The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   433,454 3,832 SH   SOLE 0 0 0 3,832
ABBVIE INC COM 00287Y109   581,391 3,272 SH   SOLE 0 0 0 3,272
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   388,005 1,103 SH   SOLE 0 0 0 1,103
ADOBE INC COM 00724F101   389,984 877 SH   SOLE 0 0 0 877
ADVANCED MICRO DEVICES INC COM 007903107   903,630 7,481 SH   SOLE 0 0 0 7,481
AIR PRODS & CHEMS INC COM 009158106   2,694,908 9,292 SH   SOLE 0 0 0 9,292
ALLSTATE CORP COM 020002101   814,154 4,223 SH   SOLE 0 0 0 4,223
ALPHABET INC CAP STK CL A 02079K305   3,469,768 18,329 SH   SOLE 0 0 0 18,329
ALPHABET INC CAP STK CL C 02079K107   1,925,262 10,110 SH   SOLE 0 0 0 10,110
AMAZON COM INC COM 023135106   8,693,548 39,626 SH   SOLE 0 0 0 39,626
AMERICAN CENTY ETF TR US EQT ETF 025072885   249,484 2,574 SH   SOLE 0 0 0 2,574
AMERICAN EXPRESS CO COM 025816109   1,636,259 5,513 SH   SOLE 0 0 0 5,513
AMPLIFY ETF TR CWP ENHANCED DIV 032108409   5,093,683 125,832 SH   SOLE 0 0 0 125,832
ANALOG DEVICES INC COM 032654105   2,079,795 9,789 SH   SOLE 0 0 0 9,789
APPLE INC COM 037833100   20,758,354 82,894 SH   SOLE 0 0 0 82,894
APPLOVIN CORP COM CL A 03831W108   214,052 661 SH   SOLE 0 0 0 661
AT&T INC COM 00206R102   230,329 10,115 SH   SOLE 0 0 0 10,115
BANK AMERICA CORP COM 060505104   813,220 18,503 SH   SOLE 0 0 0 18,503
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,547,045 3,413 SH   SOLE 0 0 0 3,413
BEST BUY INC COM 086516101   1,664,764 19,403 SH   SOLE 0 0 0 19,403
BLACKROCK ETF TRUST ISHARES U S INDU 09290C830   9,356,957 336,832 SH   SOLE 0 0 0 336,832
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103   13,580,408 264,984 SH   SOLE 0 0 0 264,984
BNY MELLON MUN BD INFRASTRUC COM SHS 09662W109   514,315 49,692 SH   SOLE 0 0 0 49,692
BOEING CO COM 097023105   420,075 2,373 SH   SOLE 0 0 0 2,373
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788   3,708,202 73,898 SH   SOLE 0 0 0 73,898
BOOKING HOLDINGS INC COM 09857L108   303,094 61 SH   SOLE 0 0 0 61
BRISTOL-MYERS SQUIBB CO COM 110122108   856,656 15,146 SH   SOLE 0 0 0 15,146
BROADCOM INC COM 11135F101   9,594,091 41,382 SH   SOLE 0 0 0 41,382
CADENCE DESIGN SYSTEM INC COM 127387108   372,570 1,240 SH   SOLE 0 0 0 1,240
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   515,571 20,899 SH   SOLE 0 0 0 20,899
CARLISLE COS INC COM 142339100   745,811 2,022 SH   SOLE 0 0 0 2,022
CATERPILLAR INC COM 149123101   382,252 1,054 SH   SOLE 0 0 0 1,054
CHEVRON CORP NEW COM 166764100   475,498 3,283 SH   SOLE 0 0 0 3,283
CHIPOTLE MEXICAN GRILL INC COM 169656105   971,192 16,106 SH   SOLE 0 0 0 16,106
CHUBB LIMITED COM H1467J104   3,154,590 11,417 SH   SOLE 0 0 0 11,417
CISCO SYS INC COM 17275R102   649,050 10,964 SH   SOLE 0 0 0 10,964
