The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102   1,379,403 72,182 SH   SOLE   0 0 72,182
ABBOTT LABS COM 002824100   2,238,221 21,540 SH   SOLE   0 0 21,540
ABBVIE INC COM 00287Y109   4,708,554 27,452 SH   SOLE   0 0 27,452
ADOBE INC COM 00724F101   521,652 939 SH   SOLE   0 0 939
AIR PRODS &CHEMS INC COM 009158106   1,060,487 4,110 SH   SOLE   0 0 4,110
ALPHABET INC CAP STK CL C 02079K107   5,450,382 29,715 SH   SOLE   0 0 29,715
ALPHABET INC CAP STK CL A 02079K305   2,552,675 14,014 SH   SOLE   0 0 14,014
ALTRIA GROUP INC COM 02209S103   208,300 4,573 SH   SOLE   0 0 4,573
AMAZON COM INC COM 023135106   4,571,715 23,657 SH   SOLE   0 0 23,657
AMERICAN CENTY ETF TR US SML CP VALU 025072877   840,805 9,371 SH   SOLE   0 0 9,371
AMERICAN ELEC PWR CO INC COM 025537101   452,589 5,158 SH   SOLE   0 0 5,158
AMERICAN EXPRESS CO COM 025816109   370,526 1,600 SH   SOLE   0 0 1,600
AMERICAN TOWER CORP NEW COM 03027X100   790,090 4,065 SH   SOLE   0 0 4,065
AMGEN INC COM 031162100   2,441,521 7,814 SH   SOLE   0 0 7,814
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   356,970 6,139 SH   SOLE   0 0 6,139
APPLE INC COM 037833100   22,649,761 107,539 SH   SOLE   0 0 107,539
ASTRAZENECA PLC SPONSORED ADR 046353108   300,729 3,856 SH   SOLE   0 0 3,856
AUTOMATIC DATA PROCESSING IN COM 053015103   848,304 3,554 SH   SOLE   0 0 3,554
BANK NEW YORK MELLON CORP COM 064058100   428,391 7,153 SH   SOLE   0 0 7,153
BERKSHIRE HATHAWAY INC DEL CL A 084670108   7,346,892 12 SH   SOLE   0 0 12
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   5,040,252 12,390 SH   SOLE   0 0 12,390
BIOGEN INC COM 09062X103   316,666 1,366 SH   SOLE   0 0 1,366
BLACKROCK INC COM 09247X101   852,735 1,083 SH   SOLE   0 0 1,083
BOEING CO COM 097023105   224,972 1,236 SH   SOLE   0 0 1,236
BOOKING HOLDINGS INC COM 09857L108   1,117,432 282 SH   SOLE   0 0 282
BORGWARNER INC COM 099724106   682,879 21,181 SH   SOLE   0 0 21,181
BRISTOL-MYERS SQUIBB CO COM 110122108   581,969 14,013 SH   SOLE   0 0 14,013
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   1,120,335 43,559 SH   SOLE   0 0 43,559
CATERPILLAR INC COM 149123101   2,801,234 8,410 SH   SOLE   0 0 8,410
CHEVRON CORP NEW COM 166764100   2,093,071 13,381 SH   SOLE   0 0 13,381
CISCO SYS INC COM 17275R102   1,575,523 33,162 SH   SOLE   0 0 33,162
COCA COLA CO COM 191216100   1,108,079 17,409 SH   SOLE   0 0 17,409
COGENT COMMUNICATIONS HLDGS COM NEW 19239V302   277,194 4,911 SH   SOLE   0 0 4,911
COLGATE PALMOLIVE CO COM 194162103   896,733 9,241 SH   SOLE   0 0 9,241
COMMUNITY FINANCIAL SYSTEM I COM 203607106   322,633 6,834 SH   SOLE   0 0 6,834
CONOCOPHILLIPS COM 20825C104   371,049 3,244 SH   SOLE   0 0 3,244
CONSOLIDATED EDISON INC COM 209115104   604,895 6,765 SH   SOLE   0 0 6,765
CONSTELLATION BRANDS INC CL A 21036P108   1,377,816 5,355 SH   SOLE   0 0 5,355
CORNING INC COM 219350105   463,908 11,941 SH   SOLE   0 0 11,941
COSTCO WHSL CORP NEW COM 22160K105   2,519,573 2,964 SH   SOLE   0 0 2,964
DEERE &CO COM 244199105   1,296,094 3,469 SH   SOLE   0 0 3,469
DISNEY WALT CO COM 254687106   680,238 6,851 SH   SOLE   0 0 6,851
