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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   646,318 4,728 SH   SOLE   4,728 0 0
ABBOTT LABS COM 002824100   1,363,674 11,961 SH   SOLE   11,961 0 0
ABBVIE INC COM 00287Y109   1,990,994 10,082 SH   SOLE   10,082 0 0
ADOBE INC COM 00724F101   714,537 1,380 SH   SOLE   1,380 0 0
AFLAC INC COM 001055102   984,399 8,805 SH   SOLE   8,805 0 0
ALPHABET INC CAP STK CL C 02079K107   1,244,563 7,444 SH   SOLE   7,444 0 0
ALPHABET INC CAP STK CL A 02079K305   1,390,562 8,384 SH   SOLE   8,384 0 0
AMAZON COM INC COM 023135106   4,032,703 21,643 SH   SOLE   21,643 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   1,838,115 19,157 SH   SOLE   19,157 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   262,045 3,708 SH   SOLE   3,708 0 0
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   351,882 6,268 SH   SOLE   6,268 0 0
APPLE INC COM 037833100   7,978,619 34,243 SH   SOLE   34,243 0 0
ARCHER DANIELS MIDLAND CO COM 039483102   759,893 12,720 SH   SOLE   12,720 0 0
AT&T INC COM 00206R102   460,596 20,936 SH   SOLE   20,936 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   581,964 2,103 SH   SOLE   2,103 0 0
BANK AMERICA CORP COM 060505104   1,718,978 43,321 SH   SOLE   43,321 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,109,267 2,410 SH   SOLE   2,410 0 0
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   407,435 8,236 SH   SOLE   8,236 0 0
BOEING CO COM 097023105   746,557 4,910 SH   SOLE   4,910 0 0
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788   504,955 10,011 SH   SOLE   10,011 0 0
BROADCOM INC COM 11135F101   363,975 2,110 SH   SOLE   2,110 0 0
CARDINAL HEALTH INC COM 14149Y108   640,243 5,793 SH   SOLE   5,793 0 0
CHEVRON CORP NEW COM 166764100   1,359,450 9,231 SH   SOLE   9,231 0 0
CINTAS CORP COM 172908105   1,515,277 7,360 SH   SOLE   7,360 0 0
CISCO SYS INC COM 17275R102   1,286,115 24,166 SH   SOLE   24,166 0 0
COCA COLA CO COM 191216100   224,635 3,126 SH   SOLE   3,126 0 0
CONOCOPHILLIPS COM 20825C104   215,719 2,049 SH   SOLE   2,049 0 0
CONSTELLATION ENERGY CORP COM 21037T109   783,181 3,012 SH   SOLE   3,012 0 0
COSTCO WHSL CORP NEW COM 22160K105   6,241,361 7,040 SH   SOLE   7,040 0 0
CVS HEALTH CORP COM 126650100   304,780 4,847 SH   SOLE   4,847 0 0
DISNEY WALT CO COM 254687106   437,192 4,545 SH   SOLE   4,545 0 0
DOVER CORP COM 260003108   1,956,132 10,202 SH   SOLE   10,202 0 0
ELI LILLY & CO COM 532457108   3,541,103 3,997 SH   SOLE   3,997 0 0
EXELON CORP COM 30161N101   1,569,448 38,704 SH   SOLE   38,704 0 0
EXXON MOBIL CORP COM 30231G102   677,532 5,780 SH   SOLE   5,780 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   2,677,443 147,925 SH   SOLE   147,925 0 0
FIRST TR EXCHANGE-TRADED FD MANAGD MUN ETF 33739N108   3,844,625 73,992 SH   SOLE   73,992 0 0
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888   9,169,611 364,887 SH   SOLE   364,887 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407   2,006,070 48,632 SH   SOLE   48,632 0 0
FLEXSHARES TR HIG YLD VL ETF 33939L662   957,087 22,971 SH   SOLE   22,971 0 0
FORD MTR CO COM 345370860   313,717 29,708 SH   SOLE   29,708 0 0
GILEAD SCIENCES INC COM 375558103   1,305,222 15,568 SH   SOLE   15,568 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   746,729 1,508 SH   SOLE   1,508 0 0
HOME DEPOT INC COM 437076102   1,237,670 3,054 SH   SOLE   3,054 0 0
INTEL CORP COM 458140100   540,167 23,025 SH   SOLE   23,025 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   1,453,159 6,573 SH   SOLE   6,573 0 0
INTUIT COM 461202103   263,304 424 SH   SOLE   424 0 0
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870   291,204 11,905 SH   SOLE   11,905 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   1,670,042 135,226 SH   SOLE   135,226 0 0
