The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 276 2,543 SH   SOLE 0 0 0 2,543
ABRDN ETFS BBRG ALL COMMDY 003261203 2,041 56,532 SH   SOLE 0 0 0 56,532
ADOBE SYSTEMS INCORPORATED COM 00724F101 334 913 SH   SOLE 0 0 0 913
ALPHABET INC CAP STK CL A 02079K305 238 109 SH   SOLE 0 0 0 109
ALPHABET INC CAP STK CL C 02079K107 206 94 SH   SOLE 0 0 0 94
AMAZON COM INC COM 023135106 229 2,160 SH   SOLE 0 0 0 2,160
ANALOG DEVICES INC COM 032654105 852 5,833 SH   SOLE 0 0 0 5,833
APPLE INC COM 037833100 1,139 8,329 SH   SOLE 0 0 0 8,329
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,078 3,950 SH   SOLE 0 0 0 3,950
BLACKROCK ETF TRUST US CARBON TRANS 09290C509 462 11,060 SH   SOLE 0 0 0 11,060
CHEVRON CORP NEW COM 166764100 400 2,762 SH   SOLE 0 0 0 2,762
COSTCO WHSL CORP NEW COM 22160K105 222 463 SH   SOLE 0 0 0 463
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 256 6,277 SH   SOLE 0 0 0 6,277
EXXON MOBIL CORP COM 30231G102 385 4,494 SH   SOLE 0 0 0 4,494
GLOBAL X FDS THMATC GWT ETF 37954Y418 3,640 125,696 SH   SOLE 0 0 0 125,696
HOME DEPOT INC COM 437076102 571 2,080 SH   SOLE 0 0 0 2,080
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,007 7,503 SH   SOLE 0 0 0 7,503
INVESCO QQQ TR UNIT SER 1 46090E103 377 1,345 SH   SOLE 0 0 0 1,345
ISHARES INC ESG AWR MSCI EM 46434G863 1,001 30,973 SH   SOLE 0 0 0 30,973
ISHARES INC MSCI EMERG MRKT 464286533 10,447 188,480 SH   SOLE 0 0 0 188,480
ISHARES TR ESG ADV TTL USD 46436E619 6,675 151,748 SH   SOLE 0 0 0 151,748
ISHARES TR CORE S&P SCP ETF 464287804 277 3,003 SH   SOLE 0 0 0 3,003
ISHARES TR US TREAS BD ETF 46429B267 19,875 831,603 SH   SOLE 0 0 0 831,603
ISHARES TR SP SMCP600VL ETF 464287879 4,487 50,400 SH   SOLE 0 0 0 50,400
ISHARES TR CORE MSCI TOTAL 46432F834 563 9,864 SH   SOLE 0 0 0 9,864
ISHARES TR ESG AW MSCI EAFE 46435G516 2,848 45,383 SH   SOLE 0 0 0 45,383
ISHARES TR U.S. MED DVC ETF 464288810 1,316 26,082 SH   SOLE 0 0 0 26,082
ISHARES TR MSCI USA VALUE 46432F388 5,213 57,588 SH   SOLE 0 0 0 57,588
ISHARES TR U.S. ENERGY ETF 464287796 3,331 87,370 SH   SOLE 0 0 0 87,370
ISHARES TR MSCI KLD400 SOC 464288570 4,573 63,599 SH   SOLE 0 0 0 63,599
ISHARES TR CORE TOTAL USD 46434V613 33,773 721,344 SH   SOLE 0 0 0 721,344
ISHARES TR ESG MSCI USA ETF 46436E767 3,710 124,205 SH   SOLE 0 0 0 124,205
ISHARES TR MSCI GBL SUS DEV 46435G532 1,343 16,813 SH   SOLE 0 0 0 16,813
ISHARES TR COHEN STEER REIT 464287564 280 4,605 SH   SOLE 0 0 0 4,605
ISHARES TR TIPS BD ETF 464287176 10,936 96,010 SH   SOLE 0 0 0 96,010
ISHARES TR SELECT DIVID ETF 464287168 233 1,978 SH   SOLE 0 0 0 1,978
ISHARES TR 0-5 YR TIPS ETF 46429B747 6,212 61,242 SH   SOLE 0 0 0 61,242
ISHARES TR MSCI USA MIN VOL 46429B697 2,991 42,606 SH   SOLE 0 0 0 42,606
ISHARES TR 10-20 YR TRS ETF 464288653 4,347 36,180 SH   SOLE 0 0 0 36,180
ISHARES TR MSCI USA QLT FCT 46432F339 633 5,668 SH   SOLE 0 0 0 5,668
ISHARES TR ESG AWR MSCI USA 46435G425 68,264 813,640 SH   SOLE 0 0 0 813,640
ISHARES TR CORE US AGGBD ET 464287226 635 6,246 SH   SOLE 0 0 0 6,246
ISHARES TR RUS 1000 VAL ETF 464287598 1,053 7,264 SH   SOLE 0 0 0 7,264
ISHARES TR ESG EAFE ETF 46436E759 850 16,308 SH   SOLE 0 0 0 16,308
