The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 3,873 20,042 SH   SOLE   20,042 0 0
ISHARES TR CORE S&P SCP ETF 464287804 3,911 50,241 SH   SOLE   50,241 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 310 1,043 SH   SOLE   1,043 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 949 14,661 SH   SOLE   14,601 0 60
AMAZON COM INC COM 023135106 661 381 SH   SOLE   374 0 7
BRISTOL MYERS SQUIBB CO COM 110122108 1,143 22,536 SH   SOLE   22,226 0 310
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 722 3,472 SH   SOLE   3,472 0 0
BOEING CO COM 097023105 845 2,221 SH   SOLE   2,186 0 35
ABBOTT LABS COM 002824100 2,325 27,789 SH   SOLE   27,634 0 155
GRAINGER W W INC COM 384802104 208 701 SH   SOLE   701 0 0
INTEL CORP COM 458140100 911 17,673 SH   SOLE   17,673 0 0
ORACLE CORP COM 68389X105 1,566 28,462 SH   SOLE   28,197 0 265
DISNEY WALT CO COM DISNEY 254687106 2,864 21,979 SH   SOLE   21,884 0 95
HONEYWELL INTL INC COM 438516106 425 2,510 SH   SOLE   2,440 0 70
US BANCORP DEL COM NEW 902973304 1,494 27,000 SH   SOLE   27,000 0 0
JOHNSON & JOHNSON COM 478160104 1,501 11,599 SH   SOLE   11,599 0 0
PFIZER INC COM 717081103 2,413 67,151 SH   SOLE   67,151 0 0
LOWES COS INC COM 548661107 2,476 22,515 SH   SOLE   22,425 0 90
ISHARES TR MSCI EAFE ETF 464287465 2,231 34,206 SH   SOLE   34,206 0 0
AMERISOURCEBERGEN CORP COM 03073E105 836 10,150 SH   SOLE   9,995 0 155
CHEVRON CORP NEW COM 166764100 4,089 34,477 SH   SOLE   34,407 0 70
MICROSOFT CORP COM 594918104 2,897 20,834 SH   SOLE   20,834 0 0
UNITED PARCEL SERVICE INC CL B 911312106 812 6,773 SH   SOLE   6,773 0 0
AT&T INC COM 00206R102 484 12,782 SH   SOLE   12,782 0 0
CITIGROUP INC COM NEW 172967424 814 11,780 SH   SOLE   11,505 0 275
CISCO SYS INC COM 17275R102 467 9,450 SH   SOLE   9,450 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 459 3,155 SH   SOLE   3,155 0 0
COCA COLA CO COM 191216100 1,913 35,142 SH   SOLE   34,992 0 150
PEPSICO INC COM 713448108 1,380 10,062 SH   SOLE   10,062 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,035 17,148 SH   SOLE   17,148 0 0
XEROX CORP COM NEW 984121608 335 11,200 SH   SOLE   11,200 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 1,155 19,853 SH   SOLE   19,628 0 225
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,463 24,719 SH   SOLE   24,525 0 194
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,041 37,192 SH   SOLE   36,812 0 380
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,658 21,358 SH   SOLE   21,298 0 60
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,600 32,288 SH   SOLE   32,198 0 90
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 918 14,948 SH   SOLE   14,908 0 40
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 2,125 23,574 SH   SOLE   23,414 0 160
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 2,008 16,634 SH   SOLE   16,549 0 85
VANGUARD GROUP DIV APP ETF 921908844 459 3,842 SH   SOLE   3,842 0 0
BANK AMER CORP COM 060505104 270 9,252 SH   SOLE   9,252 0 0
STARBUCKS CORP COM 855244109 574 6,489 SH   SOLE   6,489 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 936 5,800 SH   SOLE   5,800 0 0