ISHARES TR CORE S&P500 ETF 464287200   7,165,835 12,423 SH   SOLE   12,423 0 0
ISHARES TR MSCI EAFE ETF 464287465   2,647,225 31,654 SH   SOLE   31,654 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   4,042,882 10,770 SH   SOLE   10,770 0 0
ISHARES TR 20 YR TR BD ETF 464287432   1,546,645 15,766 SH   SOLE   15,766 0 0
ISHARES TR RUS 1000 ETF 464287622   390,158 1,241 SH   SOLE   1,241 0 0
ISHARES TR CORE US AGGBD ET 464287226   533,693 5,270 SH   SOLE   5,270 0 0
ISHARES TR CORE S&P SCP ETF 464287804   7,610,237 65,067 SH   SOLE   65,067 0 0
ISHARES TR PFD AND INCM SEC 464288687   1,731,250 52,099 SH   SOLE   52,099 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   1,683,514 38,773 SH   SOLE   38,773 0 0
ISHARES TR NATIONAL MUN ETF 464288414   2,175,600 20,028 SH   SOLE   20,028 0 0
ISHARES TR IBOXX INV CP ETF 464287242   1,103,815 9,770 SH   SOLE   9,770 0 0
ISHARES TR MSCI INDIA ETF 46429B598   384,952 6,577 SH   SOLE   6,577 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   592,645 6,040 SH   SOLE   6,040 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   516,384 2,880 SH   SOLE   2,880 0 0
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   1,209,715 25,077 SH   SOLE   25,077 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,164,195 19,563 SH   SOLE   19,563 0 0
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852   826,017 16,977 SH   SOLE   16,977 0 0
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   779,897 14,198 SH   SOLE   14,198 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   304,105 5,993 SH   SOLE   5,993 0 0
J P MORGAN EXCHANGE TRADED F BETABULDRS JAPAN 46641Q217   648,524 10,940 SH   SOLE   10,940 0 0
J P MORGAN EXCHANGE TRADED F JPMORGAN DIVER 46641Q407   1,031,304 8,617 SH   SOLE   8,617 0 0
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134   2,418,151 36,622 SH   SOLE   36,622 0 0
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   1,351,805 29,140 SH   SOLE   29,140 0 0
JOHNSON & JOHNSON COM 478160104   1,100,388 6,790 SH   SOLE   6,790 0 0
JPMORGAN CHASE & CO. COM 46625H100   2,904,235 13,773 SH   SOLE   13,773 0 0
LITMAN GREGORY FDS TR POLEN CAP INTL G 53700T736   165,975 16,696 SH   SOLE   16,696 0 0
LOWES COS INC COM 548661107   353,731 1,306 SH   SOLE   1,306 0 0
MASTERCARD INCORPORATED CL A 57636Q104   258,752 524 SH   SOLE   524 0 0
MCDONALDS CORP COM 580135101   2,397,103 7,872 SH   SOLE   7,872 0 0
MCKESSON CORP COM 58155Q103   324,834 657 SH   SOLE   657 0 0
MEDTRONIC PLC SHS G5960L103   851,504 9,458 SH   SOLE   9,458 0 0
META PLATFORMS INC CL A 30303M102   1,515,822 2,648 SH   SOLE   2,648 0 0
MICROSOFT CORP COM 594918104   5,755,232 13,375 SH   SOLE   13,375 0 0
NETFLIX INC COM 64110L106   1,044,755 1,473 SH   SOLE   1,473 0 0
NEXTERA ENERGY INC COM 65339F101   285,289 3,375 SH   SOLE   3,375 0 0
NIKE INC CL B 654106103   1,057,982 11,968 SH   SOLE   11,968 0 0
NVIDIA CORPORATION COM 67066G104   2,963,501 24,403 SH   SOLE   24,403 0 0
OLD REP INTL CORP COM 680223104   1,122,567 31,693 SH   SOLE   31,693 0 0
ORACLE CORP COM 68389X105   1,683,260 9,878 SH   SOLE   9,878 0 0
OREILLY AUTOMOTIVE INC COM 67103H107   251,049 218 SH   SOLE   218 0 0
PEPSICO INC COM 713448108   1,217,388 7,159 SH   SOLE   7,159 0 0
PNC FINL SVCS GROUP INC COM 693475105   694,482 3,757 SH   SOLE   3,757 0 0
PRICE T ROWE GROUP INC COM 74144T108   236,270 2,169 SH   SOLE   2,169 0 0
PROCTER AND GAMBLE CO COM 742718109   651,792 3,763 SH   SOLE   3,763 0 0
PRUDENTIAL FINL INC COM 744320102   824,338 6,807 SH   SOLE   6,807 0 0
PUBLIC STORAGE OPER CO COM 74460D109   363,870 1,000 SH   SOLE   1,000 0 0
QUALCOMM INC COM 747525103   1,482,666 8,719 SH   SOLE   8,719 0 0
