The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   210,013 2,074 SH   SOLE   0 0 2,074
ABBVIE INC COM 00287Y109   790,475 4,960 SH   SOLE   0 0 4,960
APPLE INC COM 037833100   5,137,071 31,153 SH   SOLE   0 0 31,153
CAMPBELL SOUP CO COM 134429109   814,144 14,808 SH   SOLE   0 0 14,808
COSTCO WHSL CORP NEW COM 22160K105   290,172 584 SH   SOLE   0 0 584
EXXON MOBIL CORP COM 30231G102   269,971 2,462 SH   SOLE   0 0 2,462
FIRST TR EXCHNG TRADED FD VI CBOE EQT DEP NOV 33740F839   232,008 6,770 SH   SOLE   0 0 6,770
HERSHEY CO COM 427866108   344,793 1,355 SH   SOLE   0 0 1,355
HOME DEPOT INC COM 437076102   228,128 773 SH   SOLE   0 0 773
INDEXIQ ACTIVE ETF TR IQ MACKAY INSRED 45409F843   1,738,680 71,199 SH   SOLE   0 0 71,199
INDEXIQ ACTIVE ETF TR IQ MACKAY INTRME 45409F827   797,577 32,435 SH   SOLE   0 0 32,435
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743   1,829,371 41,520 SH   SOLE   0 0 41,520
INVESCO EXCH TRADED FD TR II S&P INTL QULTY 46138E214   758,632 28,720 SH   SOLE   0 0 28,720
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   722,600 4,781 SH   SOLE   0 0 4,781
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   886,436 6,129 SH   SOLE   0 0 6,129
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   215,868 1,312 SH   SOLE   0 0 1,312
INVESCO QQQ TR UNIT SER 1 46090E103   1,221,261 3,805 SH   SOLE   0 0 3,805
ISHARES INC CORE MSCI EMKT 46434G103   1,137,490 23,314 SH   SOLE   0 0 23,314
ISHARES INC MSCI GBL MIN VOL 464286525   810,582 8,378 SH   SOLE   0 0 8,378
ISHARES INC MSCI EMRG CHN 46434G764   274,275 5,560 SH   SOLE   0 0 5,560
ISHARES TR US TREAS BD ETF 46429B267   586,417 25,082 SH   SOLE   0 0 25,082
ISHARES TR MSCI USA QLT FCT 46432F339   2,363,315 19,049 SH   SOLE   0 0 19,049
ISHARES TR CORE MSCI EAFE 46432F842   304,554 4,556 SH   SOLE   0 0 4,556
ISHARES TR CORE TOTAL USD 46434V613   854,899 18,524 SH   SOLE   0 0 18,524
ISHARES TR TRS FLT RT BD 46434V860   4,763,554 94,160 SH   SOLE   0 0 94,160
ISHARES TR CORE HIGH DV ETF 46429B663   352,862 3,471 SH   SOLE   0 0 3,471
ISHARES TR MSCI USA MIN VOL 46429B697   1,422,067 19,550 SH   SOLE   0 0 19,550
ISHARES TR ESG AWR MSCI USA 46435G425   564,679 6,243 SH   SOLE   0 0 6,243
ISHARES TR S&P MC 400GR ETF 464287606   305,491 4,272 SH   SOLE   0 0 4,272
ISHARES TR CORE S&P SCP ETF 464287804   268,733 2,779 SH   SOLE   0 0 2,779
ISHARES TR S&P SML 600 GWT 464287887   334,392 3,042 SH   SOLE   0 0 3,042
ISHARES TR S&P 500 VAL ETF 464287408   206,545 1,361 SH   SOLE   0 0 1,361
ISHARES TR CORE S&P500 ETF 464287200   20,604,920 50,124 SH   SOLE   0 0 50,124
ISHARES TR S&P 500 GRWT ETF 464287309   419,969 6,573 SH   SOLE   0 0 6,573
ISHARES TR RUS 1000 ETF 464287622   1,451,607 6,445 SH   SOLE   0 0 6,445
ISHARES TR RUS 1000 GRW ETF 464287614   324,959 1,330 SH   SOLE   0 0 1,330
ISHARES TR RUSSELL 2000 ETF 464287655   210,330 1,179 SH   SOLE   0 0 1,179
ISHARES TR RUSSELL 3000 ETF 464287689   1,257,280 5,341 SH   SOLE   0 0 5,341
ISHARES TR IBONDS 23 TRM TS 46436E882   2,274,603 91,681 SH   SOLE   0 0 91,681
ISHARES TR MSCI EAFE ETF 464287465   282,642 3,952 SH   SOLE   0 0 3,952
ISHARES TR U.S. FINLS ETF 464287788   227,648 3,200 SH   SOLE   0 0 3,200