ISHARES TR CONV BD ETF 46435G102 3,139 45,263 SH   SOLE 0 0 0 45,263
ISHARES TR MBS ETF 464288588 2,269 23,274 SH   SOLE 0 0 0 23,274
ISHARES TR FALN ANGLS USD 46435G474 4,914 199,592 SH   SOLE 0 0 0 199,592
ISHARES TR ESG AWRE USD ETF 46435G193 897 38,732 SH   SOLE 0 0 0 38,732
ISHARES TR ISHS 1-5YR INVS 464288646 346 6,850 SH   SOLE 0 0 0 6,850
ISHARES TR RUS MD CP GR ETF 464287481 540 6,821 SH   SOLE 0 0 0 6,821
ISHARES TR EAFE VALUE ETF 464288877 20,982 483,446 SH   SOLE 0 0 0 483,446
ISHARES TR ESG AWARE MSCI 46435U663 3,051 96,867 SH   SOLE 0 0 0 96,867
ISHARES TR MSCI ACWI ETF 464288257 239 2,847 SH   SOLE 0 0 0 2,847
ISHARES TR RUS 1000 ETF 464287622 1,142 5,498 SH   SOLE 0 0 0 5,498
ISHARES TR CORE S&P MCP ETF 464287507 794 3,511 SH   SOLE 0 0 0 3,511
ISHARES TR RUS 1000 GRW ETF 464287614 2,632 12,035 SH   SOLE 0 0 0 12,035
ISHARES TR RUSSELL 2000 ETF 464287655 1,444 8,524 SH   SOLE 0 0 0 8,524
ISHARES TR US INFRASTRUC 46435U713 2,464 72,376 SH   SOLE 0 0 0 72,376
ISHARES TR CORE S&P500 ETF 464287200 61,824 163,059 SH   SOLE 0 0 0 163,059
ISHARES TR GLOBAL TECH ETF 464287291 2,122 46,430 SH   SOLE 0 0 0 46,430
ISHARES TR EAFE GRWTH ETF 464288885 9,678 120,237 SH   SOLE 0 0 0 120,237
ISHARES TR CORE HIGH DV ETF 46429B663 6,225 61,984 SH   SOLE 0 0 0 61,984
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 3,187 77,856 SH   SOLE 0 0 0 77,856
JOHNSON & JOHNSON COM 478160104 513 2,889 SH   SOLE 0 0 0 2,889
MICROSOFT CORP COM 594918104 2,059 8,018 SH   SOLE 0 0 0 8,018
PACER FDS TR GLOBL CASH ETF 69374H709 16,985 551,472 SH   SOLE 0 0 0 551,472
PFIZER INC COM 717081103 254 4,836 SH   SOLE 0 0 0 4,836
PROCTER AND GAMBLE CO COM 742718109 285 1,985 SH   SOLE 0 0 0 1,985
QUANTA SVCS INC COM 74762E102 421 3,358 SH   SOLE 0 0 0 3,358
READY CAPITAL CORP COM 75574U101 193 16,218 SH   SOLE 0 0 0 16,218
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,033 23,387 SH   SOLE 0 0 0 23,387
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,177 30,195 SH   SOLE 0 0 0 30,195
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 508 16,145 SH   SOLE 0 0 0 16,145
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 280 4,826 SH   SOLE 0 0 0 4,826
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 27,609 385,443 SH   SOLE 0 0 0 385,443
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 6,725 150,589 SH   SOLE 0 0 0 150,589
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,701 27,116 SH   SOLE 0 0 0 27,116
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,101 8,659 SH   SOLE 0 0 0 8,659
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,682 4,459 SH   SOLE 0 0 0 4,459
SPDR SER TR PRTFLO S&P500 VL 78464A508 261 7,080 SH   SOLE 0 0 0 7,080
THERMO FISHER SCIENTIFIC INC COM 883556102 330 608 SH   SOLE 0 0 0 608
UNITEDHEALTH GROUP INC COM 91324P102 333 648 SH   SOLE 0 0 0 648
VANGUARD INDEX FDS TOTAL STK MKT 922908769 585 3,100 SH   SOLE 0 0 0 3,100
VANGUARD WORLD FD MEGA GRWTH IND 921910816 10,068 55,413 SH   SOLE 0 0 0 55,413
VMWARE INC CL A COM 928563402 207 1,819 SH   SOLE 0 0 0 1,819
WISDOMTREE TR INTL QULTY DIV 97717X131 709 23,953 SH   SOLE 0 0 0 23,953
XCEL ENERGY INC COM 98389B100 379 5,363 SH   SOLE 0 0 0 5,363