The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 19,795 54,261 SH   SOLE   0 0 54,261
AMAZON COM INC COM 023135106 18,959 6,872 SH   SOLE   0 0 6,872
PAYPAL HLDGS INC COM 70450Y103 16,292 93,508 SH   SOLE   0 0 93,508
MICROSOFT CORP COM 594918104 12,960 63,680 SH   SOLE   0 0 63,680
ALPHABET INC CAP STK CL C 02079K107 11,356 8,034 SH   SOLE   0 0 8,034
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 10,705 145,700 SH   SOLE   0 0 145,700
CVS HEALTH CORP COM 126650100 6,220 95,734 SH   SOLE   0 0 95,734
ABIOMED INC COM 003654100 5,840 24,175 SH   SOLE   0 0 24,175
JOHNSON & JOHNSON COM 478160104 5,426 38,582 SH   SOLE   0 0 38,582
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 4,342 83,895 SH   SOLE   0 0 83,895
ISHARES TR 1 3 YR TREAS BD 464287457 4,270 49,304 SH   SOLE   0 0 49,304
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,981 83,616 SH   SOLE   0 0 83,616
ALPHABET INC CAP STK CL A 02079K305 3,914 2,760 SH   SOLE   0 0 2,760
SCHWAB STRATEGIC TR US TIPS ETF 808524870 3,860 64,309 SH   SOLE   0 0 64,309
BK OF AMERICA CORP COM 060505104 3,778 159,069 SH   SOLE   0 0 159,069
NUVEEN AMT FREE QLTY MUN INC COM 670657105 3,646 262,327 SH   SOLE   0 0 262,327
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 3,634 34,777 SH   SOLE   0 0 34,777
JPMORGAN CHASE & CO COM 46625H100 3,216 34,189 SH   SOLE   0 0 34,189
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 3,119 31,172 SH   SOLE   0 0 31,172
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 3,006 51,135 SH   SOLE   0 0 51,135
VISA INC COM CL A 92826C839 2,996 15,510 SH   SOLE   0 0 15,510
HOME DEPOT INC COM 437076102 2,944 11,751 SH   SOLE   0 0 11,751
ARK ETF TR INNOVATION ETF 00214Q104 2,881 40,398 SH   SOLE   0 0 40,398
MASTERCARD INCORPORATED CL A 57636Q104 2,790 9,435 SH   SOLE   0 0 9,435
FACEBOOK INC CL A 30303M102 2,784 12,262 SH   SOLE   0 0 12,262
SPDR SER TR PORTFOLIO SHORT 78464A474 2,654 84,673 SH   SOLE   0 0 84,673
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 2,622 113,329 SH   SOLE   0 0 113,329
ISHARES GOLD TRUST ISHARES 464285105 2,554 150,309 SH   SOLE   0 0 150,309
LAS VEGAS SANDS CORP COM 517834107 2,505 55,000 SH   SOLE   0 0 55,000
VANGUARD INDEX FDS MID CAP ETF 922908629 2,489 15,188 SH   SOLE   0 0 15,188
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 2,452 45,381 SH   SOLE   0 0 45,381
ISHARES TR DOW JONES US ETF 464287846 2,388 15,603 SH   SOLE   0 0 15,603
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 2,368 45,865 SH   SOLE   0 0 45,865
SPDR SER TR BLOOMBERG BRCLYS 78468R622 2,336 23,091 SH   SOLE   0 0 23,091
UNITED PARCEL SERVICE INC CL B 911312106 2,274 20,450 SH   SOLE   0 0 20,450
UNITEDHEALTH GROUP INC COM 91324P102 2,266 7,682 SH   SOLE   0 0 7,682
AT&T INC COM 00206R102 2,227 73,677 SH   SOLE   0 0 73,677
UNION PAC CORP COM 907818108 2,213 13,092 SH   SOLE   0 0 13,092
SPDR SER TR S&P BIOTECH 78464A870 2,150 19,204 SH   SOLE   0 0 19,204