EXXON MOBIL CORP COM 30231G102 2,474 35,041 SH   SOLE   34,916 0 125
WALMART INC COM 931142103 1,694 14,276 SH   SOLE   14,276 0 0
UNION PACIFIC CORP COM 907818108 749 4,625 SH   SOLE   4,625 0 0
TEXAS INSTRS INC COM 882508104 323 2,500 SH   SOLE   2,500 0 0
CVS HEALTH CORP COM 126650100 810 12,845 SH   SOLE   12,595 0 250
DOMINION ENERGY INC COM 25746U109 1,175 14,499 SH   SOLE   14,499 0 0
DANAHER CORPORATION COM 235851102 1,141 7,897 SH   SOLE   7,897 0 0
MERCK & CO INC COM 58933Y105 749 8,901 SH   SOLE   8,901 0 0
PROCTER AND GAMBLE CO COM 742718109 3,219 25,879 SH   SOLE   25,804 0 75
GENERAL ELECTRIC CO COM 369604103 281 31,438 SH   SOLE   31,438 0 0
HOME DEPOT INC COM 437076102 996 4,293 SH   SOLE   4,293 0 0
MCDONALDS CORP COM 580135101 641 2,985 SH   SOLE   2,985 0 0
JPMORGAN CHASE & CO COM 46625H100 2,620 22,258 SH   SOLE   22,163 0 95
TJX COS INC NEW COM 872540109 873 15,655 SH   SOLE   15,480 0 175
MONDELEZ INTL INC CL A 609207105 859 15,527 SH   SOLE   15,377 0 150
WELLS FARGO CO NEW COM 949746101 2,103 41,695 SH   SOLE   41,695 0 0
ISHARES TR IBOXX INV CP ETF 464287242 280 2,200 SH   SOLE   2,200 0 0
AMERICAN TOWER CORP NEW COM 03027X100 935 4,230 SH   SOLE   4,175 0 55
ZIMMER BIOMET HLDGS INC COM 98956P102 1,028 7,489 SH   SOLE   7,399 0 90
UNITED TECHNOLOGIES CORP COM 913017109 1,301 9,530 SH   SOLE   9,530 0 0
MARRIOTT INTL INC NEW CL A 571903202 211 1,700 SH   SOLE   1,700 0 0
3M CO COM 88579Y101 409 2,487 SH   SOLE   2,487 0 0
DOLLAR TREE INC COM 256746108 1,093 9,570 SH   SOLE   9,485 0 85
COMCAST CORP NEW CL A 20030N101 742 16,450 SH   SOLE   15,950 0 500
VANGUARD INDEX FDS TOTAL STK MKT 922908769 563 3,727 SH   SOLE   3,727 0 0
NEXTERA ENERGY INC COM 65339F101 408 1,750 SH   SOLE   1,750 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 381 3,970 SH   SOLE   3,970 0 0
APPLE INC COM 037833100 3,696 16,500 SH   SOLE   16,480 0 20
ALLSTATE CORP COM 020002101 2,262 20,814 SH   SOLE   20,714 0 100
CATERPILLAR INC DEL COM 149123101 1,334 10,559 SH   SOLE   10,484 0 75
TAPESTRY INC COM 876030107 840 32,245 SH   SOLE   31,580 0 665
CELGENE CORP COM 151020104 341 3,435 SH   SOLE   3,435 0 0
AMERICAN EXPRESS CO COM 025816109 1,894 16,017 SH   SOLE   16,017 0 0
ALLERGAN PLC SHS G0177J108 844 5,015 SH   SOLE   4,985 0 30
EOG RES INC COM 26875P101 243 3,280 SH   SOLE   3,205 0 75
KLA-TENCOR CORP COM 482480100 1,174 7,360 SH   SOLE   7,245 0 115
CME GROUP INC COM 12572Q105 1,374 6,500 SH   SOLE   6,500 0 0
PROLOGIS INC COM 74340W103 443 5,200 SH   SOLE   5,200 0 0
SUNTRUST BKS INC COM 867914103 666 9,685 SH   SOLE   9,485 0 200
AIR PRODS & CHEMS INC COM 009158106 227 1,025 SH   SOLE   1,025 0 0
V F CORP COM 918204108 437 4,914 SH   SOLE   4,914 0 0
MASCO CORP COM 574599106 415 9,952 SH   SOLE   9,742 0 210
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 1,219 20,220 SH   SOLE   20,000 0 220
LAUDER ESTEE COS INC CL A 518439104 661 3,320 SH   SOLE   3,260 0 60
JACOBS ENGR GROUP INC COM 469814107 506 5,533 SH   SOLE   5,533 0 0
PRICE T ROWE GROUP INC COM 74144T108 411 3,600 SH   SOLE   3,600 0 0
MOODYS CORP COM 615369105 373 1,823 SH   SOLE   1,823 0 0
