The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AON PLC SHS CL A G0403H108   252,185 859 SH   SOLE   0 0 859
EATON CORP PLC SHS G29183103   329,228 1,050 SH   SOLE   0 0 1,050
LINDE PLC SHS G54950103   268,552 612 SH   SOLE   0 0 612
SFL CORPORATION LTD SHS G7738W106   138,800 10,000 SH   SOLE   0 0 10,000
STERIS PLC SHS USD G8473T100   432,494 1,970 SH   SOLE   0 0 1,970
TRINSEO PLC SHS G9059U107   79,025 34,210 SH   SOLE   0 0 34,210
TRANSOCEAN LTD REGISTERED SHS H8817H100   401,250 75,000 SH   SOLE   0 0 75,000
ABBOTT LABS COM 002824100   258,736 2,490 SH   SOLE   0 0 2,490
ABBVIE INC COM 00287Y109   409,078 2,385 SH   SOLE   0 0 2,385
ADVISORS INNER CIRCLE FD CAMBIAR AGGRES 0075W0163   327,584 11,482 SH   SOLE   0 0 11,482
AGNICO EAGLE MINES LTD COM 008474108   392,400 6,000 SH   SOLE   0 0 6,000
AKOUSTIS TECHNOLOGIES INC COM 00973N102   3,655 27,756 SH   SOLE   0 0 27,756
ALAMOS GOLD INC NEW COM CL A 011532108   501,760 32,000 SH   SOLE   0 0 32,000
ALPHABET INC CAP STK CL C 02079K107   1,455,845 7,937 SH   SOLE   0 0 7,937
ALPHABET INC CAP STK CL A 02079K305   1,273,858 6,993 SH   SOLE   0 0 6,993
AMAZON COM INC COM 023135106   1,439,519 7,449 SH   SOLE   0 0 7,449
AMETEK INC COM 031100100   268,236 1,609 SH   SOLE   0 0 1,609
ANALOG DEVICES INC COM 032654105   422,281 1,850 SH   SOLE   0 0 1,850
APPLE INC COM 037833100   9,050,979 42,973 SH   SOLE   0 0 42,973
BADGER METER INC COM 056525108   232,192 1,246 SH   SOLE   0 0 1,246
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   696,848 1,713 SH   SOLE   0 0 1,713
BLACKSTONE INC COM 09260D107   470,440 3,800 SH   SOLE   0 0 3,800
BOEING CO COM 097023105   227,695 1,251 SH   SOLE   0 0 1,251
BROADCOM INC COM 11135F101   598,684 373 SH   SOLE   0 0 373
CACI INTL INC CL A 127190304   344,534 801 SH   SOLE   0 0 801
CATERPILLAR INC COM 149123101   586,922 1,762 SH   SOLE   0 0 1,762
CENOVUS ENERGY INC COM 15135U109   235,920 12,000 SH   SOLE   0 0 12,000
CHEVRON CORP NEW COM 166764100   351,780 2,249 SH   SOLE   0 0 2,249
CISCO SYS INC COM 17275R102   267,851 5,638 SH   SOLE   0 0 5,638
CUMMINS INC COM 231021106   260,656 941 SH   SOLE   0 0 941
DARDEN RESTAURANTS INC COM 237194105   234,546 1,550 SH   SOLE   0 0 1,550
DEERE & CO COM 244199105   317,586 850 SH   SOLE   0 0 850
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   421,536 7,163 SH   SOLE   0 0 7,163
DUKE ENERGY CORP NEW COM NEW 26441C204   253,181 2,526 SH   SOLE   0 0 2,526
ENOVIX CORPORATION COM 293594107   262,820 17,000 SH   SOLE   0 0 17,000
EQUINOX GOLD CORP COM 29446Y502   170,237 32,550 SH   SOLE   0 0 32,550
EXXON MOBIL CORP COM 30231G102   860,027 7,471 SH   SOLE   0 0 7,471
META PLATFORMS INC CL A 30303M102   632,292 1,254 SH   SOLE   0 0 1,254
FEDEX CORP COM 31428X106   1,757,362 5,861 SH   SOLE   0 0 5,861
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   207,180 8,176 SH   SOLE   0 0 8,176
FIRSTENERGY CORP COM 337932107   1,790,921 46,797 SH   SOLE   0 0 46,797
GLOBAL X FDS DAX GERMANY ETF 37954Y491   316,496 9,967 SH   SOLE   0 0 9,967
GLOBAL X FDS US PFD ETF 37954Y657   2,833,543 143,981 SH   SOLE   0 0 143,981
