The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMMO INC COM 00175J107   17,160 12,000 SH   SOLE   0 0 12,000
ALTRIA GROUP INC COM 02209S103   285,769 5,599 SH   SOLE   0 0 5,599
AMAZON COM INC COM 023135106   209,621 1,125 SH   SOLE   0 0 1,125
APPLE INC COM 037833100   6,489,428 27,852 SH   SOLE   0 0 27,852
AUTOMATIC DATA PROCESSING IN COM 053015103   304,403 1,100 SH   SOLE   0 0 1,100
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,398,602 3,039 SH   SOLE   0 0 3,039
BLACKSTONE INC COM 09260D107   240,414 1,570 SH   SOLE   0 0 1,570
CHEVRON CORP NEW COM 166764100   662,986 4,502 SH   SOLE   0 0 4,502
COCA COLA CO COM 191216100   254,419 3,540 SH   SOLE   0 0 3,540
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   329,667 20,540 SH   SOLE   0 0 20,540
EXXON MOBIL CORP COM 30231G102   2,224,356 18,976 SH   SOLE   0 0 18,976
FATHOM HOLDINGS INC COM 31189V109   56,980 22,000 SH   SOLE   0 0 22,000
GOLDMAN SACHS GROUP INC COM 38141G104   263,183 532 SH   SOLE   0 0 532
INTEL CORP COM 458140100   211,140 9,000 SH   SOLE   0 0 9,000
INTUIT COM 461202103   785,565 1,265 SH   SOLE   0 0 1,265
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   721,857 5,999 SH   SOLE   0 0 5,999
ISHARES INC JP MRG EM CRP BD 464286251   19,909,404 432,813 SH   SOLE   0 0 432,813
ISHARES TR CORE US AGGBD ET 464287226   8,591,642 84,839 SH   SOLE   0 0 84,839
ISHARES TR MSCI EMG MKT ETF 464287234   371,144 8,093 SH   SOLE   0 0 8,093
ISHARES TR RUS 1000 GRW ETF 464287614   234,786 625 SH   SOLE   0 0 625
ISHARES TR RUS 1000 ETF 464287622   23,353,835 74,283 SH   SOLE   0 0 74,283
ISHARES TR NATIONAL MUN ETF 464288414   445,818 4,104 SH   SOLE   0 0 4,104
JPMORGAN CHASE & CO. COM 46625H100   274,540 1,302 SH   SOLE   0 0 1,302
JOHNSON & JOHNSON COM 478160104   218,295 1,347 SH   SOLE   0 0 1,347
MICROSOFT CORP COM 594918104   1,288,569 2,995 SH   SOLE   0 0 2,995
NEWMONT CORP COM 651639106   203,377 3,805 SH   SOLE   0 0 3,805
NVIDIA CORPORATION COM 67066G104   661,391 5,446 SH   SOLE   0 0 5,446
PLUG POWER INC COM NEW 72919P202   31,640 14,000 SH   SOLE   0 0 14,000
PROCTER AND GAMBLE CO COM 742718109   286,515 1,654 SH   SOLE   0 0 1,654
SPDR GOLD TR GOLD SHS 78463V107   22,329,922 91,870 SH   SOLE   0 0 91,870
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475   2,281,727 35,228 SH   SOLE   0 0 35,228
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   232,272 3,492 SH   SOLE   0 0 3,492
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   520,075 17,823 SH   SOLE   0 0 17,823
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   32,798,412 797,627 SH   SOLE   0 0 797,627
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,914,777 40,294 SH   SOLE   0 0 40,294
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   11,779,101 305,712 SH   SOLE   0 0 305,712
SELECT SECTOR SPDR TR ENERGY 81369Y506   6,308,156 71,847 SH   SOLE   0 0 71,847
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   7,377,163 162,779 SH   SOLE   0 0 162,779
TESLA INC COM 88160R101   1,125,492 4,302 SH   SOLE   0 0 4,302
THERMO FISHER SCIENTIFIC INC COM 883556102   210,314 340 SH   SOLE   0 0 340
UBER TECHNOLOGIES INC COM 90353T100   226,758 3,017 SH   SOLE   0 0 3,017
UNION PAC CORP COM 907818108   268,910 1,091 SH   SOLE   0 0 1,091
UNITED AIRLS HLDGS INC COM 910047109   238,226 4,175 SH   SOLE   0 0 4,175
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870   615,721 6,071 SH   SOLE   0 0 6,071
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   30,843,033 240,585 SH   SOLE   0 0 240,585
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   485,640 9,500 SH   SOLE   0 0 9,500
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   34,648,320 190,386 SH   SOLE   0 0 190,386
VISA INC COM CL A 92826C839   653,006 2,375 SH   SOLE   0 0 2,375
WARNER BROS DISCOVERY INC COM SER A 934423104   364,774 44,215 SH   SOLE   0 0 44,215