The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 238 1,350 SH   DFND NONE 350 0 1,000
3M CO COM 88579Y101 376 2,135 SH   SOLE NONE 2,135 0 0
ABBOTT LABS COM 002824100 204 2,351 SH   DFND NONE 2,351 0 0
ABBOTT LABS COM 002824100 346 3,993 SH   SOLE NONE 3,993 0 0
ACTIVISION BLIZZARD INC COM 00507V109 272 4,594 SH   SOLE NONE 4,594 0 0
ADOBE INC COM 00724F101 32 100 SH   DFND NONE 100 0 0
ADOBE INC COM 00724F101 756 2,293 SH   SOLE NONE 2,213 0 80
AFLAC INC COM 001055102 29 550 SH   DFND NONE 550 0 0
AFLAC INC COM 001055102 651 12,316 SH   SOLE NONE 12,041 0 275
AIR PRODS & CHEMS INC COM 009158106 15 65 SH   DFND NONE 65 0 0
AIR PRODS & CHEMS INC COM 009158106 1,127 4,796 SH   SOLE NONE 4,746 0 50
ALLSTATE CORP COM 020002101 14 125 SH   DFND NONE 125 0 0
ALLSTATE CORP COM 020002101 463 4,121 SH   SOLE NONE 4,046 0 75
ALPHABET INC CAP STK CL A 02079K305 123 92 SH   DFND NONE 92 0 0
ALPHABET INC CAP STK CL A 02079K305 1,623 1,212 SH   SOLE NONE 1,187 0 25
AMAZON COM INC COM 023135106 1,088 589 SH   SOLE NONE 574 0 15
AMAZON COM INC COM 023135106 73 40 SH   DFND NONE 40 0 0
AMERICAN EXPRESS CO COM 025816109 589 4,734 SH   SOLE NONE 4,734 0 0
AMERICAN TOWER CORP NEW COM 03027X100 12 55 SH   DFND NONE 55 0 0
AMERICAN TOWER CORP NEW COM 03027X100 419 1,825 SH   SOLE NONE 1,795 0 30
AMGEN INC COM 031162100 487 2,022 SH   SOLE NONE 2,022 0 0
APPLE INC COM 037833100 400 1,363 SH   DFND NONE 1,363 0 0
APPLE INC COM 037833100 4,342 14,787 SH   SOLE NONE 14,587 0 200
AT&T INC COM 00206R102 32 828 SH   DFND NONE 828 0 0
AT&T INC COM 00206R102 1,147 29,359 SH   SOLE NONE 28,140 0 1,219
AUTODESK INC COM 052769106 46 254 SH   DFND NONE 254 0 0
AUTODESK INC COM 052769106 1,013 5,525 SH   SOLE NONE 5,425 0 100
AUTOMATIC DATA PROCESSING IN COM 053015103 144 850 SH   DFND NONE 850 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 218 1,282 SH   SOLE NONE 1,282 0 0
BADGER METER INC COM 056525108 401 6,189 SH   SOLE NONE 6,189 0 0
BANK AMER CORP COM 060505104 68 1,931 SH   DFND NONE 1,931 0 0
BANK AMER CORP COM 060505104 1,540 43,740 SH   SOLE NONE 43,090 0 650
BAXTER INTL INC COM 071813109 221 2,649 SH   SOLE NONE 2,649 0 0
BECTON DICKINSON & CO COM 075887109 27 100 SH   DFND NONE 100 0 0
BECTON DICKINSON & CO COM 075887109 511 1,881 SH   SOLE NONE 1,831 0 50
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 13 60 SH   DFND NONE 60 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,028 4,540 SH   SOLE NONE 4,540 0 0
BLACKROCK INC COM 09247X101 286 569 SH   SOLE NONE 569 0 0
BOEING CO COM 097023105 32 100 SH   DFND NONE 100 0 0
BOEING CO COM 097023105 870 2,673 SH   SOLE NONE 2,603 0 70
CANADIAN PAC RY LTD COM 13645T100 229 900 SH   SOLE NONE 900 0 0
CAPITAL ONE FINL CORP COM 14040H105 468 4,551 SH   SOLE NONE 4,551 0 0
CATERPILLAR INC DEL COM 149123101 44 300 SH   DFND NONE 300 0 0
CATERPILLAR INC DEL COM 149123101 943 6,390 SH   SOLE NONE 6,290 0 100
CHEVRON CORP NEW COM 166764100 289 2,401 SH   DFND NONE 1,201 0 1,200
CHEVRON CORP NEW COM 166764100 1,388 11,518 SH   SOLE NONE 11,348 0 170