DUKE ENERGY CORP NEW COM NEW 26441C204   1,780,580 17,765 SH   SOLE   0 0 17,765
EMERSON ELEC CO COM 291011104   3,086,064 28,014 SH   SOLE   0 0 28,014
ENBRIDGE INC COM 29250N105   515,032 14,471 SH   SOLE   0 0 14,471
ENTERGY CORP NEW COM 29364G103   236,294 2,208 SH   SOLE   0 0 2,208
ENTERPRISE PRODS PARTNERS L COM 293792107   403,156 13,912 SH   SOLE   0 0 13,912
EXXON MOBIL CORP COM 30231G102   5,656,056 49,132 SH   SOLE   0 0 49,132
META PLATFORMS INC CL A 30303M102   726,381 1,441 SH   SOLE   0 0 1,441
FEDEX CORP COM 31428X106   237,024 791 SH   SOLE   0 0 791
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   461,127 6,722 SH   SOLE   0 0 6,722
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   292,815 1,707 SH   SOLE   0 0 1,707
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   709,213 15,785 SH   SOLE   0 0 15,785
FIRST TR EXCHANGE-TRADED FD NY ARCA BIOTECH 33733E203   243,510 1,581 SH   SOLE   0 0 1,581
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   849,646 48,932 SH   SOLE   0 0 48,932
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   1,782,091 37,088 SH   SOLE   0 0 37,088
FISERV INC COM 337738108   347,561 2,332 SH   SOLE   0 0 2,332
FIRSTENERGY CORP COM 337932107   625,223 16,337 SH   SOLE   0 0 16,337
GENERAL DYNAMICS CORP COM 369550108   442,366 1,525 SH   SOLE   0 0 1,525
GE AEROSPACE COM NEW 369604301   259,442 1,632 SH   SOLE   0 0 1,632
GENERAL MLS INC COM 370334104   981,159 15,510 SH   SOLE   0 0 15,510
GILEAD SCIENCES INC COM 375558103   756,870 11,031 SH   SOLE   0 0 11,031
HOME DEPOT INC COM 437076102   379,441 1,102 SH   SOLE   0 0 1,102
HONEYWELL INTL INC COM 438516106   826,906 3,872 SH   SOLE   0 0 3,872
INTEL CORP COM 458140100   900,713 29,083 SH   SOLE   0 0 29,083
INTERNATIONAL BUSINESS MACHS COM 459200101   1,952,106 11,287 SH   SOLE   0 0 11,287
INVESCO QQQ TR UNIT SER 1 46090E103   4,638,978 9,682 SH   SOLE   0 0 9,682
INTUITIVE SURGICAL INC COM NEW 46120E602   540,493 1,215 SH   SOLE   0 0 1,215
ISHARES TR CORE S&P TTL STK 464287150   9,256,929 77,933 SH   SOLE   0 0 77,933
ISHARES TR SELECT DIVID ETF 464287168   1,648,873 13,629 SH   SOLE   0 0 13,629
ISHARES TR CORE S&P500 ETF 464287200   3,761,205 6,873 SH   SOLE   0 0 6,873
ISHARES TR S&P 500 GRWT ETF 464287309   1,812,397 19,585 SH   SOLE   0 0 19,585
ISHARES TR S&P 500 VAL ETF 464287408   424,083 2,330 SH   SOLE   0 0 2,330
ISHARES TR CORE S&P MCP ETF 464287507   947,055 16,183 SH   SOLE   0 0 16,183
ISHARES TR RUS 1000 VAL ETF 464287598   560,747 3,214 SH   SOLE   0 0 3,214
ISHARES TR RUS 1000 GRW ETF 464287614   617,884 1,695 SH   SOLE   0 0 1,695
ISHARES TR RUS 2000 VAL ETF 464287630   224,490 1,474 SH   SOLE   0 0 1,474
ISHARES TR CORE S&P US GWT 464287671   2,689,511 21,098 SH   SOLE   0 0 21,098
ISHARES TR CORE S&P SCP ETF 464287804   2,882,676 27,027 SH   SOLE   0 0 27,027
ISHARES TR S&P SML 600 GWT 464287887   225,328 1,754 SH   SOLE   0 0 1,754
ISHARES TR CORE HIGH DV ETF 46429B663   1,065,507 9,802 SH   SOLE   0 0 9,802
ISHARES TR MSCI USA MIN VOL 46429B697   602,681 7,178 SH   SOLE   0 0 7,178
