The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   894,267 8,831 SH   DFND 1,2,7,4,16,11 0 5,234 3,597
ABRDN AUSTRALIA EQUITY FD IN COM 003011103   49,076 11,179 SH   SOLE   0 0 11,179
AIR PRODS & CHEMS INC COM 009158106   977,426 3,403 SH   DFND 3,5,7,4,8 0 348 3,055
ALLSTATE CORP COM 020002101   403,635 3,643 SH   DFND 4,11 0 1,401 2,242
AMAZON COM INC COM 023135106   1,669,373 16,162 SH   DFND 18,2,5,4,8,11,19,1 0 2,516 13,646
AMPLIFY ETF TR CWP ENHANCED DIV 032108409   15,249,750 429,934 SH   SOLE   0 0 429,934
ANALOG DEVICES INC COM 032654105   286,955 1,455 SH   DFND 3,16,4,11 0 1,451 4
APPLE INC COM 037833100   6,999,725 42,448 SH   DFND 3,6,5,7,4,8,11,1,14,9 0 2,995 39,453
APPLIED MATLS INC COM 038222105   243,673 1,984 SH   DFND 3,4,1 0 1,951 33
ARCHER DANIELS MIDLAND CO COM 039483102   214,923 2,698 SH   DFND 4 0 7 2,691
ARDELYX INC COM 039697107   119,750 25,000 SH   SOLE   0 0 25,000
ASTRAZENECA PLC SPONSORED ADR 046353108   503,431 7,253 SH   DFND 4,11 0 7,170 83
AUTOMATIC DATA PROCESSING IN COM 053015103   595,535 2,675 SH   DFND 5,16,7,4,8,11 0 2,074 601
BANK AMERICA CORP COM 060505104   233,548 8,166 SH   DFND 2,5,16,4,8,9 0 801 7,365
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   252,574 818 SH   DFND 5,8 0 45 773
BEST BUY INC COM 086516101   553,748 7,075 SH   DFND 4 0 73 7,002
BRISTOL-MYERS SQUIBB CO COM 110122108   208,415 3,007 SH   DFND 2,16,4,9 0 681 2,326
CVS HEALTH CORP COM 126650100   221,139 2,976 SH   DFND 2,4,11 0 233 2,743
CHARLES RIV LABS INTL INC COM 159864107   224,020 1,110 SH   DFND 5,1 0 1,073 37
CHEVRON CORP NEW COM 166764100   1,419,620 8,701 SH   DFND 6,3,16,4,11 0 6,250 2,451
CLOROX CO DEL COM 189054109   204,446 1,292 SH   DFND 3,11 0 241 1,051
COCA COLA CO COM 191216100   825,371 13,306 SH   DFND 2,5,16,4,8,11,9 0 9,024 4,282
DARDEN RESTAURANTS INC COM 237194105   577,533 3,722 SH   DFND 4,16 0 94 3,628
DEERE & CO COM 244199105   232,451 563 SH   DFND 6,16,11,19 0 312 251
EASTMAN CHEM CO COM 277432100   319,649 3,790 SH   DFND 4,11 0 3,705 85
ECOLAB INC COM 278865100   212,684 1,285 SH   DFND 5,8,11,1 0 1,268 17
FS KKR CAP CORP COM 302635206   5,358,849 289,668 SH   DFND 11 0 74 289,594
FIRST TR ENHANCED EQUITY INC COM 337318109   226,520 13,712 SH   SOLE   0 0 13,712
FORD MTR CO DEL COM 345370860   223,987 17,777 SH   SOLE   0 0 17,777
GENERAL ELECTRIC CO COM NEW 369604301   394,174 4,123 SH   DFND 11,17 0 72 4,051
GENTEX CORP COM 371901109   884,479 31,555 SH   SOLE   0 0 31,555
HOME DEPOT INC COM 437076102   2,126,223 7,205 SH   DFND 6,3,5,16,7,4,8,11,1 0 3,561 3,644
HONEYWELL INTL INC COM 438516106   407,850 2,134 SH   DFND 5,16,4,8,11 0 1,556 578
HUNTINGTON BANCSHARES INC COM 446150104   5,041,748 450,156 SH   SOLE   0 0 450,156
ILLINOIS TOOL WKS INC COM 452308109   298,302 1,225 SH   DFND 3,7,1 0 926 299
INTERNATIONAL BUSINESS MACHS COM 459200101   252,742 1,928 SH   DFND 16,7,17 0 84 1,844
ISHARES TR CORE US AGGBD ET 464287226   1,518,713 15,242 SH   DFND 20,11 0 7,759 7,483
ISHARES TR 1 3 YR TREAS BD 464287457   724,569 8,819 SH   DFND 5,20,4 0 6,908 1,911
ISHARES TR RUS MD CP GR ETF 464287481   214,332 2,354 SH   SOLE   0 0 2,354
ISHARES TR RUS 1000 VAL ETF 464287598   1,120,025 7,356 SH   SOLE   0 0 7,356