HOME DEPOT INC COM 437076102   647,013 1,880 SH   SOLE   0 0 1,880
HONEYWELL INTL INC COM 438516106   591,933 2,772 SH   SOLE   0 0 2,772
HUNTINGTON BANCSHARES INC COM 446150104   397,417 30,153 SH   SOLE   0 0 30,153
HYSTER-YALE INC CL A 449172105   512,237 7,346 SH   SOLE   0 0 7,346
INTERNATIONAL BUSINESS MACHS COM 459200101   242,087 1,400 SH   SOLE   0 0 1,400
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   507,368 11,090 SH   SOLE   0 0 11,090
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   561,415 3,417 SH   SOLE   0 0 3,417
INVESCO EXCH TRD SLF IDX FD BULETSHS 2031 CP 46138J429   390,153 24,461 SH   SOLE   0 0 24,461
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460   341,785 21,020 SH   SOLE   0 0 21,020
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510   242,041 10,302 SH   SOLE   0 0 10,302
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 MUNI 46138J528   245,030 10,088 SH   SOLE   0 0 10,088
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577   614,662 33,847 SH   SOLE   0 0 33,847
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   966,308 48,437 SH   SOLE   0 0 48,437
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   1,041,111 54,168 SH   SOLE   0 0 54,168
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   2,095,689 109,293 SH   SOLE   0 0 109,293
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   2,516,041 123,034 SH   SOLE   0 0 123,034
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   2,485,720 118,030 SH   SOLE   0 0 118,030
INVESCO EXCH TRD SLF IDX FD BULLETSHS 2032 46139W858   253,954 12,685 SH   SOLE   0 0 12,685
ISHARES INC EM MKT SM-CP ETF 464286475   219,158 3,586 SH   SOLE   0 0 3,586
ISHARES INC MSCI GERMANY ETF 464286806   776,646 25,364 SH   SOLE   0 0 25,364
ISHARES TR S&P 100 ETF 464287101   434,774 1,645 SH   SOLE   0 0 1,645
ISHARES TR SELECT DIVID ETF 464287168   1,190,927 9,844 SH   SOLE   0 0 9,844
ISHARES TR CORE S&P500 ETF 464287200   2,629,987 4,806 SH   SOLE   0 0 4,806
ISHARES TR CORE US AGGBD ET 464287226   811,991 8,365 SH   SOLE   0 0 8,365
ISHARES TR S&P 500 GRWT ETF 464287309   3,190,039 34,472 SH   SOLE   0 0 34,472
ISHARES TR S&P 500 VAL ETF 464287408   1,839,757 10,108 SH   SOLE   0 0 10,108
ISHARES TR MSCI EAFE ETF 464287465   277,752 3,546 SH   SOLE   0 0 3,546
ISHARES TR RUS MID CAP ETF 464287499   1,228,200 15,148 SH   SOLE   0 0 15,148
ISHARES TR CORE S&P MCP ETF 464287507   2,062,186 35,239 SH   SOLE   0 0 35,239
ISHARES TR S&P MC 400GR ETF 464287606   519,849 5,900 SH   SOLE   0 0 5,900
ISHARES TR RUS 1000 ETF 464287622   655,543 2,203 SH   SOLE   0 0 2,203
ISHARES TR RUSSELL 2000 ETF 464287655   431,344 2,126 SH   SOLE   0 0 2,126
ISHARES TR S&P MC 400VL ETF 464287705   720,471 6,350 SH   SOLE   0 0 6,350
ISHARES TR U.S. REAL ES ETF 464287739   205,838 2,346 SH   SOLE   0 0 2,346
ISHARES TR CORE S&P SCP ETF 464287804   2,033,260 19,063 SH   SOLE   0 0 19,063
ISHARES TR SP SMCP600VL ETF 464287879   318,726 3,277 SH   SOLE   0 0 3,277
ISHARES TR S&P SML 600 GWT 464287887   276,125 2,150 SH   SOLE   0 0 2,150
ISHARES TR CRE U S REIT ETF 464288521   1,906,415 35,594 SH   SOLE   0 0 35,594
