The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR S&P 500 ETF TR TR UNIT 78462F103   19,733 33,667 SH   SOLE Aspen 0 0 33,667
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   10,559 60,256 SH   SOLE Aspen 0 0 60,256
ISHARES TR RUSSELL 2000 ETF 464287655   8,340 37,746 SH   SOLE Aspen 0 0 37,746
MICROSOFT CORP COM 594918104   7,514 17,827 SH   SOLE Aspen 0 0 17,827
ISHARES TR ISHS 5-10YR INVT 464288638   6,437 124,975 SH   SOLE Aspen 0 0 124,975
ISHARES TR CORE MSCI EAFE 46432F842   5,524 78,596 SH   SOLE Aspen 0 0 78,596
ISHARES TR ISHS 1-5YR INVS 464288646   5,074 98,143 SH   SOLE Aspen 0 0 98,143
JPMORGAN CHASE & CO. COM 46625H100   4,326 18,046 SH   SOLE Aspen 0 0 18,046
APPLE INC COM 037833100   4,268 17,043 SH   SOLE Aspen 0 0 17,043
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   4,148 234,335 SH   SOLE Aspen 0 0 234,335
WALMART INC COM 931142103   4,147 45,893 SH   SOLE Aspen 0 0 45,893
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   3,780 81,738 SH   SOLE Aspen 0 0 81,738
AMAZON COM INC COM 023135106   3,523 16,056 SH   SOLE Aspen 0 0 16,056
GOLDMAN SACHS GROUP INC COM 38141G104   3,485 6,087 SH   SOLE Aspen 0 0 6,087
ISHARES TR CORE S&P500 ETF 464287200   3,345 5,682 SH   SOLE Aspen 0 0 5,682
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   3,238 166,230 SH   SOLE Aspen 0 0 166,230
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,944 33,054 SH   SOLE Aspen 0 0 33,054
FAIR ISAAC CORP COM 303250104   2,827 1,420 SH   SOLE Aspen 0 0 1,420
PIMCO ETF TR 0-5 HIGH YIELD 72201R783   2,516 26,855 SH   SOLE Aspen 0 0 26,855
SELECT SECTOR SPDR TR INDL 81369Y704   2,501 18,982 SH   SOLE Aspen 0 0 18,982
HOME DEPOT INC COM 437076102   2,401 6,173 SH   SOLE Aspen 0 0 6,173
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   2,399 119,170 SH   SOLE Aspen 0 0 119,170
SPDR SER TR PRTFLO S&P500 GW 78464A409   2,314 26,321 SH   SOLE Aspen 0 0 26,321
VISA INC COM CL A 92826C839   2,259 7,148 SH   SOLE Aspen 0 0 7,148
ALPHABET INC CAP STK CL A 02079K305   2,206 11,652 SH   SOLE Aspen 0 0 11,652
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   2,122 109,230 SH   SOLE Aspen 0 0 109,230
PEPSICO INC COM 713448108   2,033 13,369 SH   SOLE Aspen 0 0 13,369
WISDOMTREE TR US SMALLCAP DIVD 97717W604   2,013 58,591 SH   SOLE Aspen 0 0 58,591
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,988 76,862 SH   SOLE Aspen 0 0 76,862
TRANE TECHNOLOGIES PLC SHS G8994E103   1,941 5,256 SH   SOLE Aspen 0 0 5,256
INTERCONTINENTAL EXCHANGE IN COM 45866F104   1,872 12,562 SH   SOLE Aspen 0 0 12,562
CSX CORP COM 126408103   1,766 54,737 SH   SOLE Aspen 0 0 54,737
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,745 23,055 SH   SOLE Aspen 0 0 23,055