ISHARES TR RUS 1000 GRW ETF 464287614   1,383,885 5,664 SH   SOLE   0 0 5,664
ISHARES TR RUS 2000 VAL ETF 464287630   237,593 1,734 SH   SOLE   0 0 1,734
ISHARES TR RUS 2000 GRW ETF 464287648   240,656 1,061 SH   SOLE   0 0 1,061
ISHARES TR CORE S&P SCP ETF 464287804   325,395 3,365 SH   DFND 20,11 0 3,133 232
ISHARES TR SHRT NAT MUN ETF 464288158   203,917 1,948 SH   DFND 4 0 1,688 260
ISHARES TR AGENCY BOND ETF 464288166   257,696 2,381 SH   DFND 4 0 2,381 0
ISHARES TR ISHS 5-10YR INVT 464288638   291,527 5,685 SH   DFND 4 0 5,685 0
ISHARES TR ISHS 1-5YR INVS 464288646   480,838 9,514 SH   DFND 4 0 9,514 0
ISHARES TR PFD AND INCM SEC 464288687   285,867 9,157 SH   SOLE   0 0 9,157
JOHNSON & JOHNSON COM 478160104   1,545,050 9,968 SH   DFND 6,5,16,7,4,8,11 0 1,519 8,449
LILLY ELI & CO COM 532457108   907,316 2,642 SH   DFND   0 21 2,621
MACATAWA BK CORP COM 554225102   177,142 17,333 SH   SOLE   0 0 17,333
MARATHON OIL CORP COM 565849106   386,060 16,113 SH   DFND 4,11 0 93 16,020
MCDONALDS CORP COM 580135101   1,289,841 4,613 SH   DFND 6,3,16,7,4,11 0 3,509 1,104
MICROSOFT CORP COM 594918104   5,125,085 17,777 SH   DFND 6,3,5,16,7,4,8,11,19,1,14 0 12,012 5,765
MONDELEZ INTL INC CL A 609207105   654,880 9,393 SH   DFND 2,5,16,7,4,8,11 0 7,890 1,503
MOTOROLA SOLUTIONS INC COM NEW 620076307   1,694,446 5,922 SH   DFND 4,11,1 0 2,235 3,687
NIKE INC CL B 654106103   230,441 1,879 SH   DFND 2,3,5,16,11,1,9 0 1,588 291
PNC FINL SVCS GROUP INC COM 693475105   501,155 3,943 SH   DFND 5,16,4,8,11 0 2,817 1,126
PEPSICO INC COM 713448108   955,799 5,243 SH   DFND 3,5,16,4,8,11,17 0 2,809 2,434
PFIZER INC COM 717081103   996,031 24,413 SH   DFND 5,4,8,11,9 0 747 23,666
PROCTER AND GAMBLE CO COM 742718109   1,500,728 10,093 SH   DFND 6,3,5,16,4,8,11 0 5,153 4,940
QUALCOMM INC COM 747525103   684,594 5,366 SH   DFND 2,7,4,11,19,9 0 730 4,636
RAYMOND JAMES FINL INC COM 754730109   820,123 8,793 SH   SOLE   0 0 8,793
STRYKER CORPORATION COM 863667101   567,317 1,987 SH   DFND 3,5,7,8 0 345 1,642
TJX COS INC NEW COM 872540109   257,883 3,291 SH   DFND 10,2,3,5,8,11,1,9 0 2,198 1,093
TEXAS INSTRS INC COM 882508104   695,491 3,739 SH   DFND 5,16,4,8,11 0 3,191 548
UNION PAC CORP COM 907818108   1,999,776 9,936 SH   DFND 18,5,16,7,4,8,11 0 2,351 7,586
UNITED PARCEL SERVICE INC CL B 911312106   735,222 3,790 SH   DFND 6,5,16,7,4,8,11,17 0 2,897 893
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   567,606 12,566 SH   SOLE   0 0 12,566
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   305,739 2,898 SH   DFND 11 0 638 2,260
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   562,934 11,112 SH   DFND 11 0 264 10,848
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,132,325 8,329 SH   DFND 11 0 3,065 5,264
VANGUARD INDEX FDS TOTAL STK MKT 922908769   555,557 2,722 SH   SOLE   0 0 2,722
WALMART INC COM 931142103   1,089,377 7,388 SH   DFND 2,5,16,4,8,11 0 386 7,002
RAYTHEON TECHNOLOGIES CORP COM 75513E101   845,528 8,634 SH   DFND 2,3,5,4,8,11,9 0 6,614 2,020
INVESCO QQQ TR UNIT SER 1 46090E103   283,777 884 SH   DFND 14 0 6 878
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   600,046 8,227 SH   SOLE   0 0 8,227
TARGET CORP COM 87612E106   587,158 3,545 SH   DFND 16,4,11,17 0 2,769 776