ISHARES TR MRNING SM CP ETF 464288703   1,129,592 19,506 SH   SOLE   0 0 19,506
ISHARES TR RUS TP200 VL ETF 464289420   703,158 9,398 SH   SOLE   0 0 9,398
ISHARES TR RUS TP200 GR ETF 464289438   735,804 3,430 SH   SOLE   0 0 3,430
ISHARES TR CORE HIGH DV ETF 46429B663   16,314,863 150,091 SH   SOLE   0 0 150,091
ISHARES TR 0-5 YR TIPS ETF 46429B747   357,965 3,598 SH   SOLE   0 0 3,598
ISHARES TR MSCI USA QLT FCT 46432F339   407,775 2,388 SH   SOLE   0 0 2,388
ISHARES TR CORE MSCI TOTAL 46432F834   991,375 14,674 SH   SOLE   0 0 14,674
ISHARES TR CORE MSCI EAFE 46432F842   469,036 6,457 SH   SOLE   0 0 6,457
ISHARES TR CORE DIV GRWTH 46434V621   3,343,108 58,030 SH   SOLE   0 0 58,030
ISHARES TR INTL DIV GRWTH 46435G524   1,967,406 29,190 SH   SOLE   0 0 29,190
ISHARES TR CORE INTL AGGR 46435G672   208,965 4,186 SH   SOLE   0 0 4,186
ISHARES TR BROAD USD HIGH 46435U853   246,958 6,807 SH   SOLE   0 0 6,807
ISHARES TR 0-3 MNTH TREASRY 46436E718   19,404,106 192,673 SH   SOLE   0 0 192,673
JPMORGAN CHASE & CO. COM 46625H100   899,886 4,449 SH   SOLE   0 0 4,449
JOHNSON & JOHNSON COM 478160104   394,469 2,699 SH   SOLE   0 0 2,699
KEYCORP COM 493267108   150,754 10,609 SH   SOLE   0 0 10,609
KINDER MORGAN INC DEL COM 49456B101   200,840 10,108 SH   SOLE   0 0 10,108
ELI LILLY & CO COM 532457108   353,113 390 SH   SOLE   0 0 390
MARSH & MCLENNAN COS INC COM 571748102   683,576 3,244 SH   SOLE   0 0 3,244
MARRIOTT INTL INC NEW CL A 571903202   321,312 1,329 SH   SOLE   0 0 1,329
MASTERCARD INCORPORATED CL A 57636Q104   535,568 1,214 SH   SOLE   0 0 1,214
MCDONALDS CORP COM 580135101   366,205 1,437 SH   SOLE   0 0 1,437
MERCK & CO INC COM 58933Y105   379,076 3,062 SH   SOLE   0 0 3,062
MICROSOFT CORP COM 594918104   3,827,737 8,564 SH   SOLE   0 0 8,564
NETFLIX INC COM 64110L106   468,367 694 SH   SOLE   0 0 694
NEW GOLD INC CDA COM 644535106   50,700 26,000 SH   SOLE   0 0 26,000
NIKE INC CL B 654106103   262,648 3,485 SH   SOLE   0 0 3,485
NORDSON CORP COM 655663102   255,134 1,100 SH   SOLE   0 0 1,100
NVIDIA CORPORATION COM 67066G104   2,232,179 18,068 SH   SOLE   0 0 18,068
PAYCHEX INC COM 704326107   217,202 1,832 SH   SOLE   0 0 1,832
PELOTON INTERACTIVE INC CL A COM 70614W100   33,800 10,000 SH   SOLE   0 0 10,000
PEPSICO INC COM 713448108   406,882 2,467 SH   SOLE   0 0 2,467
PHILLIPS 66 COM 718546104   370,289 2,623 SH   SOLE   0 0 2,623
PROCTER AND GAMBLE CO COM 742718109   470,391 2,852 SH   SOLE   0 0 2,852
PROGRESSIVE CORP COM 743315103   747,756 3,600 SH   SOLE   0 0 3,600
RPM INTL INC COM 749685103   234,527 2,178 SH   SOLE   0 0 2,178
RAYMOND JAMES FINL INC COM 754730109   361,559 2,925 SH   SOLE   0 0 2,925
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,808,517 3,323 SH   SOLE   0 0 3,323
SPDR GOLD TR GOLD SHS 78463V107   553,651 2,575 SH   SOLE   0 0 2,575
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,852,347 49,173 SH   SOLE   0 0 49,173
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   2,185,157 62,291 SH   SOLE   0 0 62,291
SPDR SER TR PORTFOLIO SHORT 78464A474   1,014,701 34,165 SH   SOLE   0 0 34,165