CME GROUP INC COM 12572Q105   2,831,790 12,194 SH   SOLE 0 0 0 12,194
COCA COLA CO COM 191216100   771,089 12,385 SH   SOLE 0 0 0 12,385
COLUMBIA ETF TR II EM CORE EX ETF 19762B202   917,334 30,991 SH   SOLE 0 0 0 30,991
COMCAST CORP NEW CL A 20030N101   2,048,665 54,587 SH   SOLE 0 0 0 54,587
COMPASS THERAPEUTICS INC COM 20454B104   16,368 11,288 SH   SOLE 0 0 0 11,288
CONOCOPHILLIPS COM 20825C104   286,238 2,886 SH   SOLE 0 0 0 2,886
COSTCO WHSL CORP NEW COM 22160K105   1,318,093 1,439 SH   SOLE 0 0 0 1,439
DARDEN RESTAURANTS INC COM 237194105   2,411,174 12,915 SH   SOLE 0 0 0 12,915
DEERE & CO COM 244199105   325,238 768 SH   SOLE 0 0 0 768
DEVON ENERGY CORP NEW COM 25179M103   346,163 10,576 SH   SOLE 0 0 0 10,576
DEXCOM INC COM 252131107   331,611 4,264 SH   SOLE 0 0 0 4,264
DIAMONDBACK ENERGY INC COM 25278X109   570,081 3,480 SH   SOLE 0 0 0 3,480
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   593,111 9,304 SH   SOLE 0 0 0 9,304
DISNEY WALT CO COM 254687106   218,708 1,964 SH   SOLE 0 0 0 1,964
DT MIDSTREAM INC COMMON STOCK 23345M107   208,765 2,100 SH   SOLE 0 0 0 2,100
DTE ENERGY CO COM 233331107   465,280 3,853 SH   SOLE 0 0 0 3,853
EATON CORP PLC SHS G29183103   6,042,780 18,208 SH   SOLE 0 0 0 18,208
ECOLAB INC COM 278865100   327,033 1,396 SH   SOLE 0 0 0 1,396
EDWARDS LIFESCIENCES CORP COM 28176E108   685,074 9,254 SH   SOLE 0 0 0 9,254
ELI LILLY & CO COM 532457108   2,211,171 2,864 SH   SOLE 0 0 0 2,864
EMERSON ELEC CO COM 291011104   215,405 1,738 SH   SOLE 0 0 0 1,738
EXPEDITORS INTL WASH INC COM 302130109   2,684,788 24,237 SH   SOLE 0 0 0 24,237
EXXON MOBIL CORP COM 30231G102   757,139 7,039 SH   SOLE 0 0 0 7,039
FEDEX CORP COM 31428X106   216,936 771 SH   SOLE 0 0 0 771
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   3,121,130 16,882 SH   SOLE 0 0 0 16,882
FIDELITY NATL INFORMATION SV COM 31620M106   1,960,962 24,278 SH   SOLE 0 0 0 24,278
FINANCIAL INSTNS INC COM 317585404   236,583 8,669 SH   SOLE 0 0 0 8,669
FISERV INC COM 337738108   1,251,213 6,091 SH   SOLE 0 0 0 6,091
FORD MTR CO COM 345370860   109,266 11,037 SH   SOLE 0 0 0 11,037
GE AEROSPACE COM NEW 369604301   270,271 1,620 SH   SOLE 0 0 0 1,620
GOLDMAN SACHS GROUP INC COM 38141G104   412,423 720 SH   SOLE 0 0 0 720
HOME DEPOT INC COM 437076102   4,926,941 12,666 SH   SOLE 0 0 0 12,666
I-80 GOLD CORP COM 44955L106   16,619 34,265 SH   SOLE 0 0 0 34,265
ILLINOIS TOOL WKS INC COM 452308109   4,709,165 18,572 SH   SOLE 0 0 0 18,572
INTERNATIONAL BUSINESS MACHS COM 459200101   329,226 1,498 SH   SOLE 0 0 0 1,498
INTUIT COM 461202103   247,025 393 SH   SOLE 0 0 0 393
INTUITIVE SURGICAL INC COM NEW 46120E602   256,804 492 SH   SOLE 0 0 0 492
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339   4,842,718 50,971 SH   SOLE 0 0 0 50,971
