The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579y101 1,358 8,480 SH   SOLE 0 0 0 1,358
A.O. SMITH CORP COM 831865209 203 3,841 SH   SOLE 0 0 0 203
ABBOTT LABS COM 002824100 763 7,008 SH   SOLE 0 0 0 763
ABBVIE INC COM 00287Y109 426 4,861 SH   SOLE 0 0 0 426
ADOBE SYS INC COM COM 00724f101 497 1,013 SH   SOLE 0 0 0 497
AFLAC INC COM 001055102 1,085 29,847 SH   SOLE 0 0 0 1,085
AIR PRODUCTS & CHEMICALS INC COM 009158106 491 1,647 SH   SOLE 0 0 0 491
ALPHABET INC - CL C COM 02079k107 744 506 SH   SOLE 0 0 0 744
ALTRIA GROUP INC COM 02209s103 442 11,434 SH   SOLE 0 0 0 442
AMAZON COM INC COM COM 023135106 1,811 575 SH   SOLE 0 0 0 1,811
AMCOR PLC COM g0250x107 129 11,673 SH   SOLE 0 0 0 129
AMGEN INC COM 031162100 308 1,213 SH   SOLE 0 0 0 308
APPLE COMPUTER INC COM COM 037833100 4,146 35,804 SH   SOLE 0 0 0 4,146
ARCHER DANIELS MIDLAND COM COM 039483102 354 7,614 SH   SOLE 0 0 0 354
ASML HLDG NV N Y SHS COM N07059210 252 683 SH   SOLE 0 0 0 252
AT&T CORP COM COM 00206r102 473 16,582 SH   SOLE 0 0 0 473
ATMOS ENERGY CORP COM 049560105 270 2,827 SH   SOLE 0 0 0 270
AUTOMATIC DATA PROCESS COM COM 053015103 455 3,263 SH   SOLE 0 0 0 455
BANKAMERICA CORP NEW COM COM 060505104 1,360 56,451 SH   SOLE 0 0 0 1,360
BECTON DICKINSON AND CO COM 075887109 296 1,274 SH   SOLE 0 0 0 296
BRISTOL MYERS SQUIBB CO COM 110122108 249 4,125 SH   SOLE 0 0 0 249
BROWN FORMAN CORP CL B COM 115637209 380 5,045 SH   SOLE 0 0 0 380
CATERPILLAR INC DEL COM COM 149123101 233 1,564 SH   SOLE 0 0 0 233
CHEVRONTEXACO CORP COM 166764100 202 2,805 SH   SOLE 0 0 0 202
CINCINNATI FINL CORP COM COM 172062101 287 3,676 SH   SOLE 0 0 0 287
CINTAS CORP COM 172908105 758 2,277 SH   SOLE 0 0 0 758
CLOROX CO DEL COM COM 189054109 940 4,471 SH   SOLE 0 0 0 940
COCA COLA COM 191216100 2,251 45,593 SH   SOLE 0 0 0 2,251
COLGATE PALMOLIVE CO COM COM 194162103 376 4,878 SH   SOLE 0 0 0 376
COMCAST COPR-CL A COM 20030N101 257 5,556 SH   SOLE 0 0 0 257
COMMERCE BANCSHARES INC COM 200525103 486 8,631 SH   SOLE 0 0 0 486
CONSOLIDATED EDISON COM COM 209115104 226 2,903 SH   SOLE 0 0 0 226
COSTCO WHSL CORP NEW COM COM 22160k105 318 895 SH   SOLE 0 0 0 318
DOVER CORP COM COM 260003108 331 3,059 SH   SOLE 0 0 0 331
ECOLAB INC COM 278865100 398 1,993 SH   SOLE 0 0 0 398
EMERSON ELEC CO COM 291011104 215 3,278 SH   SOLE 0 0 0 215
ENTERGY CORP NEW COM COM 29364G103 242 2,454 SH   SOLE 0 0 0 242
EXPEDITORS INTL WASH COM 302130109 211 2,332 SH   SOLE 0 0 0 211
EXXON MOBIL CORP COM COM 30231G102 259 7,533 SH   SOLE 0 0 0 259
FACEBOOK INC-A COM 30303m102 526 2,008 SH   SOLE 0 0 0 526
FACTSET RESEARCH SYSTEMS INC COM 303075105 420 1,254 SH   SOLE 0 0 0 420
FEDEX CORP DELAWARE COM COM 31428X106 1,174 4,668 SH   SOLE 0 0 0 1,174
FIDELITY INFO TECH ETF COM 316092808 3,903 42,398 SH   SOLE 0 0 0 3,903
FIDELITY UTILITIES ETF COM 316092865 6,479 170,780 SH   SOLE 0 0 0 6,479
FIRST BANCSHARES INC/MS COM 318916103 855 40,781 SH   SOLE 0 0 0 855
GENERAL ELEC CO COM 369604103 92 14,721 SH   SOLE 0 0 0 92