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,039 21,431 SH   SOLE   0 0 21,431
MEDTRONIC PLC SHS G5960L103 2,038 22,223 SH   SOLE   0 0 22,223
PEPSICO INC COM 713448108 2,035 15,383 SH   SOLE   0 0 15,383
PFIZER INC COM 717081103 1,934 59,149 SH   SOLE   0 0 59,149
CAPITAL ONE FINL CORP COM 14040H105 1,922 30,715 SH   SOLE   0 0 30,715
PROCTER AND GAMBLE CO COM 742718109 1,873 15,665 SH   SOLE   0 0 15,665
ALTRIA GROUP INC COM 02209S103 1,788 45,547 SH   SOLE   0 0 45,547
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,754 13,734 SH   SOLE   0 0 13,734
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,746 29,777 SH   SOLE   0 0 29,777
INTEL CORP COM 458140100 1,660 27,745 SH   SOLE   0 0 27,745
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,645 23,939 SH   SOLE   0 0 23,939
LUMENTUM HLDGS INC COM 55024U109 1,645 20,200 SH   SOLE   0 0 20,200
QUALCOMM INC COM 747525103 1,607 17,616 SH   SOLE   0 0 17,616
SHAKE SHACK INC CL A 819047101 1,551 29,280 SH   SOLE   0 0 29,280
NEXTERA ENERGY INC COM 65339F101 1,524 6,345 SH   SOLE   0 0 6,345
HONEYWELL INTL INC COM 438516106 1,486 10,276 SH   SOLE   0 0 10,276
ISHARES TR MSCI MIN VOL ETF 46429B697 1,475 24,326 SH   SOLE   0 0 24,326
BOSTON SCIENTIFIC CORP COM 101137107 1,470 41,860 SH   SOLE   0 0 41,860
CISCO SYS INC COM 17275R102 1,456 31,228 SH   SOLE   0 0 31,228
VERIZON COMMUNICATIONS INC COM 92343V104 1,443 26,180 SH   SOLE   0 0 26,180
COMCAST CORP NEW CL A 20030N101 1,442 37,006 SH   SOLE   0 0 37,006
ABBOTT LABS COM 002824100 1,438 15,724 SH   SOLE   0 0 15,724
INTERNATIONAL BUSINESS MACHS COM 459200101 1,418 11,744 SH   SOLE   0 0 11,744
CHEVRON CORP NEW COM 166764100 1,415 15,854 SH   SOLE   0 0 15,854
SOUTHERN CO COM 842587107 1,365 26,325 SH   SOLE   0 0 26,325
ANTHEM INC COM 036752103 1,334 5,071 SH   SOLE   0 0 5,071
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 1,307 61,428 SH   SOLE   0 0 61,428
MERCK & CO. INC COM 58933Y105 1,302 16,835 SH   SOLE   0 0 16,835
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,295 21,021 SH   SOLE   0 0 21,021
CATERPILLAR INC DEL COM 149123101 1,294 10,233 SH   SOLE   0 0 10,233
AMGEN INC COM 031162100 1,271 5,389 SH   SOLE   0 0 5,389
ABBVIE INC COM 00287Y109 1,247 12,697 SH   SOLE   0 0 12,697
ISHARES TR RUSSELL 2000 ETF 464287655 1,237 8,640 SH   SOLE   0 0 8,640
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 1,226 5,517 SH   SOLE   0 0 5,517
BLACKROCK MUNIYIELD QUALITY COM 09254E103 1,225 94,073 SH   SOLE   0 0 94,073
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,203 3,901 SH   SOLE   0 0 3,901
SPDR GOLD TR GOLD SHS 78463V107 1,181 7,054 SH   SOLE   0 0 7,054
LOWES COS INC COM 548661107 1,172 8,671 SH   SOLE   0 0 8,671
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 1,144 17,972 SH   SOLE   0 0 17,972
MARSH & MCLENNAN COS INC COM 571748102 1,121 10,439 SH   SOLE   0 0 10,439