IQVIA HLDGS INC COM 46266C105   710,580 3,616 SH   SOLE 0 0 0 3,616
ISHARES INC CORE MSCI EMKT 46434G103   3,461,125 66,280 SH   SOLE 0 0 0 66,280
ISHARES INC MSCI EMRG CHN 46434G764   8,299,823 149,681 SH   SOLE 0 0 0 149,681
ISHARES TR US INFRASTRUC 46435U713   1,804,720 38,987 SH   SOLE 0 0 0 38,987
ISHARES TR EAFE GRWTH ETF 464288885   15,147,375 156,433 SH   SOLE 0 0 0 156,433
ISHARES TR IBONDS DEC 29 46436E205   2,765,172 121,279 SH   SOLE 0 0 0 121,279
ISHARES TR CORE S&P500 ETF 464287200   556,021 945 SH   SOLE 0 0 0 945
ISHARES TR IBDS DEC28 ETF 46435U515   2,761,870 110,918 SH   SOLE 0 0 0 110,918
ISHARES TR CORE MSCI EURO 46434V738   334,277 6,193 SH   SOLE 0 0 0 6,193
ISHARES TR IBONDS DEC 2032 46436E312   1,967,555 80,047 SH   SOLE 0 0 0 80,047
ISHARES TR EAFE VALUE ETF 464288877   16,773,887 319,685 SH   SOLE 0 0 0 319,685
ISHARES TR U.S. PHARMA ETF 464288836   277,292 4,219 SH   SOLE 0 0 0 4,219
ISHARES TR MSCI INTL VLU FT 46435G409   674,008 24,862 SH   SOLE 0 0 0 24,862
ISHARES TR S&P 100 ETF 464287101   1,202,298 4,162 SH   SOLE 0 0 0 4,162
ISHARES TR CORE S&P SCP ETF 464287804   207,574 1,802 SH   SOLE 0 0 0 1,802
ISHARES TR RUSSELL 3000 ETF 464287689   312,524 935 SH   SOLE 0 0 0 935
ISHARES TR CORE S&P US GWT 464287671   235,140 1,687 SH   SOLE 0 0 0 1,687
ISHARES TR CORE DIV GRWTH 46434V621   363,780 5,931 SH   SOLE 0 0 0 5,931
ISHARES TR IBONDS 27 ETF 46435UAA9   2,764,200 115,367 SH   SOLE 0 0 0 115,367
ISHARES TR US TELECOM ETF 464287713   257,162 9,585 SH   SOLE 0 0 0 9,585
ISHARES TR ISHARES SEMICDTR 464287523   222,189 1,031 SH   SOLE 0 0 0 1,031
ISHARES TR HDG MSCI EAFE 46434V803   356,844 10,269 SH   SOLE 0 0 0 10,269
ISHARES TR IBONDS DEC 2030 46436E726   1,979,298 92,664 SH   SOLE 0 0 0 92,664
ISHARES TR RUS 1000 VAL ETF 464287598   683,685 3,693 SH   SOLE 0 0 0 3,693
ISHARES TR IBONDS DEC 2031 46436E486   1,972,047 96,906 SH   SOLE 0 0 0 96,906
ISHARES TR MSCI USA QLT FCT 46432F339   21,167,689 118,866 SH   SOLE 0 0 0 118,866
ISHARES TR MSCI USA MIN VOL 46429B697   315,430 3,553 SH   SOLE 0 0 0 3,553
ISHARES TR CORE S&P MCP ETF 464287507   568,625 9,126 SH   SOLE 0 0 0 9,126
ISHARES TR CORE MSCI EAFE 46432F842   1,168,343 16,624 SH   SOLE 0 0 0 16,624
ISHARES TR MSCI ACWI ETF 464288257   1,124,088 9,567 SH   SOLE 0 0 0 9,567
ISHARES TR RUS 1000 GRW ETF 464287614   278,697 694 SH   SOLE 0 0 0 694
ISHARES TR IBONDS DEC25 ETF 46434VBD1   2,760,820 110,212 SH   SOLE 0 0 0 110,212
ISHARES TR IBONDS DEC2026 46435GAA0   2,782,921 115,618 SH   SOLE 0 0 0 115,618
ISHARES TR IBONDS DEC 2034 46438G653   1,965,074 77,213 SH   SOLE 0 0 0 77,213
ISHARES TR U.S. TECH ETF 464287721   2,021,107 12,670 SH   SOLE 0 0 0 12,670