GENUINE PARTS CO COM COM 372460105 225 2,361 SH   SOLE 0 0 0 225
GRAINGER W W INC COM COM 384802104 371 1,039 SH   SOLE 0 0 0 371
HALLIBURTON COMPANY COM 406216101 145 12,059 SH   SOLE 0 0 0 145
HEWLETT PACKARD ENTERPRISE CO COM 42824c109 124 13,243 SH   SOLE 0 0 0 124
HORMEL FOODS CORP COM 440452100 421 8,605 SH   SOLE 0 0 0 421
HP INC COM 40434l105 251 13,243 SH   SOLE 0 0 0 251
ILLINOIS TOOL WKS INC COM COM 452308109 433 2,243 SH   SOLE 0 0 0 433
INTEL CORP COM 458140100 384 7,408 SH   SOLE 0 0 0 384
INTL BUSINESS MACH COM 459200101 263 2,165 SH   SOLE 0 0 0 263
INVESCO QQQ TR UNIT SER 1 COM 46090e103 7,750 27,892 SH   SOLE 0 0 0 7,750
INVESCO S&P 500 EQUAL WEIGHT E COM 46137v357 705 6,520 SH   SOLE 0 0 0 705
ISHARES CORE MSCI EAFE COM 46432f842 2,882 47,802 SH   SOLE 0 0 0 2,882
ISHARES CORE S&P TOTAL US COM 464287150 5,412 71,689 SH   SOLE 0 0 0 5,412
ISHARES DJ SELECT DIVIDEND COM 464287168 2,571 31,529 SH   SOLE 0 0 0 2,571
ISHARES S&P PREF STOCK INDEX COM 464288687 1,413 38,761 SH   SOLE 0 0 0 1,413
ISHARES TR RUSSELL 2000 COM 464287655 340 2,267 SH   SOLE 0 0 0 340
ISHARES TR S&P 500 INDEX COM 464287200 12,573 37,412 SH   SOLE 0 0 0 12,573
J P MORGAN CHASE AND CO COM 46625h100 369 3,836 SH   SOLE 0 0 0 369
JACK HENRY & ASSOCIATES COM 426281101 2,193 13,486 SH   SOLE 0 0 0 2,193
JOHNSON AND JOHNSON COM 478160104 6,528 43,846 SH   SOLE 0 0 0 6,528
KIMBERLY CLARK CORP COM COM 494368103 406 2,749 SH   SOLE 0 0 0 406
KKR & CO INC-A COM 48251w104 320 9,328 SH   SOLE 0 0 0 320
LEGGETT & PLATT INC COM COM 524660107 215 5,228 SH   SOLE 0 0 0 215
LINDE PLC COM g5494j103 317 1,330 SH   SOLE 0 0 0 317
LOCKHEED MARTIN CORP COM 539830109 379 988 SH   SOLE 0 0 0 379
LOWE'S COMPANIES COM 548661107 4,000 24,115 SH   SOLE 0 0 0 4,000
MASTERCARD INC- CL A COM 57636Q104 279 825 SH   SOLE 0 0 0 279
MCCORMICK & CO - NON VTG SHRS COM 579780206 497 2,561 SH   SOLE 0 0 0 497
MCDONALDS CORP COM COM 580135101 1,299 5,920 SH   SOLE 0 0 0 1,299
MEDTRONIC PLC COM g5960l103 375 3,608 SH   SOLE 0 0 0 375
MERCK & CO INC COM 58933Y105 201 2,429 SH   SOLE 0 0 0 201
MICROSOFT CORP COM COM 594918104 3,119 14,831 SH   SOLE 0 0 0 3,119
MONDELEZ INTERNATIONAL INC COM 609207105 382 6,650 SH   SOLE 0 0 0 382
NETFLIX INC COM 64110l106 1,039 2,078 SH   SOLE 0 0 0 1,039
NEW YORK CMNTY BANCORP COM COM 649445103 104 12,558 SH   SOLE 0 0 0 104
NIKE INC CL B COM 654106103 1,063 8,464 SH   SOLE 0 0 0 1,063
NORTHROP GRUMMAN CORP COM COM 666807102 413 1,310 SH   SOLE 0 0 0 413
NUVEEN QUALITY PREFERRED II COM 67072c105 115 13,000 SH   SOLE 0 0 0 115
ORACLE CORP COM 68389X105 4,640 77,723 SH   SOLE 0 0 0 4,640
PEOPLES UTD FINL INC COM COM 712704105 109 10,548 SH   SOLE 0 0 0 109
PEPSICO COM 713448108 5,519 39,820 SH   SOLE 0 0 0 5,519
PFIZER INC DEL PV$0.05 COM 717081103 689 18,767 SH   SOLE 0 0 0 689
PHILIP MORRIS INTERNATIONAL IN COM 718172109 595 7,928 SH   SOLE 0 0 0 595
PPG INDUSTRIES INC COM 693506107 388 3,176 SH   SOLE 0 0 0 388
PROCTER GAMBLE COM 742718109 1,369 9,853 SH   SOLE 0 0 0 1,369
PROSHARES S&P500 ARISTOCRATS COM 74348a467 6,902 95,666 SH   SOLE 0 0 0 6,902