NVIDIA CORPORATION COM 67066G104 1,113 2,929 SH   SOLE   0 0 2,929
ISHARES TR NATIONAL MUN ETF 464288414 1,081 9,367 SH   SOLE   0 0 9,367
ISHARES TR IBOXX INV CP ETF 464287242 1,055 7,844 SH   SOLE   0 0 7,844
NOVO-NORDISK A S ADR 670100205 1,032 15,763 SH   SOLE   0 0 15,763
AMERICAN TOWER CORP NEW COM 03027X100 1,027 3,972 SH   SOLE   0 0 3,972
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,018 9,945 SH   SOLE   0 0 9,945
ISHARES TR 3 7 YR TREAS BD 464288661 1,014 7,585 SH   SOLE   0 0 7,585
PHILIP MORRIS INTL INC COM 718172109 1,007 14,376 SH   SOLE   0 0 14,376
SANOFI SPONSORED ADR 80105N105 999 19,561 SH   SOLE   0 0 19,561
ICON PLC SHS G4705A100 956 5,676 SH   SOLE   0 0 5,676
BLACKSTONE GROUP INC COM CL A 09260D107 934 16,477 SH   SOLE   0 0 16,477
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 929 5,205 SH   SOLE   0 0 5,205
WALMART INC COM 931142103 883 7,375 SH   SOLE   0 0 7,375
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 870 40,710 SH   SOLE   0 0 40,710
MONDELEZ INTL INC CL A 609207105 824 16,118 SH   SOLE   0 0 16,118
MCDONALDS CORP COM 580135101 821 4,452 SH   SOLE   0 0 4,452
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 815 14,496 SH   SOLE   0 0 14,496
KLA CORP COM NEW 482480100 809 4,159 SH   SOLE   0 0 4,159
UNILEVER PLC SPON ADR NEW 904767704 800 14,571 SH   SOLE   0 0 14,571
APPLIED MATLS INC COM 038222105 753 12,457 SH   SOLE   0 0 12,457
FIRST TR NASDAQ-100 TECH IND DJ INTERNT IDX 33733E302 719 4,215 SH   SOLE   0 0 4,215
PPL CORP COM 69351T106 700 27,082 SH   SOLE   0 0 27,082
ISHARES TR U.S. TECH ETF 464287721 697 2,585 SH   SOLE   0 0 2,585
GOLDMAN SACHS GROUP INC COM 38141G104 693 3,505 SH   SOLE   0 0 3,505
TJX COS INC NEW COM 872540109 692 13,677 SH   SOLE   0 0 13,677
BIOGEN INC COM 09062X103 686 2,565 SH   SOLE   0 0 2,565
COCA COLA CO COM 191216100 680 15,218 SH   SOLE   0 0 15,218
SPDR SER TR NUVEEN BLMBRG SR 78468R739 666 13,359 SH   SOLE   0 0 13,359
XCEL ENERGY INC COM 98389B100 665 10,632 SH   SOLE   0 0 10,632
DISNEY WALT CO COM DISNEY 254687106 650 5,832 SH   SOLE   0 0 5,832
TRAVELERS COMPANIES INC COM 89417E109 642 5,625 SH   SOLE   0 0 5,625
COHEN & STEERS INFRASTRUCTUR COM 19248A109 635 28,790 SH   SOLE   0 0 28,790
AES CORP COM 00130H105 633 43,707 SH   SOLE   0 0 43,707
NOVARTIS AG SPONSORED ADR 66987V109 615 7,036 SH   SOLE   0 0 7,036
VANGUARD INDEX FDS TOTAL STK MKT 922908769 615 3,929 SH   SOLE   0 0 3,929
ISHARES TR CORE S&P SCP ETF 464287804 609 8,917 SH   SOLE   0 0 8,917
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 609 2,836 SH   SOLE   0 0 2,836
COSTCO WHSL CORP NEW COM 22160K105 596 1,965 SH   SOLE   0 0 1,965
TRACTOR SUPPLY CO COM 892356106 583 4,421 SH   SOLE   0 0 4,421
REPUBLIC SVCS INC COM 760759100 565 6,889 SH   SOLE   0 0 6,889
AUTOMATIC DATA PROCESSING IN COM 053015103 558 3,746 SH   SOLE   0 0 3,746
ISHARES TR MSCI AC ASIA ETF 464288182 557 8,057 SH   SOLE   0 0 8,057