ISHARES TR 0-3 MNTH TREASRY 46436E718   310,189 3,084 SH   DFND 20,4 0 3,029 55
AT&T INC COM 00206R102   303,168 15,749 SH   DFND 4,11,9,17 0 530 15,219
ABBVIE INC COM 00287Y109   1,575,125 9,883 SH   DFND 5,7,4,11,17,16, 0 5,098 4,785
ADOBE SYSTEMS INCORPORATED COM 00724F101   216,193 561 SH   DFND 18,10,5,4,8,11,1 0 538 23
ALPHABET INC CAP STK CL C 02079K107   522,808 5,027 SH   DFND 10,4,11,19 0 256 4,771
ALPHABET INC CAP STK CL A 02079K305   455,582 4,392 SH   DFND 18,5,4,8,11,19,1 0 1,938 2,454
BLACKROCK INC COM 09247X101   493,811 738 SH   DFND 16,8,4,11 0 734 4
BLACKROCK MUNIYIELD MICH QU COM 09254V105   113,966 10,185 SH   SOLE   0 0 10,185
BROADCOM INC COM 11135F101   1,614,531 2,517 SH   DFND 5,4,16,8,11,17 0 1,271 1,246
CME GROUP INC COM 12572Q105   762,330 3,980 SH   DFND 5,16,4,8 0 70 3,910
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104   442,614 19,194 SH   SOLE   0 0 19,194
CISCO SYS INC COM 17275R102   1,864,007 35,658 SH   DFND 2,5,16,48,11,9 0 9,647 26,011
COHEN & STEERS REIT & PFD & COM 19247X100   274,702 14,080 SH   SOLE   0 0 14,080
COMCAST CORP NEW CL A 20030N101   910,212 24,010 SH   DFND 5,16,4,8,11,9,17 0 2,391 21,619
COSTCO WHSL CORP NEW COM 22160K105   271,621 547 SH   DFND 18,7,4,11,1 0 329 218
CROWN CASTLE INC COM 22822V101   425,879 3,182 SH   DFND 16,4,11 0 2,678 504
DEVON ENERGY CORP NEW COM 25179M103   1,772,157 35,016 SH   DFND 4 0 208 34,808
DUKE ENERGY CORP NEW COM NEW 26441C204   296,452 3,073 SH   DFND 6 0 1,195 1,878
EATON VANCE TAX-MANAGED GLOB COM 27829C105   128,189 15,865 SH   SOLE   0 0 15,865
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   366,606 29,399 SH   SOLE   0 0 29,399
EXXON MOBIL CORP COM 30231G102   379,251 3,458 SH   DFND 2,5,16,7,4,8,17 0 908 2,550
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   1,045,815 235,544 SH   SOLE   0 0 235,544
META PLATFORMS INC CL A 30303M102   588,345 2,776 SH   DFND 5,4,8,11,19 0 203 2,573
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605   214,626 4,761 SH   SOLE   0 0 4,761
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   290,320 6,065 SH   SOLE   0 0 6,065
FLEXSHARES TR MORNSTAR UPSTR 33939L407   4,067,579 96,183 SH   SOLE   0 0 96,183
FLEXSHARES TR QUALT DIVD IDX 33939L860   452,257 8,304 SH   SOLE   0 0 8,304
FUELCELL ENERGY INC COM 35952H601   28,500 10,000 SH   SOLE   0 0 10,000
GOLDMAN SACHS GROUP INC COM 38141G104   231,594 708 SH   DFND 6 0 605 103
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503   237,444 6,215 SH   SOLE   0 0 6,215
INNOVATOR ETFS TR US EQTY PWR BUF 45782C540   7,300,363 232,126 SH   SOLE   0 0 232,126
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   509,295 3,858 SH   SOLE   0 0 3,858
ISHARES TR MSCI USA MIN VOL 46429B697   752,786 10,349 SH   DFND 11 0 3,861 6,488
ISHARES TR CORE MSCI EAFE 46432F842   647,108 9,680 SH   DFND 11 0 2,539 7,141
JPMORGAN CHASE & CO COM 46625H100   2,121,656 16,282 SH   DFND 6,5,16,4,8,11,17 0 4,630 11,652
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   5,520,116 101,101 SH   SOLE   0 0 101,101
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   4,655,287 92,514 SH   SOLE   0 0 92,514
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   7,855,764 174,224 SH   DFND 14 0 89 174,135
