The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   60,766,531 402,614 SH   SOLE   402,614 0 0
ALPHABET INC CAP STK CL C 02079K107   3,928,308 25,800 SH   SOLE   25,800 0 0
ALPS ETF TR ALERIAN MLP 00162Q452   3,061,882 64,515 SH   SOLE   64,515 0 0
AMAZON COM INC COM 023135106   61,731,989 342,233 SH   SOLE   342,233 0 0
APPLE INC COM 037833100   5,181,296 30,215 SH   SOLE   30,215 0 0
BLUE OWL CAPITAL CORPORATION COM 69121K104   13,807,159 876,645 SH   SOLE   876,645 0 0
INVESCO DB COMMDY INDX TRCK UNIT 46138B103   21,826,787 950,230 SH   SOLE   950,230 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   382,342 860 SH   SOLE   860 0 0
ISHARES INC CORE MSCI EMKT 46434G103   3,399,192 65,876 SH   SOLE   65,876 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   34,395,391 345,926 SH   SOLE   345,926 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   2,005,511 17,317 SH   SOLE   17,317 0 0
ISHARES TR CORE MSCI EAFE 46432F842   14,697,914 198,032 SH   SOLE   198,032 0 0
ISHARES TR CORE S&P MCP ETF 464287507   200,442 3,300 SH   SOLE   3,300 0 0
ISHARES TR CORE S&P TTL STK 464287150   6,304,928 54,683 SH   SOLE   54,683 0 0
ISHARES TR CORE US AGGBD ET 464287226   3,736,925 38,155 SH   SOLE   38,155 0 0
ISHARES TR EAFE GRWTH ETF 464288885   1,103,495 10,632 SH   SOLE   10,632 0 0
ISHARES TR EAFE VALUE ETF 464288877   22,928,814 421,486 SH   SOLE   421,486 0 0
ISHARES TR IBONDS 25 TRM TS 46436E866   2,403,443 103,463 SH   SOLE   103,463 0 0
ISHARES TR IBONDS 26 TRM TS 46436E858   2,393,142 105,378 SH   SOLE   105,378 0 0
ISHARES TR IBONDS 27 TRM TS 46436E841   2,387,683 107,747 SH   SOLE   107,747 0 0
ISHARES TR IBONDS 28 TRM TS 46436E833   2,382,582 108,620 SH   SOLE   108,620 0 0
ISHARES TR IBONDS 29 TRM TS 46436E825   2,384,976 110,929 SH   SOLE   110,929 0 0
ISHARES TR MSCI ACWI ETF 464288257   510,795 4,638 SH   SOLE   4,638 0 0
ISHARES TR MSCI CHINA ETF 46429B671   21,914,956 551,597 SH   SOLE   551,597 0 0
ISHARES TR MSCI EAFE ETF 464287465   35,879,031 449,274 SH   SOLE   449,274 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   10,913,374 265,661 SH   SOLE   265,661 0 0
ISHARES TR MSCI INTL VLU FT 46435G409   3,941,525 139,622 SH   SOLE   139,622 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   85,861,545 522,431 SH   SOLE   522,431 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   3,778,249 23,791 SH   SOLE   23,791 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   1,306,529 6,213 SH   SOLE   6,213 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   621,366,651 2,070,670 SH   SOLE   2,070,670 0 0
ISHARES TR S&P 100 ETF 464287101   6,111,566 24,702 SH   SOLE   24,702 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   46,568,887 551,503 SH   SOLE   551,503 0 0
ISHARES TR S&P 500 VAL ETF 464287408   5,420,105 29,014 SH   SOLE   29,014 0 0
ISHARES TR U.S. REAL ES ETF 464287739   5,636,281 62,695 SH   SOLE   62,695 0 0
ISHARES TR US TREAS BD ETF 46429B267   8,979,226 394,345 SH   SOLE   394,345 0 0
META PLATFORMS INC CL A 30303M102   19,547,871 40,257 SH   SOLE   40,257 0 0
MICROSOFT CORP COM 594918104   81,360,287 193,383 SH   SOLE   193,383 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   17,814,369 705,520 SH   SOLE   705,520 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   232,081,394 5,947,755 SH   SOLE   5,947,755 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   67,211,336 1,394,137 SH   SOLE   1,394,137 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   245,250,605 4,017,209 SH   SOLE   4,017,209 0 0
SPDR GOLD TR GOLD SHS 78463V107   14,128,850 68,680 SH   SOLE   68,680 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   132,031,514 251,648 SH   SOLE   251,648 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664   98,593,086 3,528,743 SH   SOLE   3,528,743 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   69,586,364 951,283 SH   SOLE   951,283 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   2,368,678 47,279 SH   SOLE   47,279 0 0
SPDR SER TR S&P 400 MDCP GRW 78464A821   1,977,587 22,655 SH   SOLE   22,655 0 0
SPDR SER TR S&P METALS MNG 78464A755   25,560,780 424,034 SH   SOLE   424,034 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   5,303,597 38,827 SH   SOLE   38,827 0 0
TESLA INC COM 88160R101   4,162,883 23,681 SH   SOLE   23,681 0 0
TOAST INC CL A 888787108   19,725,276 791,544 SH   SOLE   791,544 0 0
UNDER ARMOUR INC CL C 904311206   355,458 49,784 SH   SOLE   49,784 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   3,684,656 20,417 SH   SOLE   20,417 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   9,639,449 28,005 SH   SOLE   28,005 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   36,332,924 420,131 SH   SOLE   420,131 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   774,888 1,612 SH   SOLE   1,612 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   554,775,577 2,134,573 SH   SOLE   2,134,573 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   239,910,439 1,473,108 SH   SOLE   1,473,108 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   6,894,849 117,559 SH   SOLE   117,559 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   153,371,485 3,671,810 SH   SOLE   3,671,810 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   40,067,552 362,602 SH   SOLE   362,602 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   139,076,347 2,748,544 SH   SOLE   2,748,544 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   572,523,361 9,778,367 SH   SOLE   9,778,367 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   78,484,954 1,324,864 SH   SOLE   1,324,864 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   228,873,190 3,941,333 SH   SOLE   3,941,333 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   362,633,000 7,228,085 SH   SOLE   7,228,085 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725   20,101,652 349,776 SH   SOLE   349,776 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   22,794,949 244,607 SH   SOLE   244,607 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   51,239,273 389,061 SH   SOLE   389,061 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   13,327,150 25,417 SH   SOLE   25,417 0 0