CHUBB LIMITED COM H1467J104 13 85 SH   DFND NONE 85 0 0
CHUBB LIMITED COM H1467J104 346 2,225 SH   SOLE NONE 2,185 0 40
CITIGROUP INC COM NEW 172967424 36 454 SH   DFND NONE 454 0 0
CITIGROUP INC COM NEW 172967424 854 10,700 SH   SOLE NONE 10,550 0 150
CME GROUP INC COM 12572Q105 10 50 SH   DFND NONE 50 0 0
CME GROUP INC COM 12572Q105 432 2,153 SH   SOLE NONE 2,153 0 0
COLGATE PALMOLIVE CO COM 194162103 220 3,200 SH   DFND NONE 0 0 3,200
CONOCOPHILLIPS COM 20825C104 5 87 SH   DFND NONE 87 0 0
CONOCOPHILLIPS COM 20825C104 679 10,452 SH   SOLE NONE 10,452 0 0
CONSTELLATION BRANDS INC CL A 21036P108 264 1,392 SH   SOLE NONE 1,392 0 0
COSTCO WHSL CORP NEW COM 22160K105 58 200 SH   DFND NONE 200 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,176 4,004 SH   SOLE NONE 3,889 0 115
CROWN CASTLE INTL CORP NEW COM 22822V101 17 125 SH   DFND NONE 125 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 301 2,121 SH   SOLE NONE 2,041 0 80
CUMMINS INC COM 231021106 17 100 SH   DFND NONE 100 0 0
CUMMINS INC COM 231021106 408 2,282 SH   SOLE NONE 2,232 0 50
DEERE & CO COM 244199105 405 2,339 SH   SOLE NONE 2,339 0 0
DISNEY WALT CO COM DISNEY 254687106 28 195 SH   DFND NONE 195 0 0
DISNEY WALT CO COM DISNEY 254687106 965 6,676 SH   SOLE NONE 6,626 0 50
DOW INC COM 260557103 3 57 SH   DFND NONE 57 0 0
DOW INC COM 260557103 268 4,908 SH   SOLE NONE 4,908 0 0
EATON CORP PLC SHS G29183103 31 332 SH   DFND NONE 332 0 0
EATON CORP PLC SHS G29183103 657 6,938 SH   SOLE NONE 6,813 0 125
EDWARDS LIFESCIENCES CORP COM 28176E108 58 250 SH   DFND NONE 250 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 925 3,967 SH   SOLE NONE 3,852 0 115
EOG RES INC COM 26875P101 5 71 SH   DFND NONE 71 0 0
EOG RES INC COM 26875P101 249 2,975 SH   SOLE NONE 2,975 0 0
EXXON MOBIL CORP COM 30231G102 288 4,136 SH   SOLE NONE 4,136 0 0
EXXON MOBIL CORP COM 30231G102 422 6,050 SH   DFND NONE 450 0 5,600
FACEBOOK INC CL A 30303M102 243 1,187 SH   SOLE NONE 1,187 0 0
FEDEX CORP COM 31428X106 9 60 SH   DFND NONE 60 0 0
FEDEX CORP COM 31428X106 252 1,670 SH   SOLE NONE 1,620 0 50
GENERAL MLS INC COM 370334104 2,557 47,757 SH   DFND NONE 0 0 47,757
GENERAL MLS INC COM 370334104 384 7,172 SH   SOLE NONE 7,172 0 0
HCA HEALTHCARE INC COM 40412C101 29 198 SH   DFND NONE 198 0 0
HCA HEALTHCARE INC COM 40412C101 618 4,186 SH   SOLE NONE 4,116 0 70
HERSHEY CO COM 427866108 6 46 SH   DFND NONE 46 0 0
HERSHEY CO COM 427866108 316 2,151 SH   SOLE NONE 2,151 0 0
HOME DEPOT INC COM 437076102 34 160 SH   DFND NONE 160 0 0
HOME DEPOT INC COM 437076102 559 2,564 SH   SOLE NONE 2,534 0 30
HONEYWELL INTL INC COM 438516106 185 1,049 SH   DFND NONE 1,049 0 0
HONEYWELL INTL INC COM 438516106 120 678 SH   SOLE NONE 678 0 0
INTEL CORP COM 458140100 157 2,625 SH   DFND NONE 2,625 0 0
INTEL CORP COM 458140100 1,147 19,176 SH   SOLE NONE 19,176 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 59 100 SH   DFND NONE 100 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 567 960 SH   SOLE NONE 930 0 30
