   SOLE   0 0 10,748
VANGUARD INDEX FDS MID CAP ETF 922908629   43,602,108 174,506 SH   SOLE   736 0 173,770
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   10,557,543 21,963 SH   SOLE   0 0 21,963
VANGUARD INDEX FDS SMALL CP ETF 922908751   707,715 3,096 SH   SOLE   0 0 3,096
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   254,371 2,302 SH   SOLE   0 0 2,302
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,312,926 45,710 SH   SOLE   0 0 45,710
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   901,368 10,400 SH   SOLE   0 0 10,400
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   289,238 3,678 SH   SOLE   0 0 3,678
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   463,099 2,536 SH   SOLE   0 0 2,536
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   8,237,488 164,192 SH   SOLE   0 0 164,192
VISA INC COM CL A 92826C839   532,206 1,907 SH   SOLE   0 0 1,907
WALMART INC COM 931142103   498,749 8,289 SH   SOLE   0 0 8,289
WARRIOR MET COAL INC COM 93627C101   242,800 4,000 SH   SOLE   0 0 4,000
WELLTOWER INC COM 95040Q104   215,846 2,310 SH   SOLE   0 0 2,310