ISHARES TR U.S. TECH ETF 464287721   1,275,603 13,744 SH   SOLE   0 0 13,744
ISHARES TR RUS MID CAP ETF 464287499   495,933 7,093 SH   SOLE   0 0 7,093
ISHARES TR EAFE VALUE ETF 464288877   1,050,812 21,653 SH   SOLE   0 0 21,653
ISHARES TR EAFE GRWTH ETF 464288885   1,464,601 15,634 SH   SOLE   0 0 15,634
ISHARES TR 10-20 YR TRS ETF 464288653   232,328 2,028 SH   SOLE   0 0 2,028
ISHARES TR MBS ETF 464288588   732,020 7,727 SH   SOLE   0 0 7,727
ISHARES TR CORE S&P TTL STK 464287150   1,020,768 11,273 SH   SOLE   0 0 11,273
ISHARES TR SELECT DIVID ETF 464287168   1,431,184 12,214 SH   SOLE   0 0 12,214
ISHARES TR SHRT NAT MUN ETF 464288158   816,399 7,799 SH   SOLE   0 0 7,799
ISHARES TR NATIONAL MUN ETF 464288414   389,480 3,615 SH   SOLE   0 0 3,615
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   3,209,384 77,841 SH   SOLE   0 0 77,841
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   4,025,412 79,256 SH   SOLE   0 0 79,256
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852   4,131,949 87,246 SH   SOLE   0 0 87,246
JOHNSON & JOHNSON COM 478160104   394,165 2,543 SH   SOLE   0 0 2,543
KRANESHARES TR QUADRTC INT RT 500767736   206,638 9,095 SH   SOLE   0 0 9,095
LOWES COS INC COM 548661107   257,161 1,286 SH   SOLE   0 0 1,286
MCDONALDS CORP COM 580135101   510,525 1,826 SH   SOLE   0 0 1,826
MICROSOFT CORP COM 594918104   848,921 2,945 SH   SOLE   0 0 2,945
NEXTERA ENERGY INC COM 65339F101   274,482 3,561 SH   SOLE   0 0 3,561
PACER FDS TR US CASH COWS 100 69374H881   204,375 4,353 SH   SOLE   0 0 4,353
PEPSICO INC COM 713448108   351,924 1,930 SH   SOLE   0 0 1,930
PFIZER INC COM 717081103   279,072 6,840 SH   SOLE   0 0 6,840
PIMCO ETF TR INTER MUN BD ACT 72201R866   764,594 14,631 SH   SOLE   0 0 14,631
PIMCO ETF TR 1-5 US TIP IDX 72201R205   453,337 8,882 SH   SOLE   0 0 8,882
PIMCO ETF TR 25YR+ ZERO U S 72201R882   3,314,996 34,611 SH   SOLE   0 0 34,611
PIMCO ETF TR INV GRD CRP BD 72201R817   8,798,692 91,462 SH   SOLE   0 0 91,462
PROCTER AND GAMBLE CO COM 742718109   304,776 2,050 SH   SOLE   0 0 2,050
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   983,804 20,972 SH   SOLE   0 0 20,972
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   413,080 8,540 SH   SOLE   0 0 8,540
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   387,040 10,354 SH   SOLE   0 0 10,354
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   499,829 4,940 SH   SOLE   0 0 4,940
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,712,755 11,342 SH   SOLE   0 0 11,342
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   421,004 3,252 SH   SOLE   0 0 3,252
SPDR GOLD TR GOLD SHS 78463V107   256,325 1,399 SH   SOLE   0 0 1,399
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,863,496 54,600 SH   SOLE   0 0 54,600
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   1,990,134 61,959 SH   SOLE   0 0 61,959
SPDR INDEX SHS FDS S&P GBLINF ETF 78463X855   278,396 5,111 SH   SOLE   0 0 5,111
SPDR S&P 500 ETF TR TR UNIT 78462F103   11,852,614 28,952 SH   SOLE   0 0 28,952
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   442,103 964 SH   SOLE   0 0 964
SPDR SER TR SSGA US LRG ETF 78468R804   522,166 3,817 SH   SOLE   0 0 3,817