ISHARES TR CORE MSCI EAFE 46432F842   636,666 7,388 SH   SOLE   0 0 7,388
ISHARES INC CORE MSCI EMKT 46434G103   645,600 12,061 SH   SOLE   0 0 12,061
ISHARES TR 0-5YR INVT GR CP 46434V100   270,043 5,483 SH   SOLE   0 0 5,483
ISHARES TR CORE DIV GRWTH 46434V621   3,958,273 68,708 SH   SOLE   0 0 68,708
ISHARES TR IBONDS DEC25 ETF 46434VBD1   1,897,430 76,325 SH   SOLE   0 0 76,325
ISHARES TR IBONDS DEC24 ETF 46434VBG4   435,384 17,325 SH   SOLE   0 0 17,325
ISHARES TR IBONDS DEC2026 46435GAA0   1,410,292 59,206 SH   SOLE   0 0 59,206
ISHARES TR IBDS DEC28 ETF 46435U515   1,076,926 43,477 SH   SOLE   0 0 43,477
ISHARES TR IBONDS 27 ETF 46435UAA9   1,154,381 48,646 SH   SOLE   0 0 48,646
ISHARES TR IBONDS DEC 29 46436E205   993,362 43,818 SH   SOLE   0 0 43,818
JPMORGAN CHASE &CO. COM 46625H100   3,289,042 16,261 SH   SOLE   0 0 16,261
JOHN HANCOCK EXCHANGE TRADED MULTIFACTR SML 47804J842   329,996 8,914 SH   SOLE   0 0 8,914
JOHNSON &JOHNSON COM 478160104   3,024,788 20,695 SH   SOLE   0 0 20,695
KELLANOVA COM 487836108   483,270 8,378 SH   SOLE   0 0 8,378
KIMBERLY-CLARK CORP COM 494368103   826,574 5,981 SH   SOLE   0 0 5,981
KRAFT HEINZ CO COM 500754106   262,147 8,136 SH   SOLE   0 0 8,136
L3HARRIS TECHNOLOGIES INC COM 502431109   464,881 2,070 SH   SOLE   0 0 2,070
LABCORP HOLDINGS INC COM SHS 504922105   582,358 2,862 SH   SOLE   0 0 2,862
ELI LILLY &CO COM 532457108   1,397,240 1,543 SH   SOLE   0 0 1,543
LOCKHEED MARTIN CORP COM 539830109   1,312,730 2,810 SH   SOLE   0 0 2,810
LOWES COS INC COM 548661107   2,479,380 11,246 SH   SOLE   0 0 11,246
MASTERCARD INCORPORATED CL A 57636Q104   236,903 537 SH   SOLE   0 0 537
MCDONALDS CORP COM 580135101   1,482,764 5,818 SH   SOLE   0 0 5,818
MERCK &CO INC COM 58933Y105   1,135,351 9,171 SH   SOLE   0 0 9,171
MICROSOFT CORP COM 594918104   8,768,251 19,618 SH   SOLE   0 0 19,618
MONDELEZ INTL INC CL A 609207105   261,783 4,000 SH   SOLE   0 0 4,000
NBT BANCORP INC COM 628778102   259,417 6,721 SH   SOLE   0 0 6,721
NETFLIX INC COM 64110L106   234,858 348 SH   SOLE   0 0 348
NORFOLK SOUTHN CORP COM 655844108   406,757 1,895 SH   SOLE   0 0 1,895
NORTHROP GRUMMAN CORP COM 666807102   924,712 2,121 SH   SOLE   0 0 2,121
NVIDIA CORPORATION COM 67066G104   12,696,603 102,773 SH   SOLE   0 0 102,773
ONEOK INC NEW COM 682680103   558,897 6,853 SH   SOLE   0 0 6,853
ORACLE CORP COM 68389X105   501,260 3,550 SH   SOLE   0 0 3,550
PALO ALTO NETWORKS INC COM 697435105   2,146,611 6,332 SH   SOLE   0 0 6,332
PAYCHEX INC COM 704326107   1,842,867 15,544 SH   SOLE   0 0 15,544
PEPSICO INC COM 713448108   1,110,826 6,735 SH   SOLE   0 0 6,735
PFIZER INC COM 717081103   415,706 14,857 SH   SOLE   0 0 14,857
PROCTER AND GAMBLE CO COM 742718109   4,687,530 28,423 SH   SOLE   0 0 28,423
PROSHARES TR S&P 500 DV ARIST 74348A467   305,602 3,179 SH   SOLE   0 0 3,179
PRUDENTIAL FINL INC COM 744320102   240,028 2,048 SH   SOLE   0 0 2,048
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   764,803 10,377 SH   SOLE   0 0 10,377
QUALCOMM INC COM 747525103   2,176,131 10,925 SH   SOLE   0 0 10,925
RTX CORPORATION COM 75513E101   1,417,816 14,123 SH   SOLE   0 0 14,123