ISHARES INC CORE MSCI EMKT 46434G103 216 4,019 SH   DFND NONE 4,019 0 0
ISHARES INC CORE MSCI EMKT 46434G103 594 11,065 SH   SOLE NONE 11,065 0 0
ISHARES TR MSCI EAFE ETF 464287465 2,558 36,840 SH   SOLE NONE 36,840 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,202 6,814 SH   SOLE NONE 6,814 0 0
ISHARES TR RUS MID CAP ETF 464287499 246 4,140 SH   SOLE NONE 4,140 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 456 10,178 SH   SOLE NONE 10,178 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 49 300 SH   DFND NONE 300 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 328 1,869 SH   SOLE NONE 1,869 0 0
ISHARES TR NATIONAL MUN ETF 464288414 1,860 16,336 SH   SOLE NONE 16,336 0 0
ISHARES TR MSCI KLD400 SOC 464288570 1,430 11,906 SH   SOLE NONE 11,906 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,031 12,304 SH   SOLE NONE 12,304 0 0
ISHARES TR MSCI EAFE ETF 464287465 416 6,000 SH   DFND NONE 6,000 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 294 1,776 SH   SOLE NONE 1,776 0 0
ISHARES TR JPMORGAN USD EMG 464288281 1,312 11,457 SH   SOLE NONE 11,154 0 303
ISHARES TR CORE MSCI EAFE 46432F842 416 6,379 SH   DFND NONE 6,379 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 579 11,381 SH   SOLE NONE 11,168 0 213
ISHARES TR FLTG RATE NT ETF 46429B655 10 200 SH   DFND NONE 200 0 0
ISHARES TR USA QUALITY FCTR 46432F339 870 8,615 SH   SOLE NONE 8,615 0 0
ISHARES TR USA MOMENTUM FCT 46432F396 290 2,315 SH   SOLE NONE 2,315 0 0
ISHARES TR MSCI MIN VOL ETF 46429B697 748 11,415 SH   SOLE NONE 11,415 0 0
ISHARES TR CORE S&P MCP ETF 464287507 502 2,442 SH   SOLE NONE 2,442 0 0
ISHARES TR CORE MSCI EAFE 46432F842 3,646 55,899 SH   SOLE NONE 55,899 0 0
ISHARES TR JPMORGAN USD EMG 464288281 8 73 SH   DFND NONE 73 0 0
ISHARES TR CALIF MUN BD ETF 464288356 358 5,850 SH   DFND NONE 5,850 0 0
ISHARES TR CALIF MUN BD ETF 464288356 795 13,000 SH   SOLE NONE 13,000 0 0
ISHARES US ETF TR SHT MAT BD ETF 46431W507 8 169 SH   OTR NONE 169 0 0
ISHARES US ETF TR SHT MAT BD ETF 46431W507 6,333 126,032 SH   SOLE NONE 124,188 0 1,844
ISHARES US ETF TR SHT MAT BD ETF 46431W507 430 8,562 SH   DFND NONE 8,562 0 0
JOHNSON & JOHNSON COM 478160104 357 2,452 SH   DFND NONE 852 0 1,600
JOHNSON & JOHNSON COM 478160104 1,510 10,356 SH   SOLE NONE 10,141 0 215
JPMORGAN CHASE & CO COM 46625H100 78 564 SH   DFND NONE 564 0 0
JPMORGAN CHASE & CO COM 46625H100 2,293 16,451 SH   SOLE NONE 16,251 0 200
KANSAS CITY SOUTHERN COM NEW 485170302 229 1,500 SH   SOLE NONE 1,500 0 0
LAM RESEARCH CORP COM 512807108 56 194 SH   DFND NONE 194 0 0
LAM RESEARCH CORP COM 512807108 1,605 5,491 SH   SOLE NONE 5,391 0 100
LAUDER ESTEE COS INC CL A 518439104 45 219 SH   DFND NONE 219 0 0
LAUDER ESTEE COS INC CL A 518439104 1,045 5,064 SH   SOLE NONE 4,994 0 70
LILLY ELI & CO COM 532457108 301 2,291 SH   SOLE NONE 2,126 0 165
LILLY ELI & CO COM 532457108 13 100 SH   DFND NONE 100 0 0
LOCKHEED MARTIN CORP COM 539830109 15 39 SH   DFND NONE 39 0 0
LOCKHEED MARTIN CORP COM 539830109 997 2,562 SH   SOLE NONE 2,562 0 0