ADOBE INC COM 00724F101 547 1,256 SH   SOLE   0 0 1,256
BECTON DICKINSON & CO COM 075887109 547 2,285 SH   SOLE   0 0 2,285
AMERICAN EXPRESS CO COM 025816109 537 5,636 SH   SOLE   0 0 5,636
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 535 5,254 SH   SOLE   0 0 5,254
EXXON MOBIL CORP COM 30231G102 503 11,250 SH   SOLE   0 0 11,250
CITIGROUP INC COM NEW 172967424 500 9,786 SH   SOLE   0 0 9,786
CONSOLIDATED EDISON INC COM 209115104 468 6,507 SH   SOLE   0 0 6,507
AIR PRODS & CHEMS INC COM 009158106 467 1,934 SH   SOLE   0 0 1,934
LOCKHEED MARTIN CORP COM 539830109 453 1,242 SH   SOLE   0 0 1,242
HENRY JACK & ASSOC INC COM 426281101 451 2,450 SH   SOLE   0 0 2,450
SHERWIN WILLIAMS CO COM 824348106 444 768 SH   SOLE   0 0 768
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 443 9,016 SH   SOLE   0 0 9,016
TRANE TECHNOLOGIES PLC SHS G8994E103 440 4,943 SH   SOLE   0 0 4,943
TEXAS INSTRS INC COM 882508104 436 3,430 SH   SOLE   0 0 3,430
VANGUARD INDEX FDS SMALL CP ETF 922908751 436 2,992 SH   SOLE   0 0 2,992
WATSCO INC COM 942622200 431 2,428 SH   SOLE   0 0 2,428
ILLINOIS TOOL WKS INC COM 452308109 430 2,460 SH   SOLE   0 0 2,460
SELECT SECTOR SPDR TR ENERGY 81369Y506 430 11,357 SH   SOLE   0 0 11,357
ISHARES TR CORE DIV GRWTH 46434V621 418 11,107 SH   SOLE   0 0 11,107
STERIS PLC SHS USD G8473T100 417 2,716 SH   SOLE   0 0 2,716
MICRON TECHNOLOGY INC COM 595112103 416 8,077 SH   SOLE   0 0 8,077
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 415 3,285 SH   SOLE   0 0 3,285
NIKE INC CL B 654106103 413 4,211 SH   SOLE   0 0 4,211
KIMBERLY CLARK CORP COM 494368103 412 2,913 SH   SOLE   0 0 2,913
L3HARRIS TECHNOLOGIES INC COM 502431109 410 2,416 SH   SOLE   0 0 2,416
COMMERCE BANCSHARES INC COM 200525103 409 6,879 SH   SOLE   0 0 6,879
GALLAGHER ARTHUR J & CO COM 363576109 408 4,180 SH   SOLE   0 0 4,180
ESSENTIAL UTILS INC COM 29670G102 389 9,205 SH   SOLE   0 0 9,205
MCCORMICK & CO INC COM NON VTG 579780206 385 2,147 SH   SOLE   0 0 2,147
APTARGROUP INC COM 038336103 380 3,390 SH   SOLE   0 0 3,390
CASEYS GEN STORES INC COM 147528103 363 2,431 SH   SOLE   0 0 2,431
WEC ENERGY GROUP INC COM 92939U106 362 4,130 SH   SOLE   0 0 4,130
NASDAQ INC COM 631103108 360 3,015 SH   SOLE   0 0 3,015
ISHARES TR CORE S&P MCP ETF 464287507 357 2,006 SH   SOLE   0 0 2,006
STRYKER CORPORATION COM 863667101 352 1,956 SH   SOLE   0 0 1,956
FIDELITY NATL INFORMATION SV COM 31620M106 351 2,619 SH   SOLE   0 0 2,619
ISHARES TR CORE HIGH DV ETF 46429B663 339 4,175 SH   SOLE   0 0 4,175
SHOCKWAVE MED INC COM 82489T104 332 7,000 SH   SOLE   0 0 7,000
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 325 7,963 SH   SOLE   0 0 7,963
ASML HOLDING N V N Y REGISTRY SHS N07059210 315 856 SH   SOLE   0 0 856
GILEAD SCIENCES INC COM 375558103 312 4,054 SH   SOLE   0 0 4,054
ISHARES TR TIPS BD ETF 464287176 312 2,539 SH   SOLE   0 0 2,539