SPDR S&P 500 ETF TR TR UNIT 78462F103   9,427,111 17,322 SH   SOLE   0 0 17,322
SPDR GOLD TR GOLD SHS 78463V107   267,042 1,242 SH   SOLE   0 0 1,242
SPDR SER TR S&P BIOTECH 78464A870   200,347 2,161 SH   SOLE   0 0 2,161
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   460,675 11,598 SH   SOLE   0 0 11,598
SALESFORCE INC COM 79466L302   1,586,192 6,170 SH   SOLE   0 0 6,170
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   620,226 7,976 SH   SOLE   0 0 7,976
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   750,287 3,316 SH   SOLE   0 0 3,316
SERVICENOW INC COM 81762P102   268,254 341 SH   SOLE   0 0 341
SMUCKER J M CO COM NEW 832696405   240,542 2,206 SH   SOLE   0 0 2,206
SOUTHERN CO COM 842587107   1,349,052 17,391 SH   SOLE   0 0 17,391
STARBUCKS CORP COM 855244109   769,953 9,890 SH   SOLE   0 0 9,890
SYSCO CORP COM 871829107   254,971 3,572 SH   SOLE   0 0 3,572
TJX COS INC NEW COM 872540109   349,813 3,177 SH   SOLE   0 0 3,177
TERADYNE INC COM 880770102   286,341 1,931 SH   SOLE   0 0 1,931
TESLA INC COM 88160R101   672,495 3,399 SH   SOLE   0 0 3,399
TEXAS INSTRS INC COM 882508104   259,698 1,335 SH   SOLE   0 0 1,335
THERMO FISHER SCIENTIFIC INC COM 883556102   3,533,712 6,390 SH   SOLE   0 0 6,390
3M CO COM 88579Y101   206,570 2,021 SH   SOLE   0 0 2,021
TOMPKINS FINL CORP COM 890110109   5,316,926 108,731 SH   SOLE   0 0 108,731
TRAVELERS COMPANIES INC COM 89417E109   296,266 1,457 SH   SOLE   0 0 1,457
US BANCORP DEL COM NEW 902973304   534,359 13,460 SH   SOLE   0 0 13,460
UNION PAC CORP COM 907818108   1,341,785 5,930 SH   SOLE   0 0 5,930
UNITED PARCEL SERVICE INC CL B 911312106   299,579 2,189 SH   SOLE   0 0 2,189
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   2,142,796 24,741 SH   SOLE   0 0 24,741
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,229,153 12,211 SH   SOLE   0 0 12,211
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   3,477,132 29,318 SH   SOLE   0 0 29,318
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   208,201 2,694 SH   SOLE   0 0 2,694
VEEVA SYS INC CL A COM 922475108   654,810 3,578 SH   SOLE   0 0 3,578
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   878,032 1,756 SH   SOLE   0 0 1,756
VANGUARD INDEX FDS GROWTH ETF 922908736   1,086,630 2,905 SH   SOLE   0 0 2,905
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,550,045 5,794 SH   SOLE   0 0 5,794
VERIZON COMMUNICATIONS INC COM 92343V104   2,359,436 57,212 SH   SOLE   0 0 57,212
VICI PPTYS INC COM 925652109   200,997 7,018 SH   SOLE   0 0 7,018
VISA INC COM CL A 92826C839   1,785,239 6,802 SH   SOLE   0 0 6,802
WEC ENERGY GROUP INC COM 92939U106   1,003,632 12,792 SH   SOLE   0 0 12,792
WALMART INC COM 931142103   241,153 3,562 SH   SOLE   0 0 3,562
WELLTOWER INC COM 95040Q104   1,234,172 11,839 SH   SOLE   0 0 11,839
WESCO INTL INC COM 95082P105   1,548,356 9,768 SH   SOLE   0 0 9,768
ZIMMER BIOMET HOLDINGS INC COM 98956P102   657,758 6,061 SH   SOLE   0 0 6,061
EATON CORP PLC SHS G29183103   514,222 1,640 SH   SOLE   0 0 1,640
MEDTRONIC PLC SHS G5960L103   236,019 2,999 SH   SOLE   0 0 2,999