The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   759,921 3,947 SH   SOLE 0 0 0 3,947
BROADWIND INC COM NEW 11161T207   41,337 14,923 SH   SOLE 0 0 0 14,923
CLEANSPARK INC COM NEW 18452B209   150,537 13,648 SH   SOLE 0 0 0 13,648
COCA COLA CO COM 191216100   4,032,108 68,422 SH   SOLE 0 0 0 68,422
ISHARES INC CORE MSCI EMKT 46434G103   3,903,849 77,182 SH   SOLE 0 0 0 77,182
ISHARES INC EMNG MKTS EQT 46434G889   1,155,291 26,955 SH   SOLE 0 0 0 26,955
ISHARES INC MSCI EMRG CHN 46434G764   2,178,056 39,308 SH   SOLE 0 0 0 39,308
ISHARES TR ESG AWR MSCI USA 46435G425   3,038,168 28,957 SH   SOLE 0 0 0 28,957
ISHARES TR HIGH YLD BD FCTR 46435G250   613,813 13,286 SH   SOLE 0 0 0 13,286
ISHARES TR CORE TOTAL USD 46434V613   11,568,914 251,116 SH   SOLE 0 0 0 251,116
ISHARES TR MSCI INTL VLU FT 46435G409   1,348,219 50,857 SH   SOLE 0 0 0 50,857
ISHARES TR US INFRASTRUC 46435U713   1,597,028 39,658 SH   SOLE 0 0 0 39,658
ISHARES TR ESG MSCI LEADR 46435U218   411,268 4,874 SH   SOLE 0 0 0 4,874
ISHARES TR GNMA BOND ETF 46429B333   2,169,179 49,021 SH   SOLE 0 0 0 49,021
ISHARES TR MSCI USA MMENTM 46432F396   300,601 1,916 SH   SOLE 0 0 0 1,916
ISHARES TR MSCI USA MIN VOL 46429B697   1,958,535 25,100 SH   SOLE 0 0 0 25,100
ISHARES TR US TREAS BD ETF 46429B267   3,358,982 145,789 SH   SOLE 0 0 0 145,789
ISHARES TR MSCI USA QLT FCT 46432F339   14,917,495 101,383 SH   SOLE 0 0 0 101,383
ISHARES TR TRS FLT RT BD 46434V860   7,089,622 140,472 SH   SOLE 0 0 0 140,472
ISHARES TR NATIONAL MUN ETF 464288414   220,831 2,037 SH   SOLE 0 0 0 2,037
ISHARES TR GOV/CRED BD ETF 464288596   1,258,866 11,963 SH   SOLE 0 0 0 11,963
ISHARES TR JPMORGAN USD EMG 464288281   1,456,402 16,353 SH   SOLE 0 0 0 16,353
ISHARES TR MBS ETF 464288588   8,464,822 89,975 SH   SOLE 0 0 0 89,975
ISHARES TR 0-5 YR TIPS ETF 46429B747   669,722 6,793 SH   SOLE 0 0 0 6,793
ISHARES TR GLOBAL ENERG ETF 464287341   1,432,052 36,616 SH   SOLE 0 0 0 36,616
ISHARES TR U.S. ENERGY ETF 464287796   368,976 8,363 SH   SOLE 0 0 0 8,363
ISHARES TR U.S. TECH ETF 464287721   5,657,793 46,092 SH   SOLE 0 0 0 46,092
ISHARES TR 7-10 YR TRSY BD 464287440   408,501 4,238 SH   SOLE 0 0 0 4,238
ISHARES TR 20 YR TR BD ETF 464287432   6,874,929 69,528 SH   SOLE 0 0 0 69,528
ISHARES TR IBOXX INV CP ETF 464287242   4,777,635 43,174 SH   SOLE 0 0 0 43,174
ISHARES TR EUROPE ETF 464287861   332,437 6,289 SH   SOLE 0 0 0 6,289
ISHARES TR CORE S&P MCP ETF 464287507   256,918 927 SH   SOLE 0 0 0 927
ISHARES TR CORE S&P500 ETF 464287200   26,090,173 54,624 SH   SOLE 0 0 0 54,624
ISHARES TR S&P 500 GRWT ETF 464287309   3,960,474 52,736 SH   SOLE 0 0 0 52,736
ISHARES TR RUS 1000 ETF 464287622   1,143,978 4,362 SH   SOLE 0 0 0 4,362
ISHARES TR S&P 100 ETF 464287101   12,419,590 55,596 SH   SOLE 0 0 0 55,596
ISHARES TR CORE US AGGBD ET 464287226   1,348,411 13,586 SH   SOLE 0 0 0 13,586
ISHARES TR TIPS BD ETF 464287176   1,808,197 16,822 SH   SOLE 0 0 0 16,822
ISHARES TR EAFE VALUE ETF 464288877   11,571,097 222,094 SH   SOLE 0 0 0 222,094
ISHARES TR EAFE GRWTH ETF 464288885   7,709,647 79,604 SH   SOLE 0 0 0 79,604
ISHARES TR SHORT TREAS BD 464288679   2,134,980 19,386 SH   SOLE 0 0 0 19,386
ISHARES TR 10-20 YR TRS ETF 464288653   291,544 2,693 SH   SOLE 0 0 0 2,693
KODIAK GAS SVCS INC COM 50012A108   624,006 31,076 SH   SOLE 0 0 0 31,076
LINDE PLC SHS G54950103   273,533 666 SH   SOLE 0 0 0 666
MICROSOFT CORP COM 594918104   609,937 1,622 SH   SOLE 0 0 0 1,622
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   18,750,517 402,199 SH   SOLE 0 0 0 402,199
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   422,471 8,497 SH   SOLE 0 0 0 8,497
SCHWAB STRATEGIC TR LONG TERM US 808524680   411,348 11,726 SH   SOLE 0 0 0 11,726
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   341,636 9,648 SH   SOLE 0 0 0 9,648
SPDR SER TR PORTFLI INTRMDIT 78464A672   608,842 21,318 SH   SOLE 0 0 0 21,318
SPDR SER TR PORTFOLIO S&P500 78464A854   30,428,554 544,339 SH   SOLE 0 0 0 544,339
SPDR SER TR BLOOMBERG INTL 78464A151   200,980 6,715 SH   SOLE 0 0 0 6,715
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   369,049 5,789 SH   SOLE 0 0 0 5,789
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   265,971 5,294 SH   SOLE 0 0 0 5,294