SPDR SER TR PORTFOLIO S&P600 78468R853   240,775 6,375 SH   SOLE   0 0 6,375
SPDR SER TR PORTFOLIO SH TSR 78468R101   568,085 19,435 SH   SOLE   0 0 19,435
SPDR SER TR BLOOMBERG 3-12 M 78468R523   392,264 3,938 SH   SOLE   0 0 3,938
SPDR SER TR PORTFOLIO AGRGTE 78464A649   3,887,172 150,724 SH   SOLE   0 0 150,724
SPDR SER TR NUVEEN BLMBRG MU 78468R721   587,685 12,552 SH   SOLE   0 0 12,552
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   345,978 3,768 SH   SOLE   0 0 3,768
SPDR SER TR PORTFLI INTRMDIT 78464A672   1,617,144 55,879 SH   SOLE   0 0 55,879
SPDR SER TR PORTFOLIO LN TSR 78464A664   676,837 21,918 SH   SOLE   0 0 21,918
SPDR SER TR PORTFOLIO S&P500 78464A854   14,776,309 306,881 SH   SOLE   0 0 306,881
SPDR SER TR PORT MTG BK ETF 78464A383   1,933,441 87,170 SH   SOLE   0 0 87,170
SPDR SER TR PORTFOLIO S&P400 78464A847   1,592,025 36,232 SH   SOLE   0 0 36,232
SPDR SER TR PORTFOLI S&P1500 78464A805   322,813 6,401 SH   SOLE   0 0 6,401
SPDR SER TR S&P DIVID ETF 78464A763   296,533 2,397 SH   SOLE   0 0 2,397
SPDR SER TR PRTFLO S&P500 VL 78464A508   1,553,416 38,149 SH   SOLE   0 0 38,149
SSGA ACTIVE TR SPDR DBLELN EMRG 78470P309   212,695 5,203 SH   SOLE   0 0 5,203
TIDAL ETF TR SP FDS S&P 500 886364801   735,701 25,369 SH   SOLE   0 0 25,369
TIDAL ETF TR SP DWJNS SUKUK 886364702   414,045 23,131 SH   SOLE   0 0 23,131
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   245,572 2,900 SH   SOLE   0 0 2,900
VANGUARD INDEX FDS MID CAP ETF 922908629   329,035 1,560 SH   SOLE   0 0 1,560
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   299,741 1,538 SH   SOLE   0 0 1,538
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   283,424 2,114 SH   SOLE   0 0 2,114
VANGUARD INDEX FDS GROWTH ETF 922908736   990,277 3,970 SH   SOLE   0 0 3,970
VANGUARD INDEX FDS TOTAL STK MKT 922908769   373,299 1,829 SH   SOLE   0 0 1,829
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   328,394 5,610 SH   SOLE   0 0 5,610
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   310,946 2,019 SH   SOLE   0 0 2,019
VANGUARD WORLD FD MEGA GRWTH IND 921910816   200,420 980 SH   SOLE   0 0 980
VANGUARD WORLD FDS INF TECH ETF 92204A702   282,346 732 SH   SOLE   0 0 732
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   377,364 1,950 SH   SOLE   0 0 1,950
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   319,298 1,339 SH   SOLE   0 0 1,339
VERIZON COMMUNICATIONS INC COM 92343V104   240,807 6,192 SH   SOLE   0 0 6,192
WALMART INC COM 931142103   543,943 3,689 SH   SOLE   0 0 3,689
WELLS FARGO CO NEW COM 949746101   584,212 15,629 SH   SOLE   0 0 15,629
WISDOMTREE TR EM EX ST-OWNED 97717X578   4,105,878 147,481 SH   SOLE   0 0 147,481
WISDOMTREE TR ITL HIGH DIV FD 97717W802   14,624,420 388,431 SH   SOLE   0 0 388,431
WISDOMTREE TR GLB HIGH DIV FD 97717W877   23,394,836 499,937 SH   SOLE   0 0 499,937
WISDOMTREE TR GLB US QTLY DIV 97717W844   2,644,714 74,562 SH   SOLE   0 0 74,562
WISDOMTREE TR US MIDCAP DIVID 97717W505   396,116 9,666 SH   SOLE   0 0 9,666
WISDOMTREE TR US TOTAL DIVIDND 97717W109   32,297,550 533,051 SH   SOLE   0 0 533,051
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   35,400,995 704,217 SH   SOLE   0 0 704,217