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,716 74,037 SH   SOLE Aspen 0 0 74,037
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   1,711 82,875 SH   SOLE Aspen 0 0 82,875
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,677 2,945 SH   SOLE Aspen 0 0 2,945
STRYKER CORPORATION COM 863667101   1,673 4,647 SH   SOLE Aspen 0 0 4,647
WASTE MGMT INC DEL COM 94106L109   1,659 8,223 SH   SOLE Aspen 0 0 8,223
HUNTINGTON BANCSHARES INC COM 446150104   1,578 96,995 SH   SOLE Aspen 0 0 96,995
ILLINOIS TOOL WKS INC COM 452308109   1,570 6,191 SH   SOLE Aspen 0 0 6,191
JOHNSON & JOHNSON COM 478160104   1,549 10,711 SH   SOLE Aspen 0 0 10,711
VANGUARD INDEX FDS MID CAP ETF 922908629   1,532 5,801 SH   SOLE Aspen 0 0 5,801
BANK AMERICA CORP COM 060505104   1,510 34,350 SH   SOLE Aspen 0 0 34,350
EXXON MOBIL CORP COM 30231G102   1,499 13,932 SH   SOLE Aspen 0 0 13,932
AUTOMATIC DATA PROCESSING IN COM 053015103   1,497 5,115 SH   SOLE Aspen 0 0 5,115
AMGEN INC COM 031162100   1,444 5,541 SH   SOLE Aspen 0 0 5,541
CHEVRON CORP NEW COM 166764100   1,437 9,919 SH   SOLE Aspen 0 0 9,919
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,419 76,693 SH   SOLE Aspen 0 0 76,693
SPDR GOLD TR GOLD SHS 78463V107   1,413 5,837 SH   SOLE Aspen 0 0 5,837
PAYPAL HLDGS INC COM 70450Y103   1,370 16,056 SH   SOLE Aspen 0 0 16,056
INTERNATIONAL BUSINESS MACHS COM 459200101   1,302 5,925 SH   SOLE Aspen 0 0 5,925
PROCTER AND GAMBLE CO COM 742718109   1,233 7,354 SH   SOLE Aspen 0 0 7,354
SCHWAB CHARLES CORP COM 808513105   1,203 16,257 SH   SOLE Aspen 0 0 16,257
DOCUSIGN INC COM 256163106   1,203 13,375 SH   SOLE Aspen 0 0 13,375
JOHNSON CTLS INTL PLC SHS G51502105   1,194 15,130 SH   SOLE Aspen 0 0 15,130
CISCO SYS INC COM 17275R102   1,188 20,061 SH   SOLE Aspen 0 0 20,061
CORNING INC COM 219350105   1,134 23,873 SH   SOLE Aspen 0 0 23,873
WILLIAMS COS INC COM 969457100   1,087 20,094 SH   SOLE Aspen 0 0 20,094
NEXTERA ENERGY INC COM 65339F101   1,083 15,106 SH   SOLE Aspen 0 0 15,106
CATERPILLAR INC COM 149123101   1,076 2,966 SH   SOLE Aspen 0 0 2,966
EATON CORP PLC SHS G29183103   1,054 3,177 SH   SOLE Aspen 0 0 3,177
NVIDIA CORPORATION COM 67066G104   984 7,329 SH   SOLE Aspen 0 0 7,329
AMERICAN EXPRESS CO COM 025816109   984 3,316 SH   SOLE Aspen 0 0 3,316
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   939 21,313 SH   SOLE Aspen 0 0 21,313
MONDELEZ INTL INC CL A 609207105   937 15,694 SH   SOLE Aspen 0 0 15,694
LOCKHEED MARTIN CORP COM 539830109   933 1,919 SH   SOLE Aspen 0 0 1,919
ISHARES TR MSCI EAFE ETF 464287465   923 12,208 SH   SOLE Aspen 0 0 12,208
BANK NEW YORK MELLON CORP COM 064058100   903 11,750 SH   SOLE Aspen 0 0 11,750
META PLATFORMS INC CL A 30303M102   892 1,523 SH   SOLE Aspen 0 0 1,523