EDGIO INC COM 53261M104   13,336 16,857 SH   SOLE   0 0 16,857
MARATHON PETE CORP COM 56585A102   2,548,367 18,901 SH   DFND 2,6,4 0 1,303 17,598
MASTERCARD INCORPORATED CL A 57636Q104   257,658 709 SH   DFND 18,3,5,7,4,8,11 0 330 379
MERCK & CO INC COM 58933Y105   2,305,349 21,669 SH   DFND 2,6,5,16,7,4,8,11 0 8,345 13,324
NETFLIX INC COM 64110L106   280,184 811 SH   DFND 18,5,4,11,19 0 111 700
NEXTERA ENERGY INC COM 65339F101   945,155 12,262 SH   DFND 5,16,7,4,8,11 0 7,916 4,346
NVIDIA CORPORATION COM 67066G104   1,697,730 6,112 SH   DFND 18,5,4,11,19 0 234 5,878
PACER FDS TR METAURUS CAP 400 69374H436   7,348,284 245,464 SH   SOLE   0 0 245,464
PACER FDS TR PACER US SMALL 69374H857   3,765,580 98,938 SH   SOLE   0 0 98,938
PACER FDS TR US CASH COWS 100 69374H881   6,133,219 130,633 SH   SOLE   0 0 130,633
PROLOGIS INC. COM 74340W103   610,500 4,893 SH   DFND 4,11,14 0 3,713 1,180
PROSHARES TR PSHS ULT S&P 500 74347R107   261,040 5,200 SH   SOLE   0 0 5,200
S&P GLOBAL INC COM 78409V104   374,120 1,085 SH   DFND 18,10,3,5,7,11 0 277 808
SPDR S&P 500 ETF TR TR UNIT 78462F103   515,776 1,260 SH   SOLE   0 0 1,260
SPDR GOLD TR GOLD SHS 78463V107   298,649 1,630 SH   SOLE   0 0 1,630
SPDR SER TR PORTFOLIO INTRMD 78464A375   210,633 6,483 SH   SOLE   0 0 6,483
SPDR SER TR S&P DIVID ETF 78464A763   218,472 1,766 SH   DFND 11 0 156 1,610
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   203,381 2,215 SH   DFND 6 0 2,215 0
SPDR SER TR NUVEEN BLMBRG MU 78468R721   200,905 4,291 SH   DFND 4 0 3,751 540
SALESFORCE INC COM 79466L302   252,122 1,262 SH   DFND 5,4,11,19,17 0 119 1,143
SPECTRUM PHARMACEUTICALS INC COM 84763A108   12,750 17,000 SH   SOLE   0 0 17,000
TESLA INC COM 88160R101   235,260 1,134 SH   DFND 5,4,11,19 0 143 991
UNITEDHEALTH GROUP INC COM 91324P102   1,249,252 2,643 SH   DFND 6,5,16,4,8,11 0 1,761 882
VANECK ETF TRUST LONG MUNI ETF 92189F536   255,580 14,191 SH   DFND 4 0 12,653 1,538
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   636,618 13,676 SH   DFND 4,14 0 12,551 1,125
VERIZON COMMUNICATIONS INC COM 92343V104   1,620,222 41,662 SH   DFND 2,6,5,16,7,4,8,11 0 3,943 37,719
VISA INC COM CL A 92826C839   663,331 2,942 SH   DFND 18,10,6,5,4,8,11,19 0 1,417 1,525
WEC ENERGY GROUP INC COM 92939U106   271,479 2,864 SH   DFND 3,16,7,4,11 0 2,608 256
WASTE MGMT INC DEL COM 94106L109   208,576 1,278 SH   DFND 5,16,8,11 0 126 1,152
ALLSPRING INCOME OPPORTUNIT INC OPPTY FD 94987B105   75,960 12,000 SH   SOLE   0 0 12,000
ZOMEDICA CORP COM 98980M109   21,170 100,000 SH   SOLE   0 0 100,000
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   208,355 729 SH   DFND 5,7,4,16,11 0 658 71
EATON CORP PLC SHS G29183103   1,777,520 10,374 SH   DFND 5,16,4,8,11 0 3,600 6,774
JOHNSON CTLS INTL PLC SHS G51502105   234,768 3,899 SH   DFND 5,17 0 325 3,574
MEDTRONIC PLC SHS G5960L103   1,333,167 16,536 SH   DFND 2,3,16,4,11 0 669 15,868
YATRA ONLINE INC ORD SHS G98338109   45,600 20,000 SH   SOLE   0 0 20,000
CHUBB LIMITED COM H1467J104   1,487,408 7,660 SH   DFND 3,16,4,11 0 296 7,364
TE CONNECTIVITY LTD SHS H84989104   554,633 4,229 SH   DFND 5,4,11 0 4,206 23
NXP SEMICONDUCTORS N V COM N6596X109   308,593 1,655 SH   DFND 11 0 21 1,634