SALESFORCE INC COM 79466L302   1,449,842 5,297 SH   SOLE   5,297 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,469,614 84,634 SH   SOLE   84,634 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   200,590 2,373 SH   SOLE   2,373 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730   846,733 26,239 SH   SOLE   26,239 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   293,940 1,302 SH   SOLE   1,302 0 0
SEMPRA COM 816851109   386,204 4,618 SH   SOLE   4,618 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   7,607,484 13,259 SH   SOLE   13,259 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   780,551 11,562 SH   SOLE   11,562 0 0
TCW ETF TRUST TRANSFRM 500 ETF 29287L106   409,615 6,110 SH   SOLE   6,110 0 0
TEXAS INSTRS INC COM 882508104   288,166 1,395 SH   SOLE   1,395 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   533,934 863 SH   SOLE   863 0 0
TOYOTA MOTOR CORP ADS 892331307   981,243 5,495 SH   SOLE   5,495 0 0
UNION PAC CORP COM 907818108   213,452 866 SH   SOLE   866 0 0
UNITEDHEALTH GROUP INC COM 91324P102   533,813 913 SH   SOLE   913 0 0
VANECK ETF TRUST EMERGING MRKT HI 92189F353   1,954,412 98,261 SH   SOLE   98,261 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   633,374 21,536 SH   SOLE   21,536 0 0
VANECK ETF TRUST PREFERRED SECURT 92189F429   819,071 44,856 SH   SOLE   44,856 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   11,721,025 120,898 SH   SOLE   120,898 0 0
VANECK ETF TRUST MORNINGSTAR SMID 92189H730   375,907 10,731 SH   SOLE   10,731 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   761,326 9,675 SH   SOLE   9,675 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   340,399 4,532 SH   SOLE   4,532 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   368,183 4,698 SH   SOLE   4,698 0 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   385,848 5,133 SH   SOLE   5,133 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   927,968 18,456 SH   SOLE   18,456 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,606,367 5,673 SH   SOLE   5,673 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,140,404 21,971 SH   SOLE   21,971 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   436,413 2,398 SH   SOLE   2,398 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   1,519,397 5,759 SH   SOLE   5,759 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,856,804 7,309 SH   SOLE   7,309 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   656,835 2,769 SH   SOLE   2,769 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   531,229 4,438 SH   SOLE   4,438 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   641,382 13,404 SH   SOLE   13,404 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   425,032 9,003 SH   SOLE   9,003 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   2,182,580 33,713 SH   SOLE   33,713 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   9,294,579 176,000 SH   SOLE   176,000 0 0
VISA INC COM CL A 92826C839   1,560,892 5,677 SH   SOLE   5,677 0 0
WALMART INC COM 931142103   2,738,233 33,910 SH   SOLE   33,910 0 0
WASTE MGMT INC DEL COM 94106L109   459,212 2,212 SH   SOLE   2,212 0 0
WEYERHAEUSER CO MTN BE COM NEW 962166104   253,206 7,478 SH   SOLE   7,478 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307   276,453 3,519 SH   SOLE   3,519 0 0
WISDOMTREE TR US QUALITY GROW 97717Y477   3,132,841 68,665 SH   SOLE   68,665 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669   1,133,071 13,617 SH   SOLE   13,617 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   4,107,267 81,785 SH   SOLE   81,785 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303   609,661 11,695 SH   SOLE   11,695 0 0