LULULEMON ATHLETICA INC COM 550021109 6 30 SH   DFND NONE 30 0 0
LULULEMON ATHLETICA INC COM 550021109 310 1,341 SH   SOLE NONE 1,341 0 0
MARSH & MCLENNAN COS INC COM 571748102 6 58 SH   DFND NONE 58 0 0
MARSH & MCLENNAN COS INC COM 571748102 207 1,860 SH   SOLE NONE 1,860 0 0
MASTERCARD INC CL A 57636Q104 209 703 SH   SOLE NONE 703 0 0
MCDONALDS CORP COM 580135101 32 165 SH   DFND NONE 165 0 0
MCDONALDS CORP COM 580135101 964 4,880 SH   SOLE NONE 4,805 0 75
MEDTRONIC PLC SHS G5960L103 10 94 SH   DFND NONE 94 0 0
MEDTRONIC PLC SHS G5960L103 621 5,474 SH   SOLE NONE 5,474 0 0
MERCK & CO INC COM 58933Y105 19 214 SH   DFND NONE 214 0 0
MERCK & CO INC COM 58933Y105 1,521 16,728 SH   SOLE NONE 16,728 0 0
MICRON TECHNOLOGY INC COM 595112103 344 6,404 SH   SOLE NONE 6,154 0 250
MICRON TECHNOLOGY INC COM 595112103 24 450 SH   DFND NONE 450 0 0
MICROSOFT CORP COM 594918104 5,605 35,548 SH   SOLE NONE 35,198 0 350
MICROSOFT CORP COM 594918104 416 2,642 SH   DFND NONE 2,642 0 0
MONDELEZ INTL INC CL A 609207105 377 6,847 SH   SOLE NONE 6,847 0 0
MONDELEZ INTL INC CL A 609207105 76 1,392 SH   DFND NONE 1,392 0 0
NETFLIX INC COM 64110L106 16 50 SH   DFND NONE 50 0 0
NETFLIX INC COM 64110L106 431 1,334 SH   SOLE NONE 1,294 0 40
NIKE INC CL B 654106103 43 425 SH   DFND NONE 425 0 0
NIKE INC CL B 654106103 928 9,160 SH   SOLE NONE 9,010 0 150
NORFOLK SOUTHERN CORP COM 655844108 25 130 SH   DFND NONE 130 0 0
NORFOLK SOUTHERN CORP COM 655844108 558 2,875 SH   SOLE NONE 2,800 0 75
NVIDIA CORP COM 67066G104 945 4,019 SH   SOLE NONE 3,919 0 100
NVIDIA CORP COM 67066G104 41 175 SH   DFND NONE 175 0 0
ONE GAS INC COM 68235P108 5 60 SH   DFND NONE 60 0 0
ONE GAS INC COM 68235P108 387 4,144 SH   SOLE NONE 4,144 0 0
ONEOK INC NEW COM 682680103 13 175 SH   DFND NONE 175 0 0
ONEOK INC NEW COM 682680103 641 8,481 SH   SOLE NONE 8,381 0 100
PALO ALTO NETWORKS INC COM 697435105 28 125 SH   DFND NONE 125 0 0
PALO ALTO NETWORKS INC COM 697435105 408 1,765 SH   SOLE NONE 1,690 0 75
PARKER HANNIFIN CORP COM 701094104 812 3,948 SH   SOLE NONE 3,873 0 75
PARKER HANNIFIN CORP COM 701094104 41 201 SH   DFND NONE 201 0 0
PEPSICO INC COM 713448108 936 6,854 SH   SOLE NONE 6,654 0 200
PEPSICO INC COM 713448108 351 2,575 SH   DFND NONE 1,575 0 1,000
PFIZER INC COM 717081103 285 7,291 SH   SOLE NONE 7,291 0 0
PFIZER INC COM 717081103 92 2,364 SH   DFND NONE 0 0 2,364
PHILLIPS 66 COM 718546104 94 850 SH   DFND NONE 850 0 0
PHILLIPS 66 COM 718546104 522 4,687 SH   SOLE NONE 4,612 0 75
PNC FINL SVCS GROUP INC COM 693475105 17 109 SH   DFND NONE 109 0 0
PNC FINL SVCS GROUP INC COM 693475105 583 3,657 SH   SOLE NONE 3,657 0 0
PROCTER & GAMBLE CO COM 742718109 448 3,590 SH   DFND NONE 525 0 3,065
PROCTER & GAMBLE CO COM 742718109 1,190 9,528 SH   SOLE NONE 9,478 0 50
PROSPERITY BANCSHARES INC COM 743606105 240 3,343 SH   SOLE NONE 3,343 0 0
PROSPERITY BANCSHARES INC COM 743606105 4 66 SH   DFND NONE 66 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 16 279 SH   DFND NONE 279 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 516 8,744 SH   SOLE NONE 8,744 0 0