SPDR SER TR DJ REIT ETF 78464A607   569,307 6,115 SH   SOLE   0 0 6,115
SPDR SER TR PORTFOLIO S&P400 78464A847   2,584,904 50,388 SH   SOLE   0 0 50,388
SPDR SER TR PORTFOLIO S&P500 78464A854   14,862,208 232,222 SH   SOLE   0 0 232,222
SPDR SER TR PORTFOLIO SH TSR 78468R101   1,051,468 36,421 SH   SOLE   0 0 36,421
SPDR SER TR BLOOMBERG INVT 78468R200   1,285,144 41,658 SH   SOLE   0 0 41,658
SPDR SER TR BLOOMBERG 3-12 M 78468R523   1,391,841 14,007 SH   SOLE   0 0 14,007
SPDR SER TR PORTFLI HIGH YLD 78468R606   18,916,990 814,334 SH   SOLE   0 0 814,334
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   6,767,453 73,736 SH   SOLE   0 0 73,736
SPDR SER TR PRTFLO S&P500 HI 78468R788   885,985 22,023 SH   SOLE   0 0 22,023
SPDR SER TR PORTFOLIO S&P600 78468R853   1,726,194 41,565 SH   SOLE   0 0 41,565
SCHWAB CHARLES CORP COM 808513105   8,002,582 108,598 SH   SOLE   0 0 108,598
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,638,876 41,974 SH   SOLE   0 0 41,974
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   110,191,137 1,715,037 SH   SOLE   0 0 1,715,037
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   4,081,649 40,476 SH   SOLE   0 0 40,476
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   256,341 3,460 SH   SOLE   0 0 3,460
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   8,365,220 107,481 SH   SOLE   0 0 107,481
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   18,684,733 393,777 SH   SOLE   0 0 393,777
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   7,621,552 323,358 SH   SOLE   0 0 323,358
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   4,933,705 185,757 SH   SOLE   0 0 185,757
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722   1,596,216 30,503 SH   SOLE   0 0 30,503
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   31,144,081 400,515 SH   SOLE   0 0 400,515
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   6,099,927 158,770 SH   SOLE   0 0 158,770
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   50,861,567 1,115,875 SH   SOLE   0 0 1,115,875
SCHWAB STRATEGIC TR US REIT ETF 808524847   2,375,312 118,944 SH   SOLE   0 0 118,944
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   406,573 8,447 SH   SOLE   0 0 8,447
SCHWAB STRATEGIC TR US TIPS ETF 808524870   27,689,455 532,387 SH   SOLE   0 0 532,387
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   3,785,624 106,398 SH   SOLE   0 0 106,398
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   349,800 2,400 SH   SOLE   0 0 2,400
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   870,380 3,847 SH   SOLE   0 0 3,847
SHERWIN WILLIAMS CO COM 824348106   1,157,442 3,878 SH   SOLE   0 0 3,878
SMUCKER J M CO COM NEW 832696405   241,960 2,219 SH   SOLE   0 0 2,219
STANDEX INTL CORP COM 854231107   268,637 1,667 SH   SOLE   0 0 1,667
THERATECHNOLOGIES INC COM NEW 88338H704   21,563 15,402 SH   SOLE   0 0 15,402
THERMO FISHER SCIENTIFIC INC COM 883556102   441,847 799 SH   SOLE   0 0 799
UNITEDHEALTH GROUP INC COM 91324P102   305,556 600 SH   SOLE   0 0 600
VANECK ETF TRUST IG FLOATING RATE 92189F486   1,338,688 52,477 SH   SOLE   0 0 52,477