ISHARES TR IBONDS DEC 2033 46436E130   1,965,465 78,305 SH   SOLE 0 0 0 78,305
JOHNSON & JOHNSON COM 478160104   3,239,817 22,402 SH   SOLE 0 0 0 22,402
JOHNSON CTLS INTL PLC SHS G51502105   2,135,259 27,053 SH   SOLE 0 0 0 27,053
JPMORGAN CHASE & CO. COM 46625H100   7,860,698 32,793 SH   SOLE 0 0 0 32,793
L3HARRIS TECHNOLOGIES INC COM 502431109   662,376 3,150 SH   SOLE 0 0 0 3,150
LINDE PLC SHS G54950103   220,760 527 SH   SOLE 0 0 0 527
LOWES COS INC COM 548661107   371,049 1,503 SH   SOLE 0 0 0 1,503
MARATHON PETE CORP COM 56585A102   3,098,024 22,208 SH   SOLE 0 0 0 22,208
MASTERCARD INCORPORATED CL A 57636Q104   912,684 1,733 SH   SOLE 0 0 0 1,733
MCDONALDS CORP COM 580135101   2,948,022 10,169 SH   SOLE 0 0 0 10,169
MEDTRONIC PLC SHS G5960L103   2,077,460 26,007 SH   SOLE 0 0 0 26,007
MERCK & CO INC COM 58933Y105   3,543,900 35,624 SH   SOLE 0 0 0 35,624
META PLATFORMS INC CL A 30303M102   3,090,949 5,279 SH   SOLE 0 0 0 5,279
MICRON TECHNOLOGY INC COM 595112103   201,323 2,392 SH   SOLE 0 0 0 2,392
MICROSOFT CORP COM 594918104   16,778,717 39,807 SH   SOLE 0 0 0 39,807
MONDELEZ INTL INC CL A 609207105   235,994 3,951 SH   SOLE 0 0 0 3,951
MOTOROLA SOLUTIONS INC COM NEW 620076307   6,272,663 13,570 SH   SOLE 0 0 0 13,570
NETFLIX INC COM 64110L106   1,027,692 1,153 SH   SOLE 0 0 0 1,153
NEXTERA ENERGY INC COM 65339F101   1,280,694 17,864 SH   SOLE 0 0 0 17,864
NVIDIA CORPORATION COM 67066G104   7,546,316 56,194 SH   SOLE 0 0 0 56,194
NXP SEMICONDUCTORS N V COM N6596X109   787,282 3,788 SH   SOLE 0 0 0 3,788
NYLI MACKAY DEFINEDTERM MUNI COM 56064K100   1,133,135 75,897 SH   SOLE 0 0 0 75,897
ORACLE CORP COM 68389X105   682,822 4,098 SH   SOLE 0 0 0 4,098
PEPSICO INC COM 713448108   290,311 1,909 SH   SOLE 0 0 0 1,909
PHILIP MORRIS INTL INC COM 718172109   356,628 2,963 SH   SOLE 0 0 0 2,963
PROCTER AND GAMBLE CO COM 742718109   728,173 4,343 SH   SOLE 0 0 0 4,343
PROGRESSIVE CORP COM 743315103   275,100 1,148 SH   SOLE 0 0 0 1,148
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   1,295,817 15,337 SH   SOLE 0 0 0 15,337
RAYMOND JAMES FINL INC COM 754730109   442,176 2,847 SH   SOLE 0 0 0 2,847
REALTY INCOME CORP COM 756109104   1,889,992 35,386 SH   SOLE 0 0 0 35,386
RTX CORPORATION COM 75513E101   236,202 2,041 SH   SOLE 0 0 0 2,041
S&P GLOBAL INC COM 78409V104   1,030,373 2,069 SH   SOLE 0 0 0 2,069
SALESFORCE INC COM 79466L302   1,741,683 5,209 SH   SOLE 0 0 0 5,209
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   814,193 29,214 SH   SOLE 0 0 0 29,214
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   861,237 31,524 SH   SOLE 0 0 0 31,524
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   231,041 8,862 SH   SOLE 0 0 0 8,862
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   970,089 20,072 SH   SOLE 0 0 0 20,072