SALESFORCE COM INC COM 79466L302 40 250 SH   DFND NONE 250 0 0
SALESFORCE COM INC COM 79466L302 728 4,478 SH   SOLE NONE 4,388 0 90
SERVICENOW INC COM 81762P102 8 30 SH   DFND NONE 30 0 0
SERVICENOW INC COM 81762P102 248 880 SH   SOLE NONE 880 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 508 1,579 SH   SOLE NONE 1,579 0 0
SPLUNK INC COM 848637104 22 150 SH   DFND NONE 150 0 0
SPLUNK INC COM 848637104 324 2,169 SH   SOLE NONE 2,079 0 90
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 241 4,930 SH   SOLE NONE 4,930 0 0
STARBUCKS CORP COM 855244109 24 275 SH   DFND NONE 275 0 0
STARBUCKS CORP COM 855244109 609 6,931 SH   SOLE NONE 6,856 0 75
STRYKER CORP COM 863667101 104 500 SH   DFND NONE 500 0 0
STRYKER CORP COM 863667101 560 2,669 SH   SOLE NONE 2,609 0 60
TARGET CORP COM 87612E106 17 135 SH   DFND NONE 135 0 0
TARGET CORP COM 87612E106 618 4,822 SH   SOLE NONE 4,822 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 45 140 SH   DFND NONE 140 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 793 2,444 SH   SOLE NONE 2,369 0 75
TORONTO DOMINION BK ONT COM NEW 891160509 252 4,490 SH   SOLE NONE 4,490 0 0
TRUIST FINL CORP COM 89832Q109 33 588 SH   DFND NONE 588 0 0
TRUIST FINL CORP COM 89832Q109 912 16,208 SH   SOLE NONE 15,949 0 259
UNION PACIFIC CORP COM 907818108 294 1,630 SH   DFND NONE 30 0 1,600
UNION PACIFIC CORP COM 907818108 550 3,044 SH   SOLE NONE 3,044 0 0
UNITED RENTALS INC COM 911363109 578 3,468 SH   SOLE NONE 3,468 0 0
UNITED RENTALS INC COM 911363109 8 50 SH   DFND NONE 50 0 0
UNITED TECHNOLOGIES CORP COM 913017109 134 900 SH   DFND NONE 900 0 0
UNITED TECHNOLOGIES CORP COM 913017109 229 1,533 SH   SOLE NONE 1,533 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,019 3,467 SH   SOLE NONE 3,392 0 75
UNITEDHEALTH GROUP INC COM 91324P102 54 185 SH   DFND NONE 185 0 0
US BANCORP DEL COM NEW 902973304 94 1,600 SH   DFND NONE 1,600 0 0
US BANCORP DEL COM NEW 902973304 138 2,335 SH   SOLE NONE 2,335 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 120 725 SH   SOLE NONE 725 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 196 1,103 SH   SOLE NONE 1,103 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 165 1,000 SH   DFND NONE 1,000 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 349 3,762 SH   SOLE NONE 3,762 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 305 1,713 SH   DFND NONE 1,713 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 919 14,981 SH   SOLE NONE 14,658 0 323
VERIZON COMMUNICATIONS INC COM 92343V104 58 953 SH   DFND NONE 953 0 0
VISA INC COM CL A 92826C839 65 350 SH   DFND NONE 350 0 0
VISA INC COM CL A 92826C839 1,028 5,473 SH   SOLE NONE 5,333 0 140
WALGREENS BOOTS ALLIANCE INC COM 931427108 144 2,450 SH   DFND NONE 850 0 1,600
WALGREENS BOOTS ALLIANCE INC COM 931427108 77 1,310 SH   SOLE NONE 1,310 0 0
WALMART INC COM 931142103 42 354 SH   DFND NONE 354 0 0
WALMART INC COM 931142103 746 6,280 SH   SOLE NONE 6,130 0 150