MICROCHIP TECHNOLOGY INC COM 595017104 2,021 21,750 SH   SOLE   21,565 0 185
ALPHABET INC CAP STK CL A 02079K305 1,714 1,404 SH   SOLE   1,394 0 10
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 575 6,170 SH   SOLE   6,170 0 0
BOSTON PROPERTIES INC COM 101121101 259 2,000 SH   SOLE   2,000 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 2,173 23,555 SH   SOLE   23,450 0 105
ALEXION PHARMACEUTICALS INC COM 015351109 712 7,270 SH   SOLE   7,130 0 140
SALESFORCE COM INC COM 79466L302 1,905 12,835 SH   SOLE   12,735 0 100
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 775 8,936 SH   SOLE   8,936 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 566 2,625 SH   SOLE   2,625 0 0
BANK MONTREAL QUE COM 063671101 295 4,000 SH   SOLE   4,000 0 0
ISHARES S&P GSCI COMMODITY I UNIT BEN INT 46428R107 170 11,285 SH   SOLE   11,285 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 4,239 84,946 SH   SOLE   84,946 0 0
ISHARES TR IBOXX HI YD ETF 464288513 789 9,051 SH   SOLE   9,001 0 50
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 461 13,456 SH   SOLE   13,025 0 431
ISHARES TR NATIONAL MUN ETF 464288414 419 3,675 SH   SOLE   3,675 0 0
ISHARES TR INTRM TR CRP ETF 464288638 298 5,140 SH   SOLE   5,140 0 0
ISHARES TR RESIDNL REAL EST 464288562 286 3,600 SH   SOLE   3,600 0 0
ISHARES TR CALIF MUN BD ETF 464288356 3,358 54,804 SH   SOLE   54,204 0 600
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 314 10,709 SH   SOLE   8,795 0 1,914
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 288 5,551 SH   SOLE   5,501 0 50
ISHARES TR SHRT NAT MUN ETF 464288158 349 3,273 SH   SOLE   3,273 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,918 31,985 SH   SOLE   31,985 0 0
BROADCOM INC COM 11135F101 235 850 SH   SOLE   850 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,077 43,330 SH   SOLE   42,405 0 925
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 7,455 233,982 SH   SOLE   230,882 0 3,100
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 664 9,526 SH   SOLE   9,176 0 350
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,252 89,617 SH   SOLE   87,617 0 2,000
PIMCO ETF TR INV GRD CRP BD 72201R817 3,466 31,585 SH   SOLE   30,835 0 750
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 649 15,057 SH   SOLE   14,782 0 275
ISHARES TR 0-5 YR TIPS ETF 46429B747 331 3,300 SH   SOLE   3,300 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 471 8,325 SH   SOLE   7,875 0 450
FACEBOOK INC CL A 30303M102 1,201 6,745 SH   SOLE   6,670 0 75
ABBVIE INC COM 00287Y109 698 9,224 SH   SOLE   9,224 0 0
ALPHABET INC CAP STK CL C 02079K107 435 357 SH   SOLE   357 0 0
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 959 25,645 SH   SOLE   25,470 0 175
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 1,076 27,352 SH   SOLE   27,052 0 300
FORTIVE CORP COM 34959J108 1,035 15,099 SH   SOLE   14,949 0 150
DUPONT DE NEMOURS INC COM 26614N102 337 4,724 SH   SOLE   4,724 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 418 8,445 SH   SOLE   8,145 0 300
DOW INC COM 260557103 222 4,657 SH   SOLE   4,657 0 0