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   878 3,915 SH   SOLE Aspen 0 0 3,915
ABBOTT LABS COM 002824100   863 7,626 SH   SOLE Aspen 0 0 7,626
MERCK & CO INC COM 58933Y105   796 7,997 SH   SOLE Aspen 0 0 7,997
EDWARDS LIFESCIENCES CORP COM 28176E108   786 10,611 SH   SOLE Aspen 0 0 10,611
ABRDN ETFS BBRG ALL COMD K1 003261104   766 38,787 SH   SOLE Aspen 0 0 38,787
ABBVIE INC COM 00287Y109   756 4,256 SH   SOLE Aspen 0 0 4,256
ISHARES TR RUS 1000 ETF 464287622   754 2,342 SH   SOLE Aspen 0 0 2,342
ELI LILLY & CO COM 532457108   716 927 SH   SOLE Aspen 0 0 927
MARRIOTT INTL INC NEW CL A 571903202   695 2,490 SH   SOLE Aspen 0 0 2,490
ALPHABET INC CAP STK CL C 02079K107   685 3,595 SH   SOLE Aspen 0 0 3,595
COSTCO WHSL CORP NEW COM 22160K105   684 746 SH   SOLE Aspen 0 0 746
TEXAS INSTRS INC COM 882508104   682 3,637 SH   SOLE Aspen 0 0 3,637
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   679 19,778 SH   SOLE Aspen 0 0 19,778
WELLS FARGO CO NEW COM 949746101   666 9,476 SH   SOLE Aspen 0 0 9,476
BOSTON SCIENTIFIC CORP COM 101137107   643 7,203 SH   SOLE Aspen 0 0 7,203
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   639 2,750 SH   SOLE Aspen 0 0 2,750
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   632 22,799 SH   SOLE Aspen 0 0 22,799
GENERAC HLDGS INC COM 368736104   625 4,033 SH   SOLE Aspen 0 0 4,033
ISHARES TR CALIF MUN BD ETF 464288356   623 10,881 SH   SOLE Aspen 0 0 10,881
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   605 22,706 SH   SOLE Aspen 0 0 22,706
COCA COLA CO COM 191216100   604 9,696 SH   SOLE Aspen 0 0 9,696
ETHAN ALLEN INTERIORS INC COM 297602104   599 21,296 SH   SOLE Aspen 0 0 21,296
METLIFE INC COM 59156R108   593 7,245 SH   SOLE Aspen 0 0 7,245
ISHARES INC CORE MSCI EMKT 46434G103   589 11,288 SH   SOLE Aspen 0 0 11,288
MARVELL TECHNOLOGY INC COM 573874104   551 4,988 SH   SOLE Aspen 0 0 4,988
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101   544 15,270 SH   SOLE Aspen 0 0 15,270
M/I HOMES INC COM 55305B101   526 3,960 SH   SOLE Aspen 0 0 3,960
DUKE ENERGY CORP NEW COM NEW 26441C204   525 4,869 SH   SOLE Aspen 0 0 4,869
QUANTA SVCS INC COM 74762E102   523 1,654 SH   SOLE Aspen 0 0 1,654
CONOCOPHILLIPS COM 20825C104   519 5,235 SH   SOLE Aspen 0 0 5,235
ORACLE CORP COM 68389X105   495 2,973 SH   SOLE Aspen 0 0 2,973
ISHARES TR S&P 100 ETF 464287101   491 1,700 SH   SOLE Aspen 0 0 1,700
WISDOMTREE TR US MIDCAP DIVID 97717W505   491 9,630 SH   SOLE Aspen 0 0 9,630
APPLIED MATLS INC COM 038222105   468 2,875 SH   SOLE Aspen 0 0 2,875
BRISTOL-MYERS SQUIBB CO COM 110122108   465 8,214 SH   SOLE Aspen 0 0 8,214
IRON MTN INC DEL COM 46284V101   434 4,129 SH   SOLE Aspen 0 0 4,129