REALTY INCOME CORP COM 756109104 310 5,217 SH   SOLE   0 0 5,217
TESLA INC COM 88160R101 306 283 SH   SOLE   0 0 283
ISHARES TR CORE S&P500 ETF 464287200 301 972 SH   SOLE   0 0 972
DANAHER CORPORATION COM 235851102 299 1,693 SH   SOLE   0 0 1,693
INTUITIVE SURGICAL INC COM NEW 46120E602 295 517 SH   SOLE   0 0 517
XILINX INC COM 983919101 292 2,969 SH   SOLE   0 0 2,969
DUKE ENERGY CORP NEW COM NEW 26441C204 287 3,596 SH   SOLE   0 0 3,596
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 286 13,150 SH   SOLE   0 0 13,150
ASSURANT INC COM 04621X108 285 2,762 SH   SOLE   0 0 2,762
SNAP ON INC COM 833034101 272 1,966 SH   SOLE   0 0 1,966
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 271 956 SH   SOLE   0 0 956
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 270 6,808 SH   SOLE   0 0 6,808
GLACIER BANCORP INC NEW COM 37637Q105 269 7,618 SH   SOLE   0 0 7,618
VANGUARD INDEX FDS GROWTH ETF 922908736 261 1,290 SH   SOLE   0 0 1,290
ENBRIDGE INC COM 29250N105 257 8,461 SH   SOLE   0 0 8,461
JACOBS ENGR GROUP INC COM 469814107 256 3,016 SH   SOLE   0 0 3,016
BLACKROCK MUN TARGET TERM TR COM SHS BEN IN 09257P105 253 10,629 SH   SOLE   0 0 10,629
SQUARE INC CL A 852234103 250 2,378 SH   SOLE   0 0 2,378
SIRIUS XM HOLDINGS INC COM 82968B103 248 42,188 SH   SOLE   0 0 42,188
PROSPERITY BANCSHARES INC COM 743606105 246 4,149 SH   SOLE   0 0 4,149
V F CORP COM 918204108 242 3,973 SH   SOLE   0 0 3,973
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 241 2,054 SH   SOLE   0 0 2,054
STARBUCKS CORP COM 855244109 241 3,280 SH   SOLE   0 0 3,280
ISHARES TR RUS 1000 GRW ETF 464287614 238 1,239 SH   SOLE   0 0 1,239
ISHARES TR S&P 500 GRWT ETF 464287309 236 1,138 SH   SOLE   0 0 1,138
BALL CORP COM 058498106 236 3,400 SH   SOLE   0 0 3,400
CENTENE CORP DEL COM 15135B101 232 3,658 SH   SOLE   0 0 3,658
DISCOVER FINL SVCS COM 254709108 231 4,611 SH   SOLE   0 0 4,611
BERKLEY W R CORP COM 084423102 228 3,972 SH   SOLE   0 0 3,972
VANGUARD WORLD FD MEGA CAP INDEX 921910873 223 2,036 SH   SOLE   0 0 2,036
ORACLE CORP COM 68389X105 220 3,987 SH   SOLE   0 0 3,987
NORFOLK SOUTHERN CORP COM 655844108 219 1,246 SH   SOLE   0 0 1,246
FEDEX CORP COM 31428X106 218 1,554 SH   SOLE   0 0 1,554
SALESFORCE COM INC COM 79466L302 218 1,162 SH   SOLE   0 0 1,162
WALGREENS BOOTS ALLIANCE INC COM 931427108 214 5,059 SH   SOLE   0 0 5,059
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 213 1,796 SH   SOLE   0 0 1,796
THERMO FISHER SCIENTIFIC INC COM 883556102 205 567 SH   SOLE   0 0 567
GENERAL ELECTRIC CO COM 369604103 83 12,134 SH   SOLE   0 0 12,134
NEWPARK RES INC COM PAR $.01NEW 651718504 27 12,073 SH   SOLE   0 0 12,073
PDL BIOPHARMA INC COM 69329Y104 34 11,701 SH   SOLE   0 0 11,701
ROYCE VALUE TR INC COM 780910105 134 10,695 SH   SOLE   0 0 10,695
PEABODY ENERGY CORP NEW COM 704551100 30 10,415 SH   SOLE   0 0 10,415
NUVEEN MUN HIGH INCOME OPPOR COM 670682103 133 10,058 SH   SOLE   0 0 10,058