QUALCOMM INC COM COM 747525103 223 1,898 SH   SOLE 0 0 0 223
REGIONS FINANCIAL CORP COM 7591EP100 649 56,268 SH   SOLE 0 0 0 649
ROPER INDS INC NEW COM COM 776696106 373 943 SH   SOLE 0 0 0 373
S&P GLOBAL INC COM 78409v104 520 1,441 SH   SOLE 0 0 0 520
SANDERSON FARMS INC COM 800013104 475 4,028 SH   SOLE 0 0 0 475
SEAGATE TECHNOLOGY COM G7945M107 641 13,005 SH   SOLE 0 0 0 641
SHERWIN-WILLIAMS CO COM 824348106 474 680 SH   SOLE 0 0 0 474
STANLEY BLACK & DECKER INC COM 854502101 328 2,021 SH   SOLE 0 0 0 328
STARBUCKS CORP COM COM 855244109 265 3,087 SH   SOLE 0 0 0 265
SYSCO CORP COM COM 871829107 823 13,226 SH   SOLE 0 0 0 823
T ROWE PRICE GROUP INC COM 74144t108 318 2,479 SH   SOLE 0 0 0 318
TARGET CORP COM COM 87612e106 756 4,804 SH   SOLE 0 0 0 756
TESLA INC COM 88160r101 238 555 SH   SOLE 0 0 0 238
V F CORP COM COM 918204108 284 4,048 SH   SOLE 0 0 0 284
VALLEY NATL BANCORP COM COM 919794107 150 21,828 SH   SOLE 0 0 0 150
VANGUARD REIT ETF COM 922908553 1,258 15,934 SH   SOLE 0 0 0 1,258
VANGUARD S&P 500 ETF COM 922908363 3,831 12,453 SH   SOLE 0 0 0 3,831
VERIZON COMMUNICATNS COM COM 92343v104 266 4,464 SH   SOLE 0 0 0 266
WAL MART STORES INC COM COM 931142103 816 5,829 SH   SOLE 0 0 0 816
WELLS FARGO & CO COM 949746101 1,015 43,154 SH   SOLE 0 0 0 1,015
WEST PHARMACEUTICAL SERVICES COM 955306105 317 1,152 SH   SOLE 0 0 0 317
ISHARES JP MORGAN EMERG BOND FD ETF 464288281 34 4 SH   SOLE 0 0 0 34
INVESCO SENIOR LOAN ETF ETF 46138g508 39 1 SH   SOLE 0 0 0 39
VANGUARD SHORT-TERM BOND ETF ETF 921937827 46 4 SH   SOLE 0 0 0 46
SPDR BBG BARC HIGH YIELD BND ETF 78468r622 56 5 SH   SOLE 0 0 0 56
ISHARES 1-3 YEAR CREDIT BOND ETF 464288646 70 4 SH   SOLE 0 0 0 70
VANECK JPM EM LOCAL CCY BOND ETF 92189h300 88 3 SH   SOLE 0 0 0 88
VANGUARD SHORT-TERM TIPS ETF 922020805 125 6 SH   SOLE 0 0 0 125
VANGUARD TOTAL BOND MARKET ETF 921937835 391 34 SH   SOLE 0 0 0 391
ISHARES 20 YR TSY ETF 464287432 970 158 SH   SOLE 0 0 0 970
BROOKFIELD REAL ASSETS INCOME ETF 112830104 1,105 18 SH   SOLE 0 0 0 1,105
ISHARES 1-3 YR TREASURY ETF 464287457 1,396 121 SH   SOLE 0 0 0 1,396
ISHARES CORE 1-5 YEAR USD BO ETF 46432f859 1,774 91 SH   SOLE 0 0 0 1,774
BLACKROCK MUNICIPAL 2030 TAR ETF 09257p105 5,000 125 SH   SOLE 0 0 0 5,000
ISHARES BARCLAYS AGGREGATE BOND ETF 464287226 43,529 5,139 SH   SOLE 0 0 0 43,529
ETFMG ALTERNATIVE HARVEST ETF ETF 26924g508 280 3 SH   SOLE 0 0 0 280
ISHARES S&P SMALLCAP 600/VAL ETF 464287879 612 75 SH   SOLE 0 0 0 612
ISHARES S&P SMALL-CAP 600 GR ETF 464287887 666 118 SH   SOLE 0 0 0 666
ISHARES S&P 500 GROWTH ETF 464287309 2,937 679 SH   SOLE 0 0 0 2,937
ISHARES S&P 500 VALUE ETF 464287408 3,804 428 SH   SOLE 0 0 0 3,804
ISHARES S&P MID-CAP 400 GROWTH ETF 464287606 12,396 2,965 SH   SOLE 0 0 0 12,396
ISHARES CORE S&P SMALL-CAP ETF 464287804 15,728 1,105 SH   SOLE 0 0 0 15,728
ISHARES S&P MID-CAP 400 VALUE ETF 464287705 16,218 2,187 SH   SOLE 0 0 0 16,218
ISHARES TR S&P MIDCAP 400 ETF 464287507 28,366 5,256 SH   SOLE 0 0 0 28,366