CROWDSTRIKE HLDGS INC CL A 22788C105   419 1,224 SH   SOLE Aspen 0 0 1,224
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   405 14,840 SH   SOLE Aspen 0 0 14,840
DEERE & CO COM 244199105   392 925 SH   SOLE Aspen 0 0 925
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   380 1,939 SH   SOLE Aspen 0 0 1,939
AMERICAN INTL GROUP INC COM NEW 026874784   378 5,198 SH   SOLE Aspen 0 0 5,198
ELEVANCE HEALTH INC COM 036752103   377 1,021 SH   SOLE Aspen 0 0 1,021
INTEL CORP COM 458140100   376 18,734 SH   SOLE Aspen 0 0 18,734
MARATHON PETE CORP COM 56585A102   366 2,621 SH   SOLE Aspen 0 0 2,621
TRAVELERS COMPANIES INC COM 89417E109   362 1,504 SH   SOLE Aspen 0 0 1,504
GE AEROSPACE COM NEW 369604301   355 2,130 SH   SOLE Aspen 0 0 2,130
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   350 7,233 SH   SOLE Aspen 0 0 7,233
SELECT SECTOR SPDR TR ENERGY 81369Y506   342 3,994 SH   SOLE Aspen 0 0 3,994
PULTE GROUP INC COM 745867101   342 3,140 SH   SOLE Aspen 0 0 3,140
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   334 11,983 SH   SOLE Aspen 0 0 11,983
PFIZER INC COM 717081103   334 12,572 SH   SOLE Aspen 0 0 12,572
MEDTRONIC PLC SHS G5960L103   329 4,117 SH   SOLE Aspen 0 0 4,117
MONSTER BEVERAGE CORP NEW COM 61174X109   323 6,152 SH   SOLE Aspen 0 0 6,152
MOTOROLA SOLUTIONS INC COM NEW 620076307   319 690 SH   SOLE Aspen 0 0 690
DISNEY WALT CO COM 254687106   316 2,838 SH   SOLE Aspen 0 0 2,838
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   294 2,139 SH   SOLE Aspen 0 0 2,139
PALO ALTO NETWORKS INC COM 697435105   290 1,593 SH   SOLE Aspen 0 0 1,593
UNITEDHEALTH GROUP INC COM 91324P102   287 568 SH   SOLE Aspen 0 0 568
ISHARES TR CORE S&P MCP ETF 464287507   279 4,471 SH   SOLE Aspen 0 0 4,471
ISHARES TR RUS 1000 GRW ETF 464287614   273 680 SH   SOLE Aspen 0 0 680
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   265 2,075 SH   SOLE Aspen 0 0 2,075
PAYCHEX INC COM 704326107   261 1,860 SH   SOLE Aspen 0 0 1,860
SHERWIN WILLIAMS CO COM 824348106   255 750 SH   SOLE Aspen 0 0 750
DTE ENERGY CO COM 233331107   252 2,088 SH   SOLE Aspen 0 0 2,088
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   249 3,928 SH   SOLE Aspen 0 0 3,928
WISDOMTREE TR ITL HDG QTLY DIV 97717X594   246 5,650 SH   SOLE Aspen 0 0 5,650
ISHARES TR RUS MID CAP ETF 464287499   239 2,700 SH   SOLE Aspen 0 0 2,700
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   238 9,114 SH   SOLE Aspen 0 0 9,114
NUVEEN NASDAQ 100 DYNAMIC OV COM SHS 670699107   220 8,150 SH   SOLE Aspen 0 0 8,150
HCA HEALTHCARE INC COM 40412C101   210 699 SH   SOLE Aspen 0 0 699
CITIGROUP INC COM NEW 172967424   203 2,889 SH   SOLE Aspen 0 0 2,889
RIVIAN AUTOMOTIVE INC COM CL A 76954A103   138 10,400 SH   SOLE Aspen 0 0 10,400