The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   545,875 3,265 SH   SOLE   0 0 3,265
ALPHABET INC CAP STK CL A 02079K305   1,271,738 7,668 SH   SOLE   0 0 7,668
AMAZON COM INC COM 023135106   1,306,360 7,011 SH   SOLE   0 0 7,011
APPLE INC COM 037833100   1,342,495 5,762 SH   SOLE   0 0 5,762
BERKSHIRE HATHAWAY INC DEL CL A 084670108   4,838,260 7 SH   SOLE   0 0 7
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,601,705 3,480 SH   SOLE   0 0 3,480
INVESCO QQQ TR UNIT SER 1 46090E103   810,196 1,660 SH   SOLE   0 0 1,660
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   262,417 1,307 SH   SOLE   0 0 1,307
ISHARES GOLD TR ISHARES NEW 464285204   341,439 6,870 SH   SOLE   0 0 6,870
ISHARES TR CORE S&P TTL STK 464287150   23,240,939 185,010 SH   SOLE   0 0 185,010
ISHARES TR CORE S&P500 ETF 464287200   24,343,770 42,203 SH   SOLE   0 0 42,203
ISHARES TR CORE US AGGBD ET 464287226   6,041,726 59,660 SH   SOLE   0 0 59,660
ISHARES TR S&P 500 VAL ETF 464287408   20,078,264 101,832 SH   SOLE   0 0 101,832
ISHARES TR 1 3 YR TREAS BD 464287457   6,759,219 81,289 SH   SOLE   0 0 81,289
ISHARES TR SHRT NAT MUN ETF 464288158   4,526,243 42,624 SH   SOLE   0 0 42,624
ISHARES TR NEW YORK MUN ETF 464288323   2,221,469 40,888 SH   SOLE   0 0 40,888
ISHARES TR NATIONAL MUN ETF 464288414   3,526,883 32,467 SH   SOLE   0 0 32,467
ISHARES SILVER TR ISHARES 46428Q109   337,937 11,895 SH   SOLE   0 0 11,895
ISHARES TR MSCI INTL QUALTY 46434V456   1,736,310 41,849 SH   SOLE   0 0 41,849
MASTERCARD INCORPORATED CL A 57636Q104   499,726 1,012 SH   SOLE   0 0 1,012
NVIDIA CORPORATION COM 67066G104   780,859 6,430 SH   SOLE   0 0 6,430
SPDR S&P 500 ETF TR TR UNIT 78462F103   232,373 405 SH   SOLE   0 0 405
SPDR GOLD TR GOLD SHS 78463V107   363,861 1,497 SH   SOLE   0 0 1,497
TJX COS INC NEW COM 872540109   368,253 3,133 SH   SOLE   0 0 3,133
TESLA INC COM 88160R101   931,664 3,561 SH   SOLE   0 0 3,561
UNITED PARCEL SERVICE INC CL B 911312106   511,985 3,755 SH   SOLE   0 0 3,755
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,175,395 10,984 SH   SOLE   0 0 10,984
VANGUARD INDEX FDS TOTAL STK MKT 922908769   5,263,661 18,589 SH   SOLE   0 0 18,589
VISA INC COM CL A 92826C839   223,321 812 SH   SOLE   0 0 812
WISDOMTREE TR US QTLY DIV GRT 97717X669   2,710,949 32,580 SH   SOLE   0 0 32,580