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   715,880 3,191 SH   SOLE 0 0 0 3,191
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,013,226 7,365 SH   SOLE 0 0 0 7,365
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   5,528,367 23,776 SH   SOLE 0 0 0 23,776
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   222,598 2,299 SH   SOLE 0 0 0 2,299
SERVICENOW INC COM 81762P102   562,924 531 SH   SOLE 0 0 0 531
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   819,809 1,927 SH   SOLE 0 0 0 1,927
SPDR S&P 500 ETF TR TR UNIT 78462F103   577,664 986 SH   SOLE 0 0 0 986
SPDR SER TR PORTFOLIO S&P500 78464A854   8,530,467 123,738 SH   SOLE 0 0 0 123,738
SPDR SER TR PRTFLO S&P500 GW 78464A409   7,274,539 82,759 SH   SOLE 0 0 0 82,759
SPDR SER TR PRTFLO S&P500 VL 78464A508   232,437 4,545 SH   SOLE 0 0 0 4,545
STARBUCKS CORP COM 855244109   629,776 6,902 SH   SOLE 0 0 0 6,902
STERIS PLC SHS USD G8473T100   633,468 3,082 SH   SOLE 0 0 0 3,082
STRYKER CORPORATION COM 863667101   553,570 1,537 SH   SOLE 0 0 0 1,537
SYNOPSYS INC COM 871607107   352,857 727 SH   SOLE 0 0 0 727
T-MOBILE US INC COM 872590104   207,201 939 SH   SOLE 0 0 0 939
TANGO THERAPEUTICS INC COM 87583X109   33,965 10,992 SH   SOLE 0 0 0 10,992
TARGET CORP COM 87612E106   374,347 2,769 SH   SOLE 0 0 0 2,769
TESLA INC COM 88160R101   1,352,864 3,350 SH   SOLE 0 0 0 3,350
THERMO FISHER SCIENTIFIC INC COM 883556102   253,889 488 SH   SOLE 0 0 0 488
TJX COS INC NEW COM 872540109   1,109,665 9,185 SH   SOLE 0 0 0 9,185
TRANE TECHNOLOGIES PLC SHS G8994E103   2,023,910 5,480 SH   SOLE 0 0 0 5,480
UNION PAC CORP COM 907818108   1,681,727 7,375 SH   SOLE 0 0 0 7,375
UNITED PARCEL SERVICE INC CL B 911312106   330,710 2,623 SH   SOLE 0 0 0 2,623
UNITEDHEALTH GROUP INC COM 91324P102   3,071,287 6,071 SH   SOLE 0 0 0 6,071
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   498,802 926 SH   SOLE 0 0 0 926
VANGUARD INDEX FDS GROWTH ETF 922908736   1,800,304 4,386 SH   SOLE 0 0 0 4,386
VANGUARD INDEX FDS TOTAL STK MKT 922908769   226,342 781 SH   SOLE 0 0 0 781
VANGUARD INDEX FDS SMALL CP ETF 922908751   222,131 924 SH   SOLE 0 0 0 924
VANGUARD WORLD FD INF TECH ETF 92204A702   262,282 422 SH   SOLE 0 0 0 422
VERIZON COMMUNICATIONS INC COM 92343V104   1,865,529 46,650 SH   SOLE 0 0 0 46,650
VISA INC COM CL A 92826C839   2,551,977 8,075 SH   SOLE 0 0 0 8,075
WALDENCAST PLC CLASS A ORD SHS G9503X103   47,669 11,858 SH   SOLE 0 0 0 11,858
WALMART INC COM 931142103   6,568,998 72,706 SH   SOLE 0 0 0 72,706
WELLS FARGO CO NEW COM 949746101   283,697 4,039 SH   SOLE 0 0 0 4,039
WESTERN ASSET MANAGED MUNS F COM 95766M105   259,464 25,438 SH   SOLE 0 0 0 25,438
WISDOMTREE TR US LARGECAP DIVD 97717W307   251,612 3,235 SH   SOLE 0 0 0 3,235