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   36,373,673 199,253 SH   SOLE   0 0 199,253
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   254,422 763 SH   SOLE   0 0 763
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   214,276 1,219 SH   SOLE   0 0 1,219
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   39,888,673 807,136 SH   SOLE   0 0 807,136
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   3,936,690 33,193 SH   SOLE   0 0 33,193
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   1,467,913 21,420 SH   SOLE   0 0 21,420
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   9,477,466 116,603 SH   SOLE   0 0 116,603
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   865,479 17,830 SH   SOLE   0 0 17,830
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   766,957 15,758 SH   SOLE   0 0 15,758
VANGUARD WORLD FD ENERGY ETF 92204A306   795,782 6,238 SH   SOLE   0 0 6,238
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   415,924 10,252 SH   SOLE   0 0 10,252
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   7,970,984 67,844 SH   SOLE   0 0 67,844
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   915,781 15,617 SH   SOLE   0 0 15,617
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   12,629,795 288,615 SH   SOLE   0 0 288,615
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   416,979 6,245 SH   SOLE   0 0 6,245
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   48,594,902 628,857 SH   SOLE   0 0 628,857
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   419,764 4,475 SH   SOLE   0 0 4,475
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   308,690 3,862 SH   SOLE   0 0 3,862
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   756,521 15,097 SH   SOLE   0 0 15,097
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   12,236,641 24,467 SH   SOLE   0 0 24,467
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   7,073,288 47,020 SH   SOLE   0 0 47,020
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   17,452,817 208,367 SH   SOLE   0 0 208,367
VANGUARD INDEX FDS SML CP GRW ETF 922908595   293,402 1,173 SH   SOLE   0 0 1,173
VANGUARD INDEX FDS SM CP VAL ETF 922908611   8,657,708 47,434 SH   SOLE   0 0 47,434
VANGUARD INDEX FDS MID CAP ETF 922908629   1,737,277 7,176 SH   SOLE   0 0 7,176
VANGUARD INDEX FDS LARGE CAP ETF 922908637   2,792,998 11,189 SH   SOLE   0 0 11,189
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   1,262,887 7,482 SH   SOLE   0 0 7,482
VANGUARD INDEX FDS GROWTH ETF 922908736   19,130,539 51,150 SH   SOLE   0 0 51,150
VANGUARD INDEX FDS VALUE ETF 922908744   783,013 4,881 SH   SOLE   0 0 4,881
VANGUARD INDEX FDS SMALL CP ETF 922908751   18,593,713 85,277 SH   SOLE   0 0 85,277
VANGUARD INDEX FDS TOTAL STK MKT 922908769   4,402,278 16,456 SH   SOLE   0 0 16,456
WEC ENERGY GROUP INC COM 92939U106   215,373 2,745 SH   SOLE   0 0 2,745
WABTEC COM 929740108   807,003 5,106 SH   SOLE   0 0 5,106
WALMART INC COM 931142103   455,582 6,728 SH   SOLE   0 0 6,728
WISDOMTREE TR INDIA ERNGS FD 97717W422   375,715 7,782 SH   SOLE   0 0 7,782