The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   40,656,347 390,251 SH   SOLE   5,733 0 384,518
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   2,241,582 37,100 SH   SOLE   994 0 36,106
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100   16,468,061 145,362 SH   SOLE   2,969 0 142,393
EA SERIES TRUST ALPHA ARCH 1-3 02072L565   13,201,744 121,195 SH   SOLE   2,516 0 118,679
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827   18,698,400 664,714 SH   SOLE   14,796 0 649,918
ISHARES TR MSCI EAFE ETF 464287465   9,096,290 108,768 SH   SOLE   726 0 108,042
ISHARES TR MSCI EMG MKT ETF 464287234   5,515,995 120,279 SH   SOLE   937 0 119,342
ISHARES TR RUS 1000 GRW ETF 464287614   4,029,244 10,734 SH   SOLE   20 0 10,714
ISHARES TR RUS 1000 VAL ETF 464287598   12,288,700 64,746 SH   SOLE   544 0 64,202
ISHARES TR RUSSELL 2000 ETF 464287655   5,897,501 26,699 SH   SOLE   158 0 26,541
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   15,324,608 525,175 SH   SOLE   14,032 0 511,143
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   23,499,888 571,495 SH   SOLE   13,434 0 558,062
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   43,408,925 540,114 SH   SOLE   11,798 0 528,315
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   15,155,544 294,282 SH   SOLE   8,788 0 285,494
VANGUARD WORLD FD MEGA CAP INDEX 921910873   38,305,272 185,372 SH   SOLE   3,661 0 181,711
SPDR S&P 500 ETF TR TR UNIT 78462F103   7,625,844 13,291 SH   SOLE   0 0 13,291
VANGUARD BD INDEX FDS INTERMED TERM 921937819   530,016 6,763 SH   SOLE   0 0 6,763
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,964,770 9,786 SH   SOLE   157 0 9,629
ADVANCED MICRO DEVICES INC COM 007903107   271,388 1,654 SH   SOLE   0 0 1,654
ALPHABET INC CAP STK CL A 02079K305   1,847,569 11,140 SH   SOLE   60 0 11,080
ALPHABET INC CAP STK CL C 02079K107   863,369 5,164 SH   SOLE   0 0 5,164
APPLE INC COM 037833100   6,538,453 28,062 SH   SOLE   2,504 0 25,558
COPART INC COM 217204106   1,250,683 23,868 SH   SOLE   0 0 23,868
COSTCO WHSL CORP NEW COM 22160K105   399,821 451 SH   SOLE   16 0 435
MICROSOFT CORP COM 594918104   3,163,566 7,352 SH   SOLE   69 0 7,283
NVIDIA CORPORATION COM 67066G104   1,154,652 9,508 SH   SOLE   0 0 9,508
HOME DEPOT INC COM 437076102   500,109 1,234 SH   SOLE   16 0 1,218
VISA INC COM CL A 92826C839   252,404 918 SH   SOLE   31 0 887
BANK AMERICA CORP COM 060505104   526,670 13,273 SH   SOLE   0 0 13,273
CISCO SYS INC COM 17275R102   263,181 4,945 SH   SOLE   0 0 4,945
JOHNSON & JOHNSON COM 478160104   248,762 1,535 SH   SOLE   0 0 1,535
PROCTER AND GAMBLE CO COM 742718109   365,207 2,109 SH   SOLE   0 0 2,109
CAMBRIA ETF TR SHSHLD YIELD ETF 132061201   811,069 11,207 SH   SOLE   193 0 11,014
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   5,233,135 78,670 SH   SOLE   231 0 78,439
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   767,714 1,668 SH   SOLE   0 0 1,668
ISHARES TR CORE HIGH DV ETF 46429B663   475,773 4,045 SH   SOLE   48 0 3,997
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   750,181 8,875 SH   SOLE   89 0 8,785
PALO ALTO NETWORKS INC COM 697435105   411,869 1,205 SH   SOLE   0 0 1,205
INVESCO QQQ TR UNIT SER 1 46090E103   558,135 1,144 SH   SOLE   0 0 1,144
ISHARES TR RUS 1000 ETF 464287622   502,710 1,599 SH   SOLE   0 0 1,599
MERCK & CO INC COM 58933Y105   515,829 4,542 SH   SOLE   0 0 4,542
META PLATFORMS INC CL A 30303M102   372,086 650 SH   SOLE   0 0 650
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   575,105 4,486 SH   SOLE   0 0 4,486
VANGUARD INDEX FDS LARGE CAP ETF 922908637   264,870 1,006 SH   SOLE   0 0 1,006
AMAZON COM INC COM 023135106   550,978 2,957 SH   SOLE   20 0 2,937
ISHARES TR CORE S&P MCP ETF 464287507   246,476 3,955 SH   SOLE   0 0 3,955
ISHARES TR CORE S&P US VLU 464287663   223,924 2,345 SH   SOLE   0 0 2,345
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   583,133 11,042 SH   SOLE   3 0 11,039
TESLA INC COM 88160R101   739,890 2,828 SH   SOLE   0 0 2,828
JPMORGAN CHASE & CO. COM 46625H100   1,658,625 7,866 SH   SOLE   33 0 7,833
VANGUARD INDEX FDS GROWTH ETF 922908736   396,216 1,032 SH   SOLE   48 0 984
ABBVIE INC COM 00287Y109   246,850 1,250 SH   SOLE   0 0 1,250
EXXON MOBIL CORP COM 30231G102   738,180 6,297 SH   SOLE   0 0 6,297
DISNEY WALT CO COM 254687106   239,919 2,494 SH   SOLE   0 0 2,494
AMGEN INC COM 031162100   274,861 853 SH   SOLE   0 0 853
ORACLE CORP COM 68389X105   218,317 1,281 SH   SOLE   0 0 1,281
CHIPOTLE MEXICAN GRILL INC COM 169656105   466,722 8,100 SH   SOLE   0 0 8,100
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   240,343 2,647 SH   SOLE   0 0 2,647
QUALCOMM INC COM 747525103   404,662 2,380 SH   SOLE   0 0 2,380
SIMPSON MFG INC COM 829073105   737,728 3,857 SH   SOLE   0 0 3,857
STATE STR CORP COM 857477103   355,826 4,022 SH   SOLE   0 0 4,022
VANGUARD INDEX FDS SMALL CP ETF 922908751   540,462 2,278 SH   SOLE   114 0 2,164
ELI LILLY & CO COM 532457108   262,238 296 SH   SOLE   0 0 296
STARBOARD INVT TR ADAPTIVE ALPHA 85521B742   219,827 7,619 SH   SOLE   0 0 7,619
VANGUARD INDEX FDS MID CAP ETF 922908629   448,247 1,699 SH   SOLE   0 0 1,699
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   262,739 1,567 SH   SOLE   0 0 1,567
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   230,780 3,878 SH   SOLE   0 0 3,878
J P MORGAN EXCHANGE TRADED F ACTIVE GROWTH 46654Q609   200,811 2,612 SH   SOLE   0 0 2,612